What The Heck Is An Index Fund?

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Two Cents

Two Cents

Күн бұрын

Пікірлер: 506
@RangerRuby
@RangerRuby 5 жыл бұрын
How on earth is all this information free? Am I a nerd for saying I genuinely found this video interesting? It made total sense and I had fun watching it.
@DarioKham
@DarioKham 5 жыл бұрын
They have a patreon account if you feel that guilty for consuming it "free." 😄
@TJ-oo5mx
@TJ-oo5mx 5 жыл бұрын
If you're American your tax dollars pay for them. They work for PBS
@josieschmo4172
@josieschmo4172 5 жыл бұрын
@@TJ-oo5mx The Corporation for Public Broadcasting is taxpayer funded but reportedly only accounts for less than 15% of the revenue stream of PBS. That's why they hold telethons and kindly request donations.
@rawlr9066
@rawlr9066 5 жыл бұрын
It's not free, youtube pays them based on daily/monthly views.
@lucky-mud
@lucky-mud 4 жыл бұрын
He means free in the sense that HE isn't paying anything directly, not that they work for free.
@ChrisInvests
@ChrisInvests 5 жыл бұрын
I always recommend index funds and ETFs! They are probably the easiest way anyone can build wealth 😀👍
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
They can really be an effective and easy way to invest for the long term -- so glad you chose to join us Chris! -- P
@MoneyMan28
@MoneyMan28 5 жыл бұрын
No real estate or your house is better because you own, control and can manage it anyway you want
@jasonsanders8623
@jasonsanders8623 5 жыл бұрын
Money guy nope, no compound interest with a house "money guy"
@MoneyMan28
@MoneyMan28 5 жыл бұрын
@@jasonsanders8623 Are you insane? Have you lost your mind? Google what is Rent and what is Appreciation and what is Inflation. Real Estate will always be better than the stock market. With stocks, you don't have a fucking clue on what the fuck is going on in the company. Only the ceo and managers do. They can post a $22 Billion dollar loss like GE past quarter and you can't do shit about it. Do you wanna pay rent for 70 years or for life or pay the mortgage for 10 years on a cheap $100k house? Which is more 70 or 10? Are you smarter than a fifth-grader? kzbin.info/www/bejne/fIuvZH1vg61nsK8
@BernardoLeon
@BernardoLeon 5 жыл бұрын
Money guy I’m not sure and wanted to ask: Don’t you pay more taxes with real state assets?
@nickolas6614
@nickolas6614 5 жыл бұрын
This channel is perfect for lowering the barrier to entry on financial literacy. You should try to advertise it to schools nationwide!
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
All thanks to funds_hack on instagram that dudes got me $5000 on my cashapp account you can also message him via whatsapp +1 442 900 1012. He has been a great helper to me and my family.
@Yungwrld999
@Yungwrld999 2 жыл бұрын
Seriously!
@Yungwrld999
@Yungwrld999 2 жыл бұрын
I’m in class right now watching this for an assignment.
@sloketamang1623
@sloketamang1623 5 жыл бұрын
Before this channel i always used to zone out when people talked about finance, now i can actually give MY two cents. xD
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
Wow, that's such an amazing change. The more you chime in, the more you're learn, and so and and so on!
@ajnasu5099
@ajnasu5099 4 жыл бұрын
Excellent video content! Sorry for the intrusion, I would appreciate your initial thoughts. Have you tried - Rozardner Mind Tricks Reality (just google it)? It is a good one off guide for revealing the trick to get the mind of a millionaire minus the headache. Ive heard some pretty good things about it and my cousin after many years got astronomical success with it.
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
All thanks to funds_hack on instagram that dudes got me $5000 on my cashapp account you can also message him via whatsapp +1 442 900 1012. He has been a great helper to me and my family.
@maukschilol
@maukschilol 3 жыл бұрын
Well. Interesting graphics, simple explanations and some humor sprinkled here and there. THAT'S how education should work to keep people engaged.
