What College Majors Are Worth the Money?

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It’s not exactly a news flash that college is expensive. Which college majors give you more bang for your buck, and does that compare to doing what you love?
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Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions.
Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson
Directors: Katie Graham & Andrew Matthews
Written by: Andrew Matthews & Julia Lorenz-Olson
Produced by: Katie Graham & Amanda Fox
Images by: Shutterstock
Music by: APM
Works Cited:
The National Center for
Education Statistics (nces.ed.gov)
Paul F. Campos. (Apr 4, 2015)
The Real Reason College Tuition
Costs So Much. The New York Times.
Danielle Kurtzleben. (Feb,11, 2014)
Study: Income Gap Between Young
College and High School Grads
Widens. U.S. News and World Report.
Steven J. Harper. (Aug. 25, 2015)
Too Many Law Students, Too Few
Legal Jobs. The New York Times.
Dinah Wisenberg Brin. (Apr. 4, 2017)
Taking the Sting Out of Medical
School Debt. AAMC News.
Julie Phillips, MD, MPH. “The Impact of
Debt on Young Family Physicians”
Journal of the American Board
of Family Medicine.
www.nytimes.co...
ttlearning.com...
www.austincc.ed...
tuition.utexas...
giving.utexas....
nces.ed.gov/fa...
www.usnews.com...
www.chicagotrib...
www.bls.gov/op...
www.collegedata...
cew.georgetown...

[@jhonreyraagas3456]

Choosing a college degree is not easy. It’s between passion and practicality.

[@jesseculp9452]

Dont persue your passion... it'll ruin it

[@julduke4605]

@@jesseculp9452 horrible fucking advice. That's how you get a job that you'll get tired of quickly

[@bilawl9359]

Practicality>passion. My parents became doctors because the culture around them was to go into something STEM. They didn’t do it because they were passionate about medicine but hey they’re happy and live comfortably without debt.

[@KA-iq2ko]

If I followed my passion, I would be broke and poor.

[@mujtabaalam5907]

minor in your passion, or just self study it.

[@aureeel]

*customers.. I meant students*

[@TwoCentsPBS]

😏

[@notanotheryoutubechannel777]

😂😂😂 good one lo

[@scarmoh]

Heard that before on TED

[@angelgjr1999]

Well, education in America is treated as a luxury and not a right.

[@neanam]

Well I dropped out of community college because I couldn't pass remedial math.

[@NeverAgainVids]

If you think community college is for people who couldn’t get into real college then you deserve that crippling debt.

[@JoseRodriguez-Sanchez]

DavidP well it depends. a lot of my people who are going to community college in my class are people who did very poorly and did not get accepted or didn’t plan anything out

[@leeb.3095]

Jose Well a lot of people who go to community college are perfectly qualified academically to go straight to a four-year, but decided to go to a CC first because they (did) plan it out. It’s significantly cheaper, you get useless general ed classes out of the way at a much lower price, and you can still get a Bachelor’s in four years. IMO people who go to a community college first are actually more prepared.

[@thiskidlav]

😂 you deserve to stay too dumb to get into a real university

[@NeverAgainVids]

thiskidlav your the prime example of someone who deserves the debt.

[@olumorganjoe]

@@leeb.3095 if that's true why doesn't everyone go to a community college. That's such a huge win for college students.

[@madtenors]

I joined the military and used the GI Bill after my enlistment. No crippling debt for me, just crippling alcoholism!

[@mikejohnson3713]

Gyyzrify same here and if you join the military join the air force or space force your welcome sincerely army soldier

[@imahater8718]

@Steven Lee why do people act like military is all fighting and killing, you can literally be a secretary or a mechanic...my brothers in the military and he does literally nothing atleast that's what he says

[@juliopiotti8807]

@@imahater8718 doesnt matter, you're still working for a country that kills people for oil

[@anthonygaiser8136]

Military is best option go navy and free college

[@yusufcagowayne1990]

This is why I hate socialism. Fucking freeloaders Fuck the military

[@usernamekrn8729]

Some people look down on Community Colleges. I Went to Community College. $0 school debt. Got a job. My job paid for my Bachelor's degree and now they're paying for my Master's. 🖕

[@JPXRXZZ]

What's your Major?

[@kamaraalya7607]

Super smart move. What's your major?

[@hehheh1204]

you graduated in community?

[@nefbee1743]

Bunda Par I think she’s an RN lol

[@candypietravels]

What kind of job did you Obtain with what degree or major

[@Jp-dq9ye]

Went to community college for two years and then transferred to a top 15 university with financial aid covering almost all of the cost. More people should be looking into community college.

[@TwoCentsPBS]

Exactly the same as me! Go team CC! -- 👨🏻

[@Stoneface_]

Jp yep. Am In community college doing my premed

[@maqclark]

Absolutely. In many cases if you earn your Associates degree you are guaranteed admission into the public four year college of your choice, granted they are both in the same state.

[@Melbester9]

@@maqclark Yup and that's why I went to CC after high school. I knew the first two years at any college is your general eds but if I went to a regular college I'm paying more than I would have at a CC. I was also in the Accelerated studies in associate program at my CC in NY. I went to LaGuardia so thanks to the program I had tuition wavers, monthly transportation with a metrocard, I can attend smaller classes and I can register for classes early and they gave me money to spend on books for classes whenever I took them. I already finished and boy it was the best move I ever did. CC to a 4 year best route.

[@jamessullivan5864]

I'm at a community college now and I have to say it's a good idea, I'm going to a university with a good reputation and the tuition isn't too bad, I live with my parents to save money as well so I plan to have no student debt or very little when I graduate.

[@jeffenriquez9929]

Cheapest way to go through college: Start with community college. Transfer to an in-state University. Work a part time job that pays part or all of your tuition (and/or) get a scholarship for service.

[@eddieramos9711]

I disagree, In the state of Texas going to a community college disqualifies the student from receiving the Texas Grant (which essentially pays for your education). Financial Aid basically splits the bill 50/50 with the Texas Grant. So when students come in after completing their two years at the local community college, yes they receive financial aid, but they still have to pay for the other half that otherwise would of been covered by the Texas Grant. After high school I went straight to a University and have not paid a single cent for my education.

[@nodishtoodeep3053]

There’s a ton of different strategies that are cheaper depending on region, there’s different environmental factors involved and whether you want to choose passion over reliability. However it seems like the more specific you go the cheaper you get. For instance, the most successful plan for post academia in my experience is... Go to a WUE subsidized school, get a degree in power systems or nuclear engineering (if you like punishment). Join the navy as a teacher, they have a program where they’ll give you a $15,000 upfront bonus, pay off your tuition, give you a paycheck of $1,800 monthly, and give you a $15,000 term completion bonus. While this is going on take electives in power grid management. When your service ends join a power operations company, which is in such high need right now that we had representatives from Italy come to my school looking for these kinds of students. Profit. By the time you graduate all your student loans will be gone, you’ll have enough experience to get any job you want, and you will have started on your savings. You’ll only be paying off your interest. Of the 19 people I personally know who take this route 17 of which are multimillionaires working three days of the week at the age of 25.

