Which is the BEST Marriott Credit Card? (Ritz-Carlton Card vs Marriott Brilliant)

[@De_Guatemala]

I use the RC to book in Maui. $1,200 hotel for a $450 annual fee. I use the $300 airline credit to pay for Alaska+ lounge membership, which also gets Admirals lounge membership.

[@CreditOneSux]

Ooh! This is an interesting DP 👀 Never thought about this method to gain Admiral's Club Lounge Access!

[@justintseng3031]

+1 I never thought about as a way to use the airline credit

[@Lawrence_McKnight]

🤯🤯🤯🤯🤯🤯🤯🤯🤯

[@ChaseYokoyama]

This guy knows how to credit card 👏🏼

[@0xsbp]

Isnt the Alaska+ membership like $600?

[@bigcoz6956]

I already used the Ritz-Carlton Card this year for its free night certificate at a 950.00 night at a Ritz-Carlton NYC. I already used all of the 300.00 travel credit. I've already used 4 lounge visits and 2 airport restaurants' visits this year. I used 4 days free primary car rental insurance this year. And last I have 2 trips next month October both stays in Ritz-Carltons where I already applied club level upgrades to both stays saving me upto 600.00 on one stay and upto 1500.00 on another. And both stays I'm applying the 100.00 property credit. Sweet!!!!

[@ChaseYokoyama]

holy crap 😳 you are killing that card with value. its safe to say that you know exactly what you are doing.

[@paulfelkner6749]

Really good move, really good.

[@jordandarrell9002]

I used my Ritz free night certificate to stay at that very RItz in Tokyo. Went during Cherry Blossom 2023 and base rooms were over $1500 per night. I am Titanium and was upgraded to a corner suite.

[@ChaseYokoyama]

sheeesh! 🤯 that mustve been a nice setup you had there.

[@JLitodiaz]

That …..is ……a…….deal

[@jkim229]

Love having both. Just got them both this year. Being platinum and hitting 50 nights, gets you 5 Suite night upgrade certificates. I just got upgraded at the St Regis from my base room to a suite. The room im paying for is 600-700$ but the suite is 1700$ a night! Looking forward to my 2 Free night certificates next year!!

[@ChaseYokoyama]

jeeez congratulations on the approvals! 👏🏼 That St. Regis suite must be poppin. I hope you enjoy that

[@TheCreditFrog]

Cool new setup Chase!! As someone who is a Marriott loyalist, I’m a fan of both so I’m all about getting those 2 85k FNAs as well as the other benefits! Like Platinum status (very close to getting Titanium soon)!

[@ChaseYokoyama]

I just gotta wait an eternity before I can get my RC card 😢 and you gotta make a video about your titanium status experience!

[@jpknowledge8852]

Butler service?! I wouldn't know what to do with a Butler. I would just ask him where the batcave was and then just leave him alone.

[@ChaseYokoyama]

😂😂😂

[@qn5947]

RC card lets you use airport restaurants and Plaza Premium lounges, while the Brilliant does not. That in addition to the RC has a $200 lower AF.

[@ChaseYokoyama]

oh ya those lounge visits can really make an airport experience 10000x better

[@AFC_27]

Yas! Great video! I'm keeping the Brilliant now for the next 4 years until I hit the Lifetime Platinum status. I'll cancel it afterwards, if I still want a Marriott card at that time I'll go for the Ritz Carlton card. But I'm sure something else will come out by then.

[@ChaseYokoyama]

im curious to see how the credit card market will be in the next 4 years 😳

[@jimmyjames6492]

Can't go wrong with either one if you are a Marriott loyalist. Thanks for the info + video!

[@ChaseYokoyama]

Totally agree! And definitely could get both too!

[@mistyluv261]

get both. that means you get two ritz or jw or st regis every year. w ritz, you get three ritz club lounge passes a year and brilliant offers m club lounge so you have a pretty sweet two day vacation every year. add another free day or two if you are a big spender on your ccs. subtract out the ritz $300 airline credit and the $300 brilliant restaurant credit, and this is a no brainer. early check in and late check outs give you pretty much two half days which is way worth it to enjoy the superb resorts. all the other perks are gravy all ovah.

[@ChaseYokoyama]

1000% those benefits that you listed more than justify the annual fees. best case scenario to have both cards for some nice marriott stays

[@GlitterBugAtl]

Unless I missed it somewhere in the justifying the cost section at the end - the added benefit is that automatic platinum status with the Brilliant card gives you 150% bonvoy point credit for each stay starting day 1 if you stay at platinum or 175% (since it is a shorter path to)at titanium. While the Ritz card starts at gold so only 125% bonvoy point credit for each stay starting day 1 - so essentially Amex gets you more points for redemption towards award stays. So I would imagine there is a $ value that translate towards the annual fees. :)

[@ChaseYokoyama]

This is also a good thing to consider between the two cards, especially when you are putting lots of spend on them

[@wksung1688]

Get both cards which make the 2 days hotel stay more meaningful

[@ChaseYokoyama]

having two FNA like that would be amazing.

