Where Have I Been? | Returning To Cash Budgeting | Budgeting Set Up | Budget Planner Flipthrough

[@lucyramos1]

We love you Natalie. I am so glad that you are back. I echo with the other ladies have said, that I'm sorry that you've been through so much. There is nothing wrong with starting over again as long as you acknowledge what needs to get done and not ignoring it. We all have been there. Sending you big hugs. Congratulations on baby girl. I'm always routing for you. Take care. 🌈

[@elainhayter9144]

Aww Natalie, I feel so happy and so sad for you all at the same time 🥺. I've watched your videos right from day one and have followed your family's life journey over the years. Let me just say that "we" your KZbin followers, are all routing for you and your family and "we" will support you (as best as we can on social media) to encourage and lift you. You are a fantastic mummy and your children are so lucky to have you. Sending you all nothing but positive vibes and lots of love xx

[@rainbowbudgetsandplans]

Thank you so much!! 🌈

[@lijoyinfeng]

Sending you much love and hugs at this time! You got this!

[@adayfullofbudgets]

Your honesty is truly commendable. Sorry for your losses and the fight you are fighting for your son. Life shouldn’t be that hard for a little laddie. Sending you lots strength and will be here to support along the way 💕

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@josephdaly2015]

Welcome back Natalie you have been missed. I’m so sorry for the difficult time you’ve all gone through. I can’t believe the school not helping as much as they could have and as for the services, they are a disgrace (like our own here in Ireland). Delighted to hear about Miss Baby Pickle, congratulations to you all. Be kind and gentle with yourself. You are so brave to show this journey and give me and so many others the courage to start again and that “it’s only failure if you don’t try again”. Looking forward to seeing you achieving your goals. Have a great week. Mary, Joes wife 🙇‍♀️👏👍💪🙏💐🌈💷

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@fullmooneve1651]

I'm glad you're back Natalie 😊 congrats on baby pickle, best wishes for your delivery. You've been through the rough love, I'm so sorry to hear how hard it's been, you are such a trooper, your strength is incredible! Here for you and your family, take care ❤️❤️

[@Joanne-j9q]

I can feel your anguish, joy, frustration, and everything else coming through. 21 years ago, I was in a similar situation - one child home schooled due to special needs, one starting school, and my own miracle rainbow baby on the way. It will get easier. Do whatever you need to get through it all. Wishing you all the luck in the world xx

[@rainbowbudgetsandplans]

Thank you 🌈 ❤️

[@michellegigante7975]

Wow! Thank you!! When I saw your video, I clicked on it immediately. The last time I saw you on KZbin was on a LIVE and I was getting lunches ready from Australia. I can't believe what you've been through since then. You are such a resilient person. More than resilience though, you are an extremely clever business woman. Look at what you can do with your channel. You definitely have natural entrepreneurial talent I think you need to explore. Don't ever underestimate the importance of being a Mum and how hard that job can be. Weigh up money/priorities and NEVER feel guilty for your choices, and in all honesty, sometimes we thrive when we struggle. In my opinion (as a 52 year old Mum), if you can manage a 45 hr week, then you should be putting that energy into your own business. Just my opinion. Be proud of yourself. You are such an asset to your beautiful family. Sorry for the long msg.

[@rainbowbudgetsandplans]

Thank you so much 🌈 I agree I definitely need to be home and having my own little bit of creativity on the side will allow me to do that 😊

[@sandramcpherson1906]

Oh my goodness you and the family have been really through the mill. However you have so much to look forward too. It’s lovely to have you back. Remember we are all behind you. x

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@BeckyCharles1701]

Congratulations on baby pickle ❤️ we have kids similar ages - 6,3 and the little one is now four months. Three kids is full on but lovely! Well done for coming back to budgeting, life isn’t easy but the most important thing is to keep trying. Looking forward to your videos! 😊

[@rainbowbudgetsandplans]

Oh wow! I must admit I'm nervous to go from 2 to 3 🤣 but I'm sure she will just slot right into our family ❤️🌈

[@amandag2232]

I'm so sorry you've had such a hard time in the last 18 months. We're all behind you in your new journey - we know you can get back on track. On a selfish note: it's so good to have you back. You were the person who taught me how to budget and you've quite literally changed my life. ❤❤❤

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@cafebudget]

