What I spend in a Week at 30 | *smart* budgeting sheet, fighting over money, IU tickets

➡Check out the CreditU mobile app here: apps.apple.com/app/apple-stor...
(Do use my link!)
ok y'all... i now understand the stress that goes behind buying concert tickets on TM because why was getting IU tickets the most terrifying experience ever?? s/o to my brothers - we pulled the trigger and copped ourselves some floor tickets bc when will we ever get to see IU world tour again!!
here's the free budgeting sheet: bit.ly/chloes-budgeting-sheet
NOTE: the 50/30/20 rule is a personal finance guideline for budgeting that balances your needs, lifestyle choices, and long-term financial security. It gained popularity through Elizabeth Warren and Amelia Warren Tyagi's book, "All Your Worth". It's just a framework to start with and you really can choose your own ratios!
love,
chlo
𝘾𝙃𝘼𝙋𝙏𝙀𝙍𝙎
0:00 - 0:50 intro | make bfast w/me
0:51 - 3:37 sun: sony or sigma lens
3:38 - 5:46 mon to wed: a lot of stuff
5:47 - 7:04 money management app!
7:05 - 9:14 thurs: buying IU tickets!
9:15 - 10:55 fighting over money
10:56 - 12:05 fri: international women's day dinner
12:06 - 12:43 fri: lamp
12:43 - 13:22: sat: $1k lens arrived!
13:22 - 14:10 sat: making lunch + auto shop
14:11 - 14:45 this week's grand total
14:45 - 16:14 how i feel about this video + 50/30/20 rule
16:14 - 17:57 budgeting my Google salary $$
editor assistant: www.dellinzhang.com
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#chloeshih #adulthood

[@chloeshih]

👉🏼 Check out the CreditU mobile app here: apps.apple.com/app/apple-stor... (Do use my link!) i really underestimated how hard it would be to get IU tickets but wooow i can't believe im actually gonna see her!! was anyone else able to get some? hope you're all doing well! we lost an hour this weekend from daylight savings and things have been v hectic! x_x sending lots of love to you all as always ♡

[@xiantucmoon]

I really hope you enjoy the concert when it happens!

[@valentineqin2608]

super appreciate the honesty here about the conflict between you and kevin that's so precious! honestly money lesson is for a lifetime so as long as we're learning and growing it's all good :D also, kevin sounds like such a good partner and balance you out!! (also need kevins gamer speed to snatch ticket 100% lol pleaseeee)

[@chloeshih]

he balances me out so well T_T im here bouncing off the walls with IU tickets and he's able to stay pretty level headed. he's been a really positive influence on my life. i used to be much more extreme in the past! also lol his godlike gamer instincts really pulled through!!

[@anna_w]

I'm with Kevin here. Sometimes, when I have more stressful weeks or months, I'm somehow more prone to spent way more money and I cannot control it. This is one of the ways to handle stress and being overwhelmed - overspend or overeat. Good, that you have Kevin to spot it and addressed it. Try a challenge - 3 months spending only 500-1000$ per month. This should make you calmer and more sound with money. All of it is not about you, but about the chapter in your life, which is very hectic. Wish you all the best! :)

[@chloeshih]

🫶🫶🫶 thank you for your pov, anna!! i def do think it's a new approach to spending money now that we're married. it's not just my money anymore and the thought process goes like "well, we might need that money for our kids in the future." when i get stressed out, i definitely just doordash a ton of food and keep eating. kevin's just a really mentally and financially healthy guy T_T he balances my extremities a lot. i have a lot to improve on!!

[@Ghost-sz7uo]

sorry, but i'm team kevin on this one. if treating your brothers is any indication of how you're going to raise your future children, they're going to be so spoiled!!

[@chloeshih]

Very true!! We had a deep heart to heart and talked about it at couples therapy this past week. I think I really feel the need to compensate for my brothers bc we did live a very very frugal life growing up and extreme scarcity mindset. 😔 he talked me through certain levels of giving that would be reasonable vs just buying the best item out there. I’d say I’m pretty reasonable when it comes to myself but when it comes to my brothers, I just swipe the credit card 😅 Now that it’s not just my money anymore (it’s our money) I’m gonna have to make active efforts to change my old habits!!

