How To Reach Coast FIRE By Age 30, 40, and 50

[@WhiteBoardFinance]

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[@bandrep2010]

Marko, as always, your genuine, honest and interested in sharing valuable information to the public and your followers. Thank you, I wish more content creators would be like you!

[@nightowl1337]

Wow. I am close to coast fire already. Almost 2 years to go! I will still work for awhile, but its nice knowing this.

[@sebastianpayancristancho5027]

THIS IS BETTER THAN NETFLIX!!!!!!!🎉🎉🎉🎉

[@marcosmiguel5888]

Thanks for continuing updates and for keeping us financially Educated! Regardless of how bad it gets on the economy, I'd rather trade the crypto market as it's more profitable than holding. I made a Hundred thousand dollars from trading last year even though I barely trade myself.

[@FareedChanda]

I have lost a lot trading all by myself without a guide. It's been an uneasy ride for me. Who is your mentor please.

[@MorewinWinmore]

How can someone know a professional account manager that is trustworthy and legit they are hard to find this days.

[@Chan-dq9yk]

Trading without any guide is so risky you need to get a good mentor like Professional Anita Sapp Lee to guide your trades

[@ThompsonCurrey]

Building a good investment portfolio is more complex so I would recommend you seek Anita's support's...

[@AmiraYusuf-uy1vg]

Anita sapp lee's analyzes go beyond superficial trends. It delves into technical, fundamental and sentiment analysis, providing a holistic view of the market.

[@danapalacios3209]

What type of accounts should we be putting our money to reach this type of goal? I currently only have money in a Roth IRA and a Savings account. I have a 403b account but I don’t trust my money in there because of the high rates they charge. Any advice as to where else I should park my money to achieve the 7% interest rate of return while I save for coastal fi?

[@omarbeltran5625]

Where we can get your calculator? Thank you

[@appleztooranges]

Hit $120k in my 457b. Can I start coasting?

[@Mike_Affholder]

Does fat fire require a certain bmi?

[@unikornkontroller]

Hahaha...where is Ramsey pulling 8% withdrawal rates from? Maybe HIS portfolio can sustain it but not mine.

[@BradFinn]

Kid is about to hit a million subs!! Lessssssss goooo!🎉🎉

[@justinc6158]

A little off topic from FIRE, but I started watching your KZbin channel and similar channels from who I think are actually intelligent people not trying to click bait me. At age 30 I was broke, and today at 38, my net worth of 250k+. Made a lot of FIRE style sacrifices to set that foundation. It takes patience and determination to even get started, but it’s worth it. Thanks to people like Marco, the average person can think smarter and learn practical and useable skills.

[@ambbb4691]

Sounds like you can start a KZbin series on your expeirences alone.

[@justinc6158]

Thanks, for me it really came down to two major factors, which is being able to stay focused and doing it for a purpose bigger than just the fact you saved and invested smart.

[@jessicamarie9330]

I would love to hear from real people that have been following Marko and examples of how they incorporated his teachings, I'm 36 and trying to retire as early as possible, I've been working since I was 15, didn't learn about investing til a year ago, my only debt is my mortgage, need advice

[@justinc6158]

I think in your case it comes down to how aggressive on investing you want to be then. Using investing calculators that give probabilities of compound interest over time really are nice to lay out the forecast if you stay the course. I’m not an expert, but I would consider putting most of your money into safer ETFs that gain about 8-10 percent per year and consider making sure your monthly expenses for dumb stuff like subscriptions and things you don’t use are never part of your life to eliminate waste. Also look for cheap and free hobbies for most of your time, and splurge on a nice vacation once per year

[@thundacat9378]

*For those of you short on time Topic starts at **4:30*

[@martialryan]

longest ad of all time

[@anthonyjames4319]

Top notch info.

[@MSBJJ]

I'm 34 and my coast fire age is in 15 years. But started a business and hoping to drastically improve net worth and income in the next 5-10 years... So who knows! As always, you rock Marko!

[@4fb182]

Heck yeah, I was just wondering where the Marko videos have been. Keep 'em coming champ!

[@dougz2855]

I wish I was able to increase my contributions earlier in life! Another great video Marko, keep them coming!

[@liptongtr]

Im assuming if your retirement number is under 59 it would have to be a taxable brokerage and not a 401k/IRA retirement account since you cant withdraw from them without penalty?

[@mattlimberg5763]

My retirement strategy is to plan to be able to retire by 55, but continue working until 70-75 to keep a schedule so I stay active and healthy for longer, you know, have a life worth living. But able to do work that for the most part is what I want to do.

[@magic_fruit_bat5003]

LMAO! I always enjoy your content, but especially your final joke line at the end of the video.

[@WhiteBoardFinance]

I appreciate that!