Welcome back Natalie. Sorry things have been so tough. Try to concentrate on the positives and things you can control. Enjoy the coming weeks with your family and new addition💕 It sounds like you need more support with schooling etc. Please reach out if you want as I have navigated something similar recently xx sending hugs

[@rainbowbudgetsandplans]

Thank you! 🌈

[@michellem5801]

It's good to see you back, Natalie. Firstly, congrats on baby pickle!!!🎉 I'm so sorry to hear of your loss and difficult financial position... I mean that with empathy, not sympathy. I really admire your strength. Please don't apologise for being emotional or anything else. You owe us nothing. It's your life. You live it your way. Please be kind to yourself!❤

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@thearbitrarylife]

Disappointed I am not! Supportive I am. You’re human, so are your family! Beautiful, you got this season of life and come out the side with beautiful little girl and bigger beautiful family.

[@rainbowbudgetsandplans]

Thank you so much!! 🌈❤️

[@vickymarsh5165]

Well said! Personally I am just pleased to hear that you are ok Natalie. I am sorry that life has thrown some heartaches your way and glad for your news. I have no doubt you can do this and you have us all cheering you along x

[@FinancesWithShyAngel]

Welcome back 😊. Sorry to hear that you've gone through such a rough time. Its ok to start again, its sounds like you have a great plan to sort everything out. Congratulations on baby pickle.

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@Dreamingbigbudgets]

Never clicked as fast not watched it yet and I'm excited ❤

[@rainbowbudgetsandplans]

❤️🌈

[@anniec6420]

welcome back,,,yet again.........i really wish you would remake your laminated penny challenge card for sale again as it the best of the best and i will like to give it to friends and work collegues.....i have one and its an amazing savings challenge in my life....i save it for my birthday every year and it gets us to a posh hotel eveytime.....this year prestonfield house, edinburgh....one week to go....your new stuff looks amazing

[@rital.7804]

So happy you are back we are all here to support you! We can all relate somehow with your story ❤️ Don't give up you can do this!

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@dympnanightingale5627]

Oh Natalie, lovely to see you back. What a tough time for you all. 😢 It won't always be like this, it will pass. We're all human and can only deal with what we can deal with. So inspiring to hear you pushing forward, and determined to get your finances on track. First of all, congratulations on baby pickle👏👏👏hope all goes well xx The boys will find their own level. Every child is different. Honestly, look after yourself, deep breaths, just stop when necessary and reset. Love your new planners. Love another video when you feel up to it. No pressure, no stress. Big hugs to you all xx

[@rainbowbudgetsandplans]

Thank you so much! ❤️🌈

[@juliaseaman5860]

We also had a big pickle who hated school, cried every morning and left school with no qualifications He loved drawing though and now is on a starter salary of £60,000 plus as a concept artist Celebrate with big pickle his passions and with his loving family he will be okay x

[@rainbowbudgetsandplans]

How amazing your son has done so well for himself! I really hope to say the same for my big pickle too as he has so much to offer the world ❤️🌈

[@tw418]

I feel for you ❤❤❤ When my son was 14, he got schizophrenia. And for some years after that, my budget spiralled completely out of control. So I get your situation. I got my budget back on track, though. So hang in there ❤️❤️❤️

[@rainbowbudgetsandplans]

Thank you, I hope I can follow you in the right direction! 🌈❤️

[@tw418]

@@rainbowbudgetsandplans One day at a time ❤️

[@amynanfito248]

It’s good you are trying to take charge of the situation you are in. It is so easy to slide backwards when you’re dealing with high stress. Can wait to watch your videos!!

[@rainbowbudgetsandplans]

Thank you ❤️🌈

[@helmcg7295]

Stay strong! You are all in this together! Team Family! We are all here to support! ❤

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@dharmaphile]

I'm so sorry for your losses Natalie. What a lot you've all been through. So sad how Big Pickle and all of you have been let down - he is not the problem! Great to see you back. 💜

[@rainbowbudgetsandplans]

Thank you so much! 🌈

[@kirstensenior4542]

Thank you for sharing your video. The only way is up and stay positive. As long as you have your little family and husband to be, you can make it work. We are all rooting for you. Are you able to set up buy me coffee on your KZbin channel as it might generate some side hustle? What about ads in your channel as I think they might help with some sort of pay. Definitely reopen your Etsy shop or even do it online yourself as I believe Etsy takes a huge amount in commission. Vinted is another good place to sell your unwanted things. Or even local market place. Anything that can help your family. Good luck. 👍💕💕

