What I Spend in a Week as a 24-Year Old Consultant in Montreal

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About me:
I'm a 24 year old from Canada, living in Montreal. I work as a tech consultant and make work vlogs about life as a young professional. I also love to talk about personal finance, fashion, health, and life in general! I am always 100% honest and transparent, and love to talk about taboo subjects like anxiety, imposter syndrome, and my true thoughts on things like comparing yourself to others, money, etc. I hope you will join me on my journey through my videos!
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This video contains:
what i spend in a week, what i spend in a week in LA, what i spend in a week in NYC, what i spend in a week in new york city, manhatten, what i spend in a week in montreal, what i spend in a week as a consultant, tech consultant, management consultant, what i spend in a week working from home, graham stephen, millionaire reacts: what i spend in a week, millennial money, personal finance

[@ameliadeng9346]

Hi Zoe!! I looked into your video by chance when I searched job tips for consulting roles for interview preparation, but I just couldn’t get out of your videos!! You’re so cute in sharing sensitive but real feelings of little cozy life. And You’re just like a talkative sister, who likes to tell us every single moment of yourself!! Thx for cheering me up by your energetic and positive talks!! Just to let u know you’ve got an Asian fan living in Australia now ^ - ^

[@ZoePritchard]

ah wow!! thank you Amelia 💖 💖 this comment made me so happy! PS I LOVE Australia and cannot wait to go back

[@skieusepopo]

Hi Zoe! I'm not Graham but as I was watching your video, I thought of a couple tips :P like take the books from the library (they are no longer on lockdown in mtl), try to budget the fixed stuff & on pay day put it all in a separate savings account (hydro bill, driving exam, etc), for your hydro you could even spread the amount across the year & pay the same amount every time, try to look at your shopping behavior & consult yourself on it (since you are a consultant :P), like to recognize what triggers you in the moment to spend money :) and for the miscellaneous stuff (like the 40$ bottle) , I try to budget myself & allow to spend xyz amount per week & say it's Wednesday & I have no more budget left for that, I'm just going to wait for the next week & that's it :) that way on next Monday, if I still want to splurge on smth, I would have thought about it for multiple days :) hope this helps!

[@JessicaMtl]

Hey Zoe! Perhaps try budgeting, this helped me give every dollar a purpose and I felt so much more organized. I’m telling my money where to go and I actually have a budget for miscellaneous purchases 🥰

[@ZoePritchard]

girl I'm sooo bad at budgeting, I just can't seem to stick to it. I think I'm going to give YNAB another try though, so here's hoping I get the hang of it this time!! ❤️

[@vrl9037]

Graham Stephan climbed through my window once, he followed me around the house and kept asking "why does your coffee costs more than 20 cents?" Weird guy

[@ZoePritchard]

i am DEAD ahahaha

[@elliebusylondoner]

Hi Zoe ! I live in London but I was born and raised for a few years in Italy where Troffie with Pesto originated! It's a local dish specific from one region in Italy ( north-west next to the French border), Troffie is a type of fresh pasta. The best sauce to go with it is pesto, but also butter and treated parmesan cheese :) X

[@ZoePritchard]

that sounds so delicious!! the one in the GoodFood box was sooo good too 😍

[@nobel978]

When I saw the title I thought it would be perfect for graham to react to, I think it was a good job mentioning it in the video

[@ZoePritchard]

thank you!! I really hope it happens, it would be a dream

[@laurentran2546]

Appreciate the honesty. Personal finance is hard, but it’s a journey so don’t let this one week get you down. Love the idea of a no-spend!

[@ZoePritchard]

thank you so much ❤️

[@Chellygod7]

Hi Zoe! I love all your videos, I actually just accepted a Cyber Analyst role at Deloitte and am really nervous especially watching how you felt at your old job! I hopefully will have a better experience, but I guess we'll see lol! Keep posting and love the content as always!!!

