thank you po for watching the premiere with us!!! 🍿 comment nyo po anong sinking fund plan nyo pag ipunan. 💰 btw you can download the FREE spreadsheet in the description box 💓 happy savings!!! cheers to reaching out first million 🍻
@terenceburkley90472 жыл бұрын
Thank you sa Free spreadsheet..
@jessarea87062 жыл бұрын
Hi Ms. Thea po sa free tool, excited na ako gamitin sya. Ask ko lang po paano po pag more than 5 yubg sinking funds pwede po ba mag add ng column or paano po yung formula nya? Thank you po ✨☺️
@jessicapanghulan26602 жыл бұрын
Thank you, Ms. Thea! Love watching your videos! 🥳
@roserenecabanero-yanga5487 Жыл бұрын
Hi Ms Thea how to download spreadsheet? Thanks
@miraenriquez27902 жыл бұрын
Hello Miss Thea, I've watched your video about emergency funds last year and I started to build my emergency fund since then. When Typhoon Odette hit our hometown and destroyed our house, I have money to help my family because of that emergency fund. Now, I'm starting to replenish it. Thank you for sharing your knowledge.
@TheaSyBautista2 жыл бұрын
i hope you and your family are fine!!! ☺️
@IndayMilenPH2 жыл бұрын
It is really important to have sinking funds and make sure those categories mean so much to you and make it your WHY POWER para valued mo talaga ang pinaglalaanan mo through that sinking fund. I have mine through the envelope system which has been doing good so far. Now on my 4th year. After different sinking funds per year later, I was able to attend my dream concert, enroll in the grad school, and yearly Christmas gifts for my family. It all depends on your status as well and priorities. I will check out the tracker Tita Thea and thank you for this informative video. 🙏🏻💗
@zyrlln2 жыл бұрын
Thank you for making realistic video. 🥰 Please do more! You’re helping a lot of people especially me that I am in my 20s and just entered the real world life 🤣
@elleeicee2 жыл бұрын
Sobrang nakakarelate talaga ako sa SINKING SAVINGS. Yung 500k na sana, biglang bumalik sa 300k. Heto, pahirapan na namang bumalik sa 500k. Sana makamit ko na talaga ang first 1M ko.
@ronalienlavega93812 жыл бұрын
I am a CPA but I really learned a lot from you. U are my lodi talaga. So clear, concise, and understandable ang vlogs mo Ms. Thea. I always share you sa mga friends ko 🥺🤍🤍
@nstpeducator33172 жыл бұрын
Hi, Miss Thea. I am a silent viewer here and last year I was able to watch your video regarding the sinking fund. For a year, I was able to save my sinking fund and have my first investment. Just want to let you know to keep doing what you are good at and for sharing all your knowledge and experience. Rooting for you always.
@TheaSyBautista2 жыл бұрын
aww thanks so much zennia!!
@angeloscofield13842 жыл бұрын
Hey Thea, nagpa LASIK din ako last year 2020 and it's really life changing. Don't be scared, it's a very safe and quick process. Sobrang worth it, you'll be forever grateful. Bye eyeglasses, bye contact lenses na yan! 🙏 Good luck!
@mairiiiin2 жыл бұрын
Silent viewer/subscriber here! Thank you for another helpful and inspiring video!! I also started sinking funds mula nung napasabak ako sa proper budgeting and here are my current categories 1. Travel syempre hehe 2. Moving out (i’ll be leaving my apartment on second half) 3. Baby fund 😂 an inside joke, kala ko lang kasi buntis ako char, pero for my salon day talaga sya 4. Otaku fund, for my kpop and anime budols 5. Medical 6. Gifts 7. Pinch budget (pwedeng kurutan kapag nagkulang yung main budget for the month) I always watch your vids and gusto ko syang iapply as much as possible kahit wala ako sa pinas, medyo mahirap ang investing when you’re abroad tas limited cap pa ang visa 🤡 THank you, miss ma’am! Stay safe!
@marinelcabalang79072 жыл бұрын
i finally figured out why my savings is not growing! same as yours! i'm 21 y/o and everytime narereach ko yung 25k sa savings account ko, babalik sya sa 20k! little did i know na sinesettle ko pala yung mind ko sa 20k na savings tas gagalawin ko na for my personal unnecessary expenses! such an eye-opener for 20s! will definitely use the tracker! thank you for this, ms. thea!
