What is Child Benefit and why you should claim it (UK)

This video is all about the UK state benefit Child Benefit - what it is, who is eligible, the criteria you must meet to claim it and how to claim it.
#childbenefit #children #benefits
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[@GameWithDave]

It does not seem a lot if one of you has to quit work to become a full-time carer. Great video my wife earns £42K a year, how much total benefit could you earn? I would be going from £40K also to nothing.

[@Louise.Fitzgerald_IFA]

It's a flat rate for everyone, you just have to start paying it back if one of you earns above £50k.

[@TheWellnessAbbey]

The government seriously needs to review this tax. The way it applies to couples both earning, say, £49k, is absolutely shocking. This is a huge oversight or if intentional is unbelievable.

[@Louise.Fitzgerald_IFA]

Absolutely!

[@PreciousMetalinvest]

As in they earn enough money so don’t need it ? Or the fact they gotta pay tax on it ?

[@Louise.Fitzgerald_IFA]

The fact that if one person in a couple earns over £60k and the other earns nothing they have to pay it all back, but if each person in a couple earns £50k they get to keep it.

[@piledriverpotter9847]

@@Louise.Fitzgerald_IFA So they are the typical couples that will continue to vote for the Tories then. Typical Tories. Let the rich get richer and the poor get poorer. The Tories will certainly never get my vote again. Why should my income tax pay for people to get free handouts that don't need it?.

[@piledriverpotter9847]

@SoulandScriptures. Exactly. Couples with children on a high income get the same free handouts as couples on low income. The rich get richer. Couples on a low income have to resort to food banks to feed their families. The poor get poorer Food banks don't means test anyone so the rich can visit and freeload. The rich become richer. Interest rates are rising. Good news for the rich. Bad news for the poor homeowners .The rich become richer. The poor become poorer. Every one will eventually be bullied into having an electric car which the poor won't be able to afford and therefore have to give up work because they will be unable to get there The poor become poorer. All thanks to the incompetent Tory government. The only good Tory prime minister we have ever had was Thatcher. Ok there was a very divided opinion of her but at least she put the UK first.

[@childmaintenanceuk]

A really good video. One thing to also consider, is that the Child Maintenance Service use the receipt of child benefit as a measure to determine who is the parent with care (PWC) or the non resident parent (NRP).

[@paddypits7733]

WOW, this video is amazingly good😮. You did a perfect job in my eyes. Well done, and thank you

[@Louise.Fitzgerald_IFA]

Thanks! And thanks for watching.

[@paddypits7733]

@Louise.Fitzgerald_IFA Thanks for responding. One question if I have a child in another country can I claim Child benefit? Or does the child have to live in the UK?

[@veemaliz5949]

Thank you for this. Really useful. Will CB impact my credit score or other things like mortgage applications/ drably applications etc?

[@Louise.Fitzgerald_IFA]

It won't affect your credit score and it will be included as income for mortgage applications.

[@nathalietopmodeldrc3469]

Hi. I’m single mother of 3 and I only find out that 2 of my kids was getting child benefits and I can only get back payments of 3 months there’s any others way to appeal to get the money back???… 4 years and 11 months of miss payments . Please help. Thank you 🙏🏾

[@Louise.Fitzgerald_IFA]

I'm afraid standard practice is to only backdate claims by 3 months

[@KingAri1008]

Very detailed video,thank you.I am on tier2 visa,on my BRP card it says NO PUBLIC FUND,I am not British citizen either,am I eligible for child benefit?

[@Louise.Fitzgerald_IFA]

Unfortunately, as a Tier 2 visa holder with the condition "No Public Funds" on your BRP card, you are generally not eligible for Child Benefit. This condition restricts your access to most government benefits, including Child Benefit. The purpose of this condition is to ensure that individuals on Tier 2 visas are financially self-sufficient and do not rely on public funds. While the general rule is that you cannot claim Child Benefit, there might be very specific circumstances under which you could qualify. It's essential to check the most up-to-date government guidelines or seek professional advice. The immigration rules and regulations can be complex, and even small changes can impact eligibility. Therefore, it's strongly recommended to consult with an immigration advisor or the UK government's immigration department for accurate and personalised guidance. Disclaimer: This information is intended as general guidance and does not constitute legal or financial advice.

[@nkgilly]

@@Louise.Fitzgerald_IFA Thanks for sharing these great info. I would like if there are any other benefit for Tier 2 visa holder with the condition "No Public Funds" .

