Which ETF Builds Wealth Faster: JEPQ or SCHG?

[@JerryRomineStocks]

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[@ericskarl5855]

Thanks Jerry, I have 22% in JEPQ and 5.5% in SCHG. Very happy! I retired last year...

[@JerryRomineStocks]

Nice work and congratulations on retiring. Now the fun begins!

[@ejleyfursverisson8605]

How old are you? +60?

[@felipeneto4203]

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments.

[@whatsup24_7]

I was literally just wondering how these two compared and you dropped this video. That's so weird but good.

[@JerryRomineStocks]

Great minds think alike... though let’s be honest, so do the insane ones.

[@BA-pz3lo]

This algorithm is hittin 😂

[@luckygreenforest508]

I agree with you completely, now I will have to add SCHG to my portfolio. Thank you for your insight :)

[@JerryRomineStocks]

Glad it was helpful!

[@_Equilibr1um]

I opted for SCHD a couple of months back

[@HeyMikeyLikesIt2]

I hate dividends that pay quarterly. JEPQ has been banging away daily, and monthly. I have to grab more JEPQ.

[@japrtorres]

Great comparison. Where does QQQM falls in the growth side of the portfolio? Was initially thinking of doing SCHG and/or QQQM

[@ghoulishpugold2348]

November bought 100 shared (JEPQ), now have 100.82 shared with drip and currently $0 additional. (im rebuilding my EM since my hours are getting cuts)

[@bossballheaddawg2588]

One my fav tubers! Thanks

[@JerryRomineStocks]

You're welcome @bossballheaddawg2588! 🙏

[@vijayaragavan440891]

one of the greatest video. thanks

[@JerryRomineStocks]

Wow, thanks!

[@KennDewh]

Would you consider doing a behind the 8 ball retirement video? I'm 67 with not quite enough to retire, and struggle with deciding how to balance my portfolio. I'm currently in JEPQ, VUG, (will add SCHG now), TSLA, PLTR, MSTR, NVDA, QBTS, AI, BRRR, ETH, MSTY, QDTE, XOVR, and YMAX. Trying to decide how I should rebalance that.

[@CRVgarage]

I approve this video. Thanks Jerry.

[@JerryRomineStocks]

You're welcome @CRVgarage! 🙏

[@ddunvideo]

Thanks for the insight

[@JerryRomineStocks]

You're welcome @ddunvideo! 🙏

[@malcolm2157]

In a previous video you talked about SCHG, JEPQ, and VOO together; but now just SCHG and JEPQ. Which is better? Thanks!

[@JerryRomineStocks]

All can be great depending on your goals and risk tolerance.

[@antoinoparker4331]

Thank you for all your insight from one marine to another. You have helped me decide on how to run my portfolio. Thank you.

[@MoldingLegends]

If I’m 10-15 yrs to retirement - dripping JEPQ - because I don’t need the dividends yet - is this smart to be invested in now or later closer to retirement or even in retirement?

[@JerryRomineStocks]

If you’re 10-15 years from retirement and reinvesting JEPQ’s dividends, you’re leveraging the power of compounding, which is smart for long-term growth. Starting now gives you more time in the market to build wealth, but remember, JEPQ’s tech-heavy exposure means volatility is part of the game. If you can handle the swings, it’s a solid strategy. Closer to retirement, you might want to shift toward balancing cash flow with safer options, but for now, JEPQ can work as a growth and income play if you stay disciplined.

[@thuynh7961]

Thank you Jerry. Listened to you and got SCHG at $26 a few weeks ago.

[@JerryRomineStocks]

Congrats!

[@RichardAkin-qj6xt]

I have 8% JEPQ in my Roth and it delivers good returns. SCHG is just a beast that needs no introduction!😮

[@JerryRomineStocks]

💥🔥

[@whatsup24_7]

@Jerry, i have another question. Dave Ramsey and others have said for retirement you should enough money into your 401k to get the company match and then max out a roth ira. I'm now thinking that doesn't make sense to put money into 2 different retirement funds because they will grow slower since the balances are smaller than stuffing it all into jist the 401k..Does my thinking make sense??

