What is (Good) Financial Advice?

Before I describe what constitutes good financial advice, let me start with what doesn’t. When I say that investing has been solved, I am, of course, talking about low-cost index funds beating most other investing strategies over most time periods. Academic literature going back to the 1960s has consistently found that trying to beat the market index is a losing game on average. Most investors are best-served owning the market and keeping their costs low.
Timestamps:
0:00 "Ben, why do you still have a job?"
1:00 What isn't Financial Advice?
3:08 What is Financial Advice?
10:36 Should you get Professional Financial Advice?
12:19 Reasons to Seek Expert Advice
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- Twitter: / benjaminwfelix
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Visit PWL Capital: www.pwlcapital.com/teams/pass...
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- Facebook: / pwlcapital
- LinkedIn: / pwl-capital
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[@coffeeandlifting]

This guy gives away so much information for free, and he's not even trying to sell a class or any of that nonsense. This is probably the only finance channel to which I would refer someone I cared about. A diamond in a ocean of BS. Thanks, Ben Felix.

[@muffemod]

PensionCraft is another good channel. Highly recommend checking him out.

[@anonymousinvestor9593]

Ben is the best. Largely how I invest my $3M portfolio... Just shared the allocation %s.

[@djayjp]

@@muffemod Agreed, they're both great! Ben for sort of the philosophical and academic approach and PC for specific examples, applied approach. One theoretical, the other applied lol.

[@coffeeandlifting]

@@anonymousinvestor9593 Wow, $3M is something to be proud of. If I was there already I would retire/FIRE for sure. Give me 10-12 more years.

[@wazii86gr87]

Check out Patrick Boyle

[@TerryJLaRue]

I am comfortably retired and near 75 years old. If I had had the opportunity to listen to Ben starting in my 20's, I would have been MUCH wealthier than I am today. Then again, as Ben notes, I would not have been any happier.

[@htimsrecneps]

In your 20s none of the great investment products that exist today were available. You wouldn't have had access to index funds until the late 70s.

[@TerryJLaRue]

@@htimsrecneps True enough. I don't feel as bad now. :>)

[@claytonburley3093]

But they had savings accounts that paid 15% interest

[@Bass20HZobsession]

@@htimsrecneps Don't forget that wages vs housing prices (my biggest expense) are much higher today than back then. More knowledge does not always lead to more wealth, time matters.

[@KarlDag]

@@claytonburley3093 and 15% interest doesn't mean much if inflation is 17%

[@simpleandfree4243]

I used to say my financial advisors are warren buffet à jack bogle. I now can say ben felix is my third personal adivor. Great job ben ☺

[@robertjohnson4401]

I also include Larry Swedroe, Bill Bernstein and Rick Ferri.

[@jherc12990]

All the bogleheads

[@marcelmir2692]

I never comment on videos but just wanted to let you know - your videos are of extreme value!

[@OmikronPsy]

Yes, you are doing a great service to humanity with your work.

[@wunderburst6444]

I agree!!

[@jasonbright6294]

As a financial advisor myself, Ben Felix's advice is SPOT ON. This video is a perfect demonstration of where paying an advisor for advice, even if you are a DIY "Boggle head," can bring tremendous value.

[@trackguy4038]

I did use a fee only advisor to get started. I picked a CPA/CFP combo.

[@PapaCharlie9]

A financial advisor friend likes to say that his job is to prevent a client from being the worst enemy of their own finances.

[@jasonbright6294]

@@PapaCharlie9 this is a true story

[@ShadowWalker8]

Im in the same boat and I 100 % agree with you. Listening to him speak is like financial music to my ears.

[@zanemcadoo]

*Bogle*, not boggle.

[@jasonmaguire7552]

I've literally been thinking that question myself since I started watching you

[@georgesanchez8051]

“Who wants to watch a CSI video at 7 in the morning anyway” Me at 7am:

[@justinmccabe19]

Great comment haha.

[@MrLiguinii]

What else could improve the enjoyment of my fresh coffee in the morning?

[@pwsiegel]

Saturday morning Ben Felix videos feel more like Christmas morning than actual Christmas morning!

