Why Is UnitedHealth So Controversial?

[@TheJoeSwanon]

It’s not a kink in the system. It was the way the system was designed.

[@Ahfuric]

We live in a society 😈🐺

[@incognito595]

Medicare Beneficiaries DO NOT PAY NOTHING. FAR FROM IT.

[@matt.stevick]

je ne comprend pas. what system, and designed by who? i would like to know what you mean.

[@Ahfuric]

@@matt.stevick hes talking about the matrix. You can listen to andrew tate and sneako they mention it alot

[@mars7726]

It seems like there are other mechanisms in play that are forcing costs to increase such as poor diet and exercise causing diabetes and heart disease, drug usage, and too few people coming into the system to pay for the aging population.

[@Noah_E]

I stopped in at an urgent care center Thursday to get antibiotic. Less than five minutes at the UCC and 14 generic tablets cost me $87 out of pocket. I ended up in the ER in 2005 after a spider bite and the bill was over $10k a day. That was almost twenty years ago so it would probably cost twice that now. That level of price gouging when you have no alternatives should be illegal.

[@themartinandersson]

What I don't understand is why people stay in America. I left the country immediately after my experience having seen through the system for the scam it is.

[@Parleyposadajr2248]

damn really?

[@Kahunacatto]

Neta wey no mames

[@jer1776]

Some people pretend theres nothing wrong with that system too. Until they get sick themselves.

[@nicholashylton6857]

​​@@themartinanderssonBecause they're constantly being told all other solutions: *A)* Lead to Communism *B)* Are impossibly expensive and *C)* Will leave the streets littered with the dead bodies of people who had to wait for government mandated treatments. Complete and total bullocks, of course. But the average American has no reference point to recognize how much they are being exploited.

[@JizzMasterTheZeroth]

As much as I am against murder, I don't have much of a problem with this. And I live in a country with universal healthcare.

[@_Kittensworth]

Thank you.

[@vanesslifeygo]

Andrew Witty is very much pro that same thing.

[@ross4]

Some people kill with bullets. Other people kill from behind a desk on the 98th floor of a skyscraper or a yacht in the Maldives. Friedrich Engels called this “social murder.”

[@jbinmd]

As Omar said, "I got the gun. You got the briefcase."

[@SnarkyMarx]

Law enforcement and corporate media are complicit in the crimes of the predatory capitalist class, from Palestine to the Congo to Syria to Cuba to New York. They are enemies of democracy. Class traitors. Capitalism is a deathcult.

[@Nick-xt2dx]

Marx and Engels ideas inspired Stalin, Lenin, Mao and Pol Pot. Who in turn killed millions.

[@Dugpasttenseofdig]

@@jbinmdall in the game

[@Stratigic_Cheese_Reserve]

Engels was just as scummy. Marxists and corporatists are both vile. They both corrupt public institutions to their own reprehensible ends. At least capitalists are open with their greed.

[@mikestanmore2614]

I don't think controversial describes a criminal operation designed to fleece the vulnerable. "Medical Bankruptcy" is the major type of bankruptcy in the US, it is virtually unheard of elsewhere.

[@Shawnjohson1608]

It is number 1 for personal bankruptcy in the US.

[@spointz8936]

Most Americans have no idea how cheap healthcare is in other developed countries. I’m a Korean-American and here in Korea X-rays cost 5-6 bucks, MRIs cost like 100-150 and most drugs between 5-20

[@DisposableSupervillainHenchman]

⁠@@ldkellandshaw “No innovation” Get real. 🙄

[@alfaeco15]

You don't pay the full price, just a fraction, the rest is payed with government/tax money.

[@cokechang]

There are other problems with single payer system namely long wait line and overworked medical staff. There are no perfect solution here, only trade offs

[@methos1999]

@@cokechang yeah but those same problems are happening in the US as well. So we have worse outcomes, twice the price and still have long lead times and burned out medical staff.

[@ronnie5329]

Its also a universal system, much cheaper to run compared to price gouging middle men who get rich from denying cover

[@basdfgwe]

Health Insurance is such as a scam.

[@sacul139]

For-profit health insurance is a complete scam, but as a concept itself, health insurance (not for profit) is actually a great idea.

[@themartinandersson]

@@sacul139 How much "health insurance" do you need in Sweden which has true universal healthcare (i.e. perfectly adequate care, no more no less)? Zero.

[@who2u333]

For-profit insurance in any form is a legal scam.