[@ZoePritchard]

thank you!!! I hope it goes super well for you 😇

[@gissellecortez8441]

I needed this video! This month has been extra stressful so I’ve been spending a lot more. It’s kind of embarrassing but I’ve been doing really well in all the other months. Time to budget for the next month :(

[@ZoePritchard]

LOL twinsss!!! hahaha we got this ❤️

[@sonnybobbie22]

I love your vids sm😭❤️ I subscribed 🥰👍

[@ZoePritchard]

Thank you so much!!!

[@vanillanvolcanoes8370]

Hey Zoe! If you think you're ready for your G2 test now, try signing in periodically and seeing if there are any cancellations. I lucked out and found a cancellation at the SAAQ a week or two after I booked mine and didn't have to wait three more months for my license.

[@ZoePritchard]

very good idea!!

[@Coralie_Anne]

LOVE these videos! I'm going to film a February money diaries this weekend and it's going to be so confronting to add up the total...

[@ZoePritchard]

confronting but so worth it!!

[@mgovig]

Sorry love you 😜 and I'm totally jealous of that carrot cake; can we get a video of you baking? 💖 Also added Liane Moriarty's books to my reading list and Maggie is so cute in the background when she's walking herself on the leash!!

[@ZoePritchard]

hahaha she love's to take herself for walks 😂. & I just might put a carrot cake in my next vlog ❤️

[@margiecollins5745]

You should def react to this as your current self, I feel like it would be kind of funny but also good reflection for how far you seem to have come!

[@ZoePritchard]

omg im SCARED hahaha but this is a great idea!

[@AdrianAndre]

This is a really good video especially since I think this is something everyone can relate to. I think for your hydro bill you should setup a Equalised Payments Plan where you get to pay a fix price each month. and if you get pay twice a month you can use each pay check to get half of it. What do you think about using cash at stores instead of cards? So if you budget to only spend $50 it would be hard to spend any more than that. Since you only have what you budget when you go into the store.

[@ZoePritchard]

I do like the idea of using cash!! I actually think I might try that over the next few months! thank you 😇

[@franceswu8687]

omg $75 for 4 books!! you should try looking on used book sites (eg. Abebooks and thriftbooks in the US, but even book depository has free shipping worldwide and is at least a little discounted)!! using the public library is also a great option too - if you’re on lockdown a lot of libraries have kindle ebook checkouts :)

[@edwardrodriguez6423]

Thank you for the insight!

[@laurentran2546]

I’ve never used this before but I hear Libby is a good resource too

[@ZoePritchard]

this is awesome, thank you!!

[@yellowplasticsporks]

I use the Libby app to borrow audiobooks and ebooks from my library. I haven't purchased an audible subscription or purchased a hard copy of a book in ages.

[@btbudgets]

Thrift books is the best!

[@itsxjen]

As soon as I saw the title I thought of Graham!!

[@Isabella-de7kv]

Lets a) smash the like button and b) ask graham to react to this!

[@ZoePritchard]

❤️ ❤️ ❤️ ❤️ ❤️ all I want is to hear him say "What I Spend in a Week as a 24 Year-Old Consultant... wait for it....nothing" hahaha

[@itsxjen]

@@ZoePritchard hahaha! Exactly! Good luck 🤞🏽

[@ellejoy6495]

this is so relatable!! literally me

[@ZoePritchard]

hahah

[@xxIsabella]

Love your honesty and Maggie is so cuteee 😍🐾 Which bakery did you go to on Monday? I also live in Montreal and am looking for new places to support ☺️

[@ZoePritchard]

thank you ❤️ ❤️ ❤️ I actually have no idea what it's called, it's just a little french bakery near my house!

[@TheChellaBella3]

I LOVE What Alice Forgot ❤️❤️❤️ Such a funny and insightful book. Also book buying recommendations, I’ve curtailed my book spending through Book of the Month! It’s 15 for your monthly pick, and you can add any other new hardbacks in their database for 9.99! I love it because I can buy books that are new releases for an affordable price!

