What to expect from the real estate market in 2025

From mortgage rates to housing prices and inventory, real estate broker and president of R New York Stefani Berkin stops by TODAY to break down everything buyers and sellers can expect from the market in 2025.
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#realestate #economy #money

[@ycarraza]

OMG. The problem is the inflated housing prices. It is not the interest.

[@MeganWall1019]

THANK U

[@Scrollymog]

When they lower the interest rate on money. Inflation and prices rise.

[@runnn3107]

What do you expect the gaslighting liberal media to say…

[@gamesnstuff657]

The obsession with interest rates is just ridiculous. The rates now are actually close to historical norms, people acting like they are going go back to 3% for some reason. It's the crazy prices that people are turning their noses up to. Remember to be financially stable owning a home. your housing costs shouldn't be more than 25% of your gross Monthly income. Which if you do the math a majority of American's should be fleeing the Housing market. Don't let these real estate brokers and agents FOMO you into buying a house and becoming house slaves. Focus on finding a working and living situation where you can save and invest your money. Remember owning 1 home is not an investment. Investing in real estate requires owning more than one house, or renting out your basement.

[@raulp8191]

Housing will lag until sellers actually bring the prices down.

[@fredrickwhynn6225]

Agreed. People scream the talking points of "but but supply/demand" and "why if someone will pay alot for it", disengenuously. To say "something is only worth what people will pay for it", is greed talk: a 1930 home, old, 3bed/2bath, with little to no upgrades, is only WORTH $300k in small money states, and no more than $550k the most in NY/NJ, etc.

[@GhanYt]

I think investors should always put their cash to work, especially In 2025, we'll start to see more market diversification. Considering the performance of stocks lately it is safe to say the stock market is the best smart investment out there. Hope others agree

[@bahijarhafiri]

Of course, you are not alone.. However, if you are investing in the stock market and you are not well versed, its advisable to work with a financial advisor who is an expert to guide you through the process. I have been making more with less risk since i started working with one

[@susannicky]

You're definitely not alone in that thought! However, I still believe that having a financial advisor is crucial for navigating the market effectively. After experiencing a loss in 2020, I turned to an advisor, and since then, I've managed to make a significant amount in a relatively short time. Their expertise has been invaluable in guiding my investment decisions.

[@AngellLevey]

Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have some money to test the waters now that large cap stocks are at a discount... Thanks

[@susannicky]

Julianne Iwersen Niemann a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@AngellLevey]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@windycityrei4685]

Interesting insights! 🤔🤔🤔

[@toddgammons9400]

Mortgage rates aren't coming down. The prices need to fall.

[@munkeybonz589]

Let me translate.....no home sales this year

[@hooliganmc]

Basically the people in charge have decided homes will never be affordable again.

[@hyakushiki23]

Private equity

[@LockedUpLarry]

Such BS. Prices, not rates! Also, the “programs” are what got us here. Ban FHA and 3% mortgages now! Make 20% down mandatory or PMI. Watch prices fall in line with wages!

[@chrisaycock5965]

Housing sales are going to be garbage again unless we actually get a ton of inventory in places people want to be in..

[@Johnbranca16]

The smartest thing for anyone to keep in mind right now should be to have different streams of income that are not dependent on the government. Especially with the current financial crisis around the world. This is still a good time to invest in gold, silver and digital assets hmm

[@Christinashams83]

i can say i really need to sit down and analyze the chart to make a profit i'm a bit of a busy person but still i don't want to miss opportunities.

[@LoriNoelkerKnight]

Of course, you can make a profit without having to sit on the chart all day. I personally gain over 13k every week and have never sat down to analyze or look at a chart. I just let a professional manage my business according to an agreement, information is power my friend.

[@Christinashams83]

Oh, you make a valuable point there. I can't believe I haven't thought of this but how to talk to a trusted mentor would be a challenge or is there any way you can recommend yours I am very interested

[@Johnbranca16]

I am currently working with James Alessandro. I met him at a conference in Washington in 2022 and we've been working together ever since.