[@OfficialMichaelGlathar]

Great video! I’m definitely need more info on hotel credit cards so this helped to show how great both these cards can be. Congrats on the move! Also the height rounding was hilarious. I’m in the same height bracket and definitely have told people I am 6ft.

[@ChaseYokoyama]

Lmao you sly guy. I guess we are both a couple of 6 foot dudes 🤷🏼‍♀️ Thank you for watching

[@user-io6je8zk7q]

fyi - 5’ 10 is a perfect height!

[@DCGEMINI202]

The RC is nice but the brilliant giving platinum status is a no brainer. Id say get both if you can get the annual fee waived

[@ChaseYokoyama]

Both is a solid option as well! 🔥 and finally having a Marriott with elevated status like that is great

[@davedulay1786]

How would you get annual fee waived?

[@DCGEMINI202]

@@davedulay1786 active duty military

[@mrcrazyvid1]

@@davedulay1786 military

[@1stoptech]

@@davedulay1786 Military Status

[@Simi_Jay]

The Brilliant will be my final card as I'm in my endgame. I'm a Hilton loyalist, but as the Surpass is best for my spend habits instead of the Aspire, I'm choosing The Brilliant as my top tier Hotel card. It will fit nicely in the ecosystem my fiance and I our building going forward. Great video.

[@jasonfreilich866]

The RC card is really a hotel Version of the J.P. Morgan Reserve. It competes actually against the centurion card

[@ChaseYokoyama]

Its the exclusive card for people that don't have a $10 million net worth or that spend hundreds of thousands every year 😬

[@korinaviado3333]

Good to know thoroughly know the differences of the two. Congrats on your new LA place and liking the set up 😊

[@ChaseYokoyama]

Thanks so much Korina! 😊

[@TampaTravel]

I have the Brilliant. For the year + it takes to get the ritz and then only gold status? Its not worth it. Free breakfast and room upgrades for the GF and I, while we travel, more than makes up for the annual fee.🤑🤑

[@nubianpwr]

Agreed

[@ChaseYokoyama]

true dat. The plat status, dining credit and free night are more than enough for a good time 👌🏼

[@kevinManhattan]

No Brainer for both. As someone who is loyal to Hyatt, I'm planning on getting both soon. Already has Bonvoy Business card for my business. I just need to get out of the pop up jail with Amex first LOL

[@ChaseYokoyama]

lol Amex just had to cuck you huh. Smart move to get both to rack up the ultimate free night collection with marriott. im tryna collect both as well

[@janenuss6]

I just got the bonvoy brilliant but I’m not seeing the value of the Ritz Carlton card. It seems disappointing. I was expecting more from it

[@ChaseYokoyama]

Most of the RC's value comes from the Free night and $300 travel credit. So if you wouldn't use either then it will be harder to justify

[@eddieleejoseph2998]

10:27 Weird that an eligible purchase wouldn't be a flight or hotel.

[@ChaseYokoyama]

it's cause it is supposed to be used for airline incidental credits. But there is some wiggle room

[@janenuss6]

Also don’t count the free hotel stay into the fee of the first year paying for the bonvoy brilliant. The benefit is only provided upon card renewal after the first year. Then you have to wait 8-12 weeks for it to show up in your Marriott account. So you basically have to pay $1300 in membership fees to get it.

[@ChaseYokoyama]

Yes, its not ideal that Marriott cards give their free night awards after the first anniversary date.

[@doujinflip]

Besides the Chase Sapphire Reserve, the Ritz-Carlton Visa also grants unlimited visits to the growing network of Chase Sapphire lounges. Other Priority Pass accounts only give one per year gratis. Could be a consideration if you’re regularly flying out of Boston or NYC now, with places like Vegas and San Diego opening up like later this year.

[@ChaseYokoyama]

yes thats a very good point!

[@AM-nm1oe]

points for every eligible purchase vs points for every $1 spent on ritz

[@ZXY-tg5ip]

Ok this is not because I usually prefer Amex anyway but I generally feel that the brilliant will generally be a better card and sure that $650 is extremely high but my justification for it is let’s say if you have the ritz card will still need to spend way way way over $650 to get plat plus 35 nights. That’s my reasoning

[@ChaseYokoyama]

truueeee if you want that automatic Platinum status then the Marriott Brilliant card really is the right card

[@KimEspinoza599]

you had me :D with the Blue B/Walls slipup. I liked and subrscribed!