[@SOAP-jf7ue]

If you're doing this method, i would think a dividend growth portfolio would be better since you can turn on DRIP and let it snowball without you contributing directly.

[@blankspace1983]

Great explanation, thank you

[@WhiteBoardFinance]

Glad it was helpful!

[@dzikus.minimus.maximus]

That's a nice tool, Marko! Fire in two years...was planning on retirement in 5 (unless I'm not burned out and still enjoying the grind), fat fire in 9! The 270,000 miles on my car have kept down my life style creep! House paid off in 14 months.

[@justinw9805]

Bitcoin?

[@Shane_2022]

I reached FIRE at 32, I wish I had done it in my twenties. Better late than never.

[@WhiteBoardFinance]

Congrats!

[@danielj3010]

Congrats bro

[@Mike_Affholder]

32 is extremely early your basically just starting life!

[@plamenvasilev]

I reached FIRE at 12, I wish I had done it in my 2nd year after I was born.

[@lostboi3974]

I was a late bloomer as well. Retired at 6 months old. Better late than never 😂

[@douglashunter5756]

I also like the die with zero concept. I recently read that book and it has many principles I hadn't heard before.

[@astrahl]

I love the idea of this video but it’s not accurate at all. It says I need 2.6 million in 30 years to have 100k to live off of in 30 years. Well 100k in 30 years won’t even be worth the equivalent of 50k today. So they are off by more than 2x. That’s is insane haha. Why did you endorse this? Another way to explain it is that tool says my fire number for wanting 100k to spend at retirement is the same 2.6M number at 30 as it would be at 60. Showing it didn’t take the future value of money in at all 😂

[@saltlife85]

Always great info! Thanks!

[@WhiteBoardFinance]

My pleasure thanks for watching!

[@bobbybeef69]

Im 35 with a wife and very young kids at home. I just hit $1M net worth before turning 35. At $3M we can retire comfortably at $7M we can retire, leave a legacy and do literally nothing if we want to. My goal is to always be doing something, I don't plan to take my foot off the gas until I decide I don't want the high paying, fun but time intensive job. It's nice knowing we've set ourselves up to have the freedom to do that, and that's all that matters to me.

[@Jack-tk1is]

May I ask how you did that & what's your job ? *genuinely asking

[@bobbybeef69]

​​@@Jack-tk1issure, I'm a technologist. The industry I'm in is high paying but high risk/no pension. For that reason we live well below our means to weather storms and be able to get to a point where I can have a second career in 10-20 years if we want that. We were also lucky in that I was able to barely buy a house in 2012, and learning the power of investing from my parents at a young age. I first bought VTSAX in 2009, and we sold the 2012 house 2 years ago to trade up to the family home.

[@HelderP1337]

​@@bobbybeef69this is the way!!! Great job, congratulations. 🎉

[@royroy4481]

Wife and I are 36 with a toddler and hit just over 1m this year. We're not high income earners. It's doable. We make sure we got housing and transportation in check, and everything falls into place. Godd job! From Houston tx

[@luiscampos1378]

I have a paid off mortgage on my primary home. Projecting to pay off my rental at 34 (I am 32). The rental income will set me at FIRE since I won’t have any other debt. Cheers fellows!

[@brandonjensen5292]

Leverage them and buy more. The math will show you’ll make more of a return

[@danielj3010]

Knocking on 1m subs, and Graham put out a FIRE video same day 😊

[@Ace2021]

I unsubbed from Graham after he’s been dodging the Yotta bank situation. Marko > Graham.

[@jarrett7541]

Great video, only thing I disagree with is estimating the annual spending in retirement too low. Assume you will spend the same if not more in retirement!

[@EmmettDeclan.]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Katherine Stewart.

[@Donnawilson736]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@DevanshMuhammad]

Katherine Stewart strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started

[@Fatima.Roberts]

You trade with Katherine Stewart too? Wow that woman has been a blessing to me and my family.

[@RomanAtwood79]

I'm new at this, please how can I reach her?

[@BenjaminOLeary74]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much.

[@SnowyMango]

Great vid. One concern I have is agent parents. I may be coast FIRE and my kids may be set up for school. But I expect I’ll need to support parents as they age and need assisted living. Have you covered anything on financial planning in for aging parents? Expected costs? Etc?

[@kartunlovergirl]

Clearly Kardden was a right choice. Hope to learn more from you this is pure knowledge

[@mritunjoy-pm3yb]

Do you think Kardden will pump before ETH?

[@fruitytarian]

The first video I watched on this channel was from five years ago when you were hoping to have a baby soon, and now you have two little girls ❤ congratulations 😊

[@StarcloneSCR]

Jeez everyone in these comments are flexing with there net worth while i'm over here with a couple grand to my name haha

[@zmack1830]

What does COAST stand for?

