When to Buy *Super Top-Up Health Insurance* Is Super Top-up the Right Strategy ? 🤔 *IN HINDI*

A Super Top-up is an extension you can buy on your existing (or new) base health insurance cover. This policy can be from the same insurance company where your base plan is bought or any other.
But you should be very careful while buying the Super Top-up, as it could impact your claim drastically.
Watch the complete video for more details :)
To buy insurance policies, click here - hareepatti.com/contact-us/
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TIME STAMPS
0:00 Introduction
1:44 What is a Super Top-Up Policy ?
2:43 Room Rent Limit (1)
3:19 Two Policies so Two Claims (2)
4:20 Waiting Periods can be different (3)
4:35 Cashless Network Hospitals can be different (4)
5:12 Super top-up VS Upgrading the existing plan (5)
6:00 Right Time to buy super top up policy (6)
6:56 Example of SUPER TOP-UP PLAN
10:37 Opinion on Super Top-Up Plans
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For any queries:
👩🏻‍🎤 WhatsApp/Call: 9650706699
💌 Mail us at: [e-mail]
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Watch our Other videos :-
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- Max Bupa Senior First Plan Details : • Niva Bupa Senior First...
- Max Bupa Health Companion Plan - / 8vis1qt7cd​​​​
- Max Bupa Health Pulse Enhanced+ Plan - • Niva Health Pulse Enha... ​​​​
- Max Bupa Health Companion VS Health Pulse Enhanced+ : • Niva Bupa Health Compa... ​
- HDFC ERGO Optima Secure VS Optima Restore : • HDFC ERGO Optima Secur...
- ICICI Lombard Smart Super Health Insurance Details : • ICICI Lombard Smart Su...
- ICICI Lombard Health AdvantEDGE Details : • ICICI Lombard Health A...
- HDFC ERGO Optima Secure Details : • HDFC ERGO Optima Secur...
- HDFC ERGO Optima Restore Details : / gqvg3hdmjp
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Do SUBSCRIBE to our channel for more such informative videos:
/ @gurleenkaurtikku
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#supertopup #healthinsurance #healthinsurance2022 #topups #supertopups #supertopups2022 #healthinsuranceagent #healthinsuranceindia #gurleenkaurtikku #supertopupdetails #cfp #hareepatti
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 15 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
Viewers discretion is advised.

[@amitdhenge6501]

The 6th point which peoples generally miss out & same exact point picked & explained by Mam that is very important

[@GurleenKaurTikku]

Thank you so much ! Keep Watching :)

[@sudipsantra7251]

Agreed

[@arinadak]

eye opener for syncronizing policy dates.. never thought about it.. good point. thanks a lot

[@GurleenKaurTikku]

Thank you so much jee !

[@vsyamprasad]

Its quite appreciable, wherever a VERY IMPORTANT information and useful in the real and practical sense to the Insurers, i can see more drops in ur eyes which shows that emotionally u want to help to many with ur knowledge... Surely God will bless u in a right manner.. all the best..

[@GurleenKaurTikku]

Thank you so much jee, keep watching 😊

[@mannu8690]

You are such a treat to watch.. Loads of information❤

[@GurleenKaurTikku]

Thank you so much 😀

[@abhis2928]

Very useful info.. thank you so much for providing these ideas which would not be available in the policy fine print..

[@GurleenKaurTikku]

Thank you jee, keep watching ! Also, do Subscribe !

[@dextercyno]

HI Ma'am very informative and valid points. I have subscribed your channel. Im a banker and I have knowledge of all the financial products, However the point I liked very much(and I never realized) is that start date of base and Super top up should be the same (you gave a perfect example) You made the concept of Super top insurance very simple by giving good examples so that even a layman can understand better. Thank you so much. God bless.

[@GurleenKaurTikku]

Thanks a ton, I am glad you found it helpful :)

[@pappubhogarao]

Yes, I am in the process of buying a super top up policy. Matching the dates and the "same" insurance company advice found it very useful.