[@jer1776]

@@sacul139 If we dont do single payer health insurance providers should 100% be non profits

[@cokechang]

Unfortunately it’s a necessary for any valuable service to be profitable else you can’t attract enough talented people to run it. Just like for profit hospitals

[@Karyabs]

Controversial? You Should have called it corrupt or a cartel

[@Unknown_Pie]

Exactly! Controversial means causing public disagreement. No one except insurance companies agree with the practices of insurance companies.

[@matthew.stevick]

seriously stop 🛑. call ur senator.

[@ziliflax4689]

Doesn't justify the death of a life

[@jer1776]

The entire healthcare system is by definition a legal cartel.

[@cokechang]

A cartel wouldn’t be possible without the help of government regulation. Not enough people are putting the blame on them.

[@bdogsp0012]

It’s not broken it’s working as intended.

[@bravado7]

Hey the investors need to see the green line go up forever, ok? They expect a 10% increase in profit every year. Gotta keep their S&P 500 ranking, y'know

[@kirkoids]

They tried 'AI' for sorting CVs for job candidates and it was found to be rejecting appropriate applicants. And that's for a job...this is for a life. AI - most oversaturated term of the year, they'd of called queues in Rollercoaster Tycoon AI if they had the foresight.

[@letsburn00]

AI for health decisions and for Resume selection are outrageously prone to errors. It's all caused by companies cutting costs excessively.

[@LaVidayElTristeFinal]

The healthcare insurance companies are just part of the problem. The biggest issue is the ridiculously overinflated prices for treatments and procedures. Case in point. You mentioned a guy whose treatment costs 2 million dollars a year. The average salary for a doctor in the U.S. is roughly $300k. That means that the treatment of one particular patient costs as much as the salary of 7 doctors. How is that possible? The patient could just hire 7 physicians to work full-time for him treating him 24-7 and he’d be much better off.

[@brians3504]

I understand what you're getting at but there are several other expenses besides the actual physician. Odds are his treatment didn't even need physician by needed specialist that can operate machines and give injections

[@sierrawest6568]

And the salary is not just a function of the greed of doctors. You have to go into severe debt 6 figure unless unless you are lucky. You make very little until education finally ends. Then the cost of being a doctor also factors in many things like always working more than 40 hours weekly especially new because there are such staff shortages. I'm not saying life sucks to be a doctor, but we have a truly broken system. What if we provided the very best education at little cost to the best students in the country? What if they didn't need any debt to become educated? What if we had colleges running our hospitals by people who provide care or retired Healthcare workers serving as administrators instead of greedy suits who want to create a bottom line for themselves by denying as much care as possible?

[@Kaodusanya]

well not 24 7 just 8 hours a day lol

[@toesemi4973]

Overinflated prices IS due to insurance. Insurance companies dictate the prices that hospitals have to follow in order to be included in the insurance network. Hospitals and pharmacies now need to hire admins to deal with all the insurance procedures.

[@LaVidayElTristeFinal]

@@toesemi4973: If hospital prices are dictated by the insurance, wouldn't the insurance companies want to lower those prices to pay less? It makes no sense to say that insurance companies will purposely want to pay overinflated prices, because that reduces their profits.

[@Metal_Fingers.]

If there is even one jury member has had a family go through health insurance, there is no way he is getting to be convicted.

[@cajunguy6502]

@@Metal_Fingers. Don't count on it. People have been well trained. The rich and powerful and act like savages for sport, but us normies are told the entire species would collapse if we stopped being civil and demanded justice for once. Millions of dollars have been spent to make sure our fellow Americans sit in that jury box and unironically think "I hate what happened to my family, it the law is the law. Thems the breaks!" Maybe I'm just cynically. I wish with every fiber of my being for a jury Nullification, but realistically they're going to find the most boring, bootlicking boomers on the planet to judge them.

[@DistrustHumanz]

The corrupt justice system is very good at picking jury members who will provide the results they want.

[@akashP998]

murder is murder, no matter how noble the intention was. he still killed someone and took justice in his own hands instead of going through the legit way of filing a law suite. He will definitely be convicted and spend rest of his life in prison.

[@cajunguy6502]

@akashP998 you don't think people have already tied that for decades with no avail? What do you do when the route created to give you justice only serve to rob you of it?

[@Metal_Fingers.]

@@akashP998 Allegedly, He has not been convicted of anything yet.

[@shadowninja6689]

The origin of the US healthcare system is NOT Obamacare in 2010, the employer provided healthcare system originated from WW2 by pure accident as a result of strict government price controls. Essentially the government limited how much employers could pay employees and controlled the costs of everything in the economy, so labor unions couldn't ask for more money. Hence they asked for health insurance instead, and got it, and this became the standard, even though it's a horribly inefficient system. The Obamacare changes tried a more free market approach to fixing problems with the system (and it did fix some big problems), but obviously it still has a lot of issues, but it DID NOT create the horrendous healthcare system we have today. Prices were also sky rocketing for health insurance BEFORE Obamacare to.