[@1hunter45]

Save money for retirement until you reach your coast fire number. Then “coast” through life doing what you want for work to meet current life expenses. Work less, travel more, buy a corvette, work a job that pays less. Once you reach retirement the money will have grown to your full retirement number.

[@ambbb4691]

The end had me dying.

[@TougeTime]

this is money all in one acct right?

[@allimarieRISING]

I have considered this Marko but there's a fine line. I fear oversaving and not enjoying enough while I'm YOUNG (pre-40). I'm currently 31.

[@TaylorFitts]

Marko the calculator is misleading… it assumes zero tax liability at retirement. Also the Trinity study tested safe withdrawal rates to see if a portfolio could successfully last 30 years. Your comment about never touching your portfolio’s principle if you use the 4% SWR is not true.

[@johnpenn74]

I wqs reviewing my 401k with former employers and notived that all the mutual funds that are no longer fed do not grow the nunber of shares by reinvesting returns. How is this. All my other investements do (stocks, etfs, mutual not jn 401k) is this a scam by voya?

[@johnnysim1985]

I want to be financially secure enough to wear cufflinks

[@WhiteBoardFinance]

They’re built into the shirt so I’m only half way there lol

[@JAY_BLOCK_005]

I respect your work mate so you say Kardden good one to use?

[@SRTrollinz]

@3:46 personal bookmark

[@humblekind4189]

I’m coast fire at 32 using the set of assumptions displayed on the first table. Real question is does Marko wear pants making videos? Bro just rocking the dress shirt and boxers? 😂

[@contextual_investor6139]

Holy shoot, I guess I achieved coast fire without even knowing it existed lol I’m 29 with $518k saved currently. I’ll be well over the target $530k by the time I turn 30

[@FreemanJameZ]

I cry every time I think about retiring. I sincerely apologize to everyone who applied for social security at this time after years of hard work and retirement and lost everything as a result of an unforeseen event. It's challenging especially for those who are retired.

[@CoreyLloydo]

True, it has never been easier to learn how to develop your retirement savings than it is now, with inflation, when you may study and experience a completely diverse market passively by hiring a professional portfolio manager. The effects of the US dollar's rise or fall on assets are, in my opinion, complex.

[@AdamWright8fool]

Even if you lack the necessary skills, you can hire one. I was a project manager, and the crash took a significant toll on my own portfolio of around $850,000 from my retirement pension in April. I instantly contacted a financial advisor, who designed a defensive strategy to safeguard and benefit from my assets throughout this red season. I've made more than $250,000 since then.

[@ArchieJohnson5h]

This is great! Do you believe your adviser would get on the phone with an unknown? I'm in desperate need of correct portfolio allocation

[@AdamWright8fool]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Leah Foster Alderman for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@ArchieJohnson5h]

Found her, I wrote her an email and scheduled a call, hopefully she responds, I plan to start the year on a woodnote financially.

[@doubleg3128]

You should go to Greece, it is awesome! Plan to come back u will not regret 😂

[@nengrakmarak8593]

Thanks I bought Kardden and I can't be more happy about it

[@ddc93760]

Always looking forward to all your videos. So lucky to have you and your wealth of knowledge!! 🖤🖤🖤🍞🍞

[@WhiteBoardFinance]

I appreciate that!

[@tbarg86]

Thanks Marco. You should rename your channel whitebeard finance. Much respect for all that you do!

[@VishakGopu-z5f]

All guys stacking Kardden Token before next bull are smart apes for sure

[@KaranSingh-i8u4k]

Walmart and Kardden Token just signed a collaboration??

[@chriscuddy1104]

Good video. I’d argue that the 7% growth rate takes into account inflation since the S&P has done 10% historically

[@brijeshkumar-xp5id]

Lucky for those who had Kardden since yesterday, but more green days to come

[@TheMightyNate]

Markoooo

[@Pamala-p1t]

It seems certain stocks are undervalued, flying under the radar despite their potential. You can't help but wonder when the market will recognize their true worth. How can I invest $600K wisely to ensure our future security?

[@Cesarinaella]

It's frustrating when market inefficiencies persist, particularly with undervalued stocks. Consider consulting an advisor for smarter investing decisions.

[@Daneilchirs2]

My financial advisor has been a game-changer, providing clarity and boosting my confidence in navigating finance. With their help, I've achieved my goals faster than I imagined. Highly recommend!