@PremSteve-yg4de
@PremSteve-yg4de 6 ай бұрын
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or whenever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
@edelineguillet2121
@edelineguillet2121 6 ай бұрын
The availability of opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional
@belobelonce35
@belobelonce35 6 ай бұрын
I agree; I have about $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
@fresnaygermain8180
@fresnaygermain8180 6 ай бұрын
This is definitely something I will consider! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
@belobelonce35
@belobelonce35 6 ай бұрын
Her name is “Sharon Marissa Wolfe’” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
@BateserJoanne
@BateserJoanne 6 ай бұрын
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
@lu881
@lu881 5 жыл бұрын
"Aiming for average might be the best strategy of all" That's what I wish she said :'(
@hagenherrmann8204
@hagenherrmann8204 5 жыл бұрын
correction: the fund has to make 1.4% plus the rate of inflation, just for the investor to not lose money! that would be ~3.5%!!!!!
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
You're right, if you're talking about the "real return" (aka, return after inflation). But we were talking about making more money, not *necessarily* higher purchasing power. Thanks for the clarification!
@hagenherrmann8204
@hagenherrmann8204 5 жыл бұрын
@@TwoCentsPBS That's fair. As an investor, the real return is the one that I look at when all is said and done. Thanks for your response to my $0.02!
@beddythecorgi4269
@beddythecorgi4269 4 жыл бұрын
The rate of inflation is a huge wild card. The inflation and market crash hit people at same time.
@Le_monsieur
@Le_monsieur 3 жыл бұрын
How are y’all making 4%????? I am only averaging 1.22% at the moment……..
@brentsievers3293
@brentsievers3293 5 жыл бұрын
I've said it before and I'll say it again: Best channel on the Tube
@sal_strazzullo
@sal_strazzullo 5 жыл бұрын
@North American KZbinr _"Wassup everybody, I am Jaspreet Singh, and welcome to the Minority Mindset"_
@MsPants1632
@MsPants1632 5 жыл бұрын
Yes. Great info and given in such basic terms even I understand it 🤣
@joelman1989
@joelman1989 5 жыл бұрын
100% agree
@ChristopherAbelman
@ChristopherAbelman 8 ай бұрын
I feel investors need to be focus on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
@PennyBergeron-os4ch
@PennyBergeron-os4ch 8 ай бұрын
I agree that there are strategies that can be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
@FinnBraylon
@FinnBraylon 8 ай бұрын
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember years ago when I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k
@HildaBennet
@HildaBennet 8 ай бұрын
This is definitely something I will consider! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation
@FinnBraylon
@FinnBraylon 8 ай бұрын
Sonya Lee Mitchell is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets
@FinnBraylon
@FinnBraylon 8 ай бұрын
Her name is “Sonya lee Mitchell” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
@syedsufiyan4330
@syedsufiyan4330 5 жыл бұрын
I want Orlando to be my fund manager!!make it happen!!
@Gojo-jg2zs
@Gojo-jg2zs 5 жыл бұрын
I swear, Phillips mustache grows more and more by the week.
@ichangemynameregularly
@ichangemynameregularly 5 жыл бұрын
that's how mustaches grow to be honest XD
@vandorb12
@vandorb12 5 жыл бұрын
Wait until Movember!
@theulmitter5725
@theulmitter5725 5 жыл бұрын
That's biology for ya!
@eileenlester3313
@eileenlester3313 4 жыл бұрын
Frightening.
@Jeff-qx8fr
@Jeff-qx8fr 5 жыл бұрын
Love your videos!! Can you do a video explaining employee stock purchase plans? I get it as a benefit for working for my employer and I just don’t know how it exactly works! Thank you!
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
They're confusing to be sure. I can see us making an episode about employer stock plans in the near future. Make sure you subscribe!
@absarahmed9905
@absarahmed9905 4 жыл бұрын
True that... I can testify to it. I was given plenty of stocks, but then covid came and ate it all away... Including my job 😔
@Bubbasizer
@Bubbasizer 5 жыл бұрын
I love the simplicity of index investing. From buying to selling all from your own home within minutes.
@303sky
@303sky 5 жыл бұрын
Prenuptial/Postnuptial agreements would be a great topic to touch on!
