Why NRIs Don't Come Back to India? My Survey Reveals the Real Story!

[@SundarbansCompanySite]

Not all NRIs are rich and doing well, some are barely living paycheck to paycheck

[@chetanshukla768]

Then they must have taken the donkey route. Go to study on merit and you will be well off.

[@jayantdrummer]

Yep! Those are the ones which can't even get 20LPA back home

[@superman-q6p3m]

20LPA​???😮😮😮@@jayantdrummer

[@ayushkumar-bg1xf]

You pay high taxes but get nothing in return in India

[@raksi004]

That's much worse outside at least in Canada

[@Shareyourjourney786]

You are wrong ayush here in India we get hate, nepotism, corruption what else you want 😅

[@Metalrocks23]

In the US your kid might be shot while in school, any psycho will open fire while grocery shopping, shop owners lose out billions every year on account of shop lifting, your taxes will be used to pay back 35 trillion $ debt, if your medical insurance is not the costliest, you’ll get bankrupt if you fall sick, corruption at the highest level is what they thrive on. Talk wisely if you know nothing about the world.

[@mayankindian3750]

Oh bhai dedollarization ke Baad ye bhi kam ho jayega ok west ki halat pta chalegi babu 😊

[@nickthomas7465]

😂 Something is better than nothing

[@GiniS-q1p]

Dear Sis, I like your video and enthusiasm of NRIs moving back to India. Even I am in the same boat, Our decision is mostly driven either by stressful life abroad or emotional decision of coming back. When the reality hits after coming back we become regret our decision because of following points - - Society has old mindset, does not want to grow up. - Conservative environment for girls. - Country run by uneducated Politicians. - By any chance if you are entangled into judiciary, property or Police affairs - one will be a Milking cow for all. I had a brutal e - It is highly recommended to stay in India if you have good money/political connections else we are bhagwan bharose. I hope everyone finds their way of happiness and contended life while l staying abroad or in our home country.

[@starhaven4944]

True bro

[@pranshukrishna5105]

@@starhaven4944 what true, have you looked at how brutal US police is, And if you get tortured even in police custody

[@shanthigandhi6625]

Every country has plus and minus points, some are happy too coming back , some don't like it here.

[@DarshanPatel-zr5bc]

India is best place for all obsolete people 🥱 lol

[@pjayadeep]

If you really want to move , you can, you don't need to moan. But most are worried about what others think of them if they return,

[@PankajPatel-bl2ds]

It is not the money but pollution and cleanliness. NRIs are not moving to India because of these 2 issues.

[@namithdhas314]

Definitely, those two things bug you immediately and you can feel that the air quality is poor. People give zero Fs when it comes to littering. Another frustrating thing you can immediately notice is the people's driving sense and their entitlement to not follow the traffic rules. Work-life balance is also a huge concern in India these days.

[@pjayadeep]

Move to a small town, there's no pollution in most small towns

[@dhuidrom]

Also healthcare, esp when you get older

[@zamar2158]

Lack of sanitation - how no one has any expectation of higher standards of sanitation and cleanliness, everyone is quite happy living surrounded by dirt Chaos - complete disorder everywhere. Total lack of organization. Complete confusion. Traffic - see above Corruption- probably the highest in the world, crookedness seems ingrained in the culture, actually in the dna Content with the external trappings of wealth, but zero civic sense. Big house, fancy cars, gold and diamonds, designer everything, surrounded by utter squalor Slice of the pie is small so everyone pushing everyone out of the way to grab - makes for a very stressful way of living. No sense of calm, no peace. No silence. Can't hear nature even in nature. All of the above may hurt feelings - therefore the easy, shallow response is money, kids education and other such cope.

[@murkhuddindalal]

and many more issues, police, judiciary, bureaucracy, and many things. No respect for talent, no law, no rules, no justice

[@amitava1973]

As if there's no better job, moving back and forth. Stay happy wherever you're. Happiness in life is the deciding factor wherever you are. Every place has its own pros and cons.