[@cha7112]

I’m the eldest and totally feel you regarding humble upbringing and wanting to give the best to younger sibling when I have the money to do so. But they need to develop skills and establish financial autonomy to navigate life challenges. It’s definitely a fine balance to treat younger sibling well vs. not over doing them because you want them to be self sufficient and successful in life too! There’s a Chinese saying that “it’s better to teach people how to fish than giving them the fish” 😊

[@TheYoungMuTe]

Im torn. Because you’re not wrong but if you can afford it. Life is short. I wanna take care of my people when i can

[@eeciaj5920]

It’s a tough one but yes it is your family money now. you shouldn’t have to feel responsible for your brothers happiness. Another approach I have seen work, is to teach them the value of money and how rewarding it is to earn something opposed to being gifted. Good job by Kevin, seems he approached the conversation in a positive way. All the best

[@xingxing85]

Totally agree… if your brother is upset with you because u don’t buy them a 1000 plus dollars tickets when you are unemployed. I think your brothers have issues really

[@gyasibarberhehim7982]

I think it's important to have consistent conversation with your spouse about these things. $9K may not be a lot in the grand scheme of things, but it's more about enabling your brother and other family. You can either have money now or have money later.

[@chloeshih]

this is an excellent perspective, gyasi!! thank you! i think i do need to be mindful on the message i send when i am paying for things for my brothers :( i know they're very appreciative, but it can get pretty tricky too. kevin has been a great sounding board to keep me grounded and to think through what implications my actions have. really good to have someone help me pause and reflect to make sure i stand by my financial decisions!

[@mydogisbailey]

I used to work as a manager in tech in SF and I never could never even come close to allowing myself to spend $1000 on anything like concert tickets haha. And I personally think it is important for your brothers to see you as an equal, not as a motherly figure to go to for frivolous desires. If you said yes to buying them tickets, it doesn’t really leave you a lot of wiggle room to say no to them in the future. And ironically they could become resentful when you try to say no

[@dr.johnyoo]

you have a gift for educating with entertainment / content . it's like i watched a vlog but learned at the same time, gold standard chloe !!!

[@NhiTran-gs9hz]

I personally wouldn't take that much money from my siblings knowing she's getting laid off, especially just for entertainment. I also won't give that much money to my siblings if I'm currently laid off and not knowing when do I get the job especially in this job market ( maybe for emergency things but not for concert tickets just for fun). My husband was getting laid off since August last year and still not getting a job. This job market is tough. You're lucky because you still have income from KZbin and don't have children yet.

[@cha7112]

Yeah, I was also a little shock that the brother asked her to buy him tickets for ado/one piece music concert. Not borrow money but out right asking for free tickets. It’s not a good habit to cultivate. But I was financially reckless once so I shouldn’t judge. Everyone goes through this phase I suppose 😅

[@didilarusa]

And the fact that he asked for his and the girlfriend's ticket.. He could at least pay his gf's.

[@_joycejoys]

just commenting to say that Chloe isn't "lucky" because she still has income from KZbin, she does work hard on it to get the income she deserves☺

[@NhiTran-gs9hz]

@@_joycejoys yes, youtube is one of her jobs and she also has to work hard for that. I know she has many income sources from her investments too. It's good for her that she doesn't need to worry too much about being laid off and be unemployed now. My point is to have other income beside of FT corporate job is good now because looking for FT corporate job in this job market is tough this year. She's very good at her career so she will find a FT job soon I believe

[@Samantha-gm8kv]

​@NhiTran-gs9hz what's the emphasis on FT work about? You don't have to be working full time to have a say in things. Good on her if she doesn't have to work full time to achieve what she is achieving. And she still has high worth

[@mekachyu2]

kevin is such a gamer for managing to secure 5 whole IU tickets

[@chloeshih]

capital G gamerrr!!!!

