where i ~actually~ spend my money on as a full-time freelancer & student 💰 [no cash for 30days]

[@TheaSyBautista]

note: the amount you can transfer should be cashed in using any mode except for cc and foreign debit card. apologies na cut out ko while editing yung part where i mentioned i cashed in with bpi to fund the transfer to another bank account. context: i both work and study full-time. i don't consider myself the most hardworking/diligent person, but i'm also not lazy naman. (may disclaimer talaga 😅). some of you might be surprised that i hired an assistant & a kasambahay considering that i live alone in a small condo unit. can't i just do all my admin work and clean the house after work/school hours? i probably can. BUT... goal ko career-in ang school (hahahaha di to joke), and pareto rule: 80% of the results come for 20% of causes. that's why i chose to delegate minor responsibilities, and spend my time on things that would lead me closer to my goals. pati need ko rin ng time for lovelife ajejejeje char

[@DiaryofaWorkingLawStudent]

Ms. Thea can u make a video about your time management (including how u stay motivated in times na tinatamad ka mag-aral hehe) because a lot of working students too can relate be inspired by your tita hacks. 😊

[@anjcalonzo15]

Hahahahaha

[@miagraceespiritu8511]

Relate much! you are doing great. Thank you for sharing. Once your done sa school mo you can enjoy doing house chores for sure mag asawa ka na nun by that time so no choice ka na din but to learn to cook 😊 Am not a grab pay user but now I enjoy my discounts I get from paying may meralco, pldt and converge in shoppee and lazada. I don't use credit card for like 11 yrs na so happy with gcash but I think I will try grab pay soon para no charge sa fund transfer sa other Banks lets me check that further. Thank you again.

[@nikkitaworm5408]

Cutie ate thea ❤️

[@daniventures476]

Yes to cost benefit analysis vid! And also maybe on ROI, how to measure and assess it before investing in a work expense. :)

[@exol7155]

I second the motion hehe

[@njthepanda7912]

+1 po dito hehe :D

[@web3adjentures]

+1 hehe would like to know more about this too :))

[@meetk3751]

Hi ma'am sana po meron din kayo topic, tips when you're budgeting fails. Thank you, lagi po ako naka abang stay safe ❤️

[@jntmzn]

"you won't do something questioning yourself kung kaya mo ba sya" 😉 another lesson learned.

[@elricaallysoncastillo7741]

Agree to this! Too relatable. 🙃

[@jonaliahadriano3248]

You are super smart and super madiskarte ❤ i wanna be like you huhu malapit na din ako magwork. Super amazed ako sayo you know exactly what you are doing at sobrang sipag pa.

[@crizd8872]

Another benefit of registering as a corporation is that yung tataxan lang na income is the income after na bawas yung expense. Thank you for producing these contents po. I really learned a lot from you!

[@giesison-sarmiento6782]

Yey finally may new vlog! and yes to cost benefit analysis. Learning so much from all your content so keep them coming! 🙂

[@rubyannmalayba908]

Na a amaze ako pag ganitong klase vids mo, nakaka inspire sa mga tulad kong fail lagi mag budget, but I am learning, Thank you :)

[@albertvelasco3577]

I like the idea of cashing-in thru credit card. Just in time for my annual fee. However, GrabPay prohibits transferring balance thru cash-in of credit card. Anyway another informative video Ms. Thea.

[@jessamariebatarao1047]

thank you po sa additional info sir!

[@iamfraline]

true kakabasa ko lng sa grab pay transfer, akala ko ba nag cash in sya ng money through cc tas panambayad nya dun sa "outsourced services" tas bank transfer pa yung sabi nya. 👀

[@TheaSyBautista]

@@iamfraline oh for bank transfers di pwedeng funded by cc yung transaction. Sorry na miss out ko tong part na to. Nag cash in ako from bpi and transfer to a different bank using grabpay para walang charge ☺️

[@TheaSyBautista]

And i used the amount i cashed in using cc to pay for the insurance package ☺️

[@Hino_55]

Okaaay, binge-watch ko na vids mo tita Thea, iiisa-isahin ko talaga hahahahaha... Nakaka-inspire yung kagaya mo na on top of your finances (monitored lahat / organized) tas may iba't iba nang investments. Nakaka-inspire din how well-versed you are when it comes to the different aspects of finance. 2023, licensed real estate broker yarn!

