WHAT I SPEND IN A MONTH AS A 31 YEAR OLD MINIMALIST

t i m e s t a m p s
----
0:05 Disclaimer (Be kind or get deleted/blocked)
0:57 Main bills
6:01 Personal bills
09:44 Incomes
16:33 Cat expenses
18:57 Not discussing anymore
m e n t i o n e d / s h o w n
---
Sweatshirt: amzn.to/3QqeaJ9
Tank top: go.magik.ly/ml/1hsv7/
l i n k s / c o u p o n s
_____
- My amazon store: www.amazon.com/shop/kyraann
- Instagram: / kyra_.ann
- Reusable paper towels: prz.io/jy0Xmnug
(10% off your first order of $30 or more)
- Fetch rewards: fetchrewards.onelink.me/vvv3/...
(Turn receipts into FREE gift cards)
- Osea Malibu: oseamalibu.com
(Use code KL10 for 10% off any item any time)
- Music I use: www.epidemicsound.com/referra...
-----
Contains Affiliate Links.
n o t s p o n s o r e d

[@dmg912008]

The level of transparency you bring to the table!!! You are so honest. Unmatched

[@nafeesadamier7592]

Amen

[@tori3951]

A breath of fresh air!

[@Lulaluna603]

I think you have a strong enough following to expand on your current job as a KZbinr. Perhaps writing blogs, or providing online consulting about budgeting/minimalism/living a simple life, and you would still do what you love, just more in depth and detail. You’re awesome Kyra!

[@Tickles_The_Oaf]

I completely hear you about the “cost” of a nice salary. From 2013-2021, my husband and I were team truck drivers and we’d spend anywhere from 6-12 weeks at a time living on the road. The money was amazing. We saved 80% of what we made, and even with all the savings, we never had to think about money and always bought what we wanted. But the “price” we paid? 1. The truck always had to be moving - 24/7. So that meant he drove at night and me during the day. So we’re always sleeping in a moving bed. In all weather conditions. The anxiety could be intense! 2. Sometimes I just couldn’t stop in time if I needed to pee and there were accidents (you know the kind). 3. Getting any kind of physical movement in often meant walking around a truck stop with deafening Diesel engines running and the constant whiff of urine. 4. We could get bothered at any time day or night telling us to go here, pick up this. Cancelled loads with no notice and we didn’t get paid for cancelled loads. And we didn’t get paid to wait hours for a load to be ready. 5. That feeling at 2am when I’m sleeping and I’m jolted awake by a huge bang and my husband says a tire has burst and we’re either having to stop on the shoulder of an interstate at 2am (if it’s a steer tire) or an off ramp (if any other tire) and waiting hours for assistance. This was not an uncommon occurrence. 6. Black ice, downpours, snow, overturned tractor trailers all over I-40 in NM and OK, tornado warnings, blinding fog. Once we were on I-90 going over the mountain in Idaho and weather was fine until we reached a certain altitude and suddenly trucks were crashing into the snowbank shoulder and we were trying to keep momentum because by then, the risk of us losing traction and rolling down was real. We made it up at about 5mph and had no place to stop at the top so no choice but to go down into Montana. We made it down somehow without engine breaks (can’t use them in slippery conditions) and when we pulled into the rest area, I was an absolute hysterical wreck. And I wasn’t even the one driving!! Anyway, now we own our condo free and clear, my husband works 3 days a week as a local driver, I’m retired, he brings in less per month than we made in a week but we’re both SO happy and contented with our life!! In September I’m giving up my CDL and reverting back to a car license. I miss absolutely nothing about the job.

[@aussiejubes]

Holy crap that was a good read! You'd have tonnes of good stories from your time on the road and it served a purpose but there often comes a time when you just don't want to do what you've been doing to achieve what you've been achieving. I'm glad you both are on the other side in such a contented lifestyle 😊

[@Realhousewifeoforlando]

The grocery one hits! It’s me, my boyfriend, and one dog in the house. We were spending $120ish per week on food and now it’s closer to $200. It’s gotten crazy!

[@quietdragongirl7263]

I've been watching you for years, and I consider you my minimalist KZbin BFF haha You're amazing, and thank you for all the work you do! BTW happy belated birthday (I'm also a cancer ayyyy) Treat yo self!

[@Kyraann.]

Ahh THANK YOU SO MUCH

[@quietdragongirl7263]

@@Kyraann. my pleasure and thank you 🤍

[@heyychi]

[@theashleybclay]

You are SO right about the stress that you avoid with working from home and for yourself. I always say that I just want to make enough money to pay all the bills, be able to take maybe one vacation per year and save for retirement and a rainy day. Thankfully, I'm able to work a corporate job from home and that has been the best gift for my mental health.