[@williambrasky3891]

That is all true, but I’d add that despite its origins was an accident, the fact that it remains that way is absolutely not accidental. It wasn’t long after WWIi ended and the negative aspects of such a scheme became apparent enough for legislators to seriously consider alternatives. Insurance industry interests successfully squashed those efforts every single time.

[@frigidicecold28]

The news on UHC is actually getting lots of coverage unlike the insurance claims

[@anyoldthing]

only buy social media

[@grahamjones5400]

We need Medicare for All, along with breaking up these insurance and hospital chains.

[@ldkellandshaw]

You'll still be complaining when you get a bill for 20% of the charges - which is what Medicare dosent cover. Oh and the Medicare Part B premium of $185 a month.

[@armandolimon7465]

VA healthcare isn't remotely what you want. However that is what you're asking for at this point. You will wait weeks and months to be seen by a doctor.

[@dumbasses_R_us]

​@@ldkellandshawI live in Australia where we have Medicare for all and we don't pay a thing so I don't think you understand how it works

[@Shawnjohson1608]

@@armandolimon7465well the problem is that the government is losing to much money having the current system. We need single payer healthcare.

[@grahamjones5400]

​​@@Shawnjohson1608 Single Payer, Medicare for All, Superman Funtime, whatever name you wanna call it we need it

[@richardc020]

Corporations will naturally want all customers to die when claims exceed premiums& that’s not ok.

[@jer1776]

Yep. Cant pay out $100k for some Dad's cancer treatment but we can pay shareholders dividends and C-suite million dollar yearly bonuses.

[@toddtheisen8386]

I believe the anger comes from the "bait and switch" tactics. The insurance companies take premiums every month, often for years. Then, when it comes time to utilize the service a person paid for, all too often the service is refused. The appeal process is so arduous, that many people just give up. All this is done with deliberate intent. The results are greater profits for NOT providing a service and the customer's health deteriorates or even dies. It is a scam that many Americans are starting to lash out upon.

[@mikefitzryk1871]

Isn't that called theft?

[@pmorton7960]

I remember back in the 90's My car got t-boned on the drivers side. I knew better than to take an ambulance but 6 years later that charge for the paramedics making sure my leg wasn't broken for $175 was still on my credit report. 😂

[@TimHunold]

$6k a year is "affordable" Healthcare in America and that is for the worst plan and I am legally required to have it.

[@moneypro85]

Trump made it possible to be uninsured with no penalty. It just drove up costs for everyone else but you don't have to. You will likely be fucked but you don't have to

[@letsburn00]

I have private healthcare in Australia. It's quite high end. It costs $250Aud a month, this is about 150US, or $1800/yr

[@weswest8666]

$6k isn’t bad, mine is over $10k

[@TimHunold]

@@weswest8666 it is bad when the legal requirement is 6k and the average income is 70k before taxes

[@dentron9885]

If you are on the jury for Luigi, not guilty. He saved lives

[@Metal_Fingers.]

In this house Luigi is a hero! End of story!

[@jonasbaine3538]

Good luck to the judge trying to pick an unbiased and impartial jury.

[@sayandarula]

He saved nobody.

[@AnAdalaze]

Hate the health care system all you want but he saved no one lol

[@Iceblade269]

@@jonasbaine3538 Wouldn't surprise me if they scrapped the jury and let other "bipartisan judges" make the decision

[@dosdeyamaguchi9675]

He is the start of a revolution, you are just living in it

[@ALmustseeprof]

Lol.

[@FireMageLayn]

I didn't get a raise last year, so I dropped to the cheapest tier of my workplace's healthcare plan. Turns out this plan refuses to cover more than one month of maintenance medications at a time, even if your doctor wrote you a preacription for more than one month at a time, unless you agree to get your prescription filled by the insurance company's private mail order pharmacy. Which means if the mail is late for any reason you're *screwed*.

[@luisislas2162]

What job? Costco offers medical for part time workers. I was paying $95 a month for 2 including dental. I would switch your employer

[@marekkedzierski8237]

Maybe government should use AI to reject insurance companies requests for money from those programs?

[@piotrp5668]

Dear Americans, it's your choice. If you have health insurance with for profit company, It will always be in their best interest to reject your claims. Any CEO doing something else, will be fired. If you've voted for Bernie Sunders, maybe something would change. Insted you choose billionaires and millionaires to run your government.

