Retiring in 20 years? Due to inflation, you may need upward of $3.6million to maintain your existing lifestyle, with the ongoing effect of high inflation, lower forecasted stock market returns or value, and stagnant wages. Achieving a secure early retirement could be more challenging than ever before.
@bartlyAD16 күн бұрын
An obvious way to invest for a recession is to buy shares in businesses that are likely to experience steady demand even in a downturn. Typically, those are consumers staple, utilities and healthcare companies. But of course, such decisions can’t be made by an average joe, a financial advisor is highly recommended in making this decisions..
@PennyBergeron-os4ch16 күн бұрын
You are right! Such considerations can certainly have a role, when I think about whether I ought to buy shares but I never purchase purely on that basis. I always have to seek the advice of my financial advisor who has help me gain over $1m in a well diversified portfolio that has experience exponential growth.
@HildaBennet16 күн бұрын
I’ve been down a ton, I’m only holding on so I can recoup, I really need help on my investment portfolio. Please who is the financial advisor that guides you? Mind if I look them up..
@PennyBergeron-os4ch16 күн бұрын
Rebecca Noblett Roberts is her name. She is regarded as a genius in her area and works for Empower Financial Services.
@HildaBennet16 күн бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@darnellcapriccioso2 ай бұрын
The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.
@maiadazz2 ай бұрын
Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.
@Aaronduckstein492 ай бұрын
Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.
@richardhudson12432 ай бұрын
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
@Aaronduckstein492 ай бұрын
Annette Marie Holt is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@oliviaHill-w4e2 ай бұрын
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@roadeomagic3 ай бұрын
I retired at 62, and I'm collecting at 62. I am not promised tomorrow therefore I'll get what I can take right now.
@boristheamerican29383 ай бұрын
Good thinking, your last check will be in Febuary.
@duanewheeler8543 ай бұрын
I did the same as well!
@elsafolgar52243 ай бұрын
Agreed
@vjr52613 ай бұрын
Exactly
@vjr52613 ай бұрын
@@boristheamerican2938haha
@elviegoodness2 ай бұрын
I came across your channel through this video-case studies are incredibly valuable, and I'm eager to see more in the future! Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments.
@ChristopherHenry22 ай бұрын
You're correct. I think the smartest way to go is to spread out your investments. By putting your money into different asset classes like bonds, real estate, and stocks from other countries, you can lower the risk if one part of the market goes bad.
@Vivianlaure42 ай бұрын
That sounds like a good plan. In the past two years, working closely with a financial market specialist, I've built a six-figure diversified stock portfolio. Now, I aim to diversify even more this year.
@Markphilip-r4i2 ай бұрын
Talking about a financial market specialist, do you consider anyone worthy of recommendations? I have about 100k to test the waters now that large cap stocks are at a discount... Thanks
@Vivianlaure42 ай бұрын
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@Markphilip-r4i2 ай бұрын
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
@mousebr5493 ай бұрын
I took mine at 62. Don't regret it a bit! I am young enough to still enjoy my life.
@FrankieD923 ай бұрын
Had a friend who waited until 70, developed leukemia and died; old boss waited, never made it past 67…grab the money…
@gailarnold26603 ай бұрын
Yep-grab the money...because it is YOUR money.
@seriejohnson6983 ай бұрын
That’s right…grab it.
@ralphsanz15653 ай бұрын
@@FrankieD92 grab the money while you can and enjoy it 💯
@JayPerkinson3 ай бұрын
@@gailarnold2660 False. There is no guarantee that's your money. That's the way the bill was written when SS was created.
@lazygardens3 ай бұрын
Start early and live LONG.
@richardschaffling98823 ай бұрын
Retire at 62 you will loose a little bit but you may not live to 67 or 70 and you never know when your health fails
@Tryp-j9d3 ай бұрын
ALL that info she mentioned WAS ALREADY ON THAT SITE, for MANY YEARS!!!
@lylestavast76523 ай бұрын
you lose a LOT if you take benefits at 62.... In the case of early retirement, a benefit is reduced 5/9 of one percent for each month before full retirement age, up to 36 months. If the number of months exceeds 36, then the benefit is further reduced 5/12 of one percent per month. so someone who retires at 62 and their full retirement age is 67 would be 36x(5/9) + 24x (5/12) or 20% + 10% - a total of 30% reduction every month for as long as you live... (you'll still get the COLA each year) ... if you continue to pay in until 70 you get 8% extra for each of those 3 years, or 24% more than retiring at full retirement age (based on when you were born). It's a HUGE amount of money per month for people for whom it's a significant portion of their living income.
@Hakuuna_Matatah3 ай бұрын
@@lylestavast7652Right! All these comments on here about take the money now grab the money now .. well what’s available for me now won’t pay for much.. I suppose those comments are for folk who already have a nest egg sitting somewhere else, and the SS income will be their extra spending money. Most seniors in this country do not have 401k or company pensions. Actually most companies do not offer pension plans anymore. Retiring at 62 is not an option for low wage earners. They’ll need more than $900 to live on.❤
@cherylreitz47793 ай бұрын
@@Hakuuna_Matatah exactly they either also have decent pensions or still have a spouse that is still working
@karenwhite44613 ай бұрын
Do the math before making a decision. Every year delayed adds to the benefit paid. Older widows without young children or their own work history who intend to claim on their spouse's SS also need to check with the SSA to find the best time to apply (60+). The widow's (widower's) benefit reaches a maximum payout far earlier, although it will continue to add COLAs.
@stormym54343 ай бұрын
I am with most of the commenters,, I got my social security at 62. The few extra dollars that I could have gotten are not worth it for me, especially since I have respiratory issues and don’t even know if I will live till 70😐…I was in the workforce for 41 years…I want to enjoy my life for as long as I have left ☺️
@dantheman66073 ай бұрын
It’s a tough decision the payments at aged 62 are so low.
