Car insurance. Drives you to this.

Your insurance quote comes in too high, so you try to change to another company, everything is designed to stop you, by wasting your precious time. Al shows what can happen eventually.

[@Winklenut]

You are so right. It’s disgraceful the way insurance companies treat loyal customers. They bank on us oldies being unable to use a computer and expecting us to auto renew.

[@dereton33]

Bang on.

[@markredman5032]

Your portrayal of the way things are these days is, regrettably, spot on. The old saying of nothing works anymore. All big organizations are avaricious, lazy and expect you to do all the donkey work just so as they can extract your cash. Not one ounce of proactiveness with any of them. A classic case of "the answer is no, now what's the question". Bring back dealing with your local insurance broker, doing a deal face to face then walking out with a cover note there and then...job done.

[@dereton33]

Spot on there Mark.

[@711honved]

My dad is 90 & has driven for 40 years without an accident or claim. The young & elderly are not wanted on the roads & they doubled his renewal to £1500!

[@dereton33]

Wow insane.

[@Rureal42]

Spot on with this mate.

[@dereton33]

Thanks.

[@GaryB007]

We've all felt like doing that when dealing with insurance or Internet providers 😀

[@dereton33]

Both as bad.

[@no_short_circuit]

Hope that was an old phone Al!! Couldn't agree more, the whole insurnce thing is a rip off - very quick at taking your money but just try and claim and they'll make you jump through hoops. If you're selling your house, both your solicitor and estate agent will want photographic ID and utilty bill, presumably to make sure I'm not a money launderer!!

[@dereton33]

Absolute madness .

[@hazelkinvig-paul8231]

We had exactly the same today Al! We did the same too . . . it's a disgrace. There is no incentive for loyalty! We ended up going with another company in the end as a matter of principal. The company we were with wanted £100 more this year than last and we never had a claim ever. Also, they have put the excess up to around £450! As ever TFS and have a good week. 👍 ❤ PS I hope you didn't get into too much trouble with Jan about her phone 😂😂😂

[@dereton33]

Ha ha thanks Hazel, just a bit of trouble but she is very forgiving.

[@Ste2023]

40 minutes on the Phone .of info they already know . 🙄 all these insurance Companies share info, on us .

[@dereton33]

Rubbish isnt it.

[@stevechelt1]

Love it!

[@dereton33]

Thanks!!

[@meganoikz]

Cancelling car insurance is as easy as it gets. Firstly just don't enable the OPTIONAL autorenewal and then it will lapse automatically. If you did AGREE to enable the OPTIONAL autorenewal, just call up to cancel it or even do it online (Admiral and Tesco both allow this plus others). Most companies offer call-back options or are quiet during non-peak hours. NOT EVERYTHING IS A CONSPIRACY THEORY.

[@dereton33]

Thanks, it seems you are stuck on the everything is a conspiracy routine. The optional dont renew tick box on car insurance is ticked not to, but gets auto renewed anyway, whether you ticked the box or not.

[@no-oneinparticular7264]

This makes me smile. 10 mins of press 1 for...., press 2 for ....., then you get weird music playing or a marketing message. Not driving anymore stops me having to deal with being passed from pillar to post and incompetent, intransigent people 😂. You're in trouble now 😂😮 .

[@dereton33]

Maybe thats the idea we all give up our cars a greens initiative, ha ha.

[@no-oneinparticular7264]

​​@@dereton33unfortunately, due to my cataracts in both eyes, but on the bright side, saving a fortune.

[@StefG2024]

That is so true about insurance companies…..scandalous…..

[@dereton33]

Villians they should be sorted out and now, it`s gone on for far to long.

[@StefG2024]

Just like to say, I had a tap in the kitchen which was hard to turn, I saw your video on how to sort it out…Great help… it works fine now.

[@bobs4738]

Ha ha brilliant! Next time press dial first though! I can't agree with you more, it's a right pain having to check renewals every year and phone around for a better deal, but definitely worth it.

[@dereton33]

Thanks Bobs.

[@TheSupercollier]

Any number of feckless people driving without tax or insurance get let off meanwhile those who play by the rules are penalised

[@dereton33]

Sure are.