[@NatePolmateer]

Haha lol

[@romanhryniszak1887]

Lol, 6:30 am

[@Quickonomics]

This study about lottery winners and accident victims beautifully illustrates that happiness is relative and not necessarily tied to financial success.

[@swaggery]

I'm sure it's nice to know you will never starve no matter what happens in the future. Other than that, if you ask me they jump into the new lifestyle without a plan and thing it will go better than it actually can.

[@alankoslowski9473]

It's related to the reality that long-term happiness stems from engaging in activities that make you happy rather than accumulating lots of stuff... and money.

[@robertbones326]

If I won the lottery I'd party and drink every day

[@azhp42069]

@@robertbones326 but would you be happier?

[@robertbones326]

@@azhp42069 Hell yeah I would be. Have you ever been to Magaluf before? Some people might be unhappy with 12 million dollars but I sure wouldn't be

[@jellovendigar]

I have never seen this level of high quality and objective financial advice, that’s also freely available to everyone. Thank you so so much Ben

[@bitcoin4life]

Ben, it astonishes me how well you describe my situation. I own around 2,7 mio in index funds and around 2 mio in rented out real estate....and I am still scared of going back into poverty. So I make my wife feel bad for paying 10€ more than I do for groceries, we used to drive a shitty car and now don't have one at all and we both work jobs that we don't really enjoy. Knowing more about index funds (or other investment vehicles) will absolutely not help me live a happier life. Thank you so much for your videos. This one especially made me think about why I am investing in the first place.

[@andrebrusa]

Give some money away , that will make you feel better,

[@trakrekkid]

@@andrebrusa yeah I find donating to be one of the most reliable sources of utility for myself. I never get buyer's remorse or second guess myself.

[@adrianfrey7923]

With 4,7 Mio you do a Job you dont enjoy and you have also the fear of beeing poor someday? Thats funny because I think 1,8 Mio are enough to be financel free and safe. What does you think is enough money do quit Bad Jobs, dont look after every 10 Dollar and live a Happy Life with a financial saftey feeling?

[@user-hq4se6ee5z]

In Indian culture, there is a thing called 'santokh'. Meaning contentment/satisfaction , which is linked to what you describe as 'stopping the goal post from moving'.

[@mirandalegg7170]

Really interesting episode. Thanks Ben. The missing part though is HOW to choose a good advisor. It would have been good if you had gone into issues like whether a financial advisor is a fiduciary or not.

[@BenFelixCSI]

Agreed - this will be a future video topic.

[@mirandalegg7170]

@@BenFelixCSI Looking forward to it!

[@pwsiegel]

He has given some insight about this in previous videos about financial advisors, but I suppose those were more about negative behaviors to avoid. Also looking forward to the future video!

[@supernumex]

@@BenFelixCSI That would be a great video. I've read the pwl website, but it would be good to have a video of the range of services pwl offers. e.g I'm not sure if pwl would offer a once a year check-in style advice or if it's an ongoing thing.

[@coscorrodrift]

​@@BenFelixCSI that would be very interesting. i don't know if it's possible but if you could make a general video on that topic that applies to international audiences that'd be helpful (i'm guessing there's some NA specifics like "look for X certification", even if you don't know that certification's equivalent in europe, specifying what makes that certification valuable in the sea of certifications that there is, so people from other places can successfully find that equivalent)

[@HeZhiBao]

I listen to so much Ben Felix that I said “volatile” like a Canadian during a conversation yesterday.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@pnkrckmom]

The only problem I have with this video is that I can only like it once. Your videos are supremely enlightening, educational, motivational, and......rational. Sorry, couldn't resist. You're looking lean and mean these days!

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@Mosesusorer]

@@danvas.6299 by the way, changing your profile picture won’t help you. Just give it up

Just great content, over and over again. Thank you so much Ben. Best regards from Germany

[@739jep]

Your best video yet. Thanks again!

[@ermenejildo84]

Not many financial advisors discuss the psychology of money and the implications of human adaptation to change. Great content Ben! Thank you.