[@brooke8888]

Why are you buying your brothers’ girlfriends’ tickets?! That’s insane. They all better pay you back. Just cover 20% if you want to be nice to them not the whole thing. That’s bad money management skills for them as well.

[@chloeshih]

aghh i know! that's probably the biggest feedback point i've been getting from friends and kevin. i think your suggestion is a pretty good compromise - covering part of the thing or even the base amount. any additional things, they can pay for. in general, i have a host mentality and i really love creating inclusive experiences but not at the cost of the people in it. i've definitely been on the outside looking in, and i always wish i could be at a place to bring people i love who are on the outskirts in with me. my personal goal is to experience this special moment altogether, but i know money can be really touchy for people involved. I can't easily ask them to pay to hang out with me, so i opt to cover and not think about it too much. pros and cons! from a spending ratio standpoint, i'm spending very much within my means. but i do think you're right that it impacts others in bad money management. anyways - great food for thought for myself as i figure out how i set my money intentions with my husband as a unit!

[@cha7112]

I love how real this video is. Chloe I used to be like you, splurging on “once in a lifetime” experiences when I was in a financial position to do so. But truthfully, it’s a slippery slope. Very easy to justify any indulgent treats as a unique experiences and it took me a long time to realize that. When I combined finances with my husband, that’s when I had the wake up call and it’s difficult to go back and live more frugally to invest for our financial future.

[@chloeshih]

Ughhh it really is a slippery slope! May I ask what type of items you’d splurge on? But yes now I’m slowly shifting from a “this is my money” to a “this is our money” mindset. It does change things!

[@cha7112]

The list is long 😂 High quality and classic “investment” clothing or bags that meant to be once in a lifetime purchases, jewelry to treat myself for work milestones, dining experiences and shows, etc. I have always been a spender and my partner a saver. When we were dating it’s all good cause I was just using my money but after getting married and we joined finances, it finally dawned on me that it wasn’t fair to my husband that I splurge so much. When I wanted to treat my family, I would dial back on my own spending to make up for it. The economy and job market is in flux right now, so we shifted our priority to living way below our means in case we need that money to support our parents in the future. I think family would always appreciate our helping hand when things are tough over splashing out on fun experiences for them 😊 that’s just where life is at for me in my 30s

[@janiex7031]

love this video!!! Especially the side of spending for your siblings and shared finances with your partner - awesome discussions, would love more of these. Thank you for putting this out.

[@gastronomee_]

we need more money transparency like this! thank you for setting such a good example!

[@StevenLamPhoto]

I think you are doing great at 30 with what you earned! I watch because it is entertaining and what got me hooked is your editing and how much work you put into it, no wonder why you have a huge sub base~

[@Blanco287]

I love how you guys communicate especially about finances

[@chloeshih]

it's a super sensitive topic and not a comfortable one!! but yeah this is a rare instance of us disagreeing over money. i do think that his pov is correct here. i do have tendencies to overspend on others T_T and sometimes that enables others. gotta be more mindful with how my actions can impact others even if it's a seemingly positive thing!

[@carinabrucki2095]

Honestly you, with your personality, are so cute, sunny and show up with a lot of optimism. Your videos are so motivational and positive. Ima go and redo my budgeting which if but off for months. Danke~❤

[@chris.3213]

Always look forward to your videos, my comfort channel and love the topics :)

[@chloeshih]

aww thank you chris ~~ glad you enjoy my vids. more to come!!

[@snoopylove585]

Thank you for always being such a positive light for us 🤍 love this video as a new grad trying to manage my savings/expenses!

[@tiffanyho290]

The last questions addressed were so helpful, thank you!

[@ruteyumi]

Omg! I can completely relate to the desire to ensure my family has a nice life as well, specially my brother. I did something similar but it was for a trip to Japan and had a conversation like this with my fiancée. Thank you for sharing this experience! It’s really precious

[@happyness37]

I’m love your videos - super honest and transparent

[@yccn410]

Thanks for being honest and venerable. And I hope you will have a lovely time in Taipei!