[@ChaseYokoyama]

lmao 😂 thank you for joining

[@frankcutronijr]

Bal Harbor is one of the more expensive areas in Miami-Dade County. Brickell and South Beach are more expensive.

[@MikeMaye]

The Marriott card is on the horizon to add to my lineup .... Great review on both cards as always! Congrats on the new digs my guy 💥

[@ChaseYokoyama]

Much appreciated Mike 🤝🏼 Looking forward to make more videos here

[@BruceLeeCredit]

Congrats on a safe new homecoming to LA! Plan on having both of these cards by mid next year hopefully!

[@ChaseYokoyama]

Thank you so much! These cards are a great addition for Marriott enthusiasts

[@Phlegethon]

Priority Pass Restaurants use to be a good sell on this card, now it's just ok unless they throw in Platinum status

[@ChaseYokoyama]

yuh the removal of the priority pass restaurant benefit is no good

[@mintico]

Brilliant wins because of automatic platinum. unless you stay a lot at the ritz with cash and a true ritz fans like literally stay at the ritz 9 out 10 times

[@ChaseYokoyama]

I wish I was one of those people staying at a ritz 9 out of 10 times 😳

[@joeysok2366]

Easy to justify which card to choose but it hard to justify live in LA 😂😂😂.

[@ChaseYokoyama]

hahah and youre telling me 😂 hopefully this first year goes by smoothly 🙏🏼

[@JohnnyCashBack5X]

Congratulations on your new place! I moved from Honolulu to Orange County last year as well.

[@ChaseYokoyama]

Thank you! No way. how have you liked it so far? was it for work?

[@JohnnyCashBack5X]

@@ChaseYokoyama Yeah, it was because of work. I had to move back because I had to show up to the office a few days a month. I am actually from California, but was working remotely in Honolulu during the pandemic. People say Hawaii is expensive, but I always felt it was less expensive to live there. Anyway, I hope you enjoy living in California. Without knowing which part of LA you're in, just be careful there since it is probably not as safe as Honolulu and the people are less friendly.

[@ChaseYokoyama]

@@JohnnyCashBack5X I appreciate that! im glad you at least got to experience living in Hawaii. Take care. 🤙🏼

[@yuniel2010]

I want both, but just got my boundless. Will have to wait a long time to get them both. Maybe I’ll get my wife to get the brilliant for now.

[@ChaseYokoyama]

yuhhhh i dont like how Marriott limits your SUB eligibility between different card issuers.

[@projectvr3]

I wish the Ritz-Carlton gave Platinum status.

[@ChaseYokoyama]

that would make the card OP AF 🔥

[@AM-nm1oe]

What sucks is I frequently find properties like ritz Carlton Kyoto at 104k points probably for that reason

[@ChaseYokoyama]

fair point. that hotel is definitely expensive points or not

[@AM-nm1oe]

@@ChaseYokoyama yea but it's one of the best redemptions I've found because for 104k that same room was between $1900-$2400/night. Cash prices are just absurd

[@ChaseYokoyama]

@@AM-nm1oe holy crap 😭 thats insane lol

[@donaldomere]

I have a boundless card and looking at switching to RC. I also have delta Amex platinum. I just want to keep one out of the 3, which do you think I should keep/have?

[@ChaseYokoyama]

the RC card will be super solid (if you can use the FNA and $300 travel credit every year)

[@OfficialEricGao]

Congrats on the move Chase!

[@ChaseYokoyama]

much appreciated Eric!

[@michaelmcdonald9484]

Great video! So each AU user gets a $28 restaurant credit for themselves and one guest?

[@ChaseYokoyama]

Yes thats correct

[@danielturner8798]

Why not both or more (Amex business, Chase Boundless)?!

[@ChaseYokoyama]

thats an option too

[@camvworld5674]

I used the RC 300 credit to buy Marriott points to top off. The RC PP allows you to bring in unlimited number of guests. Plus Chase is opening a chain of new lounges all around.

[@ChaseYokoyama]

thats right! the lounge benefits are something to consider as well

[@BrianFace-t4w]

​@ChaseYokoyama can you use the 300 credit to by points like he said? That's the only thing holding me back. Not as easy to use as amex travel credit.

[@user-sb8vz2bv4p]

I have a Marriott Bonvoy Premier card and The Ritz-Carlton card. How are they different?