[@mujtabaalam5907]

Or go to a competency-based university like WGU, self study, and graduate in 1-2 years

[@joshualaughlin2385]

lol in what world does a part-time job pay for part or all of our tuition? what about housing??!??! you sir need to get out in the real world. They are going to need to work a lot hard than that to go to college debt free.

[@candypietravels]

Yeah sounds easy

[@samuels7749]

I went to community college for 2.5 years, live with my parents, always work full time during summer, and work part-time while taking classes, saving money along the way. Transferred to a 4-year university and graduated debt-free.

[@troux.9435]

yeah? that’s good man, how’s all that going so far?

[@tumbles8715]

Me too! It's nice not having a 600 month loan

[@getyogoofyahh222]

Good life choices

[@tylertyler82]

👏🏻 👏🏻

[@jellodeemarco4282]

Thats awesome, congrats!

[@jacobcook368]

Even though I wanted to blow my brains out, I’m so glad I did Engineering. Started off at $75,000 right out of college

[@quentinjohnson2210]

Jacob Cook What is your career choice in engineering?

[@jacobcook368]

Quentin Johnson I work in the engineering department for a railroad

[@mindhunter8772]

@@jacobcook368 wow that was my sarting pay as a Biomedical technologist, and it's just a two year degree

[@cjch7251]

@@mindhunter8772 Where did you get a 2 year degree for that??

[@mindhunter8772]

@@cjch7251 A lot of colleges offer a "Biomedical technology" program

[@tonycns]

America: We have a shortage of doctors Medical school: Oh, you want to be a doctor? That'll be $300k

[@BearOfZU]

@Hello Mate I mean you should probably check if you actually WANT to live in that kind of environment though (this is coming from someone who's originally from Bangladesh).

[@anteconfig5391]

I think doctors also get taxed more than the average person, simply 'cause they're doctors.

[@ConfuzzledTomato]

@@BearOfZU I'm from there and U can't pay me to go back there lol

[@BearOfZU]

@@ConfuzzledTomato Lol I mean it's nice to visit every once in a while (mainly to see family) but I just can't imagine living there

[@wmejia4122]

($_$)

[@KastaRules]

I majored in *History.* I am a butcher now.

[@whatiff4616]

a butcher of history

[@wolfsbane1991]

Why did you study something without first checking wether you were able to get any jobs with that degree?

[@chellebb1311]

KastaRules what did you plan to do with that degree? I mean no disrespect. I just always wondered why people choose majors that aren’t marketable unless they want to teach that subject.

[@PraecoLumieres]

ChelleB B I cant answer for him, but some people don’t plan to do a job that requires a SPECIFIC degree, so they just get a degree in something they like.

[@chellebb1311]

Diego Chamberlain I can understand that to an extent. If you have scholarships or grants, cool. Go for it. But if you’re taking out thousands in loans just to end up working retail or something you didn’t need a degree to do, that’s crazy to me.

[@modernminimalmuse7147]

Ways to save on college: • Don’t go out of state, you pay more tuition costs • Live with your parents and go to college locally • Work a job while in college

[@ShacklefordR]

I would add getting core / requisite course work done in a community college than transferring in to a uni to makes it cheaper too. Also, have some deliberate plans with a degree rather than going to college for the sake of going (if you're going to major in underwater basket weaving, do you have sort of a plan about a career path or at least talked to someone about it?) I think everyone has seen plenty of service industry workers with half of a college degree or liberal arts degrees who's stuck at where they're at with little chance of meaningful growth.

[@Latifa-dx2qb]

@@andikatjacobdennis Nice

[@topochicooooo]

- Don't work a job while in college unless it's directly related to your career, it's a waste of time. I regret working for $11 an hour or whatever trash wage I had, instead of just networking, learning, or just having more of a social life.

[@Whatamidoing813]

@@topochicooooo or just having more time for homework...

[@khanch.6807]

Why not go outside the country?

[@ForeverShippingLarry]

Informative but depressing.

[@whitepouch0904]

Yeah life after school is so much more depressing.

[@divebombdoug4872]

Life is what you make it. If you expect it to be depressing, it will be.

[@BasicallyMatt]

@@whitepouch0904 Life after school is 10 times better if you worked hard in college and didn’t make stupid choices.

[@whitepouch0904]

@@BasicallyMatt bet you lived in a secured conducive home with two loving and supportive parents? And maybe you're White?

[@bluedaylight1243]

Welp, im not out of HS yet. So i must be prepared

[@carrotcake6572]

Things to consider: a passion is the not the same thing as a hobby

[@itzelmontalvo6645]

My passion does not pay the bills though so I chose something that I like and will pay the bills.

[@cerealis_5432]

@@itzelmontalvo6645 what did you choose?

[@Justin-cw7zf]

True. For example someone can have a hobby in, say cooking but it might no be their passion

[@samuraijosh1595]

@@itzelmontalvo6645 Bruh that's like heaven for a lot of people. What did you choose????

[@the_boss2194]

@Ze Butera That is a very miserable way to live. I want to wake up everyday looking forward and excited for work, not dreading it

[@littlehooch94]

GO TO A COMMUNITY COLLEGE. There are so many scholarship opportunities for students transferring from a 2 year school to a 4 year school. More for transfers than students going straight into a 4 year school.

[@nabihasiddiqui9753]

littlehooch94 girl which ones???? Links please lil

[@littlehooch94]

Nabiha Siddiqui it just depends on what 4 year you want to attend. Google “transfer scholarships for ‘your 4 year school of interest’.” Make sure to ask about a Phi Theta Kappa chapter the community college you enroll at. Universities throw money at members of that honor society. I’m going to The University of Alabama right now solely on scholarships, mostly transfer scholarships. Go to a 2 year and work your butt off to get the best GPA you can while you’re taking smaller, easier classes. Take advantage of having teachers that you can get to know and ask for help. You can message me here if you have any other questions!

[@danielbae458]

It depends on what you're studying and what type of college you are transferring to.

[@ThePartTimeEconomist]

Thats the way to do it. You can save on tuition for two years, and, at least in my state, you can get additional scholarships at the 4 year university by transferring in with the Associates degree.

[@sneedis9909]

wrong

[@Bravo_L]

If all of this is sounding scary or discouraging you probably live in the USA

[@spencerrr9878]

if your wallet ran away and died in a corner while watching this you probably live in the USA******

[@FifinatorKlon]

Plan ahead, don't get a worthless degree just because you don't wanna work and do as much networking as possible. Honestly prefer your guys' system over the European one.

[@dakuten7883]

haha eagle goes *S C R E E C H*

[@ProMrLecoq01]

@@FifinatorKlon you can easily work and study and do well financially yourself if you attend college in Europe? Why would you only be better of in the US system and have tons more debt?

[@FifinatorKlon]

​@@ProMrLecoq01 If you study a useless degree like pretty much any non-STEM-field you will most likely not work in this field and enrich society with anything, so why the heck should I prefer having imbeciles getting degrees that I pay for that don't benefit anyone but their ego instead of just having lower taxes, only support degrees that have value and make every other type of degree a thing you study when you have interest and ressources for it? If you study in a field that actually is needed you WILL earn enough to pay off the debt pretty quickly. If it's needed and you don't get paid enough it's entirely your own fault for being garbage at negotiating.

