What I Spend in a Month in Montreal, Canada 🇨🇦 💸

[@ZoePritchard]

What did you spend on this month?!

[@tamaraesquivel7663]

Thrifting and coffee runs ❤

[@Mrs_M19]

Some shopping for the home & a few fun days out with my kids & hubby❤

[@bettinak.4]

Not much. Life was so busy in July that I didn't have time for shopping. 😀

[@olgavallenberg9797]

Got a new mattress!

[@EmsFitVenture]

July was an expensive pup month. My dog was recovering from surgery in June so half of my monthly spend (not bills) was on her X-rays/Appts.

[@kate2837]

I am so amazed by how far you've come so quickly! I've started following you from the infamous laid-off video and I so vividly remember those first budget videos where you had such enormous sums of money spent on the credit cards and your breakdowns over it. And now look at you! Buying your dream LV bag with cash! Paying all the bills on time! The car is almost paid off! EF is almost fully saved! Just wow. I'm so proud of you and so inspired :) Keep going, can't wait to see where this journey will bring you.

[@ZoePritchard]

im crying 😭😭😭 thank you for cheering me on with so much love 🩷🩷

[@nancygraves673]

Omg I am dying laughing at Maggie splayed out with her back legs like a frog on the couch as you’re talking about the expensive costs of owning a dog. She is so stinking cute! Love that she happily hangs out with you in the videos! 😃💕

[@nataliesoutlet]

Zoe 💕 I so appreciate your videos! I’m new here and just this week alone I’ve binged about 20 of your videos, maybe more 😅 Needless to say I love seeing young woman like you take control of their finances and share the wealth of knowledge! THANK YOU

[@Stephanie-ki5oz]

Yay!! So happy you’ve continued posting these !!

[@ZoePritchard]

🩷🩷 these and the “how i budget” im going to keep for sure! just not going to switch to all or mostly finance content 🙃🤪

[@WithSandra]

idk if this is a promo in canada too, but in the US starbucks is having a 50% off cold drinks on wednesdays (they're calling it "Winsdays" lol) this week and next week! I also splurge when I treat myself to a matcha latte and have zero regrets about it lol

[@ashboo28]

You might want to look into using both a sinking fund and a budget for Maggie. Animals, dogs, and dependents definitely have a lot of things that pop up randomly. My favorite purchase of July 2023 was a book sleeve pre-order from Book Beau. I won't get it for a while, but I'm so excited for the print they came out with!

[@molliemahaffey7469]

Yes! That was going to be my suggestion for self care as well. If it’s inconsistent then when you don’t spend the cash in the cash envelope, add that to the sinking fun so it’s there when you need it.

[@ashboo28]

@@molliemahaffey7469 Definitely a good idea. I started a sinking fund recently for personal/self care and another one for household goods since I don't include that in groceries. Super helpful, so far.

[@interpretrebekah]

agreed! sinking funds all the way!!!

[@Stephanie-ki5oz]

nothing crazy purchased this month, was trying to do a low buy. Did buy an unlimited yoga pass for 110$ a month- went about 8-10 times. Probably wont be continuing but nice to get back in the habit! other than that spent 100$ on applying to a graduate certificate... JUST TO APPLY!! agh. Spent 80$ on therapy after insurance coverage and 80$ on skincare and hair care restocks. I guess the theme is self care!

[@Saidaa_m]

I absolutely love these videos! Look forward to them every month. So fun to see what you spent and your thoughts on purchases.

[@northernbelle0488]

Usually I comment something related to the video content but this time I have to just say you are SO pretty!!

