How to do Asset Allocation the Right Way | Best Mutual Fund Asset Allocation Strategies | ETMONEY

[@koushikdas9936]

The amount of work put into making the videos is remarkable.

[@ramyasri6093]

True

[@dr.rajeevsharda1022]

Good presantation

[@ETMONEY]

Thank you Koushik Das

[@raghavendramishra9473]

@@ramyasri6093 प्प्प्प्प्प्प्प्प्प्प्प्प्प्प्प्प

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कुछ समय से sip की तारीख की nav क्यो नही मिल रही हैं कुछ जानकारी हो तो बताओ।

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Yes ETMoney is the best asset I've allocated

[@ETMONEY]

Ha ha.. Thanks!

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@@ETMONEY 👍👍 in 👍

[@ramyasri6093]

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[@iamkabilash]

I really got the trustworthiness over ETmoney through your videos. Instead of just advertising about your platform, you guys have taken a leap ahead to provide financial education. Great work 👏

[@ETMONEY]

Thank you Kabilash Satheesh

[@ashishpandey9823]

Asset allocation has never been explained to this level tailor made to everyone. Wow 😳

[@ETMONEY]

Thank you

[@shankar4005]

I can't thank enough for these videos from Mr. Shankarnath and ET Money. Crisp and concise

[@ETMONEY]

Most welcome

[@sharanyabadhrinathan9580]

Exactly what I was searching for since yesterday and you post this today! Couldn't have asked for a better explanation. Thank you.

[@ETMONEY]

Nice! Glad we could help.

[@mominaali4732]

Pp Pl0lp M

[@kirantharu3839]

@@ETMONEY llll so we

[@freedomisEexpensive-08]

I have been following your videos for Months now and i have been wanting to make outstanding progress with my investment. Truly, The SP500 is a self-correcting portfolio, Following this principles, i want suggestions as to a way to protect my portfolio of $580k.

[@MrGravity304]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

[@MiddleclassAmerican-7220]

Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@NotyourBusiness-urto6]

@@MiddleclassAmerican-7220 I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

[@MiddleclassAmerican-7220]

There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

[@NotyourBusiness-urto6]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@zombietwenty]

Thank you for the insightful video. I have few queries. 1. How do we realise gains every year with different asset allocations. 2. We all have multiple financial goals. Is asset allocation in different assets recommended to be done for all goals? Will love to see 1 video with end to end process of goal setting, asset allocation, realising gains and exiting investments to generate the cash for goal.

[@sonumeena6878]

आपका हर विडियो बहतरीन होता हैं निवेशकों को कुछ ना कुछ नया सीखने को मिलता हैं

[@saivenkatesh7309]

Sir, I calculated with equal proprtions 25% each and yearly rebalancing and its return is 12.99% that is more than aggressive investor and with volatility similar to balanced investor. Whats your comment on this. Is this better asset allocation? Waiting for your answer. Thanks

[@fegadeharish]

surprisingly yesterday I got a call from my fund advisor about asset allocation and you posted this video. Now I really need to think about it. Many thanks.

[@ETMONEY]

Do share the ETMONEY videos link to your advisor. We are certain he too will appreciate the content

[@kalpeshpathare4598]

This is nice one. Haven't found any video giving such a detailed information. Complex concepts are explained in a very simplified way. Thanks ET money.

[@ETMONEY]

Thank you very much

[@adityadora1]

Do you suggest asset allocation for early investors investing through SIP(like myself) or should we do it after generating wealth from the equity market and then using asset allocation for wealth preservation? I would love to know your thoughts on this. Great video btw. I requested this a couple of weeks back only. Thank you so much🙏

[@adityadora1]

@@ETMONEY thank you so much😇

[@vinit33pratap]

@@adityadora1 looks like his reply was deleted, even we want to know.