[@beback_]

I can’t believe Psychology does worse than Art.

[@wallysan31]

A bachelor's in psychology almost does nothing for you. Grad school and doctoral work is the only way for a future lucrative pay in Psych.

[@zenosama-tm3bs]

To be a psychologist you need a doctorate at least. To get good pay in arts its about pure talent and connections

[@jayfawn8478]

Anyone knew psychology is a scum

[@arristereo]

In my country psychologist earn more than most other careers so, this video is valid in the USA only

[@zenosama-tm3bs]

@@arristereo even more than surgeons? Also to be a psychologist in the us you need a doctorate which is why a bachelor earns so little.

[@actualitychicken4738]

I think high schools should educate students more about trade schools instead of pushing a four year college on students

[@Achu.o]

Actuality Chicken ❗️❗️❗️

[@kristy.]

exactly! you don't need to spend 4 years at a college, get a degree, and thousands in debt to learn a skill. you can do all that for a whole lot less in trade schools and even online. colleges were the best option for education way back before the internet was a thing because they were the places where the knowledge was located. but now, we have access to all of the stuff taught at college, and more, online. college isn't a one-size-fits-all - we should teach kids there are other options in life.

[@marcelrodriguez2067]

My high school school didnt even properly teach me how to multiply or divide. Had to quit college because i was way too behind.

[@marcelrodriguez2067]

@HiFiFiZzy nope teachers where horrible, one of the worst schools in the south bronx.

[@marcelrodriguez2067]

@@nicolaid99 nope just normal class, aparently i was very good in science and history though, i just simply dont focus on classes that i hate like math.

[@user-pf5in2km3v]

Watching this at the age of 12 so I can invest and learn now, and not screw my life over with debt later. School has taught, and will continue, not teaching me about this kind of information. Thanks a lot for making my future life easier 2 cents!

[@haileyt857]

Jay Grace you are ahead of your peers by *a lot* by starting to educate yourself in financial matters like this! Good job and keep it going! :D This is something to be proud of.

[@crappyaccount]

Smart dude. Doing the same at 18, minus investing that is.

[@bm7502]

Smart move! I wish I knew this info when I was 12.

[@JesusFChrist666]

Fuck you 12 yr old watching this

[@techhelpportalextras3007]

Dido I'm 12.5

[@ThereIsNoSpoon678]

A wise man told me that you can get just as much “education” at a community college as you can at Harvard. There’s more information at any library than a person could consume in a lifetime. The perks of going to Harvard, is that you can say that you got into Harvard, and that automatically indicates that you’re in the top 1% of intelligence. Other than that, education is education, and very often, experience trumps over degrees.

[@RandomStuff-xn9wy]

Also networking I'd say. If you go to a Uni like Harvard and you keep contacts there that can really boost your working and social environment. You could get in touch with many promising start-up businesses or with people that will end up in hiring positions of many major companies or institutions. Plus there will probably be more potential employers going to Harvard to recruit directly there than to community colleges.

[@lena5669]

@@RandomStuff-xn9wy exactly. its about the higher chance of opportunities and connections that make a load of difference. It's not even about intelligence. School/College is not necessarily a reliable indicator of IQ.

[@samo6401]

@@RandomStuff-xn9wy State colleges that have good programs for certain fields also tend to be hubs of recruiters for that field. Ive also found plenty of aspiring startups in state colleges, and with certain degrees, you dont really need to go through recruiters to get jobs in the field. Basically, if you have the scholarships and the financial aid from external sources/can afford to go to the top universities, and you want to go, go, but if youre taking out big student loans just to go to one, dont get upset if it doesnt work out as well as you hoped

[@guhmuhtruh]

-Jordan Peterson

[@VanDonMyWay]

@@RandomStuff-xn9wy axxcaxc ax.axc axx axc sc axx xccccc x. Scax. Axcaxc. Cax axc. Axxac xa a axc

[@TheKerahaan]

I did awesome in high school 3.85 gpa, a good amount of AP classes, and was in a whole bunch of organizations w/leadership positions. I started college early through a local community college. I was devastated to see that my scholarship offerings were subpar. So I decided to go to community college all they say through, and then reapply to uni. Looking at the cost I’m so glad that I did it that way.

[@AllLoveAbout]

Wish this video was around 10 years ago... psych major 🙄

[@markzucc3277]

Idiot sandwich

[@andrewhernandez7928]

But psych is so interesting hate that I have to change my major now oh well

[@mokshamahey]

Marissa Cady go to med school and psychiatric residency and you will be good

[@leilanidru7506]

Andrew Hernandez you don’t have to go to med school. Don’t panic, be smart about ur decisions to reduce or eliminate debt while u go. But Pychology is extremely diverse and more than just being a counselor. I’m a psych major and plan on being a neuropsychologist which make over 80k starting and the median is about $100-120K even more in certain states. You can be an industrial organizational psychologists which make well over $100K as well. The bad news is that this takes at least a decade to do and u will definitely need a doctorate. My schooling is paid for about 70-80% by the academic and athletic scholarships I earned throughout my years in high school and continue to earn. I was scared of getting a psych degree to until I did my research and realize I had options. Now I know that I want to combine my grad and PhD education so I can shrink the amount of time I spent schooling and I’m gonna spend the rest of years in undergrad equipping myself with the skills I need to get into that type of program. Work ur ass off too on summers and holidays to start saving up some money. Anything helps. Weigh the options of everything to decide if it’s worth it.

[@andrewhernandez7928]

blessing B thanks a bunch for the reply I’m a senior in high school and currently doing applications

[@bicycleninja1685]

Choose a major that interests you, and stick with it to completion. Your major only matters the first one or two years you're out of college. Having a degree is just a checkbox needed for HR to forward your resume to the hiring manager, who will then look to see if your experience matches the job. In all jobs, the soft skills will always be important: social, organizational, writing, presentation, communication, leadership. If college can help with that, then go for it, and have fun while you're at it.

[@jaimebarragan8059]

Hahahahahahaha..... yeah right. That's a good one.

[@aznisles]

Hear, hear! I'd also like to add emotional intelligence, time management, and reading comprehension to that list of soft skills, too, and additionally suggest commuting to a public, in-state school if one is nearby. Definitely join clubs, societies, and volunteering programs not just for fun, but to enhance résumés and networking opportunities. Deftly executed, college is a rewarding experience, personally and financially.

[@spencercase5370]

This really depends on the career. Doing a trade like welding you will likely not benefit from a college degree, but doing retail you might be more likely to get promoted if you have a degree. It’s usually a checkbox, so community college is perfect for this case.

[@bicycleninja1685]

@@spencercase5370 Agreed. Community college is a great investment, and the bigger cities have concentrations for various trades. It's an opportunity to improve reading/writing, math, and critical thinking. Anything beyond that should be just for networking and social purposes. If you're not getting a job that can pay for that 4 year degree and where the networking will help you, it's probably not worth it.