[@samirsen6120]

Very informative topic..Thnx mam

[@GurleenKaurTikku]

Keep watching 😊

[@govindKumar-ip6sk]

Lagta hai madam Jaise mere liye hi video banaya hai.. thanks GK

[@GurleenKaurTikku]

Glad you liked the video. 🙂 Thanks :)

[@ritkum679]

Very nice info. thanks

[@utkarshkrishnajha3857]

Aap bahut nek kaam kar rahi hain

[@GurleenKaurTikku]

Thank you so much 🙂

[@arshnarula3772]

Thank you ma'am ❤️, today I asked you this question and you made a video about it . 😊

[@GurleenKaurTikku]

YES

[@lynchian275]

Sharp insights, especially on the timing of the policy. I bought a new super top up policy just 2 months ago and my base policy renewal is due in November. What would you suggest I do - should I buy one more new super topup policy now or just cancel the previous one and buy a new STUP?

[@sourabhsoni5927]

Thanks very useful info 😊

[@GurleenKaurTikku]

Glad it was helpful!

[@subhajit88basu]

Wonderful informative video ma'am

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@krtkmakhija994]

Hi Ma'am , what should we do about corporate base policy?

[@pravinmeshram5098]

मेरा बेस पालिसी है लेकिन मेरे wife & my Sun ko supar top up उनका कोही पहलेसे कोही बेस नही हे उनको supar top up पालिसी दी है,अभी उनका क्लेम नही हो रहा हैं प्लीज हेल्प मैडम

[@2831520]

Mam what covered in HDfc ergo Arogya Sanjeevni health policy

[@mithun.m545]

Very informative video 👍

[@GurleenKaurTikku]

Glad you think so, keep watching !

[@TeleEduConsulting]

Great information. One query. I have insurance policy for three years and the renewal is coming this june. When i had taken the policy three years ago, i had no pre existing diseases. In last three months I have been diagnosed with thyroid. How can i get this information included in my current policy so that next policy cover would treat that as known PED and would acknowledge it from day 1.

[@pardeepkumar3336]

Mam Tata AIG health policy kaise hai.claim settlement kaisa hai please batye

[@NiteshKumar-df6lb]

Mam Mere pass pahle Apollo ki policy thi Jo baad mein khud hi hdfc mein port ho gyi Phir meine use bajaj mein port karwa liya Ab mein tata aig mein jana chata hun Kya baar baar port karne mein koi problem hai

[@avvaruananthram661]

What about waiting periods ma'am.. recently i had a claim for a surgery will that be considered as pre existing disease in super topup

[@abhisheksaxena8434]

Thank for your valuable information 😊

[@GurleenKaurTikku]

Keep watching 😊

[@abhisheksaxena8434]

@@GurleenKaurTikku There is a question in my mind like if anyone has very old accident history like around 20 years before then it needs to declare in health insurance at the time of taking health insurance or we should not declare? Is there any parameters like only 5 year or 7 years etc , history you need to declare for health insurance because it may impact on your health. Thanks in advance for your valuable answer.

[@2831520]

Mam is there any capping in super top up .my base policy Arogya sanjeevni

[@arjitsingh6083]

Very well stated

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@shyamnarayanshukla5248]

Thanks mam Nice info

[@GurleenKaurTikku]

Thanks a lot, keep watching !

[@karanpatel4946]

Hi... If i have option of Refill unlimited times then does it make sense to buy super top up plan??

[@pradeeppatel2049]

To help super top company calculate aggregate deductible, we inform them of small hospital cost in one go or same time hospitalization is done.. say 3 times there was hospitalization but deductible of 5 lakhs got exhausted only on 3rd claim

[@dhirendrasinha131]

Useful.

[@GurleenKaurTikku]

Thank you !!

[@maheshshinde1437]

good information

[@GurleenKaurTikku]

Thank you so much !

[@madhukarakshetty3986]

Let's say if I purchase hdfc ergo optima secure base plan of 10lakhs then I can get 30 lakhs coverage benifit. So is it a good idea to purchase super topup of 70 lakhs with 30 lakhs deductible instead of 10 lakhs?.

[@NavalKishor-pn6wj]

Ma'am , Star health insurance ka top up plan ka ek video banaen. 🙏

[@dr.himanshurao5934]

Very nice information maam, thanks for updating. But i have also one query that is, another way to maintain different date surplus policy by cut down deductible amount, lets say in your example it could be 2 lakhs, so that remaining 4 lakhs paid by surplus top up policy. Ofcourse premium in this case slightly higher than in deductible proportionate.

