“NEW” Chase Ritz-Carlton Card | Best Hotel Keeper Card?!?

[@AskSebby]

💳 Sebby's Card Picks: www.asksebby.com/credit-cards

[@ThoughtMachine1]

FFS, "Anyways" is not a word. It's "Anyway". Your girlfriend might think it's cute, but you sound like a 5 year old every time you say that.

[@theChef1337]

will i get a metal card if i PC to the ritz carlton?? Also Does PC give a SUB??

[@alecreinders7128]

@Ask Sebby is their a downside of product changing now right before the new year? Should I wait unitl Jan 1st? Worry that the new year may trigger new restrictions/fees

[@thomask5038]

My guess why Chase doesn't "re-open" to new applicants is it was probably a deal made between Chase, Marriott, and Amex, that Amex would get the "luxury brand" card slot, and Chase would get the "entry level" cards. But the reason Chase doesn't out right close this loophole, is probably what Sebby said. This gives Chase a path to put their customers in that higher AF card while also still playing coy with Amex and saying "what? no, we don't 'officially' have a luxury Marriott card in our portfolio."

[@Red_Horseplay]

This card is so "rare" that when I the Front Desk lady asked for a payment card at check in she thought I worked for ritz carlton haha This was at a JW Marriott.

[@smileychess]

I normally don't care about "status" or "prestige" but this sounds like a really enjoyable little moment that I would like to have lol

[@MarkReese]

Pretty cool how Chase & Marriott still allow product changes to the Ritz-Carlton Credit Card years after the SPG merger & Bonvoy program launch 🎉

[@IronHulkTriathlon]

I was able to product change to the Ritz card yesterday via the method you showed in one of your KZbin videos last year - THANK YOU! I'm SUUUUPER pumped to have the Ritz and Brilliant cards now for those annual 85k night awards and Platinum status alone!

[@MrAfresh11]

Does it make sense to have the ritz and the bonvoy brilliant though?

[@MarkReese]

@@IronHulkTriathlon - Congrats on the upgrade, Christopher! Enjoy the Ritz 🥂

[@patrickoneal8514]

@@MrAfresh11 I just received my Amex Marriott Bonvoy Brilliant earlier this week. I’m planning on doing the product upgrade to the Ritz in November when my Bonvoy Boundless (which will be 3years) annual fee is due. To me, it makes sense to have both in terms of usability, e.g. American Express isn’t as accepted worldwide, whereas Visa is. The Ritz, being a Visa Infinite product, would have more usefulness, thus still garnering Bonvoy points & premium perks.

[@450steeler]

Hey mark! Did they change the amount of guests you can bring into the priority pass lounges?

[@philipwu1106]

I’ve had the card for years and was grandfathered into 😊the $395 annual fee. I’ve always found the $300 airline credit to be useful because it’s not tied to a specific airline as with AMEX. And it’s even better now with the 85000 free night credit. It’s a keeper for me.

[@xidaq4998]

How do you get the free grandfathered?

[@carlosaraujo59]

They are bringing the metal back !!

[@SpencerJohnsonOfficial]

Pretty cool to see this little hidden product change trick you can do from Chase's Marriott cards to the Ritz card. Like you said, having that secrecy and exclusivity to an extent can only be a positive for Chase. Thanks for sharing Sebby!

[@VincentPascual]

Just like a secret speakeasy within a bar!

[@SpencerJohnsonOfficial]

@@VincentPascual True!!

[@societykrew]

I applied for the Marriott Boundless above 5/24 and I was approved and received the sign up bonus. My original plan was to product change to the Ritz Carlton card. I hope it’s still possible by my 12 month mark!

[@MrRichstar89]

Same 11 months to go for me hoping to change for the Ritz

[@zyzzuschrist3410]

Were you able to product change?

[@traveluniversity7867]

I got this card when they still had the 50k cert and I still thought it was good value. 85k is now a no brainer. I found out you get the 35k one from the Boundless first and at the end of your first year you get the 85k which makes sense. I slightly disagree with the valuation of the 85 cert. I’d say closer to 800 or 1k if you use it at the Ritz in half moon bay which is absolutely amazing

[@JacksonWelch]

🥂considering getting this card after my boundless card hits 1yr.