[@stpsupernova]

If you start making notes as you see video, you can be sure it really has value. This is by far best video I have seen on asset allocation. @Shankar, the way you explain it cherry on top as its so easy to grasp the concepts and new perspectives you put forward. Thank you

[@ETMONEY]

Great to hear that. Thanks for the kind appreciation Sudarshan Patil

[@rohitvashisht3771]

Very informative Video, but I have not find any ready made some of solution on ET money Request you to Please provide ET Smart solutions having growth oriented solutions and aggressive solutions having Equity, bonds, gold, other assets class That would be a great help for Investor.

[@SG-js3xt]

These tables are gold 05:00, 09:18, 12:43,

[@ETMONEY]

Thank you!

[@sougandhsou4106]

Could you suggest any Financial Advisor ? would be great to seek your advice on this.

[@Rishi-gl3kf]

I have never seen such an adequate data-backed and well-informing video for asset allocation in the Indian personal finance youtube space, good job guys keep it up !!

[@ETMONEY]

Thanks for the vote of confidence

[@jagadishbewoor3247]

Very highly worth information,For senior citizens for SWP ,Where to.invest in inmutual funds expecting 7 percent after 1year for long time

[@Rayudu62640]

This one videos is equal to 100 pages book... really great effort Sir. ...

[@ramakrishnaak]

Sir,is there any price difference in NAV in ET Money when compared with directly purchasing through Mutual Fund house web site? Please reply.

[@sureshkumarsat]

Hi Mr.. Shankar nath,I happened to see your one session in you tube yesterday, from then on i could not stop going thru all your sessions.... The way you put across the concept and details are excellent and easy to understand. In no time i become a fan of you. I have one query.. In the overall financial planning, where the real estate component fits in. Traditionally majority of the Indian residents, invests in real estate by default. Though i understand real estate may not be considered as investment due to liquidity etc.. Is there any rule like X % shall be invested in real estate (because people with more than one house consider it as investment, be it land or flat or estates). Appreciate if you can help to understand it.

[@ETMONEY]

Thank you very much for your kind appreciation

[@sureshkumarsat]

@@ETMONEY Thanks for the clarification

[@payaljoshi4001]

This is what is I am finding since couple of years. Very informative video specially the data you have shared. So kind of you Sir. Keep posting knowledge. Regards

[@ETMONEY]

Glad it was helpful! Thanks

[@cryptocapitalventure2483]

You are right, investing is the quickest way to financial freedom...

[@tamalinaskar]

Better than many paid courses I had previously done ❤️

[@nallasiddureddyalumni8162]

Shankar Nath's explanation decent, simple also easy to grasp Explanation.

[@johnmatthew878]

Does ET money provide complete financial planning ?

[@subhaspaul8974]

Kindly advise whether it is a good strategy if I select both active mutual fund and ETF of same category for long term wealth creation. Such as, Axis Mutual fund and Nifty Bees Axis midcap and Nifty Midcap150 ETF etc.

[@rajababu9480]

One word !! Brilliant. When will we expect a video on Rebalancing on Assest Allocation?

[@commsncommunities]

Thats the best video on the subject so far, such a complex thing explained so very well. Thank you for sharing your knowledge.

[@gauravv1679]

Is it worth applying March SGB allotments if the subscription price is more than market price and also do Govt. issue SGB every month?

[@run.rahul.runitall]

Sir, I would like to rate this video as one of the best ever finance videos I have ever seen. Kudos to you.

[@ETMONEY]

Thank you very much Rahul Banerjee

[@yogeshdixit1]

As always outstanding.. Recently started watching your videos & its worth every bit. Thanks a Ton

[@ETMONEY]

Glad you like it! Most welcome

[@ThePunkster101]

Thank you Shankar for such a clear explanation on such complex subjects. Cannot thank you enough.

[@ETMONEY]

Thank you very much

[@teammoneymatters]

Thank you so much for this beautifully simple primer. Eagerly await the video on Portfolio Rebalancing

[@bobyluvs]

Very well explained on the strategies...excellent comparisons based on Ages...Thanks ETMoney

[@ETMONEY]

Most welcome. Thanks for your appreciation.

[@sachin_2601]

Simply wow. The amount of information and clarity is awesome. Thank you for the great job.

[@gauravbansal148]

This channel is a gem! Such meaningful advice presented in a concise mannner.