[@jainshalabh]

Fantastic, highly informative. Thank you very much. U R doing great job... I hv a qn. One of the drawback of Super Top is that it is not refillable. I understand this. My qn is: Is the sum assured reset for next period/year?

[@shyamnarayanshukla5248]

Not pls

[@diycarcleanindia4155]

Very informative. I have a query. You suggested to go for super top up with same company. For HDFC Optima Secure with 10 lac base cover, what is the super top up? HDFC Suraksha super top has a deductible of 5 lac and max cover of 20 lac. Anything else you suggest?

[@GurleenKaurTikku]

The medisure super top up is the only plan they have, maximum cover 20 lacs with 5 lacs deductible.

[@maheshyadav4045]

Mam... Agr niva bupa REASSURE hai... 10 lakh ki base policy... 15 lakh ka claim aa gya in case to kya company pay kregi as it has unlimited refill

[@mithunharikumar2979]

Dear madam.. Iam using HDFC ERGO optima secure 25 lakhs policy.. Is iam eligible to buy Niva bupa heqlth recharge super topup policy with a deductable of 10 lakhs?

[@sachin241981]

Thanks dear

[@GurleenKaurTikku]

Keep watching

[@satishkumarkuchoor7519]

Thank you for very insightful session on insurance. If base health policy [5 Lakhs company provided policy,ex: Liberty general insurance] and the super top-up policy [10 Lakhs, Supra super top up, Ex:Liberty general insurance retail policy purchased by me] are same insurance companies. question 1) if hospital bill amount is 12 lakhs & if i use 5lakhs cashless facility using base policy provided by company/employer, for remaining amount of 7lakhs , is cashless facility available on super top-up policy considering both are from same insurance providers? OR do i need to go for reimbursement ?

[@prakashdey5215]

Suppose 5 lac base and 10 lac super top up. Base khatam hone se refill hota he.. par super top up 10 lac eki ber me khatam hone se fir se auto refill hoga ke ?😮

[@OrdinaryPerson49]

You are pure Gem ❤️

[@GurleenKaurTikku]

Thank you 🙂

[@arvindgosavi6337]

Having 5 lakh red carpet star health policy, since 2019 . Not taken a single claim. Now my Age is 68 completed. Want super top up Gold policy .Applied but won't get. What to do.

[@amiyasona]

Hi Ma'am. I have taken base plan & super top up from 2 different companies. My base plan covers deductable amt. Suppose my claim amt is more than deductable , can I claim cashless treatment based on base policy and super top up policy. I assume that hospital is empanelled with both the insurance company.

[@GurleenKaurTikku]

Yes, you can claim

[@snajayekka3291]

23/07/2023 mera base policy Super top up 15/10/23 ka renuwal date hai Mujhe kya karna chahiye

[@abhinay1822]

If we have two super top-up how to claim

[@akshay038700]

Agar base plan na le, to super top up le sakte hai?

[@sahilgoyal7527]

Dear Gurleen, Thank you for making this informative vlog about how to move ahead for considering super top up plans. Just a clarification I would like to seek reg: this topic if in-case, you get a chance to respond back to the same. Separately, I will touch base with you via email and/or whatsapp details flashed on your page to understand in detail pertaining to other financial services you offer. Clarification: Base policy exists for Family floater - in that case is it good to go with Individual sum insured or family floater super top up policy. How the deductible will functions here given 2 members of the family are treated on separate dates and base policy is exhausted for treating 1 member only. Note - Consider Base policy and Super policy month and Year as same in this scenario. Happy to hear your views here. Regards, Sahil

[@prxabirkumarroy8066]

Mam I have a policy HDFC My Health Medisure super top up floater kindly give details

[@edwinpeter9667]

Hello mam ...I would like to change my insurance policy...which is going to expire on August...I have health companion...is it possible to change in re assure..if yes then what I have to do..

[@GurleenKaurTikku]

Yes, it can be done.You can reach out to Niva Bupa's customer care , they will assist you

[@gauravikanawadkar4927]

Thanks Mam, very Informative video. My question is if we have to purchase base policy and Super top policy from different insurers (as Base policy company dont have Super top options), then whom do we submit original bills in case of claims ?