[@prbadboy84]

I have it. It’s a great keeper card especially now that it’s a 85k certificate.

[@lewis20002000]

Out of the 5 Marriott cards I have 2 are Ritz-C, I never understand why more people didn't have this card. I will try to get another one in the future as it's my go-to for seat upgrades using it's $300 travel credit. Whaaaat $650 for the Ritz, no bro, I am not going to be able to rationalize that, I will be downgrading my Brilliance unless I get a break on the af.

[@sketchyAnalogies]

FYI You need to be under 5/24 for a CLI with Chase according to a reconsideration rep. YMMV but the rep made it sound like a firm rule.

[@jimmyjames6492]

Thanks to you + Mark Reese I have the Ritz CC. It's definitely a keeper for all the reasons you stated at only $450 AF! Thanks for all the info + videos!

[@yoyomama101]

When you product changed, did u do it before or after you used your 35k free night on the boundless card? Did it affect that free night certificate? When did you get the 85k free night?

[@cherenymadison3554]

Just like the brilliant, if they increase the AF to $650 this card won't make sense for a lot of people. I typically stay in more expensive rooms because they're free with certificates and points. But I'm not a person who readily spends in the $300 range when booking hotels with cash. It's just a waste to me. So I'd be spending money that I wouldn't normally spend just to get a "free" night.

[@OrthodoxNYC]

🍾 I love this card. The one draw back is having to call in to get the credit applied and the fact that certificate only covers basic rooms. I switched to this card 2 years ago after watching your videos

[@lscott9263]

You can't possibly get a free upgrade even though you initially booked a basic room? Or the ritz card status doesn't allow for that?

[@doujinflip]

I've upgraded twice so far. You have to call for the upgrade. They seem to usually expect to do so from scratch, but I managed to point them to the existing reservation I had booked online; this may be useful considering places like Jakarta and Beijing host multiple RC properties.

[@wannabedal-adx458]

This might be the only route to a Marriott card I would take. The benefits are great but I have a ton of overlap and don't travel enough yet to cut down on the annual fee. I even spoke to a friend who agreed that the Bonvoy program isn't the greatest and that Hilton has a better program. For me, I love the service I get from Hyatt, so I will maintain my status and loyalty as much as possible. Thanks Sebby, looked for you at the LAX Delta SkyClub yesterday!! Agree it is a club that is "off the hook"!!

[@l.a.rivasesq.8841]

Great video! I product changed to this card about a year ago and added my spouse as an authorized user. My spouse loves that it comes with its own priority pass membership with unlimited guests. This almost convinced my spouse to join me in the credit card hobby!

[@wardorhino398]

I had this card for years. Back when the card weighed a pound. I dropped it when Marriott only gave card holder Gold Status. Even after spending 60K a year, for years. I switched to AMEX PL.

[@AA-kj4ic]

to clarify, to add authorized user there's no additional fee but each authorized user get's their own global entry credit and priority pass?

[@stanlee3619]

🥂 In because you requested this. I miss the Visa Infinite benefit this card had of the free cheap flights.

[@jamjam3443]

🥂 Another great video! I PC'd from my Marriott Premier to the RC about 3 months ago and my MLA benefits remained intact. Two other details worth highlighting: the Priority Pass bennies include unlimited guests, whereas most cards cap at you + 2 guests. Applies to AU's as well. Also the $300 credit resets on calendar year. Now I need to figure out how to optimize my $300 credit, probably worth digging through FT Forums to see the DP's. Thanks Sebby!

[@journeyux406]

for American, United, and Southwest (possibly Delta) you can upgrade a flight and refund for credit, effectively getting $300 worth of flights each year. I'm in California so I'm all in for Southwest. Already got my $300 flight credit the first month of owning the card

[@zackchristian471]

​@@journeyux406I'm very interested, can you please elaborate more on how to get the $300 back?

[@BrianFace-t4w]

@@journeyux406 How are you doing this with southwest? Are you buying upgrade seating then canceling later?

