Why Being Poor Is More Expensive (Rich Vs. Poor)

There are money reasons it's more expensive to be poor than it is to be rich. Living paycheck to paycheck can lead to many hardships that the poor deal with that the rich do not. Everything from predatory payday lenders to rent to own being poor can be a trap and a slippery slope that can lead to hardship and lead out life spiraling out of control.
I want to start investing? join Robinhood and we can both get a free stock!
join.robinhood.com/gabrieb912
Instagram: / gabe.bult
Frugal Living For Early Retirement
• Frugal Living For Earl...
House Hacking
• How To Live For FREE W...
Cuts Clothing 15% Off Link
cuts.team/gabebult
Coffee bit.ly/3da3WIH

[@mariawesley7583]

I want to add that being poor is also time consuming. Having to commute further to work and on public transportation, doing your laundry at a laundromat, long wait times at charity hospitals, having jobs that have no "down time" (recently learned that term) and employers that will "write you up" if you clock in more than 3 minutes late, meaning you might not get that raise come next review. Juggling 2 jobs becomes your precarious existence.

[@cheekymonkeygirl3378]

Well said. 😭

[@samurai9319]

Yep, in a nutshell. On top of if you get injured & can't afford health insurance... And don't have any sick pay accrued...

[@vashgaart]

Like one great philosopher said , "Stop being poor" - Paris Hilton.

[@GabeBult]

Well if I knew that...

[@samurai9319]

Oh crap, I forgot she said that. She also used to just throw change behind the driver's seat as soon as she got it. She never needed a piggy bank...

[@pandabossanna]

I literally voice noted my friend saying it's so unfair how society is geared towards making more money off the poor! When I was in a lot of debt, my loan interest was 17%. Once I paid it off, I got offers of 3% loans!

[@GabeBult]

Absolutely that's how it works when you're poor it's a lot riskier so people need better returns

[@turtleanton6539]

Mine is 20% on 5k

[@ShariKaye]

I was just thinking this. It’s expensive to be poor. Something as simple as needing the money now through the cash app costs money but free if you wait a couple of days...

[@GabeBult]

That's true it's the little things

[@pgonzaga6681]

This felt validating. Sometimes life just throws curveballs and amplified by the society and the financial industry. It really helps to know the repercussions of these decisions. Working hard doesn’t really equate to becoming richer/getting out of poverty. It’s really being smart about the situation while struggling and gasping desperately for air.

[@WookieSenshi]

In my opinion it's less of an income issue, and more of a mindset/ ignorance to the possibilities issue. That's why I think it's so great that we have access to a thing like KZbin and just the internet in general. It's easier now than it has ever been to pick yourself up and achieve your goals. But it all comes down to knowing that something like that is even possible in the first place.

[@LadyBeeSting2434]

It’s so true. I grew up poor, one of my jobs was a customer service rep for an a check advance company. I was almost fired for helping people get off of being loyal customers, I wanted to help people not need us but it made the numbers go down. I left that job as fast as I could. I don’t know the rules anymore but if you read the fine print, if you have borrowed, you can return the money without the fee with 24 hours. They might have changed it but it’s worth reading the contract. It’s sad to be poor but the good news is, if you have the vision to get out, you can. I’m proof, your proof :)

[@katana4919]

❤

[@Tameker6]

It definitely IS more expensive to be poor. Been there, done that and currently trying to better my situation so I don't have to go through the stress again. Thank you so much for the quality content Gabe and for another great video

[@GabeBult]

Thank you! There are definitely some hardships you have to go through but people can get out

[@thebarky1988]

I work with people who struggle with financial issues. Everything you talk about are things we address on a regular basis. The rent to own is a terrible scam. If you miss a payment they come and remove your item or appliance. You lose all the money you paid in.

[@GabeBult]

100% the more I looked into that the more frightening it is that people do it

[@kiskadee321]

Rent to own is a racket that really gets my blood boiling.

[@diamonds8001]

Great Video Gabe! Poverty in of itself isn't wrong & there is no shame in it or coming from the slums. What is difficult is that many many bad decisions can be made from not making better choices. That kind of poverty can lead to a destructive lifestyle & that's when we want to be wiser.

[@GabeBult]

Absolutely

[@diamonds8001]

@@GabeBult You sure know how to lift others up.

[@honorablelady1590]

The best thumbnails! The ones with the strong confidence in my humble opinion are the ones I think will get a second glance.

