What Is Subject To In Real Estate | Explained

Learning exactly what Subject To is a HUGE benefit in running your real estate business. In the 5th video of my 6th video series we break down exactly what Subject To is and the benefits it will bring you to become more successful in your real estate business!
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⚠️ #CreativeFinance #Investing #Wealth #RealEstateInvesting #Wholesaling #SubjectTo #HowToGetStartedInRealEstate ⚠️
🚧🚧🚧 DISCLAIMER 🚧🚧🚧
❎ I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a KZbin video for entertainment purposes ONLY ❎

[@peachypan]

I watched this video with my 9 year old son. After Pace explained subto, my son said, "We need to buy stuff subto!" 😁 He sees the opportunity, too!

[@Kfchicken144]

Watching this video got me thinking "I wonder if I could find a subto for a more modern and bigger house than mine, and then rent my house (MTR or LTR)?" Awesome content, much appreciated!

[@1body1spirit1lord]

I did this on my first property at 24 with my grandfather. Had no idea that this was a thing to acquire other property. Thanks for the video

[@user-rq8iy9iw8y]

Pace, thank you for that. Honest and to the point. Looking forward to learning !

[@myt1soo320]

Love this! every time I re-watch a video, I learn something new...amazing stuff!

[@mariebastian6166]

I love your KZbin playlist because you have more content in this playlist that you breakdown freely than most other training courses I have taken that they say was full training. I love it, thanks.

[@sollyiv]

I am in awe of your teaching methods. I have bought books to try and learn this. I’m still not in real estate. But want to get into it.

[@nolangutierrez7104]

Crazy how much value you give, appreciate everything

[@jcstudnickajr]

Interesting & informative information, thank you for spending the time and effort on sharing .

[@reignlife3629]

Pace You explained subto like a champ!!! Thanks to you creative financing is becoming so much clearer...THANKS!!!

[@youtubewatcherrr]

PACE.... you are so solid. Much appreciated.

[@CloudNetworkArchitectJT]

Wow, I'm blown away with the strategy!! Thank you, Pace, for the excellent content; I'm already hooked!

[@justinbutler4280]

Great stuff Pace! Thanks for dropping the knowledge bombs!

[@maximizedmoney]

Very helpful!! I’m sure you have content on this but I’m interested in how you get the tax benefits/deductions (depreciation, mortgage interest, etc.) with SubTo. I’ll keep jumping through your videos. Thanks for this simple breakdown!

[@jenniferoviawe]

That is so crazy one of your ads popped up before this video and I noticed your logo and just kept thinking about it and how you have branded yourself well and few mins into the video you literally said what I was thinking.

[@benmcgary]

This is excellent. I have literally cleared my schedule to focus all my time watching your channel.

[@user-hz4wr8lc8z]

Pace is amazing. Thank you for all the information!

[@orreric]

Very informative and I like the fact you are just a regular normal guy. Not a stuck up stuffy know it all. Look forward to learning a lot from you.

[@InnocentLasers-kq1hy]

Loved the video. No one has ever explained such a complicated strategy in such an easy way. Loved the car example. I'm trying to join the group. Keep up the good work

[@PaceMorby]

Appreciate it! Squad up in our free Facebook group while you're at it paceapproves.com/freefb-ytc

[@NicholasLal]

Really exciting stuff, especially the way Pace explains it with so much energy and passion.

[@bridgettownsend345]

I am just getting started and your videos will definitely get me to where I want to go! Thank you!!!

[@PaceMorby]

You got this!

[@joelwarren3351]

Thanks Pace, this is probably where I should've started with your videos. Great explanation of the subto. Hopefully, I can transfer this to the Australian marketplace. I'll definitely have questions in another video, but for now, I'm going to watch a handful of your videos and see what I can extract. 👍 found you while watching Grant Cardone videos.

[@BeautyByBrigitte]

Thank You for this very informative video! You explained in a way that I could understand.

[@nelsonbran4628]

Thx for all of your content Pace. Many are under the misconception that you’ve the time to answer their personal, individual questions. Even after you invite everyone on to your FB forum… Again, many thx for all you do 🙏.

