Why banks are shutting down ATMs despite high cash flow; NEW RBI rules? | Economy

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[@marsalkhan1316]

Anti national

[@RUDRABHAVSAR-l2v]

यह तो बता दे सेविंग अकाउंट में केस कितने हे। जीरो बैलेंस वाले अकाउंट कितने हे😂😂😂

[@ankitkohli1]

Govt. wants to increase UPI transactions and then charge convenience fee or service charge on UPI transactions.

[@Manishaprakharyati]

Denge nhii system phaad denge

[@mchandrahasa1362]

Subse bada dakoo is government

[@Nolziv01]

Indians will never pay fee or charges, they'll go to banks with their passbooks.

[@scenecorner9940]

​@@mchandrahasa1362atm fees jab charge hota he tab problem nahi hota tha

[@pankajji2709]

Right 👍🏼

[@AnujKumar-bg6ww]

Due to digital transactions, need of atm has reduced a lot. My personal use of atm has almost been negligible

[@anilparmar1503]

Right

[@R-CG]

Bhai Kam padhe likhe lpg ATM bahut jyada use krte hain.

[@mohammadtalib6257]

​@@R-CG explain your statement

[@expensiveone4692]

Digital transaction leads to bank freeze..

[@mukeshmehta9182]

​@@R-CGBlack money wala jyada use kr rahe hain, koi bhi room owner rent hamesha cash mai leta h

[@themrambusher]

5g bechna ha tho 4g ke net ko downgrade kardo, upi pe charges lagane ha tho atms band kardo, log majburan charges denge upi ka, beautiful democracy we are living in

[@Indian_Knight_07]

In my area jio downgraded 4g network many peoples started porting from jio to others and also many peoples purchased 5g cards and mobiles

[@Alochak_Kumar]

When Jio hiked it's prices then I started using BSNL 3G. It's not that stable but it's important to let these big companies know that we won't give up to them so easily.

[@rahulmyadav11]

Democracy ka matlab sab free mein milna hota hai kya ?? 😂

[@amitkumarsangwan467]

​@@rahulmyadav11to phir ye Matlab Hota haii kya kii oxygen ke bhee paise Dene padege😢

[@Candid_Notions]

@@rahulmyadav11 lol.. but democracy ka matlab yeh bilkul nai hai ki zabardasti koi service use karwai jaye

[@sk-iy1ew]

Kitni asani se sb kuch sahi sabit kr diya sir ne Demonetization ko bhi sahi sabit kr diya But inflation and UPI effect bataya hi nahi ache se

[@AstroGamer_02]

Answer is: A) Dewas Because coins are minted by SPMCIL (comes under govt. Of india) at Mumbai, Hyderabad, Kolkata and Noida.❤

[@ramapatimaurya9805]

Bahot se shops par log cash hi lete hai. Jaise ki police, aur GST n bharne wale shops. Aur rural me percentage jayda hai

[@harshuikey4791]

rural wale kitna TAX bharte hai bhai ?????

[@ramapatimaurya9805]

@harshuikey4791 rural me bhi kisi kisi ka corore me turn over hai..par govt sirf salaried employees ka hi khoon chusti hai.. salaried employees jaydatar ghar se door rahte hai wo alag kharcha

[@desiaadmi9539]

Police paytm se bhi le leti ha. Wo zamàne Chale Gaye ab.

[@rupeshchajed614]

Traffic police challan ke liye khud ka QR use karti hai aur apne jeb me bharne ke liye aas paas ki dukaan ka QR use karte hai

[@innu430]

Rural mei jaha network problem rehti h ,UPI payment nahi kar sakte without network vaha per cash ki need hoti h

[@fazilahmad1223]

Simple.. Now they are ready to put a charge on UPI transaction. If the cash is not available easily in the market then we have no choice other than UPI.

[@Alochak_Kumar]

If people keep voting for freebies then tax is bound to be increased, no matter which gormint. People need to understand that nothing is free.

[@AkashS-e6q]

​@@blackpantherpal1414 public ka kya dosh isme.

[@kartikeypandey1837]

Google pay to 2 rupees abhi se lene lag gaya

[@ChemistryLove-oh5ok]

@@kartikeypandey1837 kab liya

[@dekazuedits]

Shayad se 1000₹+ ke transaction pe tax lagega

[@rohinbhatnagar2227]

Good, we are living in the Digital Era, but what if there are bank server issues? The ATM is the only solution. In urban areas, it's still fine, but in remote areas, it affects people deeply.