[@laurenT93.]

Kyra! Thank you for what you do! As a long time subscriber, watching you put your whole heart into this is truly inspiring. We chatted for a few on instagram last month and I didn’t mention it but it was on my birthday and it made my whole day! I look forward to watching both you and your channel continue to grow 💕

[@Kyraann.]

Hi Lauren, awe well happy belated birthday and thank for being here for so long! It truly means the world to me :)

[@catherinecancel1687]

If you are at peace and feel happy with your job then it’s worth it even if you make $20,000.00 a year. Money definitely it’s not everything. Peace, happiness and health is worth so much more. Keep up the good work. Blessings!

[@synnacastroman3813]

I love you being so transparent!! It’s true when you write things down it’s a real eye opener! I love your videos!

[@christinaslocum8761]

Keep doing what you love. I love your relaxing asmr (is that what they’re called?) cooking and cleaning and organizing vlogs, they’re so relaxing. You’re so down to earth and refreshing. ❤️

[@zzz697]

You're so inspiring! I always look forward to seeing you. Don't doubt the length of your videos, I'm sure a lot of us here just enjoy hearing you talk and listening to your advice! Keep going 🙃🙂🙃

[@minkica6184]

Wow, life there is expensive. I live in Germany. Everything got a lot more expensive here too, but we're not even close to the cost of living you guys have (2 adults, 1 baby, 1 cat). I'm amazed how good you work with your money despite being on low income. Just keep it going, you're doing great 👍

[@GrowthBeyondSelfLimits]

Thank you for taking the time to make this video ❤️ always let the commercials play or I'll come back and the video full in its entirely again. So glad you gave Instagram a try again. Happy to have found your channel 2 or 3 years ago you show me that their are great people in the world just far away in other states. Sending you love from Cali, working from home and what you love is an art. Stay strong your subscribers will stay supporting you ❤️when you put out good you will always recieve it back.

[@kathywilliams5995]

Thank you for your videos and being straight forward. I do like these kind of videos because it makes me rethink on my spending and saving. I am 63 but we are never too old to learn from others. I’m alone and have been for over 7 years since my husband passed away. I’m learning to live with less. Thank you for all u do. God Bless you and your family

[@jenn8815]

Thanks for being transparent with us . I seriously love all your content

[@Zigkiss]

I think you are doing great and even more important you are doing your own thing, I enjoy your content, it's different from other stuff out there.

[@Kyraann.]

I appreciate that! Thanks hun for the super thanks

[@patriciarodriguez0429]

I completely understand being free. I was in retail jail for 30 years. Downright jail . They owned us. Now I do gig work and am self employed and make enough to live and I’m never going back. I’m getting older and when I don’t feel good I can stay home.

[@blahblah1438]

I’ve been watching you for a few years now you’re one of the most consistent KZbinrs that I look forward to every week love from Rhode Island

[@Hann_Budgets]

Love this! Been watching from the UK for a couple of years now and you have really inspired me to follow a more minimal lifestyle! You are so down to earth, really enjoy watching your videos xxx

[@Paula09.16]

Girl, you are sooo authentic, how can we not support you.. Keep being you. You are doing just fine. We love & appreciate you & your hard work.. to keep being a real person in the internet, not following this cookie-cutter KZbin life & sharing your amazing knowledge.

[@ashncats3381]

We appreciate a genuine content creator such as yourself! Your videos help so many people live comfortably with less. I love your videos. You have helped me live with less and save money, and for that I am a sub for life. Hope you all have a great day! Thank you Kyra!!! 💜💙👏👍🙌

[@jossykerflossy915]

Excellent video as always, Kyra. Thank you for sharing.

[@cassandranocos9947]

Do what you love! Don't ever give up. I know everything will work out💛 Love your channel!

[@alternakat]

You are amazing Kyra - thank you for the great content. ❤️

[@Kyraann.]

Thank you so much Alterna!

[@tori3951]

Hey girl! It’s been a while since I’ve watched your videos but I just wanted to say I’m so proud of you! Way to have and stick to your boundaries! I’m sorry that people say rude thing or are judge mental in your comments. What they think of you has nothing to do with you and on the bright side they are boosting your engagements lol! Proud of you girl and btw I love the longer videos to listen to while I clean and stuff!

[@preston6814]

Thank you for your openness and honesty. Watching your videos help me to stay on track! 🙏🏻☀️

[@mignoncobra]

I fully enjoyed this video and your transparency, thanks Kyra!