[@SushantRay-er1xu]

Kardden making ATH after ATH 🔥🔥

[@levikhain3371]

You forgot to mention that if you just buy a couple Bitcoin now and are in your twenties, you'll be able to sell just a small amount at 65 and every year so on. Or possibly take a loan against it :)

[@azeraeth]

I wish i had seen this in my 20's, not in my early 40's. But I also wish my 40 year old self would convince my 20-something self why I should put more money into retirement and not say "That's a problem for the future me".. Future me is here and I am over working! I'm 200,000 off my Coast FIRE amount so I'm not likely to hit it anytime soon, but I know that i'm at least in a good position overall

[@EdisonClifford-p7l]

Thanks for continuing updates but I'd rather trade the stock market and crypto, as it's more profitable. I make an average of 84,500K per week even though I barely trade myself.

[@AnnButterbaugh-i6l]

I'm really Blessed and Grateful , Thank God .. 92K weekly profit regardless of how bad it gets on the economy.

[@BryanEriksen]

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

[@Johnnyandrew-yv3tu]

so many people have recommended highly about Helen Alan and am just starting with her 😊 from Sydney Australia 🇦🇺

[@MariamScotty]

I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimony on CNBC news last week.

[@Armchair-Investor]

My coast fire age is 55. I have a Pension plan

[@brandonjensen5292]

Bump for algorithm

[@INDREDLEAFGAMING2023]

Thanks, please make another video about Kardden I prefer Kardden that is strong

[@Ace2021]

I’ve become disillusioned with the tradfi system. Stay calm and stack sats is my new philosophy 😎

[@Diwanagamer766]

Kardden please get going high

[@taker52]

Free marko!!!

[@vadadhirameshmadhavi2978]

Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.

[@premchandji]

Swapped my alts for BTC and Kardden. They are ramping it up

[@multiverse_anime_4]

Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime

[@miketeranamo2693]

your good

[@Bagsn86]

What about social security?

[@indiathargamer1225]

the most fair approach and yet the ultimate king of meme is Kardden

[@Asstronauts93]

Literally 0% of people have 500k at 30 years old.

[@danstevens64]

Stop lying! Just add some decimals lol

[@johnw1895]

I sure as hell don’t and I’m 29

[@Godwithin888]

@@johnw1895 so your everybody...lol ok

[@Chris_Sells]

I met a 24 year old with $430k last week. He is my client.

[@Oneofatime-zk2vi]

I see Kardden with 50x, maybe even 100x. Binance also gonna have that

[@bOObTOObWatCha]

do you look @ penny stocks. CANOF is a nano chip manufacturer that may do well. it has climbed from .14 to .80 in 5 days. can you do a quick video about it..?

[@AnkitKumarAnkitKumar-co7tc]

Great analysis as always, Kardden Token is a strong contender

[@hameedbagwan7649]

After all the bad years Kardden is our savior

[@alexmehbub_123]

Kardden Token will moonshoot after CEX listing..

[@Because4545]

I hit fire when l was born, born in the US of A baby!

[@godcountry7932]

Paying 8 years in college expenses for 2 kids put out my fire. 😂

[@billschlafly4107]

Step 1 work hard Step 2 save

[@sk_Ayush_gamer_13]

Tomorrow you gonna be mad if you are not in Kardden yet

[@chaitralii.o3]

Omg so bullish on Kardden! ATH next month? 🔥

[@memnoch1974]

Age 49. Coast Fire $449,000 Age 67. Coast Fire $875,000

[@carlyndolphin]

If someone is 30 years old and they need 75K per annum, in 30 years time they will need 150K to live the sane lifestyle so they’d need about 3.75 invested

[@blkboxmobilefitness]

Thank you for the video Marko! I'm 31, debt free, and have about $30k invested and have about $123k in HYSA because I'm hoping to purchase a home or land within the next year or 2...but if I can hit $150k invested by 38 I'm happy! 🤞🤞🙏

[@rekhayadav6240]

Buying Kardden Today Is Like the Bitcoin pizza back then. One day people will acknowledge it

[@AjayKumar-h7f5f]

The Kardden KRN will overtake doge and SHIB so easy

[@ryanraines1469]

I pledge alliance to the rag of the united West Coast Fire Connection and to WCF at which it stands 1 neighborhood under god invincible with luxuries and riches for all 🎤

[@thebomb2116]

Age 59 1/2 COAST FIRE $832K

[@mamzellilooo]

Great video. I was a process control engineer (just retired 2/21/24) I would always stress test my projects just to make sure it would work under all conditions. Also depending on the government. But I found away of earning more income despite my Retirement. $57k weekly returns has been life changing, after so much struggles.

[@runningrock124]

i just save in Bitcoin and after a couple years I no longer feel stressed about the future financially.

[@maajqureshi9849]

Coinbase listing Kardden Binance probably in line too

[@markamark123]

thank you whiteboy finance

[@BESTYT971]

Kardden Token time! This thing is lifting up in ways nobody did before

[@alessiotomasello]

Vivoryon therapeutic today 🚀🚀🚀🚀