I had my HOA contacting me about a weed while I was deployed to Iraq, I brought that up and they told me that wasn’t their problem. They managed to fine till I got home. I was able to resolve it after I ran into the HOA President at the mailbox, I helped him see the light. They dropped the issue after that and my attorney filed a lawsuit against all the HOA members for violations for the Service Member Civil Relief Act. I will never live in an HOA again.
@InsightfulJayy3 сағат бұрын
😮😮
@Rust_Rust_Rust3 сағат бұрын
Did you win the lawsuit though?
@DieselPurge2 сағат бұрын
Thank for service 🪖
@snap47202 сағат бұрын
Military personnel shouldn't have to pay an HOA fee, IMO
@Denverian2 сағат бұрын
@@Rust_Rust_Rust probably settled and took some cash. waiting for the actual answer...
@vomitron6786 сағат бұрын
HOA wants to fine for not trimming my hedges on time, but the moment I ask HOA Karen how they could afford their new Boat, suddenly I'm crossing a line.
@who2u3333 сағат бұрын
The HOA board is elected by you and your neighbors. Vote Karen out. But if participation is too inconvenient then that is on you.
@mr2fas23 сағат бұрын
You wanted HOA. You got what you wanted. Get the neighbors together
@merlinious012 сағат бұрын
@@who2u333 It is becoming increasingly common for developers to intentionally maintain ownership of a majority of the lots in the HOA in order to maintain a permanent voting majority. You cannot vote anyone out nor enact any changes.
@user-nz7dd3sg5c2 сағат бұрын
@who2u333 easier said than done, I've read a bunch of stories of HOAs changing the bylaws by having an "express" meeting at odd hours when most of the owners are not available, "oh sorry, the meeting was at 4 pm, oh no, you've missed it it was at 5 am" Or HOAs with bylaws that makes it that only a particular set of people can be on the board. They are scummy and will find a way to stay.
@AE-sy1pnСағат бұрын
Its in the by laws. Everything they are doing is legal.
@itsa11good234 сағат бұрын
I would never buy a home in an HOA…
@rockjunkie16994 сағат бұрын
problem is a large percentage of new homes are built in HOAs due to current incentives, so in many places you can either rent (sometimes to a landlord that charges +20%/yr) or buy through an HoA
@PlutogalaxyСағат бұрын
What incentives?
@JohnFraser-zc8cuСағат бұрын
@@Plutogalaxy municipalities don't want to maintain the roads, so give developers an easier path to permit if they enact an hoa.
@derek2479Сағат бұрын
@@JohnFraser-zc8cu Odd that one still has to pay the municipality property tax, HOA or no. You know...the taxes that pay for road maintenance, plowing etc. that they don't do.
@PlutogalaxyСағат бұрын
@@derek2479 even odder it that every single person that buys in an HOA does it voluntarily and agrees to follow all HOA rules.
@tranger45795 сағат бұрын
I’m glad I own my home. Old Craftsman built in 1945 fully remodeled. I paid 898 dollars in taxes and we have no HOA. I can bbq and drink beer on my font lawn in my boxers on a Saturday morning. Nobody is going to tell me squat. That’s what homeownership is all about. I don’t get this fancy house complexity these days.
@MrTmenzo4 сағат бұрын
You're just lucky homes were dirt cheap in your years.
@andresmattos75414 сағат бұрын
But alcohol is consodered a carcinogen
@Bengy224 сағат бұрын
That's where they get you though with the taxes, 1945 home but $900 a month in taxes is crazy. Still beats where I am, even a 400k home is over that
@tranger45794 сағат бұрын
@@Bengy22 that’s my yearly. I bought the house in 207
@Bengy224 сағат бұрын
@@tranger4579 I could only dream of my taxes being that low, would be a home under 40k
@KC-bz7eb3 сағат бұрын
This is why, I made sure my first home purchase was no where close to under HOA. I heard too many horror stories due to HOA. They are like small mobsters having control over your home.
@NoteAndroid4 сағат бұрын
I live on both sides of the Atlantic continents. I'd received 2 HOA warnings of grass higher than "5" inches in the heat of the summers during 12 years of house ownership. I maintained calm, collected, and did not even complaint. I quietly waited until my house price came to the highest market price, a quick sold got rid of that Florida HOA/house. No matter how much I loved and missed that house, it's the HOA that kept me running away from their corruption.