[@maryhowden9295]

0:22 Commenting before watching ! So pleased you felt you could come back ! Great to see/hear you. Ahh Natalie please don't feel like you need to apologise. We're all here to support you and cheer you on. So sorry on all your losses and your most recent loss congratulations on Rainbow Baby Pickle and sorry to hear about Sadie ? I know she meant alot to you all love and hugs to you all xx

[@rainbowbudgetsandplans]

Thank you ❤️🌈

[@jennyb738]

You are so brave to share everything with us. I had to fight for school for one of my boys and I hoped in 20 years things might have improved 🤬 Stay strong and happy landings for your baby girl ❤️❤️

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@iamchristyfierce]

We’re so happy you’re here! Thank you for being so vulnerable and sharing your experiences. We’re here for you!!

[@rainbowbudgetsandplans]

Thank you ❤️🌈

[@joannekearney5588]

Best of luck to you all ❤ happy to see you again Natalie, please take care xxx

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@AshleyBrown-j6e]

I'm so glad your back! All of the emotions and your allowed to feel them all. Especially with so many things happening. No shame in coming back to budgeting. Like you said it works for you and your going to try it again. Thats wonderful. So happy your here.

[@rainbowbudgetsandplans]

Thank you ❤️🌈

[@CraftyBudgeting]

Lovely to see you back Natalie and wishing you all,the best with your upcoming little pickle ❤️ You’ve had a hard time by the sounds of it and hope things improve with your son and schooling etc xx

[@rainbowbudgetsandplans]

Thank you so much! ❤️🌈

[@marymohr9918]

Happy to see you back. We’ve missed you! Happy for your new baby! Such a gift for your family.

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@nathalie7516]

Congratulations! Many ups and downs over the past 18 months but you've got this. Glad to see you back!

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@amandagutierrez9994]

I’m so sorry for all you have been through. I can relate to some of it all too well. I am so happy to see you posting again and have missed your content! ❤ take care of yourself

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@catherine4339]

So pleased you’re back.😊 you will get through this. Congratulations with the news of little Miss.😊💖

[@rainbowbudgetsandplans]

Thank you so much!🌈❤️

[@CarmelB77]

Hi Natalie, sorry for your loss , and congratulations on you're new baby. Im so sorry big pickle is having such a hard time and being let down by services. I dont know if youve had a diagnosis or not but it would be worth going private if not. Im an autism mom and know how hard this is for you.

[@rainbowbudgetsandplans]

No he doesn't have a diagnosis yet, and a private assessment is something we will be looking into 🌈❤️

[@kelleep535]

I'm so sorry for your loss, and for everything you've had to deal with. Welcome back, we're here. ❤

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@MC-hn5go]

So great to see you back RB 👏 No matter what gets thrown at you RB, you find a way around it so I have every faith, you will get through this 💪 That stunning planner will most definitely help & as for those envelopes, OMG, I so hope you stock them in your shop 🤞🏻 Can’t wait to welcome Baby Pickle 👶 xx

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️ the envelopes will be available once Baby Pickle has arrived and we are settled!

[@aserrano36]

I am so sorry for your loss. I am happy for you and your family and your rainbow baby. Life hits hard sometimes and you did and are doing exactly what you need to do to get by. It’s ok to start over. Lord knows I have had to many times! I hope to see you soon. Praying for a great delivery!

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@mirandam7243]

So sorry for your losses and all the difficulties you have been through. We are also in more debt now than we ever have been and I understand how overwhelming it feels but you can do this! Looking forward to cheering you on as you make progress in your financial journey. I am so excited to see you back on KZbin - you are my favourite channel!

[@rainbowbudgetsandplans]

Thank you so much 🌈 💓

[@heatherg3357]

My oldest daughter has epilepsy and that combined with her medications created a similar issue for us with the behavioral issues at school. It took years to get her the support she needed and those years were the most difficult of my life. It can also be very lonely because it feels like no one understands what it's like. You're not alone, I see you. sending so much love from across the pond.

[@rainbowbudgetsandplans]

I hope you got the support for your daughter in the end ❤️ it's a very long and tiring process!