@jhecaquitaleg86392 жыл бұрын
This year i have 5 sinking funds 1. Christmas S Fund 2. Anniversary 3. My kids bday 4. Travel 5. Personal spending I do all of this all the while im hitting my 50k e fund. 😊
@the.annethology2 жыл бұрын
My savings journey looks like this right now: Emergency Fund- 1 month saved (this was 2mos worth pero nabawasan for a health emergency/house dp), aiming for 3-6 mos worth House Sinking Fund- via checking acct, pambayad ng amort sa bahay na kinuha ko Wedding fund- aiming to reach a 100k in 3 months General sinking fund- my short term savings fund! Travel Fund/Tech Fund- used UBO online, para easy access haha. pampabayad travel at gusto ko bilhin na tech items Misc events fund- for my fam and friends' birthday gifts and NYE, gift giving is my love language kaya magastos! :p and yes, nagtatabi na ko ngayon pa lang panggastos sa New Years eve! Sobrang effective kapag meron ka naka-set aside na specific fund for a specific purpose. Ligtas at mas madali iaacomplish yun bigger savings goal mo :)
@iyakin172 жыл бұрын
Super right timing! Kaka-set up ko lang ng ING account ko and my schedule meeting kami ni hubby about our finances tomorrow. Super helpful nito, thank you!
@medioreblatherskite2 жыл бұрын
Tried the spreadsheet and added another column for Description ng Transaction just so I have context, pero napakaganda ng spreadsheet!! Added it as a tab to my 2022 Finance spreadsheet
@josemigueldionora2372 жыл бұрын
As always thank you for adding value towards improving our financial lives
@scarlettdy22902 жыл бұрын
I've been doing this since I started working last 2018. Separate ang savings sa mga dapat pag-ipunan... Hindi ko alam na sinking funds pala tawag sa method na iyon.
@faithkrunger15252 жыл бұрын
Thank you Ate Thea!!! Have been your subscriber for more than a year already!!!
Worthwhile content as always! Thank you for sharing, Thea! This is so helpful to me too. You're a blessing, Thea! 🎉💖🥰
@peaches86722 жыл бұрын
thank you for another great content! di pa ko working but i love watching your vids para malessen ko yung financial mistakes na macocommit ko in the future
@idahpereyra2 жыл бұрын
Hi Ms. Thea!! I've been a silent fan of yours. You're my favorite youtuber when it comes to handling finances. Thank you for always inspiring me to handle my finances well! I think this will be my first ever comment in youtube😅
@rayzputulin43972 жыл бұрын
Love this ❤️ Sobrang inaabangan ko tlaga tong series na to! Thank you Ms Thea ❤️
@louieespinosa47452 жыл бұрын
More first million episode pa po mam, thank you po
@ppievilla1392 жыл бұрын
Thank you, Thea!!! Ang hirap ng hindi matrack!! You're the best, you're my go-to financial vlogger
@TheaSyBautista2 жыл бұрын
aww thank you! glad you find the tracker helpful 💓
@lalainerys2 жыл бұрын
Grabe!!! You’re really my lodi ms. Thea!!
@kateisip35582 жыл бұрын
THANK YOU FOR THIS MAM!! 💗 GOD BLESS YOU MORE 🙏🙏
@maryrosefariscal64012 жыл бұрын
Ang galing ng excel file! Thank you Ms Thea. :)
@Rjlara95 Жыл бұрын
This could be very helpful for ppl like me who want to track expenses cash in and out flows. Thank you so much Thea ❤❤❤😅
@alnherickjamaani29372 жыл бұрын
This is so much helpful. Thank you for the great content Thea! ❤️
@angeloscofield13842 жыл бұрын
So much valuable content as always! I was waiting for your content and spreadsheet this week. THANKS 🙏🙏
@misaabadtv2 жыл бұрын
Very easy to use yung excel sheet thank you very much po! Di muna ako mag gogoal ng First M, mag tatry muna ako ng first 100K T_T Nakakahiya man pero i hope i can reach a small target po muna. Thank you again
@mitzibarja18082 жыл бұрын
I really like how you explain things, Kasi naiintindihan ko Siya kahit I'm not pro when it comes to financial terms"jargons"
@sarahparcupine Жыл бұрын
Thank you Thea for creating and sharing this!
@valelizaga76292 жыл бұрын
Thanks for sharing and for all your hard work on the templates! Super helpful!