[@a.laz8]

If you do decide to talk about your savings at some point I feel like a year end review of your savings journey would be cool. Like a video to address how it went and what you plan to change/keep the same for the next year. That way it's more of a one and done type of thing for the year instead of constantly answering questions. But your money and savings talks inspired me to squirrel away all the money I can. I'm like "do I want to spend $6 on something or do I want to see my savings grow?" lol

[@eleniprovia7667]

Kyra, I need to say this: you are such a sweetheart! You are so grounded and thankful for everything you have got, you deserve all the blessings in the world ❤️❤️❤️❤️😘😘😘😘

[@funnlecake221]

love these kind of videos, it helps remind me to keep my budget in check 🤠 Groceries have definitely been so much more expensive. I used to be able to get food for 2-3 weeks for about $200 now its closer to $400-450😪

[@ashleystewart34ify]

You are awesome, Kyra! I appreciate you being so transparent. I love seeing Milo in the back too. It looks like he was doing a face plant sleep position for a bit, my kitty does that too I don’t understand how it’s comfortable 😅

[@CiaraHilton]

Thanks for sharing this. Love how open you are!

[@a.laz8]

I love the freedom of working for yourself. Since being in vet school, I've only. been able to work Saturday shifts. I made like $100 in 9 hours and I was exhausted. Luckily, my husband's job is enough for all the bills and things we need so he suggested I stop working until I am done with vet school. Since then, I've been shopping at thrift stores and reselling on Mercari. I am able to make more a lot faster and it's so much less physical work. It makes me sad to think about going back into the real world lol.

[@houstonka]

You know , some people make a living from shoping at thrift stores and seling it on ebay, poshmark, offer up. Here is who i watch on you tube that do that Trifting Vegas, Crazy lamp lady, Taco stacks, Paper and moose. I love watching them.

[@wintersonnet]

Thanks for sharing with us. It's amazing what you can do and how much freedom and joy you can have by living a frugal life.

[@Kyraann.]

Absolutely! And thank you so much Winter for the super thanks!! I truly appreciate it.

[@Eme-Kat]

you are doing great, girl! 20k a year is enough if you don't waste money. Respect.

[@janigirl2296]

Thank you for your transparency! And yes, food prices are outrageous 😔

[@junepage1276]

I love your long videos Kyra. Plus I also agree with you about work and the problems you get with working for someone else. xxx

[@miriamavila8245]

Thank you Kyra …love your honesty, thanks for sharing 🌱🌿

[@astridsandriesser4232]

I Just absolutly love your channel!!! You are probably the most honest you tuber!!!

[@Kyraann.]

Awe thank you so much 🥹🤍

[@sameenaarr9595]

Still one of my all time fave creators. Please don’t stop uploading! Apologies for not always commenting as I watching yt on my tv too 🤍

[@sharonshmuel3386]

You are well loved on this channel & it is your place to decide what to put out on YT. Everyone needs to have boundaries & should be respected for them. Praying you reach your goal on YT very soon lol ❤️💜💖

[@sabrinapinkdiamond]

Love you kira!!! Been watching you for yrs - I always let the ads play in the beginning 😊hehe

[@KatrinaB2906]

Thank you for all you do, your channel has helped me and my life so much. Katrina ❤️

[@Kyraann.]

Awe!! Thank you Katrina for the super thanks and your love and support.

[@ialo5884]

I still enjoy and prefer watching longer videos because I like it as white noise. I tend to do an activity while I listen and I don't want short videos playing and it keeps changing to other short videos.

[@HSabbath7666]

Kyra, being free in your work whether it is beng a home worker or self employed, is priceless. No toxic workplace to deal with. 😘

[@sue1703]

Hi Kyra, Another great video! You don't have to explain yourself to anyone. Just continue to do what is right for u. I have passed your name on to other young people that can learn from u. You always inspire others regardless of age. Keep doing the wonderful work u do! Take good care! :)

[@Kyraann.]

Hi Sue, thank you for understanding! If only that would comprehend with others lol. Thank you so much for sharing my channel with younger people, I wish I knew what I know now back when I was 19 - 26 🙌🏼. Again THANK YOU SO MUCH Sue 🥹🤍 I really needed this comment today.

[@HaveWhatBringsMeJoy]

I love this video. I am also self-employed, I babysit grandkids. I've gotten spoiled by the things you said: no drama, go to the bathroom anytime I want. However, I can't schedule appointments anytime I want. Another advantage of working at home is it is easier on the gas bill, because I don't drive the car as much. And I watch more YT videos while the kids are watching TV or running around the living room. I've gotten so spoiled, now I don't want to go back to a regular job.