[@hannadodaro1305]

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[@Mosesusorer]

@@hannadodaro1305 🚨🇳🇬🤴🏿 Scam alert 🚨🇳🇬🤴🏿

[@Frinans]

Each and every video as well as podcast episode is simply brilliant! Thank you so much for making this Ben 💪

[@lyingcorrectly]

Excellent video. "Enough" can be surprisingly little. My monthly expenses are well below both the national average income and my income, and there is nothing money can buy that would further increase my happiness. I rent an inexpensive but beautiful apartment in the city I love, work only 35h/week in a fun job, and never have to worry about where the next meal will come from, or how to pay the bills. Quality time with loved ones is limited only by time, not budget. Therefore, my investment goal is simply "just in case". A year's worth of expenses in risk-free liquid assets, plus whatever is left at the end of the month goes into index funds, not expecting to sell any in the next 40 years.

[@RebeccaEvans]

I always appreciate your content. Great use of research sources, historical data, and pointing out logical fallacies

[@Ryan-wf7sh]

He doesn’t post often. But when he does.... Such great advice. No bullshit, no clickbait, just real life, sound advice on wealth creation/management. Keep up the great work Ben.

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@gregoryunderwood4121]

Awesome advice, as always!!! Thank you!!!

[@Bijrijder]

Congratulations on 200K subscribers! I've been following your channel for a year now. You've taught me so much already but I've never taken a moment to thank you for it (also commenting for the algo's). Thanks a lot Ben, your videos are invaluable. Greetings from the Netherlands.

[@pochreyes]

Absolutely fantastic content. I’ve been watching your videos and they are very practical and straightforward. Thank you Ben! Please don’t get tired of creating content like these.

[@zaikenv]

Fantastic video. So much more insight than I expected from the title. Really brilliant.

[@Mike-fn7rx]

I have a personal trainer because of the accountability. I don’t want to let him down by not finishing the workout. When I didn’t have one, I would make excuses why I can skip a workout for the day.

[@blake6615]

This is a good point.

[@zeiss4652]

Another incredible video Ben! Thanks for what you do.

[@kevindottan]

Thank you Ben! Great advice content as always 💪

[@user-vk8vu4li2x]

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me, retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45

[@user-zw7cd7pe4u]

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

[@user-vk8vu4li2x]

@@user-zw7cd7pe4u Having an investment adviser is the best way to go about the market right now, especially for near-retirees, I've been in touch with a coach for a while now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I netted over $220K during this dip, that made it clear there's more to the market that we avg joes don't know

[@user-zw7cd7pe4u]

@@user-vk8vu4li2x Who’s the person guiding you

[@user-vk8vu4li2x]

@@user-zw7cd7pe4u credits to KRISTIN GAIL CUNNINGHAM, one of the best portfolio managers out there. she's well known, you should look her up

[@user-zw7cd7pe4u]

@@user-vk8vu4li2x Thank you, I just checked her out and I have sent her an email. I hope she gets back to me soon.

[@cosmojg]

Your videos have always been great, but the quality continues to improve. Keep up the amazing work, and thank you so much for doing it!

[@anthonygardner400]

Excellent video. You continue to put out research-based, honest information. Appreciate you a ton!

[@charlesshipman]

Loved the discussion of 'Enough' vs chasing 'More'. AWESOME!

[@jerel42]

LOVE THIS! I'm just starting out a new career as a financial coach, and this really is an excellent framing and explanation of what a good coach / advisor does, and it is good for me to have this specific list to inform my practice. Thanks, Ben!

[@LordCemOnur]

Thanks for the advice Ben! Really appreciate your content, keep it up!

[@AussieMoneyMan]

Another fantastic video Ben. I did wonder this at some point. On another note I will be releasing out chat soon.

[@markpusio]

Great video as always.

[@rexmundi273]

I keep it simple FTSE All-World in combination with Long term AAA treasuries. Both have around 2% dividend.

[@e_geerestein]

Excellent video, as always! Thank you.

[@domkaz1669]

Wow, thank you very much for this video.

