I use the RC to book in Maui. $1,200 hotel for a $450 annual fee. I use the $300 airline credit to pay for Alaska+ lounge membership, which also gets Admirals lounge membership.
@CreditOneSux11 ай бұрын
Ooh! This is an interesting DP 👀 Never thought about this method to gain Admiral's Club Lounge Access!
@justintseng303111 ай бұрын
+1 I never thought about as a way to use the airline credit
@Lawrence_McKnight11 ай бұрын
🤯🤯🤯🤯🤯🤯🤯🤯🤯
@ChaseYokoyama11 ай бұрын
This guy knows how to credit card 👏🏼
@0xsbp11 ай бұрын
Isnt the Alaska+ membership like $600?
@bigcoz695611 ай бұрын
I already used the Ritz-Carlton Card this year for its free night certificate at a 950.00 night at a Ritz-Carlton NYC. I already used all of the 300.00 travel credit. I've already used 4 lounge visits and 2 airport restaurants' visits this year. I used 4 days free primary car rental insurance this year. And last I have 2 trips next month October both stays in Ritz-Carltons where I already applied club level upgrades to both stays saving me upto 600.00 on one stay and upto 1500.00 on another. And both stays I'm applying the 100.00 property credit. Sweet!!!!
@ChaseYokoyama11 ай бұрын
holy crap 😳 you are killing that card with value. its safe to say that you know exactly what you are doing.
@paulfelkner67492 ай бұрын
Really good move, really good.
@jordandarrell90027 ай бұрын
I used my Ritz free night certificate to stay at that very RItz in Tokyo. Went during Cherry Blossom 2023 and base rooms were over $1500 per night. I am Titanium and was upgraded to a corner suite.
@ChaseYokoyama7 ай бұрын
sheeesh! 🤯 that mustve been a nice setup you had there.
@JLitodiaz4 ай бұрын
That …..is ……a…….deal
@jkim22911 ай бұрын
Love having both. Just got them both this year. Being platinum and hitting 50 nights, gets you 5 Suite night upgrade certificates. I just got upgraded at the St Regis from my base room to a suite. The room im paying for is 600-700$ but the suite is 1700$ a night! Looking forward to my 2 Free night certificates next year!!
@ChaseYokoyama11 ай бұрын
jeeez congratulations on the approvals! 👏🏼 That St. Regis suite must be poppin. I hope you enjoy that
@TheCreditFrog11 ай бұрын
Cool new setup Chase!! As someone who is a Marriott loyalist, I’m a fan of both so I’m all about getting those 2 85k FNAs as well as the other benefits! Like Platinum status (very close to getting Titanium soon)!
@ChaseYokoyama11 ай бұрын
I just gotta wait an eternity before I can get my RC card 😢 and you gotta make a video about your titanium status experience!
@jpknowledge885211 ай бұрын
Butler service?! I wouldn't know what to do with a Butler. I would just ask him where the batcave was and then just leave him alone.
@ChaseYokoyama11 ай бұрын
😂😂😂
@qn594711 ай бұрын
RC card lets you use airport restaurants and Plaza Premium lounges, while the Brilliant does not. That in addition to the RC has a $200 lower AF.
@ChaseYokoyama11 ай бұрын
oh ya those lounge visits can really make an airport experience 10000x better
@AFC_2711 ай бұрын
Yas! Great video! I'm keeping the Brilliant now for the next 4 years until I hit the Lifetime Platinum status. I'll cancel it afterwards, if I still want a Marriott card at that time I'll go for the Ritz Carlton card. But I'm sure something else will come out by then.
@ChaseYokoyama11 ай бұрын
im curious to see how the credit card market will be in the next 4 years 😳
@jimmyjames649211 ай бұрын
Can't go wrong with either one if you are a Marriott loyalist. Thanks for the info + video!
@ChaseYokoyama11 ай бұрын
Totally agree! And definitely could get both too!