[@JerryRomineStocks]

I get where you’re coming from, but spreading your contributions across a 401k and a Roth IRA has real advantages. The 401k match is free money you don’t want to leave behind, and it lowers your taxable income now, while the Roth IRA grows tax-free and gives you tax-free income in retirement-a great hedge against future tax hikes. The growth rate depends on your investments, not the account size, so diversifying across these two accounts doesn’t slow you down. My non financial advice for entertainment purposes would be to get the full 401k match, max out the Roth IRA, and then put any extra back into the 401k. This strategy keeps you flexible, tax-efficient, and diversified for the long haul. If it makes you feel better I have a 401K, Roth, and a Roth 401K.

[@whatsup24_7]

@JerryRomineStocks that makes sense.. Do you buy crypto(Bitcoin) too or no you don't mess with that?

[@JerryRomineStocks]

I'm holding the crypto I have.

[@yoda6051]

Thank you, Jerry! Great video and highly practical info. If I was a younger guy in their early 30s and wanted to retire today with 500K.... and was willing to live in Vietnam or the PH on 35K a year for 5-10 years, what brokerage portfolio would you recommend? 300K in JEPI, JEPQ and SVOL for income now and moderate growth. (Maybe have to pay 3-4K in taxes a year) 200K for the long haul with SCHD - SCHG - and a bit of SOXQ (After a slow down in chip demand, I expect those stocks to pick up in value again over the next 10 years. Will DCA and buy the dip in 2026/2028) I know I wont be able to contribute to the ROTH anymore, but will focus on steady, long-term growth there as well. Any ideas or suggestions?

[@JerryRomineStocks]

Thanks for the kind words! If you were younger and hypothetically retiring with 500K, I’d go for a mix like this: JEPQ for steady income, and QQQM and SCHG for more aggressive growth potential. This way, you get reliable cash flow while leveraging growth-focused ETFs for long-term upside. It’s a solid balance of income now and growth for later-perfect for your scenario. Of course, I'm not an advisor so everything is for entertainment. 😉

[@yoda6051]

@@JerryRomineStocks Yes, sir. Not financial advice, but appreciate it! Sounds like you might think SOXQ and SMH are just too narrowly focused.

[@ishitpatel8130]

I think long back you mentioned SCHD and not G. Did I made mistake understanding it or you mentioned about buying SCHD as well? I am confused.

[@JerryRomineStocks]

SCHD is a dividend ETF. SCHG is a growth ETF. Two very different ETFs.

[@kenmarcou]

Very interesting. I was thinking about using JEPQ to be a baseline return driver to ensure I’ve always got something to pump into growth when the market is down and the growth stuff is cheaper to buy. How do I divert the dividends from JEPQ reinvestment into another etf purchase?

[@JerryRomineStocks]

I think you'll have to do that manually. Dividend reinvestment options roll the dividend into the same stock/etf.

[@BudsCartoon]

Don't these 2 ETFs clash in the tech sector? Or is their dividend vs. growth paths so different that it doesn't matter? But wouldn't SCHD diversify more with the SCHG?

[@BudsCartoon]

nvm u answered it 10:15

[@gigilaroux762]

Which holding vehicle is best for these? 401k or IRA?

[@areebachewa8318]

Jepq is actively managed what is their PE ratio

[@KennDewh]

What about VUG? Although it seems SCHG is slightly better.

[@kevinwilkins8478]

I love the videos but I hear you say that you have to invest 50,000 dollars to really get started but what about if you only got $1000 or $500? I guess I'm asking what about people who don't have this kind of money?

[@JerryRomineStocks]

The principles don’t change. In videos like this, I like to use a figure like $50K-it helps people see the overall numbers and grasp the concepts more clearly. For context, my own investments in these strategies are well over $500K. What’s really inspiring is that you’re here, learning, and working to improve yourself. Start with what you can afford and commit to a long-term approach. If all you have is $1,000, find a way to add $100 a month-or whatever fits your budget. Use your free time to level up your investing knowledge because that’s the real game-changer. Remember, long-term investing is a marathon, not a sprint. You’ve got this.