[@Louise.Fitzgerald_IFA]

While Tier 2 visa holders with the "No Public Funds" condition have limited access to certain benefits, there are still some available options: Non-Means-Tested Benefits - These benefits are generally accessible to Tier 2 visa holders, regardless of their income: New Style Jobseeker's Allowance (JSA) New Style Employment and Support Allowance (ESA) State Pension Bereavement Benefit Other Potential Support - Depending on specific circumstances, other forms of support might be available: Council Tax Reductions: While not technically a benefit, some local authorities offer council tax reductions based on income and circumstances. Discretionary Support: Local authorities might offer discretionary financial assistance in exceptional cases of hardship. However, this is not guaranteed and varies by region. Important Considerations: Eligibility: Always check the specific eligibility criteria for any benefit you might be considering. Professional Advice: If you're unsure about your entitlements, consider seeking advice from an immigration or benefits specialist. The "No Public Funds" condition is a significant restriction. It's essential to maintain financial stability to avoid potential difficulties. Please note this is information only and not advice. Consider seeking further help from an immigration or benefits specialist.

[@cback12]

Thanks - i never thought such a thing existed. Lost 7 years

[@Louise.Fitzgerald_IFA]

That's a shame. Hopefully you're claiming it now.

[@RaNdomcAPitaLISatiOn]

If you are paying NI and claiming the benefit do you get double NI credits to put toward NI gaps in the past for example?

[@Louise.Fitzgerald_IFA]

Sadly not. If one of the parents is not paying NI because they're not working, for example, they should be the one claiming child benefit to get the national insurance credits towards their state pension entitlement.

[@kiracritchlow_]

This is really detailed and insightful, thanks for sharing.

[@Louise.Fitzgerald_IFA]

Thanks for watching!

[@KrishnaChaliLondon]

Hey I will be grateful to u if u help me. Can you explain me why I am not getting benefit. My baby borne on 23rd of Aug 2023 I applied for child benefit but I got the letter that I am not eligible. Actually I'm not working my husband works. Who can apply me or my husband?

[@Louise.Fitzgerald_IFA]

Did they say why you are not eligible? Are you a UK resident or are you on a visa?

[@laoradsf]

Can We accumulâtes ChildCare 30 hours free + Child bénéfiy? I never claim for that

[@Louise.Fitzgerald_IFA]

I'm not sure what you mean...

[@thaarnusrat2017]

Hey so i have left school and now go to college (doing a hnc ) i also work part time roughly 15h a week sometimes more i am 18 years old. Would i still be eligible for my dad to recieve child benefit?

[@Louise.Fitzgerald_IFA]

Absolutely. Your dad should still be able to claim Child Benefit because you're under 20 and in approved education. He'll need to get in contact with the child benefit office

[@thaarnusrat2017]

@@Louise.Fitzgerald_IFA Thanks alot!

[@thaarnusrat2017]

@@Louise.Fitzgerald_IFA would i also be eligible for child tax credit? I used to recieve it but ever since my mum and dad seperated it messed up and we stopped recieving it.

[@jjomicekids8131]

Hi. Thanks for the video is very important. I don't work.. Can I aplly for may child?

[@Louise.Fitzgerald_IFA]

Thanks for watching. It doesn't matter whether you work or not. Anyone can claim child benefit for their child, but only one parent can claim per child

[@jjomicekids8131]

Thank you so much 💓

[@olukayodeadenekan-i9u]

Can child benefit be backdated to when child was born. If the child born in UK and registered after 3 years

[@Louise.Fitzgerald_IFA]

In the UK, Child Benefit can unfortunately not be backdated to the date your child was born if the birth was registered after 3 years. The general rule is that Child Benefit can only be backdated for up to 3 months from the date you submit a claim. Since your child's birth wasn't registered within the standard timeframe (usually within 42 days), it creates a gap that can't be covered by the backdating policy. However, there is a silver lining. You can still claim Child Benefit starting from the date you register the birth and submit a claim. This means you'll receive the benefit moving forward, but you won't be able to recover any payments for the period before registration. Here's what you can do: * Submit a claim for Child Benefit as soon as possible. You can do this online at [assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1154589/CH2_Child_Benefit_Claim_Form_English.pdf](assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1154589/CH2_Child_Benefit_Claim_Form_English.pdf). * Gather necessary documents: You'll need your child's birth certificate and proof of your identity and residency. * Contact the Child Benefit Office: If you have any questions or require further clarification, you can reach them at 0300 200 3100. I hope that helps!