[@aditya.k.kochhar]

Not an NRI, but I studied abroad but took a job in India. It's better you only return when you have achieved your FIRE goal and some more to set up a business here in India. You can't get rich on a Job in India, but you can work abroad, amass a sum of money needed to secure your future, and some more to set up a business in India. Right now the salaries are low in India and the dollar is expensive, so your modest savings in the US would be a large sum in India. With that money you can start a startup business in your own field, and with your US network, get foreign clients who pay in dollars, while you pay Indian salaries, here, so profitability would be high, which you can use to grow the business fast. This will also help India, as you will create a lot of jobs and help fellow Indians. Indian government is rolling down the red carpet for startups, especially those who export products or services, so setting up here is not that difficult anymore. Lastly, India needs you to be an entrepreneur, because India needs to bring a massive number of people out of poverty to the middle class.

[@jaymalhotra245]

All excellent points

[@satyanveshi1939]

Excellent points. It is stupid to come to India and work as employee... Yes as a entrepreneur agreed or retrie with your FIRE money.

[@shantanujaiswal5459]

I am surprised that you didn't mentioned that "the high taxes with 0 benefits" is one of the reasons.

[@arunkk004]

I stay abroad not just for the money. I think for me it is life style, cleanliness, clean water and air, education, work culture, safety is holding them back.

[@De-tw7by]

I returned back and been 6 years now. Im very very happy.

[@abhijitsen7749]

Why do people feel that money is the motivator for living abroad? It is not. People live abroad because of better facilities.

[@tushartari8299]

I will let you know few points what I think : 1: Are there any facilities in India, which compare to the tax we pay. Taxes are like london and facilities like somalia 2: No insurance company gives a health insurance to person above 65 years of age. Does that mean that the government assumes that people who paid taxes for their whole life are no longer needed after crossing 65 3: The chalta hai attitude of the people , not valuing other people's time. 4: the money you get in india after returning and the toxic workculture, no work life balance. This is my perspective.I may be wrong but this is what I feel

[@pspkutube]

Big warning: after 2 years of residence in India, you will be taxed on ALL global income, at indian tax rates. Any stock investments you have in foreign markets will be taxed as “income” , not capital gains. There is a new law that now , thankfully, excludes taxation of unrealized gains in your foreign retirement accts - but you can’t withdraw from it anymore for urgent needs - else you lose that exemption Per new laws, you will also need to report the max amounts in all your global bank accounts info every year.

[@pjayadeep]

Buy a coffee estate, all income is tax free

[@pspkutube]

@ yes. Farm income is tax free in India. But for NRIs who have gained citizenship in other countries, they are not allowed to own farm properties in India. Also, such citizens are likely going to be taxed by their citizenship countries on their farm income earned in India.

[@mmp0084]

The most sensible and practical analysis of why NRI suffer this dilemma 😊

[@sanjaykini]

General Category people don’t comeback as even after 98.9% in 12th standard it was difficult to get a seat on merit in good colleges , hence they don’t want their children to face the same type of difficulty

[@11_jesusisking]

I’m sc and I don’t want to come back because I am tired of your religion and its discrimination

[@11_jesusisking]

Reservation gets you college admission, it doesn’t make your life. Stop using reservation as an excuse. You guys bring reservation in every conversation making the person feel small and worthless, why? Why so much discrimination?

[@rohit-ld6fc]

Lol, others dont want to come back because they face discrimination from people like you.

[@ashokuppar7072]

@@11_jesusisking As if religion is your constitution following daily ? , Converted for some reason that's okay either enjoy new religion or fight back like our boss (ambedkar) did

[@mayankindian3750]

​@@11_jesusisking so don't come please wahi raho

[@religionofpeace782]

The fear of suffering is worse than the suffering itself.......Depression disagrees.

