Limitations of Super Top Up Health Insurance | Why Super Top ups are Cheaper ? Health Insurance 2022

[@doccsquare6207]

wow i had been banging my head against insurance agents about the differences between 2 things and nobody was able to answer... your video was clear and comprehensive

[@GurleenKaurTikku]

Glad, Thank you so much. If you want to buy a health insurance policy, connect with us on WhatsApp/Call at 9650706699 Thank you

[@michiokaku98]

That's sometimes happens with people having Deep knowledge. She is a certified Planner not just a normal KZbinr

[@rohanbhadoria860]

Base + top up works fine ...my frnds dad recently got hospitalized...5 lac base + 20 lac top up ...total bill was 9 lac....got full cover no single rupee spent...hdfc ergo was his policy

[@GurleenKaurTikku]

Great 😊✅ #HealthInsurancwZarooriHai

[@rishikajain7634]

Is cashless available in super top up?

[@hariharaa70]

​@@rishikajain7634yes Same as any other policy.

[@nasrinbanu6071]

Is the base and top up are hdfc ergo

[@mrsambitkumar2323]

Yesterday.. I heard about super top up health policy.... I was very much excited..... now my nerves have come down Thank a lot... 😊

[@zindagikasafar7442]

Thanks Madam you clear my all queries..... In one video understand which police I have to go for. You are the Best. God bless you

[@GurleenKaurTikku]

Great :)

[@jyotikriplani6400]

Explained simple things in a very complicated way 😀😀

[@amanpal793]

Exactly

[@johnwolfenstein8631]

You might be having the prior knowledge, but for people who do not have the prior knowledge will find it easy and clarified.

[@iloveindiaankur]

You can upload some video which is more easy tonunderstand

[@zachariahtitus1210]

Well explained.

[@দেশেরমাটি-থ৭ড]

That's why...... Called girl.....

[@mybeesteppedonadog]

First video which has the genuine information.. Thanks a lot

[@GurleenKaurTikku]

Glad it was helpful!

[@ravisharma2976]

Good evening mam just want to know that whether liberty supra covers advance cancer therepy like proton therepy . Seeking your advice

[@NitinSingh-xr7ft]

Thank you Gurleen. Exactly what I was looking for.

[@GurleenKaurTikku]

Glad it was helpful, keep watching !

[@kiranjawadwad4271]

Very nicely explained Mam… thank u

[@GurleenKaurTikku]

Thanks a lot 😊

[@anilpatel2165]

Hi Gurleen It was more informative session. Could you also cover what is deductible in super top policy and how this worked.

[@vaibhavdeshmukh238]

Crystal Clear 🔮✨. Thank you!

[@GurleenKaurTikku]

Thank you jee, keep watching !

[@ashishagarawal6731]

I have 2 options 1st 5lakhs base policy+90lakhs super topup 2nd option 15laks base poliy with some addons which one is better

[@Boss-hn8ue]

Loved this video. You know what you are talking. Subscribed❤️

[@robingoyal8289]

U missed consumables as an add on cover which cannot be added on super top up but u can have it in higher base policy

[@GurleenKaurTikku]

Thanks for sharing

[@chahem]

tata super top up has that too

[@subhendudas9009]

I have a question Should i take one sum insured + one super top-up insurance or Take only 1 unlimited restoration benefit insurance? I have star health young star gold. Please suggest should i upgrade my plan to star health assured insurance policy ( unlimited restoration plan) or take one super top up insurance? ⏩ Suggest one super top up policy along with star health young star gold plan

[@baneratrayee]

Can i take two super top up policy? One from base policy company and another from other company. Because my base health insurance company does not offer higher coverage super top up policy. Bese policy coverage is 7L and they are offering 10L super top up. National insurance family floater

[@hiranmayib]

How does these 2 optiobs effect during porting ? Will the Waiting period be based on base sum insured or super top up ?

[@GurleenKaurTikku]

Base sum insured

[@nareshmoharkar]

Very useful video. And timing saving. Lot of information, all relevant in straight language. Thank you.

[@GurleenKaurTikku]

Thank you so much jee :) Keep Watching !

[@GurleenKaurTikku]

Most welcome jee 🙌

[@Dinesh_Thakur_-mh6qp]

Aditya Birla Active fit plus and platinum Enhanced plan me konshi best he??