[@ZoePritchard]

ahh thank you 🥹🩷🩷

[@chelseabalderston758]

I cannot believe how little you are able to spend in a month- particularly groceries! 😱Living in Southern California, my monthly grocery budget, albeit for a family of 3, is $1000, and I rarely stay within that, so I really should probably increase it haha

[@RB-zm4fk]

I haven't watched your channel for a while but what a progress, in regards to moving in with your bf! Next step is tying the knot 🤪 I'm currently in the process of purchasing my thru-hike 'hobby' I'm hoping it won't cost more than 1.5k (makes me feel better spending that much, it's actually cheap some people spend more). Doing it slowly so it's not so painful, it's winter here so no plans to go anywhere until spring. Budgeting is the key. Life is meant to be lived, just don't go crazy 😁

[@aliyah3541]

Love your cardigan!! Pink is my fav color and it looks so good on you 🩷🩷🩷🩷

[@ZoePritchard]

aw thank youu!! my fave too 🩷

[@YungConundrumForever]

I hope you enjoyed Barbie! I loved it 😂❤ also, so happy you finally got your LV bag! You deserve it. Can’t wait for the unboxing 🔥

[@poppycalliope]

The tea pot is adorable 😍🐝 aahh how exciting that you finally got the bag! I know how much you wanted this! I also saw the unboxing on insta a few minutes ago! Proud of you Zoe 👏 can't wait for the vlog too! ❤

[@shailashah4128]

shut up!! the bag is so cuteeee! can't wait for the vloggg

[@stephaniemiersch]

Hey Zoe! As always, great video 😊 How about a list of your favourite cheap eats in Mtl? I'm always looking for resto recommendations when I'm there. Thanks!

[@katharinamueller1003]

I have switched from Tampons to a menstrual cup 6 years ago and never looked back. For me it is way more comfortable and I paid 30€ for it once. I had to experiment a bit with different folding methods, but got the hang of it after a few periods.

[@ZoePritchard]

love that! i tried it for 2 or 3 periods a few years ago and it never felt comfortable 😭 plus i have an IUD so i think its not recommended 🙃 ill have to look into it again!

[@katharinamueller1003]

@@ZoePritchard Maybe you could try a Disk. I have not tried it yet but it is recommended if you have an IUD or find the cup uncomfortable. :)

[@Lulaluna603]

I love Montreal-I really enjoy everything whenever I go visit- and your budget videos make me want to live there. Compared to Miami, Montreal is more bang for your buck, a good quality of life…but then there’s the whole cold weather thing I’d have to get used to.

[@ZoePritchard]

haha it's defff a change in weather from Miami!! I love Miami but it is so expensive 😭 not sure if you saw the vlog where I went to Pura Vida, but that scarred me 😂

[@Not-Riri]

Eating out in Montreal is so $$$. Congrats on the bag! I had several happy purchases in July (dinnerware, skincare and pants on 50%+ discount). Now that it's August, it's spending time again!

[@karissalundie3477]

Personal Care Tip to help save money: Get a menstrual cup! It lasts for 5-10 years, made of medical grade silicone, and it is a 30-60 dollar purchase that lasts for years! I have used one for 5+ years and have saved so much money from not buying pads and tampons! They also often have a cleaning soap that you can get for like 10 bucks and it lasts for a few months!

[@reutgadmish1835]

I haven't bought a tampon in over 3 years, I use the period underwear, and it's being a great saving hack for me and much better for the planet! Highly recommend

[@ZoePritchard]

i love period underwear too! but sometimes i feel i need a tampon for cetain occasions/outfits 😂😂

[@ashboo28]

I use a cup now, but I used to use the Cora brand tampons. I think they're 100% organic cotton. Don't know the price point for CAD, but it was pretty cheap in USD.

[@fashionistajana]

Love the purse! Congrats girl!

[@ZoePritchard]

thank youu 🩷🩷

[@CindyAlexius]

I’ve never been into cash envelopes since I love getting points on credit purchases; but, I do like your method with handling sunk costs. I could use the envelopes to control my credit purchases. I think I’ll give it a try. Thanks for a well done video! Cheers!

[@ZoePritchard]

to me, the benefits of cash envelopes totally outweigh missing the points 🩷 hope you love it!

[@RetroSnowflake]

My favourite thing I bought this month was a Dyson hairdryer! My hair dryer pretty much died and I thought about it, I could either spend £30/40 on a new pretty standard one or I could pay £30/40 a month paying one off instead over a year. In my head, I know I shouldn't have done monthly payments over the year if I didn't have the money right there and then, but I know my financial goals and I know I can afford that extra expense monthly rather than £400 all in one go. And also, it's worth the hype!