[@danbruno5945]

Hi just curious My ex gf has been sectioned since 16th Sept and my son has lived with me since then to now 17th Nov I have a interim custody order (on my 2nd one) till January Should i now be claiming child benefit looks like he will end up living with me long term but have another hearing in the new year

[@Louise.Fitzgerald_IFA]

I would suggest you speak to citizens advice for further clarification, as this is quite a unique situation, but my gut feeling would be that you would need full custody to be entitled to child benefit. If you share custody of a child it is the person with 'main responsibility' who is normally eligible to claim Child Benefit. I hope that helps.

[@Markus-ib8eh]

Do you get more national insurance credits for each additional child you claim child benefit for?

[@Louise.Fitzgerald_IFA]

No, essentially you get a year's worth of NI credits for each year of Child Benefit claimed. It's not possible to claim more.

[@letsplaywitheesa1668]

I thought child benefit was paid for the first two children and none after that?

[@Louise.Fitzgerald_IFA]

You don’t be paid an additional amount for more than 2 children, unless the children were born before 6 April 2017 or special circumstances apply.

[@tarnveerkaur232]

Hello I am on my graduate visa and my husband is dependent and we have our first baby in UK he is now 4 months old can we apply for child benefit for him? Please reply

[@Louise.Fitzgerald_IFA]

You cannot claim Child Benefit if you're subject to immigration control, unless you're: A sponsored immigrant - someone else has agreed to be financially responsible for you. From Albania, Morocco, San Marino, Tunisia or Turkey and working in the UK. From a country that has an agreement with the UK for Child Benefit

[@SuperAndytaylor]

Other than automatic provision of NI number, if either you or your partner earn over 60k there is no benefit to even applying?, we both pay NI and Ive already got 30 plus years contributions?

[@Louise.Fitzgerald_IFA]

Even if one of you earns over £60k, if your other half isn't working they benefit from NI credits towards their state pension which they otherwise wouldn't get. You need 35 years of NI contributions to be entitled to the full state pension.

[@ony5447]

Hi. If me (the mother) has a salary above 50K, but the father has below 50, can the father claim child benefit to avoid to pay the taxes? Or the higher earner has to apply? Thank you.

[@Louise.Fitzgerald_IFA]

The father can still claim Child Benefit but the earner of £50k+ still has to declare their income and pay the tax charge.

[@udaykumar-us2jo]

Dear Madam, we are in tier 2 general sponsorship Visa from 2018. But in 2020 we applied for child benefit and we sent my child visa status as a supporting document in which it says no public funds. However child benefits is approved and we are getting the benefit. My question is will there be any problem while applying for ilr in 2023. Please advise. Thanks

[@SaifFaridi]

Hi Uday, Hope this helps : www.gov.uk/child-benefit-move-to-uk It would not impact your ILR as you are a sponsored employee.

[@booze33]

Did somebody answered your question?

[@Louise.Fitzgerald_IFA]

If you're already receiving child benefit and your situation remains the same then you should continue to receive it.

[@sherinthomas8239]

After getting ILR status only we r eligible for child benefit. Better approach an experienced Solicitor.

[@minutemoment-withshery3068]

Hi Uday. Did you get any solution for this? Did you inform HMRC to stop or what you did? Please let me know. Thanks!

[@nagamanickam5702]

Hi, I'm an expact and do not have access to public fund, plus I earn above 50.. really confused how to disapply for child benefit

[@Louise.Fitzgerald_IFA]

I would get in touch with the child benefit department at HMRC and ask for their advice.

[@kinjaldave8843]

I am on skillerd worker visa in a Healthcare Field.May I get this child care benefit?? my child is 5 year old??

[@Louise.Fitzgerald_IFA]

You cannot claim Child Benefit if you're subject to immigration control, unless you're: A sponsored immigrant - someone else has agreed to be financially responsible for you. From Albania, Morocco, San Marino, Tunisia or Turkey and working in the UK. From a country that has an agreement with the UK for Child Benefit

[@tetianamoskal4014]

I have a question should I cancelled child benefit of child star life in another country but dad's still working in England???

[@Louise.Fitzgerald_IFA]

Hi. The country the child lives in will usually pay the child benefit, or the equivalent in that country.