[@jugalchhetri6168]

Ma'am pls advise which will be better 10+90 preposition Or Single 25 lac cover with 25 lac refill ? Pls answer urgently

[@arvilochanan]

Thanks for a detailed explanation...I've a couple of queries...1. My employer has taken a group insurance to cover employees. Can I take a topup on that or is topup not applicable to this type of coverage..2. I have also taken a Jeevan Arogya Policy from LIC which is a family floater. Is this policy eligible for top-up? You inputs will help me plan accordingly...thanks..

[@savnazi]

Laser Treatments are not covered in most of the policies. Any idea why & any suggestions.

[@GurleenKaurTikku]

Laser Treatments are excluded from the standard health insurance policies as it is an elective/cosmetic procedure. But, nowadays many insurance companies have started covering them too.

[@deveshjain2438]

navi ka 5l ka insurance chal raha hai.. extra care insurance ka 45l ka super topup insurance lena better hai indmoney se ya navi ka hi lu?

[@premkumarnookala]

Very Helpful Information for Policy buying!

[@GurleenKaurTikku]

Thank you so much ! Keep Watching :)

[@amitdhenge6501]

Very nice information. 1)Harsh Sir ka CNBC ka detailed video. 2)Gurleen Mam ki further detailed video. Both are enough to cover almost all doubts & differences between the Base & Super Top up Policies

[@GurleenKaurTikku]

Thanks jee, This comment made my day 😊

[@Vinayps01]

Do you also provide personalised health insurance advisory ?

[@GurleenKaurTikku]

Yes, we do :) You can get in touch with us on WhatsApp/Call at 9650706699 or you can fill up this form & our team can connect with you directly. FORM LINK : hareepatti.com/contact-us/ Thanks

[@yshah84]

Aggregate Deductible mein kya kya count hota hai? Only In Patient Hospitalisation or Including Pre & Post or Including Medical Lab Test + Pharmacy?

[@arihantjainable]

there is a deductible clause in super top up. Does that respect No claim bonus NCB amount? Example: 5L as base sum insured became 10L with NCB after 2 years. And I have super top up with 10L as deductible. If claim is of 11L, do I have to pay anything out of my pocket?

[@kunalberi416]

I wait for ur videos. U give good information and easy explanation too

[@GurleenKaurTikku]

Thank you jee :)

[@rob9384]

Thank you for sharing the info. Is it possible to buy a super top up plan without a base plan assuming I can bear the deductible from the super top up? Say take 95 lac super top up (with 5 lac deductible) but no base plan? If so, any specific disadvantages of such route?

[@GurleenKaurTikku]

Yes, it is possible to buy super top without having a base cover. No disadvantage, just that you will have to bear the deductible cost

[@rob9384]

@@GurleenKaurTikku thank you for a prompt response. Any recommendations for a super top up that doesn’t has any catch?

[@RahulSharma-ps1rf]

Thank you for explaining. This is informative for most of us

[@utpalbhakat8727]

Does Super Top up work on sublimits of base policy amount ? Example: Arogya Sanjivni Policy ( base amount worth Rs. 5,00,000 ) has ICU limit 10,000 /-. If claim amount is 2,00,000 /- but ICU charges 20,000 /- in this case Super Top Up will work or not for claim settlement Rs./- 10,000 ?

[@subhamchakraborty9270]

Is modern treatment or robotic surgeries covered in top up plans?

[@GurleenKaurTikku]

Yes, covered. Please refer policy wording of the respective plan that you want to buy

[@Sandyy1401]

Wonderful video. . I am 35 can i go for reliance health insurance as it has 100% claim settlement. . Or shud i go for something else. . ??

[@SR01995]

Care, star, hdfc

[@Jigiedu]

Agar base policy claim amount exhaust ho jata hai aur koi restoration nahi hai toh in the same year super top se claim kar sakte hai kya ?

[@AbhishekSinghSambyal]

I am thinking of getting max bupa reassure but when I compare its ICR with other companies it doesnt come in top5. Is is safe to go for reassure considering its low ICR? Would it be risky at the time of claim?

[@aradhyasongs2775]

Do family heath insurance le sakate hai.alag alag company se.

[@partha974]

Mam, one question is there. In super top up are there any deductible amount?? Say i have niva bupa 10+90 super top up policy.

[@GurleenKaurTikku]

Yes, super top up comes with deductible option which can be fulfilled by base insurance

[@pravinnayak1306]

Nice information, I have one query, if base plan was already used earlier ,in future can we claim directly from top up if there is no refill option

[@Enjoylife-jz1tm]

Yes if you have selected aggregate deductible which is available in star super surplus gold plan but in silver plan for every hospitalization you will have to pay the deductible amount chosen by you. So always go for gold plan or super top up plan.

