What is Asset Allocation? Learn how to do asset allocation | Personal Finance for Beginners Ep

What is Asset Allocation? Learn how to do asset allocation | Personal Finance for Beginners Ep - 6

Рет қаралды 34,263

Күн бұрын

Пікірлер: 46

@manorakhee 10 ай бұрын

60% equity and 40% debt. Within equity 70% large cap and 30-% mid cap. In debt - debt mutual funds, bonds offered by wint wealth. Considering to take more risk and taking equity to 70%.

@sabyasachirimpa 10 ай бұрын

100% equity just fine for me. 90% in smallcaps.

@bikrampanda85 10 ай бұрын

This is my allocation as on 24/02 Realestate- 44.60% Equity- 28.85% Debt - 15.97% Gold- 10.58% Current Net worth- 2.1 Crore

@bikrampanda85 10 ай бұрын

I am going heavy on Equity now as I am 38 YO.

@chetanakki5106 10 ай бұрын

This video is gonna help lots of people who are confused about their investments.

@made-simple 10 ай бұрын

Insurance selection in depth .... great series

@arche6188 10 ай бұрын

In addition to age and risk tolerance, there is another parameter which is important to note before choosing any asset classes i.e, the ability and willingness of the person to do the work needed to learn to invest in the asset and to manage it, sure people can always depend on advisors and others to help with an asset class but being completely opaque to hows is not ideal too, it's like putting yourself in a risky position by giving control of your finances to an other person. I will never choose physical real estate because I don't have the emotional and the physical abilities needed to deal with it's problems and manage it. However I understand the markets very well so it is bonds and other financial assets for me. However, for someone who doesn't understand equities or cannot deal with the volatility and i not willing to learn but has the knack for making money from real eastate they should stick to what they are good at. People should always invest in what they understand and can deal with.

@jayachandran2654 5 ай бұрын

Hello Karthick Rangappa, Good job. As many commented, your videos are of great quality and rich in information in a simplified manner.. Yet, I'm not very clear on re-balancing the allocation as we grow old. It would be nice if you can make a video on that please. Thank you.

@UdayGuleria 10 ай бұрын

Equity 17% of my entire portfolio. Target is to make 25% by the end of this year...

@benjoseph3119 10 ай бұрын

75℅ in debt. 12.5℅ in equity. 12.5℅ in gold. Increasing the equity component through SIP.

@vishnudasan3711 7 ай бұрын

What is your age sir

@prathamgupta06 14 күн бұрын

If you are young or say in 40s also, 17% is very very low, if you see any past historical record, equity has beat everyone, so for long perspective hold minimum of 60% in equity, and in that you can choose an index, a flexicap and for a little risk, a small cap fund

@robin02403022 10 ай бұрын

38% in Equity 32% in Real Estate 20% in Debt 10% in Gold Targetting to achieve 50% equity by 2025

@YAShwantRaO69 10 ай бұрын

Do one video for Personal Finance related to Medical Policy.

@thakurkunwarvijaymaansingh2519 6 ай бұрын

Explained very well😊

@SwarnavaIO 10 ай бұрын

I follow the Barbell Strategy for asset allocation:- 85% of the portfolio in highly safe instruments like treasury bills and government bonds. 15% of the portfolio in highly risky instruments like stocks and options.

@PeterPeee Ай бұрын

Right now, I’m feeling stuck as a new investor. I’ve started to notice how anxious I get about losing money, and it’s leading me to move my funds around more than I probably should. Anytime I see a dip, my first instinct is to sell off my stocks, thinking I’m protecting myself. But it’s clear those moves are adding up in capital gains taxes, especially with all the short-term trades I know sticking with a strategy is important, but I’m trying to figure out how to create one that isn’t just about ‘holding’ but also gives me room to grow and build more resilience for financial independence in the nearest future

@namitajain68 10 ай бұрын

30% in equity. 70% in ppf+fixed income. Talking of liquid investments. Gold & real estate are extras, and much smaller in quantum. Want to invest in REITs. Waiting for REIT/ INVIT mutual funds.

@sabyasachirimpa 10 ай бұрын

100% Equity. 90% in Smallcap, 5% Midcap, 5% LargeCap, 0% Gold, 0% Debt/Bonds, 0% Real Estate. I am getting 26% CAGR since 2017. 😊

@Khadersheriff 3 ай бұрын

You held even during Covid?

@sabyasachirimpa 3 ай бұрын

@@Khadersheriff Yes, till date the CAGR is 34% with the same composition.

@Khadersheriff 3 ай бұрын

@@sabyasachirimpa how do you maintain that mindset bro? Any tips?

@sabyasachirimpa 3 ай бұрын

@@Khadersheriff Invest in yourself, it pays the best interest. 🙂

@Khadersheriff 3 ай бұрын

@@sabyasachirimpa yes I do invest in myself. I buy biryani for myself, shawarma, pizza, burger and all

@shivajibhosale7964 10 ай бұрын

Great insight 👍

@arunms8696 9 ай бұрын

Thank you ❤

@neeraj1364 10 ай бұрын

Please make a detailed video on debt.

@ILU_Hansera 10 ай бұрын

Debt Vs FD, is there any difference? If yes, what's the difference?

@vinayak6685 10 ай бұрын

FD - You know exactly the amount you will get after a year with the date. Debt Fund - You don't know. You can get more returns than FD also. But it can go down as well if that particular fund is very voilatile.