@MrWackozacko
@MrWackozacko 4 жыл бұрын
Big time. Ever since i bought a house by myself i have been paranoid about the government giving it to my future ex wife
@ikb8373
@ikb8373 4 жыл бұрын
@@MrWackozacko 😂😂😂😂😂😭😭😭😭
@ballzock1039
@ballzock1039 3 жыл бұрын
I learn more from you guys than I do in school. I love how you simplify the lesson instead of using so many complicated terms. The presentation is very basic appealing. That helps me focus.
@UnboxMaster
@UnboxMaster 5 жыл бұрын
Thank you so much for posting this I was quite curious about it for a while...
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
You're welcome, thanks for watching!
@michelarosier1918
@michelarosier1918 5 жыл бұрын
Me two.
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
All thanks to funds_hack on instagram that dudes got me $5000 on my cashapp account you can also message him via whatsapp +1 442 900 1012. He has been a great helper to me and my family.
@UnboxMaster
@UnboxMaster 4 жыл бұрын
@@davidhutchen6023 do we really seem that stupid to you???
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
@@UnboxMaster This is very real and legit. Message him and thank me later, I was also shocked I taught it was a scam but real. There are still real hackers dude
@junatanne
@junatanne 5 жыл бұрын
Just want to inform you, the link for Serving Up Science brought me to an old channel of theirs, I think. Cause I tried to doddle around and found PBS Food channel. Have the same host and theme. I think that's their channel now. Just fyi. Love this vid btw. Julia is more blooming than usual. Thank you guys for all the finance info help.
@theodoreleste
@theodoreleste 3 ай бұрын
I've been an investor in Apple, gold, housing market as well because I strongly believe in them, I've always believed in the stock, but now I don't know if to re-distribute my portfolio and put some money in Nvidia or Tesla especially now that we are experiencing a market correction.
@mattiewallis21
@mattiewallis21 3 ай бұрын
Both stocks have a long term potential, The most important thing is the ratio of the distribution based on the financials of each company. There are many other companies that are also doing well. You could just hire a financial advisor to guide you. A financial advisor really does help me do the distribution even between different asset classes. I don't even understand technical financial terms much. I just know I make really good profit, and I don't have to stress myself a lot
@theodoreleste
@theodoreleste 3 ай бұрын
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
@mattiewallis21
@mattiewallis21 3 ай бұрын
Gabriel alberto william is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment
@theodoreleste
@theodoreleste 3 ай бұрын
Thank you for the recommendation. I'll send him an email, and I hope I'm able to reach him and connect.
@AlfredEiji
@AlfredEiji 5 жыл бұрын
3:43 So, you’re telling me that getting a cat would give me the best return on investment? Great! I wanted to get a cat anyways.
@red_dll
@red_dll 4 жыл бұрын
Only if you call your cat Orlando.
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
All thanks to funds_hack on instagram that dudes got me $5000 on my cashapp account you can also message him via whatsapp +1 442 900 1012. He has been a great helper to me and my family.
@vicgamesvt9682
@vicgamesvt9682 4 жыл бұрын
@@davidhutchen6023 I think if there was a guy giving people free money he would be more popular
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
@@vicgamesvt9682 He is a hacker he helped me too, you can message him on Instagram and give him a trial
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
@@vicgamesvt9682 message via whatsapp +1 442 900 1012
@AlexS-oj8qf
@AlexS-oj8qf 5 жыл бұрын
I asked PBS for more funding for this channel on the quiz you give us a few months ago lmao
@charleskuhn382
@charleskuhn382 5 жыл бұрын
I was gonna explain this to my wife today, this is much better! Thanks
@RobertHildebrandt
@RobertHildebrandt 5 жыл бұрын
Two questions: - When I invest in multiple index funds ti increase diversification, how can I minimize overlap? - Tips for ethical investment with index funds (beside ESG variants) would be fantastic
@AaronLebahn
@AaronLebahn 5 жыл бұрын
For your first question: It's easiest to use index funds that don't have any overlap to start with, such as US stocks, bonds, and international stocks. I don't know about your second question.
@MichaelKohout1978
@MichaelKohout1978 5 жыл бұрын
'Beta' is a measurement on how a fund responds to market movement.