[@K-wx6ki]

this should be your official "what i spend in a month" sweater hahaha...also girl you should be getting some apt equity

[@ZoePritchard]

yesss the what i spend eggs 🍳 😍

[@lindseylindequist5218]

Love your videoes!!! Maybe sinking fund for transp instead!

[@ZoePritchard]

good idea!!

[@getJENNArated]

Zoe have you ever tried a period cup? Or period underwear? They’re really awesome and worth it in my opinion!! I use the ones from the period company and the pixie brand cup! They help keep costs and waste down

[@Stephanie-ki5oz]

i changed to period underwear and im not going back! less costly, less wasteful ! Worth considering :)

[@ZoePritchard]

yesss i needa get more! its true they are the best 😍

[@ohaggie]

Which brand do you use? I’ve aways been curious how good period underwear is plus I wonder if the underwear material is made of good materials.

[@Stephanie-ki5oz]

@@ohaggie knix! with my regular underwear i only use cotton or modal, with these, ill be honest i have no clue what the fabric is! just nice not to worry and to only have to buy them one time! i got enough to last the whole cycle!

[@ZoePritchard]

@@Stephanie-ki5oz @ohaggie I love Knix too!! I've tried a few different brands and Knix is the best quality by far!

[@oneofeverything9820]

You should try the Diva Cup!

[@ZoePritchard]

i have tried! didnt work for me sadly :(

[@AnamikaBhardwaj-e7p]

@zoe where do you budget stuff like skincare and haircare. I feel these are categories which are expensive yet an essential purchases.

[@ZoePritchard]

hiii! i'd put that in personal care. I tend to do massive "stock ups" for skincare, so it's not something I buy often, but when I do I spend like $200 LOL

[@jeaninebouknight9780]

Diva cup instead of tampons. Life changing once you get use to it.

[@JoanaRichard1]

Hello Zoe I never comment and really like your videos, you can switch for the menstrual cups. You buy one and use it for months try it 😉

[@ZoePritchard]

hii! i tried it and it didnt go well for me 😭 plus i have an IUD so it’s not recommended :( i wish it worked for me!

[@katharinamueller1003]

​@@ZoePritchardmaybe you can try a disk, they can be worn with a IUD

[@simplgab]

miammm arepas! pretty great affordable restaurant recommendations in Mtl... this city has gotten ridiculously expensive!

[@ZoePritchard]

haha i agree!! but the lil gems still exists, we just gotta find em!

[@Lulaluna603]

Regarding the tampons, have you considered using a menstrual cup? I’ve saved a lot in a year by using a menstrual cup and period panties instead (I was using those same tampons that you picked up).

[@Womanhoodinprogress]

Happy Birthday 🎂

[@ZoePritchard]

thank youuu 🍰

[@KotryJack]

My favorite purchase of July was tickets to the Eras Tour for when Taylor Swift comes to Europe next year!!

[@ZoePritchard]

ahhh such a good one!!!

[@molliemahaffey7469]

Amazing!!!🤩🤩🤩

[@lubanaamin3670]

Hey Zoe! I love these types of videos and just wanted to ask what camera you use to film?

[@ZoePritchard]

thank you!! its the sony zv1

[@barbarahatfield8027]

We are similar . I started buying on line and wow at the end it’s way over budget . I feel guilty all the time . 😊

[@jasminkln]

My favourite thing that I bought this month were three thrifted shirts for 13.95€ in total :)

[@amarashy7013]

Your videos are sooo cute funny and inspiring as I was watching you said if you’re nosy I paused it, laughed, and said did she say if you’re nosy I restart it and yep you did tht was hilarious I Love your bag I’m definitely going to watch the unboxing my favorite purchase this month was a pair of new slippers and sidenote every video I watch I’m like Zoe reminds me of someone and it’s Alyssa Milano well Sam from who’s the Boss way before your time but you sooo remind me of the younger Alyssa Milano 😊

[@yoginij]

I love these!!