[@suresh1957]

Although you do mention that your data and surveys are US centric, the fact that you nonetheless use NRI for describing your population somehow does dilutes the validity of your findings. For instance, for Europe based NRIs, particularly for those in the richer Western European countries, the calculus changes considerably. When you have free education for your children all the way up to university unlike in the US and India, you may not want to go back. Free healthcare, especially if you have a chronic disease like kidney problems, cardiovascular problems etc are free in much of Western Europe unlike in the US or India. Excellent work-life balance and a solid welfare system are also factors that make living in Europe attractive. Your survey does not take the European NRI perspective for one. Admittedly, I am writing as someone in a well paid white collar job and not as someone doing blue collar work. But that raises another question : To what extent is your survey skewed towards white collar workers? Anecdotally, most blue collar workers have no choice but to work in the West. There are nearly 750,000 undocumented Indians in the US alone and there are large numbers of Indians in Europe as well. These groups harbour no intentions of going back as competition for unskilled work in India is very high. And the picking are very good in the West. At the other end of the spectrum, you also have NRIs who are utterly uninterested in settling down in the countries where they work - such as those working in the Middle East. These countries do not offer a pathway to citizenship, are often intolerant to other religions and races, tend to be undemocratic and hence unattractive. NRIs here would have a higher propensity to return home or seek greener pastures in the West. They don't figure in your survey either. I think in our arrogance as educated people, we study our peers and not people who are far more valuable to the Indian economy than us - the millions of poorly educated Indians who toil for paltry sums in the Middle East as construction workers or as clandestine labour in the fields of Italy picking strawberries or as food delivery couriers in Ireland and so on. I am afraid your survey excludes these people. Most studies also ignore another immensely important kind of migrant - female migrants from India, Pakistan, Bangladesh, Sri Lanka, Indonesia etc. who work as nannies, cooks and domestic servants in rich countries. The American sociologist Barbara Ehrenreich in her book “Global Woman” documents the massive contributions that these unsung women do to enable the “memsahib” of the household to pursue her career as a lawyer, doctor or software engineer. And that job of being a nanny is extremely gender specific - men are seldom let into households to become nannies. Have you studied such categories of Indian labour? After all, as a woman you do relate to what I am writing here right? How many Indian nannies were in your sample Ms Dave ? Or am I to believe that such labour is done by lower castes and hence not really important?

[@ShanuGupta-l8h]

Very sensible take. I think, this entire NRI discussion has been hijacked to only a few set of people that too are based in USA (or certain English speaking countries).

[@karvinus]

@@ShanuGupta-l8h and that too lower income group with h1-b visa.

[@suresh1957]

@@ShanuGupta-l8h Thanks for the response. Actually, the survey itself (to which she has provided links) shows that: - Most respondents are from the San Francisco Bay Area and hence presumably from Tech, probably IT - 75% are men The sample used for this survey is certainly not representative of the extremely diverse NRI population spread across many professions, countries, genders, socio-economic backgrounds etc. Hence its validity is questionable.

[@suresh1957]

@@ShanuGupta-l8h Exactly ! An excellent observation Shanu Gupta saab. I live in Europe and this survey skips both white collar workers like me but also the vast army of blue collar labour that is surely more important to India when it comes to remittances than the average white collar worker. My remittances only helped my parents move from a smaller apartment to a larger one and get luxury appliances. The remittance of the blue collar worker actually lifts people out of poverty and often facilitates education for the extended family in India. Thus, the workers toiling in Saudi Arabia or Qatar under the harsh sun and under slave like conditions send a greater fraction of their earnings to India than what white collar chaps like I would do. Hence, this survey does not use a representative sample and cannot be generalised to the entire NRI population. The findings are therefore of limited value.

[@ajaychebbi]

I moved back after 12 years! agree 100% with your findings.. I am one of those that moved back with whatever salary I got, later got what I thought I should. Super happy to be back - been back for 12 years now! The one thing I would say is - have a solid reason to move back (e.g.: being around parents is a very strong one) you will need that reason to take you through the lows - and trust me : you will hit your lows. The lows can be triggered even by something as trivial as the power going off just before you want to take a shower! Good luck to anyone who is contemplating moving back!

[@PankajPatel-bl2ds]

There are 4 types of taxes, Medicare,social security, federal income tax and state tax. Cleanliness and no corruption at a lower level are 2 best things in United States.