@stormym54343 ай бұрын
@@dantheman6607 for me, the amount I am getting from starting at 62 is more than the take home pay I made when I was working 😅…and I calculated the amount I would have gotten if I had waited until later, and it was only like an extra 20$ a month…not worth the wait 😉
@woodstream61373 ай бұрын
@dantheman6607 mom did that and regrets it, she's in her 80s now
@stormym54343 ай бұрын
@@woodstream6137 I am certain that I will not have any regrets about when I began collecting ☺️…
@Sonofspam643 ай бұрын
It literally makes no sense to wait. If you get 20k a year at 62, but get 25k a year if you wait until 65, that extra 5k a year will take until after you turn 70 to make up for the 60k you could have gotten retiring at 62. That's a gamble since you could die.
@douglasrussell12313 ай бұрын
I Retired at 62 and never looked back !! I've worked with some who waited till 67 / 70......they died a little afterwards ! Like what been said... "Grab the Money" and Enjoy your Retirement ! I'm 76 and still enjoying Life ..................
@sealevel2743 ай бұрын
You literally just looked back.
@mart02253 ай бұрын
The guest said people will be much better off waiting until 70 to start SS. That’s is misinformation. Not everyone will be better off waiting. There are many factors including health, longevity, and tax situation.
@anonymousfemale92312 ай бұрын
I worked until I was 70 and it was the best decision…I liked my job and the monetary benefit was great. Had all my ducks in a row and now other than the current situation with the economy I have not had to make any changes to my lifestyle
@AdrianMunch2 ай бұрын
If you’re healthy and working a good job you like, the extra earnings will be higher at age 70.
@maylin19862 ай бұрын
@@AdrianMunchThe main issue people are really upset about is working 70yrs and only getting 70 weeks of vacation time with family. That's a little over 1 1/2 years. Not including sick days and the chance of an unexpected health issue arising JUST on the cusp of retirement. Whether or not someone is healthy and loves their job isn't the problem. It's that people are not genetically graced the same longevity genes and should be able to retire below 60yrs old. That's well than more than enough years put in. It's totally irrationally unfair to make it ok to push people to work until 70yrs old, and only live a year to enjoy retirement. I had a dear friend that was a teacher and they had just retired last year and were wrapping a handful of other things up. They were getting their health back in order somewhat before they retired and not even 2 weeks retired, he had a massive stroke and passed away the following June. People should be allowed to retire before 60yrs old. He was healthy for the most part. He was trying to push through the last 2 years prior and had 2 minute strokes, before his last one. Had he not pushed himself to fill that d*mn quota, to not get penalized, he'd probably had backed down 2yrs prior and still been alive. His school job was starting to get stressful as he was leaving. Do not let this world make it normal to work 70yrs with only the potential to enjoy 1 year of retirement.
@maylin19862 ай бұрын
@@AdrianMunchThe main issue people are really upset about is working 40yrs and only getting 40 weeks of vacation time with family. IF they're lucky. That's a little under 1 year. Not including sick days and the chance of an unexpected health issue arising JUST on the cusp of retirement. Whether or not someone is healthy and loves their job isn't the problem. It's that people are not genetically graced the same longevity genes and should be able to retire below 60yrs old. That's well than more than enough years put in. It's totally irrationally unfair to make it ok to push people to work until 70yrs old, and only live a year to enjoy retirement. I had a dear friend that was a teacher and they had just retired last year and were wrapping a handful of other things up. They were getting their health back in order somewhat before they retired and not even 2 weeks retired, he had a massive stroke and passed away the following June. People should be allowed to retire before 60yrs old. He was healthy for the most part. He was trying to push through the last 2 years prior and had 2 minute strokes, before his last one. Had he not pushed himself to fill that d*mn quota, to not get penalized, he'd probably had backed down 2yrs prior and still been alive. His school job was starting to get stressful as he was leaving. Do not let this world make it normal to work 70yrs with only the potential to enjoy 1 year of retirement.
@NBZW3 ай бұрын
My best advice, take it at 62, a friend said he was going to wait till 65 and passed at 63, a heavy smoker. I was 90 in January started mine at 62. I spent 5 years touring this country and Canada, met the love of my life, spent 13 years with a truck rental company, every day was a blessing working with young people. Put your trust in God and go for it...No I’m not a religious screwball, haven’t been associated with organized religion for over 50 years but my belief has given me a wonderful life.
@SoberOKMoments2 ай бұрын
I'm 80. Taking my SS at 62 gave me my freedom! I, too, enjoy my life to the max and every morning I thank the god of my understanding (didn't find Him in a church) for another wonderful day of life.
@way_truth_life_of_love2 ай бұрын
I love my organized religion which helps to keep faith alive everywhere; gives us all guidance & support!❤
@NBZW2 ай бұрын
@@way_truth_life_of_love To each his own my dear lady, honestly my life improved 100% after I withdrew.
@phylomenad11452 ай бұрын
Religion. Blahhhhhhhh.
@dyoung27392 ай бұрын
Exactly @NBZW I stopped listening as soon as she suggested waiting. I turn 62 next year and Im collecting mine at 62. Tomorrow is not promised. I have a few friends who didn’t even make it to 60. A close friend of mine passed💔suddenly last year and she wasn’t even 50.
@joannameyers81843 ай бұрын
She is so wrong about not filing at 62. Everyone is different. You figure out what is good for you. 62 can be good for a lot of people
@dyoung27392 ай бұрын
Exactly
@tommyboywalker3 ай бұрын
Good update Jill! I started taking Social Security benefits at age 62 for one simple reason. My health isn't that great. Yup, the longer you wait (until age 70 of course), the more your monthly benefit check will be. But if your finances are tight and your health is not, waiting to start benefits may not be in your best interest. Is there some guesswork involved? Sure. I didn't wait and I'm glad I didn't!
@PinkTigger333 ай бұрын
My mom who is in her 80's advised me to start taking my retirement at 62. Momma knows best, so I did and no regrets. Yes, it's only 2/3 of what I'd get if I waited, but with the aftermath of C-19 and loss of my lifelong career as a result of long Covid, I am taking MY money while I still can. That's MY money and I'm taking it back.
@honeybadger35703 ай бұрын
Why are our elderly being forced to work until they're 70 years old to collect full benefits after working for 40-50 years straight!?! THAT'S FUUUDGED UP Y'ALL!
@DavidSchneiderIP3 ай бұрын
@honeybadger3570 not forced, retire at 62 before it's too late to enjoy.
@PeterRabbitWhatsup3 ай бұрын
Who's being forced??????