[@martincermak2872]

Congrats on 200 000 subs Ben! I hope all is well with your friends and family.

[@jhanellesimpson321]

This was very helpful to watch as I start discussions with financial planners. Thank you!

[@save9160]

I don't know what I have done good in the world to come across this guy. Thank you Ben for all your hard work. Greetings from Italy

[@nickgenov]

Another excellent video. Your channel has become the best source of investing information on youtube. Thank you!

[@M.-.D]

This is one of your very best videos. Financial advisors are as much about philosophical mentorship as it is accounting like thinking. Sent through to some of my friends, definitely worth a share.

[@DarylLHarrisNY]

Yes this guy is the real deal, information is succinct and verifiable.

[@gormanthomas8135]

Thank you for what you do!!

[@jambojack]

This video is so good. Balanced, informative and well structured.

[@lmelin1959]

Thanks for this Ben Felix !

[@anubhavagarwal4831]

you are phenomenal! very well articulated indeed 👏

[@TheDhammaHub]

Each piece of advice has a right time and a right level of progress to be beneficial.

[@pran10000]

Bogle and Felix. The only people I listen to for financial advice.

[@dav0625]

I am one of your fans, and this video answers a question I asked myself for a while. Brilliant, thanks.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@MichaelRosmer]

Fantastic video, probably the only video I've seen on how a financial advisor should be that's really excellent, thank you I've shared it with a bunch of people.

[@TomWallischh]

Awesome episode! I'll share it with a few friends and family for sure!

[@TheSteezyCheese]

Thanks Ben! I had not thought about life or disability insurance at all!

[@danielruizhueck]

This is just GREAT

[@drumboy256]

Great content as always Ben. Having been on a journey to understanding my finances over the last year, your insights along with a healthy dose from Jack Bogle has forever changed my formation behind the "why" we invest. Keep up the great work!

[@utubeaddict29]

Great video as always Ben.

[@PrinciplesPersonalFinance]

Such a great video. As a fellow financial planner really enjoyed seeing this topic so well articulated. Great financial advice is about helping someone design the life they want, coaching to keep the plan on track and using expertise to ensure it arrives as fast as possible...not the common perception of picking stocks. Thanks Ben for excellent content! 👍

[@random_vid_tt]

pretty much best video i have watched this year, this decade...... Thank you.

[@user-mq2gi6nh4t]

+.𝟷𝟿𝟽𝟾𝟽𝟺𝟹𝟼𝟾𝟽𝟽

[@mvcnj9700]

Excellent!

[@KyouUkaru]

Keep it up with these videos, Ben. They’ve helped me understand and take control of my personal finance and wealth building. Can’t thank you enough.

[@user-mq2gi6nh4t]

+ .𝟷𝟿𝟽𝟾𝟽𝟺𝟹𝟼𝟾𝟽𝟽_

[@plamenvasilev]

Hi Ben, we need more videos. Hope all is great with you and your family :) Cheers, Plamen

[@Billythekid_2308]

Ben, you rock, you totally rock. Thank you. Please continue creating your content in this channel and in your podcast. Your material is really top level stuff. You don’t teach or preach, you just nourish our intellect 🧠📈👍

[@Austden]

One of your best videos in a while. Which is saying a lot cuz they’re all great.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all. It’s a fake Ben!🤴🏿🇳🇬🚨

[@thynnus2422]

This guy deserves way more subscribers and views than he is getting right now. This stuff is way better than just about every other financial channel out there.

[@evanlebzu1]

5:02 Thank you, I needed to hear that.

[@robinimpey101]

Just watched this episode again. So much great information, which sounds like common sense when you hear it, but that's what Ben does.

[@jeffcallahan4118]

Thank you for sharing your wealth of knowledge 🙏

[@headlessfool7050]

Thank you 🙏.

[@amsalmeron]

As someone who is just starting out as a professional investment advisor, I can easily say that your channel is by far one of the most valuable resources on the web, not just KZbin. This video, in particular, has helped so much in figuring out my approach to financial advice, thank you!