[@berryvanhalderen7574]

In a large part of Europe, under the Bismarck system, health insurance is/can be private, as are the hospital. They are for-profit organisations. But still, they operate quite different from the US. But as a latest case in the NL, it should never the insurance orgs that determine whether a claim is denied, it is a medical decision. Whether it is worth doing a procedure should be regulated, where, yes, also the cost factor is weighted in. In the NL, this is based for life lengthening procedures based of a maximum cost per year won. Cold but fair in principle, rather than on a CEO greed. Left to right in the EU, basic medical care should be afforable. You don't have to vote Bernie, just don't let big companies decide things.

[@cajunguy6502]

@@piotrp5668 you think Americans had a choice? 😂

[@spyr0guy]

We didn't have the option. The neoliberal Democratic Party forced him out of the race in favor of Hillary Clinton, and, well, we all saw how that turned out. Didn't stop them from repeating that mistake 8 years later.

[@neh1234]

Americans have been brainwashed into thinking it is a "right vs left" issue, when it's always been a "rich vs everyone else" issue. Regardless of who is in power, the system is made so that the powerful are able to tell the country what to do. Call it lobbying all you want, anyone with common sense would see it as nothing but institutionalized corruption.

[@Jeez001]

How about you do a video on companies like Blackstone and rich Realestate investors buying up homes and jacking up rents..

[@luisislas2162]

Get a better job lol

[@Jeez001]

@@luisislas2162what does that have to do with companies and llc hoarding rental properties have some compassion

[@jeremyweems4916]

​@luisislas2162 The price of average houses costs 17x the average income. It was 4x for our parents. Telling everyone "get a better job" doesn't solve anything. It destroys the wealth of the citizens, and in the long run, the nation.

[@luisislas2162]

@jeremyweems4916 Everyone shopping for a house wants the 6 bedroom 3 bathroom type. Not to mention a nice neighborhood. There are plenty of houses that need some work but cost under $100k. You start from the bottom and make your way up. Stop working minimum, earn more than $60k and you can start. Start little, start now. Believe me, there are plenty of people who think poor. My sister is one of them. Doesn't want to get a better job cause the government takes more away from you. That's the usual excuse

[@juniord6142]

Show me these 100k homes I’ll wait😂

[@b1646717]

I'm still paying for a 2009 kidney stone that was deemed a pre-existing condition. $58k. I couldn't pay, so they started garnishing 20% of my wages.

[@bodaciouschad]

You neglected to mention the outcome that the ratio has had: rather than increasing coverage, it increased prices. Health insurance providers have an incentive to jack up the price of care to force the uninsured to seek health insurance. Every treatment needs to break the bank on the ticket price, but be negotiated behind the scenes to what its actually supposed to cost and the amount the insurer ultimately pays. They deny everything they can so they can keep the costs of treatments high without dipping into profits.

[@fnorgen]

Another reason for those ludicrous base prices is to price gouge other health insurance companies for out-of-network services. Of course, in return affordable health insurance plans have shit out of network coverage. They don't want to donate money to other companies. It also makes it way harder for any upstart insurance companies to get a foot in the door.

[@DumbledoreMcCracken]

This

[@TreesFiddy]

It’s more of a scam than car and home insurance

[@SteveW-f5g]

So dont buy it? If I don't like home insurance I won't buy it, I'm not gonna kill the people selling it lmao

[@TreesFiddy]

@ I think the point is that insurance shouldn’t deny legitimate claims that could save lives. I’m not saying killing is justified. Maybe 🤔 your reading comprehension is lacking.

[@ginak5802]

@@SteveW-f5g I guess you could do that. Just not buy any insurance, but when something does go wrong? You're even more screwed. And for many people who have preexisting conditions or need certain prescriptions it's just too expensive without insurance. Look at stuff like insulin or the Epipen debacle. These drugs cost much less out-of-pocket in most countries whether they have universal healthcare or not. It's only America where a month of insulin is $700 or some bullshit.

[@aleeah3532]

I bet if we paid pennies on the dollar on extra taxes, the government could lower the administrative costs to be more fair, subsequently lowering health insurance costs. I get it, businesses love the idea of having profit margins in the mid teens, ideally around 15%. But health insurance deals with people’s lives. You can’t screw customers over just to keep your shareholders happy. You shouldn’t have to worry about putting your shareholders first. They should have focused on cutting administrative costs such as overpaying themselves with bonuses/salaries or having too many middleman, there is absolutely no reason denial of claims should be so high when premiums are so high and only getting higher.

[@johanalejandrocazadordepin7225]

if you dont habe profit margins, then how do you invest in new treatments and new medication?