@Sonofspam643 ай бұрын
It's actually 65 for full retirement. Part of Project 2025 is to raise that up to 71. But I'm convinced the out of control SCOTUS will rule the program unconstitutional before that happens. In Trump v the United States, they literally ruled that the constitution is unconstitutional, so there's no limit to what they will do to implement their political/religious agenda.
@rb82893 ай бұрын
My Dad worked 69 years. Not because he was forced, he wanted to get out and keep busy
@dianeyoung80683 ай бұрын
Look to the GOP who will gut Social Security if Trump is elected, part of the 2025 plan
@WallyBernhardt3 ай бұрын
I retired and started collecting at 64, I'm not rich but I am alright and alive.
@MikeJones-wc4qj3 ай бұрын
Seems exciting
@Tryp-j9d3 ай бұрын
Thank for the USELESS comment!!!
@putinscat12083 ай бұрын
@@Tryp-j9d That's rude! Should thank the man for not taking from the SS pot.
@suemccann20103 ай бұрын
User-vu5dt9b4d ain't nothing wrong with that. Good for you! Enjoy👍
@AverageJillM2 ай бұрын
So if I don’t start receiving checks at 62 I don’t have to wait until 67? They didn’t make that clear in the video.
@Giannboy13 ай бұрын
I applied at age 62. I asked the SSA agent about waiting until 67 or 70 and she said - straight from the agent's mouth - "You can wait until you're older, but you'll be missing out on 5 to 8 years of income." Think about that and you longevity.🤔
@johnscott27463 ай бұрын
Yes but your check in 8 years would be at least double what you would get at age 62. A larger inflation protected benefit might come in very handy in your old age.
@Tony-om5kr3 ай бұрын
I did the same when I turned 62 almost 10 years ago. The SSA payments are a bonus as far as I'm concerned. They don't even cover the mortgage let alone property taxes. I figure I'll be lucky to make it into my 80's.
@Bill-im6nt3 ай бұрын
@@johnscott2746 Double???? You are joking right?
@OpinionatedOG1843 ай бұрын
Rich people telling us regular folk to wait until we’re 70 to retire. Their jobs won’t wear their bodies out but hey we should listen to them. Right. Most regular folks have literally worked themselves to death already when they retire at 66 and 70.
@MrMjolnir0092 ай бұрын
🎯🎯🎯
@New-bw4kz2 ай бұрын
Try being a boss and see how you like it..
@DigitalNomadsExplore3 ай бұрын
Retire at 62
@Robin-mj6jv3 ай бұрын
Damn right.
@FarleyMan1513 ай бұрын
I did, 8 years ago.
@user-ef3nu1eh7z3 ай бұрын
I am not retired 65 in August and been on SSDI ( SS and disability) since 53 after 45 work years on SSDI 12+ years and surviving in my own house 4 cars around me and an opening stock portfolio
@GailFuhlman3 ай бұрын
I retired at 62 because I was laid off in 2009 when we had that big laid-off. I went back to college to upgrade my skills. After graduating with my new skill I couldn't get a job because I was overqualified. So because I was working I was told that I should try for my SS at 62. Because I could now help my husband with the income. Because we always had 2 house incomes and I felt I wasn't doing my fair share.
@user-ef3nu1eh7z3 ай бұрын
@@GailFuhlman ,y lay off was actually fired stupid OSHA reason ( not wearing gloves on job site as system technician with spectrum cable and over 20 years there The REAL reason is joined class action lawsuit against company ..... Techs WON started with 10-12 complaint ended 28000 employees nation wide and damn near bank rupting charter this is part reason they changed their name to spectrum!!!! 28 million cash distributed and personally for longevity of employe I got over 5 years free services after my removal!!!!
@gailarnold26603 ай бұрын
I laughed when they said you can call SS or go into your local SS office if you need help. lol. I called 12 times and left 6 messages and NEVER helped. You also can't go into your local office now either. You have to call and make an appointment to see someone. When you call them they never ask you to make an appointment to come in and just refer you to someone in Chicago to call. There also is no way to send an email for assistance. One guy yelled at me and said "people go on vacations!" when I asked why my assigned rep wasn't answering her phone or responding to messages. He also told me to leave a very long and detailed message, like I wasn't doing that already. That is a nice long vacation and no one covers for peoples vacations? For the 7 months I was trying to get a response to my problems! Good Luck to you all.
@shaggydawg54193 ай бұрын
I called them once to help me with my online account that I don't remember. I did talk to a real person and got helped. That was many years ago. Don't know if they're the same now.
@ralphsanz15653 ай бұрын
@@gailarnold2660 yes, those are facts
@USA.RE22 ай бұрын
I know... Our dear politicians cut the budgets for the department of Social Security. They are understaffed. *Not saying that they were perfect before, but now they have a reason 🇺🇸
@stevemccarty63842 ай бұрын
Social Security was and is a huge mistake. When FDR cooked it up he said it was a financial impossibility and yet we live with it. Don't look for SS to keep you safe and secure when you retire. Do your own saving and investing while you are young and you'll be fine.
@maripeti40362 ай бұрын
@@stevemccarty6384 lol. Save and save, with inflation, if we let our grown college aged kids live with us for over 3 years (rent free/everything free) we paid for their car insurance, etc helped with student loan debt, there wouldn't be any homes for them, they thank us daily! My parents did it for us, family's need to be family's and help their kids-be "a family" pull together, they did a lot of the cooking, helped with laundry, whatever they could, yard work, you have to sit down and iron it all out and make a plan-no indeff, a Plan, I agree, it's not for some who's kids would take advantage, but our kids wanted their own privacy, and home and their loans paid off-it worked for us. Besides their Professional M-F jobs they both took on 2nd and 3rd weekend jobs and saved, the American Dream isn't dead-you just have to work for it! If you say it's a mistake, you obviously don't need it-my in laws don't need it, yet they've had it over 40 years, it's a shame, if you make over a certain amount of money, you should be denied. Most of their friends, the same! Have you been out there looking at real estate/apts, a one bedroom apt, even in the suburbs-cost 2,000.00 plus utilities, you sound like my Inlaws you to talk, through their Arsses...,,this thing call Covid, that helped create/ruin shortages (so they say) lol of food/prices gone up, so everyone felt like hey likes hike our stuff up too-unless you are out there, and you see what the real world is like, saving and investing, is a tough NO for most young adults and most people.