[@sidPalma]

I work as an engineer. Soft skills are important, yes. But you can't fake your way up the engineering career ladder without real hard skills.

[@123sammyali]

Don’t fall into the hype that you have to go to a four year university and live in the dorms. I’m glad I went to community college, especially because there are programs here that can give you propriety admission to Oxy University and UCLA.

[@mujtabaalam5907]

God I wish I was in California.

[@daniellewilliamson8512]

123sammyali exactly people these days think you haft to go to a 4 year university to become successful.you can go to a community college and then transfer or get your associate degree and began your career

[@SANIA-ko8hh]

please plaese plaese let me know which community college you went to , i'd be very grateful .....

[@philipfahy9658]

$320 a square inch. Those are some rookie numbers, we're gonna have to crank them up!

[@workout9632]

Medical school entered the chat Wallet left the chat

[@Aaron-wv5si]

"Can't hammer a screw into the wall" False. Anything can be hammered into a wall with the correct application of sufficient force.

[@Nigtmaredemon]

i read this comment with dwight shrutes voice

[@youtubeuseri57]

Lol “mum”

[@spitalhelles3380]

except when the material is more fragile than the wall

[@MsCutietopps]

Mashed taters?

[@gabedarrett1301]

@@notanotheryoutubechannel777 What are you? Twelve?

[@talananiyiyaya8912]

It's a shame you don't talk about the benefit of trades or other career paths. I have two friends, one is a chemical engineer and the other an electrician. My engineer friend went to University, accrued a good amount of debt over six years, and now three on from his degree, he's earning 275k/year. My electrician friend started work after highschool, did six months intensive tech training followed by an apprenticeship and was a certified tradesman at 20. Now 27 - he owns his own contracting company, and pulls in over 250k/year. He had no student debt, earned while he was learning, and started earning six years earlier. He had bought his first house before my engineer friend had even finished University! Sometimes the smartest move, especially if you are capable of completing university study is to go into a trade where you can quickly rise to the top pay grades.

[@louisducsharm6127]

I agree with this! Trades are also incredibly necessary and not enough people go into them (its somehow stigmatized??) - we need electricians and welders and everything else. The only trade that is unsure is chef, and that's because it's such hard work with not necessarily the same return if you do not have a passion for it. Even if you do go culinary routes though, theres tons of different career options since food is so vital.

[@unknowndeoxys00]

I knew little about going into trades, simply because I wasn't encouraged to learn about or consider them. My parents were graciously loaded enough to send me to a 4-year under the average loan amount. But with that came a constant barrage of discounting community college as a socially and educationally legitimate way to entering the college life, as well as vocational schools, claiming kids will never earn as enough money or respect from others unless you have a bachelor's from the get-go. I never understood this stigma. My parents would even shit themselves at the idea of a "gap year." I don't know what the climate will be like 20 years from now, but I am never forcing my children straight to a 4-year (and loan debt) if they are not being made aware of their options.

[@ashkara8652]

If money is the sole goal of your life then what you said makes sense. Some people are not like that, thank goodness.

[@al821]

unknowndeoxys00 your parents sound asian

[@Porodyn]

Ashkar Ibne Awal right? I respect trades people, but I chose to go to college because I want to learn and educate myself. For example, I'm studying electrical engineering because I am fascinated by the math and theories, not something an electrician would learn.

[@feynstein1004]

*laughs in German*

[@zecekobold2140]

On the flip side, you're gonna be taxed at 45%, and pay 19% sales tax? Clearly the way to win is to go to college as a German citizen, then become a US citizen to make your wealth.

[@feynstein1004]

@Zece Kobold Indeed. Although, 45% is the highest tax bracket for incomes above ~ 54K euros per year. The tax bracket below that is 42%, which isn't that much of a difference. However, that figure includes social security like healthcare, unemployment and pension iirc, which add up to ~19%. So the effective tax rate is around 23%, which doesn't seem too bad.

[@emilioferrer6178]

Lucky bastard >:'v

[@AquaFX]

same xD

[@feynstein1004]

@Emilio Ferrer Lol thanks, I guess.

[@StrumVogel]

Bro! Find a job that pays for school, and go to community college for your general education classes. That’s how you avoid student loan!

[@georgev5766]

Engineer here. Can confirm. I work 4 days per week and make just below 6 figs. I paid $12k in debt after graduating. Also, my wife went to community college for nursing at $0 debt and makes almost as much as I do. She’ll make more when she specializes too.

[@manofsteel9051]

What engineering degree do you have?

[@MrCrocker2]

If you had a baby? You mean if you had a 3rd Cent

[@humnaali5759]

Good one

[@benden5095]

I have a plumber friend that barely graduated from high school and he earns way more than my other friend with a PhD from Fordham university.

[@CL-fs3kt]

Explain

[@benden5095]

@@CL-fs3kt What is there to explain, I recently talk to a commercial painter that started at $44/per and just this Friday I stopped to talk with 2 elevator mechanics that were earning $40/per. Guess what non of them has a college degree or any stupid student loan debt.

[@aznisles]

@@benden5095 I come from a family mostly of tradesmen and am studying to become one myself ^^. We've lived a comfortable life, if not a luxurious one, never in want of anything. Meanwhile, at my part-time job, I have 5 co-workers still waiting on tables despite having degrees (two even have their master's). Make no mistake though, the trades require research as well. For example, bls.gov reports elevator repair job positions to number below 30 thousand vs registered nurse at over 3 million. The promise of high pay won't mean much if there aren't any employment opportunities, apprenticeships included. Plus there are college degrees so totally worth it; my mom with her BSN earns just shy of $58/hr and my aunt with her master's in accounting (from Cornell no less 0.o) hovers around $140k/yr. And they don't experience the aches and pains of my dad who's been in agony since his late forties; decades as a boilermaker and auto tech took their toll. My HVAC brother who's in his early thirties is already starting to pop and crock, too, lol. In short, everyone's experiences are different and perfectly valid, but people can find success (and failure) whether blue-collar or white-collar.

[@twentyonetortas5921]

@@aznisles hey how do you get into trade jobs or pass tradeschool when you've barely handled tools and equipment all your life? (and no, don't have construction machinery/power tools let alone space for it)?

[@twentyonetortas5921]

@@benden5095 what exactly did the person have to do in order to become a commercial painter?

[@antonylives4171]

*Entrepreneurs left the chat*

[@mujtabaalam5907]

Did you go to college? Most entrepreneurs do and graduate.

[@Excalibur2]

Most entrepreneurs don't make amazing money. Most businesses go under as well.

[@andrewd6956]

@@Excalibur2 entrepreneur is such an overused buzz words that has been hijacked by people who are far from productive.

[@alexosow]

Should I go to college for retail entrepreneurship? Not even sure if that's what I want to do I just want some kind of entrepreneurship since I love dealing with business and I do it all the time when I don't have work to do.