[@rennyjacob5094]

Please explain based on the following scenario I have base plan of 5 lakh from 'X' insurance Company and super top up of 10 lakh from 'Y', 1st claim was 3.5 lakh and received from 'X' insurance company If I have another claim of 4.5 lakh in the same year, can I claim 1.5 (5-3.5) lakh from 'X' Company and balance 3 lakh from super top up 'Y' insurance Company? What proof we need to produce that we have used/paid upto 3 lakh before claiming super top up?

[@azar382]

Hi mam thanks for this video. Mera sawal yeh he k Agar mere pass 10 lakh SA + 30 lakh ka super top up ka policy he and mere family me 3 members he Agar puri family ka bill ek hi baar me 40 lakh bill aagya to is scenario me kya hoga?

[@umeshraut147]

what will happen in case i will not take any base plan and opt for only supper top up plan from 100000 to 1CR ? Please advice :)

[@GurleenKaurTikku]

Yes, you can do that. Deductible need not necessarily mean that you need to have a base policy, it means that First 10 lacs in a year will not be paid from the super top up plan.

[@umeshraut147]

@@GurleenKaurTikku Thanks for the reply and clarifying the doubt.

[@shirishdhodwar]

Madam what is difference between top-up, recharge, refills in helth insurance?

[@proudincredibleindian]

Very useful information and topic I have based policy 5 lacs + 7 super top up same insurer But wants to Add one more super top up policy Reliance or Star Health maximum cover Ples guide us Thank you & Appreciated 🙏😊👏

[@maksmannur]

Hi mam. Your doing a wonderful thing by this info I'm holding Health companion of 5L with wife and two kids Have top up of 90L.have been with max bupa for more than 8 years now Thinking of moving to reassure. Pls do guide Finding difficulty in moving as maxbupa not helping since a week

[@GurleenKaurTikku]

Please get in touch with our team at 9650706699 or [e-mail]

[@SA-cb2it]

which insaurance to take :( I am not able to decide

[@GurleenKaurTikku]

You can connect with us on WhatsApp/Call at 9650706699. Our team can assist you with a few suitable options.

[@mohitjain2192]

This has solved a very big confusion in my life.

[@GurleenKaurTikku]

Glad ! Keep watching :)

[@santoshkumarsahu6837]

superb. Thanks for describing in detailed. Ma'am I have one doubt regarding my term insurance. how can I reach out to you

[@GurleenKaurTikku]

You can email us at [e-mail] or whatsapp at 9650706699

[@utkarshchhabra4485]

How is tata medicare Plus super top up plan?

[@GurleenKaurTikku]

We will make a detailed video on that but yes, other super top up plans comparison is coming today on our channel :)

[@RakeshKumarAgarwal-r3u]

Hello mam m Rakesh Agarwal mane niva bupa se titanium Plus 10 lakh ka policy le rekha ha 4 time renew hua ha avhi tho mujhe super top up plan kitne ka lena chahiye mam Thank you

[@dishantdoshi1058]

Is portability allowed from a private insurance company to a PSU insurance company.

[@GurleenKaurTikku]

Yes, allowed

[@daulatrakshe3212]

Nice information mam, please make video on health companion and health recharge combination.

[@GurleenKaurTikku]

Sure, Thanks for the video suggestion. If you have any queries regarding health insurance, contact us on WhatsApp/ Call at 9650706699

[@hirendave1254]

Just amazing. Truly precise information. Thanks 🙏

[@GurleenKaurTikku]

Thank you so much !

[@razahasnain9326]

Hey. Wanted a 10 lakh policy for my sister. Should I go with HDFC ergo, young star insurance or max bhupa (1 crore)? Your help would be appreciated!

[@GurleenKaurTikku]

Hello Raza jee, please get in touch with our team at 9650706699 or [e-mail] to understand your requirement and suggest accordingly

[@rattler123]

Very well explained. Thanks!

[@GurleenKaurTikku]

Thank you so much, keep watching 😊

[@farehakhan4161]

Thank you so much for your time

[@jigneshshah5119]

As per my opinion Buy base policy of ICICI LOMBARD’s Health Advantedge plan of Rs. 10 Lakhs and Buy Super Topup of Rs. 90 Lakhs from Niva Bupa’s Health Recharge plan with deductible of Rs. 10 Lakhs. ( May be it can be very from Casa to case )

[@bhairavaswami2660]

Always advisable not to take from different companies sir

[@tcaa2tcaa2]

Explained amazingly.