@kathrinapaulate22592 жыл бұрын
I hope you'll have a template din po in Notion. Mas useful po kasi for me ang Notion kesa sa Excel. 👋 Btw, thanks for this po! Really helpful 😄
@marinelcabalang79072 жыл бұрын
btw sinking fund pala yung tawag don! i only know stashes kasi that's what i have before with tonik! 🤣 will rebuild my sinking fund for bts concert and shopee purchases!
@rexsales22462 жыл бұрын
Wow thanks for this tita! 👌 Is it just me or does anyone having a problem downloading the spreedsheet?
@BeliJr022 жыл бұрын
Another video full of learnings!! Relate ako, hanggang ngayon wala pa akong solid na savings and emergency fund accounts. 😀
@justVernica122 жыл бұрын
Hi Thea! You are a blessing to us. I and my husband has been struggling a lot with our finances and it really needs to change. i will try this techniques and lets see where this takes us in 2 years. ^_^
@kymmmie_2 жыл бұрын
Love this po Ms Thea! Super helpful for me ❤️ dapat yata araw araw ako nanonood sayo para puro save ng pera ang gawin ko 😅😂
@emicazially2 жыл бұрын
Super helpful ng tracker!!! Thank you, Thea! 💕
@MommyLhen182 жыл бұрын
Hi, first of all ang cute mo 😊. I want a guide to having my financial freedom before my retirement. And I'll use your channel as one of my guides. Thanks for sharing ❤️ I'll use all of your excel's 😊
@krizzy25802 жыл бұрын
OMG thank you po! I'm experiencing the cap in my savings right now tapos hindi ko talaga alam kung bakit.. Tapos nung nilista nyo yung mga categories, parang na-mindblown talaga ako as in 😂 Will really try your spreadsheet! ❤️ #myfirstmillion
@jqs53572 жыл бұрын
The spreadsheet sinking fund wow thank you Ms Thea 🥰👍
@kate.bernabe2 жыл бұрын
Thank you for introducing us to sinking funds!
@kristinealmazol7495 Жыл бұрын
Hi Ms. Thea! Thank you so much for all your videos about financial management. I'm a new subscriber and I really find it helpful. Sana ma manage ko yung finances ko well and ma achieve ko yung financial goals ko😊
@artemis5432 жыл бұрын
Thank you for this!! This is what i didn't know i needed. ❤️
@hayashaart2 жыл бұрын
Yeehey! Another vid 💚
@maiabalderas30892 жыл бұрын
thank you thea. Grabe ang daming natutunan :)
@karizzakm2 жыл бұрын
Thank you MS. Thea! Always love your content. :)
@jannethcoleto99862 жыл бұрын
This is so helpful and easy to use spreadsheet. Sana meron din po for savings and emergency fund. ❤️❤️❤️❤️
@TheaSyBautista2 жыл бұрын
hi! you can also use this fund for savings and emergency fund! pwedeng duplicate niyo nalang po if you want a separate tracker :)
@catherinecanlas53962 жыл бұрын
Thank you Ms Thea for another useful vid and tracker 🥰
@jewilyngajilan24342 жыл бұрын
Hello Thea, new subscriber here. Sinking fund na pinagiipunan is for house construction. Thank you sa spreadsheet.
@iyakin172 жыл бұрын
Ngayong marami pa kaming utang, apat pa lang ang sinking funds namin. Emergency funds School fund for our son Holidays/celebrations Medical fund Hindi pa kaya ng mas marami kasi prioritize muna namin mabayaran ang mga utang at always updated ang bills.
@tweetyfirmeza7502 жыл бұрын
Waiting ❤️❤️❤️
@GerizaRico2 жыл бұрын
Super helpful!! Hopefully magka Savings App si Ms. Thea soooon will definitely download it 😭 di Lang talaga ako ma excel na Tao. But still thank you for this. 😘💕 Ps. Your hair looks extra healthy here.
@jessicatoralde98192 жыл бұрын
Very educational I'm struggling saving, I learned a lot
@Hans-bf7mv2 жыл бұрын
Thank you for the very useful spreadsheet!
@chuyanstudio92012 жыл бұрын
Hello po. Pwede po patulong sa sinking funds calculator and tracker, na download ko na po xa pero di po gumagana yong mga calculation nya..
@Jen-ks1jz2 жыл бұрын
same po. nadownload nyo na po?