[@mariuszstanek9432]

hi, Can I claim for a Child benefit online? (that's will be first time). thank you.

[@Louise.Fitzgerald_IFA]

I'm afraid not. You need to fill in the paper form and post it.

[@sandydouglas3400]

If both parents don't work or don't pay national insurance and have 2 children, should each parent claim child benefit for a different child in order to get national insurance credits?

[@Louise.Fitzgerald_IFA]

Absolutely!

[@jaket5767]

Had the same question, but do you fill in question 65 do you already get child benefit as yes for the spouses claim or no? Also what does it mean to protect the state pension to get national insurance credits, what does one get out of this? Thank you

[@Louise.Fitzgerald_IFA]

If you are not already claiming for a child, then say No to question 65. This question is directed at you only. If you don't work, you don't pay National Insurance and so you don't build up any entitlement to the state pension - you need 35 years of National insurance credits to get the full state pension. Claiming child benefit when you're not working means you gain credits towards your state pension even though you're not working.

[@piledriverpotter9847]

No! One or both should get off their backsides and work.

[@mirapasha8425]

I have been an asylum seeker, now I have received residence but my children have born in the UK, can I receive the benefits from when they were born, thanks

[@Louise.Fitzgerald_IFA]

If you're a British citizen then yes, you can claim it

[@mirapasha8425]

@@Louise.Fitzgerald_IFA No I’m from Albanian now a have take for 5 years one of my friends got them after she got her residency, but she was helped by a support worker and she doesn't know how Thanks for your answer

[@Louise.Fitzgerald_IFA]

My advice would be to speak to the child benefit office about your situation. Their contact details are in my video.

[@mirapasha8425]

@@Louise.Fitzgerald_IFA Thanks for your help 😊

[@jasleensinghkaur4871]

Hello, I am a 17 year old going to 6th form Before turning 16 my chikd benefits stopped but as I am in sixth form full time education without any job how can I restart the benefit? Someone said that if i get the benefit they will pay me as well all the one year money i couldn't get because i didn't know i could get. Is that true??

[@jasleensinghkaur4871]

Also, how long will it take to restart the benefits?

[@Louise.Fitzgerald_IFA]

Unfortunately, you won't be able to restart Child Benefit payments that stopped at 16. Child Benefit is typically for children under 16, or up to 19 if they're in approved education or training. Since you are in full-time sixth form, you might be eligible to be included in a parent or guardian's Universal Credit claim. This can help with some financial support for living costs. Here's what to do: 1. Check Eligibility: Use a benefits calculator like [entitledto.co.uk] to see if including yourself in a Universal Credit claim makes sense. 2. Contact Gov.uk: The official government website [www.gov.uk/child-benefit-16-19](www.gov.uk/child-benefit-16-19) provides detailed information on benefits for 16-19 year olds in education. Regarding backdated payments, it's unlikely you can receive backdated Child Benefit payments. These benefits are typically not awarded retroactively. Remember, it's best to get official information directly from government resources so I would suggest you speak to the Child Benefit team.

[@Ms.Yashukakria]

Hi i am single mother with 2 kids under 18 yrs . I want to migrate to uk from india . Pls tell me new guidelines for my file

[@Louise.Fitzgerald_IFA]

Here's some information to get you started on migrating to the UK from India as a single mother with two children under 18: Visa Options: Skilled Worker Visa: This is a potential option if you have a job offer in the UK for a skilled position listed on the Shortage Occupation List. You would need to meet the salary threshold and have the necessary qualifications. Your children could be included as dependents on your visa. Family Visa: If you have a close family member (parent, adult child who is a settled UK citizen) living in the UK who can financially support you and your children, you might consider a Family Visa. However, the requirements are quite strict. Sole Responsibility: It's important to understand the concept of "sole responsibility" if you plan to use a Skilled Worker Visa. This means you'll need to demonstrate that you are the sole provider and caregiver for your children, and that their other parent isn't actively involved in their upbringing. Here are some resources to help you with further research: UK Visas and Immigration (GOV.UK): www.gov.uk/browse/visas-immigration This website provides official information on all UK visa types, including the Skilled Worker Visa and Family Visa. It details the eligibility criteria, application process, and fees. Shortage Occupation List: www.gov.uk/government/publications/skilled-worker-visa-shortage-occupations/skilled-worker-visa-shortage-occupations This list includes skilled positions with a shortage of qualified workers in the UK. Finding a job on this list could strengthen your Skilled Worker Visa application. Additional Considerations: Financial Requirements: You'll need to meet specific financial requirements to demonstrate you can support yourself and your children in the UK. English Language Test: You and your children (if over 16) might need to pass an English language test to meet visa requirements. Immigration Lawyer: Considering the complexities involved, consulting with an immigration lawyer specialising in UK visas for families can be extremely helpful. They can guide you through the application process, ensure all documentation is correct, and increase your chances of success. Disclaimer: The information above is intended for general guidance and shouldn't be taken as immigration advice. The specific requirements and procedures can change, so consulting with an immigration lawyer specialising in UK visas is highly recommended for the latest information and personalised advice for your situation. I hope that helps!