[@ramanchaudhary2518]

⁠@@johanalejandrocazadordepin7225insurance companies do not create medicines , pharmaceutical companies do. The American per capita healthcare spending is 2x European spending with worse outcomes American public spending is the same as Europe yet Americans pay out of pocket. Either nationalise healthcare or remove government intervention

[@seriousbutfunny2]

@@johanalejandrocazadordepin7225 Are you serious????? Insurance companies don't create new medicines or treatments. They just profit off the sick.

[@feamatar]

Unfortunately that is not how businesses operate. Very few businesses have a 15% profit margin, in most industries a 7-8% margin is already very good. In case of United Healthcare, they had a 6% margin in the last 2 years, but their average margin is around 4-5% for the last 10 years.

[@aleeah3532]

@ the profit margin number is just a number and can hide excessive/unnecessary spending. Quite frankly, even if a person looks at their balance sheet/income statement, I’m sure there’s ways to hide excessive expensive in account descriptions that no one understands. So while a 6% margin makes them look humble, no one believes they are

[@MrBeast-1]

Deny delay depose

[@leighcounry9956]

deny delay depose

[@2x7revan]

deny delay depose

[@Shawnjohson1608]

Imagine walking into a McDonald’s and the price changes drastically depending on how you pay.

[@ddunt]

health care is for the people not for the profit

[@ldkellandshaw]

Most of the new and innovative drugs are created in America. If the profit goes away. so does the innovation.

[@ddunt]

​@ldkellandshaw I am not against private health care. But this greed and appeasement of shareholders is killing people. If the USA had public health care for everybody. Private corporations would need to compete with that. Now, it is race to the bottom. Who can charge more for less. I live in Europe and it is difficult for me to understand how Luigi didn't heppend sunner.

[@thomp]

@@ldkellandshawpharmaceutical companies are different from insurance companies.

[@jagjotbehbal742]

​@@dduntOn point why don't nationalize it like im canada where provincal government's agencies get billed and take it private. It will increase transparency and lower admin costs.

[@ldkellandshaw]

@@ddunt I am British by birth and lived in the UK until I was 30. I have now been in the US 10 years and am naturalized. The US system is FAR superior for those that have the means to pay for the care. I have access to treatments and drugs that I would have had to wait years on a waiting list for on the NHS. The problem is the gap for people that do not have the means.

[@brianponcelet3529]

A fun fact Cuba’s life expectancy is 78.16 years vs USA at 77.47 years.

[@eoinoconnell185]

Look at the obesity rates (or lack thereof) in each country. One of the best things you can do for your own health is eat less. Far less. Be underweight. Obesity causes a tsunami of health issues e.g. heart, strokes, diabetes, joints/broken bones etc. etc. In turn, these lead on to even more issues e.g. amputation from diabetes, confined to wheelchair because of a stroke etc. Then you have the boatload of medication required for the rest of your life. Furthermore, Cuba doesn't allow mass immigration from areas of the world which would bring down it's average life expectancy. Nor is it battling a drug scourge. You do not want Cuba's healthcare system.

[@who2u333]

Defining 'excessive profit' is almost impossible. If that becomes a concern for an industry, then that industry should be removed from the for-profit arena.

[@cajunguy6502]

@@who2u333 when you achieved those profits by breeching over 30% of your contacts, that's an excess. That was resource that should have been spend on services, not a excess.

[@judyArsh]

No pencil pusher is deciding what care old dying patients get in Canada. Total BS statement. Dr’s decide and if anything they offer more care and resources than are necessary. They are often hesitant to give up on a patient at any age. Americans will find any way to excuse their heartless healthcare system. In Canada when you get Cancer you don’t have to fill in forms for your insurance company to decide if your chemo is covered. I love the American system when I am travelling because cost isn’t an issue for me. But I am also glad to come home to a place where I know my neighbours are cared for.

[@Dan-yf2df]

I live in Canada. Some of what you say is true, but you left out the crazy waiting lists for many treatments.

[@TheBluSkyAboveYou]

Managed care insurers are not medically necessary. They are a cost in the system and create inefficiency such as administrative cost. They do not increase the quality of care, contrary to what they say they do. There should be no business in the healthcare field that seeks to create ever increasing value to their investors. The hospitals, physicians, nurses, etc are also affected by these middle men. Politicians should not be allowed to see or benefit from lobbyists, directly or indirectly. Hopefully, the Dept of Govt Efficiency will take action in 2025 to cut govt and taxpayer waste.

[@ALmustseeprof]

Right. But that last part about DOGE is never gonna happen. Elon is a greedy nimrod.

[@missshroom5512]

Old folks do pay for Medicare. Deductibles, copayments, premiums, prescriptions 👎🏼👎🏼👎🏼 Tax the billionaires and corporations already!!!