[@ETMONEY]

Thanks!

[@pankajdeshmukh5031]

Hi, which asset I should qualify by PF investment

[@shashirekhakamle4655]

I like ur videos as they have visual charts n table. This way we can easily understand. Thanks. Grt job

[@ETMONEY]

Most welcome. Glad you found them useful

[@divyabajpai9821]

Excellent work... Admirable.. Great learning!!

[@ETMONEY]

Thanks a lot!

[@swamivivekananda-cyclonicm8781]

Lot of research represented in comprehensive way, Thnk you 🙏

[@karunakarreddyism]

Excellent analysis behind every video. Thanks for making this available

[@yogeshpatil4029]

Clear and crisp. thanks for the efforts you put into gathering the data. I was searching for this content for months.

[@ETMONEY]

Glad it was helpful.

[@HiSarvesh]

Shankar, as usual fantastic video. Have a question on where the achieved corpus should be set. If I achieve the retirement corpus by investing in equity should I transfer the whole corpus to a debt or annuity plan? There is a sequential risk on the returns from a equity corpus or even a balanced corpus on bad times, which means when the return is bad then I can’t withdraw for expenses right ? How is the retirement fund boxed to get a regular annual income ? Can you do a video on how retirement corpus has to be managed for retired people who solely rely on its income.

[@ETMONEY]

Thank you 1. From what I've read, the ideal allocation to equity even post retirement should be around 30%. Why? You still need something that can beat inflation for the 20-30 years one would survive post retirement 2. Data shows that count of good times is far higher than bad times (probably why Indian markets have grown by 600 times in the last 40 years) so your decisions must be in support of that piece of information 3. Maybe you can break your corpus into a "cannot afford to lose" and "can afford to pay-for-gain". The first bucket will be into income generating assets like debt mutual funds, rental property, senior citizen bonds, FD etc. The second bucket will be on instruments like balanced funds, ETMoney Genius Stable/Balanced strategy etc. which will give a return boost and aim to keep volatility at the lower end 4. I'll try to make a video on income from retirement corpus. Kindly allow until end of May to release that as we already have a committed line-up of video topics. Hope this helps.

[@HiSarvesh]

@@ETMONEY Thanks Shankar, that clarifies a lot. Will wait for the video, just a note, I also want to know if one is close to retirement like 3 yrs away should one slowly keep changing the asset allocation from ‘Can afford’ to ‘Cannot afford’? I know the answer is yes, but is 3 yrs to retirement the right time to start or start after the retirement is the question.

[@ETMONEY]

Hi. That's a personal call but in my opinion, 3 years to retirement is still 20-25 years to life on this planet. That needs to be factored in. I would again encourage keeping 70% in the cannot afford to lose/income bucket .. and the remaining 30% in the let's-accumulate bucket.

[@anilsakala3360]

best video ever on asset allocation

[@bvisvana]

Well !! Each video is gold that I wouldn't mind putting this comment on all the videos. For me who never invested seriously, you have touched the right cords.

[@ETMONEY]

Thank you

[@manojpatil6574]

Superb video. Extrmely complex data simplified with great insights

[@ETMONEY]

Thank you

[@subhasisbandyopadhyay1789]

Excellent data, no selling,great work

[@ETMONEY]

Thank you

[@drmanasghosh2150]

Wonderful discussion. Learned so much. Thanks ET money for this exhaustive information. 🙏🙏

[@nomind369]

Vow! What a high quality research. Very professional and fact based. These videos deserves a lot

[@ETMONEY]

Thanks a lot

[@RamnathSundar]

Crystal clear presentation. Kudos to the research behind the whole production. ❤️

[@ETMONEY]

Thanks

[@ajumarshal007]

This video cannot be made better... Thank you!

[@ETMONEY]

:) Thanks

[@mohithk19]

Really helpful that you included the key points of discussion in the description section of the video! 🙏

[@ETMONEY]

Thank you!