[@MicahEdem]

Super love it na hindi nyo po tinitipid yung help nyo po sa bahay dahil sobrang malaki rin yung nabawasan sa food expense dahil sa kanya so parang nag quits lang po

[@mikaellaguzman6602]

Great video Ms. Thea! I'm an aspiring business owner and I would like to hear more about the process of registering a corporation and your struggles if any. 💖

[@denisejaneocampo9554]

Ngayon ko lang naintindihan yung pareto. Lagi ko naririnig sa office, ang nagegets ko lang lagi yung 80-20. 😁😁😁 I'm sooo excited about the upcoming vlogs!!! More plith! ❤❤❤

[@christinefernandez4129]

Very informative! That is why i always keep on watching all ur vids :)

[@TheaSyBautista]

Thank you!!!

[@eldielynne1040]

Hello po, may i know your thoughts on what's the best HMO for emegency hospitalization and annual check up?😅😅

[@vanessabernal655]

GRABE ATE HUHUHU VERY TITA GOALS!!!!! 💖💖💖💖

[@althene]

Ms. Theaaaa!!! Finally!!! Another upload!!! ❤️❤️❤️ Yes to cost-benefit analysis. Pwede na din ba magrequest for a video for tips on how you get a lot of GCs. Sobrang curious na ako! 🤣 thank youuuu 😘🥰

[@ut146bz3]

rewards po yan from all her financial activities. sample credit card rewards and promo (redeeming points or offering gcs in exchange for minimum spending or if swerte ka na nagbibigay that time abg mga stores). or if member ka ng store may mga promo if member ka free gcs and all.

[@jillianjibydv]

Just wanted to let you know na bec of you nag tuloy ako with my Master’s Degree. I’m also working and studying, four terms naman siya. Hoping ako na soon you’ll do more vids regarding study methods hehe

[@TheaSyBautista]

Ang saya pala mag school pag may work/business experience na classmates mo kasi ang daming insights! Exciting every session pero sa assignments ganun parin, nakakatamad hahaha

[@raina-norhalidahmambuay-pa6846]

Same here! Because of you mas lalo akong na inspire mag enroll sa Grad School. Challenging pero masaya.

[@thisisjnv]

October is really something no. Lot of of my friends even I really shelled out money for investments then mej tag hirap ngayon hahaha pero I know its gonna be worth it. Thanks Ms. Thea pala for this vid and goodluck!

[@lorrainehabulan5298]

Grabeee. Sobrang idol kita pagdating sa Finances! 💜

[@cessy_life]

Yes naman Ms. Thea!!!! Hope to be one of your clients in 2023 💛💛💛

[@TheaSyBautista]

Yassss!!!

[@Nina-hp5fe]

Hi, Ms. Thea! Can you please make a video about stocks/stock exchange (their basics and pros&cons) in Philippine setting? Been planning to invest in those things kaya lang still hesitating since wala pang enough knowledge dun. 😅

[@mariellerocio12]

Yey new vid! ❤️❤️❤️

[@jemmagracee8589]

I admire you Thea, how you care for your kasambahay's welfare.. 🥰

[@fairykath2158]

Hi Ms. Thea.... please do a study vlog na rin.... I love all your videos by the way... Napakainformative and super linaw mo mag explain... 💕💕

[@julieannaniago6673]

pati need ko rin ng time for lovelife ajejejeje char yasss gurl!

[@osheanlee]

Thea!!! Hopefully by 2023 makabili na ako ng first property ko. WIll definitely contact you if ever! Sobrang tiwala ako sa content mo, and I learn a lot from you.

[@yourforeverMaj]

Great content, Thea. I'd like to try your tip on cashing in with my credit card. Sayang, I already got my af waived through minimum purchase last month. But maybe for other purchases nalang. Unfortunately, wala grabpay dito sa province so I'll prob try with other digital wallets. 😅

[@charminerabadon5469]

Ms Thea, I am loving your contents and you even more!

[@sophiacadiz8016]

Yes go for inverter! We live in a 4 bedroom townhouse. 3 inverter aircons (isa dun every night ginagamit) and 1 inverter ref. Tapos the rest di na inverter (electric fans, tv, automatic washing machine). P2,500 a month lang electricity. Mahal na samin yung 4000 pag summer.