[@SouheilHmida]

🥂🍸🥃 The Ritz-Carlton card has definitely been on my list for almost exactly 1 year now! Added a reminder to do the product change. Sadly though, since the new restrictions that Chase/Amex (really it's Bonvoy) put on new cardholders, getting any second Bonvoy card before 24 months have passed since getting the first one means you forfeit the intro bonus. Not to mention, product changing to the Ritz card completely eliminates the chance of an intro bonus from the Amex Bonvoy cards. One thing I'm curious to see, and I hope some data points will come to light, is if the 25 elite nights can be combined with those from the Chase Bonvoy cards? As I understand it, elite nights from Personal Bonvoy cards don't stack up 😑 Thanks for all the reviews by the way! Very Informative 🙏

[@ahmedagbabiaka]

Wow, i didn’t know about the 24 month bonus thing with Amex/Chase. I had planned on getting a chase bonvoy and Amex bonvoy this year. I guess I’ll do chase this year, pc to ritz next year and then the year after get an Amex bonvoy. Thx.

[@SouheilHmida]

@@ahmedagbabiaka That's my new revised plan too :)

[@amandamuzyka3704]

Wait, so you can't have a Chase Boundless for a year and then product change to a Ritz Carlton without losing the Boundless intro offer you got??

[@ahmedagbabiaka]

@@amandamuzyka3704 if you get the bonus from chase boundless and pc to Ritz, you keep the bonus. If you open another Bonvoy card within that 24 months you won't get the bonus.

[@jaypaladin-havesmartswilll5508]

@@ahmedagbabiaka Thanks for the clarification.

[@vinhsanity]

My friend was listening along and she said “This guy speaks fast like he’s super caffeinated” I replied with he was or is partnered with a coffee brand 😅🥂

[@joseaguinaga3000]

Can you have both Ritz Carlton and Brilliant open at the same time?

[@GEN512X]

Yes. You just need to get the Brilliant first I believe. Or you won't be eligible for the sub on the Brilliant.

[@_KITE]

I've been eyeing this one for a few years. I guess I'll go ahead and do the upgrade later this year. My partner really likes staying at the Ritz, so I suppose that anniversary night will come in handy.

[@iTzDritte]

I take a shot every time Sebby mentions the Ritz-Carlton card in a video. Let’s hope I survive this one 🥂

[@AskSebby]

🥂🙌

[@charliedurham4248]

I used to take a shot every time he mentioned the Maldives. Now I am an alcoholic.

[@AskSebby]

how about bora bora 😛

[@charliedurham4248]

@@AskSebby, blacked out before we could get to that

[@SanjiChury]

@@charliedurham4248 kzbin.info/www/bejne/Y6CtcqmblNiGd6s

[@imgonzalez]

Been having the Marriott Bonvoy the no annual fee one for 10 months with 7.3k limit but I got the unlimited and flex so can move the limit around, really thinking of product changing in 2 months

[@parkour267]

Unless they add platinum status i hope the fee doesn’t increase as i will probably add the brilliant to get this. Currently in process to product change for ritz

[@yurig2530]

So is Brilliant $200 better than this card? You basically pay $200 for Platinum status, and get a coupon book you need to use every month.

[@randomsonmymind6919]

Thank you! I previously asked for a comparison video between this and the new $650 Marriott card (in the comments of the $650 card video) but I'm glad you made this type of video.

[@Exodus213]

I heard the the Ritz Carlton card's Priority Pass allows unlimited guests. Do you know if this is still true?

[@santhdez9]

Hi Sebby! 🥂 Are you able to hold both the Ritz Carlton and the Brilliant card? Thanks!

[@mt_xing]

Do AU's get their own Precheck credit? I can't see anyone else that confirms that.

[@vividpaulus]

Should i get the Amex Apsire first or a Marriott card and PC to this card first?

[@walterclark3274]

Thanks Sebby! Can you use the $300 flight credit for the United Bank like AMEX cards?

[@mantasdrungys4074]

I wish it still had $100 flight discount perk 🥂

[@AskSebby]

Same :(

[@blakinsideandout]

🥂 can you please do part 2 of your hotel cards. Next year I plan on getting the aspire before a trip BUT I just looked up the ihg and now I'm going to get that one too. I need to know if I'm missing any

[@theChef1337]

If im product changing from an existing chase bonvoy, will i get a ritz carlton SUB?