[@Theteddybear1061]

Hii, I'm a new subscriber, I found your channel when I was searching up "minimalist closet" lol, I enjoy all your videos and advice, and I actually LOVE it wen your videos are long, because you just say so many valid points. Keep up the good work. Ps, your really pretty and your hair and skin is amazing

[@kimridenour2594]

And I love how you care for your fur baby. The way you worded it was right on! I treat mine like my children too ❤️❤️❤️🐾🐾🐾

[@klaudiabana]

Kyra, I love your honesty and the way you care about your subscribers! You remembering us personally creates such connections and I am always so excited for your videos let it be vlogs or sit down videos. Your content helped me save, live a more minimal life, start using re-useable items etc.. And I take your beauty products recommendations because I know you truly honest about what you recommend and love 🤍 Thank you! 🤍

[@chatee9457]

I love your lifestyle, your personality, and realness. I am practicing some of the things you talk about in your videos because it ALL has been a financial burden for me. I really appreciate all of your videos! Glad to watch someone from Boston, as I live in Watertown. 🙂

[@thehapamommy]

Hi Kyra, thank you for such a transparent video. It’s refreshing to see content that isn’t trying to keep up with the Joneses. Will watch more of last videos as I am a semi new viewer.

[@kimridenour2594]

Freedom from stress of coworkers and nasty bosses is priceless. More power to you. If I had any tech abilities I’d love to be free like you! Much respect, success and happiness to you!!

[@feliciabutton2052]

Love you Kyra! I still love how you manage your finances, you are doing awesome 👏🏻

[@42rucuk28]

Thank you for being so honest with us 💓 xx

[@gomichelle1]

I absolutely loved the intro! Tell em guuuurl 👏

[@raneximenes1685]

I remember when you used to make those videos about organization and cleaning and saying how you love to do it. If that still the case, did you ever thought about starting your own business in the area? You still would have to deal with public and costumer service but at least you could have a flexible work schedule. I have been following you for a long time and all I gotta say is keep up! You doing great!

[@rexyzvent5864]

Appreciate how in depth this is

[@kyma1330]

Keep making videos kyra. We will always love to watch you 🤗

[@houstonka]

The best thing for me is working from home. That is my dream. No drama. How much you pay for health insurance? Did i miss that part in video?

[@peaceout6359]

Loved this video and how you share lots of details about your income and expenses

[@Journeylivin]

Hi I understand with having your peace of mind. I honestly don’t recommend doing a job with coworkers in person but I recommend if you do want an additional job would to be a digital assistant. Since you have social media skills, analytics, and email management. That way you can choose when you want to work. That way you can have an additional stream of income.

[@SkubaBubi]

You are such a sweetheart. Such a beautiful soul- who can judge you. 🧐 Thank you for teaching us all how to be humble and satisfied with what we have in our lives. 🙏 Thank you for showing us how people live in America. You are young, but very wise and mature. 🙂 Do not stop doing what you do- you are a treasure here on KZbin. Greetings from Serbia, Europe.

[@kaylynnhadderton6154]

I always look forward to your videos! Thank you 😊

[@heyychi]

youre doing the right thing! keep working for yourself!

[@stephanie99959]

Thanks so much for sharing! Just started doing this!

[@sofianatalie.]

Thank you for this video Kyra! I appreciate you so much! :)

[@nafeesadamier7592]

I feel your pain with the job out there TRUTH!!!💗I'm happy for you dear . Do what you love and makes you comfortable.👍

[@vm80]

Interesting insights. I like these kind of videos.

[@greycs8290]

A huge paycheck doesnt guarantee perfection. At one point I was banking at my last job but was spending it all and not saving a penny. I make less now, but ive learned to pay off debt, live on a budget that still alows some entertainment and all while being a mom, having a dog, cat, hamster and 2 large fish tanks! Ive learned to enjoy being home with my guys and make date nights at home or fun projects but at home :)

[@kcmarie3774]

Wow that rent ain't no joke out there sis! I'm in the Midwest so rent is alot cheaper but I believe minimum wage is higher where you live. You always do a great job with your budget and make it work.

[@allieblank5992]

Thanks for the content. Keep at it! You’re doing great!

[@Kyraann.]

Thanks Allie :) and will do! We are so close to 100k it would be silly to give up now 🥲

[@ambarlopez1665]

Just watched your video and wanted to say, Happy Belated Birthday 🥳 !!

[@Kyraann.]