@mistyluv26111 ай бұрын
get both. that means you get two ritz or jw or st regis every year. w ritz, you get three ritz club lounge passes a year and brilliant offers m club lounge so you have a pretty sweet two day vacation every year. add another free day or two if you are a big spender on your ccs. subtract out the ritz $300 airline credit and the $300 brilliant restaurant credit, and this is a no brainer. early check in and late check outs give you pretty much two half days which is way worth it to enjoy the superb resorts. all the other perks are gravy all ovah.
@ChaseYokoyama11 ай бұрын
1000% those benefits that you listed more than justify the annual fees. best case scenario to have both cards for some nice marriott stays
@GlitterBugAtl8 ай бұрын
Unless I missed it somewhere in the justifying the cost section at the end - the added benefit is that automatic platinum status with the Brilliant card gives you 150% bonvoy point credit for each stay starting day 1 if you stay at platinum or 175% (since it is a shorter path to)at titanium. While the Ritz card starts at gold so only 125% bonvoy point credit for each stay starting day 1 - so essentially Amex gets you more points for redemption towards award stays. So I would imagine there is a $ value that translate towards the annual fees. :)
@ChaseYokoyama7 ай бұрын
This is also a good thing to consider between the two cards, especially when you are putting lots of spend on them
@wksung168811 ай бұрын
Get both cards which make the 2 days hotel stay more meaningful
@ChaseYokoyama11 ай бұрын
having two FNA like that would be amazing.
@OfficialMichaelGlathar11 ай бұрын
Great video! I’m definitely need more info on hotel credit cards so this helped to show how great both these cards can be. Congrats on the move! Also the height rounding was hilarious. I’m in the same height bracket and definitely have told people I am 6ft.
@ChaseYokoyama11 ай бұрын
Lmao you sly guy. I guess we are both a couple of 6 foot dudes 🤷🏼♀️ Thank you for watching
@user-io6je8zk7q6 ай бұрын
fyi - 5’ 10 is a perfect height!
@DCGEMINI20211 ай бұрын
The RC is nice but the brilliant giving platinum status is a no brainer. Id say get both if you can get the annual fee waived
@ChaseYokoyama11 ай бұрын
Both is a solid option as well! 🔥 and finally having a Marriott with elevated status like that is great
@davedulay17866 ай бұрын
How would you get annual fee waived?
@DCGEMINI2026 ай бұрын
@@davedulay1786 active duty military
@mrcrazyvid15 ай бұрын
@@davedulay1786 military
@1stoptech2 ай бұрын
@@davedulay1786 Military Status
@Simi_Jay10 ай бұрын
The Brilliant will be my final card as I'm in my endgame. I'm a Hilton loyalist, but as the Surpass is best for my spend habits instead of the Aspire, I'm choosing The Brilliant as my top tier Hotel card. It will fit nicely in the ecosystem my fiance and I our building going forward. Great video.
@jasonfreilich86611 ай бұрын
The RC card is really a hotel Version of the J.P. Morgan Reserve. It competes actually against the centurion card
@ChaseYokoyama11 ай бұрын
Its the exclusive card for people that don't have a $10 million net worth or that spend hundreds of thousands every year 😬
@korinaviado333311 ай бұрын
Good to know thoroughly know the differences of the two. Congrats on your new LA place and liking the set up 😊
@ChaseYokoyama11 ай бұрын
Thanks so much Korina! 😊
@TampaTravel11 ай бұрын
I have the Brilliant. For the year + it takes to get the ritz and then only gold status? Its not worth it. Free breakfast and room upgrades for the GF and I, while we travel, more than makes up for the annual fee.🤑🤑
@nubianpwr11 ай бұрын
Agreed
@ChaseYokoyama11 ай бұрын
true dat. The plat status, dining credit and free night are more than enough for a good time 👌🏼
@kevinManhattan11 ай бұрын
No Brainer for both. As someone who is loyal to Hyatt, I'm planning on getting both soon. Already has Bonvoy Business card for my business. I just need to get out of the pop up jail with Amex first LOL
@ChaseYokoyama11 ай бұрын
lol Amex just had to cuck you huh. Smart move to get both to rack up the ultimate free night collection with marriott. im tryna collect both as well
@janenuss62 ай бұрын
I just got the bonvoy brilliant but I’m not seeing the value of the Ritz Carlton card. It seems disappointing. I was expecting more from it
@ChaseYokoyama2 ай бұрын
Most of the RC's value comes from the Free night and $300 travel credit. So if you wouldn't use either then it will be harder to justify
@eddieleejoseph299827 күн бұрын
10:27 Weird that an eligible purchase wouldn't be a flight or hotel.