[@angelay1925]

Found your channel today, big hugs, congratulations on baby pickle. I cant do much to help (we are in a similar financial situation) but you have earned my likes and subscribe today in the hope that every little helps. Xx

[@jerryglass6513]

Hi Natalie. Congratulations on your new baby girl. Last year seems to have been a very difficult year for you and family. Sometimes working full time for someone else is not the answer. Working on your business on etsy allows for time with your children and partner. I for one, am very excited to have you back. I have ordered 3 of your binders and really want your pack of playing/saving cards.

[@rainbowbudgetsandplans]

Thank you! 🌈

[@rachelfoster5691]

Went looking for another planner as loved last years. Then found this. The design is stunning please tell me you are selling those envelopes. Sorry youve had such a year of it but well done on accepting it and starting to fix it. Like last time, baby steps and little changes make a huge impact ❤

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️ yes the envelopes will be available to order once Baby Pickle has arrived and we have settled into some sort of "normal" routine!

[@mariajohnson6400]

❤ So glad you're back keep fighting,it will be a slog no-one has the right to judge you so no worries.Look after you and your family x

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@FrugalFunMum]

Welcome back! Thanks for sharing I bet it feels like a weight has been lifted. My son has Autism and although we are in Australia the system is not well equipped to handle severe behaviour issues too which we were still struggling with school at 16 years of age! I'm home schooled too. I do a LOT of side hustles as well survery's online it will all add up even if it just covers the bread and milk one week. Congrats on Miss Pickle how exciting! As they say - onwards and upwards from here now! So much to look forward too and we will watch your journey- you've got this!

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@mummyofthreeuk3188]

Hi Natalie so glad to see you back. Sounds like you have had tuff time I feel for you also congratulations on baby pickle 🥰

[@rainbowbudgetsandplans]

Thank you! 🌈❤️

[@katietuttle5382]

Welcome back! Excited for new videos! Praying for your family of 5!

[@rainbowbudgetsandplans]

Thank you so much! 🌈

[@Chloe299XxX]

Oh I was just looking at your store recently and wondering how you were doing. Wow. I'm so sorry you've had such a horrible time. Congratulations on your new Pickle I'm so excited for you there. 💗 I really hope your older son gets the help he needs. It's so hard its the same in Ireland. So let down by the system. My heart breaks for you hearing how he was treated. Plus please never think we are disappointed in you. Life happens. And it sucks! You're being honest. You could hide it and say nothing. Reality is different for us all.

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@GillianBudgets20203]

Hi lovely lady.. So happy you're back.. Von on your new addition to the family. Pl don't feel you owe us an apology.. You gave budgeti a break.. But you didn't give up.. And that's all that matters.. You're stronger than you think. Looking forward to seeing you conquer your debt again 😊 . Sending you lots of love and hugs 😘

[@rainbowbudgetsandplans]

Thank you so much 🤗🌈

[@pixie0809]

Really pleased to see you back. Life happens Natalie however you come back stronger. We have you back. Excuse the pun but baby steps! Wishing you strength in your journey xxx

[@rainbowbudgetsandplans]

Thank you 🌈 ❤️

[@BudgetWithBliss]

Glad to see you back Natalie, you have got this 💪🏻💖

[@rainbowbudgetsandplans]

Thank you!! 🌈❤️

[@littlehouseontherock]

Good to see you back!

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@TheSheps14]

I’m so sorry you’ve been through so much, my dear! For what it’s worth, we - your KZbin and Instagram “family” - are here to support you. ❤️ I sincerely hope and pray you’ll get back on track. I have faith in you.❤️

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@ayela562]

“I don’t want sympathy.” Ok how about some empathy then? Because I think so many people can relate to the struggles you are experiencing. It’s just plain HARD to manage all that you have on your plate. My kids are adults now, but I remember with clarity how difficult money, parenting, marriage, home and life were when I was in your stage. It sounds trite, but just keep moving dear. Just put one foot in front of the other, love that precious family, and make the best choices you can. It will get better . I promise. ❤

[@hmleffler2246]

❤ big hug 😊 I am happy to see you back looking forward when ever you post You can do it

[@rainbowbudgetsandplans]

Thank you so much!! 🌈❤️

[@manifestationbudgets]

Welcome back ❤ sounds like you've had a really tough time. Don't worry about the debt being higher, we all end up in those situations. So exciting about little miss pending arrival. Wishing you a safe delivery Xx

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@melissam4714]

