Why Housing in 2025 Could Get Really Ugly

[@zosoo7]

The active vs. passive is pretty clear cut in my opinion... in order to generate alpha by beating the market, you have to invest time and energy, thus it becomes like a job. The overwhelming majority of the time, one's wealth comes through their job, not investing or speculating. Most people are by far better off passively investing with the goal of wealth preservation and modest growth. Active investing is fine for hobby or proffession, but I think it's important to understand to be good at active investing, you have to treat it like a job, which means you're trading against other professionals who are sustaining themselves by not making yolo bets.

[@titusrider7948]

@@zosoo7 I think that was extremely well said and spoken like a seasoned investor/trader 😊

[@Trihardest]

Interesting discussion. I like how this guy isn't afraid to offend and has a curiosity behind his questions.

[@serenax.3622]

Great conversation. 100% agree with Tom.

[@nicholaslunger]

Great segment to start off ‘25 guys

[@Vin-pd7mh]

Look at homebuilders.... Look at the crash in Florida... Texas ... We are in a multi year down turn in HOUSING.... The peak was 2023.↘️↘️↘️ Higher for longer is a B! t(h😈😈

[@imartanius]

The housing market needs an adjustment. People bidding the prices thru the roof when the rates were low, but now an extra 50k over 30 years is a big deal every month.

[@streetchronicles5693]

great discussion, loved the push back and the guy held his own.

[@globalraider2796]

Victor Jones' analysis is very interesting. I hope we see more of him on your show. The discussion went a little sideways, but good research, good questions, good show! Cheers.

[@joeldepaolis3832]

Completely agree

[@RaviSingh-iy1nl]

Tom, the bottom 40% of Americans don't even own stocks. They're too poor to buy them.

[@obijuan3004]

I don’t think people are too poor to invest, I think that they are without the knowledge to invest. There are lots of used homes on the market depending on location, not as many as before, but there are still people moving.

[@Bakers924]

In relation to investing. I like investing. But I also recognize that someone has to be a teacher, truck driver, police officer, accountant, restaurant cook, roofer, car salesman, etc. not everyone should spend their life trading.

[@victorj0nes]

I understand the spirit of what you’re saying. But if we’re realistic about our current public education system, there are few mechanisms that can transform the car salesman into a dealership owner, or the cook into the restaurateur, or the police officer into the private investigator sole proprietor, or the roofer into the General Contractor. Trading teaches the ability to evaluate “smart” risks for reasonable and commensurate return. It teaches accountability. It teaches competitive dynamics and governing market forces. It teaches one to manage greed and fear. It teaches the business cycle. Not everyone will be a small business owner just as not everyone will be a trader. But exchanging labor for wage is, generally speaking, a recipe for lifelong indentured servitude. One needs equity in order to escape it. That is done through small business ownership, markets, or both. Exposure of markets to more people, imo, equals more opportunity for knowledge that ultimately leads to liberation.

[@Joe-Bourbon]

The thought of Eberflus live streaming his trades is a hilarious idea.

[@go4384]

Almost everyone I know, including myself, is poorer for not being a passive index fund investor over their lifespan (for now)

[@anital5119]

Great discussion

[@JohnDoe-lc9yj]

Bond rates have risen because tariffs cause inflation and the Fed adjusted their 2025 rate cut probabilities in accordance.

[@RobertBullock]

No Tom, not investing AT ALL is the cause of the wealth drop. About half the country when asked said they don’t have a brokerage account. You can be an “active” investor if you buy an actively managed index derivative fund.

[@FreedomAtRisk]

Good Lord this man started off the video asking a 2 minute question

[@JanetaEolanda]

Thanks for the analysis! I have a quick question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?

[@codacoda565]

I hate to tell you guys, but all the builders are slowing down everybody. I know the trades, the unions everybody

[@JDJ1213]

the S&P has out-earned day traders by a healthy margin. So what you saying?

[@Jjkal899]

So why will housing get ugly? TLT will continue to tank?

[@robertdavoudi]

Encouraging words for gamblers, I mean investors

[@Righton23]

lol good job Vic

[@davidmann2524]

Not enough damage, these new homes are sitting forever and the data has been proven fraudulent how much inventory they are actually holding. 08 is not going to be the exception to the rule anymore.

[@jamesmoran2326]

It’s so easy and boring to buy NVDA at $120 and sell for a 10X that Tom couldn’t do it 🤣

[@titusrider7948]

It's already starting to get fugly 😮

[@patrickharrison9677]

There are plenty of people who become wealthy by passive investing

[@rmainr9495]

Actively adding money to my IRA and 401k😉

[@johntrevett2944]

Roth IRAs, 401ks etc won't mean anything when the dollar is destroyed.

[@RobertBullock]

Ooh Tom Dropped the F. :)

[@jkent746]

Bonds just getting off the mat?

[@jennetal.984]

Tom only cares about liquidity. He must trade in huge size and doesn’t care about lost upside (PLTR) or picking bottoms (LEN) like a value investor. Be a value investor not a value trader.

[@FreedomAtRisk]

Why does no one close to this guy tell him he looks ridiculous?

[@wizeguy2603]

Which guy? Tom and his hat?

[@bretgreen5314]

I'm with Tom. Brilliant.

[@pebbleschun]

Useless

[@2023Red]

Good luck on having our elected officials think! The just tread water.

[@75pdubs]

Housing prices will continue to climb. Although probably lag inflation.

[@MeJonTheDon]

Heavily depends where. This is not true in many states

[@JJ-ji4hb]

Tom has lost touch with reality.

[@stickyfingers02]

Active is by far the best way to get better gains as long as you understand what you are doing and are constantly learning from any mistakes. I 3xed the S&P500 in 2024 by active investing.

[@gentronseven]

I live to trade at this point I'm literally obsessed with it and can't go back

[@TraderTech68]

Housing needs a major correction... it'll come with the recession that will finally hit this year.

[@mikeb5664]

In the next couple of years, there will be a huge labor shortage in the construction industry.

[@lin-joglobal769]

Healthcare also will get worse and has always been bad. I am early retiring and don’t feel like witnessing all the BS and manipulation coming our way. The wealth gap will get worse guaranteed!

[@davidmann2524]

That's propaganda that the developers put out so they can import oodles of immigrants.

[@lin-joglobal769]

@@davidmann2524 in healthcare it has always been oodles of immigrants from Doctors to nurses. I have been a nurse thirty plus years and it’s getting worse. They come here for all the money they can make especially doctors. They don’t care about providing good care. I work with them trust me I know first hand. That’s why I and my husband are early retiring. Also beginning to affect the school systems. My husband is an educator. Not enough workers. All great nations has about a 200 year live span. Look at history and America is in its 200th year.

[@RobertBullock]

Ooh Tom Dropped the F. :)