[@GurleenKaurTikku]

Thank you jee :)

[@amanpal793]

Mam I appreciate your efforts, and I know you are trying to make this important info to understand but the video is not very easy to understand their is lot of info is given in the video. Try to summarize and make it easy to understand for common man. I understood it but not everyone will get it.

[@GurleenKaurTikku]

Noted, we appreciate your feedback. We will definitely work on this and try to make it more understandable in our future videos ✅

[@U1vik]

All such things you can take care before buying policy. Thoda study karna padega. Need to understand how these company works etc... But insurance works on the concept of probability. So how many times you would need refill ? Main concept is we need to see the claim settlement ratio of these companies. Even if premium is higher, I would say go for Super top up. E.g. Bajaj - Extra care. And specially for people who has corporate policy. They should treat that as base policy and take a super top up policy based on this.

[@dipmitra2]

What if there was a 3rd claim in the same year of Rs 6 lakhs? Option 2 me kaise payment hota? Recharge benefit 1 saal me kitni baar milegi in super topup plan?

[@mayankagrawal9641]

Very very informative video !!

[@GurleenKaurTikku]

Glad you found it informative ! Thanks

[@cricketlovers7303]

Mam is care supreme is a good plan to buy

[@GurleenKaurTikku]

We have made a review on our channel . Please check this link : kzbin.info/www/bejne/pJy5YXl_ptp-Y7s

[@ashishguptasilla]

@gurleen Kaur Tikku mam: Can you do a comparision among super top-up plans from NAVI, ACKO, GoDIGIT & PLUM ?

[@GurleenKaurTikku]

Jee, thank you for the video suggestion. We will try to work on the comparison and bring up a video soon. Keep watching !

[@ajayb1299]

Good explanation..

[@GurleenKaurTikku]

Keep watching !

[@punithnanjesh4772]

Hi, I had taken star family health optima plan for my parents ( present age 65yr & 52yrs) presently in third yr of policy with no claims till now. At the time of obtaining policy they had no pre existing diseases. Recently both are diagnosed with diabetes & hypertension advised medication. How does this recent detection of condition going to effect health insurance .? Do we need to inform insurance company about this development, ? If so to be done now or during next renewal.? Any increase in the premium ? Any waiting period for the complications/ailments from these conditions..? Sum assured 10lak, next renewal April 2022

[@GurleenKaurTikku]

Punith jee, Pre existing diseases are the ones that were present at the time of buying the policy. Their disclosure is mandatory as company underwrites the policy on the basis of PEDs. If these are diagnosed recently, then they are not PEDs. You don't need to disclose them in your running policy.

[@punithnanjesh4772]

@@GurleenKaurTikku Also this policy says 20% co-payment for each claim, if entry age is more than 61yrs. So accordingly for any claims for my father this clause applies. Does the same thing applies to my mother(20% co payment) as at the time of entry her age was

[@GurleenKaurTikku]

@@punithnanjesh4772 No co-payment fwill be applicable or your mother

[@punithnanjesh4772]

@@GurleenKaurTikku thankyou so much for ur time & information

[@punithnanjesh4772]

@@GurleenKaurTikkuI'm planning to buy health insurance for myself & wife. These things were der in my mind 1)10lak sum assured 2)5lak sum +5lak super top up 3) few schemes of max or Aditya Birla for 1cr(5+95 or 10+90lak) coverage with premium of 14k/yr.. What's ur suggestions on these plans.!? Any other better suggestion about the plan & company from ur experience is most welcome..!!

[@Enjoylife-jz1tm]

Mam my base and super top up is with same company but room limit is different . In base policy any room is allowed but in super top up onle single private ac room is provided. Then how will the company give claim if the amount exceed than what is covered by base policy . And post hospitalization is also different in base it is 180 days but in top up it is 90 days how will they give claim please clarify.

[@canikunjthakrar8045]

Hi Thanks for information Max Bupa says % of sum insured in their brochure if supertop up...its % of what any advice??

[@GurleenKaurTikku]

Please elaborate your question.