@anopeninvitationwithsheila43483 ай бұрын
Retiring next year at 62. Too many die trying to wait to 67 or 72 and don't get to take advantage of what they invested in all their working lives.
@sinebar3 ай бұрын
I tried to update my grandparents account but I quit half way though and I'm a 20 something pretty tech savvy medical student. Kept getting an error. Just imagine a an elder who has no technical experience with the internet or computers, and yes there's a lot of them, trying to navigate that mess.
@schmittyconstanzАй бұрын
@@sinebar I set up phone interviews,had 5 over a three year period .SS was always prompt, courteous and very helpful. They helped me with great advice to maximize my benefits.
@steveschultz3003 ай бұрын
Questions: Why did they "jack" around with the "full retirement age"? And why is my social security money taxed? I already paid taxes on it!
@phillipmarlowe05253 ай бұрын
When Biden was senator he got the SS to be taxed.
@rf159a3 ай бұрын
Blame Regan when he was in office!! A Republican by the way!!!
@sinistan10023 ай бұрын
keep voting red you will never retire lol
@tararansom27503 ай бұрын
Benefits are not automatically taxed. Only taxed if you have other taxable and that income along with half of your benefits exceed a threshold of $25000 or 32000 depending on your filing status. And if your combined income exceeds the threshold, only a percentage of your are subject to tax depending on your total taxable income. Why are your benefits subject to taxes in the first place? To raise revenue for social security. Yes, we pay FICA tax through payroll deduction or through self employment tax but these aren't enough to fully fund social security. Say an adult works 30 years and pays a combined total 149000 in FICA tax before retirement. Let's say the same individual retires at age 64 and receives 24000 a year in social security benefits. They live until age 102. Over 38 years, they will receive 912000 in benefits. Remember they worked for 30 years and payed FICA tax for social security but only paid 148000. So to help raise revenue, benefits are taxable for higher income individuals.
@Gminor73 ай бұрын
Because Republicans would rather tax you again than raise the FICA cap. The original cap on income subject to SS taxes hasn’t changed since $100 worth of groceries would easily feed a 4 person family for a month. People who make $5million in annual income should clearly pay much more SS tax than someone who makes $50,000. Bernie has been promoting this for years, it’s very simple and very fair, which means it will never gain Republican approval. But it would render SS solvent for approximately 75 years.
@DarkmanRides3 ай бұрын
Get your money at 62 waiting 5 years until 67 you will never recoup that 5 years of lost Revenue unless you live past about 75.
@auntsandran2 ай бұрын
I agree 100%. No one can recoup time. I used to get laughed at when I worked because of refusing overtime for this very reason.
@joanferguson4203 ай бұрын
You wait too long and you may not live long enough to collect your benefits
@vaderthekittenchannel19793 ай бұрын
EXACTLY! 💯
@emjay20453 ай бұрын
That’s the whole point.
@staceyford67333 ай бұрын
That's why I'm not waiting til 70. It'll be 67 for me.
@dudley75403 ай бұрын
Social security playing the lottery!
@RanleighWylde3 ай бұрын
@joanferguson420 - Exactly. No one knows when their number is up. Its easy math. Subtract the amount of one age 62 check from one age 70 check. Then multiply that difference by 96 (8x12). That product or any part of it is lost if you die. If you wait until whatever your full retirement age is and live. That also means you now have to live another 8 years past that age to recover the loss from age 62 to 70. Means you will be be ready to run for president at age 78.
@LoveLee-jz1tj3 ай бұрын
Online account should be voluntary,not mandatory. I choose to do my banking in person and to not connect my bank account to ANYTHING DIGITAL. Because, anything digital can be hacked. 1 out of 4 people are victims of identity theft.
@RayRai82623 ай бұрын
Your bank is online
@joyfulstand73983 ай бұрын
My CA city post office arrested at least one employee (quietly without public notice) in 2022 for stealing checks, including using it for identity theft. The issue of lost mail had been going on for years and the Post Office made it very difficult to report suspicious mail loss for years. So you are at risk also when you obtain SS by slow mail. At least through a digital bank account, you will get alerts.
@judywho22493 ай бұрын
@@RayRai8262 I don't do online banking either.
@kenmore013 ай бұрын
It isn't mandatory. They can't make it mandatory since not everyone has a computer. You can go to the office. You must do something to get payments though. It isn't automatic.
@kenmore013 ай бұрын
What she didn't mention is that though your payments are lower if you start early, you collect them for many more years. Usually the break even point is when you turn 80. After that, you will have collected more if you waited. Also, I am able to collect my deceased wife's SS for now (I'm 63), and my own will be higher when I start taking it in maybe four years. I can't get both at once, but I can switch over later.
@jakemcmahon56033 ай бұрын
As soon as she said not to file at 62, she lost me. Utterly ridiculous.
@GatheringBitByBit2 ай бұрын
It’s CBS news. What do you expect? MSM is going to spin it to our disadvantage making it sound like magic.
@carolyndamico29242 ай бұрын
Cause she is a millionaire…. Let her start at 67….
@JMcMillen2 ай бұрын
It depends on how long you think you are going to live. You may get a head start at 62, but given a long enough life, waiting till 67 will eventually get you more overall money. Same with waiting till 70, live long enough and you come out ahead. I say everyone should wait as long as they can afford too, to get the most they can each month. So if you don't need it at 62, don't take it, especially if you are still in relatively good health.
@bobcarpenter43013 ай бұрын
Obituaries are full of 60 year old people and younger
@patricequinn77333 ай бұрын
She brought up the updating and ,then,dropped it with no explanation.
@vjr52613 ай бұрын
I stopped watching
@urbanurchin59302 ай бұрын
.....because this segment was a "fluff" piece - - a time filler - - not serious news.....
@HopefulEmpath2 ай бұрын
The guy totally changed the subject by asking her when people should start taking SS. He’s a bad interviewer because I watched it for a different reason, the real topic.
@turtle5223 ай бұрын
I did the login change yesterday and it was fairly easy. Logged into SSA with existing id and password. Followed the instructions.