@JJSeattle5 сағат бұрын
I rented an apartment in Redmond WA (home of Microsoft), for 15 years straight $700 to $850 a month, been going up $200 a month every year for 10+ years, same junk, old apartment is now $2,500...
@Aaron_R4 сағат бұрын
The renting story and homeowner and HOA story are completely separate issues. The cost for landlords has gone up dramatically - the building manager, leasing agent, tradesmen, drywall/painters, lawyers, and the cost of an eviction. Also the landlords are competing with each other for best tenants. Bad tenants are nightmares (crime, drug problems, non-payment of rent/trashing the place/destroying property).
@SeattleBoatdogСағат бұрын
There is a five generation SE Asian family living in there now …
@steviecoleman92604 сағат бұрын
I would rather live in the Hood, ghetto before I live in an HOA..
@randyreadstheholyquran23429 минут бұрын
Preach
@Seanpfree3 сағат бұрын
In an HOA, you do not own the home. You're just allowed to live there IF you pay the mortgage and the monthly randsom.
@PlutogalaxyСағат бұрын
Funny, your deed says otherwise.
@derek2479Сағат бұрын
...and municipal property tax...what a racket.
@mylesgray34705 сағат бұрын
My biggest issue with HOA’s is they are a for profit business and they get more and more expensive as time goes on. $800 a month is the typical fee in Bellevue Washington where I was looking.
@billydotson35984 сағат бұрын
You just described government. Have to seek funding, but get bigger and bigger with time.
@PlutogalaxyСағат бұрын
They are a for profit business, sorry you’re misinformed.
@mylesgray3470Сағат бұрын
@@billydotson3598 that is absolutely true too. Bigger and bigger, more and more waste.
@easyrider31124 сағат бұрын
Had a home builder build and sell hundreds of houses advertising that they were non-HOA. When they were down to the last lot they sub-divided the last lot into a thousand tiny lots and voted the neighborhood into a HOA they controlled. They foreclosed on 25% of the homes and resold them within 2 years. They're trying to get the others 75% to this day. HOAs are never good.
@HDCybersun3 сағат бұрын
That's not how HOA's work. If you bought the house before the HOA existed, no neighborhood or body can force you to sign into the newly founded HOA. Doesn't matter if they suddenly split the last lot into thousands and outvoted people, had you bought your house in that neighborhood prior to the establishment of the HOA they can't do anything at all to force you into it without you specifically signing their contract documents saying they can do so.
@merlinious012 сағат бұрын
@@HDCybersun That is not always true, unfortunately. In some jurisdictions if you are surrounded by lots that vote to form an HOA you can be forced into it.
@Educated2Extinction2 сағат бұрын
This seems questionable. To split a lot into a thousand of lots capable of having a home on it, the lots would need to be at least 100 acres each. I really don't see an HOA with the majority of the lots not being large enough to build on surviving a court challenge.
@AE-sy1pnСағат бұрын
@HDCybersun you know every HOA rule in every HOA in the US?
@mattcorley4622Сағат бұрын
It doesn't matter if this is legal or not. What matters is do you have the financial means to fight the HOA in court. Even if you win that court case the HOA can simply start the whole process over. HOAs are the best example of America living in the future dystopia now.
@NightTrainIndustries53 минут бұрын
I was able to single handedly dissolve my HOA. It takes a little effort, but I convinced everyone that there is no point to us having an HOA. We have nothing. We have no pool, no park, just a common area the county owns. We were just paying 20 dollars a month to a property managing firm for the strip out by the road. Unfortunately, a few years later we do have some bad looking houses. Some people are just lazy.
@Heroes4S4 сағат бұрын
Buying a house only for someone to tell you what to do. That’s like living in a rental.if I feel like having 20 cars on my property. I should be able to do that without problems. 😂😂😂😂
@PlutogalaxyСағат бұрын
That’s why HOA’s are 100 percent voluntary.
@AnaDiaz-wz4cfСағат бұрын
My friend said her HOA Karens want to ban any cars that are older than 5 years from parking where they are visible from the street. For example, if you have a 2018 carry it would have to be kept in the garage at all times.... they're getting ridiculous
@omarlydner99882 сағат бұрын
I don’t think you could find a HOA in the state of Florida for under $500 a month let that sink in
@etebol5 сағат бұрын
We are struggling because the Uber rich are choking the hell out of us.