I'm sorry to hear about the tough time you have been through! I really hope you get big pickle sorted with a supportive school very soon x Congratulations on the pregnancy and I wish you all the best for the birth x

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@lifeWithAarynLynn]

We all go through hard times and sometimes things just become harder and harder and plans to work out as much as we thought they would! But we’re glad to see you back and we’re definitely here to support you on your journey back to getting out of debt! Definitely shared this in a community post on my channel Because as a community of budgeters, we all know ups and downs are going to happen, but we’re all here to support you and route you on! 0:19

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@rachelpowell3809]

Oh sweetheart i just want to jump through the phone and give you a hug. Firstly congratulations on baby pickle. Im a mom of 4 SEN children its really hard but also rewarding but i promise there is little light at the end of the rainbow there are organisations that can help such as dlawitch will gelp towards little mans bits and bobs that needed and your not alone, Schools are pants my children are been suspended weekly. I seem to soend more time arguing with the schools with there lack of provisions. If you ever need any advice babes. If you need any advice please shout. Xxxx

[@rinakaur7245]

Congrats! Was waiting for launch of new planner vid.

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@MaddieWBudgets]

Hi Natalie, I was so happy to see a video from you after such a long time. Welcome back 😃 This was a tough watch. I am so sorry for your loss, my heart goes out to you all xx And big pickle deserves every bit of help and support you can fight to get for him. Which I find disgusting actually, that parents such as yourselves even have to fight for it! But I won't pull out the soap box on that one. I will add in my prayers that you all get some good news from your upcoming appointment. Natalie, I am certainly not looking for an apology from you or anyone .. when chit hits the fan, it hits!! We do what "we" think is the right thing at the time to help. Life isn't black or white is it, but it's what we take/learn from such times is the important thing. None of us are perfect, many of us make mistakes .. repeatedly! LOL (speaking for myself there 😏) BUT, you haven't quit. You're back to try again. I 👏 you for that and am really happy you are. Don't be so hard on yourself. Don't be embarrassed or ashamed. I have followed you from your very first video, and I still use your budget sheets today 😃 you would motivate me and inspire me and I thank you for that and I really look forward to once again joining you on your journey. Lovely to see you back and I can't WAIT to meet Baby Pickle 😄😄 Take care ... Maddie 💛

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@aprilbudgets]

Congratulations on baby pickle ❤

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@aserrano36]

So excited to see you!!

[@rainbowbudgetsandplans]

Thank you! 🌈

[@zoesearl7252]

Welcome back 😊 you've got this xxx

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@Dreamingbigbudgets]

Oh Natalie, how heart breaking firstly I'm so sorry for your loss of both baby and Sadie (if I've remembered her name correctly, apologies if not) . I'm sorry to hear big pickle is struggling, and it sounds like you not returning to work is going to be the best thing for your family. Don't feel bad about getting into more debts. Life happens, and mental health isn't a joke when when you're going through so much, it's understandable to compensate or even just buy a takeout to get through to day no-one blames you for doing what you think is right at that moment in time sending huge hugs and I'm so glad you're back I could tell how difficult this was for you and a huge congratulations on baby pickle 🎉 here is to new adventures and fresh starts with your family x

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@lifeWithAarynLynn]

Girl, we are glad to see you are back and missed you! Super excited to be watching videos from you again! 0:25

[@rainbowbudgetsandplans]

😊 thank you 🌈

[@RonnieFisher-j5g]

Been following from the very beginning, hope you and the family are doing good, glad to see you back always enjoyed your videos :) was able to save to buy your planner cannot wait to receive it xx

[@rainbowbudgetsandplans]

Thank you so much ❤️🌈 I hope you love your planner!

[@Grwmcarysxlily]

I’m so glad your back Natalie but not under these circumstances, you’ve been in my thoughts quite often, I never thought to get Indra to check on you 😢. I’m so sorry you’ve had a hard time but DONT you DARE APOLOGISE to anyone. This is your journey and it’s not been an easy one. I hope baby pickle makes an easy entrance into the world for you ❤ please take it easy beautiful lady ❤xx

[@rainbowbudgetsandplans]

Thank you so much! 🌈

[@Girlpleasebudget]

bless you! such a hard time, I've been going through the same thing with my son at primary, it is so hard, let alone all the other bits added on top youve gone through!! sending a big cuddle lovely xxx

[@rainbowbudgetsandplans]

Thank you! I hope you also get the support you need for your son too 🌈❤️

[@lisaholden6183]

Welcome back Sorry you have been on such a rollercoaster.Congratulations on your news

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@laylaa9787]

Welcome vack, congratulations on baby pickle. Sorry for what you have to go through for trying to get help for big pickle. You really do have to fight for them ❤ hope he finds the right school place for him

[@rainbowbudgetsandplans]

Thank you, me too! 🌈

[@picking4profit]

Bless you all, you have all had such a difficult time. New beginnings for you all now with a beautiful baby to look forward to. Finances sometimes have to be put on a back burner and don't be too hard on yourselves for adding debt. Sending you a virtual hug.