[@ZoePritchard]

yay!! 🩷💸

[@stefflores]

Dogs really are so expensive but so worth it. I'm a borderline cheap person but price is not a factor when it comes to our dog! 💕🐶😅

[@Jibril_Abdulkadir]

The budget video are so great 🩵🩵helping me think about how much I spend lol 😂

[@ZoePritchard]

love that!!! 🩷💸

[@ebonylewis1680]

I brought Blinds for my Kitchen and Living Room. Flax wood. They are much better I used cash 💰 but not for the last $10 Debit.

[@melissathw]

My favorite purchase of July was my donation to the Trans Law Center! I donated 10% of my income from June to celebrate pride month ❤

[@ZoePritchard]

this is so beautiful!! love it 💖

[@ChloeKangas]

I feel like I've seen this bag on you before! Maybe I imagined it. Suits you so well!

[@debrafirestone861]

They pay for for clothes then the US and where I live there is no tax on Clothibg and food from the Grocery store

[@mariapaulagonzalezcasallas9242]

love your videos

[@leahreyes148]

ZOE, PLEASEE READDDDD, read up on those tampons, Ik there are serval lawsuits going on with that brand, idk if it is a coincidence but I started using those abt a year ago, and suddenly I was having all these problems with my ovaries, and then suddenly diagnosed with ovarian cyst out of nowhere, never had this problem before. Like I said it might just be a coincidence but I’ve read several girls on Instagram complaining of the same thing with this brand.

[@ZoePritchard]

OMG WHAAT! with that new brand i showed? omg bye bye that is so scary!

[@YourRav]

SO happy you got yourself what you’ve been wanting (….cough cough cough cough luxury bag!)

[@YourRav]

Oh I got a Philips Sonicare 6100 electric toothbrush. 10/10 recommend

[@ZoePritchard]

omg luxury toothbrush!! 😍🦷 the sonicares are the BEST nothing compares, congrats!

[@YourRav]

@@ZoePritchard LMAO NOT THE LUXURY TOOTHBRUSH

[@debrafirestone861]

I think Canada is expensive fro what I gathered I was in Montreal before the Pandemic I loved it it was in the summer

[@brooke8888]

Do you buy groceries for your bf too or he has his own grocery budget?

[@ZoePritchard]

We always share! So he buys for me and I buy for him.... we take turns going to the store and he has his own budget

[@영-x6r3m]

i feel like you’re always overpaying at the vet than for the intended purposes, you might want to relook into the add ons your vet is adding to your vet visits

[@debrafirestone861]

Maggie is worth it ❤

[@r.3559]

That is interesting that you are giving this rent to him but I think that's awesome. My friend does the same with their partner and it worked for them. Do you plan to continue to contribute if you get engaged/married this way?

[@ownyourbold]

$40/month is one Starbucks run/week here in Michigan which isn't that much at all! Lol

[@ZoePritchard]

right?! haha we clearly are desensitized to the price of coffee but also thats the way things are in north america 🙃

[@debrafirestone861]

I want to go to Toronto There Is very expensive

[@AlioH89]

The thumbnail makes it look a bit like the bag is made for a doll 😅

[@ZoePritchard]

loooool it’s definitely small

[@Zero-Investing]

Is your emergency fund 25k?

[@ZoePritchard]

$10k :)

[@debrafirestone861]

Maggie ❤

[@loliwelch9151]

Hi Zoe! I'm curious; I know you're still really young, but do you have a goal retirement age? Thanks for reading 🙋‍♀️

[@ZoePritchard]

30?! haha just kidding… i dont have a goal age yet 🙈

[@loliwelch9151]

@@ZoePritchard LOL! It would be cool to hear your thoughts on the FIRE movement tho 🤣

[@ZoePritchard]

@@loliwelch9151 I talked about it in this Q&A actually: kzbin.info/www/bejne/h6WqlKeOba5jY7c somewhere in the early part of the vid :)

[@loliwelch9151]

@@ZoePritchard ooooooh! Thanks Zoe 😀

[@IWantALeatherBag]

WTF you're paying your boyfriend a rent because he owns the place?? He's basically getting richer on your back 😮