[@MaKarun81]

Hello! Anong brand and ilang hp yung aircons niyo? Hehe. Thanks!

[@sophiacadiz8016]

@@MaKarun81 1 Kolin at 2 LG Dual Inverter (1HP). Isang LG yung every night naka open, yung dalawa, siguro 2x a week.

[@MaKarun81]

@@sophiacadiz8016 Thanks!

[@chineeanndelfin4094]

EARLY AGAIN 💕💕💕

[@AJ-sw5jz]

I really enjoyed this vid, Thea. I learned a lot!

[@kaivilla4005]

Yes to cost and benefit analysis! 💖💖💖

[@jemmagracee8589]

Yes to cost benefit anslysis video please 😊 thanks Thea!

[@karenyu9260]

Super madiskarte! I continue to watch your videos, more power to your channel.

[@shielamariemanjares8088]

You are really like a Tita Ate that I need with regards to Financial literacy, mga pagkaka perahan and all. Can you please do a video about your process sa as sole proprietorship ng corporation. I am planning also to register as freelancer din. Thank you Ms. Thea.

[@vivien_encarnaciooon]

I love you, Thea! 💗

[@Starmalowss]

Grabe nakakamiss ung gantong upload nio ate thea 😊

[@thisisjnv]

Omg finally early here!

[@kopiko1950]

I thought makikinig lang ako sa enumeration ng expenses mo Ms Thea pero ang rami kung na pick up na ideas and learnings ✨

[@desireeglanche8807]

hi ms. thea! love your videos. nasurprise ako na 174K na YT subscribers mo now. I am watching since 10K ka palang. super happy for you! my question is quite unrelated, pero can you share your skincare / body care routine? I love your skin!!!

[@jmoa27]

Super nice content! Very helpful! Thank you Thea!

[@jelattojelatto]

Yes, please. Cost-benefit analysis po 🙏🏽

[@Cobra.Ant88]

I recommend LG Dual inverter, super tipid and hindi nakaka guilty mag 24/7 aircon

[@introverse8972]

24/7 din ang inverter aircon namin dito sa McKinley, usually 2,300-3,000 ang bill ng electricity namin Thea. Btw, isa ako sa mga nag install ng shopback app using your link. 😊

[@rochellepimentel2317]

Hi Ate Thea. About ur aircon questionnnn, I used to live in Pasig City. I was using an LG Dual Inverter ac. 1hp lang. It costed me about Php33K last year pero parang Php 24K nalang nung nakita ko sa Lazada. 24/7 naka-on and my monthly bill was just Php 2,500.

[@gelai6181]

Ohhh....really learned and helpful tutorial po for GrabPay. Sana video and thoughts din about ShopeePay soon^^

[@cheryllantonio3050]

Hi! May I know who processed your business registration? Would want to put up one too 😊 thank you

[@angelikajarin3702]

we have 2 non inverter both 110V na aircon and ang bill namin po is nasa 9k+. tapos sobrang tagal ko rin pinagisipan ang pagbili ng inverter aircon. then, finally gave in, napalitan na un 20 yrs na 110V na aircon from 9k nabawasan na sya 800php i am using the inverter aircon that time for 20 days.

[@dananabo8575]

Whoaaa!!! Please make a video about Cost-Benefit Analysis and tips & tricks on how and where to get GCs!!!!!

[@TheaSyBautista]

By any chance, are you related to dave anabo? 😅

[@dananabo8575]

@@TheaSyBautista Hi! I’m actually not sure but I think there is a chance, yes. Although I haven’t met any Dave Anabo yet. 😂

[@christine2689]

importante talaga na may nag aasikaso sa bahay para ma fulfill mo ung career mo

[@morabelmorales6339]

Hi Thea, can you please discuss HMO and insurance for freelancer

[@kathreen2661]

hay!!! thank you again tita thea!! pansin ko lng lagi ng tinipid mo sa expenses mo dito

[@joycecuaresma3482]

Which is better: kumuha ng property with larger amount of DP or mas maliit na DP?

[@09098434408]

Hi, can you expound more po regarding HMO. planning to get a personal one as well. Thanks

[@ROCXANTV]

Ang mura po ng bill nyo. what brand and model ng aircon nyo po?