@evg3nius4 сағат бұрын
No No No Man. It's because "climate change" causes the insurance companies to charge us more, they make so little money they are forced to do it. Poor insurance companies!
@tabithan29783 сағат бұрын
Do not buy a home in a community that charges HOA fees.
@jimv773 сағат бұрын
Funny how our neighborhood newsletter actually list a few houses that have 3-4 years of past HOA dues balance. Also on Closing Day, the realtors ask ME to pay the previous owners HOA past dues in order to close....I said No Way... What a joke HOA!....but it's hard to find Non-HOA in most 'burbs nowadays.
@KimberlyO.KitchensСағат бұрын
It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.
@Saviourtina-c4iСағат бұрын
If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone wants to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.
@KarenJ.ManciaСағат бұрын
The new mortgage rates are crazy, add to that the recession and the fact that mortgage rules are getting more difficult, and home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes. For now, get your money (as much as you can) out of the housing market and get into the financial markets or gold. If you are at a cross roads or need honest advice on the best moves to take now, it is best to seek an independent advisor who knows about the financial markets.
@juliasalleyСағат бұрын
I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?
@KarenJ.ManciaСағат бұрын
'Stacy Lynn Staaples' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@JasonB.ChisolmСағат бұрын
Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.
@SC-or2ek5 сағат бұрын
In my area you can spot an HOA home they have a listing that cheaper than the other listing that without HOA . HOA home resale value Cheaper than home without HOA FEE. They're cheaper for reason . When you click on home That look newer You will see higher HOA fee .and most people will avoid at all cost . As for me if new home that has an HOA . I don't even bother go see .
@Blukoi14 сағат бұрын
Glad I bought a home without an HOA. Not gonna deal with their BS.
@dvandal6744 сағат бұрын
The dumbest part of an HOA is the ability to foreclose on your own home with no consequences and no reasons…at least in Florida, not sure about the rest of the country. I hate that the board or whoever in charge can literally tell any homeowner how to live no matter what.
@jackleung01244 сағат бұрын
I owned a house with a HOA. I once tried to upgraded my outside and garage lights to the better, motion sensor, automatic on during dawn. And that stupid HOA gave me a letter stating that I must use that particular old fashion, outdated lights (yet, they are more expansive !!!). Then I swear I would never buy another house with HOA.
@PlutogalaxyСағат бұрын
I guess you should have read the HOA regulations before you signed them, who’s the stupid one now?
@ucsdvc4 сағат бұрын
In all states and cities I lived in, homes with HOA is almost always less desirable and cheaper than same types of properties without HOA. Pretty sure people factors in the reduced freedom and fees from HOA when they buy their home.
@ljz19884 сағат бұрын
If I was sold a house by a realtor who didn't disclose a pre-existing lean on the home I'd have to inherit, I'm suing them for that dollar amount to get that settled
@mimosa9188Сағат бұрын
Make HOA illegal!!!
@cstrouts4 сағат бұрын
I don't understand why anybody would want an HOA. Everything they do can be done by a regular local government, and then you could vote them out if they mismanage. My town fines people who don't maintain their property, and they also own a public golf course, so it's not like you have to have an HOA if you want community amenities like a pool.
@myphuongtran6462 сағат бұрын
After paying HOA $400/month for 6 years without amenities (just cover fence and outside house paint) with our first house, we never buy any house with HOA
@GalaxyTabFamily2 сағат бұрын
There’s not enough housing but there are empty houses I see all over. 🤔💭 Make it make sense please.
@ryanmedows6072Сағат бұрын
There's not enough houses selling at realistic prices.....
@WTF-sh4is3 сағат бұрын
I complained to my California small town HOA for my neighborhood from 2012-2021 because of one simple fact: the park rubberized turf was ripped and in major disrepair. It was nice when I bough in 2012. Horrible by 2019. And we paid $250/mo in dues time over 100 houses. The finances showed they had Cap Reserves on the balance sheet! I sold in 2021. I recently went back through the neighborhood this year (2024) and the park still looks like sh*t with the rubberized floor torn up even worse. That’s what HOAs are good for! Paying themselves first and deferring maintenance till infinity!
@spellegren6 сағат бұрын
Simple version: Costs = too high Income = too low Employers = too greedy Corporate landlords = need to be outlawed HOAs are a minor issue compared to all of the above.