[@Dana-ml7sy]

My mother always used to say “money begets money”. So true. We live in a credit card society. People want everything now & don’t want to save up to get it, so they get it & pay over the odds for it. Never get in debt to keep up with the Jones! Save up, shop around & get the best deal. Sometimes, when you wait, you may find you don’t want it or want something totally different. Planning saves money too.

[@thepeachyshow-letstalkmone496]

Couldn't agree more. Small problems can just add up to one big problem that is hard to escape from. And worse it's even harder to keep to overview on what's going on

[@GabeBult]

Absolutely it adds up quick

[@neilschipper3741]

Try being a senior living on less than $1,000 a month. You will learn that a penny saved is a penny earned!

[@GabeBult]

💯

[@justbikesnstuff]

I'm a caregiver I see so many elderly people who thought that all they would need to live after they retire would be ss it's heartbreaking

[@davidbown2707]

Or disabled young adult. I wish they paid people more

[@granitemoss1451]

The 'Boots' Theory of Socioeconomic Unfairness is real.

[@inea-fijourney22]

Great vid as always. Small fees definitely add up, it also comes down to basic personal finance education. All schools should teach and make a requisite to know the basics of Budgeting, Saving and Investing.

[@GabeBult]

Absolutely I think there is a huge need for that and there's not all that much information just one book can change your life

[@thenopedetective]

Yes! I had a couple friends who ended up in crazy debt during university. Luckily one is a nurse, so she recovered quickly. The other one is now doing her master's in a great field, but it took working with a debt counselor (not sure of the correct term). Some debt is unavoidable, but a lot of it must come from kids who don't know any better.

[@inea-fijourney22]

@@thenopedetective yes, like me... I have been making huge mistakes in my 20s... had a wake up calle in June when I turned 30 and I was in $82,145 consumer debt making only $75k a year. That is why I started my channel to document my entire jourmey out of debt, into wealth while inspiring others in a similar situation.

[@theintrovertedaspie9095]

exactly. I mean schools are meant to prepare us for life right? So why don't they teach us stuff to help us in life instead of all these subjects that maybe good to know are NOT vital in helping us make a living.

[@Tammieyammie1]

It is really great that you are pointing that out. It highlights societies responsibility. It's so easy to say the poor ones are themselves responsible for being poor. But society makes it very hard to come out of poverty. It's a challenge more wealthy people definitely never have to face.

[@ellendunn559]

How is a “payday advance” with 400% interest any different from loansharking (which is illegal)?

[@GypsyWolf7]

No broken legs for late payments? 🤷‍♀️😂😉

[@tamaraemmerik8824]

This is so true.. 'I am to poor to buy cheap' Cheap things are more likely to break down and you have to buy it again..so paying double for it so to say, another way poor people pay more than rich people who can afford more expensive and better quality things .. :(

[@Tiantheking]

i love your videos bro!

[@MukLyfeMarshall]

Not to be that guy, but opportunity is the correct spelling.

[@GabeBult]

Thanks 👍

[@ladypb2466]

True, thanks

[@honorablelady1590]

The best thumbnails!

[@seekingjoynow1722]

Just found your channel. I'll admit I thought you were weird when you washed your shirt in the shower but I think you give great advice. I went through nursing school for 50 dollars a semester by doing the community College route. Now retired I need to be much more frugal. I am definitely a fan.

[@justlovelyj.l.349]

It really is the choices made in life, and stop comparing to others. Giving, gratefulness, and being content go a long way for productive life. If parents/school don't teach finances- find a source- learn as much as you can. Take responsibility for your decisions.

[@NotSoNormal1987]

Um... I'm pretty sure it wasn't my life choices that landed me poor and homeless in my late teens. I grew up poor, and my poor mother died. We don't start out on an even playing field. Honestly, I'm likely only doing as well as I am because my inlaws are middle class. And when my husband and I have had financial struggles, we've had his family to help. I've never had to go for a payday loan because I've been able to borrow and pay back family without crazy interest rates and fees.

[@justlovelyj.l.349]

EspressoBug My words were not meant to be unkind, truly. My intent was to encourage others to thrive and educate yourself. I grew up poor, I was ridiculed for my attire, my disintegrating home. As a teen I made poor financial choices. Through lots of mistakes I educated myself about gaining wealth and stopped trying to keep up with everyone else. I’m at peace with my low middle class life and find joy in giving. I have never been homeless, and grieve at the sheer thought of you losing your mother at such a young age. If I had known you I would have helped in anyway possible to me, you would have had a home immediately. Please do not consider my words heartless for they are given to inspire others to educate themselves and gain wisdom.