[@juniormosomi]

Sigma works super well! Love love love it !

[@chloeshih]

ooo are you also an owner of a sigma lens? so far i'm loving it!!

[@TheMichaelTech]

Good call on the lens. Trust me, it looks just as good! Also thanks for sharing 🙏

[@BreannaQuan]

i love how honest you and kevin were about the spoiling of your brothers and i have a similar sentiment as you chloe😅 my siblings and i were also raised with an huge scarcity mindset so, now i just want to spoil them all the time. i think reigning in splurging on others is something i need to work on as well so im excited to keep watching your journey 🤍

[@chloeshih]

Breanna!!! 💕💕💕 and yeah man it’s something I gotta have a little more control over. 😓 but seeing them experiencing new things in life and being excited about it just brings me so much joy!!

[@ashleyvillagonzalo1168]

thank you for sharing this Chloe!

[@chloeshih]

hope you enjoyed, ashley!! 🫶 🫶 🫶

[@Happ__y337]

Something about your recent videos... is very relatable to my life!!!

[@jrivers7516]

literally just saw your channel and this is my first video. Great content, i like the honesty, modesty, and the dynamic/chemistry between you and your husband! you 2 are relationship goals for sure. Subscribed. looking forward to your other videos. I hope everything works out for you! About IU tix... i couldnt get any =/ still debating if i should buy from resellers or not . =/

[@chloeshih]

oh wow this is your first video? that's awesome! great to have you here today!! and oof IU tix is truly an internal debate. idt i know if any other kpop star that has tickets that were going from $1k from day one :/ i'm not a concert guru but i do think that's a bit too extreme. i've literally never wanted to go to a concert before, so i thought this was really worth it for me, but kevin thinks otherwise haha. i *heard* that resell tickets can go down right before the concert since people might be desperate to sell!

[@jrivers7516]

@@chloeshih unfortunately yes. First video .. just now discovered your channel when it popped up on recommendations. I am not a concert person too, ive only been to 1 other concert in my life (when Twice came to WA). Im in both camps with both you and Kevin regarding IU concert ... its extreme for sure, but its also IU lol. for now, i think im still deciding. I would be going to 1 of the California ones if i decide to go. So i still have plenty of time. I dont see tickets going any higher due to the current circumstances of it. (alot of reseller supply. already marked up high) Currently binge watching your content now lol. You are such an angel! Nothing feels forced/faked and comes off as genuine. Content is interesting. your family members all seem very kind and supportive of each other, etc. your relationship with your brothers, family, and husband is so precious too! I watch alot of these types of content, and idk how I never came across your channel >_

[@brieflygorgeous_]

I love the video! I rarely ever watch these videos, because usually it does simply boil down to “look how much I can spend” and “money p***rn” but this was quite constructive. I also appreciate you shared where you were financially in your early 20s, because if shows that starting off at a lower salary doenst mean we can’t grow

[@edznae]

yeah totally with kevin too - I had the same conversation with my husband bc I spend too much with taylor swift concert hahaha at the end the good thing Is that you guys are talking about it and making actions so it doesn't become a huge problem. Hope you enjoy IU! we are pushing in MX to get her here haha

[@clintonobi9782]

Wonderful video. You and Kevin make me proud❤

[@eternalincantation]

love the budgeting sheet, thanks!

[@karenliangg]

love the vid! i also splurged a bit on ado LA tickets so i understand the money struggles haha. but on a side note, i love they way your half-up hairstyle looks so potentially hair tutorial please? 🙏 🫣

[@thelovearinze]

Love from Nigeria Chloe❤️ Amazing Video, great content. Thank you for sharing.

[@smkeong]

哇🎉 至于看到你新的vlog😊 加油

[@Jay_bonz]

Video after video always great, ty for the excel budgeting sheets too 🎉

[@chloeshih]

aww thanks for watching! these vids are such a monster to edit x_x and hope the budgeting sheet is helpful! i made a little instructions video on it as well!