[@NiketPatil280890]

How one can invest in NASDAQ 100? Also love your explanation. Simple and powerful :)

[@ETMONEY]

Thanks. Pls invest in Nasdaq 100 funds via ETMONEY app. We have a few schemes there

[@sanukurien2752]

I have said this before and I'll say it again. These videos must be a benchmark for quality across indian youtubers.

[@ETMONEY]

Thank you for your kind words

[@prernasharma7107]

kzbin.info/www/bejne/jXbTYpqGm6uMhsU

[@abhishekarora1]

Thanks Shankar! for yet another amazing video. Being into data analytics field. I know how much effort you and your teams put to create data backed insights for us. Keep it up! Really wish to talk to you someday. Maybe plan live Q&A on KZbin someday...

[@ETMONEY]

Thank you very much

[@anilhdas]

@ETMoney, Should investments in schemes like EPF, PPF & NPS be considered as debt while doing the asset allocation? Or should they not be factored in at all?

[@ETMONEY]

1. NPS may or may not be debt. Many investors deploy as much as 75% of NPS in equities 2. EPF and PPF investments should be considered when doing asset allocation aimed around long term goals. They can't be ignored

[@nitheeshp.s2532]

Can we different funds with different time horizon (eg:having a hybrid for medium term, short term within 1 year and equity for long tetm)

[@MrAnupnyk]

Thank you for the video. In my overall portfolio Is contribution towardsNPS considered under equity and pf /PPF a debt?

[@shodhanshetty2005]

Sir i have a question, should I do a SIP from MF or do sip to bluechip??? As probably bluechip will give more return than MF

[@TheSpidyfire]

If u plan for 20 years do sip in index fund.

[@gunasekaranrengaswamy6595]

Education on asset allocation at its best. Thank you very much Shankar Nath. Learnt a lot

[@ETMONEY]

You are most welcome

[@rvarma83]

Masterclass in Asset Allocation! Thank you for doing this!

[@ETMONEY]

Our pleasure! Thanks for the appreciation

[@pareshbijvani4512]

Again, excellent content Sir. One major issue I am facing with rebalancing is, When I change my exposure to debt and equity I need to do buy/sell transactions from both equity and debt MF. Now any sell on MF or other asset class attracts short term/long term capital gain tax. With that any rebalancing forces me to pay the tax on appreciation happened so far. Rather if it was sold in retirement it wont be concern because of low or no income. Is there a better way to manage taxation aspect with rebalancing debt and equity MF?

[@srinaga1975]

Very useful video ; Lot of data shared ; Excellent work by you and your team ; Thank you

[@ETMONEY]

Thank you very much

[@adnandodmani7340]

The data presented in the video is amazing … can we get an appointment with Shankar to help us allocate our funds ?

[@ETMONEY]

Thank you.

[@sandy22december]

This is remarkable knowledge and the effort they are putting in should hopefully lead them cross many million subs!!

[@ETMONEY]

Thank you

[@naveenkm84]

Insightful content.. Pls post a video to understand ones risk profile.

[@pradeepgarg9786]

Thanks for this wonderful content. As you described that you will be coming out with the rebalancing video. Please indicate the link for the same . Or when it will be available?

[@sanketjain9320]

If one wants to do active tactical allocation (let's say based on MMA), how does he combine it with rebalancing? Infact, is it even possible?

[@manmohanrao3026]

Lots of doubts cleared Thanks 🙏

[@mukulkukreti]

Excellent channel. This channel should have atleast a milliom subscribers.

[@ETMONEY]

Apna bhi time aayega :) .. Thanks!

[@HarshvardhanKanthode]

Definitely earned my trust, kudos ETM!

[@ETMONEY]

Thanks

[@mahendrajale]

Very briefly explain video. I like table of 10 years return based on risk profile. One query is : what is cash asset? Is it cash in liquid fund or savings bank account.

[@ashishkorde]

One of the best prepared video. Kudos to analysts as well

[@csamitkumar4135]

Excellent vedio sir, you always do indepth Research and anylysis. One of the best presenter on KZbin....

[@ETMONEY]

Thank you

[@shashirekhakamle4655]

Exactly what I was looking for. Thanks

[@ETMONEY]

Glad you found it useful

[@Gaura-NitaiDas]

Best ever video i come across KZbin.