[@j.r.4627]

Wayfair doesn't market in the ghetto but you can buy a bargain $500 sofa & loveseat at the neighborhood furniture store for $3,000. There's multiple grocery stores in my neighborhood. 2 minute, 5 minute walk. The closest decent grocery store in the neighborhood I'm from is 25 minutes away by car if you're lucky to one. It's an hour 15 by bus. it's sad reading some of the tone deaf comments here that say the problem is that people know how budget or save. Poor people know how budget & save just fine. They just don't have the money to do it because the thing that cost $5 in the suburbs cost twice as much in the ghetto.

[@Jennifer-1724]

It is that way in my neighborhood as well. A gallon of milk 3 miles down the road is $5.00. You have to drive 30 minutes to a discount grocery store and I can buy enough to feed our family of six for a month for really cheap. It sucks like it is designed to work against people. Sending love sweetie.

[@Teal_Seal]

I lived in Brooklyn and worked in Manhattan. LA too. I found prices were higher in CITIES vs suburbs, for everyone. I also recall taking access to groceries into consideration when looking for apartments. If a good store wasn’t nearby, that location was out. Being close to a subway was key too. I was an admin assistant with at least one roommate, usually 2 most of the time, sharing 1 bathroom. In one place, my bedroom was smaller than my sister’s walk-in closet! 😂 My take: life is full of trade offs. Needs vs wants. Short-term pain vs long-term gain. Too many people want it all, NOW. For many of us, that’s not realistic - and that’s ok!! We’re blessed to be in the land of opportunity. Just ask the people risking their lives to get here. ✌️

[@brianjohns2865]

Great video! I have been complaining about stuff like this for a while. It's hard to get out of that cycle when all your money goes for something. I have said many times that it is hard to save if every time you set aside money something happens. Saved $1000 then my car broke down. Guess how much it cost to fix?

[@GabeBult]

It's definitely hard I think the most important thing is finding a side hustle and setting all of that aside along with finding ways to get your pay higher

[@pennynickels5216]

Nothing brings on an emergency faster than saving for one!

[@cindysayavong8672]

Everyone should move to Finland and Denmark because government pay for healthcare and education.

[@GabeBult]

Sounds good in theory

[@granitemoss1451]

Where do you think the Gov gets the money for that?

[@Jacksparrow4986]

There is nothing theoretical about it:it's just nicer and fairer to pay some money depending on your income and not having to worry about health bills or student loans or people beeing so poor that they try to rob you or stuff.

[@Wolf-wn6nk]

Ha! Why would I give more money to the one entity who is worse with money than I am?

[@DFYinformed]

Then go to Finland or Denmark ... if they’ll allow you to that is.

[@ccpperrett7522]

When I look at the amount of debt people own on their education loans, I think you could work at a starting level job and learn and advance in that industry. You will be farther ahead in the long run. My husband started as a tire man and fluids change service man. Eventually he advanced to a heavy duty diesel mechanic, and then shop foreman, receiving on the job training. We have always lived below our means. He was able to retire at age 51. My son is a gurneyman carpenter. He just went into business for himself after working for another business for ten years. He has advanced in his understanding and skills during that time and is now able to work for himself. Thank you for your videos. I hope others will learn from your advice and information and get off the debt hamster wheel. Be content with what you have. Things don't make you happy.. Joy comes from within.

[@GabeBult]

Absolutely I think that is a great way to go

[@ccpperrett7522]

We built our own home, paid cash. My son and his wife bought a home that was older. My son, along with his pastor and another friend, replaced the roof, immediately bringing the value of the home up by $30k. My daughter-in-law had been saving to purchase a home. They used that money to completely remodel the kitchen. The house immediately went from a run down, outdated 70's house, to a modern stylish, bright and functional home. We are amazed at their energy and creativity. So many people are not willing to be patient, work and save for what they can afford. I am here to tell you, you can do this. You have to defer instant gratification. I love to tell the story of my grandfather, born in 1896. He only had an 8th grade education. He bought a one acre lot, paid over time. He raised beef calves for their winter meat, raised chickens and turkeys. He raised five children on that acre. My grandfather never got rich. He worked as a baker, delivered ice, sold life insurance and door to door products. He didn't have a lot of money, but he was rich. He made a huge difference in my life as an example of how to love and live. Thanks for listening. I appreciate you. You encourage this grandmother.❤

[@ccccccchhhhhh808]

Having been underemployed previously, part of it was one of the best things to happen. I feel like i was on autopilot and not taking control of my finances, which dramatically shifted. Also, my boss had a lot of faith in me and even put me into classes that senior analysts were in (i was a technician) plus conferences.