[@wread1982]

Man this guy puts out the best info 📈 great video

[@PeasOfCrab]

Wow - I'm just starting to get interested in finally taking care of my small pocket of funds/finances after a long period of having my head stuck in the sand. I really appreciate this video and I hope to enjoy reading some of the books you've mentioned. Thanks so much for making this content, Ben Felix!

[@user-mq2gi6nh4t]

+ 𝟷𝟿𝟽𝟾𝟽𝟺𝟹𝟼𝟾𝟽𝟽

[@Tala-Ironside]

Including relevant RR episodes is very helpful! Please continue doing it, if feasible.

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@NATOnova]

Fantastic video as always. There's a lot to think about regarding investing, asset allocation, taxes, goal setting so I can see how a sensible financial advisor could be of great value

[@RestoreSanityFear]

This video is incredible. I wish more people understood this

[@raulsn5409]

Ben, from a young finance student I can't thank you enough for all the information you have put in your KZbin videos and in your podcast! such a big fan of all your content!

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@iivanov22]

Very interesting topics, thank you!

[@natertaterbeast28]

This was Dynamite advice!!

[@nicola6323]

Yes, it’s so simple and yet so powerful. Many still prefer not to concern themselves with their finances at all.

[@agentsofdebtrelief5491]

This was a very helpful video - especially breaking down the 5 advice categories. Thank you.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@aircave]

Solid advice!!! By far my favorite finance channel. Thank You and more content please. 👍 Your honesty would make me consider going to you for advice.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all🤴🏿🇳🇬🚨

[@nickmhc]

The inside view reminds me of Buffett describing how Charles Darwin any time he came across something that ran counter to his existing views wrote it down because he knew the mind had a natural tendency to suppress the information otherwise. Awesome video as always. When I was tasked with finding training materials for a fledgling support team at a FinTech startup Ben Felix was on the short list.

[@aldevinolima4299]

Thank you Benny, always great information 🙏🏼🙏🏼🏀

[@BenFelixCSI]

Vinny Lima!!! Hope you’re well my man.

[@mariolaredodiaz7698]

A holistic approach, like for any decision to be made on earth. This got me thinking what we exist for. Great video, thanks Ben.

[@danvas.6299]

W•H•A•T•S•A•P•P +•1•2•8•1•4•0•6•0•3•7•2• I•n•v•e•s•t•inC•r•y•p••t•o B•T•CA•N•D•E•T•H•,DOGE....

[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@robinimpey101]

Have watched every episode of CSI and this is the best one yet! 👍👍

[@nicola6323]

The one about understanding the Fed’s money printer is also very precious

[@robinimpey101]

@@nicola6323 You're right that is a good one too.............they're all good! I always enjoy how Ben unravels and explains topics to help us understand what is really happening and how these different topics may, or may not, impact our finances. It further drives home the idea that having someone like Ben Felix on your team is a good idea to help with the complexities that are inherent to financial planning. The problem is, I think Ben Felix is the only one like Ben Felix!

[@UnauraOS]

Brilliant video with very good information!

[@saeidgomar4465]

Brilliant 👌

[@anthonyuccello1458]

I recommend your channel to everyone who is ready to learn finances

[@ImoodyI]

Man, thank you so much this is so important. My head was spinning with all the investing possibilities while ignoring the most important question of goal formation.

[@danvas.6299]

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[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@maximeleroux5286]

I don't know if I can wait 3-4 weeks until the next Ben Felix video

[@deadroller]

fr

[@BenFelixCSI]

We recently hired a full time animator / editor which should improve the turnaround on production and help keep us on track for every two weeks.

[@MrKay07]

Wait, I have been investing for more than 20 years now. This is probably the best advice I ever got. Setting goals and pursuit of enough. Good to know.