[@Alex-gd9in]

Wow, what a coincidence! I've been thinking about getting a BenQ desk lamp recently, and you just unboxed it. It feels like it's worth buying! :)

[@Heylinni]

girrrrrl, now you're almost at 200k!!

[@Carolynlidancerisme2004]

FIRST‼️ WASSUP CHLOE LOVE U MY QUEEN

[@chloeshih]

HIIII LOVE U BACK QUEEN

[@grayhue_]

CHLOE, place the leaf stem in a vase of water and it will survive!! I've accidently broke one off before and threw it in a water bottle where it lived for at least a few years, growing roots as well

[@chloeshih]

REALLY?! i've just been playing with it on the couch every day lmao

[@user-bl3vd5od5s]

Seeing my favorite brand, BenQ, appear on my favorite channel is so cool hehe! Although the price of BenQ desk lamps is a bit high, they're really worth it!

[@mollywebster438]

I love finance videos!!

[@brookebond007]

First comment on a video, this is great! I love Lawrence. I just recently spent $$$ on Taylor Swift tix and my husband also questioned the price lol

[@linclaire5273]

Hi Chole! Im from Taiwan too! I really like your video which inspires me a lot!! May I know your transparent glasses brand? It looks sooooo pretty on you!! Thanks!!!!!!

[@iamjoyfuljoy]

I got mine in Oakland. Getting a ticket was insanely difficult. I almost became an anti-fan due to the hectic process. I got mine at a reasonable price at Ticketmaster. I’m so looking forward to it, no regret!

[@chloeshih]

did you see that IU tried booking tickets herself and also ran into issues? ive never seen an artist do that before!! i felt a lot better after watching that video haha

[@beyondlimits8159]

I LOVE THE YARD

[@chloeshih]

SAMEEEEE YARDIGANNNSSSS

[@gixxo]

production is getting even better! love watching this channel evolve

[@chloeshih]

This video was a monster to edit!! But I’m really happy with the final version!! ❤❤ thank u for appreciating the production. 🥹 the late nights were worth it

[@areandwhy]

for your "my life as a design student" video (hello fellow design human! o7) -- I'm curious to hear about how you apply design-based thinking and perspectives in your personal life? not exactly on building a certain product, but do you share your knowledge with your friends/family/strangers in subtle or explicit ways (e.g. "design" conversations, make spaces feel more inclusive in invisible ways)?

[@nataliasuarez138]

I love the visual art of your videos, inspo ✨ What r u doing with coffee? 0:18

[@ammarah98]

Can you share what camera you used for this specific video

[@thisisjessicaokah]

Your videos are so relatable and it doesn't stop how great your edits are 😘

[@s9ori]

just a few mins into the video and i can totally empathize with the your lens dilemma. once your hard work allows you to break into a higher income bracket, it's so easy to throw cost-benefit analysis out the window and fall into a mindset of "i deserve the best, no matter the cost". settling for anything other than the best feels like such a defeat and can even trigger feelings of inadequacy (am i not good enough?). in the end, you made the decision that will let you sleep easier at night. so that's a win :)

[@anjatellem4619]

The spreadsheet is amazing, thank you so much Chloe!! ❤

[@chloeshih]

Of course!! Hope u find it helpful!! I also made a little instructions video to talk thru it as well!!

[@julesatthetable]

I didn’t end up getting IU tickets but my strategy is to buy resale tickets within two weeks before the concert. That’s what I did for other K-pop concerts in the past, though I know it is IU’s first time here hence the demand. I’m sure you can sell the tickets if no friends take them!