[@ovx23]

giving a like because of the charmander

[@ChaseYokoyama]

I respect it haha 🤝🏼 🔥

[@efebre219]

Just have both

[@ChaseYokoyama]

oh ya. that is the best case scenario

[@shellyglazer1906]

Okay so i would book one night or 2 at a Ritz-Carlton to get the 100 dollars benefits? And after booking do you have to pay in advanced? When exactly do you ask for club level?😮

[@ChaseYokoyama]

it would have to be " two-night minimum stay at The Ritz-Carlton or St. Regis using the Member Rate named “$100 Property Credit, Luxury Credit Card Rate,”" You do not have to pay in advanced. You can call RItz Carlton before booking to use your club level certificate. Disclaimer: the club level certificates can only be used on certain rates. Most of the time, it may not be worth paying the extra cost on the rate just to use the club level certificate.

[@user-io6je8zk7q]

Do the FNR expire?? I’d like to bank a couple to use in Japan next year

[@ChaseYokoyama]

yes they expire one year after the issue date

[@user-fs2yd3ky4t]

I don’t understand why the ritz is so hyped. Looks very meh to me

[@ChaseYokoyama]

The FNA and $300 credit can go crazy. But its a PITA to get the card in the first place

[@mazenkheder3309]

How about if you have 2 cards, the Marriott Bonvoy Brilliant Card and the RITZ-CARLTON visa from chase? what are the benefits? Will I get the benefits from each card?

[@ChaseYokoyama]

yes you will get to use the benefits from both cards

[@981boxster2]

Is it possible to get a PC Ritz and then do another Marriott boundless and then PC 24 month later to get a 2nd RC?

[@ChaseYokoyama]

yup its possible to get multiple RC cards!

[@kaymicah5309]

Is it possible to get 2 ritz cards without player 2?

[@frankmalavecolumna2273]

Do you get the free award night on the RC card as soon you product change or do you have to wait till the second annual fee hits

[@PurpleDrazi]

is like to know too!

[@ChaseYokoyama]

You have to wait until the second annual fee hits. Aka on your 1st year anniversary.

[@marcusgreen9178]

If I get the Brilliant card first to get the 185k SUB, one I get that can I then get the Boundless, switch over my 185k points and keep for a year to get the Ritz?

[@ChaseYokoyama]

If you get the Brilliant card first you have to wait 24 months to be eligible for a SUB on the Boundless. I don't advise it but you can still have the Boundless card within the 24 month period, you just won't get the SUB. the 185k points would be tied to your Marriott account so there is no need to "switch it over" .

[@marcusgreen9178]

@@ChaseYokoyama ok thanks

[@mazenkheder3309]

What if you get both cards, what are the benefits? Will be double benefits?

[@ChaseYokoyama]

Yes! You can have both cards and get benefits from each of them!

[@Milkinporsche]

Ritzy hands down, can't beat the "unlimited" guests glitch. And unlimited guests at sapphire lounge? Come on!

[@ChaseYokoyama]

Chase better not touch the ritzy 😤 unless its to make it publicly available to apply directly.

[@mazenkheder3309]

How about getting both cards?

[@ChaseYokoyama]

You could do that as well

[@linsridesharehustle]

Where’s the Hilton aspire?😂

[@ChaseYokoyama]

Sorry I just made a video going over the Marriott Power hotel cards. but the Aspire is definitely on a whole nother level

[@AP_808]

You from the 808?

[@ChaseYokoyama]

Yessir! Oahu. wbu?

[@AP_808]

@@ChaseYokoyamaOriginally from Maui, live Kaneohe. Great job with the vids and keep it coming. Too bad Hawaiians program is flaming garbage. 🤙🤙

[@ChaseYokoyama]

@@AP_808 Ho bet! thank you my guy 🤙🏽 ya ikr. they are so expensive to go home with

[@BobI-jb4rk]

so happy the blue balls are gone

[@getsugatenshoFTW]

Chase is unhinged today

[@ChaseYokoyama]

HAHAHA im happy they are gone too 😭😂 Welcome to my new show "Credit Cards After Dark" we talk about credit cards to blue balls and everything in between

[@getsugatenshoFTW]

Just like you and your friends with benefits... lool what? haha

[@ChaseYokoyama]

ya sorry that was kinda outta pocket for a video like this 😅

[@CesarJoel]

Great overview of both cards Chase! I have the Marriott Business currently but might add one of those in the future. The new setup looks great! 💪 Thanks for the information Chase!🫵

[@ChaseYokoyama]

Thank you so much Cesar 🙏🏼

[@Waffulz805]

The current signup bonus for Bonvoy Brilliant is 185k Marriot points. Ritz doesn't offer a SUB right?

[@ChaseYokoyama]

thats correct. No SUB on the Ritz Carlton card