[@creative.closer]

Hey, pace! Man, I can't tell you how much you've made an impact on my life. I haven't seen the results yet, but I know it's there! I am trying to get my business going and also I need to get out of the place I'm at now. I really need help now. I've been laid off of work for almost a month now. Bills ARE catching up, and I'm afraid I'm gonna lose the little I have. I've been studying now, and I need to implement it. Thanks buddy

[@noirewenger7761]

Hi Pace, Powerful! Thanks for this. New to this Love this.This is what I need. Working on my 1st deal right now that I don’t want to miss. Seller hasn’t missed any payments but wants to downsize. The mortgage is really sweet. Pays $470 a month. In good shape just a lil outdated. Can fetch over $1500 in rent

[@margaretfreeman1991]

OH MY GOSH - - - Thank you for this lightbulb moment .... So Blessed with this team 😭😭😭🙏🙏🙏💲💲💲

[@justinmarcus1826]

Pace youre a blessing man. I appreciate you. I would love that one on one you mentioned in the video

[@real_estate_general]

Pace really appreciate giving so much value I am part of the community now

[@bmulhall10]

Deep into the rabbit hole of investing into real estate. Dont have much money to put into a down payment but I want to jump into the real estate and renting out properties! This method seems AMAZING for someone like me but also sounds a little too good to be true! I really want to keep learning though! thanks for all the information you are putting out!

[@PaceMorby]

Thank you! Here's a video of how I did a deal with zero money out of pocket: kzbin.info/www/bejne/np2oqK2ed7d3odE

[@kevinperez-gd8jl]

I can honestly say i have become a great saver to save up enough money to get my first rental property but i am not sure how to structure a creative finance deal where i wouldnt get screwed over and exactly how to find them in smaller markets. Thank you!

[@elvisnextlevelinnerchi8700]

This content is blowing my mind rn! No body I've seen on KZbin keeps it 💯 like this.

[@elvisnextlevelinnerchi8700]

That #PaceJam mural is definitively amazing. Pace u r a true player in the game. The GOAT in this case might not need a fist full of rings to confirm. This is #TheeBest REI info I've found in all my years of interest in the subject. Eat sleep and breathe #sub2 from now on that's my bread and butter.

[@user-qp4go7di2c]

I.M. Hooked!!! I cant believe the simplicity of your method and also enjoying the video as such. Thanks soo much for all juicy info again! I wish this works in Europe also…

[@melanietinley6974]

This is amazing stuff. I am just starting and I have not been able to get a deal due the no cash . This gives me hope! Thank you Pace!❤

[@Ms.TabTheMultipreneur]

I'm in Paces community, There are definitely ways to get into real estate with little to no cash, and very creative strategies I'm so glad he explains this on his channel.

[@bryanadams743]

Very interesting. Plan to start digging in to the channel and other links and info.

[@gerardoduran9066]

Just amazing. When doing Subto, there are many ways to acquire assets as it depends on the scenario and story of your seller. Love it, Thank you Pace, virtual hugs brother. Sub✌

[@rizkisetia6538]

Wow, this is amazing creative financing way. As an immigrant came to this country with $200 23 years ago without proper education and now owning vacation rental and multi family rental. I always try to think outside the box and this one is one of the BEST way to get in and to grow in real estate games! Thank you!

[@user-ns5mu9xb1z]

Pace thanks for steering this newbie in the right direction. I am amped to find my first deal! I am looking to find a multi-family investment where I can also live while I make some cash flow and definitely will be looking at creative financing to see if I can set something up with $0 out of pocket.

[@mandeepsahota6550]

Hi Pace, I was driving from LA to NM and I stumbled on your videos, they are fantastic. Thank you

[@PaceMorby]

Glad you like them!

[@mikecraig5684]

Wow how wonderful all this information is I’m just learning and I hope you see this Pace and help me in my journey thank you so much

[@PaceMorby]

You are so welcome!

[@DailyRamble]

Thank you for your easy to understand explanation of sub2. Had no idea what it was and had to KZbin it. Now I can't wait to learn about other creative financing methods.

[@LionelHenderson]

Hey Pace Love your stuff! I've got to link with you! I've burned the boats to start my Real Estate Company this year and have been led to your content. I've done a few deals which include flipping, rental and Airbnb in LA and Indy but my wife and I want to go all in and I believe Subto might be the way to go for us. We have 3 kids and so there is no option of failure just forward motion. So I'm hoping you will read this and we can connect. Thanks for the content and recourses talk to you soon!