[@ETMONEY]

Thank you. Glad you liked our content

[@drvijaymanekar3504]

Very useful and specific information. Thank you very much making such great video

[@ETMONEY]

You are most welcome. Thanks!

[@prernasharma7107]

kzbin.info/www/bejne/jXbTYpqGm6uMhsU

[@thomasmathew3720]

Great Content. Thanks for coming up with this. I am going to download a save this video. I have a question to ask, if I do an STP of 240K over a period of 2 years from a liquid fund to equity fund how much tax would I pay?

[@shinuignatious308]

Absolutely liked the content and presentation. Unlike other channels u present in most simple explanations n that too in English

[@abhijitdebnath9811]

First of all, thanks for making a video asset allocation that I've requested quite earlier and the research you and your team have done is excellent. Once an expert told asset allocation may or may not increase return but surely reduce the volatility of the portfolio and I assume your research concludes the same. However, I think an investor should consider his house or any type of real estate asset as a part of the portfolio. In fact, it plays a significant role in overall return. I request you to make a separate video on tactical asset allocation and suggest me some books, blogs, or any article to understand asset allocation especially tactical asset allocation more deeply. I usually take screenshots of your researches and note accordingly. It would be great if you put all data in one place in pdf form and provide a link to download it. Thanks again and best wishes to both you and your team.

[@vivekjimkoshy]

Too good sir... Don't have enough words to praise the quality of your content and presentation... hats off

[@ETMONEY]

Thanks a ton. Glad you are liking our content

[@bharatdedhia5555]

Very good learning & Presentation on Asset allocations

[@babumonu2226]

Excellent presentation & good Learning

[@prateexit]

Very informative and well researched. Thank you Team ET Money

[@ETMONEY]

Our pleasure!

[@naveenkumarsharma2716]

Excellent and very informative presentation 👏👏👏

[@vinaykumaradepu3732]

Great with realistic approaches. Very much useful video

[@ETMONEY]

Glad you liked it

[@sushantpradhan8216]

Sir your view on Tata Balanced advantage fund

[@mukeshbansal7852]

Can choose multi asset fund instead of investing various assets

[@nishinsaxena3719]

Excellent Video with very nice and simple Explanation. Thanks to whole Et money team for putting such a nice efforts in creating this video.

[@ETMONEY]

You are most welcome. Thanks for your kind appreciation

[@rajendrakumarnj4105]

Very good explanation and thanks for the amount of work being put into.

[@ETMONEY]

Our pleasure! Glad you liked it

[@dr.anilravi747]

Inspite of good explanation, I make a note here that, sodium is not volatile chemical. It's a metal

[@rajeevroy4383]

Very well said Shankar. This is where a financial advisor comes in picture.

[@adityatripathy8868]

Great clarity. Thanks

[@ETMONEY]

Thank you

[@harish100]

Wonderful explanation with data points. I appreciate the hard work that has gone to explain asset allocation using actual data

[@ETMONEY]

Most welcome and thanks for the appreciation

[@DEEPAKKUMAR-dv3zr]

Wonderful...Thanks for detailed analysis!

[@ETMONEY]

Most welcome

[@girishkharat717]

Very useful information especially for beginners, thanks for this video Shankar sir!

[@ETMONEY]

Thanks and welcome. Yes, we too learned a lot from this video.

[@piyushkumar6456]

Difficult to get this content in paid classes too. Thanks a Ton ETM!

[@ETMONEY]

You're very welcome! Thanks

[@ShibabrataChakraborty]

Sir as I could see from the Table you showed : the long-term Return from Investment in NIFTY-50 & GOLD are the most attractive. In my view it also gives an Essence of Broad spectrum diversification in Equity & Asset Allocation principle ( Gold) and a Simple one for Long term Investment ( 10 -20 years) Goal. What are your comment.

[@adityabansal3209]

really Kudos to the channel and presenter for such as amazing and insightful video... lots of respect !!

[@ETMONEY]

Thanks a ton