[@GurleenKaurTikku]

Original bills will be given to base insurance company and they will issue claim settlement letter which can be given to super top up company for pursuing

[@gauravikanawadkar4927]

@@GurleenKaurTikku thanks much Mam for the revert 🙂

[@nirmalrai8208]

My base policy SI is 4 lakh. If i take super top up SI 10 lakh with 3 lakh deductible what will be my coverage 13lakh or 14 lakh? Thanks in advance

[@NavinRSingh]

Hi mam like my basic health insurance policy renewal dt is 27 August. And it is 4 yr old. Now I m planning to buy super top. As per what I understood the date on which I should buy super top is 27 August only.. or any date will be ok. Because my old policy is 4 yrs old. Pls advise.

[@GurleenKaurTikku]

Super top up date should be closer to the base policy date, you can buy now as well

[@sahilahmed8576]

Ma'am waiting period kya hota hai please thoda explain kare

[@bhushan7997]

thanks mam

[@meeravinod9266]

Ma’am Good evening Recently in all your videos you are only talking in Hindi. No subtitles too. We don’t understand the subject. Ma’am I am one of your regular viewer. Please take it into consideration.Thank you ma’am.

[@GurleenKaurTikku]

Noted, will try to add subtitles in our videos 🙂 And if you have any queries, feel free to contact us on WhatsApp/Call at 9650706699. Thank you

[@utkarshkrishnajha3857]

Thanks madam

[@GurleenKaurTikku]

🙂

[@chetan1573]

Hi Gurleen, Thanks for this video actually good to know the traps. I have not yet taken any insurance policy as my company covers for that. Now i am looking for taking up a policy for my family ( 2+2). Pls suggest if i have to take only Super top up or Base + super top up. As you said, i am considering atleast 8-10 lacs of base policy & upto 50L of Super top up. is it correct decision ? Are govt insurance companies are good or Private insurance companies ?

[@debapommitra2017]

You can call to her company number and they will guide you

[@soumyadip5139]

I have my company group health insurance policy where me, spouse and both parents are added where the basic cover is 2lac each and also a family florar coverage of 12 lacs over and above the base limit.. so can I buy a super top up plan seperately? And if yes, will it cover all the four members and what will be the applicable deductable amount here?

[@GurleenKaurTikku]

Yes, a separate super top up plan can be bought, you can choose the deductible amount on your own, premium will vary accordingly

[@meetjain37]

How will these restore benefit work in case me and my whole family met with an accident and we have total claim of 8 lakh against my base policy of 5 lakh in the 1st year of policy in niva bupa health reassure/ health companion and optima restore?

[@GurleenKaurTikku]

For 5 lacs policy , if single person needs 8 lacs in the first claim, then it will not be paid If it is for multiple holders, then it will refilled and used.

[@meetjain37]

@@GurleenKaurTikku thanks mam. So if my first claim in accident is of 3 lalk for me and 3.5 lakh for my wife and daughter then it will get paid correct? Your videos are too helpful and your replies are very fast

[@hemantrawat9271]

ap es hair style mai bhot beutifull lagti ho 💫💫

[@vivekrathiCoviol]

Hi ma'am. My father has been renewing New India assurance company's policy since 10-15 years. This policy does not have a restoration feature. Should I change or should I keep on going with the same. And is there any suggestions for good companies providing with better policies?

[@GurleenKaurTikku]

Yes, Restoration is available in many health insurance plans now . We would like you to share some more details with us so that we can suggest a suitable plan. Please connect with us on WhatsApp/Call at 9650706699 😊 Thank You

[@AjayKumarop695]

No need to change

[@AS-gf3ci]

Mam, my mother is 56 years old. She already has a health insurance from Navi, but super-top up plans from Navi is expensive, compared to its peers. In such a case, would u advise to go for a super top up from another brand namely Care

[@GurleenKaurTikku]

It is advisable to have both from the same company as claim settlement is smoother

[@arjitsingh6083]

6:47 Will it make any difference if super top date is after 2 months of base policy. In my opinion base policy is also active at that time suppose base in June and top up in August, will it make any difference?,🥺🙏

[@GurleenKaurTikku]

So, if claim happens between June and august, then deductible will work accordingly.