[@kevinwilkins8478]

@JerryRomineStocks thank you so much and I definitely need the knowledge.

[@rodneyrosecrants8910]

My top ETF is JEPQ, for 2025 I plan on adding 732 shares to hit the 4k shares….making 17.5 k in dividends for the year now…all from watching your videos….Thank you

[@JerryRomineStocks]

@rodneyrosecrants8910, you just made my day. I love knowing that I have played a hand in your financial success. Congrats and keep me posted!

[@rodneyrosecrants8910]

@ Good day Jerry… set my goal for JEPQ…closed today with a new dividend of $19K for the year…on to 2025. Next goal will be closing in on the 4K share mark….Blessings to you and your family

[@jameshannon5158]

Hey Jerry I’m currently 30 years old I have 100k in jepq and 114k in schg, do you recommend I keep things as is and continue plugging away at both and adding to position or do you recommend since I’m only 30 taking some out of jepq and adding to Schg ? I like the idea of both systems in my portfolio long term

[@JerryRomineStocks]

At 30, you’re absolutely crushing it and, in my opinion, ahead of the game. Now, I’m not a financial advisor, but here’s my perspective: At 30, you’ve got the runway to lean more into growth. Personally, I’d allocate more into SCHG for its growth potential while keeping a solid position in JEPQ to balance it out. And those dividends? I’d reinvest them to let compounding do its magic.

[@jameshannon5158]

@@JerryRomineStocksyes I’d figure that would be your perspective, I’m able to put away roughly 6k per month so I guess Il do an 80/20 split adding to both of these , it’s so hard to resist compounding jepq my goal is to get where you are with jepq covering almost all expenses prior to retirement, thank you for your solid videos it’s been a true help to building my future

[@TA-ht4jo]

Own both JEPQ and SCHG. Enough said.

[@JerryRomineStocks]

👊

[@whatsup24_7]

JEPQ has better dividends but the expense ratio is much higher as well which I don't like.

[@JerryRomineStocks]

I wish more people focused on the net return instead of obsessing over the expense ratio. Don’t get me wrong-I like a low expense ratio too. But here’s the reality: what matters is the net cash hitting your account. It’s that simple. Would you rather make $10 with a higher expense ratio or $9 with a lower one? The answer is obvious-net return wins every time.

[@whatsup24_7]

@JerryRomineStocks which one would you pick to max out your Roth IRA every year for the next 15 years?

[@whatsup24_7]

You basically just answered my question in your video

[@JerryRomineStocks]

I pour a ton of effort into my videos, so getting feedback like this means a lot. Appreciate it-thank you!

[@whatsup24_7]

@@JerryRomineStocks ok, now what's your opinion on JEPQ vs SVOL

[@C_Riggs]

Great vid! If you were 53 with not much saved for retirement, would you pull 50k out of your homes equity to get into these etfs?

[@JerryRomineStocks]

For me, borrowing against my home is off the table. I sleep better knowing my house is paid off and secure. Sure, you could argue that by not leveraging my home equity, I'm missing out on potential investment gains. But let's not gloss over the fact that the stock market could go down, and there's a real chance you could lose money. Now, I'm not saying my approach is one-size-fits-all. Everyone's financial situation and comfort with risk are different. However, I do believe that investments like JEPQ and SCHG have their merits, especially for the long haul. Keep in mind, though, these are growth stock funds, so they're sensitive to shifts in the market and tech sector. A downturn there could spell trouble for these types of investments.

[@armandochavez4398]

Is JEPQ tax efficient?

[@JerryRomineStocks]

Don't get me started on taxes. LOL. JEPQ is not a qualified dividend. Did you see the part of the video where I talked about using retirement accounts?