[@titimarques7668]

Personally, if I watch this kind of video is either because I'm interested in how expensive it is to live in a specific city, or to see how different people manage their money or how they think about spending (or splurging) on things. Like I'm more interested in the thoughts rather than the money spending in itself. Loved your reflection at the end of your old salary. You should be very proud that you can afford an "expensive week" without necessarily going into debt for it

[@chloeshih]

Ah interesting pov. I think NYC is a city people are curious about in terms of how expensive it is. I didn’t think LA would be that interesting so I didn’t have that element in this video. Lmk if u think otherwise!! But yeah agreed that the reflection part is the main value!!

[@SarahGBaek]

very beautiful couple :) thank you for your content and positive energy

[@jeanwangg]

ooo i’ll be visiting taipei in april too! you should do a mini meetup there!

[@chloeshih]

oo hmm that sounds like a great idea! maybe a chill cafe meetup? lmk if you think weekdays or weekends would work better! i'd also have to figure out venues x_x

[@jenna9688]

@@chloeshih chloe that'll be super great if you can arrange a mini meetup during your free time- both weekdays or weekends are fine just make sure you have enough time with friends and family(first!)

[@larrycars]

The camera lens is so cheap in comparison to IU tickets for brothers, especially after tax deductions and money you will make from the great content. That puts things in to perspective. The love for brothers is real, but there will be another occasion, and another, and another. Hope you have great success in your KZbin channel and podcasts!

[@Brianna58321]

i wanted to see ado so bad!! sold out though and there weren’t resale options (you could only release and sell at original price on a wait list) which was neat to prevent scalping! resellers suck. waiting for IU tickets to drop as well!!

[@PokeRayMon]

New to your channel and awesome content - like how real you are in your videos/sharing your life struggles etc. I can understand the spoiling younger siblings but also agree with Kevin. I hope your younger brothers don't depend/expect you to fund stuff for them. I feel like if it's something they can't afford then they shouldn't be going (just my thoughts 😅).

[@cha7112]

She also helps out with their college tuition so the sugar sister role has been going on for a while

[@PokeRayMon]

@@cha7112 ahhhh I mean she’s super nice to do it but also feel like it’ll hurt her brothers in the long run. Unless if her brothers pay her back with nice gestures too :)

[@justStardust940]

what is the brand and type of bread you were eating in the beginning of the video?

[@mikeyd9953]

can u talk about the change of moving from bay area to LA? how do u like it? any regrets??

[@chloeshih]

i loveeee it! quality of life is so much better here. there are much more affordable real estate/rental options. traffic still sucks, but traffic is so ass in the bay as well. i always had to commute between south bay and SF and it was not fun. the only regret i have is not moving down sooner! but i also think me coming from the bay made me appreciate LA so much more.

[@mynamesjeffhardly]

Girl can spend. The money tree was like "here's some more" lol

[@chloeshih]

😂😂😂 money tree bringing prosperity to this household!!

[@edgykatrina]

THE CABINET!

[@chloeshih]

THE MOMA CABINETTTTTTT

[@trishpau_]

It's interesting because I want to see how much it costs to live your lifestyle.

[@Secrets.concurseira]

The sound is so good

[@chloeshih]

Thank u ❤❤ hooked up my little mic for most of these shots!!

[@DaishaView]

@@chloeshihwhat mic do you use?

[@alvarorangel5513]

These videos make me appreciate Dave Ramsey even more!

[@alvincheng1505]

Wow. Didn't expect IU tickets to be so expensive over there omg. And I thought they weren't cheap in Singapore already... Anyway, 아이유참촣아!

[@chloeshih]

Yeah right?? I legit thought they’d be like $300 max 🥲🥲🥲

[@alvincheng1505]

@chloeshih I wanna cry.... couldn't even get 1 for Singapore's... 😭

[@brianruizy]

Between the Sony and the Sigma you won’t see the difference but you will feel it. But should be okay if you use tripod most of the time

[@JS-od5tv]

also question did kevin refresh at noon or did he wait for TM to automatically refresh in the waiting room? I waited like a good girl I am and was at 30k BOTH TIMES (NY and SF) smh

[@chloeshih]

nah we actually joined the waiting room like 20 min before it opened. and then the waiting room opened. we sat there for 20 min. and then 12:00pm hit and we got our spot in line. and then we wait for our time to purchase.