[@thenopedetective]

School isn't worth it for everyone, but in some areas it's necessary (health professional for example). Some college diplomas or even just a certficate can be super affordable, they can connect people to good networks, and have much more success finding a job. It really depends on your networks, ability to socialize, and drive to learn skills on your own. Some people have that where they can build from the group up, like your husband. Some people need a helping hand.

[@glow15]

Indeed so, it's a viscious cycle.

[@GabeBult]

💯

[@bridgetlove1884]

I am not sure who said it but there is a difference between being poor and being broke. Being poor means you have no money and you don't know anyone who does. Being broke means you have no money but if disaster hit you could crash on someone's couch (you do know people with money). It is much easier to claw yourself out of broke than poor.

[@cheekymonkeygirl3378]

I got tons of value watching your videos, but I would sincerely appreciate it if you could summarize your points for every video to avoid us rewatching it. 😢❤️

[@oliviafox3310]

We've been poor. The only option is to live very frugally and not like anyone else around you. An option for school is to pay as you go and be certain that's the career you want to work at. Been there. You don't have to live like everyone else.

[@diamonds8001]

There are benefits also in being poor. Many programs cater to the poor & you can get ahead if you know how to use them to your advantage for a time, like when you are raising a family.

[@americanwadewilson]

Good video

[@GabeBult]

Thanks cam

[@OnCashFlow]

These are some great points on such an huge problem. However, I wish you would have offered some more soultions for someone living in poverty that may come across this video and need that guidance.

[@GabeBult]

Absolutely I was going to do a whole nother video on it instead of trying to squeeze it into this one

[@OnCashFlow]

@@GabeBult Awesome! Thanks for responding 👍

[@diamonds8001]

Yes & what does the future hold? Is it war? With so much land lost recently in CA, how is farming & food supply affected? So many are on food stamps so do we keep preparing our food supply?

[@JohnSmithh644]

where do you buy the scratch and dent appliances?

[@gustavomarques2997]

This all also depends on where are you getting your college degree and what degree it is. For example, in my country, a 4 year college degree in a public university or college can end up just costing around 3500€ (4154,38$). What degree you choose is also important. If you choose biology, where I live, it's basically guaranteed that you won't find a job. But if you choose things in the health industry, environmental sciences, economy, etc it will give a good paying job. With that cheap of an education a lot of times it's better to choose a good degree and pursuit! I also basically got my first year of college for free because I got a scholarship. College can be quite affordable depending on where you live. But I can't imagine paying that amount for an education in America.

[@LisetteZ3]

We worked our way up from the poverty line 5 years ago. You can do it too! Dave Ramsey’s baby steps helped us out a lot (even though we don’t follow him anymore after finding out how he runs his company). We just had to get some more wiggle room in our budget. Paying off small debts so we didn’t have that payment anymore, then the next, then the next. After that, building up an emergency fund and starting to invest. Even just little amounts start to add up and give so much peace and freedom. Out whole mindset shifted from money being a necessary evil to being a useful tool. Right now, after some promotions (and actively working towards those) we are middle class and not stopping here! Hoping to become entrepreneurs and landlords in a couple of years and see how far we can get 💪

[@marccoppejans1046]

I do not agree about college. I went to college because I liked to study the subject. I found a job in another field afterwards after some training paid for by the European Union.

[@Bertuzz84]

Man it sounds rough to be poor in America. Living in the Netherlands, most of those disadvantages don't really apply for poor people. Such as requiring a car, as most can get around by bike, moped or public transportation. Everyone has a bank account, seeing as it's illegal to have a job without being paid through a bank account. Overdraft fees don't exist here. Loan sharking is illegal. Minimum wage is higher, and poor people get rent subsidies. While rent itself is controlled and most of the housing stock for rent is socialized and well below $1000. Although there is a huge housing shortage.