[@richiestarks609]

Investors are gobbling up all the inventory. Airbnb, BlackRock, and American Homes for Rent are major players. Additionally, there's the issue of migrant housing and the lock-in effect. People with 2-3 percent mortgage interest rates are reluctant to sell. This creates a significant problem that was bound to occur within a century.

[@LizaPhilips]

I’m considering whether to retain $3 million in single-family rentals, we have $900,000 left on mortgages. What is the possibility of maintaining $70,000 annual income by selling and investing in stocks and bonds?

[@monicawill5]

Real estate, while a solid investment, demands effort and lacks liquidity compared to stocks and bonds. Long-term market trends should guide decisions.

[@MarkGrimm8]

I’d recommend considering a managed portfolio, though even those have their challenges. The best approach is to consult a trusted fiduciary for guidance-that’s what has worked for my spouse and me. We've achieved over 80% capital growth, excluding dividends.

[@phillogan1]

Could you please provide more details about the advsor's background and qualifications?

[@MarkGrimm8]

My CFA Carol Vivian Constable a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@phillogan1]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@DWilliam1]

Of course she’s “optimistic” and wants people to “adjust” their expectations…she only makes money if houses sell. Shocker.

[@DylannTheVillain]

Saturated market, like the job market. Too many people looking and not enough inventory will keep prices high and competitive.

[@Bjax111]

Housing inventory will reach historically normal levels by this summer. So far in January you can see some slight downward pressure on prices. My prediction is the next 2 years will be a slow downturn in prices - no crash. Followed by a rate reduction. And 2027 will be a more normal market.

[@Scrollymog]

I wouldn't touch real estate or anything else right now. Stash cash and hunker down. It's going to get bad.

[@James-Lifts]

lol you have been saying this for 4 or 5 years? Or more?

[@yourcareerstrategist]

How do you expect us to save when companies are lowballing offers or paying chop change for salaries? Almost everything is going expensive rent too. If we have any left, it’s probably for food.

[@Mchomesrealestate]

I remember when interest rates were 8% in the early 2000s-back then, that was considered a bargain! 😲 But here’s the catch-home prices were nearly 50% lower than they are today. Fast forward to 2024, and we’re seeing a market where sales might slow down. Inventory remains low, and buyers are still hunting for deals. But let’s be real-home prices can’t keep skyrocketing forever. If they don’t adjust, we could be heading for another housing bubble, just like we saw in 2006-2010. What do you think? Are we on the verge of a market shift, or is this just the new normal? Drop your thoughts below! ⬇🏡📉

[@anyimmichaelik]

Notice how they dont talk about price? 😂😂😂 . Greedy system

[@adventurevloggeradnanahmedusa]

I calculated the monthly payment with a 7% interest rate, it is very unrealistic for the average American.

[@inohaveshirt]

Oh okay ill just plan for 7% for $550,000 house.... yay fkr $3500.00 a month house payment.

[@trueson5351]

No, that’s a 4500 - to 6k payment

[@MrSnowford]

Interest rates are not very high by historical standards, everyone just got used to VERY low rates over the last few decades and Americans don't buy anything for cash, it's all credit. Supply and Demand, there is very little on the market for sale. The housing industry has not kept up with the housing demands. More supply and prices come down. And with the 25% tariff on Canada starting tomorrow.....that isn't going to happen. Toll Brothers stock just dropped 4% once the White House announced earlier today. Lumber costs are going WAY up. The 2025 housing market is going to be a disaster. All these ........well let's call them what they are......"import taxes" will simply cause inflation to shoot back up and interest rates along with them to try and slow inflation. Get ready for a fun year.

[@WyattBuckland-hc6vi]

Attention all Realtors…. Get your resumes polished up ASAP! Not unless you don’t eat or like a roof over your head. The order taking days are long gone !

[@ninerknight5351]

“We won’t see 3% again”. Lol. It may not be soon. Could be decades. But never see 3 again? Lady knows nothing about math. As the prices go up in time %’s are very different! There’s a reason 6% now is considered high but not in 1980. As the dollar gets devalued the threshold for what’s considered high lowers. This lady is sooooo out of touch. PLEASE make realtors take math classes!