@NH-ou4ks
@NH-ou4ks 4 жыл бұрын
Blackrock has a sustainable ETF stock I invest in for ethical reasons^^
@anthonymeleco2280
@anthonymeleco2280 5 жыл бұрын
Love these videos! Also the intro with the piggy bank is amazing 😂 Also, Serving up Science is an older channel? The latest video is a year ago :'(
@TwoCentsPBS
@TwoCentsPBS 5 жыл бұрын
They're doing a re-vamp with new episodes and a partnership with PBSDS! Check 'em out!
@cortez9978
@cortez9978 2 ай бұрын
I’m 55 and earn around $450k annually, only save about 2% in HSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current economy, thus my question. Real estate, stocks or gold, which will be a better investment as of now?
@Marquis-9
@Marquis-9 2 ай бұрын
as most investing-related questions, the answer is relative. I'd suggest you consider financial advisory to be on a safer side
@M.Herlihy
@M.Herlihy 2 ай бұрын
Agreed, opting for financial advise is the best way to go about the market right now. I got 120k in my HSA invested in total stock market and average 4 figures/month in dividends, my overall ROI just hit $550k and still counting up. I only have 30 or so stocks (20%) of my portfolio with more of my investments in digital assets.
@Curran-m-i
@Curran-m-i 2 ай бұрын
@@M.Herlihy I've worked in real estate for over 25 years and have neglected a major stock portfolio, however I need a different plan now.. mind if I look up the professional guiding you please?
@M.Herlihy
@M.Herlihy 2 ай бұрын
I take guidance from ''Sophia Verdekal O'neal'' she's quite known in her field of work with over two decades of experience, and well spoken.
@SandraJ.Aleman
@SandraJ.Aleman 2 ай бұрын
excellent share, curiously copied and pasted Sophia Verdekal O'neal on the web, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal
@mwam1985
@mwam1985 5 жыл бұрын
Step 1- Get out of debt as fast as possible Step 2- Invest 15% household income
@brennancarr2611
@brennancarr2611 5 жыл бұрын
Depends on your interest rates. Dont waste money paying down low interest debt
@zucchinigreen
@zucchinigreen 5 жыл бұрын
You don't have to get out of debt to start investing. Check out one big happy life's channel and they're thoughts on why you should invest no matter what your financial state.
@MsPants1632
@MsPants1632 5 жыл бұрын
Step 3- stay the course and don’t get distracted by shiny things!!
@joelman1989
@joelman1989 5 жыл бұрын
Step 0: live below your means Step 1.5: build an emergency fund
@TruthlessHero86
@TruthlessHero86 4 жыл бұрын
15% of household income before or after taxes?
@jamesjamias6796
@jamesjamias6796 5 жыл бұрын
Very Informative! Thank You.
@NickPeitsch
@NickPeitsch 5 жыл бұрын
Index funds and ETFs are an excellent way to match market returns at a VERY low cost! Great vid 👍
@vitodai8999
@vitodai8999 5 жыл бұрын
Could you do an episode on how the index fund value is computed? Is it just one share from each company in the index? What happens when one company's share price goes way up or down? And how does the fund react to changes in the index itself? For example, a company can be removed from the S&P 500 index.
@death363
@death363 5 жыл бұрын
holy shit julia looks so different at the ending segment. I thought she was a different person!
@sagenosnibor9173
@sagenosnibor9173 4 жыл бұрын
So glad I found this channel! I HATE the music 😂, but ❤ the content! THANK YOU for your priceless knowledge 👍
@alenpaul2523
@alenpaul2523 5 жыл бұрын
Love this . I was actually researching what index funds are . A good coincidence.
@Cyklone56
@Cyklone56 5 жыл бұрын
Honestly, you guys' videos should be played and taught in schools (i was never taught any of these things growing up), and maybe even have a focused / more detailed version of them on Udemy or a similar website as actual paid online courses for those willing to really delve deep into finance
@khangle1841
@khangle1841 5 жыл бұрын
Great vid, I learned more things about index funds thank to your vid! Can you guys think about making a video showing example of a portfolio of "3 or 4 index funds" that give AVERAGE annually nice return (7%) =) ? Thanks
@FunnyLifeShorts718
@FunnyLifeShorts718 4 жыл бұрын
2:34 is incorrect the stat was 90% performed worse after including the cost of paying the hedge fund managers so the hedge fund managers actually very very slightly out performed the market but by such a small margin that you should not be paying them to make these investements.