@Mistro075 сағат бұрын
“Income” is nothing more than a cost, it’s just a cost to the employer, raise their costs, and prices will follow
@juyhhkjitth92455 сағат бұрын
its the banks and finance. finance is burdening our economy in debt. banks are parasites, wanting as much of your available income to go towards a mortgage to pay interest. the bigger the loans the bigger the money for the bank. gov needs to step in. banking should be a public utility and we need a jubilee.
@aaronpoisson3 сағат бұрын
I agree with your other bullet points, but HOAs are a huge problem because they’re able to increase rates out of nowhere causing home owners to loose a house they could previously afford.
@Mike-xn9ho3 сағат бұрын
HOA devalues a property because many people won’t consider purchasing a home within an HOA. Also less people can qualify for loans when HOA fees are incorporated into the monthly payment. This reduces the pool of potential buyers. Homes without HOA are becoming more desirable and therefore more valuable.
@standinginthegap71182 сағат бұрын
A home is to be lived in and enjoyed. I would never buy in an HOA ever for any reason
@ddc2343d7 сағат бұрын
I'm so glad i don't live in an HOA, basically give up all your rights and there isn't anything you can do about it.
@davidshi55397 сағат бұрын
@@ddc2343d someone watching you 24/7. Like jail.
@AlMarku-d3t6 сағат бұрын
When looking on Zillow or trulia if the property had an HOA hard PASS
@ibmtpx245 сағат бұрын
That's house hunting 101. Either no HOA or no house.
@AlMarku-d3t4 сағат бұрын
@ facts. Anyone that’s ever had family deal with HOA’s know how much of a rip off it is. Unless you make so much money throwing $300 away doesn’t feel like much. But I’ll leave that to the college grads to consider as options
@easyrider31124 сағат бұрын
Being in a HOA is worse than being a slave. At least slaves don't have to pay for the "privilege".
@nousernamesarevalid7 сағат бұрын
States need to limit the ability of HOAs to restrict rights.
@PlutogalaxyСағат бұрын
Every single person that buys a house in an HOA does it voluntarily and is aware of all the restrictions, and wait for it - that’s why they buy there.
@nousernamesarevalid44 минут бұрын
@ No. a lot of times people buy a home in an area where they have a job and nearly every home on the market is in an HOA. So not everyone has a choice.
@syndromealphalord6 сағат бұрын
"protecting property values", the value of a home is having a home! I don't give a f*ck about the value of my home, because I'll die before selling it. My only hope is that my kids never sell, and there grandkids never sell. If they do ever sell, I hope its for LESS than what i paid for, and goes to a family that needs it.
@axnyslie4 сағат бұрын
My condo assoc. is corrupt beyond belief. They keep charging huge fees and do nothing. I have a condo attached to mine that has been causing significant water damage into my home and the Assoc refuses to do anything about it claiming its not their problem. I am too poor and have no legal benefits to get legal help to sue them so I am screwed as my condo now cannot be sold.
@FA-pk5wx5 сағат бұрын
stop foreign purchasing, corporations, and landlords from over buying. It's not hard
@juicycouturecollectionsam34732 сағат бұрын
HOA's want to fine you to get the lein on your home. It's a property scam. It wasn't supposed to operate like that but they have been abused. It's another way for you to own nothing while continously paying them and they can raise rates at any time.
@Aaron-lx2og4 сағат бұрын
The homeowners in the HOA story maybe be able to hold their mortgage title insurance company liable for the outstanding HOA fees when they purchased the home.
@jamesdykes5172 сағат бұрын
One of the few homes not under the HOA in our neighborhood... They report us to the city for any infraction, even if every person in the HOA is doing. Case, trash cans left next to the garage door, whole neighborhood has theirs set up, and we're suspiciously the only house that got popped for it...
@highonsmog6 минут бұрын
6:30 The point is to go to HOA meetings and network with neighbors. It goes a long way when you chat up with ice breakers. Always talk, ask who is in the HOA. Interact or stay away from HOAs.
@jabbaweezy7 сағат бұрын
Joining an HOA seems like the most unamerican decision you could make.
@adityapatel97357 сағат бұрын
exactly. why tf would anyone but the very US constitution tell me how to live my life without facing negative consequences.
@righteousone17 сағат бұрын
Don't worry, the orange clown will fix this!! The clown has a solution for everything...
@righteousone17 сағат бұрын
So is voting for an orange clown yet over 70M did lol.
@Gstunfisk3 сағат бұрын
@@righteousone1still salty?