[@alexosow]

@@Excalibur2 From what I hear, it's because they're doing it wrong and they don't actually know how to correctly start a business

[@realdragon]

Every graduate: Don't study this major for the money Two Cents: Which major will give you the most money

[@TheArnoldification]

It's also kind of taboo for a grad to just go like "yea I just did it for the money lmao" when you go into something like engineering and bust ass. You're emotionally invested because of the amount of effort you had to put in.

[@spencercase5370]

Tons of business major graduates say they did it because the degree is easy and usually lucrative

[@luislopez-tx4tl]

You guys are so comforting sometimes I love it. As someone who wants to become to go a grad program to become an applied mathematician one day money does feel like an invisible barrier at times

[@tellingthestoriesofourfaith321]

Also majored in Economics and History and doing amazing! Seriously look into Liberal Arts colleges I graduated debt free and and am making $100k a year at a consulting firm. Definitely worth it

[@PaBlo-io3sd]

Hi! What kind of firm are you consulting in? Is doing a Liberal Arts & Sciences degree the most valued way to a consulting job? Finally, is it true that a consulting job leaves you with little time off, as the deadline pressures are higher and projects have to be finished? Thank you!

[@fuccckckkkkckkck]

Did you only need a Bachelors?

[@RoccoArgubright]

Going into debt for college shouldn’t be seen as inevitable

[@chaseatlanticfan6553]

exactly

[@krayzlee6635]

*chuckles nervously in animation degree* I’m in danger!

[@turtleism684]

What school did you go to lmao

[@TitaniumTronic]

Goodluck

[@TitaniumTronic]

I mean u could go into disney if ur good

[@777Skeptic]

I went to a community college for my associate's degree. Graduated with an engineering degree at a university. Low-level math and physics has not changed much or at all in the last 100 years. Both the community college and university will teach it to you the same way. You're only being upcharged for the brand name when you get an associates at a university.

[@kzanbusiness]

The bit at 6:03 .... what a sneaky way of saying - be an engineer I loved that bit!

[@stuffedpogo9590]

K S Is I don’t see it

[@e.runxthis]

Makes me feel better about my accounting degree lol 💰

[@MrCAXA-tq1yc]

Erik Casarrubias Yeah I’m thinking about maybe getting an accounting degree as well.

[@boeuf-in9oe]

Accounting is not bad but I think its insanely boring.

[@peral9728]

Thing about accounting is if you get a job as a CFO you can just rake in the money.

[@directorbeau]

@@peral9728 same with Finance

[@ellainecabiles]

Too bad in about a decade or less, accounting will be an extinct job because of Artificial intelligence.

[@ashlynreeves6957]

Another good reason to choose engineering as a career, it’s what I’ve always wanted to do! ☺️ I’m excited to start college and follow my dreams!

[@DS-mq6cg]

When you'll apply to?

[@DSNCB919]

Alternative financing aka sell drugs through college

[@manafro2714]

Hm, so you work on your book smarts AND street smarts at the same time? Nice!

[@manafro2714]

@Mr.Dank Good one! People love to jump to conclusions, and who would suspect a nerd to be a drug lord? The guy with rasta hair, though....

[@chealsead7386]

We had a program in high school where you could go to a technical school tuition free for elective credits. It was a fantastic program that wasnt very well taken advantage of but those who did graduated high school with various trade certifications and 0 debt right out of high school. Lpn, cosmetology, welding, they even had ground school.

[@jessebruner398]

Community college and commuting is the future. This video is so accurate. If the average cost of undergrad is 80k, I'll end up paying about 40k by the time I graduate. And by working through school all four years, I'll get through debt free. (And i still have money to eat out, go to concerts, go hiking, play in bands, etc. I promise you I'm probably living a better life than your college dorm experience was 😉)

[@RKNGL]

When it comes to Computer Science I would heavily recommend community college on top of trying to get experience in the field. I've heard horror stories about how outdated CS curriculums can be at 4 years. In Computer Science experience is far more valuable than a degree even so many companies will likely attempt to hire you before you graduate.

[@Anomerik]

Don't go to college for art, ya dingus.

[@aleahlrb]

Just put up a portfolio already then go look for work. Whether you go to college or not does not determine whether you get a job or not. Just skill.

[@sarahschmidt4217]

Actually it depends on the kind of art major. If you major in animation, it’s easier to find a job and some jobs offer 6 figures.

[@Anomerik]

@@sarahschmidt4217 Yeah, those jobs exist and sometimes pay well, but does a degree really help? There are so many resources online between KZbin, MasterClass, and the like, that you could learn (I would presume) just as much on your own as you could in the classroom. At the end of the day, talent is going to get you the job, not a degree. Therefore, couldn't someone learn online, create a portfolio, and garner attention through the work they put out? The person could also fund this hustle with a day job or even with a much smaller loan than a predatory student loan.

[@ANA-ie1lf]

@@Anomerik Sorry to interrupt, but while I agree with you, many jobs just don't ask for a demonstration of talent at all, they go the easy way and just pick whichever application has the word "Degree" in it. So, degrees, I think, are not really for learning (when it comes to art and such), but just to prove one knows their stuff. Kind of a weird and annoying system if I have to spend time and money just so employers can be lazy with picking.

[@TubemastaC]

Jawn of Arc also some art fields should be taught in the classroom. Learning different paint techniques and going through legit critique by art professionals is definitely better than googling techniques and having people online evaluate the art. Same goes for many forms of art. And the history behind the techniques and whatnot. Art school is very hard for a reason. The market is over saturated with mediocre artists so generally ones who go to school for it aim to be so above that caliber to get money.

[@thomascperez]

But how much do I have to pay to get a mustache like that?!?

[@TwoCentsPBS]

Lots of fresh air, sunshine, and plenty of fiber.

[@terryfang]

Priceless

[@jackjones9611]

Mustaches are so out of style!

[@royalt1167]

I know a guy that got his associates in Medical Laboratory Technology, went to a one month Preventive Maintenance program, and made 100k his first year as a technician. Also Application Soecialists make bank.

[@Iceblaker]

Royal T I’m currently a med lab tech and only make 50k working on testing, do you know what program He went into?

[@asmashah981]

Literally everywhere I look I see Med lab Techs make super low.

[@sheem.2450]

Customers... I mean - students. lol doooooone!!!

[@OsirusIrdia]

This is why I stacked up on APs to be able to graduate with a degree in Aerospace Engineering in 3 years. The college advisors "advise" to retake the equivalent course to "strengthen your knowledge" but in reality, they just want to make the university more money. If universities truly cared about education and not more money, they wouldn't annually increase tuition costs by 5%.

[@pkamoments4798]

ITT: People who think society runs strictly on medicine, law, and STEM.

[@levibeam100]

According to researchers 250-500 thousand people die every year from the flu. Without medicine, a huge majority of people would die by now. Law is needed. Simple as that. With now laws there is corruption, terrible things happen. You know how you typed this comment? It’s Stem. You know how drive to work? Its stem. How you clicked on this video? Its stem. The microwave, oven, fridge, etc. All of these amazing things that people use today its Stem. I’m not saying these three things are the only thing in society, but you have to look at the big picture without them, other things could not be accomplished(In Today’s standards).