[@abhishekshukla9397]

ATM will also not work in case of bank server issues

[@AmanTab-700]

​@@abhishekshukla9397 absolutely

[@aashwinjawale8850]

ab sale agr bank server hi down hoga to atm bhi kaise chlega

[@shashideo4923]

UPI pe GST lagne wali h isliye ATM band kiye jaa rhe hn

[@VikiJee]

Good lagna chahea. Technology free mai aata hai kya, jaisai 10-10 bachai upper sai aatai hai.

[@AmanTab-700]

​@@VikiJee they are already taking tax

[@thenua]

​@@VikiJeeCurrency print karne ka kharcha Government bear karti hai toh jab Digital transactions badh rhe hain toh Government ka Currency print karne ka kharch bhi bach rha hai toh wo UPI ka payment Government kyon nahi de sakti ? Har cheez ka paisa janta se hi chahiye

[@NewstatePlayer100]

​@@VikiJee aur lo freebies tumhare wajah se hamari jeb bhi fatne lge Koi asaan nhi kar the

[@VikiJee]

@@NewstatePlayer100 Bhai mujhey Freebies nahi pasand, bheek lainai sai acha mai khud ko khatam karna pasand karuga..

[@sunilagrawal923]

On site ATM was popular because of non functional of bank cashier. Cost of staff and ATM both beard by branch. Risk in handling cash reduced. Branch got good currency. Gradually staff was reduced.

[@ashishjadav1527]

Answer is : A) Dewas Because coins are minted by SPMCIL (comes under govt. Of india ) at Mumbai, Hyderabad,Kolkata and Noida.

[@raahiprateek624]

It is very important to have these ATMs . Total reliability on upi is not great in long run.please use Atm sometimes just for the sake of using it.

[@rbp2006]

सर मेरे पास का ATM भी बंद हो गया। मैं तो Patna, Bihar में रहता हूं। उसमें भी ATM SBI का था।

[@Aws_expert]

😮😮

[@gizmo141284]

Bahiya line lagana padegi bank ki branch min...

[@Alochak_Kumar]

Now gormint will impose charges on UPI transaction.

[@Thelionwings]

The government aims to increase UPI transactions to showcase the power of UPI on a global stage. It is focusing on boosting UPI adoption in rural areas more than urban centers, following a bottom-up approach to expand digital payment reach nationwide.

[@reifer7660]

Very good explanation 😊

[@akihiko99]

Internet abhi tak thik se spread nahi hua hae

[@vaiibhavrana2125]

@@akihiko99 Chidambaram wala logic mat do. It shows ur foolishness. There are ways to bypass it. People buy food items in an aeroplane flying 1000’s of feet away through Credit card. Time to spread that to rural areas too.

[@Modedefy]

And charge you with convenience fees, and whose convenience..

[@mahabali7084]

When UPI will start charging for transaction, young will understand, nothing is for free. The Bank gives 3% interest for savings, while earning 12% per year. They can easily afford ATMs.

[@sanjukushwah2238]

Digital e rupi free for everyone

[@tdas7204]

​@@sanjukushwah2238 FOR NOW

[@ramuji6041]

CBDC आने से तुम गुलाम हो जाओगे और बल्कि तुम ही नहीं तुम्हारी पीड़ियाँ भी । समझ सको तो समझो बाकी तुम्हारी मर्ज़ी ।

[@hitechtrader6380]

Bank gives 8% on FD and big amount of money kept in RBI as CRR and SLR Bank used around 60% of deposit in loan purpose

[@rajatkumar-bg3uc]

​@@sanjukushwah2238bro every year I pay 300 rs , for transaction

[@bedabratdutta7367]

That means, government will soon charge for UPI.