@Gstunfisk3 сағат бұрын
@@righteousone1voting out party of racist and slave owners is American.
@movdqa53 минут бұрын
It sounds like the person they bought from stiffed them on these fees. They're transferring a liability on the home so aren't they required to disclose that? We've lived in an HOA since the 1980s and have no problems with it and certainly nothing approaching the problems described here.
@sjskkjss542411 минут бұрын
Successfully released from my HOA recently after one and half years battle. At the end I have to agree to pay about 10k fee related to the dissociation (replatting the common area and legal changes to the deed, etc.) in order to finally get out. I didn’t use a lawyer, because one lawyer told me it’ll take three to five years to get out HOA through the court system, and at least 30-50k Omg so glad I didn’t fall for his BS. Now I do my own landscaping and will pay for snow removal for the section of the street right in front of my house. Freedom is sweet!
@davidshi55397 сағат бұрын
Never buy something with HOA. You donot need it.
@righteousone17 сағат бұрын
I'll live in a cardboard box before I'll ever live in any Godforsaken HOA!
@l.h.tnguyen49167 сағат бұрын
its hard to find a nice home in a neighborhood without an HOA. I live in North Dallas. They all have HOA
@davidshi55397 сағат бұрын
@ northeast USA mostly has no hoa. HOA is a communist act. Illegal.
@l.h.tnguyen49167 сағат бұрын
@@righteousone1 Yeah right. Stop lying. You would find a non HOA house. I want a nice house. Like I said, everyone I looked at has an HOA. I've lived in 2 others with HOA and they were never a problem. I just didn't like paying the yearly fee for what I felt didn't really do much for me. It was like a scam you have to pay. They weren't that much but I guess I felt fleeced.
@ryanwalters61847 сағат бұрын
I will only live in the house with an HOA. I don't got time to mess with all the nonsense.
@WendyW75084 сағат бұрын
first couple needs to flip the script. Sue the HOA. Put them on the defense. I would be knocking on doors, introducing myself to the neighbors. Inquire nicely with them, if they have heard of others having issues. They just said, They werent talking to anyone. Heck no! I would never do an HOA. It's so important to get to know ur neighbors. Say hi, if u get in trouble, those folks can help you a lot. Gotta help back. But thats the good stuff in life. Double dip. Insurance issue. I am glad that guy said people gotta stop building and moving into these high risk areas. Ive always wondered how on earth can any agency be ok to just rebuild and rebuild and rebuild again houses knocked down by tornadoes, wildfires, and hurricanes? Come on! People gotta be real.
@joefunk763 сағат бұрын
Nobody wants an HOA except those who profit off it. People buy HOA-impaired homes IN SPITE of the HOA, not because they WANT an HOA. In many areas of the country, most homes are HOA-impaired, hence, excluding those from buying consideration severely limits your potential inventory from its already scant levels. 😢
@Urufu-san3 сағат бұрын
2000$ insurance at a 420k$ home value?? I thought I was paying a lot at 700$ for my 400k$ home… And 12000$ is just NUTS. Also: This couple is old, retired, and they still owe 360k$ on their home?? Are they paying off like 3000+$ a month, or how do they think they’ll ever pay this off? I‘m only 52, and I got a 100% financing, but I‘m a public servant with tenure, and I pay off 2200$ per month, which is about 1/3 of my income… so healthy numbers, and I‘m not too old, but these guys… so the next bubble in the makeup, it seems, if banks finance like that again…
@brunoflmg4 сағат бұрын
A HOA Karen is the nightmare of every home owner Lol
@barrykinsey8709Сағат бұрын
I’m at a loss, was this about why home owners are renters are struggling or was this about HOAs and homeowners insurance. Last I checked current homeowners are sitting on homes because of the low interest rates and new home buyers are struggling to find affordable housing. Given the equity in homes, those who are struggling have the option to take an equity loan thus foreclosure aren’t as high as it could be. But given the current state of things in the US , who knows 🤷
@djp12345 сағат бұрын
I would NEVER buy an HOA house. Sounds like a nightmare.
@rickywhisenhunt45826 сағат бұрын
Cities force homebuilders to create an HOA so that the HOA can maintain areas the city would normally maintain. That started a long time ago and is now the standard.
@danibeasley82115 сағат бұрын
This right here!!! A LOT of people don't realize why HOAs were primarily invented, so cities/counties could shirk responsibility onto the homeowners. All the other added "benefits" were added later, all of which could be taken care of by a neighborhood board, not a whole HOA who has control over your mortgage.