[@ezioaltairac]

Yeah that Presidential Card was Continental’s premier card. They regularly try to make you PC to the Explorer card too. United had to keep it per the merger agreement, kinda like how US Airways had to honor that ‘80s American unlimited flight pass for some years on their metal.

[@jacquelinedy8899]

👍 I might get this card.I opened 7 cards this year mostly from AMEX, I may have to wait a few months to a year.I preferred Ritz Carlton than Brilliant.

[@Ricocase]

Aspire?

[@jacquelinedy8899]

I dnt have aspire...Planning to get the 3 Hilton cards

[@samuelnoyola9115]

Can you use the 300 credit for the southwest hack(buying southwest tickets for less than 100)

[@parkour267]

Do they not have unlimited guests on this priority pass anymore?

[@Stimulus7]

Are you allowed to apply for the chase Bonvoy cards if you have the Amex ones? I really want this card but idk if the Amex cards disqualify me from never having it

[@BoywithLoveeee]

Hi sebby, do you have a referral link for the chase boundless? I’m opening one to get this ritz card

[@nippolitica]

🥂Sebby, I'm trying to figure out my next card. I ruined my credit in my early 20s, but fixed it a long time ago. My use situation is unique. US citizen, valid US domicile, but I live in Tokyo. I have my original Capital One Quicksilver one I basically never use (but it was the card that fixed my credit) and my Chase Sapphire Preferred that I've had for several years now. I will get Delta Silver status next year. I now work for a certain large international organization and have started doing business trips. I've traveled to the US twice and Europe once this year. Next year looks to be even more. Figuring out my next card is difficult. Delta Amex? Venture X? Maybe one of these Bonvoy cards? I am not sure what the pathway is. I'm technically a kind of public servant, so I think the business cards are out.

[@johncook3585]

Good afternoon! I have a Boundless, have for a year and a half now. Would you recommend waiting uptill after my next anniversary date to call and try to make the change, or do it now? Do you know if I’ll get the free night still after upgrading in the “middle of a year”? Thank you so much for all of this info!

[@johncook3585]

Forgot to add my 🥂

[@kamalgurung5155]

Can’t decide should I product change or not

[@camvworld5674]

I would consider this card, if they gives us Platinum, instead of Gold. That would pretty much match the Hilton Aspire with the same 450 AF. Priority Pass, TSA, airline credit, hotel credit…the Aspire still has the 250 Hilton credit and SUB, which this card does not have.

[@amherst2013]

Hi sebby do you have video on what is the best order of getting Marriott card from both chase and amex?

[@hishamq89]

Should I get if I have the bonvoy brilliant

[@飛向宇宙-o1s]

Can I change Marriott Bonvoy Bold Credit Card to Chase Ritz-Carlton Card?

[@fremont-desi6430]

Great vide on on Ritz .... was unaware of benefits Am I eligible for Boundless Chase $95 Welcome offer later on - say 90 days - If I product change my current Bold to Ritz today .... (My Bold Welcome offer was more than 2 years ago) - The reason I want to product change to Ritz now is the AU to my kids going to need during traveling (Lounge) & later on apply for Boundless - not in a hurry

[@sgttiffany21]

@askSebby. Did you ever show what the card looked like???

[@JohnSmith-dd9er]

🥂 Just to confirm my understanding, you can add AUs that each get a TSA Precheck Credit ($85) and priority pass? And unlimited AUs too?

[@joshuanishimura1131]

Seconded!

[@kamronseeram3488]

@@joshuanishimura1131 I can confirm you can add AU for free (not sure about unlimited) and that your AU's get Priority Pass. My dad had the card and added me, so I experienced this first hand. Never had to use the TSA Pre since I had my own CSR. It's still a fantastic card!

[@mistyluv261]

stoke!!!!! I just called Marriott Bonvoy, and it was as simple as pie to switch over to the Ritz Carlton card. will arrive in 4-5 business days. yeah baby!!!!

[@ksniper2690]

You called marriot or chase?

[@mistyluv261]

@@ksniper2690 I called number on chase bonvoy card for upgrade.

[@ksniper2690]

Dope...