[@OvenlyDelightsPH]

ok na po inverter na AC, tapos palagay k nang solar panel para super duper tipid sa bills at naka help krin sa environment

[@thie_0259]

Day in a life of a student po sana😊ang i film nyo.very curious po on hiw you spend your day lalo na kapag sobrang taxing ang school works.

[@allier1867]

i TOTALLY understand hiring a kasambahay. both living alone and living with my fam. when i was with my fam student lang ako and i still had to do some chores from time to time. and then ngayon i live alone and work full time grabe ubos oras ko sa laundry (pihikan ako) and pagluluto pa lang.

[@TheaSyBautista]

Totoo! Before i started hiring people pagod na pagod ako palagi and nadedelay na sa deadline 😂

[@mgakamatavlog6006]

Wow ang galing talaga pag dating sa budget dami ko natutunan sainyo idol lalo pagdating sa savings thank you for sharing..

[@ljedp2056]

2023 ☺️❤️ Godbless Ms. Thea🥰

[@ceegothique9985]

Hi Thea! I would like to know what HMO you got? Very few options lang here sa Philippines. Would like to gain an insight on what you got.

[@karenmeetsworld]

What do you recommend for business registration when you wish to have an online shop but is a freelancer as well.

[@bezdiolata]

Hi, where and what HMO did you get? Thank you

[@itsbritneybisch8552]

Same question!

[@TheaSyBautista]

Pacific cross! ❤️

[@bezdiolata]

@@TheaSyBautista Great! Im getting them too. This just affirms my decision! Thanks for reply. :)

[@TheaSyBautista]

PS. I believe i got the semi private plan. You can check their website select plus yata plan ko :)

[@bezdiolata]

@@TheaSyBautista Yes, I have an agent na din :) Asked also baka may better pang HMO plan for people like us na freelancers & entrepreneurs. But since yun din kinuha mo mas naging kampate ang decision ko. Haha. Thanks again. :)

[@mariannedelacruz796]

Please do a video video about your HMO options! Thank you!

[@user-fb7vj6pt9m]

miss thea where do you buy your topsss hehehe

[@raii513]

Hi. I have an inverter and non-inverter aircons. Salitan ko silang ginagamit. May two refs din ako sa condo, one is inverter and the other one is non-inverter. My meralco bill last month was 1.2k. 😊

[@TheaSyBautista]

Oh wow!!! Ang baba ng bill! Malakas ba kayo mag aircon? Mukang ma ROI ko yung cost in a year!

[@raii513]

@@TheaSyBautista 24/7 too! Basta tuwing tanghali to hapon ay inverter ang nakabukas.

[@TheaSyBautista]

Thank you for sharing!! Baka isa na muna bilihin ko, yung pang office since yun naka open most of the time. Then the 0.75hp for the bedroom. Naexcite ako sa mas mababang bill 😂

[@raii513]

@@TheaSyBautista carrier ang brand ng aircons ko. Masakit lang sa bulsa sa simula pero nung naging inverter yung isa kong aircon, sobrang ginhawa na. Dati kasi ay nasa 4.5k din ang electric bills ko noong both non-inverter pa ang gamit ko.

[@teemakgee8927]

Wow! See you in 2023..😍😍

[@edelestranero9590]

Hi Miss Thea, how can I use my citi bank rewards? And am a start up entrepreneur, pano po mag process ng benefits of the staff? Thanks po

[@hendrickor32]

2 inverter split aircon working tig 12hrs each. Elec bill arnd 7-8k

[@kriziar.948]

Hi Ms. Thea. Hope you can also give us advise/tips about HMO's :)

[@haebalagi_planner]

ganda ng top mo 🤍

[@elenaesmeralda4938]

Hi ma'am pde Malaman po yun HMO and health insurance n kinuha mo? Plan ko din po kumuha. Thank po.

[@timperez4542]

Hi the credit card to grab app was so smart! could you breakdown how to make an LLC?

[@hannahgrace5319]

i love the disclaimer haha 😅

[@TheaSyBautista]

Hahahaha mahirap na, need ng context 😂

[@dhino21]

I live alone and ung aircon ko bukas ng almost 20 hours a day. 2700 normally ang kuryente ko.