[@DARKTruth17]

T@lib@n is actually following flying book 😦

[@DARKTruth17]

Exmuslim sahil & exmuslim adamseekerurdu ❤

[@how2download916]

@@DARKTruth17 abuzer responds , irpc , one message foundation 💖

[@Tinkujia2749]

People are following जंगली book written in jungle by जंगली people😂

[@RockyBalbova-d3b]

​@Tinkujia2749 Yes One monk wrote after having old monk.😂

[@GODIMUKT-BHARAT]

Yes they eat beef 🍖 each and every day 😂😂😂

[@GSV27266]

They are not only closing the ATM s, because of this they're charging fee on money withdrawals from ATMs

[@manu-singh]

This I am getting withdrawal charges messages recently

[@SwaminiRohitgupta]

Right 👍 they charging to pay rent. But Bank should pay own money

[@Cruising_Company]

Thik hi hai... Jyada employees lagega.. Consumers ka time jyada jayega.. Ultimately Online transactions badhega and online frauds ke chances bhi badhenge...

[@sanjeevsingh9377]

One of the major reason is also cash out penalty which imposes on atm incharge (from his salary) not on bank....which is hard earned money

[@easylife1879]

Bankers are working on very hectic condition...banking industry reducing work force but wants more profit

[@Newelixir27]

​@@blackpantherpal1414why!?

[@ErRahul-qm5el]

Bank job 🤮🤮🤮🤮

[@NewstatePlayer100]

Ganda hai par dhanda hai Banks

[@DARKTruth17]

Earth is flat according to flying book 😂

[@DARKTruth17]

Exmuslim sahil & exmuslim adamseekerurdu ❤

[@AKBARKHAN14388]

धरती शेषनाग के सर पर है 😂😂😂😂😂😂😂

[@how2download916]

@@DARKTruth17 abuzer responds , irpc , one message foundation 💖

[@train_fan75]

जिस तरह एक उंगली पे धरती है 😂😂

[@DARKTruth17]

I have given reference first match in flying book it is proof not self proclaimed nabi robber md words 😂​@@Urug01315

[@yours.trustworthy]

Wrong info 3:30 about cash transaction 89% percentage. Please check RBI Annual Report of the Year.

[@SubhajeetMukherjee_in]

Please write the correct one also..

[@mrinalkantichoudhury2023]

Staff downsizing hua hayn. 4-5 person curtailment hua hayn 1 ATM ke chalte . Fir bhi ATM downsizing kar raha hayn.

[@Akashtudt]

7:30 in karnataka in small town we have 3 ATM This compered to all over india 2 lakh is very less I thought atleast 2 cr atm in India

[@dsytgaming2477]

The main reason is record digital transaction..😊

[@Akashtudt]

UPI in introduced in BUS service all over india Please🙏

[@Vishwanath2610]

UPI use in Karnataka ksrtc in all over Karnataka bus 😊

[@Akashtudt]

@Vishwanath2610 no not in mangalore i ask ksrtc conductor He refused which district you are

[@nisarggodhani2919]

Gujrat me hai gsrtc me

[@ragunathtripura6585]

​@@Vishwanath2610 but not working 😂at all

[@AkashS-e6q]

Maharashtra main hai maine use Kiya hai.

[@sunilagrawal923]

Excessive ATM installed in initial period. Every LDM was pressing manager to installed ATM.

[@dharmendra5207]

आज के समय भारत में Cash इस्तेमाल घूस देने के लिए ही कर रहे हैं 😂जैसे पुलिस सरकारी बाबू और अन्य सरकारी योजनाओं में 😂😂... अगर भ्रष्टाचार बढ़ेगा तो घुस ज्यादा देनी पड़ेगी ATM cash तो निकलेगा ही😂😂😂

[@utn_nightcoder]

Nirmala be like ab bank na jane par bhi tax laga dungi 😈

[@BhunsarwarkumarJangde]

😂😂😂😂😂

[@vacric]

nhi jane pe tax lagega

[@Qseggytgb]

Tax to lagte rahega nikslte rahega nirmala ko dosh dene ka logic nhi samajhta mujhe logo ka

[@arjunkumarshaw9750]

​@@Qseggytgbcongress ke samay itna tsx nahi lagta tha

[@varungagotra]

Name lene pe bhi tax lagega bhai

[@distortion3586]

Who is using ATM when we have UPI. 😉 The moment government starts taking charges on UPI we will come back to the traditional methods. 😂 Further This will happen because sitaraman will do it and media will say masterstroke. 😂

[@nightmist7977]

Ab UPI ka server Allah nahi chalata na. ( Bikh mang ke 😂) koi to pay Kar Raha hoga UPI infrastructure ka

[@amanrawat5617]

@@nightmist7977correct bro

[@thenua]

​@@nightmist7977Currency print karne ki cost government deti hai, agar Digital transactions honge toh currency print karne ka kharcha bachega fir government ko upi ka paise dene main kya problem hai ?