[@MMSTUDIOS5]

Do I need to be under chase 5/24 in order to product change to the Ritz Carlton Card? Or does it not matter since it is just a product change?

[@wagnerwong9966]

4:00 It looked you had a stalker in the background, but it's your reflection

[@AskSebby]

👀

[@thomask5038]

Since you said it, Sebby, thank you for staying a "credit cards channel" and not turning into a "stimulus channel," then a "crypto channel," then back to part time "credit cards channel."

[@lorame8693]

Do you know if Marriott bonvoy business card can be upgraded to ritz one?

[@theChef1337]

But i need to know. Will the card be METAL?!

[@carlostmendozajr]

Do the travel protections and car rental cover authorized users?

[@coolbluetiger1234]

I regret getting this card now. It’s kind of pointless for the perks I can’t use. For example, the club lounge upgrade, you have to call RC and ask. When you do, the quoted price is much higher than the price quoted with club lounge. I will be a fool to book on the phone when I can just pay lower price on the app. It’s a coupon card without any convenience.

[@Tannanson]

As great as these changes are, highlighting the product change loophole seems like a recipe to get it closed, even if it won’t affect folks who already have it.

[@Mockingbird0592]

Would the upgrade counts towards the 5/24?

[@AskSebby]

No, it's the account.

[@Mockingbird0592]

@@AskSebby thanks Sebby ! 😊

[@SmoothJazzBoBo]

I have Sapphire Reserve and Boundless now. Should I product change to Ritz card and get rid of Reserve? I'm very tempted but don't like no more ultimate rewards points that can do much more than the Marriott points. What's your opinion? Thank you.

[@TheCamJam]

if you upgrade to the ritz carlton card on your Boundless anniversary, would you immediately get the 85k certificate? or would you get the boundless 35k cert? Or would you get neither?

[@danatomalty396]

If I have Bonvoy Amex should I get this card too?

[@Mochi2021]

🥂 Hope they upgrade the Ritz to match all the new Brilliant benefits. Would prefer to have Visa when traveling internationally

[@VincentPascual]

Even without Platinum status, the RC is still a very strong card overall.

[@LiamGandelsman]

🥂 Great vid as always. For me I’d rather just have the Bonvoy Brilliant than this (or both). I feel like having two Brilliant cards (for the certificates) is easier to justify given the dining vs airline credit.

[@SniperinShadow]

🥂 Where is Mandy?

[@rickhousesamurai]

Would just need the status on the ritz card to be better and it'd be perfect

[@joshtisdale6201]

If the Chase i know you are talking about the Chase Ritz- Carlton Card but if the annual fee goes up to $650 it would be just as expensive as the Marriott Bonvoy Brilliant American Express Card and it only comes with Priority Pass Select i believe they both should have Priority Pass

[@PointsInbound]

🍸I was thinking about product changing over to this from the Boundless, like the 35k certs aren't what they used to be.

[@Adiscretefirm]

A year later, the metal RC is coming back. Does this signal reopening applications? Higher af? Welcome bonus? All 3? 🥂

[@TravelSeets]

I got the Marriott boundless just to upgrade to the ritz in a year 🤞🏼

[@puppyrex1789]

Only thing I hope if the fee goes up, it should come with a upgrade to Marriott platinum status.

[@De_Guatemala]

🥂 This summer in Europe my children & their spouses loved being AU on my RC so they could hang out at nice lounges during delays and rebookings on their cheap airline tickets.

[@TheMrsclark33]

So I called in to use my 85k certificate plus top off for Kyoto Ritz Carlton only to be told that I will get the on my next anniversary certificate. They updated this on Sept 22 and my anniversary night was Sept 20. All information from them made this seem as if we got a AUTOMATIC certification upgrade. Not true

[@fulim226]

🍻 Another great video Seb. Have you done a video of how to use the Hilton Aspire free night? If not , can you make one please? TIA...3 thumbs up

[@bridgettturner7787]

Cheers 🥂. Thanks for the updated info on this card. So, if someone already has the platinum what would be the benefits in getting the Ritz in your opinion?

[@mikeflaherty9304]

Bridgett, I was wondering the same thing. I have ambassador status currently, was hoping he would reply.

