What is Asset Allocation? Learn how to do asset allocation | Personal Finance for Beginners Ep

What is Asset Allocation? Learn how to do asset allocation | Personal Finance for Beginners Ep - 6

Рет қаралды 31,008

Күн бұрын

Пікірлер: 44

@manorakhee 7 ай бұрын

60% equity and 40% debt. Within equity 70% large cap and 30-% mid cap. In debt - debt mutual funds, bonds offered by wint wealth. Considering to take more risk and taking equity to 70%.

@sabyasachirimpa 7 ай бұрын

100% equity just fine for me. 90% in smallcaps.

@UdayGuleria 7 ай бұрын

Equity 17% of my entire portfolio. Target is to make 25% by the end of this year...

@chetanakki5106 7 ай бұрын

This video is gonna help lots of people who are confused about their investments.

@YAShwantRaO69 7 ай бұрын

Do one video for Personal Finance related to Medical Policy.

@jayachandran2654 2 ай бұрын

Hello Karthick Rangappa, Good job. As many commented, your videos are of great quality and rich in information in a simplified manner.. Yet, I'm not very clear on re-balancing the allocation as we grow old. It would be nice if you can make a video on that please. Thank you.

@made-simple 7 ай бұрын

Insurance selection in depth .... great series

@bikrampanda85 7 ай бұрын

This is my allocation as on 24/02 Realestate- 44.60% Equity- 28.85% Debt - 15.97% Gold- 10.58% Current Net worth- 2.1 Crore

@bikrampanda85 7 ай бұрын

I am going heavy on Equity now as I am 38 YO.

@thakurkunwarvijaymaansingh2519 3 ай бұрын

Explained very well😊

@namitajain68 7 ай бұрын

30% in equity. 70% in ppf+fixed income. Talking of liquid investments. Gold & real estate are extras, and much smaller in quantum. Want to invest in REITs. Waiting for REIT/ INVIT mutual funds.

@benjoseph3119 7 ай бұрын

75℅ in debt. 12.5℅ in equity. 12.5℅ in gold. Increasing the equity component through SIP.

@vishnudasan3711 4 ай бұрын

What is your age sir

@SwarnavaIO 7 ай бұрын

I follow the Barbell Strategy for asset allocation:- 85% of the portfolio in highly safe instruments like treasury bills and government bonds. 15% of the portfolio in highly risky instruments like stocks and options.

@robin02403022 7 ай бұрын

38% in Equity 32% in Real Estate 20% in Debt 10% in Gold Targetting to achieve 50% equity by 2025

@shivajibhosale7964 7 ай бұрын

Great insight 👍

@arunms8696 6 ай бұрын

Thank you ❤

@arche6188 7 ай бұрын

In addition to age and risk tolerance, there is another parameter which is important to note before choosing any asset classes i.e, the ability and willingness of the person to do the work needed to learn to invest in the asset and to manage it, sure people can always depend on advisors and others to help with an asset class but being completely opaque to hows is not ideal too, it's like putting yourself in a risky position by giving control of your finances to an other person. I will never choose physical real estate because I don't have the emotional and the physical abilities needed to deal with it's problems and manage it. However I understand the markets very well so it is bonds and other financial assets for me. However, for someone who doesn't understand equities or cannot deal with the volatility and i not willing to learn but has the knack for making money from real eastate they should stick to what they are good at. People should always invest in what they understand and can deal with.

@neeraj1364 7 ай бұрын

Please make a detailed video on debt.

@tubeRSH 2 ай бұрын

Can Emergency Fund in FDs be considered as ' Debt Fund Asset' while doing a Wealth Portfolio analysis ?

@ILU_Hansera 7 ай бұрын

Debt Vs FD, is there any difference? If yes, what's the difference?

@vinayak6685 7 ай бұрын

FD - You know exactly the amount you will get after a year with the date. Debt Fund - You don't know. You can get more returns than FD also. But it can go down as well if that particular fund is very voilatile.