@retchielabol272
@retchielabol272 5 жыл бұрын
I have learned a lot in this channel. As a new college teacher here in the Philippines, this channel helps me understand finances better. Thank you.
@WealthbuilderzTV
@WealthbuilderzTV 5 жыл бұрын
Great video. I’ve invested a few different index funds.
@eddiethompson1326
@eddiethompson1326 5 жыл бұрын
Such a phenomenal show. LOVE IT. Thanks to all who put effort into creating one of these episodes. Question: Just as mutual funds were the large investing vehicle of the past, index funds and FTE's are becoming the new large investing vehicle. What are new and up-coming investment vehicles that are slowly catching on now that 'might' be big in the future? How do they compare to the older types of funds? (mutual and Index / FTE)
@briggsloft9475
@briggsloft9475 4 жыл бұрын
Love this channel!!!
@Vaughnfriday
@Vaughnfriday 5 жыл бұрын
any 2cents for expat finances? like transferring currencies or what investment accounts can be used?
@alexsmith8956
@alexsmith8956 5 жыл бұрын
Just a heads up, but you spelled John's last name wrong around 4:05. Love the video!
@uberhobo2
@uberhobo2 5 жыл бұрын
This is all interesting stuff, and it's teaching me what to do once I have money to lay with. But is there any advice you can give about pulling yourself out of poverty? So many of us tradesmen work 40+ hour jobs, (often more than one job) and still barely survive paycheck to paycheck. I myself am constantly one ER visit away from losing everything I worked so hard to build.
@TheUnicornQueenT
@TheUnicornQueenT 4 жыл бұрын
1. Sell things you don't want or use on online resale shops like Mercari. 2. Discover what you're REALLY GOOD at and turn that into a business. 3. Cut back on unnecessary spending and use what lil you have to start investing TODAY. 4. Research Passive Income here on KZbin. You can start making money in your sleep. All the best
@mobius7927
@mobius7927 3 жыл бұрын
Welcome to america
@TheGetout04
@TheGetout04 5 жыл бұрын
I've grown to love that mustache
@philipolson715
@philipolson715 5 жыл бұрын
Thanks dude!
@davidhutchen6023
@davidhutchen6023 4 жыл бұрын
All thanks to funds_hack on instagram that dudes got me $5000 on my cashapp account you can also message him via whatsapp +1 442 900 1012. He has been a great helper to me and my family.
@alanyoung159
@alanyoung159 3 жыл бұрын
I tell my non financial savy friends to watch your videos al the time. Great job and keep it up!!
@1wasinAlpha
@1wasinAlpha 5 жыл бұрын
Watched around 10 videos of yours, finally subscribed :)
@silverlina
@silverlina 4 жыл бұрын
This is one of my favourite Finance YT Channels! You guys are too adorable and the information on this channel is very valuable and informative. Thank you so much for creating amazing content!
@joecurran2811
@joecurran2811 5 жыл бұрын
Great video, can you talk about REITs?
@GioDagher
@GioDagher 5 жыл бұрын
As far as diversification goes, you specifically recommended subscribing to ~3 index funds, which would already be a wide array of different investments. Do you have any specific rules of thumb as far as what percentage of your investments should go into index funds versus, say, mutual funds and other investments you've covered in past videos?
@Iffy50
@Iffy50 5 жыл бұрын
Thank you for explaining in detail! This is a great video!
@echuynh
@echuynh 5 жыл бұрын
Awesome channel! I hope this channel stays around for a long time! The U.S. population needs it.
@kaelahendricks6039
@kaelahendricks6039 5 жыл бұрын
Could you do an episode that explains compound interest? Or maybe explaining the difference between revolving credit and fixed credit!
@grandspartan1176
@grandspartan1176 5 жыл бұрын
Thanks for the channel recommendation. I am going to check it out.
@fakename7423
@fakename7423 5 жыл бұрын
🤣Cheesecake Factory menu😂😂😂
@dlseller
@dlseller 5 жыл бұрын
Hey guys! I love this channel. I was wondering how one goes diy indexing. If I know what stocks are in the index, why can’t I just buy them all myself?