[@pezdacandyboi]

I have Marriot business chase and boundless chase. If I PC from boundless to ritz. Am I now open for amex Marriott cards?

[@MannyCovington]

I think the Aspire card is still the best hotel keeper card

[@ahkeen]

aww man I need a Chase Bonvoy to product change? Maybe it’s time to open a Chase

[@johnwick860]

since Chase don't provide hotel status to AU, can the principal card holder make the hotel reservation & include the name of the AU & only the AU will check in to Marriott & still receive the Gold status?

[@kevinpresser9017]

Could you let me know if the flight needs to be booked with the card to use the airline's incidental credit?

[@AskSebby]

No. Could use a different card and pay for the upgrade/incidental with this card.

[@camo-o2r]

you have good videos. 🥂 The beginning is a bit strange. Can you edit that out (where you're finishing another conversation)?

[@AskSebby]

It’s a cold open/ intro to get people interested in a topic. Common format on KZbin.

[@rk39421]

🥂 Thanks for this information! I’m debating to product change my boundless card to this Ritz card and downgrade my reserve card to something else. Thoughts on that? Also thoughts on the Capital One Venture X card. These 3 cards I’m trying to decide what the best combination would be and what to get/upgrade/downgrade. Advice/thoughts welcome. Thanks.

[@MrDIJEN15]

What did you decide. Same boat.

[@rk39421]

I ended up getting the Ritz. Downgraded the Reserve to the Flex. At that time I got the Venture X as it pays for itself and recently got the Chase Sapphire and got the 80k bonus on that since I don’t hold the Reserve anymore. The Ritz also pays for itself so getting value across the board at this time.

[@MrDIJEN15]

@@rk39421 which card do you use the priority pass?

[@rk39421]

@@MrDIJEN15 Ritz gives the same priority pass as the Reserve - and can add unlimited auth users and they all get their own priority pass too. Don't do the venture x priority as that doesn't include restaurants.

[@PatrickDKing]

I want it but I'm locked out on 5/24.

[@450steeler]

Did they restrict the amount of guests for the priority pass. It used to be unlimited guest per card holder?

[@Rui-qb6qc]

Would you say it’s still worth it to get the card just for the FN even for someone who doesn’t primarily stay at marriot, doesn’t earn marriot points elsewhere and does not have more elite marriot status?

[@Ricocase]

If at 4/24, is going for brilliant worth it before ritz product change 4m from now? Already have boundless. Wondering if reconsideration will reconsider if you get brilliant b4 or apply 4 ritz product change the same day. Why isn't ritz platinum status v. Brilliant?

[@camvworld5674]

I had the Boundless and just PC to the RC card. If in another 12 months, if I still held the RC card, would I be eligible for the Boundless SUB again? since that would be 24 months part from my last SUB.

[@tomzhangus]

can you just get the $0 fee card and then wait a year and switch?

[@wwong0]

Does the Ritz Priority Pass has no guest limit?

[@pumpkimspicelatte]

🥂 Wait is the annual fee changing from $450 to $650 is that for sure?!! That’s a bummer 😢

[@todddavis9426]

Another great video on a topic that many would dismiss (because of their opinion on the Bonvoy program). Cheers to you Sebby! 🥳🥂🍷🥃🍾🍻

[@jsbatra]

🥂i have this card. Was annoyed by the change in $300 credit (used to be any travel expense) and devaluation of bonvoy points but 85k might make it worthwhile. In general very annoyed with Chase

[@VincentPascual]

As far as I can remember, the RC $300 credit has always been for airline incidentals, not general travel like CSR.

[@jsbatra]

@@VincentPascual I did the change during 2020 and they had changed it for any travel but I thought that's what it was always like

[@Jesusismyonething]

🥂 🎉 🍹. I have Amex gold and platinum and also Capital One Venture X. Hmmm. I’ve had a Marriott Chase card for seven years with a sufficient credit limit. So…to product change or not…?

[@andystrausberger2519]

Hey Sebby, the Ritz used to have unlimited priority pass guests. Is that still true? It is unclear due to the verbiage on the app which refers to the sapphire reserve not the Ritz card. To clarify, I am referring to not adding AUs to do so.

[@iancancel4427]

Can you also gift tsa pre-check with VX? 🥂