[@waityear3294]

I am an NRI and I will not move back for just simple reason, Every day I can get uninterrupted hot shower for as long as I want in my house. When I shower I don't have any other thought about water consumption, electricity, gas, cleaning up etc etc. And all I need to do is turn on and off knob. lol I was in India/visit india and doesn't matter how rich are you, that hot shower in home doesn't feel same as its in USA. Anyone agrees ? Also another reason is corruption in each and every corner in India. Everyone is actively practicing corruption in India even if its micro level.

[@NupurDaveNRI]

You know what, i can actually relate to this so much haha :) US is awesome for long hot showers -- many peoples' ideas come at this time. Good to hear your perspective :)

[@faizshaik6176]

Agree 👍

[@faizshaik6176]

Agree 👍💯

[@onelife1682]

The life is not all about the materialistic things....the freedom u won't get in other countries unlike India...also the "ourness" or Apnapan( in Hindi) which u won't get in any other countries...and the loneliness, omg😮....and there is no celebrations like in India...all festivals are celebrating artificially...and there is no real bonds, all are use n throw kind of... Health care system is worse in abroad..u have to suffer with the illness as u don't get treatment immediately...n the list goes on

[@hiteshnalamwar2722]

Hot Water.????) in many socities they have not even water that we can use for bath (

[@ashishap1]

I’m myself ex NRI who moved back to India an year ago. So far no major complaints. And yes this is the most sensible video I’ve seen offlate about returning NRIs

[@uppercrust400]

I was 4 years old when my parents came to America in 1970. When I visited India in 1992, I was shocked by the poverty, poor infrastructure, and frequent daily power outages. When I visited last year, I noticed there was less poverty, far better infrastructure, and no power outages at all. So, I know the billions that India has invested is really paying off and making a huge difference. This is all excellent. There is only one thing that is preventing me from moving back to India. Something needs to be done about sanitation. In some areas, there’s garbage everywhere. To be fair, some areas are clean and decent. I don’t know what the problem is. Do trash cans need to placed to prevent people from dumping everywhere? I think people who are born and raised in India are just accustomed to this level of pollution and think it’s normal. But, if you travel to North America or maybe Western Europe (I’ve never been there) it’s much cleaner. Modi needs to implement and fund projects (much like high speed rail, expressways, etc.) that will address the sanitation issue.

[@SJ-hs6cs]

I'm an NRI and don't see any reason coming back to India due to lack of infrastructure, safety for women, corrupt politicians and bureaucrats, high taxes, pollution and zero common sense of citizens when they cast their votes in the name of cast and religion which is a political gimic. I'm way more than happy for being away from these toxic things.

[@mayankindian3750]

To mat aao kon bol rha hai aane ko dedollarization ke Baad khud hi aaoge 😊

[@shreyaspathak7854]

@@mayankindian3750lol! Dedollarisation is just a concept and it is impossible for the world to abandon the US dollar! You are being gullible!😂😂😂 Wake up to the reality and don’t fall for what politicians say! All businesses and investors prefer having transactions using the US dollar! Moreover, only China has the economic might to challenge the US Dollar!

[@Avijit-y4z]

Why NRIs will come back? On the other hand, people are leaving India of large numbers record number of Indians are denouncing Indian citizenship. It's a very difficult for people of India, unless you are rich.160 million Muslims and it is increasing rapidly, a catastrophe. Corruption, pollution, worst sporting nation in world, judiciary is a joke, laughing stock. India has just 2.5% land of world with 17% of world's population, facing ecological and environmental disaster. Horrible place. I have left India long time back

[@agytjax]

Top reasons why you should NOT move back (despite whatever preachy message this lady wants to give) : 1.Indian work culture is really unprofessional - managers who don't give a damn about your personal live, micro-managing and no structural way of working. Everything is ad-hoc unless client demands it 2. Quick-fix (jugaadu) and high tolerance for all laxities (chalta hai) culture. We pride ourselves over coming up with quick creative short-term fixes, that there is no incentive to provide a sustainable long-term solution to systemic problems 3. Only you as a working professional pay taxes and your taxes are not FULLY utilized for nation building. Add to this atrocious taxation on essentials on fuel and medical insurance 4. Deep rooted corruption in every govt. agency

[@ajaychebbi]

I addressed the first 2 points by making the work environment around me like it was when I was a NRI. It worked! Addressed 3 and 4 by completely ignoring them. Don't worry over things you cannot fix.