[@rainbowbudgetsandplans]

Thank you so much! 🌈❤️

[@LeLaBudgets]

Hey Natalie, easier said than done I know but try not to stress about a section. Le is 4.5 and La is now 21 months - she’s my rainbow baby. I didn’t want a 2nd section either but honestly recovery for La was soooooo much easier than with Le. I think it was because Le was prem (33+6) La was 37+3.

[@rainbowbudgetsandplans]

Thank you, I'm trying not to stress about it haha. What will be will be, as long as she's delivered safely that's all that really matters ❤️🌈

[@tessrobin4548]

Welcome back and best wishes for you and the little Miss 😘

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@stitchbudgets3031]

Hiiiii! So happy to see you! I have been thinking about you!

[@rainbowbudgetsandplans]

Thank you! 🌈❤️

[@lifeWithAarynLynn]

Natalie, I am so sorry for the loss of your pregnancies that you’ve had in the past. I’ve been there myself. I’ve had three miscarriages and it’s rough and I’m so sorry that this is happened to you as well! Very sorry to hear about the passing of your dog as well that is a very, rough thing as well to go through especially when all this is coming back to back! As far as your son goes your oldest son, does he have a form of autism? I have two children with autism so I know it can be rough, and the disruptions and environments can really cause a bunch of, stirring up in situations and I hope that he’s doing better

[@rainbowbudgetsandplans]

He doesn't have a formal diagnosis yet, but I believe it to be ADHD and possible autism. Unfortunately we keep being rejected to get him formally assessed

[@SBryerman]

You did it before, you can do it again. Congratulations on the new expected arrival

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@peacedebt]

Welcome back!!❤❤

[@rainbowbudgetsandplans]

Thank you! ❤️🌈

[@tinagustavsen3165]

Congratulations on Little Miss Pickle!!

[@rainbowbudgetsandplans]

Thank you so much 😀🌈

[@lifeWithAarynLynn]

Oh my goodness congratulations! My oldest daughter just had her second son in August. My second oldest daughter is having her second daughter and is due on 15 December! So I’ll be a grandma of four finally shortly in a few weeks! Congratulations on your little girl! I had five girls before I had my final child and finally I had a boy! No more babies here for me lol I’ll be 48 on 29 December

[@rainbowbudgetsandplans]

Congratulations to you too for all those extra Grandchildren to love ❤️🌈

[@50somethingbudgets]

Glad to see you back ❤

[@rainbowbudgetsandplans]

Thank you 🌈❤️

[@neusb172]

You could get second hand toys, and make christmas morning more about the anticipation, and making breakfast together, and living cookies for santa and trying to catch him, and make them laugh. They will remember that not what toys they got. Do you remeber what toy you got for your 6th christmas? I sure dont

[@rainbowbudgetsandplans]

This year Christmas will be very toned down and will be more about memories that the physical presents for sure! 🌈

[@keishabell7820]

You have been missed!❤

[@rainbowbudgetsandplans]

Aww thank you 🌈❤️

[@layeredluxepapercraft5105]