[@claudiud1654]

I agree with your opinion regarding education, but I think there are some nuances: today's economy doesn't need education, but skills, skills that one can get easily by doing some online courses and not by attending University (and I say this as European and we can go to University for free). It's also important to add that learning is a never ending process and today's skills might not be relevant tomorrow, and this cycle can become tiresome but this is the way things are today. Skills can make you financially successful/stable (one can chose the exact word). I believe education is more than just skills. It's skills, a way of life, a certain entourage, a certain life trajectory etc. - a mix of aspects. Deep down in our mentality, there is this thing where education=financial stability that it's not true nowadays and the new generations are starting to realize and challenge it.

[@GabeBult]

Absolutely there are definitely people who need to go to college in building your skills is very important but I think a lot of that can be done for free or extremely cheap compared to spending years of your life not earning money and actually losing money going to college

[@JoshIsOnAMission]

Note to self: slurp your coffee & become rich.

[@GabeBult]

That's how it works

[@marcialosorio1141]

As I’ll be turning 18 in like 8 months from now,what would you recommend as a first time credit card 💳?

[@GabeBult]

It depends on what your credits like I like the Chase Sapphire card or the Southwest cards but if you don't have any credit you might need a different kind of card

[@kodiwilliams4505]

Read total money makeover by Dave Ramsey

[@virginia_in_the_rearview]

None!!!!!

[@NotSoNormal1987]

I would get a credit card 3-5 years before you plan to buy a house if owning a home is your eventual goal. And if you have family you can depend on in emergencies, such as needing to replace a vehicle. If you don't have a family that can help in emergencies, I'd just aim for a card with a limit of about $500. And I'd make sure to use it and pay at least the minimum every month. I found a credit card useful during leaner times of the year. But you also have to be careful to avoid a debt spiral.

[@candisellis185]

If you have a little money saved, it would probably be a good idea to try to find a secured credit card (probably from your bank) and make sure there are zero monthly/annual fees. I put down $300 for my first credit card (however much you put in will be your limit). Typically you get your deposit back after the first year, but you'll be more likely to have self control knowing that you want that deposit back. Research the proper ways to use your credit card as well. You know yourself better than anyone.... only bother with a credit card if you know you have self-control. Some people can wisely use a credit card as a financial tool, and others just see it as something to spend with. Know which one you are.

[@VanLouProductions]

I can't wholeheartedly agree with the education bit, but I'm also in the fortunate situation that we have a governmental student loan here in Germany, where you 1) (initially) only have to pay back 50% of the money you got, 2) are capped at a maximum (initial) debt of 10k € and 3) can only apply for this if you're -not- rich. If you manage to pay it back in one payment, you can save another 21% (plus obviously not paying interest).

[@Jannyl13]

I wish I could have gotten Bafög. To avoid arguing with my parents about money again and again and again I ended up with a KFW Kredit. 17 000€ + interest... But I definitely agree with you! I generally like the German model! I have friends from Hartz4 families who are now pursuing their masters or even phd because of the Bafög system!

[@Jannyl13]

I wish I could have gotten Bafög. To avoid arguing with my parents about money again and again and again I ended up with a KFW Kredit. 17 000€ + interest... But I definitely agree with you! I generally like the German model! I have friends from Hartz4 families who are now pursuing their masters or even phd because of the Bafög system!

[@megcours]

Great video! Rich people also have the advantage of being able to outsource everyday tasks that take up a lot of time (housework, food prep, child care, pet care, etc.) And you mentioned public transportation in terms of being able to access certain places, another part of using public transportation is that it is extremely time consuming. You may have to give up 15 mins-1 hour per day (or more) just to be able to get where you need to be on time if the routes don’t work perfectly with your schedule. So many different aspects of being poor keep people poor, it’s very unfortunate and shows how predatory employers, governments and businesses can be.

[@GabeBult]

That's definitely a good point

[@michellemarie1197]

Especially if you live in the middle of nowhere, and working a dead end job, now I know why all the smart kids go to college in a farther city or out of state.

[@agreedboarart3188]

Anything under 30k is poverty at this point. Most apartments will ask for the rent to be no more than 30% of your monthly income. Take your yearly income and divide it by 40. That is the amount you can qualify for. Insane, right?

[@williamburton3839]

I would be interested in learning more about how you did house hacking

[@GabeBult]

I've done a few videos on it

[@williamburton3839]

I've gotten to where I've started making my money work for me and then I came across your KZbin videos and I'm wanting to learn as much as I can.

[@cinnamonoatmeal9998]

I seem to prefer the closeup thumbnails over the distant ones.