[@TheNemalapuri]

So much good information . It really helps NRI community . Final verdict is 80% still live in US unless you have major reason to go back to India

[@VasanthaMadhav]

One has to be crazy to move back. It is surprising that there are so many at 20%

[@meetube30]

Lagta hai tumhara gc nahi laga... All you are indicating are about negatives about USA... Indias quality of life is far far far below USA

[@arumoydas7706]

I will be returning India in two weeks time, been working out for 22 years. Surrendered my Canadian PR 5 years ago. Would love to relearn to be a desi. Yes, lots of negatives back home , particularly if someone is “unknown but exNRI”. Let me see. Nothing comes free… gives some , take some. Jai Ho !

[@sunil.shegaonkar1]

You are returning after 22 years but at the same time you say, you have returned your PR 5 years ago. What is that?

[@digitalmediaacademy2066]

Good luck to you, I did something similar, was very difficult for first one to two years trying to adjust but after that I feel it was worth it. I don't feel like going back. You need to have a little bit of fighting spirit to fight negative circumstances in India. If you have that and have a positive mindset, it is the best move. People often easily forget that they were born in India and lived here for many years😂 after going abroad they act like they were born abroad 😂 All the best to you and your family ❤

[@sunil.shegaonkar1]

@digitalmediaacademy2066 this is the best time ever if you needed connectivity, socialization & chat, you may never feel isolated. you are comparing people who are recent migrant, can you think of people who migrated generations ago, you cannot say they endure suffering - they were not happy, their sons are not happy, their children are not happy. certain factors like earning, money, opportunity may have been compelling, and they found joy, happiness for the sacrifices they made.

[@NihilAnand]

The only data point needed is 400 AQI. 😂

[@JoshiSubodh]

Your survey is made for US or across countries? If it is US only, consider changing the title to clarify that it is for US NRI and not across most of the world.

[@krishnakumarphy1]

Dear Sister, I am in Europe for more than 15 yrs now. please do not talk something to make youtube content. Do not just tell % just by your own numbers whatever comes in your mind. Statistics you as a single cannot make it.

[@karumchenanda4745]

Can’t get adhar to my son with OCI card, bank asked 16 documents to open the bank account, my son tried to get Airtel connection, but back office didn’t allow because he didn’t have Adhar. Most people are returning because of their visa conditions, old parents. Most people are returning permanently are not returning their forgin visa or passport.

[@dhananjayjoshi2206]

Though your analysis highlights interesting points, i feel n=500 is very small. Only handful of people in every US state. Are they all from the US? What about EU, Australia other countries? My friend from our India office use to casually ask me to come back and work for them - my response was simple - why should i move if i want to work for a US based company in India and ruin my life, i can't experience a sunset, go out for a walk in the evening, spend time with my family on a dinner table as i will just working my ass during evening/night as its morning in the US. It's ironic! i think i will retun if i am patriotic enough to work for an Indian company on their terms.

[@aayushsaraswatSHIVA]

Hypocrites making money on youtube by explaining y they are like that ...God save india

[@jagrana9601]

Like to move back, but feels there should be some sort of government support/ advisory machinery to assist, and protect against fraud when buying a house in India. After living abroad for so many years, anxiety is obvious

[@lakshmisunder4643]

If you lead a simple life you can be happy anywhere

[@rkaushik61]

This is focusing on US based NRI’s only. NRI’s from Middle East, Far East, Europe and Africa may have differing views. Also USD salaries in US cannot be converted directly into INR. Purchasing power parity is normally applied by intelligent people. I lived in Far East and Africa and never wanted to move back since the expatriate lifestyle that I had could not be offered in India. Moved to the US and had to give up the expatriate perks since taxation law doesn’t provide for such perks in US. India to US is purchasing power parity is around 24. That’s why many junior and mid level NRI’s in US are living pay cheque to pay cheque.None of these factors have been taken into account in your research or survey

[@aryanmandal4109]

Your videos have deep analysis !!