[@ZoePritchard]

that is GENIUS!!! I'm going to look into it, thank you 😍

[@thewewguy8t88]

i just wanted to say thank you for sharing this video it made me actually look back how i am spending my money and well i feel better about my spending habits right now because its not as bad as i thought it was i mean it could be better but i think its workable and like i said if i cut down on mcdonalds i think i am going to do great.

[@joymae]

YESSS I live for these videos

[@ZoePritchard]

yaaaay ❤️ ❤️

[@KeianaByfield]

I hope Graham Stephan reviews your video!! on a separate note, can you share the page with the egg sweater 😭

[@ZoePritchard]

Honestly I will die if he does, I really hope so 😍 😂 when I'm back on insta in a few days I'll find it & link it :)

[@ilhami8822]

absolutely love your finance series!!!

[@ZoePritchard]

thank you so much!! ❤️

[@cndbear97]

Girl I was doing so well at the beginning of the year and by the end of February, I broke my budget! And I barely know how it happened! Time to get back on track in March!

[@ZoePritchard]

Same same same!!! we're in this together, hopefully on next month's money update you're commenting that you killed it - I'm sure you will! ❤️

[@kriskis9774]

I like your "but what you gonna do"))) this is how I feel about my entire life)))

[@janyce98]

Hi, Zoe! Can you link the sweater please? TYSM xo

[@ZoePritchard]

I don't even have a link to it, I just DM'd the girl & I'm not on insta right now... I'll email her and see what she can do & hopefully I can link it on my next vid ❤️

[@LuxRLD]

Can you please do an updated one of these !! ❤️❤️

[@DovesDiary]

this is gonna be a totally random comment but I also just booked my G2 ( Ontario) test for July too. I though I would have to pay to book it too but it never prompted me to make a payment... but I got a confirmation that it was all booked. What was the payment process like for you, was it a pop up link or directly on the site ? I'm only asking cuz I don't want it to be cancelled cu it was the only slot available LOL.

[@ZoePritchard]

weird!! it was in the same window, i had to pay in order to get to the next page. It was a desjardins ecommerce page... maybe call them?

[@DovesDiary]

@@ZoePritchard ohhh i see, yea hi should call just in case. Good luck on your test :)

[@ZoePritchard]

@@DovesDiary you tooo! seems like we'll be getting our licenses around the same time!

[@DovesDiary]

​@@ZoePritchard I just called an apparently I prepaid for it when I got my G1 LOL that came in handy

[@ZoePritchard]

@@DovesDiary genius!!

[@thewewguy8t88]

hey i just recently went out and bought something kind of "silly" too that was expensive. i went got myself a bunch of custom made shirts a few weeks ago. cuz long story short it felt like it was do that or get a tattoo lol.(tattoo probably would have been cheaper)

[@thewewguy8t88]

one habit i have to deal with myself in terms of spending is i have a very bad habit of going to mcdonalds a lot which is about 10$ and then candy for another 5$ that is 15$ and sometimes this can be everyday after work lol. but i am getting better and trying to remind myself it adds up. like today for example i did not buy mcdonalds or candy after work which is nice but yeah its like everyday i feel like i made it through this day but i can make it through next day.

[@jolyanelavoie1023]

We should budget about 100$ a month or so for hydro ! But I am like you I always forget and get suprised by the bill !

[@thewewguy8t88]

so i looked back at my spending for the week of feb 17th to march 3rd i get paid every 2 weeks. and it turns out i spent 230$ on stuff if you devide that half each week i payed 115$ which is not bad i guess idk lol.(this is not inculding any of my other monthly expenses/bills , phone bill,internet,buss pass netflix etc etc )

[@lindseyy320]

Do you have to pay for internet, or is that covered by work or in your rent? The cable/internet bill is a big expense for me.

[@ZoePritchard]

My mom works for the internet provider so she gets a super good rate and pays it for me. I pay her back with dinner or favours haha

[@sunbubblex]

Is there a specific Facebook page/group you use to sell your old items?

[@ZoePritchard]

I just use Marketplace!