THANK YOU Ambar 🥹🤍

[@Star124561]

The fact that you even open up to us viewers about your money and expenses at all is like a shock to me. That is amazing. Thank you but I personally think you definitely do not have to explain to anyone about your finances ever. Do not feel guilt for that. You are doing an amazing job. Just as you are now and I learn so much from you. Thank you again.

[@arena_singh]

Loved this video kyra!!! Thank you ❤❤❤

[@Kyraann.]

Thank you Arena 🥹🤍

[@dmg912008]

This is helpful!! Thank you 🙌

[@sherril1899]

Thanks so much for all you do! I love your channel. Your videos are my favourite

[@Kyraann.]

Thank you Sherri for the super thanks!! And thanks for being here

[@jasminevelasco8925]

I really like see your videos . It good to spend quality time on KZbin and learning from someone real . I feel an old sister is talking to me during my cleaning time or planning budget . Thank you saludos desde Canada (: 😊

[@jessicalaino8079]

I wish i had a friend like you, glad you and your boyfriend chose quality of life over traditional work, don’t let haters get to you, people usually judge out of jealousy or envy or wishing they could do what you do! Love from Worcester Ma 💗

[@andreakalaaukahidelacruz5898]

Its always good to live under your means. I am relearning that right now because i am working on paying off my debt faster. And my husband and I are also a team. We put our money together. We are help each other with yard work, house work and dinners.

[@caitlynm.9413]

I love this video! I'm sorry that people can be mean, this has been nothing but helpful to me so thank you.

[@gaildavids8181]

Hi kyra love your videos me and my husband is olso self employed for over 10.years now it have its good and bad days but as long you do what you love

[@juliea2504]

I understand you wanting to stay being a KZbinr. I still yet need to start mine. Keep doing your KZbin videos!❤️

[@Kyraann.]

Thanks for understanding that Julie. I get a lot of hate from people telling me to “get a real job” 🤦🏻‍♀️ it’s so sad that no matter how hard you work on your own thing people never seem to get it that self employment is a real job. It’s not as easy to make money but it’s still a real job and we still pay taxes just like anyone else.

[@tiashadae1143]

Great video as always, keep up the good work 😃

[@Kyraann.]

Thank you Tia

[@ceejaycrumley]

Love the idea of saving money and I am grateful for you and the many other people who want to save 💰

[@Dragon_land09]

I am happy you have found your passion with KZbin and are able to live with your love and fur baby! I have been on disability for 12 years after my health went bad after graduation from college. I am trying to brush up on my knowledge from school (Business). I want to talk to my doctors and try to work part time in an office. I am wondering about how much I can save with an actual job instead of just Ssi. You inspire me to try. I have been healthy for a few years and I am excited to give it a shot!

[@Ramidra]

Thanks for shareing!. :) And dont quit this, not the job that you love.

[@Kyraann.]

Thank you Laura 🥹🤍

[@juliea2504]

I’m glad I purchased a home 18 years ago and my mortgage is a fixed rate at $425 a month not including taxes or homeowners insurance for a 3 bedroom 2 full bath with fireplace and 2 car garage with large backyard fenced. I live in New Mexico.

[@itskashima]

I totally understand the freedom and flexibility you're describing that is hard to achieve with most "regular" jobs. I myself am trying to go the route I've always wanted. I am improving over time and I hope to one day become the content creator I've always envisioned although it wasn't called that when i was growing up 😅

[@juliea2504]

I’m on the same kind of family plan with T-Mobile as you Kyra. Food I’m not sure, but I cook mostly at home and I only eat once a day.

[@yanetlos2404]

Thanks for another great video, Kyra🤗

[@Kyraann.]

You're so welcome Yanet and THANK YOU so much for the super thanks.

[@MsMarebear12]

Kyra you’re a gem. I am so glad you are making money off IG now because I know you were hesitant to reactivate it. You are intelligent, you are wise & you have common sense! (Yes they are three different things 😉😘) Wish you nothing but the best! ❤️

[@user-3l1]

Thanks I was waiting for this video 😁 Question, the rent is per month? is that only your part or the whole price? 🤔

[@morgano4274]

YESSS I LUV THESE

[@gigitijarain]

I live in Italy and I spend 1/10 of you,life in Us is crazyyyy no way

[@gghostgirl]

06:55 "everyone around here gets there licenses from a ceral box" lmao kira you cracked me up ahahha

[@amycolucci6769]

I always watch your ads happy it helps

[@hanan7el]

I exactly like the longer videos 😘

[@sarac3325]

I live in the Midwest and my bills are very close to yours. The only other expense is a car payment that I’m working on paying off.

[@NiinchaSm]

This type of videos are my favorite🥰