[@GabeBult]

Any feedback is great

[@cinnamonoatmeal9998]

@@GabeBult ☕For you.😊

[@pennynickels5216]

How much money do you think is rich?

[@cinnamonoatmeal9998]

That's tricky.

[@dannysze8183]

true

[@exercisewithme7103]

I think I watched all your videos.

[@pompom4458]

But how? How do I break the cycle? I am tired of not being able to afford even the necessities... and I can't seem to be able to find a job, where I live.

[@vdhdgg5895]

Then move to another place and pay rent dammit

[@tinabietler]

@@vdhdgg5895 Did you even watch the video? This person has no money for food, transportation, and your advice is to move. Moving costs a bloody fortune.

[@acerockollaa]

My very wealthy boss, who was once dirt poor said once on a conference call: "You have to buy the car before you can win the race. So let's buy the car." I imagine it was an old Persian proverb. Depending on where you live, you just might never break the cycle. Some places just don't have any opportunity to prevail. Others are so full of it. I wish you luck.

[@Jacksparrow4986]

@@tinabietler if moving costs a bloody fortune and you can't afford moving to a higher - opportunity area for that reason you should sell lots of your stuff.

[@cinnamonoatmeal9998]

Where do you live? Make a job or get a job you don't like. Anything.

[@therobinmasterstheory1636]

Minimum wage in Virginia is only $7.25

[@fruiz879]

Sad but true

[@GabeBult]

💯

[@arleneheaton6828]

you dont have to be rich to have good credit! these are horrible stereo types that you are labeling as “rich/poor”.good or bad money management can be for any income.

[@elizabethkemp756]

Opportunity

[@DoveDaniels]

I pay $36000+ a month in rent a year and I make about $38000 a year for almost 4 years now. It's becoming very exhausting working just to pay the rent that I hate leaving the house.

[@pennynickels5216]

Would you consider moving?

[@DoveDaniels]

Penny Nickels yes I am considering it a lot.

[@pennynickels5216]

@@DoveDaniels me too. I'd like to work less and want lower housing costs. Don't know how/why you do it. Where are you?

[@DoveDaniels]

@@pennynickels5216 I live in Boston, MA. I do it because of my clients and guests so they can reach me easily but it's a lot of work and no returns and exhausting lately. I do understand your feeling. I will like to work less or from home with better housing cost. I live in Boston because it has a safe environment and it's a clean city or state unlike the other cities i will like to move to but those are even more expensive. the downside is that the opportunities are lacking.

[@pennynickels5216]

@@DoveDaniels I understand and agree completely. Boston is my dream city, if I have to live in a city. Love it there. Keep the faith, with this new global economy and the world apparently able to work from home, maybe you'll be able to too.

[@terrilloyd3691]

Lost opportunity

[@leezekruz5005]

😊😊

[@skinnyshoes11halfAA]

Opportunity was spelled incorrectly :p

[@THFrenchteacher]

I find it interesting that a “Christian” country has so many people who are going to bed hungry. The rich say they are “Christian” but Jesus taught that we should give to the poor, do not store up treasures on earth, heal the sick. If you are rich, and you aren’t doing this, you aren’t “Christian”. A good example : look at our president.

[@enumaelish9193]

Almost as if saying you practice a particular belief system doesn't automatically make you a good person.

[@cinnamonoatmeal9998]

The new one just took away thousands of jobs. We really do need to help each other as you pointed out. This channel is part of that.

[@cinnamonoatmeal9998]

@@enumaelish9193 True. This is why Jesus said he is the way, the truth & the life. No one comes to the father except thru him. The gospel teaches no one is perfect. Good person? How good would you need to be to get to heaven? Perfect. Only Jesus was. We put our faith in Him. Jn 3:16. He did it for us.

[@THFrenchteacher]

@@cinnamonoatmeal9998 we could go back and forth on this. The previous “president” killed almost half a million people by doing NOTHING about the pandemic. You really want to do this?

[@cinnamonoatmeal9998]

@@THFrenchteacher ✌

[@MindfulStir]

Hate slurping noises.... almost made me turn off. But aside from that, great video.

[@FornoReason-te6mg]

Did you slurp!

[@LegacyFarmandHomestead]

Why do people expect minimum wage jobs to support a family of 4? Minimum wage jobs are meant for high school kids. Gain a skill and use that to make more money. There are plenty of grants out there. I got a grant through the unemployment office to go to CDL school. 4 weeks of school and now I'm making $60k/year. A person living paycheck to paycheck at 20k/year will live paycheck to paycheck at $100k/year as well. The problem is financial responsibility, not minimum wage laws.