@poughquagpops33792 ай бұрын
I did the login change this morning. Mighty simple and quick.
@debraphillips13103 ай бұрын
I got mine at 62 and never looked back on my way to California to visit my granddaughter tomorrow not promised to you. 😊
@tlau47103 ай бұрын
The government wants everyone to wait until 70 to start collecting checks, in hopes one doesn't reach 70 or expires shortly after. Take care of your health and be mindful of how/if your benefits may affect your spouses.
@DakotaFord5922 ай бұрын
Kevin Samuels when he was in his fifties!!
@CharlesCurran-m9p3 ай бұрын
If you wait too long you might be handing over your check to a nursing home.
@SteveSabbai3 ай бұрын
Any day could be YOUR last day. Get YOUR money ASAP. Enjoy YOUR freedom ASAP. THEY want you to put off claiming YOUR money because THEY know there is a good chance YOU won't be able to claim it at all which helps THEM.
@Red231653 ай бұрын
I retire 62 years. Life to short. If you can retire early do it. Yes I don't get my full SS. Thank god I was able to retire early. Life is short. Even individual is different if they can or not retire early.
@shaggydawg54193 ай бұрын
in many Asian countries, people retire at 55. Most Americans work until they die. Look at (late) Ruth Bader Ginsburg, Joe Biden. Still work in their 80s.
@DonFonzarelli-uq9yx3 ай бұрын
I think i would be bored to death if i retired at 62. More power to you, but the income does not allow for much but sitting in the house.
@wwaynemcg3 ай бұрын
@@DonFonzarelli-uq9yx Retiring from a 9-5 job doesn't mean you stop living, and it's wise to have other income; just depends how much foresight you had when you were younger.
@buzzin94863 ай бұрын
@@wwaynemcgand your health can be neglected when you’re working
@PeterRabbitWhatsup3 ай бұрын
Many people live the high life and do save or expect to live in big homes when collecting SS. Down size , don't be in debt and live a frugal retirement. Or collect and keep working. Everyone has 45 ,50 years to put away for retirement.....some decline to do so and then cry that they need help.
@matthewbodell37213 ай бұрын
One thing they forget to mention is the ability to collect at age 62 and continue to work in some capacity. You will need to be careful not to make too much, because it interferes with how the IRS taxes your social security. Tomorrow is not promised to anyone.
@vjr52613 ай бұрын
Yes. That’s what I do.
@happycat33992 ай бұрын
Excellent point.
@dalemihocik47323 ай бұрын
The only people I know that can retire at age 70 are those that worked while in a seated position. Just because people live longer these days doesn't mean those extra years you will be physically capable to work as you did previously.
@johnp1392 ай бұрын
What?
@mr.peabody66703 ай бұрын
I have been getting it since I was 62. I gladly took 8% less than if I had waited.
@mimmo11839 күн бұрын
Correct, so do i
@Lee---3 ай бұрын
The biggest issue determining when to retire is eligibility for Medicare. Most of those who retire at 62 will have to pay for health insurance until 65. Insurance premiums can be as much as social security payments.
@anopeninvitationwithsheila43483 ай бұрын
It depends on household income if you're eligible for Advanced Premium Tax Credits or Cost Sharing reductions thru the marketplace. Many are eligible.
@johnscott27463 ай бұрын
That’s what my wife and I did. Got insurance for $2.30 a month.
@Lee---3 ай бұрын
@@johnscott2746 My husband and I were paying $21,000 per year in health insurance premiums to maintain the employee plan he had when he lost his job. (Premiums tripled after Obamacare was instituted.) Over the course of three years we spent $60,000 that should have gone to our retirement savings. The supposedly comparable-tier health marketplace insurance where I live was still in the thousands, and remains in an unacceptable state of flux 10 years later, with doctors and hospitals still dropping plans left and right.
@Lee---3 ай бұрын
@@anopeninvitationwithsheila4348 In my experience, if one is a responsible middle class professional, he or she is eligible for nothing.
@Lee---3 ай бұрын
@@anopeninvitationwithsheila4348 My reply was censored.
@fatjoe33913 ай бұрын
I don't do private crap on line period.
@shaggydawg54193 ай бұрын
and if you think you're immune to scam because you have no online presence... think again. Your SS number is on their database and it is hackable. A security breach at ssa.gov may reveal your SS number and name among other things. Once your ID is in the hands of criminal, things may go downhill.
@donaldcastillo24083 ай бұрын
Exactly. I've been getting my SS for 2+ years now without creating account at SSA.gov , why would I do it now with all these data breaches at phone companies, utility companies and banks . No fricken way am I giving my personal info online
@sh5502 ай бұрын
Have fun spending ¼ of your remaining years listening to crappy music on hold, via snail mail or waiting for your number to be called in an office. You're much more likely to have your check or private info swiped from a mailbox- the least secure path- than you are using online services responsibly, with two-factor authentication. Either way, it all ends up in the same database, accessible to all the same people.
@chrischapman43143 ай бұрын
What she didn’t mention is that the break even is around age 78.
@wwaynemcg3 ай бұрын
Or, that if you have other pension(s) you're not relying on S.S. alone.
@PeterRabbitWhatsup3 ай бұрын
Yes it is .
@JohnnyTalia2 ай бұрын
Benefits are adjusted to make the breakeven point equal to the average life expectancy (currently 78). Beat the averages and you beat the system. So, pretty much the same as with gambling.
@community19493 ай бұрын
I have never done the online SS account and I have been collecting SS since I turned 62 - 13 years ago!!!!! They have my information period!!!!
@Americanmamaistired2 ай бұрын
You're lucky you didn't! If you did you might have lost it like the rest of us
@stephanied10283 ай бұрын
A lot of elderly people can’t navigate all this technology. They finally learn one thing and you guys switch the system. It’s so many scams going on. Please stop changing things and confusing them.
@bradart72893 ай бұрын
When can I expect the new system to be hacked ??
@LindaCampbell-f4n2 ай бұрын
Thanks so much to Wendy Lee Olson, I just hit 481,000 this month. Thank you for all the knowledge and great experience you have given me over the past few months. I will always follow in your footsteps..