[@proudprogressive4849]

Ok. I gotta sat this. YOU LOOK SO FUDGING CUTE WITH THOSE GLASSES. 😍

[@amandac2416]

Love Liane Moriarty books too! I read all 3 of those.

[@ZoePritchard]

I just started the Husbands Secret and so far it's great!!

[@CyrusFun]

So why do you pay your bills manually? Just put em on autopayment. Also, if you keep checking that test booking website frequently, people free up spots but then you should be really ready to take the road in the next few days

[@ZoePritchard]

LOL if I had a $300 bill on auto pay I'd have a heart attack

[@mahekshah1021]

We LOVE personal finance videos👏

[@ZoePritchard]

I love that you love 🥰🥰

[@beatricesiaw8776]

Please don't be cheap in heating your house in the winter, you'll regret it in your 30s or 40s, healthwise. I'm learning the hard way.

[@ZoePritchard]

snap this is such a good point!

[@karenkml310]

your hydro bill is so expensive it’s almost the same amount my parents pay for the house 😂😂😂😭😭

[@ZoePritchard]

girl i know i wanna cry every time

[@thewewguy8t88]

okay so 940$! wow um and i feel bad for my spending sometimes. so i am currently in the process of my spending until my next paycheck march 17th. and i can tell you i have spent 55$ on two video games lol i was like why not, my headphones broke so ended up getting new ones for 30$ which yeah sucked :( also did something silly where i pay off 55$ on my credit card but used my bank card to buy the video games i wanted to buy them with my credit card lol yeah. however i also have my cell phone bill coming up in a few days lol. but i mean idk if i should count that lol. the rest has been mcdonalds/going to tims for snacks yeah right now its a bit cofusing look back spending that extra credit card money kind of ruins things for me so its like yeah. i ended up spending some of that extra 55$ on my credit card on mcdonds lol. i know its confusing.so lets just take a wild guess and say i spent about 150$ since march 3rd lol.

[@mattsarff2793]

If you get reacted to by Graham my life will be complete too! Two of my favorite youtubers!!

[@ZoePritchard]

🥺 I'm hoping for it!!

[@thegenzbudgeter7828]

* Graham Stephan enters the chat *

[@ZoePritchard]

🥺😭 i hope so!!

[@thewewguy8t88]

okay so first off yeah there is no way i could afford 1,300$ in rent living in montreal like i personally would try to aim for half of that myself.

[@ashleygibb2460]

Excellent video Zoe - very informative. I hope Graham will react to you. 💜 💜

[@ZoePritchard]

thank you 💖💖

[@laatu1234]

The best pizza is the Mikes at the Concordia metro station 🇫🇮👍

[@laural9877]

I love your jewelry - could you do a video on your everyday jewelry and collection. Very good video

[@ZoePritchard]

thank you!! yes I can ❤️

[@paulac4071]

Some hydro companies in Canada will put you on budget so that consistently you know the cost of your hydro

[@davidparnell4675]

Hi zoe!

[@thewewguy8t88]

so i would like to say if you can afford 1,300$ in terms of rent i feel like you should not feel bad about your spending habits mostly because i am just going based upon the fact that you pay that much in rent willingly i get the impression you have a pretty good income better then mine more then likely. as i said i could afford half of what you pay in terms of rent. so i think you are doing fine in terms of spending and yeah sometimes its nice to treat yourself to things you enjoy.

[@12245Fred]

my guess is $850 …

[@12245Fred]

i was close lol! but if ya subtract your rent it was less!

[@12245Fred]

oh nvm lolll

[@muaowa]

I’m guessing 2k in a week?

[@ZoePritchard]

heheh ok not that bad then ;)

[@muaowa]

​@@ZoePritchard Not at all, I have friends who spend as much on a shopping spree, it's good you think about it at least.

[@gillian32]

$50 on you $500 on Maggie

[@ZoePritchard]

YIKES!! HAHAHA

[@lukeemanuel8276]

$800

[@lifewithmi5632]

Maybe 1500?

[@ZoePritchard]

snap pretty close!!

[@chickolat]

what is up with your teeth? is it fake?