[@Kay-jk2gi]

Great vid! I have 20+ years to retirement. I like the idea of income from dividend etfs but seems like growth etf is better choice since it yield a higher return. With that, can u plz advise a ratio to split my monthly contributions to jepq and schg? Also i have a roth ira and a taxable acct. Is it more advantageous to hold these in one vs. the other? Thank you!!!

[@JerryRomineStocks]

Thanks for the support! With 20+ years to retirement, growth ETFs like SCHG often outpace dividend ETFs like JEPQ, but dividends provide stability and cash flow. A solid starting split could be 70% SCHG and 30% JEPQ, adjusting as your goals or risk tolerance evolve. Keep in mind, JEPQ dividends are not qualified. For tax efficiency, growth-focused ETFs like SCHG work great in a Roth IRA to keep compounding tax-free. Remember, I’m not a financial advisor-always do your own research!

[@WealthyChronicle]

Sick of hearing 'safe' options like the S&P 500, but I never realized JEPQ could pull in that kind of cash flow!

[@JerryRomineStocks]

Lots of options. Just a matter of finding what suits you.

[@MatheusHenrique-sk2od]

For someone who is starting yours investiments, 50% schg, 25% jepq and 25% spyi is a good idea? Grow money plus monthly income

[@JerryRomineStocks]

It's really up to you and whether yo have an emphasis on growth or dividends. I currently own more JEPQ than SCHG but that's because I own a lot of higher growth/risk stocks.

[@nsmcgirt]

Snp is up 90 percent over the last 5 years

[@emayhand]

Hey Jerry. Thanks for this video. How do taxes work when taking dividend cash from JEPQ if held in a traditional IRA? Would it be taxed as dividend or ordinary income?

[@michellizollar9927]

Interesting question! I'm curious too

[@JerryRomineStocks]

Great question! If you hold JEPQ in a traditional IRA, the dividends are not taxed when they’re paid out-they grow tax-deferred within the account. However, when you withdraw money from the IRA, it’s taxed as ordinary income, regardless of whether it originally came from dividends, capital gains, or contributions. This means you don’t pay taxes on the dividends now, but you will when you take distributions in retirement. * I'm not a financial advisor so for entertainment purposes only. 😉

[@emayhand]

@@JerryRomineStocks Got it! Thanks for the insight, Jerry. Wishing you and yours a happy and prosperous New Year.

[@JerryRomineStocks]

Happy New Year to you too!

[@BA-pz3lo]

I love SCHG but bitcoin has been my new love affair 😂

[@RB-je3yj]

Here's my power house portfolio bullet proof!: broker VGT/SCHD Roth: JEPQ/SCHG/SCHD!!! $3 million and counting! (actually $2.875 million) NOT $3 million but I'm almost there! My secret don't buy anything I drive an old Tacoma and a 1999 camry! That's the secret folks!

[@extremelylargeslug4438]

@@RB-je3yj JEPQ/SCHD/SCHG is exactly the route I was thinking of going in my Roth. Maybe SCHD in my taxable? Unsure of what to do in taxable as of right now.

[@rodneyrosecrants8910]

Goal for 2025, SCHD and JEPQ for $29 K in dividends…..

[@CalmerThanYouAre1]

QGRW + QQQI > SCHG + JEPQ! Higher total return ✅ More portfolio income ✅ Lower taxes ✅

[@PabloVargas-zi3dv]

Hi jerry. How do you feel about nvdy?

[@JerryRomineStocks]

I’m usually not a fan of YieldMax ETFs-they tend to bleed value over time. But NVDY stands out. Its NAV performance has been solid, and that alone makes it worth considering.

[@PabloVargas-zi3dv]

@ I have a considerable amount both on nvdy and jepq ( both the same amount) gonna sit on nvdy for a year and compare the two. I’m just wondering if nvdys 1% expense is too much?

[@JerryRomineStocks]

While nobody likes a high expense ratio what matters is how much you net. Would you rather make $10 with a high expense ratio or $9 with a low expense ratio. NET wins every time.

[@jimsack1]

“…with one leg tied behind your back…” ???