[@Rog76]

Most people will find that by the time their renewal comes up their insurance will have doubled. And when you ask them why you get the generic answer saying it because of the increase in parts and other costs for them. Which I think is total scam. The insurance in general has risen loads since a few years back. I had to change from my current provider to a cheaper one (that was not much cheaper). They seem to like customers to keep switching as being a loyal customer means nothing to them, no matter how many years no clams you have, which be I believe you NCD tops out at about 9 years if I remember correctly.

[@dereton33]

Yes all a con.

[@Rog76]

@@dereton33 as with most things in life, not meaning to sound negative, but there are so many of them out there.

[@ironpirate8]

That 2lb lump hammer has probably been useful for 40 years and has got another 100 years plus in it yet. Very different from a smartphone!

[@dereton33]

Just the best tool ever, ha ha.

[@wolveshat854]

Technically motor insurance is only required if you are a commercial trader but thats another story

[@dereton33]

Sure is.

[@JackieKay11]

The same with council tax, meant for commercial property only except that the sneaky system registers our homes as commercial with the land registry 🤬

[@markdavies794]

My bike insurance renewal has just arrived and it is £2 less than last year :O. Majority of companies are just out to make as much money as possible, I think things that are compulsory (like car insurance) should have a government run organisation that runs at say cost + 10%. Also before the pandemic, customer service was much better, I am sure the same number of employees are in customer services so why is service so poor?

[@dereton33]

It is just rubbish Mark.

[@terryatkinson3182]

Remember years ago you could get phone ins and if anything happened your phone youd get a nice new one from them..... my friend tried saying he left his on the bus and they hounded the bus company for cctv which told them to fook off 😂 no new phone for him. Nobody bothers with phone ins now.

[@dereton33]

Days long gone.

[@boysonnet]

Primeminister? 😍 I'd like to fit a similar no BS valve to my vocal outflow system, please advise 🙏

[@dereton33]

Ha ha.

[@stuartbell6998]

Can see ye doing a cameo in coronation street soon that's if they can insure you first 😂

[@dereton33]

Ha ha right on stuart.

[@jameskrell4392]

I don’t know about you but I dodn’t think communicating by text is the right way to deal with either buying or claiming regarding car insurance or any thing other than trivial things.

[@dereton33]

Where are the people to speak to? They have minimal people on the phones.

[@xNvUsMW2clan]

Truth. Yikes. Hope your health insurance is up to date. Or are the sunnies covering up a black eye. LOL.

[@dereton33]

Ha ha just pretending the weather was better.

[@primeHeretic]

nice, what's the bike?

[@dereton33]

A genric xr 125

[@primeHeretic]

@@dereton33 that's one chonk of a back tyre!

[@paul_my_plumbs_uk]

My car insurance was almost doubled i had to barter 😅😅 told them I'm not prepared to be ripped off

[@dereton33]

Should you have to go through it year after year.

[@paul_my_plumbs_uk]

@@dereton33 I found in my lifetime of insurance always shop around every year 👀👀👀👀 insurance companies have no loyalty rewards to their customers

[@gillypoof]

its true

[@dereton33]

very

[@milchman3611]

I thought a Super Injunction was brought against insurers a few years back to say that this "price matching business" had to stop i.e. they were not allowed to offer an inflated renewal price vis-a-vis a new introductory quotation !

[@dereton33]

Look again.

[@steamhammer2k]

You sound really mad and controlling yourself, I wish I could act as good as you. My insurance doubled in a year. I thought inflation was 2% according to the news today, not where i live.

[@dereton33]

That is what they would like you to believe.

[@steamhammer2k]

@@dereton33 I don`t believe 2% is anything like the real inflation we have

[@EnglishVeteran]

😂😂

[@dereton33]

Thanks.

[@nigelsmith6413]

Role play? I can understand this being the case over 12 months ago but I’d be surprised if that’s the case now. I believe the FCA have stopped the discrepancies of pricing between new and existing customers.

[@dereton33]

You must be joking.

[@terryatkinson3182]

Dream on, it's the same here in Ireland, a monopoly and regulators drawn up from the ranks of insurance companies who know what side their bread is buttered on. There's no fairness and it will get worse as new rules mean in future years unless you have the latest cars with lane avoidance, speed limiters etc you won't get cover at all.....