Why I Don’t Invest In Mutual Funds Any More? | Pakistan | WALI KHAN

Mutual funds are very good investment vehicle for anyone starting their journey - however, as we grow, specially for a market like Pakistan, it is important to learn the skills for investing in stock market by climbing the ladder of mutual funds - this is the topic of discussion of this video!
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I like helping people around in their general productivity & personal finance situations as well as advising on wealth management which includes but not limited to property market in UAE and Pakistan, equity and commodities markets, bonds etc. Moreover, I have a keen interest in KZbin and social media marketing along with video editing and its marketing. I also have a keen interest in world current affairs and politics. Last but not the least I am an APPLE fanboy :-)
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[@snasheet]

Bahi Jan, video dekhnay Kay baad hi like kerin gey na, 😮

[@hassananwer9222]

Yeah, 200% agreed, I invested in Meezan MIF 2016 when i had zero knowledge. but in 2022 I withdraw all my money and invested on my own after learning PSX trading. I was totally at a loss in Meezan MIF whereas my ROI is 10% (after deducting zakat and tax) within 4-5 months in PSX

[@oieesah]

@hassananwer9222 how i can buy PSX stocks?

[@ShahidAli-1m]

Psx trading kya hai bro?

[@hassananwer9222]

@@ShahidAli-1mpakistan stock exchange

[@ShahidAli-1m]

@@hassananwer9222 us main to expirence chye bhai g buhat nhi ty pasa doob jata. Aam bnday ky liye mutual fund hi thek.

[@alihaiderkahloon]

Thank you Wali Bhai. Yuu are doing an amazing job

[@creativemarketing2311]

Sir new commer ke lia mutual funds ache hain laken sath sath stock ke study ker len, andaza ho jae ga ke ap chal saken ge ke nahi

[@skaswani]

I think PF funds can be treated separately due to it's long term [mandatory] nature and also come with tax benefit at time of investment as well as at maturity [@ 50%]

[@YasirAli-qj8cx]

Good job dear , keep it up :)

[@MasoodKhan-nc7os]

Excellent

[@shunaidkhan9972]

Please make video on on Psx, is it still good to invest in psx ??

[@asimraza6476]

Hi, thank you for sharing your financial experience, its help a lot for decision making for investment. I am living in Malaysia in the last 4 years and started investment in stock market almost a year ago after some online courses. Mashallah its going good so far. I need your advice about NPC 3-month deposit @ 15% is good or I should invest in money market mutual funds (i-e. also almost 15%), please guide.

[@user-bs5it2dn1r]

Sir how can i contact with you?

[@muhammadaamirzulqarnain6831]

Sir make a video on how to create psx account?

[@usmanazam4662]

About this Money Market fund scenario, if it is mainly based on interest rates then shouldn't that be considered haram w.r.t Islam?

[@ahsaanshaikh4986]

Hello Sir. Kindly make a detailed video on selecting best investment option for beginners. From Mutual Funds vs Term/Fixed Deposits vs Stock Market.

[@dilshadakramdilshadakram4599]

Ajaen call me @ahsaan shaikh

[@anuragsingh2505]

Mr Wali.. u can investment in indian stock market ..u will get much better return for sure.. Even mutual fund can give u average 15% CAGR in lowest side..

[@skyshop4428]

India market is very risky I have seen some people get heart attacks in indian markets 😢

[@mamjads5350]

What should we do in nowadays situation. Should we focus on growth stock for better upside or dividend stocks

[@WaliKhan_2k]

I am always pro dividend stocks.

[@muhammadsaadshaikh9311]

Dear Wali, what you suggests regarding money market or income mutual funds?

[@WaliKhan_2k]

I have discussed this in recent videos. kzbin.info/www/bejne/g4SumapvgsykgZI kzbin.info/www/bejne/mJKaeZumhpKMrac

[@bineeshvarghese7134]

This is same criteria for indian mutual fund investment?

[@WaliKhan_2k]

Almost - it's just that the Pakistan stocks are not doing well right now so mutual funds would not do good as well. Individual stocks if researched well can perform better.

[@hummingbird5964]

how money market funds different from mutual funds, eqyity funds, direct stock funds?

[@someone11233]

money market funds are type of mutual funds

[@AzherMir]

Brother i have invested in meezan funds. Mulk k jo halat hain funds withdrawal kr lon?

[@AzherMir]

Wali bhai whatsapp link available nae description mae Please share here.

[@Facebook-cb9ld]

Kiya meezan Kay funds aggressive Nahin Hain ? Meezan Kay ETF Kay baray main aap Ka Kiya khiyaal Hai ? Invest Karna chaiye ya Nahin?