[@ashishagarwal1588]

Hi Mam, I have a query. In Max Bula reassure the amount is reinstated unlimited number of times. Now, if i buy 10 (Base Same Assured) + 90 (Super top up with 10 L Deductible) , then in a claim can a case arrive in which i have to pay the amount i.e. Super top up doesn't get triggered.

[@GurleenKaurTikku]

No, it will not happen if you are having base and super top up both taken at the same time.

[@rahulanand2458]

I already have a 8 L policy from Oriental Insurance which is expiring on Jan 10 and I am planning to buy a super top up. However, max companies have deductible of 5 L and then 10 L. If I opt for a 5 L deductible with a base cover of 8 L. How will the claims settle if top up is from Niva Bupa (Option I'm thinking to buy)

[@GurleenKaurTikku]

So, after base policy limit is exhausted, you can claim from super top up

[@BALVINDER-Singh]

SSA mam, Agar abb humne alag alglag month mein le liya hai toh kya isse abb drop karke dubara same month mein le sakte hai?

[@GurleenKaurTikku]

Yes, you can do that

[@rishabchoudhury7792]

Hi. Gurleen mam I am currently in bcom 1st year And I want to pursue CFP .. Can u please throw some light on this topic especially the work experience 🙏 Please Thanks

[@GurleenKaurTikku]

Will upload soon ! Thanks

[@rabindranathchattaraj9069]

I HV taken a Super Top up health policy for my daughter of 23 yrs 5lakh base policy +95 lakh super top up,from Policy bazar of Aditya Birla health insurance,both are from same company. Here l like to ask from you that have done any wrong,taking this policy? Secondly l was not aware of purchasing a policy.So I took this policy from Policy bazar. Depending on their advise.But now I am afraid of doing so about any enquiry or any information to share with them.So please Guide me. Last of all l like to say that l am 59 +yrs old.l HV gone through Enzioplasty in 2019 May.l like to purchase a health policy with my wife of 55 yrs.Which company and which plane will be suitable for us.

[@ASub1982]

*Super top up tabhi work krta hai ?. jb "deductible amount" / Base cover aap ne poora use na Kiya ho ?. ( Kuch to bacah ho base cover me )

[@shaktipadabarman8428]

Humko 365 days ka Travel insurance chahiyen ...kiya karu

[@shwetabhranjan5390]

Mam I have taken 15 lacks of super top-up of Max Bupa but I havent got the card of super top of the same

[@GurleenKaurTikku]

Check with customer care team once. Also, you can find the same on Niva Bupa health application

[@agratasviolin1052]

Care की मेरे पास फैमिली फ्लोटर 5 लाख का है..भगवान की कृपा से अभी तक कोई क्लेम नहीं लिया है..पिछले 6 साल से पॉलिसी चल रही है। सुपर टॉप अप प्लान लेना चाहता हूं..क्या केयर इंश्योरेंस के अलावा स्टार हेल्थ या किसी दूसरी कंपनी का ले सकता हूं। या कौन सी लेनी चाहिए..plz सजेस्ट

[@ArvindKumar-ks4vt]

Mam waiting period in my current policy is 3 years, now I want to switch to another another company policy. Do I need to fulfil the waiting period conditions again ?

[@GurleenKaurTikku]

No, you don’t need to serve waiting periods again, continuity benefits will be carried forward to the new company

[@ArvindKumar-ks4vt]

@@GurleenKaurTikku thanks 👍

[@prabhupadma4273]

Can I change Nivabupa Health Insurance Agent during policy renewal?

[@GurleenKaurTikku]

You can send an email to customer care, if your existing agent is active, an NOC is required from him/her. If the agent is inactive, agent will be changed with your written request

[@prabhupadma4273]

@@GurleenKaurTikku Thank you mam

[@InfiniteInsights23]

Can we only buy Super Top up policy without a base plan? I am ready to pay deductible from my pocket, but need more coverage. Just thinking out loud. Happy to learn from other's experience.

[@GurleenKaurTikku]

Yes, can absolutely do that

[@imithu55]

Care ki 25 lakh ki policy ki video banao mam... Care advantage 25 aur 50 lakh main kaun si ashi hai..

[@GurleenKaurTikku]

Thank you for the suggestion ! Will try to shoot a video soon :) Keep Watching

[@batista98854]

Thanks mam. Is top up policy have tax benefit?