[@hornetsilksong]

Uhh...I see the value in soft sciences and some humanities but you have to admit that tech and medicine are literally everywhere...it's not a coincidence that they're the most lucrative careers.

[@shen144]

There’s a reason why STEM is more rewarding for jobs and making money than Humanities. You can look just about anywhere and find something made from tech or computers.

[@jamalhunter7840]

I’m grateful I am going to school virtually for free, because these numbers are insane.

[@angierubio8368]

You could find trade school classes like electrician, cosmetology, lvn, and radiation therapy tech at community college.

[@infamouscrusader3363]

True. Trade Schools and Community College are good alternatives to a University, especially if you cannot afford to go to a traditional University.

[@LifeOfAVagabond143]

My husband taught himself programming when he was twelve, didn't go to college, and makes close to six figures. We started off our marriage with 30k in savings as opposed to all our friends who started off their marriages with double that in debt. College isn't a necessity.

[@jcpark1125]

You shouldn't market college not being a necessity... Just because yours worked out it doesn't mean it would for others. And college is everything a person can have nowadays to make a living.

[@emilia6067]

@@jcpark1125 Agree, software engineering and real estate are one of the few careers that don't require any education. Most careers like law, nursing, optometry, podiatry and medicine have it as a mandatory requirement.

[@raysingh1561]

@@emilia6067 that guy is not an software engineer that is just a programmer

[@emilia6067]

@@raysingh1561 I worked as a software engineer for many years without education

[@BK-vi3od]

Well most people who dont go to college don't do well. The small minority of people who have doesn't change the fact that it's usually a bad idea.

[@BangMaster96]

These are the majors i think are worth the money, because there will always be a need for people with these degrees. STEM Fields. Medical Fields. Law Degree.

[@amandadeluna2956]

If you aren’t good at math, but you wanna be lawyer what should you major in college? Pre law or criminal justice doesn’t help?? Philosophy, Physiology, political science?? I have no idea what to major in because I’m not smart enough for anything with math :/

[@BangMaster96]

@@amandadeluna2956 Law degree doesn't require you to be a math expert, i don't even think you need to know more Math beyond basic arithmetic for a law degree

[@amandadeluna2956]

David Ruddle thank you!!!

[@drfifteenmd7561]

@@amandadeluna2956 As long as you find out what the prerequisites are for law school, then take any major.

[@ikiryalane2278]

I mean people always neglect artist. Literally who do u think designs stuff for commercials, logos and other things utilized by people everyday.

[@DebraBakerls]

Wow thanks for not talking about any kind of science other than engineering and psychology

[@mujtabaalam5907]

Bio=really really bad (super duper oversaturated with failed premeds) even if you do grad school. Your only hope is quantitative biology or bioinformatics Masters/PhD at a top university. Chem=bad unless you get into a good graduate school or quantitative biopharmaceuticals/drug development physics=ok in the sense that you can sorta kind of get some software dev jobs.

[@erenjinchuriki]

Choosing a science major was the best decision of my life. I took an engineering job in the oil industry straight out of college, my college fees broke even in less than a year. When oil crashed and my peers had a hard time looking for a job, that degree helped me land a data scientist job in tech.

[@mujtabaalam5907]

@@erenjinchuriki which major?

[@erenjinchuriki]

Physics. It probably helped though that it was a top state-funded school, so tuition was cheap and the good reputation among companies didn’t hurt

[@mujtabaalam5907]

@@erenjinchuriki how did you get a job in oil with a physics degree? Every position I see seems to be looking specifically for a petroleum engineer. Also, how did you pivot from petro to data science?

[@inframinced6698]

I have two degrees in art history and will be making just under six figures by the end of this month. I came from a blue collar background and no connections to the industry. If you are driven and good at your passion, any major can make money.

[@itzelmontalvo6645]

What is your job

[@cerealis_5432]

What do you do?

[@leelya6272]

I can't believe I'm late.. the is so helpful I can't get over it

[@TwoCentsPBS]

Yay! So glad you like it Laizra!

[@marcosandoval3238]

TBH: Sorry to say it but its all about the money guys! Nice things in life cost money. If you like and want good things than an ambitious mindset will help achieve your goals. We all think differently but if you don't agree to some extent, than perhaps some may find themselves to comfromtable and deny out of pure comformity. It's good to have goals in life and complete every obstacle in the way. College isn't always the way to a successful life but it definitley has higher chances of giving you and your family a better quality of life. Better food, better cars, better house, more going out, more vacays, and overall better lifestyle. College helps achieve an "American Dream" Realistically speaking in todays modern society our generation is forced to seek higher education otherwise the ability to have better careers are unlikely. And for the careers that do offer great paychecks with minimal schooling, well we are possibly uninformed about since some subjects we learn at school don't help us discover how we wish to contribute to a functioning American society.

[@DiligentMotivation]

Education system is broken.

[@ProjectDuckHQ]

as an engineering major, when he was announcing the final of the majors which are most lucrative i was hyped since i already knew it was engineering and started blasting "I get money" by fifty cent.

[@Excalibur2]

Are you making good money? I'm thinking I would be making a lot more if I went into finance or something. A lot of the available work in my region seems to be production based, meaning fast paced, joyless, and low creativity.

[@Excalibur2]

@Sudan Nutella looking at my college, I would have only needed 2 semesters of math, with one being calculus. I think I was required 4 semesters plus an couple high school math classes to get me up to the college level math. Finance majors have an easier time since they don't need as much advanced math.

[@Excalibur2]

@Sudan Nutella that seems unusual. I would think they require at least a little calculus for a finance degree. I hope your school degree is valuable where you're at.

[@amvin234]

good video. but should've also maybe mentioned opportunity costs. time in college is time you could've spent working (albeit at a likely lower paying job).

[@daliaabdalla4523]

HOW DOES SHE GET HER HAIR SO GORGEOUS???!!!!! TELL ME!!!!!!!

[@Andrei-ld3gw]

Took psychology as a passion. Changed career to a corporate job. But will definitely return to grad school once im financially stable and only study for passion not for money

[@Roseyfinchartworks]

Why does no one ever talk about STEM majors in videos like this. Like chemistry or environmental science degrees?

[@221z2]

Right?!!

[@spicy8442]

I wish they’d talk about it!!

[@nikolaimaharaj2319]

I wish people would talk more about actuarial science, economics (not business administration or marketing since those are easy degrees and a lot of people do them) and accounting

[@jamalcrawford7571]

Most STEM bachelor's degrees are not worth it still. Environmental science is a better option than chemistry imo. With chemistry you will likely work as a Lab Technician and most people have to get even more education to make decent $. I know some friends that took biochemistry to go the doctor root, (didn't have good enough grades to get in like most people) but they did internships at biotech companies and got decent paying jobs with those companies after graduating. I only know one person that got a diploma (Canadian equivalent of associate degree) in environmental science and she got a job in oil/gas.

[@jeanp.5929]

Biochemical Engineering I hear is pretty hot right now. At least in Massachusetts it is. I get emails from my community college's STEM department asking students to get into biomedical engineering because they got tons of paid internships and learn and earn opportunities.