@ChaseYokoyama23 күн бұрын
it's cause it is supposed to be used for airline incidental credits. But there is some wiggle room
@janenuss62 ай бұрын
Also don’t count the free hotel stay into the fee of the first year paying for the bonvoy brilliant. The benefit is only provided upon card renewal after the first year. Then you have to wait 8-12 weeks for it to show up in your Marriott account. So you basically have to pay $1300 in membership fees to get it.
@ChaseYokoyama2 ай бұрын
Yes, its not ideal that Marriott cards give their free night awards after the first anniversary date.
@doujinflip5 ай бұрын
Besides the Chase Sapphire Reserve, the Ritz-Carlton Visa also grants unlimited visits to the growing network of Chase Sapphire lounges. Other Priority Pass accounts only give one per year gratis. Could be a consideration if you’re regularly flying out of Boston or NYC now, with places like Vegas and San Diego opening up like later this year.
@ChaseYokoyama5 ай бұрын
yes thats a very good point!
@AM-nm1oe11 ай бұрын
points for every eligible purchase vs points for every $1 spent on ritz
@ZXY-tg5ip11 ай бұрын
Ok this is not because I usually prefer Amex anyway but I generally feel that the brilliant will generally be a better card and sure that $650 is extremely high but my justification for it is let’s say if you have the ritz card will still need to spend way way way over $650 to get plat plus 35 nights. That’s my reasoning
@ChaseYokoyama11 ай бұрын
truueeee if you want that automatic Platinum status then the Marriott Brilliant card really is the right card
@KimEspinoza5998 ай бұрын
you had me :D with the Blue B/Walls slipup. I liked and subrscribed!
@ChaseYokoyama8 ай бұрын
lmao 😂 thank you for joining
@frankcutronijr10 ай бұрын
Bal Harbor is one of the more expensive areas in Miami-Dade County. Brickell and South Beach are more expensive.
@MikeMaye11 ай бұрын
The Marriott card is on the horizon to add to my lineup .... Great review on both cards as always! Congrats on the new digs my guy 💥
@ChaseYokoyama11 ай бұрын
Much appreciated Mike 🤝🏼 Looking forward to make more videos here
@BruceLeeCredit11 ай бұрын
Congrats on a safe new homecoming to LA! Plan on having both of these cards by mid next year hopefully!
@ChaseYokoyama11 ай бұрын
Thank you so much! These cards are a great addition for Marriott enthusiasts
@Phlegethon4 ай бұрын
Priority Pass Restaurants use to be a good sell on this card, now it's just ok unless they throw in Platinum status
@ChaseYokoyama4 ай бұрын
yuh the removal of the priority pass restaurant benefit is no good
@mintico11 ай бұрын
Brilliant wins because of automatic platinum. unless you stay a lot at the ritz with cash and a true ritz fans like literally stay at the ritz 9 out 10 times
@ChaseYokoyama11 ай бұрын
I wish I was one of those people staying at a ritz 9 out of 10 times 😳
@joeysok236611 ай бұрын
Easy to justify which card to choose but it hard to justify live in LA 😂😂😂.
@ChaseYokoyama11 ай бұрын
hahah and youre telling me 😂 hopefully this first year goes by smoothly 🙏🏼
@JohnnyCashBack5X11 ай бұрын
Congratulations on your new place! I moved from Honolulu to Orange County last year as well.
@ChaseYokoyama11 ай бұрын
Thank you! No way. how have you liked it so far? was it for work?