[@rohitjaiswal946]

Can one increase the sum assured if detected with any critical illness in between policy year? Please make a video on terms and conditions of "Increasing SA of current policy, How does Restore works ". Thanks

[@s....982]

If any one detected any critical illness...BIG NO ., Company will never offer you to upgrade sumassured

[@barinderpartapsingh6278]

Very informative video maam 👍

[@GurleenKaurTikku]

Thank you 😊

[@dileepk8344]

Very good explanation

[@20vjs]

Hi can we go for only supertop with deductible without base policy

[@GurleenKaurTikku]

yes, you can

[@SwapnilPatil-pr7qe]

Reasonable and Customary Charges Kya hai ? .. - Because of this clause I am not willing to take the Max Bhupa Reassure policy . Please enlighten ?

[@shriankur6395]

thank you. this information is very helpful

[@GurleenKaurTikku]

Thank you, keep watching !

[@AshishKumar-eo6wq]

Hello ma'am my question is can we increase or decrease the deductible amount of super top up later on.

[@GurleenKaurTikku]

Yes, you can

[@zubinrulz]

Very informative video. I am having policy from united india insurance. I got policy for 20 lac base cover + 20 lac super top up= 40 lac. should i increase my super top up policy? i am getting 30 lac/55 lac / 80 lac options. premium difference is not much in these options. my age is 38 and my policy is 30 yrs old with no claim till date. please suggest which combination to select or continue as it is with 20+20. thank you in advance

[@OnlinePizzaria]

Hello Mam, Thanks for the information. I have a question. Q: I am a smoker, and suppose I get any illness of lung or heart, will the insurer pay for that? if yes, can you please tell me the company name(Both Health and Term)?

[@shibnathkundu4951]

Mam ak video banaiye jesme insurance company policy lene k bad insurance paper me chota chota type me likha hota hae team & condition. Likin video bohot lomba hoga likin isme bohot sari logo ko benifit milega. (Kya milga or kya nehi milega or milega to kis kis condition pa milega)

[@GurleenKaurTikku]

We have made a few videos on Exclusions in Health Insurance . You can check these links : kzbin.info/www/bejne/m4qsapecaNeSbtU kzbin.info/www/bejne/d2ObhpZ6g7uBoJo Thanks

[@shibnathkundu4951]

Ok Mam Many Thanks

[@shalinisrivastava2612]

Thanks for sharing useful information 👍

[@GurleenKaurTikku]

Thank you, keep watching !!

[@rgtalks2104]

How about if we take 3/5 lakhs of base policy and 40/45 lakhs of super top-up over it, i guess it will be far better option right!

[@rakeshkunwar1363]

Mam Very Informative video ,Just want to ask that if I have corporate health insurance policy of 3 lac and want to go for top up of 50 lac is it possible. 2nd thing is if one of members have surgery in past is policy still be granted.

[@GurleenKaurTikku]

1. You can opt for a top up policy 2. It will depend on the PED and the medical underrwiting team of insurance company

[@rakeshkunwar1363]

@@GurleenKaurTikku Thankyou mam..

[@varunsardana8233]

Superb work!

[@GurleenKaurTikku]

Thanks jee :)

[@venkatutla8342]

Do not think too much about restore/refill/recharge benefits. They are increasing premiums behind these benefits and they are offering these to increase market share in competitive world. No insurance company thinks the benefits of policy holders. After all they are doing business. In my opinion, a simple base policy of 10L and 40-50L super top-up with 10L aggregate deductible is sufficient for many of us. Once you have this in place, focus on building medical emergency fund and staying healthy and fit.

[@venkatutla8342]

lets change the super top-up example with buying "20L base policy" vs "10L base policy with 50L super top-up with 10L deductible", and you know the reality.

[@jigneshkhatri2487]

Hello Jee, Planning to buy Niva reassure for 2A2C . Axis bank is offering some additional along with reassure. Reassure 10 L and they offer Super protect plus , 30 L 3 L deductible with minimal cost of 2500. So nearly 25K i m getting 10 L Reassure and 30L super top with 3 L deductible. Will there be any prob for claim process if both from NivaBupa. What r loading in super protect? Advisable to go ahead or i should only go ahead with anyone with 10 L deductible? M 42 Y.

[@GurleenKaurTikku]

Jignesh jee, The plan super protect plus is offering of group insurance and given through bank only. That is why cost is lower. You may have to shift to retail plan once the tie up with Bank and insurance company is over. I will suggest go for retail plans - here reassure + recharge through Niva Bupa instead of a bank.

[@pankajchoksy8484]

Well articulated

[@lavishuppal2529]

Can insurance company cancel the top-up in future? because if they have done then what insurer can do because we can't increase the sum assured after a single claim.

[@vithalsudhir]

Nicely explained. Thanks

[@GurleenKaurTikku]

Glad it was helpful!