[@DamienEarth]

You’re trying to take shots but i don’t know that you should.. I don’t think she means never again, but if something isn’t happening for 25 years, especially in real estate, I’m comfy with someone saying I won’t see it again.. If median age is 38, few decades put them at retirement.. they’ll never see 3% again as they’ll already have their homes about paid off when it does..

[@ninerknight5351]

As a scientist it hurts to hear regular people talk. If you had the training you would understand. Most people talk in code designed for morons.

[@ninerknight5351]

Also, me saying decades is accounting for worst possible scenario genius

[@ninerknight5351]

If you understand commerce you would know that the banking system will completely collapse if we don’t go back to 3% within a few years

[@Teal8888]

Big corporations have bought up the market. While us peasant are over here taking longer to save to afford a home. It’s not natural supply and demand anymore.

[@stuckcamping]

Econ 101: The Basics of Supply and Demand...

[@thethoughtthatcountspodcas1581]

Why did they have her walk through an obstacle course while interviewing her?

[@Tarachatters]

My husband and I have been in our home since the summer of 2010, it was my childhood dream to live in a community with great schools and good neighbors. We have a typical middle class home at the top of the hill in a cul-de-sac. Two dogs, a bunny and a great backyard however as we both get ready to turn 50 this year, we’re really wondering if our American dream needs to change? Our home needs a roof, windows and a new heating and air system. We are one income, family and quite honestly we don’t have the money to spend on those things that will be needed if we continue to live here. We don’t really want to go in debt to continue to stay in our home, is it smart? Also I have to add we are one of many that refinanced to get that golden handcuff interest rate of 2.75. Would we be stupid to give up? We have very little for retirement so I’m wondering, should we sell our home buy an RV and try to invest for our kids future because at this point do we try to live in the now and hope for the best in retirement years or skimp even more now which really isn’t possible. We have one car, a 2007 and we don’t take vacations so where are we cutting back? Do we give up our American dream for a new way of life? That is the million dollar question we either live now and hope the best for the future or save for the future and not live like we want now how do you decide?

[@reeniephillips7962]

No judgment but why only one income? Deferred maintenance on a home will not bode well if you are considering selling. Can you take out a home equity loan for a roof and heating system? Definitely speak a financial advisor. If you make these improvements you might be able to pay them off by refinancing. I did this with an expensive window replacement project. In 8 years almost doubled what we paid for the house, sold in November 2024. You will take a big hit not updating those items.

[@OldJackWolf]

I expect the housing shortage to really ramp up with every climate disaster. The process is accelerating. Plus a society can't continue to lose thousands of homes (from abrupt climate change) without shocks and impacts to the markets. But don't expect the government to tell you that, or anything now. Too many make money off your ignorance.

[@netko183]

BAYERS WITH MINUMUM HOUR RATE 7,35 WHAT THAY CAN BAY GARAGE

[@Sonofawildanimal]

WE NEED INVENTORY TO 📈

[@blazetino5713]

That’s not a very good solution

[@500KLA]

Consumers are analyzing data and it’s just not worth it above 3.5%

[@gabevilla8578]

Expect: Chinese investors to buy all new construction and use as Airbnb for pregnant mothers expecting Except: boomers and corporations to buy new construction and lease to millenials/genz (they own 1/3 of all residential properties)

[@jeffhermann19]

Prices will go up 2-3%

[@languso13]

Home prices will double from here. Median home prices will reach 700k just like Canada. Typed FEB 2025.

[@Sonofawildanimal]

THEY JUST DOUBLE! YOU ARE SAYING PROCES ARE GOING TO DOUBLE AGIAN THE SECOND TIME THIS GUY IS IN OFFICE???

[@alvinsingh9750]

My advice, if you have a house, DONT SELL. Buy another house with heloc from your old house. Than, rent your old house and pay down your heloc. You got two house.

[@ryanc4955]

That’s extremely risky and HELOC terms are generally horrible.

[@Fatima3i782]

It's not a good time to buy another house.

[@MeganWall1019]

Still making generations renters

[@vistabadboi]

This woman is full of crap !

[@richardcollura12]

Nobody watches the Today Show anymore and this isn't for average Working Class Americans. NBC Comcast Earnings were bad, Big Salaried Kota Hotb & Chuck Todd are gone.