@Dorothy-i9c2 ай бұрын
Wow! That’s Lovely, how do I join a group class with Wendy Lee Olson? I'm new to this and need guidance.
@JOSELOPEZ-zd2px3 ай бұрын
I retired at 59 1/2 and have zero regrets. I had 2 older brothers that did live long enough to collect at 65!!🤘🏽
@mikem37893 ай бұрын
Most experts say you should take SS as soon as possible, don’t wait.
@howardfriedman70773 ай бұрын
No "expert" says that. Experts know the calculations can be complicated and there is no right answer for all people.
@granitfog3 ай бұрын
Wow, what drama school did that woman graduate from? Important fact missed is that when the SS office asks when you want to start your social security, be aware that the first check will arrive the month after the month you designate as the start. E.g. If you say you want to start SS in July, the first check will arive in August.
@urbanurchin59302 ай бұрын
That is for everyone . Social Security payments are always made AFTER the month for which they are being paid . For example : Your benefit for January will be paid in February - - your benefit for May will be paid in June . There is always a lag - - just how it has been set-up .
@granitfog2 ай бұрын
@@urbanurchin5930 Yes, that is for everyone, but not everyone may be aware of that. And it is counterintuitive and contrary to the scheduling of most if not all other life events: "when do you want your vacation or new job to start, when would you like to move into your new home, when would you like your credit card to be activated, when do you want you health insurance to start..." - all these questions have the "start date" and "execution date" to be synonymous, not a month weeks to a apart. The counterintuitive relationship between SS start and execution is why I wrote my comment, to inform.
@jacklamberson14313 ай бұрын
If this is actually true then why hasn't the SSA let those of us on it know about it?? They sends us all kinds of crap so they surly would let us know about this.
@ce3113 ай бұрын
It's true but it's really not that complicated. If you go on the site and set up the account, there's all all this information. One thing she didn't talk about is the break-even point. Google it!
@senpaisylnsr52532 ай бұрын
So they an excuse to not pay.
@marine3836e3 ай бұрын
Think more about retirement health. Not retirement age. if your health starts to fail at 67 and you die a year later. What's important to you? Plus you can retire at 62. Still work at the max per year at a job that you may enjoy more.
@guybeingaguy3 ай бұрын
Group of us in our 20’s YEARS ago partied at a weekend home on the lake. My buddies parents future retirement home. We had a good 7 years 🎉🍺🎉🍺🎉👍 Mom retired, came down and cleaned up ready for her husband to retire. 6 months maybe he comes down, RETIRED! Woke up 7am, he died in his sleep. I’m now 60 full pension, 401, stocks, inheritance, I’m good 👍 Point though, that was 45 years ago and I’ve NEVER NEVER forgotten that and seriously lived my life then and now with that memory/lesson ever present in my mind.
@stevenp172 ай бұрын
If you retire early you cannot earn more than I think 22k a year otherwise they take away from your social security. At 67 you can make as much as you want
@btorr29453 ай бұрын
Exactly right. Every situation is different. If you don’t actually need the money? Take a chance and wait. Even if I make it to 62, I’ll be lucky to live long enough to collect half of what I put into it, let alone my employers contribution. Just think; there are some loony politicians wanting to raise the age again! They don’t understand not everyone is built the same. I thought I’d work all my life. Between hard work breaking my body down and military causing mild PTSD, I ended up retiring early. Vote smart. Social Security is actually your money! Came out of your wages, don’t let the government take it!
@davidcasagrande2673 ай бұрын
I will bet , most senior citizens will quit half way through the update , because it is SO CONFUSING . Thanks again Washington !!!!!!!!!!!!!!!!!!
@livingunashamed48693 ай бұрын
@@jacksvegi.plotcooking.7396 There is lol they want you to update now because its coming soon. I did it didn't take long at all.
@joecontreras50683 ай бұрын
@@livingunashamed4869. What’s coming soon ? ?
@sinebar3 ай бұрын
Yep I gave up half way through. I tried updating my grandparents SS and I’m a 20 something med student and consider myself pretty tech savvy.
@suzannemullaney32053 ай бұрын
I thought it was easy and I’m a senior. Follow the prompts.
@ARichardP3 ай бұрын
Thought the GOP was getting rid of Social Security. They’ve talked about it. They think it’s stupid and that it’s welfare.
@AllStars25253 ай бұрын
The Social Security Administration needs to publicize this more. Who knew??
@bethcormier94592 ай бұрын
And she never said WHY we have to update our accounts! If it doesn't affect our receiving our checks, why do we need to update them?
@erikayano43043 ай бұрын
Absolutely getting it at 62!
@howardfriedman70773 ай бұрын
Why?
@erikayano43043 ай бұрын
@@howardfriedman7077 The main reason is that I already had a stroke, and the second is that I am a Middle School teacher. I am 61.
@debiperkins2 ай бұрын
My husband passed away at 68, kidney disease. I started drawing my small amount at 62. I worked until we had kids, worked part time after they started school. Hubs passed 6 months after I started SS. I stay my part, and a portion of his. I couldn’t live off just SS. Thank goodness for retirement from his job. I turn 65 and start Medicare in October. Draw it at 62!!!!!
@debiperkins2 ай бұрын
Oh yeah. Don’t forget that you SS is TAXABLE!!!!!!!!!! Already paid taxes when you work for it, and then you at taxes on this amount. 🤦🏼♀️🤦🏼♀️🤦🏼♀️ paying the 5k for the year hurts on the small SS check. They will mail you on taxes if you don’t hold out.
@howardfriedman70772 ай бұрын
@@debiperkins SS is only taxable for some people. Less than half of recipients pay taxes on their benefits.
@cumberlandquiltchic13 ай бұрын
She didn’t mention that you can take it at 60, if you are a widow, or widower. Nobody tells you that.
@MrMjolnir0092 ай бұрын
Yeah, she conveniently left part that out.
@timothyross78223 ай бұрын
This isn't really a change to social security. Maybe an upgrade to SSI information access...and always leads to confusion.
@jacksvegi.plotcooking.73963 ай бұрын
What’s the point of this story? Nothing has changed! No, there is no need to update your ss acount online.
@phillipmarlowe05253 ай бұрын
There is if you had account before Sept last year. Have to change how you log in.