[@sandeshpandit5540]

​@@thenuaUPI infra fokat me nahi bana aur nahi chal raha he. Offices, employees, data centres, etc sab lagta he. Are you a teenager?

[@scenecorner9940]

No bro itna addiction ke baad traditional hona easy nahi he. 10 sall se upi use karoge uske baad ek traditional pe jaoge. Easy nahi he

[@MoniThakur-eq2op]

Answer -: A (dewas)

[@indrajitsarkar6750]

Sir plz make a comparison video on Direct Tax Code vs banking transaction tax

[@sudhirbhave1324]

बँकोमे 10, 20 के गंदे नोट्स मिलतें हैं, रिझर्व्ह बँक जिम्मेदार हैं, 5 ट्रिलियन डॉलर्स अर्थव्यवस्था बनानी हैं तो करन्सी नोट्स सप्लाय बढाना होगा

[@saurya014]

make all digital transactions only. especially govt office no cash. Also no convenience charges for online payment or upi

[@vinaylangdapure]

answer : 👉Dewas 💯💙

[@apurbogorai9835]

If ATM machines are decreasing then it will increase the problem to old people, because most of them prefer physical transactions and they like Using ATMs.

[@MohammedArfatAnsari-b6j]

Option A - Dewas

[@gotum428doke]

Black money is still highly prevalent among the business sectors. Many customers gets discount if they pay in cash. It means tax leakage is still very high.

[@sunilagrawal923]

See the data of ATM's theft. ATM was taken out. Security failure?

[@OnlyforExams-k7y]

A) Dewas

[@manishsatam5615]

अब बैंक को ATM मशीन लगाना और इसका गाले का भाड़ा afford करना मुश्किल हो रहा है, गाले के मालिक हर साल कम से कम 10% से भाड़ा बढ़ा रहे है, बैंक के औकात नहीं रही ATM चलने की।

[@savitadas4978]

10:45 Answer option A Dewas

[@AnkitGupta-yx4kw]

Jis tarah se govt tax bhadha rahi hai cash transaction hi jyada bhadegi, jo log tax se Bach sakte hai woh cash main hi transaction karenge. I am observing this shift in many shops now they ask for cash instead of UPI.

[@AyushRai-ci4tm]

UPI is good but Cash money is very important 💯💯

[@ga123rv]

Rents of shops for offsite ATM have been increased, so the Profitability is more in renting the space, rather then keeping it for ATM. Hence offsite ATM are getting close in tier 1 cities.

[@amitkumarrai1]

ATM is useless in Metro City

[@akihiko99]

Haa jese ke har tarf accha high speed internet hae. Kabi kabhi bank sever Kam nahi hota

[@baburao9876]

​@@akihiko99 atm bhi server peh chalta hai Babu Sona😊

[@aashwinjawale8850]

@@akihiko99 wait till you find that ATM also works on those severs

[@pavanrank1086]

शायद सुनसान इलाके में चोरी होने के डर से वहा atm उखाड़ दिए बैंक वालो ने😂😂

[@Aj-FitnessBeginner]

Hamare yaha to bank ka atm 5 saal se band hai SBI BANK 😅😅

[@mahaboobbasha580]

Who worries about plight of public. Go ahead with all your plans with no concern for citizens.

[@sanjaysinhchauhan1987]

भारत में BOB के ATM मे तो केश ही नहीं मिलता।

[@Indian_Knight_07]

😂😂😂 😂😂😂😂😂😂

[@subhamkc596]

Arre apne account mai check kar Balance toh hai na😢😮😂😮😂😂😅😊❤❤😅😂

[@Saurabh-xt8gz]

🤭​@@subhamkc596

[@DipteshNaik]

Cities main close karo. Villages main open karo

[@neerajmeghran5797]

Digitel payments are going to be limited because extra charges are being imposed on digital payment. There should be no extra charge on digital payments either it's UPI on debit card or credit card.

[@ESMBattalion]

Simple ...... Now UPI is following Jio's stragegy.. Pahle aadat laga do aur baad me tax laga do😂😂😂

[@rajendrakumaar3800]

How many ATMs remains out of order?

