What They Don't Tell Us About Buying Our First Home in Canada

[@MakeThatChange]

Apply to REQUITY Rent-To-Own program: bit.ly/requityhomes

[@essinobreakdownshow]

Wow! Congratulations . You guys are really doing exciting job, most especially to us in Africa working hard to live our Canadian dream.🙏🏽🙏🏽🇬🇭🇬🇭🇬🇭♥️♥️

[@MakeThatChange]

🙏🙏 thank you dearly

[@victorphillips7580]

You guys are doing great ❤. Thank you so much for this timely information.🙏 Congratulations for your new home.🥂

[@MakeThatChange]

Thank you so much 💕

[@Leahbiabobia]

Congratulations!! We bought our first home here in the US 2 years ago and also chose to go with an older home. See the similarities in the process and worries of buying an older home in some way brings some comfort and hope into maybe one day moving to Canada. Again, that y’all so much for your videos!

[@Agentana]

thank you! hope you're enjoying your new home a lot!

[@katiatall]

Congratulations! 🥰🥰🥰 And thank you for sharing this with us and for such valuable information! Show us your house!

[@MakeThatChange]

Thank you and soon!

[@K_mich88]

Congrats on getting ur new home. Very useful tips on searching for a home. Would love to see more videos on homes and neighbourhoods in Toronto

[@MakeThatChange]

Thank you! Will do!

[@nancyrafnson4780]

Congratulations! Your research and advice is good for ALL Canadians, not just newcomers.

[@MakeThatChange]

Thank you! Glad you think so ☺️

[@emreinsel2271]

Great video. Thank you Anna and Anastasia. Can’t wait for your next video about mortgages. Thank you 🙏

[@globalbutterfly]

Congrats! I also bought an older home and was able to get much more value for dollar. Hello from Alberta.

[@rajatdipak]

Congratulations! Having someone to go to is family, Having somewhere to go is home, Having both is a blessing, stay blessed! Also, if your house needs a renovation and if windows are a part of it, then, theirs an ongoing government rebate program to take advantage of.

[@AlexKasper]

Excellent advice! Thank you!

[@tiamoneimo5096]

Wow ! The real estate saw you coming. Real estate make price wars. Smh not a real thing trust me I have experience!! Keeping it 💯.

[@MakeThatChange]

🙏

[@shuwen9149]

Congratulations!! Really happy for you and wish you all the best with your new home :) Those tips are very helpful!! Really appreciate it and if you could share about how to find reliable agents and lawyer that would be great amazing!

[@shuukatsusei]

Wowww! Congrats!

[@captainabez7086]

This was helpful please make similar videos about mortgages , how long was your amortizations?

[@MakeThatChange]

25 years

[@ivangracia151]

thats amaizing news, congrats!

[@MakeThatChange]

🙏🙏

[@pavankalyan6472]

Congratulations you two🎉😊.. I still have time to buy house. Would like to know/ learn how much should be the downpayment for mortgage & how can we take benefit of FHSA/RRSP? If you could make a separate video on this. Would be helpful. Thanks

[@mcmali79]

Congratulations to you two & thank you for all the informative content you post. Would like to know why would one need a lawyer for buying a property? And how does one find one?

[@MakeThatChange]

A lawyer helps with making sure all documents in regards to transaction are done properly, also they ensure there’s no outstanding tax, debt or litigations in related to transaction. A lawyer is also responsible for making sure funds are moved properly.

[@MakeThatChange]

To find a lawyer, we asked around friends for a referral. If you don’t know anyone, you can just search for a good rated lawyer in your area in Google.

[@elvisquadros3238]

Hello, thanks for your posts which are really helpful. I currently live up north with my family in Quebec close to Nunavut and not able to come down south too often. However, I plan to buy a house down south in Gatineau or Ottawa, but I’m confused between the two cities. Do you have a video or if you could help me out in being able to make the right decision in buying a house in one of the cities. I’m thinking affordability, close to amenities, English schools as we’re not completely bilingual, property tax etc. Many say to buy a house in Gatineau and work in Ottawa which sounds fair but is it a good decision to have a house in either one city ? What’s the pros n cons as both cities have their own personalities. Any ideas would be helpful and wishing you luck with all your videos. They are really helpful and encouraging. Keep up the good job in making the change.