[@habeebkhan6884]

$9000 for tickets🤷🏻‍♂️ I travelled for 8 months with that money

[@Ambika1aggarwal]

the way I was 60,000th in line to get the IU tickets and couldnt get them 😭. the struggle was real. It truly is once in a lifetime 🤣

[@NovaDoll]

Get a pocket 3. Thing looks amazing!

[@lest3rr]

Hey Chloe there's a great book/audible called "I will teach you to be rich" by Remit Sethi. He also has a youtube channel with the same name as the book where he interviews couples and goes deep into their financials from a psychological angle. Very informative. But yea we like to see people spend money lol

[@chloeshih]

oo perf i'll bookmark that. also lmao your last sentence made me laugh 😂

[@suzanneberger4312]

What is the difference between a hotpot and a crockpot? Can I do hotpots in a crockpot?

[@user-sd5jv3fo3c]

Is there any other link for the budget spreadsheet? Bitly does not work for some reason:(

[@chloeshih]

oh naurrrr! lmk if this link works: docs.google.com/spreadsheets/d/1n1HyjQ63OhvNYJxllg6SdpQv3q1QGCHU3XRoI7xA_24/edit#gid=0

[@DheeraVenkatraman]

Would love to see a video on this whole "our money" thing. Do you feel more constrained post-marriage than pre-marriage? Should it be that way? Or is there a way for "our money" and "freedom to spend whatever excess you make/save" to coexist, to what degree is appropriate, and how did you have that conversation?

[@zeanut]

Creator lifeeeeee

[@chloeshih]

wahhhh stayed up v late getting this video done! :O

[@AyleeWonder]

I can tell that the color is way better on the Sony lens than The Sigma. You can probably correct this through editing so you can save that 1k. However, this is a write off for your business so think of it as an investment. I think you should pick the lens base on your own preference. Sony lens tends to pickup more warm toned or color while Sigma lens tends to be more cool tones and less color saturated. I think you should test the lens at night time to see which one perform better. Again, only you would know if you film more during day time or night time. Light can easily be corrected indoors but much more difficult outdoor. I recommend to consider all these before you buy the lens. Love your content by the way. I wish you both the best of 2024! :)

[@sharonunwritten]

A fellow 30 year old here. I am so excited for your new adventure ahead! 🫧🩵✨

[@alyssac9811]

Ouch, I cannot afford to spend like this even with my day job

[@cali-flower4091]

Are you able to drop the name of the auto shop for those of us LA viewers who need car maintenance ? :)

[@chloeshih]

hmm can you send me your email or insta? maybe I just dm u ~~ (or just DM me on insta!)

[@christopherjyu]

Ok watched the video - loved the part where you talked about how much you care for your brothers - always known that to be true. Great vid - per usual!

[@TaylorBell]

Before even looking at the price difference, I actually thought the Sigma looked better in the side-by-side

[@chloeshih]

righhhtttt? it's a really great alternative to the sony. i've been using it these last few days, and it's been great!!! i initially thought it was just for the pod, but i actually use it for shorts and my youtubes. getting a lot of use out of them!

[@MichaelHalsell]

I enjoy watching for tips on your organizational, time management skills and goal setting.

[@ashleyguthrie572]

Thank you SO MUCH for sharing the spreadsheet as a free resource! I like that you question if we are making enough to meet basic needs. That seems to be left out of so many other budget tools I see, and a lot of people struggle to meet their basic needs

[@chloeshih]

of courseeee!! please let me know if you have any feedback or if the spreadsheet was helpful at all :)

[@JS-od5tv]

CHLOE WHAT u dropped 1k per ticket for the IU concert?!? HAHAHA i was crying over paying $600 for one platinum ticket but I do feel slightly better now btw, platinum is “market based pricing” meaning TM raise up the price like crazy if they see a high demand which is srsly fcked up if u ask me!!!! 😩