@AngryAzn4 сағат бұрын
If I lived in an HOA community I would want the amount of money I am paying taken off my taxes since the city is having less responsibilities.
@Iamso4u2 сағат бұрын
Until Florida passes more regulations around HOAs I would not buy a home in an HOA again.
@person357904 сағат бұрын
I live in an area with no HOAs. I would also rather become 100% disabled before I would buy a house in one. If someone paints their house pink - so be it. HOAs are negative value IMO. We have a local landscaper, a local roofer, and other services at a discount because we talk to our neighbors and we all get a discount for booking together. No HOA required, and if someone does a bad job then we kick them out.
@spoonmansacamano5768Сағат бұрын
Wow I thought HOAs meant you probably had a neighborhood pool and couldn’t park the boat in the driveway! Glad I didn’t buy my lot in an HOA
@who2u3333 сағат бұрын
Matt did it right. His HOA was not responsive, so he got involved.
@stevemurray273725 минут бұрын
Title Insurance should have caught that HOA Bill.
@james-wx6jh4 сағат бұрын
If the hoa charges 500 follars a month, how are you profitable from house value increases when the hoa sucks any profit while you live there unless your house consistently gains 6k+ yearly
@hyrenaj288843 минут бұрын
"Challenges facing homeowners and renters"... so every one who's not living in the streets?
@juyhhkjitth92455 сағат бұрын
Insurance should just be a state run. simple as that. not for profit
@rickson504 сағат бұрын
I agree on making quite a few things publicly run but insueance DEFINITELY not one of them. So frought with problems. Maybe the biggest is people being more empowered to build what shouldnt be built such as houses on flood planes
@juyhhkjitth92453 сағат бұрын
@@rickson50 an entire new system. nothing like state insurance now. a gov run insurance wouldnt mean you could build something that should be uninsurable. but situations like the video shows are different.
@summaryjudgment4 сағат бұрын
What State is this? If you provide at least half of the financial support for a dependent (like your child), you're likely ungarnishable. Its a simple 1 page form you fill out and file for garnishment exemption.
@thomasridley86753 сағат бұрын
Your typical HOA is a criminal organization fully authorized by the state that you volunteer to be a victim of. People don't realise how much increasing home values are actually really bad for the housing market and insurance availability. We keep building in areas where they know the risks are much higher. But the home prices don't reflect the higher risks. And they are artificially controlling the availability of housing to keep prices artificially high.
@bysshe513 сағат бұрын
Never ever buy a home with an HOA. EVER.
@jihanjude66346 сағат бұрын
HOAs like this are un-American and should be investigated for negligence and mismanagement of funds.
@tikibaby8884 сағат бұрын
Please it needs to be restriction on rent especially while there's a housing crisis simple
@shamandalei945231 минут бұрын
At this point in time if you get an HOA that’s all on YOU
@mrchefcheckСағат бұрын
I would never live in a HOA. Give power to power hungry folk and you see their true colors real quick. Sure, you do have good well meaning HOA's out there but I'll never take the risk.
@suemurphy17304 сағат бұрын
So happy to live in a rural community, where just the moose, bobcats, raccoons etc care about our yard.
@bernaclischurchill44632 сағат бұрын
First, why did her and her husband buy a home, and they are retired. Of course, the ins. increase is going to be too much, they are on a limited income. Also, she thinks its too much now, what will she do, if something happens to her husband, who historically has the largest SS check per month. If she can't maintain the payments now, with both incomes, albeit limited, she will not be able to maintain it he is not around. Also, in CA, she would not be able to find an apt to rent as well, if they have to sell their home.
@benjaminescolero66455 сағат бұрын
Homeowners and Renters ? so everyone.
@Netizen_1013 минут бұрын
Would you rather - have a hoarding neighbor that likes to pile garbage/junk “collectibles” on their front lawn bringing down the neighborhood appeal and value, or, an HOA that costs less than $100 a month?
@TomCook199315 минут бұрын
“80,000 well located apartments” 😂😂😂 I think he’ll be ok
@mimosa9188Сағат бұрын
you never own your house or land as long as you still needs to pay tax
@mediamadness9696 сағат бұрын
I am an electrician for the County in San Jose, California. My wife is a school teacher. A house in the least desirable part of San Jose cost 1 million dollars. Even if we had 20 percent to put as a down payment it is completely unattainable for us. We just don’t earn enough income. It’s highly discouraging not to be able to afford a home in the town you were born and raised in.