@JohnnyCashBack5X11 ай бұрын
@@ChaseYokoyama Yeah, it was because of work. I had to move back because I had to show up to the office a few days a month. I am actually from California, but was working remotely in Honolulu during the pandemic. People say Hawaii is expensive, but I always felt it was less expensive to live there. Anyway, I hope you enjoy living in California. Without knowing which part of LA you're in, just be careful there since it is probably not as safe as Honolulu and the people are less friendly.
@ChaseYokoyama11 ай бұрын
@@JohnnyCashBack5X I appreciate that! im glad you at least got to experience living in Hawaii. Take care. 🤙🏼
@yuniel20105 ай бұрын
I want both, but just got my boundless. Will have to wait a long time to get them both. Maybe I’ll get my wife to get the brilliant for now.
@ChaseYokoyama5 ай бұрын
yuhhhh i dont like how Marriott limits your SUB eligibility between different card issuers.
@projectvr311 ай бұрын
I wish the Ritz-Carlton gave Platinum status.
@ChaseYokoyama11 ай бұрын
that would make the card OP AF 🔥
@AM-nm1oe11 ай бұрын
What sucks is I frequently find properties like ritz Carlton Kyoto at 104k points probably for that reason
@ChaseYokoyama11 ай бұрын
fair point. that hotel is definitely expensive points or not
@AM-nm1oe11 ай бұрын
@@ChaseYokoyama yea but it's one of the best redemptions I've found because for 104k that same room was between $1900-$2400/night. Cash prices are just absurd
@ChaseYokoyama11 ай бұрын
@@AM-nm1oe holy crap 😭 thats insane lol
@donaldomereАй бұрын
I have a boundless card and looking at switching to RC. I also have delta Amex platinum. I just want to keep one out of the 3, which do you think I should keep/have?
@ChaseYokoyamaАй бұрын
the RC card will be super solid (if you can use the FNA and $300 travel credit every year)
@OfficialEricGao11 ай бұрын
Congrats on the move Chase!
@ChaseYokoyama11 ай бұрын
much appreciated Eric!
@michaelmcdonald94845 ай бұрын
Great video! So each AU user gets a $28 restaurant credit for themselves and one guest?
@ChaseYokoyama5 ай бұрын
Yes thats correct
@danielturner87985 ай бұрын
Why not both or more (Amex business, Chase Boundless)?!
@ChaseYokoyama4 ай бұрын
thats an option too
@camvworld567411 ай бұрын
I used the RC 300 credit to buy Marriott points to top off. The RC PP allows you to bring in unlimited number of guests. Plus Chase is opening a chain of new lounges all around.
@ChaseYokoyama11 ай бұрын
thats right! the lounge benefits are something to consider as well
@BrianFace-t4wАй бұрын
@ChaseYokoyama can you use the 300 credit to by points like he said? That's the only thing holding me back. Not as easy to use as amex travel credit.
@user-sb8vz2bv4p10 ай бұрын
I have a Marriott Bonvoy Premier card and The Ritz-Carlton card. How are they different?
@ovx2311 ай бұрын
giving a like because of the charmander
@ChaseYokoyama11 ай бұрын
I respect it haha 🤝🏼 🔥
@efebre21911 ай бұрын
Just have both
@ChaseYokoyama11 ай бұрын
oh ya. that is the best case scenario
@shellyglazer19065 ай бұрын
Okay so i would book one night or 2 at a Ritz-Carlton to get the 100 dollars benefits? And after booking do you have to pay in advanced? When exactly do you ask for club level?😮
@ChaseYokoyama5 ай бұрын
it would have to be " two-night minimum stay at The Ritz-Carlton or St. Regis using the Member Rate named “$100 Property Credit, Luxury Credit Card Rate,”" You do not have to pay in advanced. You can call RItz Carlton before booking to use your club level certificate. Disclaimer: the club level certificates can only be used on certain rates. Most of the time, it may not be worth paying the extra cost on the rate just to use the club level certificate.