[@WaliKhan_2k]

I cannot recommend individual stocks dear - nor ETF. But I made videos on these earlier.

[@YasirAli-qj8cx]

What is your opinion about NIT ? And waht are best mutual funds in AKD ?

[@aleem789]

For low risk (money marker and income funds) go for NIT For equity and other high risk funds there are other options

[@waseembadar4332]

informative. Bhi how to get Mutual fund reports.

[@WaliKhan_2k]

There are 2 websites that I know of. sarmaaya.pk scstrade.com You can find good resources on these

[@saraasif5945]

Hello Mr Wali. Based on your recommendations I invested in Sarwa. I have not had a pleasant experience, I tried with depositing AED 5000, there was an instant transfer charges of AED 30, even though it was between ENBD TO ENBD. moreover there call centre hold time was 15 Mnts until I finally gave up. I don’t find this a reliable platform, I myself work in DIFC and have seen their ads and it was only after your recommendation I chose this. Please note companies in DIFC have gone rogue before too. I have lost my trust and will be withdrawing my funds from here. I would rather do it through banks.

[@WaliKhan_2k]

I use Mashreq bank and deposit on monthly basis. I am surprised at 30 AED charge. Can you please email me the issue and include [e-mail] in to email?

[@saraasif5945]

They called me back to clarify, some funds have have been lost through exchange and my funds are also lost earnings hence the negative balance of 30. I didn’t expect loss as my account was only funded yesterday. I chose a conservative halal portfolio. I actually don’t have much experience except for the DEWS where my EOS is accumulated by my employer. Given I have no experience, do you recommend for me to continue with this? My goal is earning dividends from the money saved. Thank you for your advise always. Your videos have inspired me to do something with my savings than just keeping the, in the banks, I have also invested some amount in Bonds.

[@WaliKhan_2k]

@@saraasif5945 keep in mind. Anything related to stocks is very long term. You might be -ve in short term. That’s why I always prefer to build a portfolio over long term and every month. You will learn as you invest. For now, I’m not sure of your risk appetite, but to learn, you can keep investing very little amount on monthly basis… like 100 aed would work too.. 1000 aed would work too… anything u invest, don’t think about it for atleast 5-10 years. For short term investments - there are other options.

[@Abid-Ali007]

Wali Khan Bhai mere RDA account men kuch dollars pare hen men wo withdraw karna Chahta hu Sawal ye h k shayd next month me vacation py Jaon to woha bank sy jake nikalu ya repatriate karu Konsa way sahi rahega? please bataye

[@WaliKhan_2k]

you will get lower rates if you transfer from PK USD to PK PKR account. But if you have small amount and if you repatriate, the banking charges from PK USD to overseas will be around 30-60 USD. So it will depend on how much is the amount you want to repatriate.

[@Abid-Ali007]

@@WaliKhan_2k I have 20 thousand dollars in my account unfortunately Pakistan is suffering in economic crisis I have doubt maybe gov. Of Pakistan freeze our account? Or not. so that's why I decided to repatriate my whole amount. As I observe you have good experience this kind of situations I want your opinion because I'm little bit confused

[@somieejeee9084]

Long term k liye psx main best 5 to 7 shares btain jismy iswaqt investment bhter hogi

[@WaliKhan_2k]

I cannot recommend individual stocks dear

[@somieejeee9084]

@@WaliKhan_2k sir it's just about your experience and you can tell us like you are doing work in - - - - shares. So we can get an idea about this.

[@ShahidAli-1m]

Atlas asset manegment thek hai? Mutual fund ky liye?

[@dilshadakramdilshadakram4599]

Akd income fund 16% profit mai krenge? @Shahid Ali

[@Facebook-cb9ld]

AKD Kay kis fund main aap nay paisa lagaya hua Hai ?

[@WaliKhan_2k]

yes -- I have invested in AKD funds.

[@confirmjannati]

Now do you think we should invest in Mutual Funds?

[@ranamurtajis344]

Mutual Funds specialy Focus on Diversification of Portfolios... And Its makes great suspention for investments...and its a focused point of Major And bulk Mony investing... So its best for peoples who seek good Mony Management in Low Cost

[@ahsanhabib9820]

The best strategy is to hold an equity ETF rather than a mutual fund because of sharp contrast in fees,For debt portion HBL ETF is best as the fee is just 0.5.Given the high interest environment rotating capital to fixed income asset classes is better

[@WaliKhan_2k]

Indeed - but ETFs in Pakistan are not even performing well in past few years.

[@ahsanhabib9820]

@@WaliKhan_2k Agree but given their low cost it can be starting point for a beginner investor in to the equity maeket

[@Tiger-iv4wi]

Bs ye bnda apni baat ko harf e akhir smjta hai