[@gagegarber]

this is awesome. saw you at limitless and have been following you ever since. my big regret was not being able to find you afterwords to meet you!

[@vwoolford1]

Love it! Thank you, Pace!

[@elizabethgarcia1378]

I’m new to your channel.. just ready to learn something new with all the different creative financing. 👍🏼

[@mnrois]

Appreciate your wealth of knowledge Pace!

[@PaceMorby]

I appreciate that!

[@user-zd5go7kg8e]

Thank you I been trying to explain this the someway ! ❤😊

[@PaceMorby]

Glad you got some value from it

[@jay-emmarcos3312]

hi Pace, thank you so much for creating these videos. They are super informative, helpful, and motivating. Just want to ask, in Subto, what's in it for the owner aside from having their mortgage/loan paid? just starting in RE venture. Thank you

[@user-rd8ck9fy6f]

I truly appreciated this video. it just broke down my approach in another way. i just got to Dallas and I'm in motion. THANKS.

[@PaceMorby]

Thank you! You got this bro

[@danielperez-claritycoach7251]

Marking the Pace with what you shared! What a Morby video! I've got 2 questions for you: Is this only for U.S. citizens? Have you replicated it outside of the U.S.? Looking forward to learn your answers.

[@mackenziberrios8693]

Pace thank you so much for posting this amazing content. I am so looking forward to being a person with wealth so I can be a blessing to others. My financial situation is sticky and I have not one dollar to put into this passion, but watching your videos makes me think I can still move forward if I'm just creative and well versed. As soon as I can afford it, I look forward to becoming a SubTo student! What you are doing is so genuinely kind, my family's future is forever better thanks to all I'm learning.

[@nataliegilbert7412]

I’m with you on every point.

[@Ro-gelio]

How's this been working for you?

[@antonedwards5211]

Hey Pace! Thank you for pulling back the curtain and giving us newbies real insight into what goes into succesfully leveraging creative finance to create wins for buyers and sellers simultaneously! I may have missed that part of yhis video, but the comparisson of Sub-to vs Sellers finance wasn't as clearly received. Could you point me to resource that helps to highlight sakuent differences? Thank you

[@kimialex08]

L🤍VED this breakdown of Subto!! I'm working on getting a vehicle or two via Subto for my Turo business. Would love to know and understand what contract to structure and how to go about it (i.e., Bill of Sale that simply states I'm taking over payments to the lender?!) I've put an ad on Craigslist to a target audience of people who can't afford their payments. I've replied to 9 Craigslist ads this week and got 2 responses. Just a matter of time!!

[@retronymgaming300]

Hey Kimi. I've had the same thought about creating a Turo business. Can you tell me what contracts you use to structure these deals with potential sellers?

[@toddmiller7653]

I have to ask what are you going to do with the cars? I know someone in Phoenix to starting a car rental business

[@joelvigil6012]

That sounds great .I'm bout on the same lane on that I wanna start at Turo myself

[@abelmora7710]

Hi Pace, I'm a Gator, I have not done a deal yet. I love the education you provide. Looking forward to learning and making deals. thanks

[@daniagutierrez78]

Amazing information. Thank you very much for doing this. I have always wondered how I could jump into real estate investment and I just found my answer. I discovered you in Brad Lea’s show and you are God sent to me. I will follow your advice to the T. I would love to have a 1 on 1 with you, even if it is for 5 minutes.

[@PaceMorby]

Hey Dani! Thanks to Brad Lea for bringing you here to my KZbin channel. Appreciate you.

[@caymenbrown2465]

Hi Pace! I’m a newbie to the wholesaling world and interested in learning how to lock down deals in 5 days or less. I’m super assertive in my approach and have free time to dive right in. I’m glad to have gotten directed to you channel and look forward to hearing from you soon

[@PaceMorby]

Caymen. I have just the challenge for you! I'll be teaching how to comp, analyze deals, make offers and much more in the Elephant Challenge. It's for free! Sign up now and save yourself a seat! bit.ly/3RHjvvr

[@ashleyhilton-ol4np]

Loved the info, thank you for the breakdown!