[@apsingh18]

Your analysis is very right. I am a kiwi, moved to india stayed for 3 years. Now in Aus. But India is the best. Corruption is the biggest in India. School fees is also a problem.

[@yevodee4024]

@apsingh18 “Your analysis is [...] also a problem.” ==================== Since you claim that ‘But India is the best (overall)’, why did you decide to leave India AGAIN?

[@Danny091709]

Main reason is traffic in India ? 😛

[@-ma]

traffic is lvl 1 of the game.

[@biswarupbkarmakar3227]

Incessant honking

[@manindervasir4564]

Very well reported Keep up the good work

[@nitapatel1188]

Nice work and reported very professionally. It will be very helpful to the public, as many are in the boat that may have question in deciding or making up their mind about living abroad. It gives insight of living abroad and question of returning. Thank you.

[@sajitkumar7228]

Every NRI has different aspects in life...some people who r already well to do in India or had really made it big abroad might think of coming back but people who moved to US , UK or Aus nt just for money but quality of life, these people miss India only bcoz their parents r alone back home nd miss attending some cultural events otherwise they really don't want to be back in a place where a man could be brutally murdered or a girl would be raped in public nd the culprit still gets away bcoz of money or political connect...there is so much haterate within our own country...people hv no civic sense,.people r dead rude nd has no feeling of brotherhood, cast colour nd status is still a big issue

[@SS-wj5zg]

Only less than 5% of my NRI friends settled back in India. Almont none of these came back after 2014 and you may know why. In addition, 100% of those who came back to India sent their kids for college education outside of India. Coincidentally, all these kids started college after 2014.

[@tintunbirha]

Don't move back. Just send your dollars. I use to do the same to my ancestral home in the village. I live in an urban City in India. A village is same to a migrated city dweller, as India is to an NRI.

[@zamar2158]

Yes, this perspective is often overlooked. Leaving everything familiar and beloved in a small town, and moving to the chaos and coldness of an Indian metropolis.

[@connectind3680]

I agree..different reasons I wanted to move back in 2 weeks I landed overseas however, spouse then kids and i am still here. Out of many reasons the main reason for me was readjusting to the work culture that I got used to. I could balance a family life with structured work culture that I always observed the opposite through my peers who were in india.

[@Dipps]

Why wud anyone come back. Nobody wanna take a time machine moving in the wrong direction.

[@kishorenatarajan3019]

Very useful data Nupur. Thanks for putting a video showing clear stats. This says a lotttt...

[@NupurDaveNRI]

Glad it was helpful!

[@Badbadderbaddest]

Most NRI’s want to buy properties in India in their 40tee and buy the time they are in their 50 tee want to sell it. I want to go back to India in my 60’s and travel the eastern hemisphere and return back in my 70’s. US health care and hospital care is the best for those who can afford it. India is good if you’re looking at prices and not accountability from the system.

[@cryvell2109]

I moved back, I like to stay here but the way the govt is milking people through taxes and in return giving poor services makes me feel very sad. the same schools where we get free education cost here at least 2 lakhs plus and the roads quality and road sense and civic sense really needs to improve.

[@ngandhi-u9g]

How many cities have proper drainage for sewage, storm water, safe drinking water, easy to walk footpaths ? Flats are over priced even compared to Sydney but still lack basic amenities. Here in Sydney you can buy a new apartment with built in wardrobes with mirrors, dishwasher, dryer and you can walk in and live with a mattress and pillow . Can you find a similar 3 bedroom flat in a major city in India ? Besides high condo maintenance charges, we face unskilled tradesmen, high taxes. Many tried and returned disappointed as most Indians want us to live as they do with all those inconveniences ; you can’t get any doctor or trades people without a recommendation as they are always busy but never come on agreed time. I told one mason : please tell me the time you can come. He said 11 AM and I accepted but he came at 12. Punctuality appears to be a crime. Mostly those who can’t do their own domestic chores or have large fortunes to take care or really ill parents return. Not without a valid reason.

[@aswinJagannadhan]

I am a Person who didn't regret moving back to india, I got good Opportunities in India(not good money though). But I am also the person who wants to go back abroad :( (not for money)

[@hiteshnalamwar2722]

The actual reasons were not conveyed; you can find them in the comments people added to the video.