@Golfina19
@Golfina19 5 жыл бұрын
I was so excited to hear about Serving Up Science... but it looks like they've only posted 2 videos of 2:58 seconds combined time since 2018 (2:39 min for one and 0:19 min for the other). Do you know if they're posting more? or there're some hidden videos that I just could not see? Thanks.
@shaynannigans
@shaynannigans 5 жыл бұрын
Hey it looks like they posted the wrong link as those videos are now on the PBS Food channel here kzbin.info/www/bejne/p5ycpqloiM-eedk
@Michael_NV
@Michael_NV 5 жыл бұрын
Long live Jack Bogle!!! I've learned from him more than from all others together.
@Jayhbentley
@Jayhbentley 5 жыл бұрын
He died earlier this year, so...
@Michael_NV
@Michael_NV 5 жыл бұрын
@@Jayhbentley King is dead. Long live the king!!! Mr. Bogle died, but may his deeds live forever.
@Middlenamejane
@Middlenamejane 4 жыл бұрын
Oh I'm glad I found these videos :) will be bingeing every one this weekend. Is a index fund a retirement package or can you pull out after ten years? Could someone point me in the right direction to a short term investment fund for independent contractors/sales workers? Those jobs are usually not lifelong and an exit nest egg could be a life changer. EDIT: I see I asked this question 3 years ago. I'm returning to these videos in my last year in college for financial advising. I eventually felt capable of going for it when my casual vocabulary grew larger than the average Joe's. Thanks
@marcustraore545
@marcustraore545 5 жыл бұрын
At least I have learnt something I had no clue before. Thanks
@VarunRamanathan28031999
@VarunRamanathan28031999 4 жыл бұрын
I'd like to see a "from scratch" explanation for how "markets" work (how it started, where does the money come from?), how different kinds of "funds" work (again, how it started, where does the money come from), etc I don't want any implicit assumptions in the model ("let's assume that this is how markets work. now, let's see how funds work"). No, I want a complete first-principles explanation to the world's financial systems, not just a black box understanding. Can you suggest some books or resources? I don't need 100% details, but I need enough details to feel that this isn't sorcery. I want to know the history behind how our current financial systems came to be. A good example of such a resource for an unrelated topic, quantum mechanics, is the book "Quantum: Einstein, Bohr, and the Great Debate About the Nature of Reality" by Manjit Kumar. It explains how the need for quantum mechanics arose and what are the problems that it solves in our understanding of the world.
@danielliverman717
@danielliverman717 4 жыл бұрын
My wife and I love your videos! Keep up the good work
@talknight2
@talknight2 3 жыл бұрын
Last week I split my pension funds 3-ways between a general low-risk fund, S&P-500 fund and general stock fund. Now to see which one does better :)
@EvilGenius007
@EvilGenius007 5 жыл бұрын
Any reaction to Michael Burry's recent statements about index funds and their saturation? Or, generally, what should the average investor do when what they're invested in is getting covered in the news but not in a particularly positive or negative light?
@sardan_296
@sardan_296 5 жыл бұрын
Awesome as always, thank you both.
@naderaladawi4326
@naderaladawi4326 4 жыл бұрын
Another great episode in you series that made me so much regret I didn't watch you earlier or tapped into investing earlier. I did that recently 2 weeks driven by stagnant business and dropped cash flow. I also liked the match of colors in your clothing's that is evident in each episode. :)
@Bubbasizer
@Bubbasizer 5 жыл бұрын
VTSAX... over 3000 companies in the fund with an expense ratio of 0.04%... great index fund to just set and forget. I personally use VTSAX as my real estate purchasing fund. I just cashed it out a few months back and bought a property. I plan on rebuilding it in 2020.
@zegy8454
@zegy8454 3 жыл бұрын
I love this channel! Thank you for all these videos :)
@raychristopher7797
@raychristopher7797 11 ай бұрын
We are already in a big crash Inflation is a catastrophe. This CPI report is a colossal failure. To bring the housing market to a halt, the FED will have to pull all the stops. The unfortunate issue is that other markets are being decimated. If you want to stay green, you have to rely on a lot of diversification. Currently up 14% and being careful. Still a better deal than leaving it in a savings or checking account yielding 0-1 percent interest.