[@FitnesswithAnkit]

Cash con use kar rha hai, pichle 4saal se maine cash nahi nikala, only UPI✅

[@viral_video2811]

सबसे बड़ा कारण है कैश ट्रांजेक्शन बढ़ने का High tax structure सरकार ने मिडिल क्लास पर tax बड़ा रखा है इसीलिए लोग account के transaction की बजाय कैश ट्रांजेक्शन में ज़्यादा फायदा देख रहे है 🎉🎉

[@rubianbhagat]

UPI pe tax loge toh cash nikalna padega na 😂😂😂😂

[@AkashS-e6q]

Ye kab huva mujhe toh nahi Lage charges

[@rubianbhagat]

@AkashS-e6q 2000 ya uske jada amount le lagta hai charges

[@AkashS-e6q]

@@rubianbhagat mujhe nahi laga 2000 kya 10000 ka amount liya UPI se. Woh charges credit card se payment karne pe lagta hai isiliye bolte hai pehle knowledge lo phir comment Karo

[@rubianbhagat]

@@AkashS-e6q knowledge hai esh liye baat kar raha Hu, mera ghar aaja tere transection dhika deta hu. 😗

[@AkashS-e6q]

@@rubianbhagat accha phir mujhe kyu nahi lagte charges. Tujhse hi kya dushmani hai govt ko. Aur govt ne aisa kab announced kiya ki UPI pe charges lagenge hme bhi bata do.

[@gouravkumar4719]

Agar deposit ka option aa jata atm mein toh bahut hi badhiya hota

[@abhishekshukla9397]

SBI ki CDM me deposit bhi hota hai. Mai wahi use karta hu

[@subhamkc596]

Ha aha

[@Candid_Notions]

Is this a step towards making UPI transactions chargeable in the future ?? ATMs band karwake sabko UPI pe lao & then charge for UPI 🤨

[@helllo_roy]

Bhai UPI government manage kadta hain

[@Last_kingdom-z9o]

Only Ankit sir describes valid data 😊.

[@abhishekdutta2443]

Atm Charge Kyun Le Ja Raha Hain???

[@haresh4063]

Sir make video on bharat=(North india South india) language barrier

[@baikunthasamal]

Stop digital spending use cash spending.

[@viraliInsaan-0001]

Thanks sir for this information 🙏

[@PunjabSingh_India]

Rishwat to cash me hi deni padti hai wo log online nahi lete

[@Rinkymehra7400]

Ans..Dewas.. Kolkata is 4th one

[@prasadnikita3008]

1:17 start

[@kumarsatyam7142]

Too much 500rs notes but very few 100 200 notes in atms

[@Indian_Knight_07]

That's true

[@subhamkc596]

Ok ye bhi theek karke dea hu😅

[@himanshumishra6736]

Sir ATM shut hone ka ek reason ye bhi h UPI and online transactions bcz of digital payments no one needs to withdraw cash from ATMs

[@VikiJee]

Ham Debit Card use karnai kai liyai Har saal 100+ Rupees daitai hai, Amount apna check kar lo jo bhe Bank ka hai tera. To UPI use karnai kai liyai 1 time kyu nahi kar saktai?

[@lingwinme]

A Dewas

[@pratham53449]

Why people need paper money? Black money circulation is main reason.

[@mogleesh-22]

*INDIA SuperPower of the World* 🌍 💪🔥✨🌠

[@saurabhkalaskar6855]

UPI transaction pr charges lagana to cash counter/ATM machines band Krna padega na

[@Santosh-i1g]

Logon koo cash jyada use karna chahiye ... .. Bas itna hi samjhlo

[@lucifermorningstar12345]

Niramal tai ko replace karna chahiye..

[@jaintrader2732]

Cash handling charges bank wale लेने lag gaye hai isliye ATM बंद कर रहे hain

[@kishanmishra3697]

Kaun kaun manta hai chuslam desh ke liye jahr hai...

[@DARKTruth17]

Support Exmuslim sahil & exmuslim adamseekerurdu ❤

[@saurabhsrivastv]

@@DARKTruth17 support rss and other bhagwa groups

[@OKHINDU]

Jai shree Ram ❤

[@truevoiceofsanatan1658]

Desh nhi duniya ke kiye

[@aakashdev3351]

Bhai ye desh kabhi ni agey badh sakta just because of them

[@bindeshkumarsingh]

The trend of other countries coming here. They will make it hard for us to withdraw our own money.