[@GurleenKaurTikku]

Yes, the premium paid towards super top up policy can give you tax benefit u/s 80 D

[@swatiagarwal8682]

Which health insurance company is better hdfc ergo vs Star health insurance?

[@GurleenKaurTikku]

We don't have any first hand experience with STAR yet but yes, HDFC ERGO is good 👍 Buy a plan that meets your requirements. If you need any assistance, feel free to connect with us on WhatsApp/Call at 9650706699 Thank you !

[@naisargmehta2468]

If the baise policy is 7.5 lakh. so, is it possible can I purchase a top up policy as deductible on 5 lakh? Please guide me

[@GurleenKaurTikku]

Yes, you can

[@naisargmehta2468]

@@GurleenKaurTikku thanks for response me. Can you please help for the below query? My main policy is niva bufa reassure and sum issured 7.5 lakh So, should I purchase a topup plan deductible on 10 lakh or 5 lakh as no any option deductible on 7.5 lakh.

[@piyushprakash2034]

Being a banker,already having 4 lac medical scheme,which company can give me a good top up plan for family of 2 adult and 1 child. 36 yr,28 yr,4 yr

[@GurleenKaurTikku]

Hello jee, please connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.

[@firestrength..6306]

Hello mam super top up policy port kar sakte हे

[@GurleenKaurTikku]

Yes, few companies allow super top up portability

[@KailashChand-cf9xm]

What is your views on Navi health insurance??

[@GurleenKaurTikku]

We have shared a detailed video on Navi Health Insurance. LINK : kzbin.info/www/bejne/amilhYWElJV-ibM If you still have any queries related to the plan, contact us on 9650706699 Thank you 🙂

[@Rishabh289]

Can I buy only super top-up policy with out base cover

[@GurleenKaurTikku]

Yes, you can

[@prxabirkumarroy8066]

My base policy HDFC ERGO optima restore . This is family policy Two adult and one child for 5lac

[@GurleenKaurTikku]

Great 👍

[@VishalPrajapati-rr9bp]

मैम मेरा 1 लाख का हेल्थ इंश्योरेंस है जो मेरे कंपनी द्वारा कराया गया है तो क्या मैं सुपर top up प्लान ले सकता हु।

[@namitjain5162]

I dont have base policy, can i purchase super top up

[@GurleenKaurTikku]

No

[@namitjain5162]

@@GurleenKaurTikku u r wrong

[@ashokmittal70]

मैंने रिलायंस की हेल्थ पॉलिसी ले रखी है 2007 से 300000 का है मैं टॉपअप ले लूं कौन सा

[@GurleenKaurTikku]

From the same company

[@sauravsonveer993]

Mem policy online le ya offline

[@GurleenKaurTikku]

Both the options are good. If you want to buy the policy, please share your basic details with us on WhatsApp/Call at 9650706699. Our team may assist you. Thanks

[@shaktipadabarman8428]

Above 90 days stay

[@ankitsrivastava5853]

Care plus or Hdfc ergo secure comparison video banaiye

[@GurleenKaurTikku]

Thanks for the suggestion ! Will shoot a video soon 🙂

[@ankitsrivastava5853]

Isme better kon si hai??

[@Rahulwaghumbare]

स्टार हेल्थ कंपनी का इन्शुरन्स कभी मत लेना, बहुतही घटिया कंपनी है, दावे बडे बडे करती है, लेकिन इन्शुरन्स क्लेम सेटल नही करती.

[@fireice5119]

Aap palken bahut jhapkati h

[@shankerrajwar2732]

Madam aap ne jo WhatsApp number de rakha hai apse kuch puchho to reply aap dete nahi Kewal boltee hai bas

[@GurleenKaurTikku]

Sorry, it must have been missed from our side. You can just fill up this form & we will contact you directly. FORM LINK : hareepatti.com/contact-us/

[@ashishagarwal1588]

Hi Mam, I have a query. In Max Bula reassure the amount is reinstated unlimited number of times. Now, if i buy 10 (Base Same Assured) + 90 (Super top up with 10 L Deductible) , then in a claim can a case arrive in which i have to pay the amount i.e. Super top up doesn't get triggered.

[@GurleenKaurTikku]

No, it will not happen if you are having base and super top up both taken at the same time.