[@JS-od5tv]

but my reasoning was exactly like yours, IU NEVER world tours so… lets have fun haha it is sunk cost after all! i’m trying not to think ab how much I dropped (& i def dont make as much as u so it hurt my bank acct a lotttt)

[@chloeshih]

I KNOW T_T IT ISN'T RIGHT AND I'M BEING REPRIMANDED BY THE PARENTS NOW THAT THEY'VE FOUND OUT T_T shiet. i've just been a fan of IU since high school. i love herrrrrrrr!! but yeah fk TM for the plat tickets. they wrong for that!!

[@bosiefoobar]

Look at the new gmii lens. Even better than gmi and significantly lighter. Like, significantly ;) Edit: oops. Should have watched till the end before commenting ;)

[@chloeshih]

yes i was looking at it!! that was the main comparison with the sigma. i mean it is a gorgeous gorgeous lens, but not sure if i'm at the level where I have to have top of market equipment D: BUT IT IS GORGEOUS T_T

[@shanh1708]

sony!

[@chloeshih]

i was so tempted!!! i went with the sigma lens (for now) maybe i'll get the sony someday!

[@lindienhlapo5231]

Is all food genetically modified in the USA 🇺🇸?

[@borishuang887]

Hi Chloe, just want you to try mcconnell's ice cream coffee favor and you can get it from whole foods in LA. you can thank you later :)

[@sycamore7855]

my younger brother is in med school and i work in tech. he never asks for money or accept my money other than me paying his fees. he works a part time to look after his own personal expenses. i think it’s a little unfair that your brother would ask you to buy his ticket and also his gf’s especially now that you have lost your biggest source of income.

[@adrianaluciani_]

I understand once in lifetime… but for a concert over a lavish vacation instead for that money, or investing it.. it’ll go much much farther. Sell those tickets! You can listen/watch the music.. you can’t for example experience the same emotion as using the $ on longer experiences, future expenses , etc😮

[@christopherjyu]

lets gooooooo

[@jetx2599]

Love the honesty !

[@akanshapatil7292]

Please teach us on Content, Filming and Editing

[@AbhishekKumar-vn1ec]

Thank you so much!! This helped me a lot to figure out how much to invest monthly. I will say I need to work on the “guilt free” spending as I’m someone who always thinks about what I spend on myself with guilt attached. Love the content, keep up the amazing work.

[@bip5395]

So far I cannot understand how I got here from money managing/budgeting short. So far it is so much impulsive spending 😂

[@samanthatslee]

Ditto on chasing after IU tickets! We were #9000-something and once it's our turn, we didn't find anything within our budget. How my partner and I decided on the price is each shares how much we're willing to pay per ticket. He ended up on the higher end (which we can still afford) and me on the lower end. Then we agreed right in the middle. At the end when it's our turn to check ticket availability and there are none within our range, we peace out, no regrets. We're still checking every day to see if there are resale tickets within our budget!

[@chloeshih]

yo we had like 5 people lining up together and we got 4000, 7000, and the rest got like 60k or 40k. it was crazy!!! were you looking at the inglewood one?

[@samanthatslee]

A friend of mine lined up 5 minutes after me and she was at #90k 😅 Yes, Inglewood! At this point, Oakland might be more achievable 🥲

[@lilypeng1]

Having been to a lot of K-idol, K-hiphop and K-ballad concerts myself (for prices like ~$100-200 and got gifted to G-Dragon silver VIP once), K-idol tickets are not worth the high prices. They never sing 100% live (a lot of pre-recording or with heavy supporting voices) and they don't dance to their full like they do in their practice rooms and live stages. Sometimes half of the concert is just fan interaction or talk or them walking around.

[@chloeshih]

oh what?! wait that's wild. these are great comparables. im really crossing my fingers that IU will be different since she's very much known for her ballads/vocals. afaik i dont think her live performances are lip-sync'd from what i've seen. thanks for sharing ur experiences! helps me reset my expectations