[@jogeshnanda6113]

Mam can we go with chola mandlam ms health insurance

[@sivaramakannanparamasivan9734]

But mam the NCB will reduce at the same rate if there is a claim right. So what's the deal. Pls

[@laxmisoujanya3474]

Thanks gurleen..could you please share why are these top up options available when similar cover is available in hdfc optima super secure where coverage is 5x..

[@GurleenKaurTikku]

Super top up options are available for those who wish to enhance their coverage at affordable cost. Not all plans give 4X or 5X coverage and besides if someone can't afford as cost of these plans will be little higher than base and super top up combo, that is why such options exist.

[@laxmisoujanya3474]

@@GurleenKaurTikku thank you for the clarification

[@GurleenKaurTikku]

@@laxmisoujanya3474 :)

[@biswadevsengupta8383]

@@GurleenKaurTikku What are the advantages of HDFC Ergo Optima Secure plan of Rs 25 L Sum Insured (which will give a cover equivalent to Rs 1 Crore after 2 years) vs taking a super top up combo plan of 5 + 95 from Max Bupa? The premium in the combo plan will be much lower and even if there is no restoration or bonus in this plan, the coverage is still Rs 1 Cr in the 1st year itself which Optima Secure can provide after 2 years with restoration and bonus. So, why should anyone chose Optima Secure at a much higher premium with similar coverage?

[@nasrinbanu6071]

Pls answer mam

[@pranilpatil7339]

Hello ma'am, I want to know 1 query regarding super top up policy. Can we buy Super top up without any base policy like 3 lac deductible and 7 lac coverd. Is this cliam get settle for the amount of 10 lac ??

[@GurleenKaurTikku]

7 lacs will be covered from super top up , 3 lacs apko khud pay karna padega pehle

[@deeptibansode4749]

Mam Maine ek super top up policy nikala hai kya vo Mai cliam kar sakati hu kya us policy ke jariye mai hospital Mai admit ho sakati hu kya

[@tigerjasmeet]

I am confused between two policies Niva Bupa ReAssure or Care Advantage (25L sum assured). Care Advantage is too cheap when it comes to 25L policy. Which is better?

[@GurleenKaurTikku]

Hi Jasmeet, please contact our team on WhatsApp/Call at 9650706699. Our team may assist you in choosing a suitable policy. Thanks :)

[@virajshah7656]

When one has Unlimited Restoration in Policy then is there any need of Super Topup ?

[@nasrinbanu6071]

Pls answer this question mam please

[@geet5610]

Hello Mam , Which company is better between , Start Health , Hdfc Ergo and Max Bupa , ( I want to buy policy for 2Adults M40 , F38 , Child. 2.8 ) Sum Assured. Below 5 -10 L , Pls. Suggest best plan If we'll go with Super top or Super Surplus , OR pls.suggest the plan without Super top and Surplus also... Thanks. Awaiting for your valued suggestion.

[@GurleenKaurTikku]

Geet jee, Please get in touch with our team at 9650706699 or [e-mail]. Need to know few other details also to suggest the suitable policy. You also fill details here - hareepatti.com/contact-us/ and we will get in touch with us.

[@varunv2088]

If I have a 5 lakh base with 95 super top up(5 deductible) from the same company, I won't have to worry about any problem except the issue of buying on the same date. In that case single 1cr insurance and 5+95 are the same even if my claim amount goes as high as 99 lakhs with multiple/single hospitalization, it doesn't matter. Am I wrong anywhere?

[@GurleenKaurTikku]

Hi Varun, this understanding is absolutely correct.

[@dalipkumar2517]

Ma,am I have send to you one mail but yet get any update from your side. After sales service how we can get ? Dalip

[@jyotigandhi3856]

Thanks for the video

[@GurleenKaurTikku]

Thank you :) Keep Watching !!

[@hemangoroy1065]

Thank you ❤️ Mam for the valuable information..

[@GurleenKaurTikku]

Thank you jee :) Keep watching !

[@Fungamingdrop]

Can I take super top-up on my company insurance and are my parents will be coverd under supertopup

[@GurleenKaurTikku]

Yes, if you take super top for parents, they can be covered

[@deepakgupta-hk9ig]

Nice information ma'am. I have 5 lakh insurane from my empoyer. So i jsut took super top up from niva bupa (Health recharge) of 95 lakh with 5 lakh deductible for my family, 3 years back. KIndly suggest if this good approach and good plan to take.