[@PaceMorby]

Glad it was helpful!

[@robjohnson3045]

Great stuff....loved the video!

[@samueelb1]

This's great information, thank you.

[@alfonsobarajas5078]

Hey Pace, that comparation on subto with a car it is just an aha! moment for me. It make me feel more confident and secure and anxious to make my first deal. Thank you so much for sharing your sabi expertise with us. Blessings!

[@rejwanurrahman4132]

How are you gonna transfer the car title to your name with lien on it from the seller?

[@kalatamang1675]

What does the seller get in this besides getting rid of the car and future car payments! Seller could easily sell it to someone willing to take over the lein and pay extra bit for him. Educate me please

[@kirstendieter3482]

Great information broken down really well. Thanks!

[@PaceMorby]

Glad you enjoyed it!

[@realestatecashbuyerusa3279]

Hello you put it so simply and so straightforward it's great. Can you tell me which contract do you use for subject to please thank you

[@yourlocalrealestatenv777ho3]

Brand new! Great content thank you!

[@robertsargent1822]

Love the info. Definitely wanting to get into the Airbnb space.

[@PaceMorby]

Hey Robert! Airbnb is my top exit strategy. I just did an Airbnb case study video. Check it out! kzbin.info/www/bejne/nIiyfmp7iKagZqs

[@jesseulacia5776]

Eye Opening info, thank you!

[@kentfelice]

Pace, thanks for this. My first time subscribing to your channel....I was over on Jerry Norton's channel for quite a while, watching about 100 videos or so. Even a few y'all did jointly. I thinks it's so crazy dope that YOU bought his house in AZ! I am still very new at this and I'm really trying to find my first deal...not sure how to go about it, with these creative finance options. Need things to accelerate in 2023. I am 58 years old, my wife is 48 - and we need to build our empire quickly so we can build legacy. For our family and others.

[@michellejohnson1766]

This was a great intro to the concept! I am looking forward to seeing how you structure this deal so that the seller feels safe in knowing the mortgage will be paid and how you handle the situation if the former owner wants to purchase another home down the line.

[@VeronicaGrimes_tc]

Hello@michellejohnson1766. How have things been since your last post? Let me know if you need any guidance through the paperwork. I'm a Top Tier TC and also a Subto student. Would love to help you if you need it.

[@mike_lives]

Great question!

[@jackedupknee]

Hey Pace just joined your Facebook. I love the way you explain things and give great examples. I am looking to getting into subto loans so that someday I can do a few deals and see if this is something I want to do. I really appreciate all the information you give!!! Thanks brotha

[@brandygoritschnig5221]

Hi Mathew, Sub-to student here! If you need any help getting started you're more than welcome to contact me. Joining Sub-to was the best decision I've made to jump start my Real Estate career! ✌🏼😉

[@jackedupknee]

@@brandygoritschnig5221 Hey Brandy I would love to connect and ask you some questions. Is there a way I could contact you directly?

[@nmaster900]

I need help finding deals, getting contracts and making money to buy and own real estate. Thanks for all the helpful videos!

[@alfredooriza910]

This is awesome information { Newbie sir watching and learning your tehniques

[@nachero22]

Hello Pace, this is absolutely phenomenal information. I am a Husband, Father, Pastor and looking to put all three in a better financial position. Thank you for such healthy information. Blessings 🙏🏿

[@yoelfriedman4157]

Love your videos! Do you have video of explaining the excat details on how the subto gets done?

[@VeronicaGrimes_tc]

@yoelfriedman4157 Hello! He has discussion this in different videos. You can always JV with a subto student who will have the correct documents. I'm a transaction coordinator . Let me know how can I help you in the future.

[@keatonepps5532]

A couple of years ago I started a business with a friend. We recently BRRR method’d our first air bnb purchase. We are trying to purchase our second and realize that is not the way to go. We are craving mentorship and knowledge and want to figure out how to get our first subto/creative finance deal done. We will be following and studying

[@carlaburgos1582]

Still learning! Can't wait to find my first deal!