[@samblake7170]

I’d rather be making a livable wage that pays my bills and be happy than force myself into a lucrative major that holds no interest to me.

[@bradylaudick4158]

Sam Blake ok

yes but you have to work harder and longer for earning less money in the short and the long run.

[@samblake7170]

Đivector Kyané And?

[@spencerrr9878]

Thats why, if your not going into a traditionally high paying degree field (STEM, Law, or Medical), you pick a good yet very cheap school or do CC then transfer to get the most value AND accumulate less debt to start yourself off with :)

[@sampetrie340]

Sam Blake the problem with this is that 18 year olds are still changing rapidly, and so are their interests. Most people become more interested in a subject as they learn more about it. IMO all jobs are work. You may as well get paid well for it.

[@Joselo09111]

“It does pay to go to college on the long run, whatever your major.” Teachers: I am a joke to you?!

[@svongsa]

Civil engineers make decent money plus there is a high demand especially in California.

[@samblake7170]

Lotso The Bear but math...

[@themisterceapa1871]

@@samblake7170 I'm a year 2 Mechanical Engineer and the math is chill breh

[@samblake7170]

TheMisterCeapa I’m really bad at math tho

[@Foojum]

@@samblake7170 I used to think that too. Just put the time in, pussy. Sincerely, Suicidal Junior in Civil Engineering

[@mikemeerian]

You guys are freaking adorable. "And that's our two cents" LOL

[@amandam9695]

Something that is always skipped over is the access to IB/AP courses in high school or just taking the tests without taking the course. Minnesota costshares the test so it was $20 to take a test that could skip thousands of dollars in community college or other college credits. I know lots of people cheer on community college and trade schools as the solution to wanting schooling without debt, but you couldn't have paid me money to stay in my hometown with my parents for 2 more years. I entered my state flagship university as a junior standing and graduated in 2.5 years with a double major in social sciences. I'm debt free and yes, I'm gainfully employed with that degree without any additional schooling (even making more money than my engineering fiance)

[@RamblinGamblinStan]

Minnesota is awesome for getting college credits done in high school. I’m a freshman in college and I have 40% of my degree done.

[@katiehoang4247]

i watched this video when i was so confused on what degree to choose entering college. It helped guide me to the career center at my university and I am so glad I took advantage of their help and resources! They gave me a book that stated the median salaries of all degrees after 2,4,6 years.

[@DrFunkeyMonkey]

I study chemistry in germany. I pay 500 euros per year and get a public transport card for free that also would cost around 500-600 euros. On top of this, if you are doing your phd in germany you get paid for it (you have to do some teaching, seminars or turorials. But thats still better than huge loans in my opinion)

[@zachd.873]

The latter part is true for most PhD programs even in the US, you get tuition covered and you get payed a stipend.

[@LLL124Original]

At €500 a year, it would be cheaper for me to fly over and rent an apartment.

[@downbad4urdad]

best advice you can get, go to a community college and get as many credits as you can that will apply to your degree, then transfer to wherever you want to go (obviously, make sure the credits WILL transfer prior to this, but if you go to a state university you're likely 100% fine.) Otherwise, you can just get a 2 yr degree from a community college and still get a good job, depending on what you go for. Additionally, you can easily graduate without any debt or very little debt if you work and/or have people who will help pay for your college.

[@abrahamgeorge34]

Math Note: When running the numbers, the cost due to the loss of 4 years of productivity while attending college was not added in. Using the BA in arts vs High School Diploma example, after 4 years of college, the BA in arts would have lost $80,360 while the High School Diploma holder (assuming they went into the work force directly out of high school) would have made $139,000 during those 4 years. Therefore, the effective cost of going to college in this example is ~$220,000, which will take 14.4 years to recover at $15,264 dollars per year, rather than the 5.3 stated in the video.

[@9doggie12]

If there was a decline in student attendance we’d see a change in cost

[@yeahbuddy101211]

With the pandemic, my school made any new students tuition bill cut in half

[@awwtergirl7040]

As soon as college became a product we HAD to purchase for the ability to earn a LIVING WAGE they knew they had us.

[@robloxvids2233]

I'm starting a 529 account for my son, so 11 years from now when he goes to college maybe I can have half of it paid for. Like an HSA is for medical, it's a tax shelter where as long as funds are used for education, they are never taxed. We can also use the funds for all his K-12 expenses including computers. Rich people get attacked constantly for avoiding taxes but anybody can lower their effective tax rate by simple planning.

[@chadcarey5140]

Some factors that often aren't discussed are the thinking skills, decision making skills, and of course knowledge you get from a good college. Money is secondary.

[@WGFinc]

"That's an extra 15 thousand dollars a year, but what did it cost?" "Everything."

[@Boahemaa]

I hope there would be a reduction in college costs as a result of reduced in person teaching due to Covid-19. I can see universities scrambling to make some changes in teaching structure. This change is long over due.

[@jalmon9478]

you guys are cute, y'all look like you're stuck in the 80's. With his stash and her cut.

[@getyogoofyahh222]

I thought you said "trash hair cut" at the end lol

[@keithmorgan1170]

are you a man or a woman?

[@Aperez78]

Graduated from my local 4 year University with my degree in Computer Science. FAFSA and athletic scholarships helped me where I finsihed with zero debt. Got a full time job in my field and scary how many people owe money on student loans because they wanted to go to more well known university and in the end we both land in the same job with same pay.

[@Kitaeli]

I had a high SAT score and GPA when I graduated from high school. Going to a community school meant I could get a lot of scholarships, vs an expensive private school where I would have been on the hook for 45-50% of the tuition, even with scholarships. I don’t regret going to a community school because it drove me to remember why I was there and that I had a goal to achieve. I graduated with honors and two degrees, 3.98 gpa with two STEM degrees, and was recruited out of college to become a programmer with a decent job. If I’d gone to a more expensive school I’m not sure I could have had the financial freedom to go anywhere I wanted after graduation. I also wouldn’t have been able to stay in school for 5 years to get a second degree due to financial concerns. Everything is about what you make of it. Going to a community school was financially responsible and I don’t regret it because it gave me options at graduation, even though I missed out on the ‘big college’ experience.

[@SANIA-ko8hh]

it paid you the same as a degree from , let's say UCLA would have ??

[@algarcia8141]

So glad that I went to trade school. I’m a journeyman plumber, no debt, almost 100k a year and all the benefits 😌

[@placesnthings8689]

Love it. This needs to be the number one comment

[@chris-andrebrissett5208]

Im thinking of trade school to be an automotive technician or a radiation therapist. I would go to college for marketing and I want to but the reality of it is that I can learn the material from books and online resources. Nice work though stack that paper👌.

[@algarcia8141]

@Chris-Andre Yeah, do trade school and open up your own business, that’s what I’d like to do in the future. Yeah youre right, you can always learn that kind of stuff on the internet, there’s no need to go to college for that . Keep up the hard work💪🏼

[@chris-andrebrissett5208]

@@algarcia8141 thanks. My real passion is design but the trades just seem like fun occupations. Im not scared of the "your job will be automated" notion since i feel like you need to develop/advance no matter what field you go in. That doesn't mean never work in trades to begin with. If they become autonomous just advance into something new. You'll already have a good amount of coin under your name

[@bladesandswords6136]

Went to a community college first, then a university, fell in love with radio and now work at a radio station. No regrets

[@Oscar-zp6io]

Why is college so expensive in the US? In the Netherlands you only have to pay 2000eu every year for university.