Ok, ok, ok, that’s a hell of a lot to be dealing with together and individually, and although slightly different than what I’m struggling with reminds me of how I felt when the overwhelm was insane. Congratulations on your Little Miss Baby Pickle Rainbow Baby and my condolences, prayers and hugs for your previous miscarriages and your gorgeous German shepherd. First thing BRRRRE E E E AAAATTTTHHHHHHEEEEEEEEEEEEEEEEEEEEE. This video took a lot longer than 38 minutes and 34 seconds so you need to ease down from just this alone. Second thing is to speak to your Dr’s for both you and your husband to be, because it seems that you could be suffering from some elements of grief/trauma. A referral for grief counselling for both of you is necessary I think in order to assess both the grief/trauma from your miscarriages and pressures, guilt from mothering/parenting side and returning to work plus all that’s going on with both Big Pickle and Little Pickle. This maybe also necessary for both Big and Little Pickles in order to deal with the trauma, stress and anxiety they are likely to be experiencing. This alongside with a full MOT style appointment to address any issues you or your husband are dealing with health wise, stress wise and mental health wise. A joint appointment will be helpful for this plus the support is always beneficial for you guys. You will need to ask for an extended appointment so both of you can be dealt with together hopefully. Third thing to do is once all these are in the motions, try to find a time when you and your hubby to be can sit down quietly together. Maybe in the evening or after putting the kids to bed. Grab some fresh sheets of paper and allocate one page for one issue, problem, challenge or difficulty. Leave about 6 to 10 lines at the top for 3 good things about this thing. Then split the page down the middle. Left side for the breakdown of it leaving gaps between to not crowd the page. Right side is where you can get help, support, advice, guidance from charities, not for profits and voluntary organisations in your area. Once you have everything down on paper like this you can put things into perspective and make plans to deal with each difficulty you guys are going through. Fourth thing to do is seek out help from your local Citizens Advice Bureau and Step Change. Then reach out to Tommys which is a charity that helps with miscarriage and miscarriages for dads and mums because you’ll both need the help and to make sure you’re ok. The Miscarriage Association which is a charity that helps after the loss of baby or babies. Same again with Cruse Bereavement Care for you both to understand your grief, what it can trigger and how to cope with your loss. It might also be suggested to you to make a memorial in your garden or home in tribute to the children you’ve lost. The Citizens Advice Bureau and Step Change interventions will help to ensure your plan will get the debt down, they maybe able to help with debt consolidation, and interest freezes I believe but don’t quote me on this. Hopefully you can do an appointment soon, have all your paperwork etc so this can be set up quickly. Also where your area is look for food banks, baby banks and ask your friends and family to help with old clothes, supplies etc. Same with Big Pickle and Little Pickle look into the Dr arranging child incontinence supplies etc, this can take some time to arrange, but if this can help with your financial situation then it will ease some of that pressure. Please don’t be ashamed to seek out the above help, you’re so brave and awesome for holding yourself accountable, alongside the counselling then you both will understand what’s been happening and crucially why. Fifth thing is house and home. Make sure all these payments are secured and then go round the house like you said for things to sell, and have thoughts in the background for your Etsy shop. Look into good will from friends and family to see if they can help with anything you need. You don’t need to go into details, just mention that you’re struggling and would appreciate the help and if they can they will. Here you can also ask if either of you have parents or family you can trust with the kids and around the school hours, block out your time to blast through your tasks without over exerting yourself. Then go around the house again with a paper and pen, and if you have a garden for your “boom and boom assets”. Things around the house that will help you reduce your bills, save money, improve your guys mental health, add some extra blessings and pleasure into your days, and crucially bring down the stress and anxiety you’ve all been going through. Changing your relationship with debt and finance for good isn’t an easy task, so everything you can do to strengthen yourselves through this process will help you not come back here again. These can be things like a garden to grow your own fruit, veg, herbs and spices. Plus here you can create a sanctuary environments for Big Pickle, Little Pickle, Little Miss Baby Pickle You and Your Hubby. Do this slowly, ask the food bank or local garden centre, shops for freebies etc that you can use here. Do you have any large wide window sills that are sunny to grow your starter plants and potentially sell this from home in the future. Same with any excess you have to sell, donate or swap with your neighbours. You could also potentially create a social collective with you and your neighbours to grow your own and swap depending on harvests. Look into creating a pantry if you don’t have one and rotate through the dates of food and supplies. Separately from this you could ask other Etsy sellers if they would like help with anything, or do a collaboration to bring some extra money. Sixth thing and I know you’re not going to like what I’m going to say but you will need to cut back on all non essential activities and purchases. If your debt is the worst it’s ever been, then this is a very dangerous situation. You said it yourself you’ve done this beforehand but this is different? It could be that all the difficulties have piled on causing you to spend more than you normally do to get a dopamine boost and feel better, same with eating etc all things that can have complicated relationships with our emotions. The above plan is part of the same plan told to me 8 years ago when I was going through my hurricane hell. It took a very very long time to get here. Feels a lot longer than 8 years and I’ve paid a very expensive price, in my health, mental health and quality of life. I’m still new to cash stuffing and the cash stuffing community, but I’m slowly starting to get on my feet. I’ve had similar experiences myself to what you’re going through, but because we all deal with things differently we won’t feel it the same way. Our perspectives are too different to allow this, but where we can see the same path, tasks to do to make things better, pacing ourselves because exhaustion is a (bad word I can’t say here lol) and results slowly by slowly to help reassure us, provide some insight, confidence and understanding…then hopefully the day will come where you can reach the debt freedom you want and build a better financial relationship for your ever growing family. You Can Do This, I know the overwhelm is crazy insane and anxiety, stress and fear is overwhelming so please seek the help and support soon. Sending you lots of love, prayers, hugs and I’m bringing plenty of soft balsam tissues too xoxo