[@olukayodeadenekan-i9u]

Can I get 3years unclaimed child benefit

[@Louise.Fitzgerald_IFA]

Payments can be backdated for up to 3 months

[@beets007]

What If I applied to child benefit but have not received the passport and birth certificate back after 4months

[@beets007]

What do I do

[@Louise.Fitzgerald_IFA]

I suggest you give them a call to find out what's going on.

[@turbanater6908]

Hi, I have a 4 year child on child benefit since she was born. We have a new born (6 weeks old) - Do I have to apply by sending in form or can I do this online or phone for second child? Thanks

[@Louise.Fitzgerald_IFA]

Congratulations! You can add a second child over the phone.

[@turbanater6908]

@@Louise.Fitzgerald_IFA Thank you so much

[@arjunverma6579]

Hi..i have tier 2 visa my baby born in UK .I am eligible or not?

[@Louise.Fitzgerald_IFA]

No I'm afraid you're not eligible.

[@bilalsandhusuklife3597]

A student and her spouse can apply for child benefit on first bab

[@Louise.Fitzgerald_IFA]

Only one person can apply for child benefit

[@bilalsandhusuklife3597]

@@Louise.Fitzgerald_IFA thanks Sister

[@hkhan6717]

Does this mean that if I earn over 50K I cannot claim child benefits for my child?

[@Louise.Fitzgerald_IFA]

You can still claim it but you will have to pay some of it back - all of it if you earn over £60k. But if the other parent is not working, they can claim the child benefit to get national insurance credits towards their state pension.

[@gazd1383]

If you earn over 50k, but contribute a sum to your pension which brings your nett 'take home' earnings to below 50k, does that mean you are entitled to full child benefit?

[@Louise.Fitzgerald_IFA]

It must bring you gross earnings to below £50k but yes, a pension contribution effectively reduces your income.

[@nasirsharifi2209]

hello if you can give me some information i haven't asked for my son for 4 years now i asked the question can i have money from years past i also have no midday since i asked the question if you can answer thanks🙏

[@Louise.Fitzgerald_IFA]

I'm afraid HMRC will only back date child benefit by 3 months.

[@kapidihtapirt9684]

Thanks for information

[@hws2152]

Nice information, Could you make a brief video on UK TRUST?

[@Louise.Fitzgerald_IFA]

Thanks! There are different types of trusts, most of which are quite complex. Is there a particular type of trust you're interested in?

[@hws2152]

@@Louise.Fitzgerald_IFA thanks for reply mam, The trust to escape probate and avoid inheritance tax, if possible, here with i am struggling the term "pour to WILL" to understand and it's merging with above said Trust. Thanks and Regard

[@Louise.Fitzgerald_IFA]

I'm afraid I'm unable to do such a video as this will be classed as advise, which I am not able to do.

[@hws2152]

@@Louise.Fitzgerald_IFA okie mam , no problem . thanks for reply

[@Seans.pointless.videos]

Will this affect tax free childcare?

[@Louise.Fitzgerald_IFA]

How do you mean?

[@Seans.pointless.videos]

@@Louise.Fitzgerald_IFA sorry I’m new to this, if I claim child benefit, will I also be able to partake in the tax free childcare scheme?

[@Louise.Fitzgerald_IFA]

Possibly, if you meet the other criteria. Check out the gov.uk website for further clarification.

[@piledriverpotter9847]

Couples with kids get far too much in free handouts these days. When our daughter was born in 2001 my annual salary was £14560.00 plus overtime when available. We applied for Child Tax Credit but werent eligable because in their eyes I earnt too much.Where were my free handouts? Exactly there weren't any.

[@Louise.Fitzgerald_IFA]

Thanks for taking the time to share your thoughts.