[@nikolaimaharaj2319]

What's your taxes like though?

[@leslieclarkson2291]

James John lmao

[@jamesmarshall1026]

This should all be taught in elementary school! Great channel💞💞💞💞💞💞💞💞

[@TwoCentsPBS]

Thanks James! Feel free to share with any teachers you may know! -- Philip 👨🏻

[@someonefamiliar9622]

Lol going into Psychology. Wish me luck bois

[@justinmonisit5932]

Don't stop at a bachelor's and you should be good. A bachelor's in psych won't get you far. The stat here is a bit inaccurate (as it does say undergrad), as most will say that you have to go to grad school to make it worthwhile. Good luck dude!

[@someonefamiliar9622]

@@justinmonisit5932 yep thats my plan

[@nikolaimaharaj2319]

@@someonefamiliar9622 yh dude just make sure you get that phd

[@jowabl]

Hey I’m Psychology too, wanna get my bachelors done in 3 years then go to grad school. Best of luck to you, hopefully everything works out for the both of us we’re not paying off debt in 2035

[@gunnerpfuntner842]

Enjoy that saturated market that everyone seems to get a degree in

[@isentropic8279]

These videos are a public service that can’t be beat. Thank you for this information.

[@lillyc9283]

For some reason I was so surprised when engineering was the least amount of years worth of debt.

[@zionistgoddessofstars]

I'm actually in a community college right now! I'm thankful I get financial aid for it. Hopefully, when I transfer I be able to get a scholarship for my bachelor's. I feel like I should have no problem since I have been getting straight As and keeping a 4.0 GPA.

[@jeanp.5929]

impressive. Did you transfer already and got that scholarship?

[@zionistgoddessofstars]

@@jeanp.5929 Actually, the university rejected me because I didn't have the required classes for transfer. So, I just went back to my community college to get those classes out of the way, as well taking care of my electives. So, a bit of a set-back, but honestly saving even more money! 😁

[@j887276]

As a high school dropout, my 2 year associate degree in electrical engineering was paid for 100% by my job while I still worked there. Now I make 100k a year and own my own home 1 year later with NO debt living happy.

[@CarolinaKilla]

Im getting my money ADN for free and my BSN for pretty much nothing, plus the hospital that’s committed to be offered to pay for my Masters. Total debt: 22k 😎

[@mikexoxxxo]

lies

[@mikexoxxxo]

you’ll probably flunk out and nursing is a shitty, stressful job. have fun with that cool one 😎

[@CarolinaKilla]

ihateblackbitches you hatin from the couch, how that work ? 🤥

[@rotisserie8444]

Houdini Ent same guy was just talking shit under some guy who was talking about his engineering major. Ignore the bitch.

[@istoleyourwalletwhileyouwe3356]

smh, what about my basket weaving degree?

[@sacroyalty]

Really agree with just about everything and it’s a good topic that I wish was discussed with me before college. One thing to add, going to college to make $50k it actually takes a minimum of 5 years typically to get there. Missing out on years of potential earnings. I’m glad I went to college and I know I make more then I would have, but switching majors put me years and years behind the alternate situation which would have been going straight into earning money as an apprentice or something. If becoming financially independent as fast as possible is your goal like mine, it’s something to think about. Obviously every situation is different and nuanced.

[@superamazeing]

I decided to pass on college two years ago for personal reasons I am now a forklift driver earning $22 hr plus overtime I think it was a great decision I now OWN my first car and have a nice amount saved up I’m about to turn 20 I don’t know if I made the “right” decision but I’m surely doing great for someone my age

[@nodishtoodeep3053]

That’s is actually pretty great, I would have to say being a heavy machinery operator is the best route if deciding against college

[@Excalibur2]

Wow, that's pretty good. I'm guessing fairly heavy manual labor as well? Hope you're smart and invest while young so you can retire or switch jobs before the labor takes its toll on you.

[@daejonmoody3304]

Def start looking into opening a Roth IRA, and open it through Vanguard start saving for your retirement. Your young so you have time and interest in your side. Start looking it up

[@fuccckckkkkckkck]

If I were you I would get a 2 year trade school degree at a community college in something like Electrician or HVAC repair

[@alexblue7126]

This video just popped up on my home page. I was surprised. I haven’t even thought about college. I don’t think I’m ready for it.

[@TheSecondAnon]

College isn't for everyone despite the social expectation of obtaining a Bachelor's degree. Heck, I've spoken to graduates of graduate school, and they've told me obtaining those higher degrees only matter if the degree is necessary for a specific occupation. What really matters in your life is what you want to pursue for yourself from there you decide on how and what to educate yourself on. There are trade schools, community colleges, universities and apprenticeships. Perhaps there are even more lesser known options I'm not aware of. In short, getting an education helps improve your standard of living more than you know. Stay curious. :)

[@ajh.4131]

As someone who went to college, I'm telling you don't go because you feel obligated. Go because you want to. I took several breaks from community college and only went back because I wanted to. Eventually finished CC and transferred to a university. Graduated last December. If you're not ready, fine. You don't need to be. We all need time to figure our lives out. Trust me!

[@duhneesy293]

Simple: get a sugar daddy or become a stripper to pay off your debt 🤷🏽‍♀️

[@velvetstorm4563]

I dont have the body to be a stripper

[@leaddontconquer3843]

@@velvetstorm4563 ikr

[@brydakainma]

Yeah, or you could be financially responsible and work extremely hard in high school.

[@brydakainma]

She’s so Lucky I never said that.

[@audreymcneal]

selah beshir maybe from the sugar daddy, since strippers don’t have sex with clients. They just dance on poles. Not sure on the sugar babies, though...

[@theethicalhacker7271]

Go to community college! You have more freedom (able to drive your car, work longer, cheaper schooling and it’s the same quality in my experience etc) while getting your associates degree then you can enjoy the university experience for the last 2 years.

[@lovemae7540]

working in the medical field is something I really want to do. i have the brain, but the costs and school years terrify me. chemical or software engineering is something i think id be good at, and the debt isn’t that bad. but would i enjoy it for a lifetime?

[@SwanPrncss]

If you're planning to be any kind of doctor, might I suggest you try medical scribing first? I did it in family medicine for 9 months and figured out that being a diagnostician is not for me. The hours suck. High stress. Staying after work unless you owned your practice. Gotta juggle patients that are not yours like the PA's, help the nurse practitioner because she doesn't know more than you, take care of another doctor's patients because he gone on vacation, etc. Many are pre-meds and 70% fail to get into the scribing job at the company I worked at; also turnover is high. I'd say if you can't medical scribe, you can't even dream to be a doctor. Scribing is only 1/3 of a doctor's job. If you're struggling already with that, how are you going to handle doing the patient visit, physical exam, and diagnosing on top of the documentation?