[@jdgolf499]

Some great content, but I'll be honest, I stopped watching after about ten minites! Too much repetitive content. So, that being said, maybe you discuss this later, but another con for JEPQ could be the taxation on dividends, as they generally are not qualified. So, true return could be much less when considering taxes as ordinary income. I own JEPQ in my HSA for the income, which could be used for unexpected medical costs.

[@tyronerodriguez7250]

what about TSLY? anyone

[@JerryRomineStocks]

The Net Asset Value takes too much of a hit for me.

[@gloriabeckley7464]

Sounds like both could be part of my retirement plan.

[@JerryRomineStocks]

Something to consider.

[@jray5363]

SCHG has been around for 15 years, has 38 billion in assets, and sells for less than $29! ???? The fund is growing great, but not so much for its investors! Am I missing something? JEPQ has been great for distributions and capital appreciation! That horse knows how to run!

[@33mbulentk]

@@jray5363 First of all, SCHG had a stock split recently. Secondly, not the price but the value.

[@TecumsehTalk]

Schawb recently split all of its ETFs

[@RichardAkin-qj6xt]

I believe SCHG did a stock split to attract new investors. It's one of the top growth ETFs beating out QQQ and VUG.

[@Therealjefflong]

One of the worst comments I've seen lately

[@gmv0553]

How old is this video? You have SCHG trading at over $90 a share! It split months ago and is priced under $30 a share now! That does not make your video very up to date!

[@JerryRomineStocks]

SCHG closed today at $28.90, so if I mentioned $90, that was definitely a mistake on my part. Appreciate you catching that-thanks for pointing it out!

[@withonestonechannel]

A lot of the numbers seem fuzzy... I checked Google Finance, and compared JEPQ to S&P 500. The 5Y, 1Y, YTD, and the 6 Month all have S&P 500 beating JEPQ.

[@JerryRomineStocks]

Always check the TOTAL RETURN-that’s the stock price plus dividends. Most sites, like Google Finance, only show price changes and completely ignore dividends, which means you’re missing the full picture. Don’t make that mistake.

[@wardevil91]

My wife's ira buys schg mine buys jepq

[@JerryRomineStocks]

You get the income and she gets the growth. Looks like your team has it covered.

[@BA-pz3lo]

don’t tell your wife about your investments tell her you’re broke 😂

[@iann.152]

@@BA-pz3loI like that, you’re a genius…same genius here….😂😂😂

[@gigilaroux762]

Do you hold JEPQ in Roth?

[@RichardAkin-qj6xt]

I think she's definitely going to win out in the end.

[@roygoad2870]

Would be great if you could mention the U.K. equivalent of these ETF’s!

[@massimoserani1640]

👊👊👊

[@JerryRomineStocks]

👊👊👊

[@stevenv1302]

Jepq is extremely tax inefficient. 100% in schg and never look back

[@sbarowsky]

@@stevenv1302 what if you do it utilizing a Roth IRA as a source of retirement income?

[@extremelylargeslug4438]

Buy in ROTH.

[@MannySimoneCards]

I'm going all in in growth with SCHG and staying away from JEPQ. I'm young and want growth over some dividends to spend in the short term

[@extremelylargeslug4438]

Buy JEPQ in a Roth and DRIP.

[@jeffprager4888]

Mr Jerry is ETF better then a %4.00 money market. Ty

[@JerryRomineStocks]

Hey Jeff, a 4% money market account is safe because it’s highly unlikely you’ll lose money. On the other hand, a well-chosen ETF carries some risk but has the potential to deliver returns well above 4%. It’s all about balancing your comfort with risk and your goals for growth.

[@jeffprager4888]

@JerryRomineStocks Ty. Mr Jerry

[@jasonk7671]

Love it! My strategy going into 2025 50% $JEPQ 20% $SMH 10% $VTI 5% $MSTR 5% $EETH 10% CASH ETHEREUM has been disappointing so far but hopefully it will catch fire!

[@massimoserani1640]

👊👊👊