@user-io6je8zk7q6 ай бұрын
Do the FNR expire?? I’d like to bank a couple to use in Japan next year
@ChaseYokoyama6 ай бұрын
yes they expire one year after the issue date
@user-fs2yd3ky4t11 ай бұрын
I don’t understand why the ritz is so hyped. Looks very meh to me
@ChaseYokoyama11 ай бұрын
The FNA and $300 credit can go crazy. But its a PITA to get the card in the first place
@mazenkheder330911 ай бұрын
How about if you have 2 cards, the Marriott Bonvoy Brilliant Card and the RITZ-CARLTON visa from chase? what are the benefits? Will I get the benefits from each card?
@ChaseYokoyama11 ай бұрын
yes you will get to use the benefits from both cards
@981boxster25 ай бұрын
Is it possible to get a PC Ritz and then do another Marriott boundless and then PC 24 month later to get a 2nd RC?
@ChaseYokoyama5 ай бұрын
yup its possible to get multiple RC cards!
@kaymicah530910 ай бұрын
Is it possible to get 2 ritz cards without player 2?
@frankmalavecolumna227311 ай бұрын
Do you get the free award night on the RC card as soon you product change or do you have to wait till the second annual fee hits
@PurpleDrazi11 ай бұрын
is like to know too!
@ChaseYokoyama11 ай бұрын
You have to wait until the second annual fee hits. Aka on your 1st year anniversary.
@marcusgreen91784 ай бұрын
If I get the Brilliant card first to get the 185k SUB, one I get that can I then get the Boundless, switch over my 185k points and keep for a year to get the Ritz?
@ChaseYokoyama4 ай бұрын
If you get the Brilliant card first you have to wait 24 months to be eligible for a SUB on the Boundless. I don't advise it but you can still have the Boundless card within the 24 month period, you just won't get the SUB. the 185k points would be tied to your Marriott account so there is no need to "switch it over" .
@marcusgreen91784 ай бұрын
@@ChaseYokoyama ok thanks
@mazenkheder330911 ай бұрын
What if you get both cards, what are the benefits? Will be double benefits?
@ChaseYokoyama11 ай бұрын
Yes! You can have both cards and get benefits from each of them!
@Milkinporsche24 күн бұрын
Ritzy hands down, can't beat the "unlimited" guests glitch. And unlimited guests at sapphire lounge? Come on!
@ChaseYokoyama23 күн бұрын
Chase better not touch the ritzy 😤 unless its to make it publicly available to apply directly.
@mazenkheder33099 ай бұрын
How about getting both cards?
@ChaseYokoyama8 ай бұрын
You could do that as well
@linsridesharehustle11 ай бұрын
Where’s the Hilton aspire?😂
@ChaseYokoyama11 ай бұрын
Sorry I just made a video going over the Marriott Power hotel cards. but the Aspire is definitely on a whole nother level
@AP_80811 ай бұрын
You from the 808?
@ChaseYokoyama11 ай бұрын
Yessir! Oahu. wbu?
@AP_80811 ай бұрын
@@ChaseYokoyamaOriginally from Maui, live Kaneohe. Great job with the vids and keep it coming. Too bad Hawaiians program is flaming garbage. 🤙🤙
@ChaseYokoyama11 ай бұрын
@@AP_808 Ho bet! thank you my guy 🤙🏽 ya ikr. they are so expensive to go home with
@BobI-jb4rk11 ай бұрын
so happy the blue balls are gone
@getsugatenshoFTW11 ай бұрын
Chase is unhinged today
@ChaseYokoyama11 ай бұрын
HAHAHA im happy they are gone too 😭😂 Welcome to my new show "Credit Cards After Dark" we talk about credit cards to blue balls and everything in between
@getsugatenshoFTW11 ай бұрын
Just like you and your friends with benefits... lool what? haha
@ChaseYokoyama11 ай бұрын
ya sorry that was kinda outta pocket for a video like this 😅
@CesarJoel11 ай бұрын
Great overview of both cards Chase! I have the Marriott Business currently but might add one of those in the future. The new setup looks great! 💪 Thanks for the information Chase!🫵
@ChaseYokoyama11 ай бұрын
Thank you so much Cesar 🙏🏼
@Waffulz8056 ай бұрын
The current signup bonus for Bonvoy Brilliant is 185k Marriot points. Ritz doesn't offer a SUB right?