@harrisonjamie794
@harrisonjamie794 11 ай бұрын
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as KRISTIN GAIL CUNNINGHAM who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner.
@raychristopher7797
@raychristopher7797 11 ай бұрын
@@harrisonjamie794 I want to build a diversified portfolio based on my personal income. I am easily triggered/highly emotional, which could be detrimental to my portfolio. I hope I am a patient and systematic person. day trading is not for everyone and multiyear holding is not for everyone. I know my strengths that's why I need proper guidance to be able to venture
@harrisonjamie794
@harrisonjamie794 11 ай бұрын
@@raychristopher7797 I have saved myself from all the hassle that chaotic market causes. These days the best way to come into the market space is by reading, studying, being patient, and seeking guidance when necessary, due to my line of work I can’t handle my portfolio so I just copy the trades of my FA. I saw her on Bloomberg business news. It’s been smooth since then.
@raychristopher7797
@raychristopher7797 11 ай бұрын
@@harrisonjamie794 Please, how do I connect with your financial planner?
@harrisonjamie794
@harrisonjamie794 11 ай бұрын
@@raychristopher7797 Surf the web for her info it's easier to get on her webpage.
@lennoxmutterick6434
@lennoxmutterick6434 19 күн бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
@Donnafrank-k6e
@Donnafrank-k6e 19 күн бұрын
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@lennoxmutterick6434
@lennoxmutterick6434 19 күн бұрын
@@Donnafrank-k6e However, if you do not have access to a professional like Suzanne Gladys Xander, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@Donnafrank-k6e
@Donnafrank-k6e 19 күн бұрын
@@lennoxmutterick6434 Oh I would love that. thank you .
@lennoxmutterick6434
@lennoxmutterick6434 19 күн бұрын
@@Donnafrank-k6e Suzanne Gladys Xander is her name .
@lennoxmutterick6434
@lennoxmutterick6434 19 күн бұрын
Lookup with her name on the webpage.
@chameleonhound
@chameleonhound 5 жыл бұрын
Great video! Can you please do a video on Socially Responsible Investments, SRIs? Also, your link to Serving Up Science didn't work! FYI.
@Kaizer177
@Kaizer177 5 жыл бұрын
I am learning something new everyday 😱
@ajesusencounter8261
@ajesusencounter8261 5 жыл бұрын
Kirshenbaum is a great last name (6:29). I believe bit means _cherry tree_ in German
@bobsacamano4
@bobsacamano4 3 жыл бұрын
In Canada, the MERs are some of the highest in the developed world, often bleeding off 2+%. My mutual funds for the better part of a decade didn't even net more than inflation. I have since moved my money to Questrade and invested in Vanguard's asset allocation ETFs. It's only been just over a year (and granted a very good one) but I've already earned about 12%. Anyone not doing this should focus on researching this and getting their money out of any actively managed funds. Thank you for the great info
@alex_squeezebox
@alex_squeezebox 5 жыл бұрын
This is really good stuff, but I wonder if since there's so much invested in index funds following large companies such as the ones in the S&P 500, won't those companies end up being over-valued, since so much stock in those companies is automatically from the index funds? It makes me think that the companies that are almost but not quite big enough to be in the S&P 500 might be particularly good investments since if they can get big enough they'll get that huge boost from all the funds invested in the S&P 500!
@Junnie94112
@Junnie94112 3 жыл бұрын
Kudos for mentioning Jack. What he accomplished is like an angel sent down from above to help the average investor.
@joelrankin
@joelrankin 5 жыл бұрын
These videos are very, very helpful.
@MandyLina123
@MandyLina123 3 жыл бұрын
This video just told me a cat is wise enough to beat the experts 😂
@MXP250
@MXP250 5 жыл бұрын
Speak to a professional after we roasted the professionals. 😂
@jesswalsh4119
@jesswalsh4119 5 жыл бұрын
Any thoughts on Michael Burry's recent comments comparing index funds to the subprime CDOs that caused the 2008 crash? (I love index funds and will keep my money in them.)