[@HellNo-o2m]

Some people are so lucky to live in a house like this.. Some may facing some problems with finding a house.. Pray for them.

[@MakeThatChange]

🙏🙏🙏

[@avoganesyan]

congratulations 🎉🎉🎉🎉🎉

[@MakeThatChange]

Thank you 🙏

[@TOOKBOOK.]

Thanks, your so smart and lovely.

[@MakeThatChange]

Thank you 🙏

[@chinonsomichael9839]

Congrats I love you guys

[@MakeThatChange]

💕💕💕

[@katiatall]

What type of mortgage did you choose? fixed-rate and for how many years? or not fixed? how many years is the mortgage? Did you apply to several banks or just one?

[@MakeThatChange]

We took a 3 years fixed rate. Standard mortgage. We’ve worked with both our banks and mortgage broker. The rate we got from our bank was better than what mortgage broker provided.

[@katiatall]

Could you please tell more about local home inspectors? where can find them? and you ask them to join you for every view house??

[@MakeThatChange]

Home inspectors can be found through a simple google search and checking google reviews. You bring a home inspector after you’ve made an offer and after the offer accepted on a specific home. The goal of a home inspector is to help you identify whether there are any major issues with the home - so that you know what exactly you’re buying.

[@Funnysideupdhairyaunboxing]

Congratulations Guys💐💐👍

[@MakeThatChange]

Thank you 😊

[@katiatall]

I don't know how to buy a house even in Ontario not only GTA (Toronto is unreal), with more than 1 million cad and 6% rates (our income 200k) unreal prices and high rates

[@MakeThatChange]

Yup it’s unreal market out there - and who knows whether it’s going to get better or worse? We focused a lot on saving for a down payment - it helps bring the total mortgage amount down and helps get a better rate!

[@katiatall]

Do we have to apply for a mortgage first to know the budget or do we have to find a house first?

[@MakeThatChange]

You always have to get a pre approval to understand what your budget is going to be and if you can even get a mortgage with a reasonable rate based on your situation. Then start looking for a home based on that number.

[@MrMano54]

Which location y'all went with an how much was the cost

[@Renbits]

i thought u guys were going back to montreal. im living in toronto and want to try living in montreal, do you like the gta more than montreal in the end?

[@MakeThatChange]

Montreal’s harsher climate and French is keeping us away from Montreal for now. It’ll be a lot harder for Anna to find a job without French.

[@Renbits]

@@MakeThatChange fair! thank you for the answer! great video and congrats on the house by the way 💜

[@MakeThatChange]

Thank you 🙏

[@hungry_biker]

Welcome to Durham, If you guys come to whitby. give us a shout

[@AhmedHasan91]

Thank you very much for the info. if am getting paid around 4k a month, will the bank loan me for a house? Thank you

[@MakeThatChange]

it depends on many factors, including the amount you want to get and the downpayment you have.. We recommend you reach out to a representative in a bank and consult with them. Generally speaking banks are looking for a stable monthly income, the longer you stay at the same job the better it is for the bank. If you are self employed, it may be a lot harder to qualify for a mortgage.

[@AhmedHasan91]

@@MakeThatChange Thank you very much, i understood, i'll see how it goes during the first year, if all fine then will definitely buy a home bit outside of the city as most of my work is remote ♥ keep up the good work, thank you.

[@MakeThatChange]

All the best to you!

[@yogeshkhatri007]

Yes Always Old is Gold.. Evry Builder Is Political parties Politician partner.. And Government And Finacer Authority support to Land equvir..New byer are Under strace..😮 Anna a and Anathsia Honsely ask This is Your bying Home Tour this real our not..😮

[@BerezhnyiOleg]

В каком городе купили?

[@MakeThatChange]

Уитби

[@sheldoncooper0]

So you guys bought a house together? You guys are a couple…

[@hyperskill1222]

woooow ❤❤

[@MakeThatChange]

☺️

[@woshixiaofei]

hi

[@MakeThatChange]

Hello!

[@tjbro4816]

Your vedio is too late. Now no one is buying house.

[@MakeThatChange]

🙈

[@bappabakshi3186]

🇨🇦🇮🇳❤❤🙏

[@MakeThatChange]

🥰🙌

[@r.t.7925]

The video is too long and boring...

[@MakeThatChange]

Boarding?

[@vrado441]

Most expansive real estate in the world.Card board box cost millions?