[@courtneynkere8392]

Hey Pace, you're awesome I like the way you explain Subject2 in nutshell, I have been real estate wholesaler, for 7yrs now i flip multiple properties but, i never did Subject to you added something new to the game, the way you break it down brings more clarity i found you on KZbin, the problem I'm having deals not coming in consistently I;m having problem get in my Facebook, so i can go inside the community ask questions

[@kstar6661]

I understand the Sub to process but where can I find the details - do I write a contract for the take over? Super excited I found this channel.

[@NickCasteel]

Sounds like good info looking forward to learning

[@adrianhein5399]

Amazing! Thank you Pace!

[@andychen1947]

This is awesome and so powerful. One thing I don’t understand is what do we do with the principle the seller has already down in the past before subto? Thanks

[@jamiesand1430]

You the Man Pace....I will be joining Subject real soon Man. Where's the links to the Zero to hero? You were talking abt

[@Surplus_King]

Pace, great video!! Couple questions. Do you still hold equitable interest in the property under Subto contracts? What happens if you default on the payments under Subto agreements? How does that effect all parties involved? And If the person on the loan bears the most risk, how do you convince them to handover assets under Subto contracts? Thanks for your time and consideration. Al

[@JordanTackman]

If you default, a Performance Deed, allows the original owner take it back without forclosing on you (the subto-er)

[@calisterestates1038]

Best Intro I have Seen In A While!

[@melissajmcmichael1371]

ThanQ Pace! Cant wait for my 1st Buy and Hold through Creative Financing!!!

[@PaceMorby]

Boom!

[@orlandofoodvinoart]

Hi Pace... I've been following you on IG for a while now... Your content, energy and drive are awesome.. Looking forward to connecting with and your team in the very near future..... Peace !!

[@kevinperez-gd8jl]

Hey Pace! i would love a one on one! i have been learning alot of real estate and would love to pick your mind!

[@diehlhometheater]

thank you for this vid and the breakdown

[@WilliamXavierBaker]

Love Them Sub 2 Deals! Just sold one for 20k :) Love your show!

[@richkaiser9453]

i am trying to understand the process a little more, I am getting a lot out of your videos so far, i really want to get started, I am really ready to learn more.

[@RightatHomeNC]

Really looking to this idea. I will do more research. On Subject 2

[@BrinAmberlee]

I currently own two homes, one is my personal residence and the other is my airbnb I just took live two months ago. I feel stuck because I want to do my cash out refi on my airbnb (I used the BRRRR method) but I know interest rates are high and I'm barely breaking even since it's slow season. I also want to move into a new personal residence and rent my current home to make profit. I just don't know what to do next but I'm excited to learn more about creative financing so I can stop taking out loans and using my own cash! You and Laura are the best you guys give out so much free knowledge I'm so grateful!!!

[@PoorManTX]

Im interested in how you or others work around the "Due-on-sale clause" on most mortgage contracts when using "subject to"?

[@ChicLaveAuto]

Great information thank you ☺️

[@UnlockHerPodcast]

Hi, Pace. I subscribed 👇Amazing video!!

[@PaceMorby]

Thanks glad you got some value from this!

[@thejohnnylaw]

Hey Pace. Brand new to this industry. Excited to learn from you so I can go take action.

[@mikeg3810]

Pace and Ron are the 2 Subject to Kings!

[@tracylyncrawford5108]

Absolutely amazing!!!

[@PaceMorby]

Thank you Tracy!!

[@user-jd5et1xk1c]

Thank you very informative

[@MicahWotring]

Wow, this is ridiculously easy, I never could wrap my head around real estate until listening to your videos! Thanks so much!! Do you have any recommendations on where to find these deals? I'm in a few FB groups and every deal that looks good is super far from me.

[@PaceMorby]

Join us paceapproves.com/communityfbc

[@kimkeller1534]

Just starting in RE and need my first deal! This makes so much more sense for someone who is self employed. How do I feline Subto opportunities?

[@BriannaHightower]

I'm a realtor that is determined to become a unicorn agent, and learn how to start to building wealth for myself! Great information! Thank you!!

[@VeronicaGrimes_tc]

Hello @BriannaHightower How have things been since your last post? Let me know if you need any guidance through the paperwork. I'm a Top Tier TC and also a Subto student. Would love to help you if you need it.