[@PyaraBharat25]

West Bengal থেকে কে কে দেখছেন?🤩 আমি বর্ধমান থেকে😍

[@HiteshMondal-t9c]

From barrackpore

[@Undefined_zz]

Form Siliguri

[@jyotishkumarbarnwal2723]

From Durgapur

[@subratamukherjee682]

Amio Bardhaman thake😊

[@jyotirmay_d]

From Raiganj

[@vlotec]

Ans) Dewas- yha pe printing hoti hai money ki

[@swatantrasharma6262]

बात क्यो छोक रहे हो, महगाई बढी तो पैसा तो अधिक चाहिए, जो 50/-रू मे आता था अब 80/- रू लगेगे।

[@BeastScratches]

Ans. A). Dewas

[@mystiqueleague903]

Because govt want to impose further 18 % gst in digital transactions.

[@Shjsjsnsksjs]

It was just a rumour that some news portal falsely reported.

[@manannaik1341]

Who said that?

[@subhamkc596]

Matlab 100 mai se 18 -😂 good

[@indianpoliticalvideo7430]

​@@subhamkc596nope 😂 it's not how it's calculated

[@indianpoliticalvideo7430]

It will hardly be 1 rupee on transction of 1000... Which is still nothing compared to ATM charges

[@deadrabbit8680]

1 B population, 5 free transactions 16b-5b transaction*10rs = 110B revenue generated from ATMs Aur kitna paisa cahiye bhai🤯🤯

[@yuvrajchhatwani]

1000B 😅

[@rahulkumarjha1577]

To Prasanth Dhawan Sir, Please make a video on how slow rising Christianity is dividing Our country and an illustration of it is going on in north east

[@EthanHunt-nj2fu]

Demonization sbse bda blunder tha koi lgaam nahi lga Black money pr koi benefit nahi hua uska

[@Kalyan-reddy]

Lol kiddo😂

[@SHIVAMKumar-ci5dp]

​@@Kalyan-reddyare sbne black ko white krwa liya tha mostly 💀

[@vikasbatham9033]

नोट बंदी का सबसे ज्यादा फायदा भ्रष्टाचारियों को ही हुआ है आम आदमी लाइन में था वाकी उन्होंने घर बैठे बैठे बैंक से सेटिंग करके अपने काले धन को सफेद कर लिया।

[@aashwinjawale8850]

@@vikasbatham9033 bhai tera number deke rakh next time age demonetization hua to bata n kaise setting krte hai bank me wo

[@Destination_.]

Ab recharge na b krna chaho tab bhi krna pdega 🤡

[@ramnarainagrawal225]

Cash flow and delital transaction बढ़ने का मुख्य कारण देश की अर्थव्यवस्था की प्रगति है । बैंकों को ज्यादा से.ज्यादा ATM बंद कर.देना चाहिए। कैश पेमेंट की अथिकततम लिमिट निर्धारित किया जाना चाहिए। डिजिटल पेमेंट के युग मे फिजिकल पेमेंट का मतलब है, कालेधन के प्रचलन को बढ़ावा देना ।

[@narayanjoshi9346]

कमसे कम एटीएम मशीन होने चाहिए क्योंकि, सभी दुकानों में पीओएस मशीन लगाकर, डायरेक्ट कैशलैस काम करने से, चोरी छिपे काम करने वालो को रोक सकेंगे

[@theone7990]

Sir, make a video on census, why 2021 census is still not confirmed

[@ZenoSamaOmniKing]

give better returns, above inflation at least 3% above inflation

[@phoolmonimurmu9351]

Dewas.. Thanku so much sir❤

[@sanjusharma1281]

Jitna bank gareeb adami ki leti hai usse zada Ameer ek baar me le leta hai

[@bibekghatak5860]

Very interesting 🤔 video!!😊

[@rachakondakrishna]

3:06 inflation bro

[@Santosh-i1g]

Transparency Gov ko jyada dene chahiye apne work par.. Govt. Is by the people for the people to the people.. Govt. Public ka har chiz track and trace karna chahti hai.. lekin apna sab kuch chupana chahiti hai .. 😂😂😂😂😂