[@TheaSyBautista]

Naka inverter din kayo? Or non inverter pa po yan? Baka malako pala mabawas sa bill ko 😮

[@dhino21]

@@TheaSyBautista inverter na po yan na split type. Tapos twice a week automatic washing machine. Ref inverter din. Tapos mahilig pa po ako magtv. Mga 5 to 6 hours day. Wfh din po ako

[@BR-hx4hb]

Hi, just wondering if bank transfers are considered transactions or do they have to be partner merchants of Grab?

[@TheaSyBautista]

For bank transfers walang points but wala ring charge. I usually pay my bills sa website nila para ma count as transaction ❤️

[@girlieannerada9282]

Hi Thea, hope you can make a video re the process of registering as a corporation.

[@bryanfarro9100]

Regarding OPC arrangements, may ginamit kang service to process? Any way/guide to start?

[@TheaSyBautista]

Yes! Nag outsource nako pero di ko sila marecommend ang daming mali!

[@therapist_ansit9428]

Its not it depends on you ur lifestyle should depends on money u have

[@niceday2078]

Wow 2023 im planning to buy a property

[@TheaSyBautista]

Yaaas!! 🔥 excited for youuu

[@virgiliomagtalasiii7010]

Me too

[@lalalabonita6521]

Very smart hacks yung cash in for annual fee waiver

[@katrinapineda6873]

Hope you can do HMO video as well. I'm a freelancer and looking for HMO options

[@cheezaness9800]

Hello po. May I know what HMO package did you avail?

[@chibialien57]

medyo late nako to watch this pero thanks for the tips!

[@jankatesamson]

❤❤❤

[@SDLaMadrid]

Why do you have a lot of gc's? Where do you get them??

[@anaroselangomez4411]

Woaaaah another video 😍😍😍 I want to become a licensed financial advisor and will take the exam this month 🙏 You're my inspiration in reaching my goals and dreams Ate Thea 💕 #financialliteracy

[@angelomisareyes]

Hello Thea! May I know your service provider for setting up your corporation? Thanks 🙂

[@janellefabreo1817]

Hi, Ms. Thea! Tips on how to get successful with freelancing po 😊

[@KatWalkTV]

Php 3/hr lang sa inverter AC na gamit ko, 1HP lang naman kasi pero compare sa nonInverter ko dati na Php 14/hr

[@MsYen07]

Hello! How do you do your computation po?

[@keirapascual5425]

VIdeo of how to register as corpo

[@faithyyyhopeyyy]

Hello! Baka late na yung comment ko but I just thought it might help you. Abt sa Inverter AC. We use 1.5 HP Kolin Full DC Inverter and it’s working 24/7 (wala halos patayan ito 🙂) pero ang amazing ng Meralco bill namin less than 3k lang sya. NakaWFH pa kami ni hubby nyan so PC and all lahat halos naka-open 😂 Sana i can send you ss of my Meralco bill 😂

[@vadahlia9108]

Yes please. Cost benefit analysis po. TIA.

[@alladdict8186]

Have you created a vlog po regarding how to build a corporation? If you haven't can you also create one please?

[@johnmathewrosario4140]

7:25 👍👌😉

[@miniaturestuff60]

Hello Ms. Thea my Grabpay account says that you can't actually transfer funds using the cash-in amount from credit card and foreign debit cards. Please do check po kase this is misinformation. Nasabi niyo po sa video niyo na nagcash in kayo from your 2 CCs amounting to 28k then ginamit niyo yun for initial payment of 15k then natransfer niyo po sa ibang bank.

[@TheaSyBautista]

Sorry i missed out the part na nag cash in ako from bpi to transfer. I used the cash in using cc to pay for my insurance. The vid was 45min long and i had to cut various parts, apologies nasama yung part na nag cash in ako. I will pin sa comment to clarify.

[@Cla4nn]

Ang laki ng sahod nung virtual assistant. Sana all. Apply po ako sa inyo hehe 😊

[@TheaSyBautista]

Love ko yung VA ko hahaha you can try doing freelance work din on the side ❤️ mas malaki hourly rate vs full time work

[@timinubla]

your hairstyle here suits you. Dont put it behind your ear, nakalugay lang. medyo effort but it's a nicer look :-P