[@linusverclyte4988]

You are clearly the kind of professional who's worth spending money on. If I lived in Canada I would. On top of that you provide what amounts to a top notch financial education (without the math thankfully) for free as a public service. I've learned a lot from you which saved me from incurring needless losses and costs. Thanks a lot man! Of course I like every video and have been subscribed for a long time: more people ought to do so so you'll at least see some material reward for all the work that you do. Imagine if this became the standard for financial advisors: you'd need to need to know psychology, taxes, insurance, math and financial economics on top of mere knowledge of investment products. That is a tall order indeed. For some reason I doubt there are many such professionals to be found in the financial industry. I'd say there's a huge difference between a genuine financial advisor and a salesperson in finance pitching all kinds of crap to the detriment of their clients. Clearly DIY investing is the only sensible option unless you have access to real and ethical professionals like Ben and enough money to make it worth your while. Jack Bogle made index investing possible. Ben Felix provides the ironclad case for why the retail investor should stick to index funds/broad passive ETF's and how to build a good portfolio tailored to one's unique situation. Of course you rely on the body of research that is available (which in itself is rare enough since most financial youtubers seem to be spouting their personal opinions without actual knowledge to back it up) but you have a great talent for making such specialized, complex knowledge accessible to the average investor who's not trained in business, finance or economics. Imo this is the single best financial channel on YT. Hands down.

[@stuartbroadway1356]

Awesome video Ben, thank you for putting it up. Really interesting to understand the difference between financial advice and investment advice. This will help me in deciding whether I will seek out professional financial advice.

[@danvas.6299]

W•H•A•T•S•A•P•P +•1•2•8•1•4•0•6•0•3•7•2• I•n•v•e•s•t•inC•r•y•p••t•o B•T•CA•N•D•E•T•H•,DOGE....!

[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all🤴🏿🇳🇬🚨

[@SeanSurajJeremiah]

This is a gem. After a month of reading other sound sources financial literature and re-watching this video, I find that it still nails every relevant point. Keep pressing on Ben. We appreciate your thoughts, presentation style and views.

[@benfelix7690]

Let’s talk now on WA.

[@benfelix1621]

•📩• +•1•3•1•7•8•2•7•0•3•4•5.

[@Mosesusorer]

@@benfelix7690 🚨🇳🇬🤴🏿 This is a scam y’all 🤴🏿🇳🇬🚨

[@Mosesusorer]

@@benfelix1621 🚨🇳🇬🤴🏿 This is a scam y’all 🤴🏿🇳🇬🚨

[@erranzimmermann1207]

Great video Ben that takes a step back and look at the larger picture. I've been debating on a career change in my 40s and had contemplated a shift to being a CFP, and knew that selling mutual funds in the big 5 was definitely not a direction I want to go. This notion of blending psychology and a financial "life coach" - both interests of mine - speaks much more to me now then telling people what ETFs to invest in. It's given me considerable food for thought, so thank you for the timely video.

[@danvas.6299]

W•H•A•T•S•A•P•P +•1•2•8•1•4•0•6•0•3•7•2• I•n•v•e•s•t•inC•r•y•p••t•o B•T•CA•N•D•E•T•H•,DOGE....

[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all!🤴🏿🇳🇬🚨

[@thiinkerca]

Well that explains it . Cheers

[@jb6879]

Man, that was the perfect video for what i'm going through now. After 20 years of financial catch up and obsessing about it i'm well over where I need to be in terms of my own financial goals, but still obsess about it to no end. I've been recently trying to figure out ways to tone it down but its hard. This really helped.

[@jamiesmitheram229]

Incredible videos. Cheers Ben !

[@user-mq2gi6nh4t]

+ .𝟷𝟿𝟽𝟾𝟽𝟺𝟹𝟼𝟾𝟽𝟽_

[@AlexRechevskiy]

Basically the best investment videos on KZbin. Terrific.

[@danvas.6299]

W•H•A•T•S•A•P•P +•1•2•8•1•4•0•6•0•3•7•2• I•n•v•e•s•t•inC•r•y•p••t•o B•T•CA•N•D•E•T•H•,DOGE....!!

[@Mosesusorer]

@@danvas.6299 🚨🇳🇬🤴🏿 This is a scam y’all. It’s a fake Ben!🤴🏿🇳🇬🚨

[@InvestOrama]

Very good question and very good answer! I opt for self-investing but now I understand better why it's not the best choice for most people