@linkdude64
@linkdude64 5 жыл бұрын
RIP "Jack" Bogle!!! Thank you so much for fighting for the little guy! Edit: You can watch John Bogle talk about investment right here on youtube in excellent long-form interviews. Edit #2: Try looking up the stock ticker VOO - this is the Vanguard ETF with the lowest maintenance costs!!
@ramildeasis2523
@ramildeasis2523 4 жыл бұрын
great presentation, you just earned another subscriber
@rmt3589
@rmt3589 5 жыл бұрын
One of my subtopics in my paper I just planned out for class on Tuesday is Index Funds. Thanks for giving me a pbs citable source!
@roywalker270
@roywalker270 3 жыл бұрын
Hi, I really enjoy your videos. Can you do one in Indexed Universal Life Insurance (IUL’s)? There’s a guy named Doug Andrew that talks a lot about them for your reference/research.
@Jc-ln5rc
@Jc-ln5rc 4 жыл бұрын
So you said an index fund can be bought within an ira or 401k. Where else can I buy them and which one do you suggest?
@Jimmy-ph8xn
@Jimmy-ph8xn 5 жыл бұрын
There’s some belief that there is a bubble in the market in regards to index funds. They aren’t based on price discovery or real evaluation, but what is assumed to have value.
@ShadmanAhmed1
@ShadmanAhmed1 5 жыл бұрын
Arent index funds composed of various holdings in actual stocks
@aikoralambo
@aikoralambo 5 жыл бұрын
Amazing video 👌 can you guys maybe do a video about investment strategy for people starting investing only in their late 30s ? 🙏🙏🙏
@RameshSonawane24_1989
@RameshSonawane24_1989 4 жыл бұрын
I'm from India. This channel provides great content. Thanks to your efforts
@krisvincent
@krisvincent 4 жыл бұрын
Love your channel.
@theturkishinvestor6364
@theturkishinvestor6364 4 жыл бұрын
Great video!
@vvak9705
@vvak9705 5 жыл бұрын
Can you please discuss SWR. Safe withdrawal rate
@healthshareu5908
@healthshareu5908 5 жыл бұрын
Another great video! Thanks Two Cents!
@favioescalon528
@favioescalon528 5 жыл бұрын
Is not a question about ETFs really but Stash and Acorns offer ETFs and Robinhood offers stock trading too sooo can you guys make a video about those investing apps? Are they actually any good? Do people see "average" returns? Lol great video by the way!
@anguievides8728
@anguievides8728 4 жыл бұрын
How and where do you go to invest in all this though?
@johnpaulr3211
@johnpaulr3211 5 жыл бұрын
I recently got a job in asset management, your videos are a real life saver! Thanks you two!
@faithlesshound5621
@faithlesshound5621 3 жыл бұрын
Now that's a worrying thing to hear.
@johnott4149
@johnott4149 3 жыл бұрын
Love this show
@Ascorbicon
@Ascorbicon 5 жыл бұрын
So would it make sense to put the majority of savings in an index fund since the return is 7.4% annually vs high yield savings account that max out around 2.5% APY which is a little higher than the rate of inflation right now?
@carolc2574
@carolc2574 4 жыл бұрын
I enjoyed the video when I first saw it. Then I researched SP500. Then I kept on researching on how to buy indexed funds in my country (Spain) and how they affect taxes. And a few moths later, today I have just invested my first few euros and set monthly savings into motion! It wasn’t easy as different countries have different laws, firms and costs, but I made my dream of investing come true thanks to you guys!! You are the best!❤️
@chynacouponer2292
@chynacouponer2292 5 жыл бұрын
Please make a video on mortgage terms What is equity What is escrow How to know to get the best percentage
@jj-bu6yb
@jj-bu6yb 4 жыл бұрын
I love so much how easy you make these things! Love from Italy
@vvak9705
@vvak9705 5 жыл бұрын
Can you also talk about dca or dollar cost average. Is it better than timing the market?
@valueStocks
@valueStocks 5 жыл бұрын
*for the majority of investors, an etf or index fund is the best choice. On average 9-10% per year.*
@Marl-hj8hh
@Marl-hj8hh 5 жыл бұрын
You spelled John Bogle’s name wrong on the 4:00 mark.
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