@myphuongtran646Сағат бұрын
I’m with you. We made $200k/year in 2018 in San Jose and could only afford 2 bedroom townhouse. Sold it $525k and bought a 5 bedrooms with a pool in Rancho Cucamonga (SoCal) with $615k. Best decision ever
@randyreadstheholyquran234211 минут бұрын
HOA should be outlawed.
@TheChanDaveСағат бұрын
Crazy! How we’re just more acknowledging this. Considering Americans have been complaining about so much of this. Figures. DRAIN THE SWAMP!!!!!!!
@dawnslight983 сағат бұрын
*Some* negative experiences? Haven't something like 85% of HOA members had a negative experience with their HOA?
@_Mach32 сағат бұрын
One person or company owning 80 thousand apartments 😂 what a joke
@giovanahc43 минут бұрын
It's the police of housing. I don't like HOA communities.
6 сағат бұрын
What good is high property value if you also have to pay high monthly fees.
@Jarod39266 сағат бұрын
I’m just trying to figure out why high value is good period. This isn’t an investment, it’s a residence. I want to pay LESS in taxes on my property value not more.
@Pro-kesh6 сағат бұрын
@@Jarod3926high property taxes are one of the best uses of taxes imo, it directly contributes to better roads, schools, and safety in your town
5 сағат бұрын
@Jarod3926 exactly! Value of the house goes up, so does the property tax.
@highonsmog17 минут бұрын
You need a home. City puts a requirement that they cover all road and repair expenses inside the tract. So, an HOA is formed to build the homes. Now, you are stuck with a board of crackpots who don't get that the sole purpose of their existence is only to reduce their burden on city budgets.
@nlibby55497 сағат бұрын
HOAs can foreclose on a house for silly things like multiple grass weed violations or having a 3rd older car parked on the street level. Or they can force you to keep your garage doors open to make sure no one uses it as extra living space. I will never buy in a HOA.
@RiVer-Parish2 сағат бұрын
It is a struggle😢 I see it as legalized robbery.
@jaqueitch13 минут бұрын
Your best bet for anything in life is to be self-sufficient. If you sign up for an HOA, you give up your right to certain aspects of home ownership. No sympathy from me.
@hariiravii14 сағат бұрын
HOA run top of our government body and more powerful and protected. Cities did not have any control. Cities should be more powerful and have responsibilities instead of HOA. To remove HOA most of them needs 2/3 strength which make majority word useless. I did not understand why US need HOA. we should start a service company whom ever want any kind of service they can take a membership from that company to provide service.
@harvardfootball4 сағат бұрын
Answer is Private Equity lol
@reyesarg6 сағат бұрын
Have a watch at Last Week Tonight with John Oliver about HOAs. It's very disturbing.
@barryv2466 сағат бұрын
HOA finances should be audited annually. The final audit should be available all owners.
@mirian49317 сағат бұрын
It seams like all new homes/ communities in AZ are in HOA communities. It feels like you have to buy your own land and build new to avoid HOAs or buy an old house. In my town, only HOA communities have sidewalks!
@nicolem889Сағат бұрын
Home owners are struggling because of fighting for stupid issues like abortion and immigration. They don’t realize that they need to fight for property and higher wages.
@mikerock81774 сағат бұрын
Say no to HOA people we need our freedoms back
@MarkusHarooo7 сағат бұрын
HOA seems like a scam.
@dixiebrick4 сағат бұрын
I love my blight!
@mimosa9188Сағат бұрын
I will not buy a place that has HOA!
@desiv11705 сағат бұрын
"There are HOAs who do lawn maintenance, so is that a costs savings? Sure!" Well, it would be a cost savings, IF they weren't paying for it. But they are paying for it, thru their HOA fees. And I am betting they are paying more thru their HOA that they could if they were allowed to go direct. So, is that a costs savings? Probably not...
@bradleygraves59157 сағат бұрын
Now get your lawyer and counter sue for breach of contract. Get all your money back, and then some. Next step - run for President of HOA and stop the madness.
@RzmmDXСағат бұрын
$200 per year? Cute. Try double that per month and come back to me.
@Iconoclasher6 сағат бұрын
A simple rule to follow: NEVER put your home and assets in the hands of someone that can profit at your expense or misfortune. Econ 101. 😄