@galatea___2 жыл бұрын
I hope you can make an in-depth video on your Lasik Surgery journey po if possible. I'm also considering it but I'm kinda scared. Information and advice from a person who has a first-hand experience in it would really help me, and others as well. Thank u always 💕
@bisayanurse90102 жыл бұрын
Hi Ms. Thea, so happy with your video. Started to use your spreadsheet and I love it! I hope you also make videos and spreadsheet for tracking expenses and etc. ❤️😍
@TheaSyBautista2 жыл бұрын
i'm planning to do a vid on how to do a diy spreadsheet para macustomize sa needs ng user. medyo push back lang yung content because i got sick and now have to take care of my move, but will get into it this 1h 2022 ☺️
@bisayanurse90102 жыл бұрын
@@TheaSyBautista Sorry to hear that you're sick pala, hope you get feeling better soon. Looking forward for more videos. 🙏😊
@nicolekolkol2 жыл бұрын
Plan to start sinking fund kasi pag time na ng renewal ng car registration, tuition fee payment at christmas gift giving..ubos ang laman ng account ko..
@jeninaaldaba2 жыл бұрын
Very helpful! Thanks Ms Thea
@lilac972 жыл бұрын
Hello Thea, do you consider sinking funds as an "expense"? Not sure if I should include sinking funds in my savings rate because technically I'll be spending it for something in the future even if it's just stashed in my bank account 😅
@krizzy25802 жыл бұрын
Up! ^_^ curious din ako sa answer.. Ang sabi sa search ko, asset din daw sya.. Noncurrent nga lang.. Mukhang di pa expense hanggat di pa ginagastos? :)
@lilac972 жыл бұрын
@@krizzy2580 True, ito din po sabi sakin! 😁 Iniisip ko lang din paano yung calculation sa expense/savings pag ginastos na. Let's say I have 10k income/month. 5k for expenses and 5k for savings (1k sinking funds, 4k is EF) so this will be 50% savings and 50% expenses. If I set aside 1k/month sinking funds for 3 months may 3k na ko. Then sa 3rd month I spent the 3k SF haha so 8k na expenses tapos 2k na lang EF (I think) since I spent the 3k na which makes this 80% expenses then 20% savings. Hahahaha. Confused pa rin ako kahit na antagal ko na nagttrack ng expenses, hindi pa naman ako math wiz noong student days 😂 Anyway, since personal naman din yung tracking natin sabi nila no need to be too strict and up to us how to categorize. Just curious on how others deal with their sinking funds. Hehe.
@ChiefJeyEf2 жыл бұрын
Ff
@johnluigilamarca81372 жыл бұрын
ang galing mo po
@curlybudgetarian85422 жыл бұрын
Hi Thea, thank you. I am doing cash envelope stuffing method.
@gloidaniol48272 жыл бұрын
Wow may free spreadsheet 👌👌👍👍👍👍
@joshvajosesantiago2 жыл бұрын
Omigosh this is so helpful!!!!
@0910ruffy2 жыл бұрын
very inspiring. thanks for this video ❤️
@haelrys2 жыл бұрын
Thank you, Ms Thea! Kaka-download ko lang ng sheet :)
@dorothy32382 жыл бұрын
Hi how did you DL it? Di ko man ma DL:(
@ChiefJeyEf2 жыл бұрын
@@dorothy3238 same po mas friendly ata kapag sa laptop/desktop idownload
@czerinasumugatmaban96462 жыл бұрын
Hi Tita Thea! ING so good, tanong ko lang if this is good for company transactions? I'm so curious of the digital deposit thru check image, very convenient especially today.
@ceaacevedo1482 жыл бұрын
Hi Ms. Thea, I’ve watched and replayed all of your vids! Haha very helpful and inspiring! Also, can I just ask, I was trying to create an account in ING Ph but it says there that they are no longer accepting requests in opening an account here in the Philippines?
@mariellajeantan23282 жыл бұрын
Omg new phone 💗
@user-fg6re2km6y2 жыл бұрын
Hi Ms. Thea. I have a question po. For the property an niloan, edi ilalagay ko sa liabilities ung total amount pa ng need kong bayaran. Pero kelangan ko ba ilagay sa Asset naman ung total value nya now sa market? Kasi kahit nasa loan pa, minsan nag aappreciate ung value nya eh. Dun ako medyo nalilito eh. Halimbawa 4.7M ung value nung property nung niloan ko. Ilalagay ko ba sa Assets > Properties ung 4.7M , tapos lalagay ko sa Liabilities > Housing loan ay 4.6M (since bayad na ung 100k) I am referring to one property only. Thanks po in advance!
@marygracebade58452 жыл бұрын
Thank you for this 💕💕💕💕💕💕💕
@tanyamarie5102 жыл бұрын
Great content!! Super helpful.