[@doug1066]

Who do you think pays corporate taxes? The consumer.

[@xx-vw9ep]

It's not "Controversial ". It's overly complicated and a mess.

[@creepinwhileyousleepin]

I’m a free market person like probably most viewers here but healthcare is something everyone needs at some point and should be universal, no questions. Im guilty of avoiding a doctors office several times in my life I should have absolutely gone, due to what cost I could incur and that’s just sad.

[@sand_ferret]

I looked at the health care system as objectively as possible: every time I see out of pocket expenses and my copay. Remember, number one for health care spending, 48 for life expectancy

[@leighcounry9956]

After debating for over 50 years, For Profit Healthcare has failed. Time for the USA to move into Single Payer Healthcare, Medicare For All, Universal Heathcare. For Profit Healthcare needs to end, once and for all, in the USA.

[@ldkellandshaw]

Never going to happen. Too much money is involved.

[@DisposableSupervillainHenchman]

@@ldkellandshaw America is full of guns. Just a fun fact. 🤷🏻‍♂️

[@Gabbstrucker]

Crash! Crash Crash !It's getting depressing I have about $100k in emergency fund and I have been seeing good news about the stock market and would like to gain from that since I can't let my savings be corroded by inflation. What stocks should I into as a newbie to safely grow my money

[@MulaAlvin]

I am 52 years old. I reached my first 100 thousand dollars in just 3 months. I started with 20k investing in Bitcoin ETFs and other dividend income. My medium-term goal is to grow my money investing forever for my business and children..

[@SempijjaMbodo]

This year I reached 100 thousand invested in Bitcoin ETFs and other dividend income, it was exactly 1 year and 4 months, I already accelerated to reach 200 thousand, I think I will reach the goal sooner

[@NawafRaj]

How did you achieve this in a short period of time?

[@NawafRaj]

I would appreciate some advice please A. I am new to investing in stocks/cryptocurrencies. Can you guide me how to do this?

[@jeremiahcostillo7440]

Same here, I'm blessed only. God knows how much I praise her, £64,000 every week! I now have a good house and can now afford anything and also support my family, and never will I forget to pay my tithes because God has been so faithful to me and my family

[@joeyheymann2966]

It is controversial because they denied more people then any other company

[@xcw4934]

The underlying reason why America's health insurance system is broken is actually pretty simple. There are other OECD nations with universal healthcare built on private health providers like Germany. The problem that is unique to the US is that your health insurer is in the majority of cases chosen by your employer. Your employer doesn't care if your EKG is denied. Your employer doesn't care if your son's specialist that he needs to see fortnightly has to be the next town over because no one in your local area is in network. Your employer wants to fulfill their legal obligations, pay the minimum cost possible and at least pretend to new hires that the health insurance they offer will look after them and their family. Japan has a massive book of prices set by the government every year what hospitals and pharmacies can charge for pretty much every procedure and every drug. Doctors aren't actually all that well compensated compared to peers in other OECD nations and some hospitals doing lots of a particular procedure can get screwed over if they desperately need a larger increase to the capped cost of that procedure. Australia has universal healthcare provided by the state with a private health market as a top up effectively if you don't want to die waiting for your elective procedure (elective waiting lists is often the biggest problem with state operated universal healthcare in lots of countries). Every other country has their own struggles with healthcare but America's the only place in the world a health insurer has the incentive and legal power to hire a podiatrist to review your EKG claim and decide your cardiologist is wrong about it being necessary.

[@letsburn00]

I saw a guy say "we need to look at how we view killing others with a gun vs killing with a PDF. Far more are killed with a PDF every day."

[@daverei1211]

In my country Australia, maternity care is 100% free. My wife suffered from preeclampsia (high blood pressure in pregnancy) needed to be hospitalised for 4 weeks before giving birth and 3 weeks afterwards, we have both her and our son healthy and at zero out of pocket expense. Had we not had this support we could have lost both our son and my wife, and in an expensive healthcare system we could also be bankrupt for whatever outcome occurred. Now for Americans this may sound like scary socialism - but let’s look at this from a productivity standpoint, a healthy population can continue to work hard, contributing the GPD and the tax base - so why not have a healthcare system like this?

[@MrJamiez]

Same in the UK healthcare is 100% free. I've had a few surgeries and paid nothing out of pocket either.

[@Nik110512]

@@MrJamiezI mean your taxes are….oof, but I get your point.

[@MrJamiez]

@Nik110512 that automatically comes out of our wages so we don't really see that.