[@GabeBult]

I agree Im actually not a fan of minimum wage laws or government being involved in much there are alot of ways to earn more then the minimum wage but for those who are doing it it's not enough

[@j.r.4627]

since most grants, like most loans, even from the unemployment office discriminate against Black & Brown people and since most grants aren't pushed in Black & Brown neighborhoods, patting yourself on the back for using something you were privileged to have access to then bizarrely speculating about how other people who I guess you think aren't "savvy" like you or are maybe lazy didn't do what you did is sad. I'm an Esq making $100,000. Why aren't you? Guess it's your terrible life choices & irresponsibility

[@LegacyFarmandHomestead]

@@j.r.4627 There were 142k recipients of the WIOA grant in my state of Missouri last year. 56k of those recipients were people of color. That's 39% of recipients. 17.1% of Missouri residents are people of color. So Black and Brown people are actually over represented, not under represented. Also, I got my grant in KCMO while I was living in the KC projects, where I was the only person there that was not black. I learned about the grant from my housing project billboard in the lobby. My caseworkers were all black, most of the students in my class were black..... Also, I'm glad you're making 100k/year. I will be there myself soon in a few years. And yes, the reason I am not making 100k/year right now is 100% because of my life choices. And the reason I will eventually make 100k/year will also be because of my life choices. I am not a victim.

[@Tameker6]

Some people like being cna's or want to work in less stressful healthcare roles and don't want to further their education. Problem is they are paid basically minimum wage salary unless they find a company that pays better in their area or move. I was a cna for 5 years, some companies paid better than others but I didn't plan on staying in that position and I have moved on

[@LegacyFarmandHomestead]

@@Tameker6 So find a company that pays better, or move? If you dont want to further your education or make yourself worth more, that's on you. There are plenty of places that pay CNAs $18/hr by the way.

[@masakimoayra00]

Generally I agree with your points. However, I do fundamentally disagree though that higher education is a scam. What's wrong with higher education is the public image of going to university as just the thing you do. What you do after high school has to be a conscious choice. Look at where you want to be and what the most likely way to get there is. Fundamentally, I think useful higher education is for jobs that need a certificate: doctors, vets, lawyers, trade schools, engineers. Research work can also require higher education. If you do not want to do any of these. Do your best to find another way to your dream job that won't incur debt right off the bat. It will probably go over better.

[@GabeBult]

absolutely there are people that need to go to college I don't want a doctor learning on KZbin but for a lot of people it's just the thing you do and then they end up screwing up their lives and not learning much a lot of CEOs are saying that they're hiring people despite their degree now not because of it

[@bridgetlove1884]

I have a college degree but was lucky that my parents were able to pay for me although it was 20 years ago so much more affordable then. For my kids, I told them they have 3 options 1)2+2 plan (community college + public college) in a degree with a decent ROI 2)trade school 3)another career choice that has a decent pay but is more on the job training (ie real estate, sales, etc). I will help pay with community college costs and trade school. My oldest is going to trade school, and since its affordable through community college, we are paying for it. He will have a desirable employable skill with no debt in 18 months.

[@diamonds8001]

@@GabeBult Employers are definately looking for those who have skills over degrees. The more jobs & experience you have now the more that is looked at as an asset. The interviews at like Panera or elsewhere are getting harder with people just showing up to get unemployment.

[@pritikhan28]

Hi Tom Cruise it's nice video but i lose interest to watch you videos any more since I find out u r already married. You break my heart 💔😢

[@thepeachyshow-letstalkmone496]

🙏🏽

[@diamonds8001]

Aww honey, you will find true love one day. Any man who breaks your heart isn't worth his salt. He will never let you go. And will never be mean & make you cry. He will be gracious & understand. Also my 2€ further, sometimes men feel disrespected by our actions. Don't ever show him your temper cuz THAN he won't talk things out. Be sweet. Even in work, don't let the big buck lose his temper or he will take his ball home & fire you! 💕

[@Teal_Seal]

Listen. I made poor DECISIONS and got into a lot of debt. Consequences were bad credit, high interest rates, fewer choices. Then I became frugal, living beneath my means, having roommates, avoiding debt like the plague. I’m driving the same truck I bought 22 years ago. I took RESPONSIBILITY and turned things around. Stop blaming others.