@pearlrosalita5022 жыл бұрын
Loooove ING!
@christiaabias128711 ай бұрын
Hello Ms. Thea! I've been watching your videos. Very informative and very inspiring! Ask ko lang po sana if pwede ba mapalitan yung currency sa spreadsheet? Since OFW po ako ibang currency po kasi ang gamit. Thank you po!!
@theronintrader32052 жыл бұрын
When you say "My First Million", are you talking about net worth, cash, investment, etc?
@pmfrancia2 жыл бұрын
I really wanted to save but my salary is just enough to cover all my expenses, (monthly rent, bills, food, etc), so i think it is very important to have a passive income/ other sources of income, simply because you cannot give what you dont have. I cannot give a certain amount to my savings account if I dont have the funds for it.
@angeloscofield13842 жыл бұрын
Try freelancing 😊 It is a great way to adding income sources
@maryclamar14152 жыл бұрын
I agree with you, PM Francia. it is really important to have an additional income especially in this time wherein even employment is not sure anymore. If you are open for a part-time job, you can send me a message and I'd be glad to help :)
@geriesvillalobos81852 жыл бұрын
@@maryclamar1415 hi Mary, just saw your comment. What part time job do you offer?
@alievegracebernido37212 жыл бұрын
Thanks for this! ❤️
@kringbonite57312 жыл бұрын
Favorite ❤️
@ronlouisesalomon83972 жыл бұрын
Thank you so much for this!
@tagailogmaypagasa13542 жыл бұрын
Salamat ng maraming marami po
@randommath59512 жыл бұрын
Thank you po ❤
@sairachan72052 жыл бұрын
Hi Thea, do you use a separate bank account for each sinking fund? I prefer to go cashless esp as we’re still in a pandemic, but don’t have enough accounts for each individual fund.
@TheaSyBautista2 жыл бұрын
you can use one bank account lang for all sinking funds, tapos use the tracker i provided para masegregate and monitor niyo yung inflow, outflow and total per type of fund :)
@eunicedanao10402 жыл бұрын
Yayy❤️❤️❤️
@jurdesquivuuu2 жыл бұрын
Hi Ms. Thea!
@jocelynbaron43622 жыл бұрын
Always love you videos. I do save before but the wrong way and your vids help me alot. Btw, are you somehow related to Gisselle Chuang?
@rishi-bk5pr2 жыл бұрын
Pano po magcompute ng real estate tax kpg pinapa-upa ang condo?
@itsmeLOVI Жыл бұрын
Mam thea, bat di ko po ma download yung ss😢 Using andriod phone
@angieLaput2 жыл бұрын
Ms thea thanks for your nice video But cant find the link thanks
@dartmagno2 жыл бұрын
Huhu
@Jen-ks1jz2 жыл бұрын
Hi. Anyone here ang nakapag download sa tracker at gumana ang automatic calculations? I tried downloading it pero may excel app detected an error and repaired it pero pag nag-input na ako ng numbers, di gumagana yung calculator. Thank you!
@pamvinluan87982 жыл бұрын
Hi Thea! Pabulong naman ng suggestion mo for real state ❤️
@kringklebells83582 жыл бұрын
I really love ur ootd miss thea saan ka po bumibili ng mga oitfit po? Thank you..
@TheaSyBautista2 жыл бұрын
hi!! it’s from monki ☺️
@kayesalapantan44972 жыл бұрын
I’m just curious. you mentioned a lot of funds. How are they seperated or stored? is it in different banks?
@TheaSyBautista2 жыл бұрын
hi! you can use the tracker (link in the description box) para masegregate mo yung funds. and you can opt to just use one savings account for all the funds.
@darrenreyjavier66622 жыл бұрын
Ms. Thea, the Progress Tracker is not working on my laptop. I am a Huawei user.
@TheaSyBautista2 жыл бұрын
hi you can download the file and edit it either using excel or google sheets :)
@janheartnazarenelayoso4082 жыл бұрын
It's sad how ING bank is mentioned in this video but they will be leaving the retail market soon :(
@theclassroomagenda42162 жыл бұрын
Ms. Thea, is it necessary to open bank accounts for savings, emergency funds, and others?
@maricel64702 жыл бұрын
Para po sa akin pwede mong i-invest and pwede mong i-bangko pero dapat the investment and pera sa bank is madaling makuha incase of emergency. Of course it can be in a cash.