[@JoelReid]

Private services will ALWAYS cost more. The reason is simple: private services also need to show some profit to cover themselves, but it gets worse, because if that private service is on a stock market then they need to show growth, so have to make more profit every year. A public service NEVER needs to show these things. they just have to meet budget.

[@DumbledoreMcCracken]

I have no evidence, but I suspect my previous employer received an under-the-table payment to switch from BCBS to United. Decade later they went back to BCBS.

[@Nik110512]

Your HR department perhaps.

[@LIONTAMER3D]

There should be absolutely NO profit motive in healthcare, just like in k-12 education.

[@rozaucja8612]

They should be punished for peoples suffering. And only rewarded for making people HEALTHY. FOR NOW THEY'RE BIGGEST ACHIEVEMENT IS MAKING PEOPLE BROKE. THAT CEO IS JUST EVIL.

[@BT-s4321]

Excellent explanation of issues. Thank You

[@lilhaxxor]

Excellent reporting once again. Thanks. 🙏🏽

[@Dominus_Potatus]

Classic question: Who responsible for Ai's decision? My proposal, if it is a corporation, the responsibility is fall to its CEO. If it is individual, the responsibility falls under its user.

[@TeamSprocket]

I disagree with the idea that the faceless company should be the one to determine that treatment is not needed and not the hospital and doctors. Hospitals and doctors are not charities either, but they do know what their patients need for treatment, whereas the company does not. I've heard many times dumb shit where insurance won't cover certain amounts or brands of the same drug, but if you ask for slightly different of the same stuff suddenly their system approves it. It's insane and I don't fault Luigi for feeling like he needed revenge.

[@ldkellandshaw]

The principal is since but the practise is different. Doctors over treat, over test, and over prescribe. Thats a fact. That fact exists because the litigious nature of the US. Something will need to change there in consort with healthcare reforms.

[@matthew.stevick]

oof. touchy af topic i am sure this will be quite interesting. luv luv luv ur work w$m! 💚📈🇺🇸

[@markchalled3976]

For profit companies managing health care is a clear conflict of interest shortchanging the patients.

[@Olav3D]

Americans deserve better than this. Healthcare should be a given in such a rich country

[@DisposableSupervillainHenchman]

The country is rich for sure, but that’s a very small group of people. And those people own the majority of the market share.

[@matt.stevick]

its complicated

[@joeshmoe7485]

It will keep getting worse as long as the healthcare companies keep prioritizing revenue growth and profits over patient care and well being. We have a perverse system where the more claims the deny, the more money they make. This needs to change or we might start to see more CEOs in the crosshairs.

[@bik1984att]

Brian Thompson was a CPA and knew how where to defraud the system. Guy was going to get charged with insider trading

[@Nom_AnorVSJedi]

This Luigi guy doesn’t look like the dude in the security camera pics though 😅😅

[@Quantum-1157]

Agreed! That guy in the security cameras has a different forehead and totally different eyebrows! Unless Luigi’s eyebrows grew at 5cms a day ! Or he was wearing a mask or something….

[@todo9633]

We need universal healthcare. A single payer system is the only way out of this mess, and I'm tired of people falling for the same old lie that it's impossible to make it happen or that it will negatively affect anyone but the top 10% richest people in any way, and they can afford it.

[@aethylwulfeiii6502]

“As opposed to what alternative?” Profit is for money, but political distribution is always about rewarding poltical friends and punishment of political enemies.

[@forttottenrocks]

My wife went in for a procedure which cost $4000. United Health paid $50. We were paying $400 per month for insurance.

[@HemiChrysler]

"he's likely to spend the rest of his life in prison" Really ? by Jury trial ? 🤔

[@NordicAxe]

3:24 That is a very satisfied face from that burger 😂

[@JohnSmith-sj5os]

Universal Health would cost way less than the current system costs. Doctor's salaries wouldn't change. Pharmaseutical company profits won't change. The only different is we get rid of private insurance.

[@notanicebear]

The fact that Americans aren't demanding Universal Healthcare is beyond my understanding. So much suffering could be avoided.

[@SteveW-f5g]

Vast majority of Americans are happy with their insurance, what you see online is a radical echo chamber advocating murder. I'd suggest you go outside

[@MikadoYuma]

Even if we had it, the rich would be treated faster and better.

[@victoryfirst2878]

LUIGI FOR PRESIDENT!!!! GET RID OF THE DIAPER DONALD !!!!

[@activationfunction]

All the self proclaimed sigma males have been real quiet since Luigi's mission.

[@mainsocial1105]

This video was so detailed and informative- thank you!!

[@jpanda79]

The united health group ceo talking about limiting unnecessary care us nuts. They are not doctors and should not be determining care

[@JL-xg7xb]

Excellent reporting!