[@rainbowbudgetsandplans]

Wow thank you so much for taking the time to write all of this. There is so much advice here for me to take. I really appreciate it 🌈❤️

[@layeredluxepapercraft5105]

@ you’re welcome, I hope this helps you out as much as it helped me xoxo

[@paulinegreen-1812]

Well done you got through this first video! X

[@rainbowbudgetsandplans]

Thank you so much 🌈❤️

[@gillianhope7742]

Welcome back x

[@rainbowbudgetsandplans]

Thank you! 🌈

[@neusb172]

You could put a parent block or something on the big online shopping websites. With a really long number password that you keep hidden on the other side of the house. That way It Will not be as easy to buy things, and you Will have time to think about if you really need them.

[@rainbowbudgetsandplans]

This is a really good idea! Thank you 🌈❤️

[@budgetsdreams]

Hi Natalie 👋🏻 I’ve missed your voice 💛💛

[@rainbowbudgetsandplans]

🌈❤️

[@ThePennySaver]

Hi, so glad to see you back.sounds like you've had a really hard year. Not to throw shade but what do you think you might do differently this time around to break the debt cycle?

[@rainbowbudgetsandplans]

I honestly have no idea! I just need to stick to it this time and be more frugal in terms of what we are buying and when. We need a complete shift in mindset 🌈

[@ThePennySaver]

@rainbowbudgetsandplans probably not to helpful but don't give up... it took me 3-4 attempts to break the cycle, on a very low and tight budget but it truly does bring piece of mind. 🩷

[@524768]

Have you thought about contacting your suppliers of energy, gas and water to see if you can’t get your bills reduced by going onto a lower tariff for instance

[@rainbowbudgetsandplans]

I havent but this is a good suggestion! Thank you

[@LesleyOnLess]

❤

[@rainbowbudgetsandplans]

🌈

[@Twirlytoot]

🥰

[@rainbowbudgetsandplans]

🥰

[@stitchbudgets3031]

Congratulations on baby girl pickle 🥒!!!!

[@rainbowbudgetsandplans]

Thank you! ❤️🌈

[@jed86515]

❤🧡💛💚💙💜

[@rainbowbudgetsandplans]

🌈❤️

[@sarahsmith4195]

Have you looked at Cauldwell Children to help get assessment? All the best x

[@rainbowbudgetsandplans]

I havent but will look into it, thank you 🌈

[@Thatperson-kt3mu]

Budgeting aside...i hope you get things sorted with your son and he gets the best school thats more suited to him. ❤ I personally don't agree with punishing kids when they are at the most vulnerable with the exclusions etc.

[@rainbowbudgetsandplans]

Me too, but we will keep fighting for him ❤️🌈

[@mels8268]

❤❤❤❤❤❤

[@rainbowbudgetsandplans]

❤️

[@justinehenricks3653]

❤❤❤🎉🎉

[@rainbowbudgetsandplans]

🌈

[@donnamcclenton7340]

Hang in there mama,your big pickle needs tested there is something going on with the behaviors, I went through things with my daughter, I didn’t give up, 2 years later she was diagnosed with ADHD/ bipolar combined, it was one issue after another…. She is now 30 but the issues are still there.. But now she has a child that’s 9.. one minute I have an angel and within minutes she can tell into a devil…. Also sorry for the losses but God has all this in his hands.. you will bounce back…

[@rainbowbudgetsandplans]

I totally agree he needs to be assessed but unfortunately we keep being rejected from being put on the waiting lists as in their words "its not severe enough" 😢