@patricequinn77333 ай бұрын
Thank you! She created confusion (and anxiety)re that and,then,switched the subject to retirement age.
@jacksvegi.plotcooking.73963 ай бұрын
@@patricequinn7733 Exactly, she makes it sound like you will lose your social security if you don’t have a .gov account. You don’t even need an online account set up to receive Social Security.
@shaggydawg54193 ай бұрын
@@jacksvegi.plotcooking.7396 Is English your second language? English is my second language and I understand what she's saying perfectly.
@theodorejay10462 ай бұрын
It's just a new way to log in. Nothing else changes 🙄
@joyfulstand73983 ай бұрын
Average span of life is 80 years old and declining quickly. Do the math and take your SS ASAP. Even if you work part-time for the health insurance. That is hardship cuz Medicare doesn't start until age 65 years, and it will cost you $600-$1000 per month for health insurance. God bless the American people who have worked hard all their lives!
@christinecanty54092 ай бұрын
Got mine at 62. Never regretted it at all.
@donlye76983 ай бұрын
Wait until 70 ?? Some people can’t even live up to 70, that’s a problem 😂
@timothyross78223 ай бұрын
Yeah, she's not the one to say what's best for anybody. Find out for yourself.
@peterbedford26103 ай бұрын
12% of us die before reaching 62. And we keep croaking. Remember, they pay nothing if you die before you start collecting.
@howardfriedman70773 ай бұрын
peter: and what percentage live to age 80?
@CrystallyLavender2 ай бұрын
How’d you get the 12%?
@jjbutterbeans15153 ай бұрын
Social security makes it incredibly confusing to do anything. I guarantee you right now that anybody watching this is going I don't even know what the heck you're talking about and they get social security. Shame on the government for not being able to manage their organizations.
@davidcasagrande2673 ай бұрын
I guarantee you , this is not as easy to update your login as they make it seem . I will bet most seniors will give up half way through the process . There was NO CONSIDERATIONS put in this for senior citizens . !!!!!!!!!!!!!
@jamesbarnes95043 ай бұрын
@@davidcasagrande267you expect “consideration” From a government agency, Never going to happen.
@b.l.86112 ай бұрын
I like working, I like being around people, and I like running a company. A lot of people want to work, use their mind and interact with people everyday. People need to stop all the negativity about working longer in life. Please chill out! ❤
@hollyfink61682 ай бұрын
My Dad liked to work too. He retired at 67 & took a delivery job for 10 years. He got pensions from both jobs, he ran into all of our old friends and filled them all in on the family. But the stress was gone. He didn’t have to work at all. He loved his life, Thanked God Everyday. He just passed at 94.
@CRMcGee23 ай бұрын
Grab it when you can. They dangle that few extra dollars out there knowing many of you are not going to make it or last long after.
@scottshrader58722 ай бұрын
If you retire at 62 from 68. You still get the same amount because its the difference. Plus you can enjoy it longer.
@cindym.16183 ай бұрын
I took my SSA right at 62. I'm waiting for my 401K withdrawals until I have to.
@MikeDavis-e5u3 ай бұрын
My dad passed away when he was 52 my brother passed away when he was 62 ready to draw for social security so I would say draw as soon as possible you wait till you're 70 you might only have 5 years
@johnp1392 ай бұрын
Learn how to write.
@MikeDavis-e5u2 ай бұрын
@@johnp139 learn to mind your own business
@davidzumbaum79623 ай бұрын
Those who have not had strenuous jobs, worn out well before full retirement age, and extremely well paid just aren't taking everything into consideration!
@hitechburg3 ай бұрын
A bird in the hand is worth 2 in the bush. I worked for 44 years to be able to retire. Started getting my Social Security at 62. There is no guarantee you will live to age 70.
@NoamPitlick-bg8kw2 ай бұрын
The money you leave on the table in 8 years by waiting until 70 to collect can never be recouped.
@sct40403 ай бұрын
Take your SS asap, is my advice.
@howardfriedman70773 ай бұрын
Why?
@elsierodgers48743 ай бұрын
I had a work injury and ended up on disability until I reached retirement age. Therefore, I didn't lose out on anything.
@sharonrose503 ай бұрын
What age was it that you switched from the disability to retirement age I was thinking it was 65?
@elsierodgers48743 ай бұрын
@@sharonrose50 66.5 they automatically switched it to retirement. The money stayed the same.
@jerzecandy3 ай бұрын
That’s bs, why would they need anymore info than they already have. i claimed at 62 in case something goes left
@indigowolf5563 ай бұрын
Good to know. I wonder if we would have received a letter of some kind to do this.
@jvera64032 ай бұрын
emails were sent out [to people who previously set up an account.]
@tamiz88952 ай бұрын
70?!? That’s a roll of the dice for most…smh
@SVLOKEE3 ай бұрын
My Grandfather retired at 65 and first check came the day after he died.
@terrig22983 ай бұрын
Also FYI: If you die before the end of the month, they take back the last payment to you, since you didn't live the entire month.
@GospelOutside3 ай бұрын
@@terrig2298. Yes. Diabolical. My mom passed away at 69 and that exact thing happened.
@thekid15972 ай бұрын
😳
@ellen49563 ай бұрын
Yeah, or you can end up like my brother who worked full-time from his early 20s on, then retired in his 60s and died two years later for no apparent reason.
@re87463 ай бұрын
You always take the money at 62. The make up time is to long. Avg male in the USA lives to be 74. Avg female 78.
@johnscott27463 ай бұрын
No that’s life expectancy at birth. If you make it to 65 you have a good chance of surviving 20 more years.
@re87463 ай бұрын
@@johnscott2746 74 and 78
@humblecourageous39193 ай бұрын
My husband and I have been collecting social security for about 10 years. We have never needed to go on the website after the initial time of starting social security benefits. If you don't HAVE to start over now, then I think we will wait. We are doing just fine as we enjoy living frugally and healthily.
@johnscott27463 ай бұрын
You should still start a MySocial Security account. That way you can monitor things and it’s easier to contact help if anything happens. If someone hacks your account, they could change addresses or bank accounts and without having control of your own account it would be much harder to straighten things out.