[@Dethred1]

2 months after being forced to switch to UHC, I'm still waiting for approval on a medication I've taken for 5 years. Luigi is a hero.

[@ginak5802]

Insurance companies are a joke. When I was a teen i had a serious eating disorder and doctors felt i should be inpatient or at least heavily monitored outpatient. My parents and the hospital contacted Priority Health to make sure it was approved and covered. A couple months after i was was released, Priority was refusing to pay. The hospital didn't charge my family the $20,000, and said it would deal with Priority, thank god. But it just goes to show how shitty these companies can be.

[@davealmer3803]

Most Americans complain or cannot afford healthcare premiums and yet the country pays for welfare...go figure.

[@_Kittensworth]

Does anyone else think Andrew Witty is a psychopath? I don't see a soul behind his eyes, just emptiness. I don't think he knows or cares that other people have feelings.

[@j2simpso]

His name is Sir Andrew Witty, as he was knighted by the Queen. Also I disagree with your assessment. He’s not a psychopath, if that was the case he would’ve received free treatment from the NHS in Britain where he’s from

[@arachnid4910]

@@j2simpsono one cares about the queen or the phony British monarch.

[@jlrob85]

Profits before people - It’s the American way

[@rayhere7925]

Where there's Luigi, there's also a Mario 🎯

[@rosenfaden]

It sounds like you could have a cold. I'm sorry and hope you feel better soon 💞

[@andersonlynn3686]

This is how things change , when the people doing something drastic for change .

[@willlinssen-top10globallea21]

Very good and informative video. Well done thanks.

[@BrandonTaylor-y8y]

If i was that guys lawyer id try to pick people who were denied a claim

[@samgoodwin89]

If a doctor gives me “unnecessary” care then why do I (the patient) get fucked instead of the provider? Answer: it’s a scam to serve the insurance and providers - they love each other

[@JerryLujan]

Health insurance companies should also be charged with TERRORISM CHARGES whenever they FRAUDULENTLY DENY A CLAIM. FURTHERMORE, fraudulent insurance companies should be sued for medical malpractice whenever the insurance company denies a claim. If they can make a medical decision, pay the price as needed. This, of course, will be done to sue for damages, but CRIMINAL CHARGES FOR PRACTICING MEDICINE WITHOUT A LICENSE MUST GO FIRST

[@giancarlom.7126]

16:00 well-done researching that NHS part in a brief and concise manner!

[@doug1066]

The issue is that health care providers can charge whatever they want and insurance companies collect premiums and do not provide any coverage.

[@Planetside223]

This is what the news outlets should’ve said about the case

[@jssandler]

And good, dispassionate analysis. We need more of this approach on the internet. What I'd like to know is how does a more profitable healthcare insurance provider benefit me? In theory, a more profitable corporation can turn that money around to innovate and make the customer experience better. So, as long as they're not just giving themselves bigger bonuses and not providing better services at the end, more profit is not necessarily a worse thing for us. But I'd like a deeper dive into that.

[@normtrooper4392]

Healthcare shouldn't be for profit. We save more money by taking care of people

[@kingsford5555]

I appreciate your data focused breakdown on this topic. Most takes are just too politically biased. Ultimately the facts just speak for themself - no pundit needed.

[@xesxblackarrow7912]

Saudi has oil America has healthcare and Russia has vodka problems

[@MCorpReview]

Le fight between the 1% (Versailles) and 99% (French revolution mob)😂

[@hyrenaj2888]

All health insurance companies do is add a layer of cost and inefficiency on top of the existing system. Private enterprises only make sense when theres choice, but for almost all diseases there's a standardized treatment where there's no competitive gain to be had and thus should be universal. Regardless it wouldn't be in the insurance company's realm but the pharmaceuticals and other medical tech

[@Clovis8791]

Health Insurance is such as a scam.

[@matthew.stevick]

10:05 this all makes great sense. efficiency not wasteful, etc. just like every other publicly owned american business. 📈🇺🇸

[@godzillamothra5983]

America health care system is suck, and they export the model to many countries. Here in Indonesia, before the insurance become prevalent, most people can afford the healthcare even without insurance, now even the upper middle class could go bankrupt if they don't have health insurance.

[@timothyfreeseha4056]

Because they want to point to UHC instead of all the insurers who have shareholders and need to make a profit at whatever cost .

[@timothyfreeseha4056]

True

[@aleemrahaman-rb9mf]

Look at how much people are charged for ambulance services and helicopter emergency services. Those are some insane numbers.

[@skaks-nm3oz]

This is some quality analysis

[@DaveVoyles]

He needed to go to the root of the problem - the politics who created and enable this