@diane.moore-13 сағат бұрын
Social Security is important for many seniors, but it’s also crucial to plan for retirement with smart investments. Diversifying your investments helps grow wealth over time. It’s never too early to start saving and investing for a secure future. I'm 63 and my husband is 65. We’re both retired with over $3 million in net worth and no debt. We live frugally and earn monthly passive income, which makes our early retirement possible.
@ThomasChai0513 сағат бұрын
Congrats on your early retirement! I’m looking for investment advice. Last year, I hesitated and missed the opportunity to invest, but this year, I’m determined to try something new and open to different ideas.
@mikegarvey1713 сағат бұрын
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
@mariaguerrero0813 сағат бұрын
@@mikegarvey17How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@mikegarvey1713 сағат бұрын
Her name is “Izella Annette Anderson” can't divulge much. Most likely, the internet should have her basic info, you can research if you like
@91ScottieP13 сағат бұрын
Thanks for the info . Found her website and it really impressive
@ralphsanz15653 ай бұрын
Yes! Retire at 70 and take a gamble and die, now social security doesn't have to pay that money. No thank you.
@johnscott27463 ай бұрын
Nobody says retire at 70. I retired at 61. I’m just waiting until 70 to collect my Social Security. My father and grandfather both lived to mid ‘80’s. And since my wife is 11 years younger than I am she will be able to get my benefit when I’m gone.
@ralphsanz15653 ай бұрын
@@johnscott2746 If it works for you and you're happy that's a good decision on your part.
@wendywhite26422 ай бұрын
I was running a business at 62 and I needed that money desperately and I’m glad I did.. There’s no guarantee you’ll be around at 70.
@theideaplace3 ай бұрын
Right but if you claim at 62 instead of 70 you get 8 additional years of $$ esp if you are still working that's money you can put in CD's or other investments and get add'l money for your retirement fund... nobody mentions that
@kisnhug3 ай бұрын
I had friends who didn't make 70 years of age 😢
@Cynthia-uf9ro3 ай бұрын
I know a lot of people who didn't make it to 70. Some people don't make it to 60.
@johnscott27463 ай бұрын
@@Cynthia-uf9roeveryone knows someone who didn’t make it to 70. Me too but I also know some 90 year olds and a nice lady who died recently at 101.
@joycampi72333 ай бұрын
I had no idea this was happening. This video came up on my feed.
@dmlevitt3 ай бұрын
if you last that long and if there is still money in the system. get your SS benefits early. it is going insolvent soon.
@jodybranum40153 ай бұрын
I applied at age 62, Happy Birthday to me!
@bruceblackwell220516 күн бұрын
I wanted to work and claim mine at 70 years old but I had pneumonia and the doctor also found other things wrong with me and he ordered me to quit working so I had to take social security
@oldnatty613 ай бұрын
If you claim at 62 your benefit doesn't reduce. It is less because you are getting it younger and they have to spread it over that time. You want to roll the dices and hope you make it to 67 or 70 go ahead.
@howardfriedman70773 ай бұрын
What is life expectancy at age 62?
@leeanglum13522 ай бұрын
When deciding when to claim Social Security benefits, you can choose to receive a smaller payment for a longer period of time or a larger payment for a shorter period of time. In theory, these two options balance out over time. However, when considering what's best for you, you should consider your individual circumstances.
@terryowen67593 ай бұрын
I was in a position that made it a necessity to start social security at age 62...it really is a individual decision that needs to be made wisely...don't wait just because you will get more by waiting.
@bencuraza65032 ай бұрын
The idea of waiting til 67 or 70. I started 62. Never looked back no regrets life is too short with early outdoor adventure memories with many more to come❤
@WhisperingPeace3 ай бұрын
Another benefit of retiring early is that you can get Medicare, Medicare prescription, and Medigap coverages along with your social security benefits. Medicare cannot be taken away from you while you are receiving your social security benefits. Medicare may not be perfect, but it is far better than not having any health insurance, or having very expensive health insurance, at a time and age when many people are dealing with multiple medical issues and challenges.
@battles1462 ай бұрын
you won't receive Medicare benefits until you turn 65, even then Medigap and prescription coverages are additional coverages you'll pay for - so if you're pretty healthy or can afford paying for health insurance during that 3 year 'gap', all the more reason to retire at 62 -
@steveroe67713 ай бұрын
I retired at 62 due to ankle issues. On my feet my entire working life. Now, I can travel if I want to, with no time away from work restrictions. Travel at a slower pace, and enjoy it more.
@JOHNSmith-pn6fj3 ай бұрын
Going by the chart that says what you get at each age. If you start collecting at 62 versus 70 the breakeven point where you will have collected the same amount of $$$$ out of Social Security is age 80.
@dantheman66073 ай бұрын
I think its 78
@MikeJones-wc4qj3 ай бұрын
@@dantheman6607yep the Golden Years like Joe Biden. Life Begins at those years😊
@JOHNSmith-pn6fj3 ай бұрын
@@dantheman6607 I come up with 80. I just double checked my figures.
@brucehall16003 ай бұрын
I was on disability at 62 and social security forced me to retire to take my benefits from retirement and not disability so I can't get my full amount at 67. Yep couldn't make that decision for myself they took it away.
@pegs16593 ай бұрын
That doesn't make any sense. I went on disability at age 60 and when I turned 66 and 7 months it changed over to regular SS. No one ever said anything to me about having to change it to age 62 early retirement. Did you lose disability for some reason?
@brucehall16003 ай бұрын
@@pegs1659 Whether you believe me or not it happened to me. Perhaps my disability was different as I was under a needs based type of disability and they called and actually took my retirement application over the phone.
@pegs16593 ай бұрын
Oh I believe you! I think you were getting SSI and not SSDI as SSI is need based. You may not have had enough credits for SSDI. The rules are different for each.
@brucehall16003 ай бұрын
@@pegs1659 Oh yes you are so right the rules are different especially how much money you can have in the bank... More than 2000 and you get in trouble so they keep you poor and make you spend if you are going to go over.
@artofficial20103 ай бұрын
2 months later…. Data breach.
@KasperKali3 ай бұрын
Useful information! I just received an email from SSA regarding this. Thanks!
@bobg66383 ай бұрын
Shouldn’t most determine their retirement age by Medicare than Social Security?