[@Razdanvinodk]

Let these “ confused NRIs” come to the native land: because they are decent people and hopefully change things over here for better; and help eliminate corruption, pollution, adulteration, and child exploitation! Plus ensure transparency, accountability and integrity in our institutions. Pl

[@SudhirJain-cp9zq]

In India there is endless pollution and tensions like traffic jams , why come to India . Call your family abroad for get together and be happy.

[@charlesambrose874]

I am a south African Indian... I love to immigrate to India... My concern is, where do I live, and social acceptance

[@nitinnayyar9492]

Hi Nupur, Thank you for taking the time to share your research and insights on this topic. I truly value a data-driven approach to decision-making, and your efforts are much appreciated. I do have a question, if you wouldn’t mind addressing it please. Could you provide any data or insights on how many ex-NRIs who moved back to India permanently had already acquired foreign citizenship (mainly UK, US, Australia) and were financially well-settled abroad? I am trying to challenge my assumption that, apart from those returning to care for aging parents, the majority (if not 100%) may have moved back due to challenges such as prolonged and uncertain routes to citizenship or difficulties in establishing a successful life overseas. Any information and advice is much appreciated. Looking forward to hearing your thoughts! Regards Nitin

[@pravisush]

This video is mostly for the people who are thinking of moving and Not at all for those don't have thought in their mind and solid in their decision, Else honestly it confuses more.

[@shivasishdas6328]

Hi Nupur, very nice to watch your video and see the survey result 😊, you have covered all the topics and I am also struggling with few of them when thinking of moving to India. I think everyone have there own situations to deal with but my major fear factor is unorganised, traffic, pollution, basis behaviour of citizen...... once you stay abroad, you are so used to these things that it becomes so hard to adjust. My kids don’t want to move to India, which is also holding me back. I really appreciate your work and look forward to similar content in future 😊

[@NupurDaveNRI]

So true that you get used to that life, and if you and your family is happy there, then just visit more often

[@sunnynk19]

Great research Nupur 👍

[@swapnils3486]

Hi Nupur, great video and great research. A quick suggestion: please consider correcting NRI's to NRIs on your research data page. Once again, thank you for the providing the insights; this new series is amazingly informative!

[@NupurDaveNRI]

Great catch!. This is now fixed! I found 18 instances.Thank you so much for the nit. Appreciate it. www.nupurdave.in/articles/survey-results-nris-returning-to-india-2

[@throwaway395]

It is not cold in Southern USA & California

[@jayantdrummer]

This term NRI is very loaded - it gives the image of a person who is working in Manhattan/Silicon Valley in a high-flying career. Well, majority of NRIs are those who went to pursue Masters in some random course like Sustainability in Hotel Management and are now working as a cashier in Tesco/Walmart. In India, it'd be hard for them to get even 15 lpa after 4-5 years of work experience.

[@suresh1957]

Your "survey" neglects an important reason why many NRIs wish to continue staying outside the country - the loans they incur before and after leaving India. Let me list them: 1. Loans taken up to pay for studies in richer Western countries - mostly white collar workers end up in this bracket 2. Loans taken up to pay for agents and other middlemen to get work - mostly blue collar workers and people going to the Middle East fall into this bracket. However, increasingly, you see this trend in people paying agents to get smuggled to the US, Canada, Europe etc. 3. Loans taken up to purchase real estate, treatments, marriages, financing education of siblings in India etc. etc. Whilst this is not an exhaustive list, the thrust of my argument is that financial outlays and commitments in India often compel NRIs to stay behind in the West or outside India to more easily repay these outlays. And this is where the salary differentials between the West and India come into sharp relief. It is much easier to pay off a loan whilst working here in the West than by taking up work in an Indian firm for a significantly lower wage. Financial commitments of this sort make the decision to stay outside not only a non-brainer but often, the only option. More so for blue collar workers who borrow at exorbitant rates to get work in the Middle East or pay a human smuggler to get you to Europe. For a lot of NRIs, the option of returning is therefore not there - in practice. But then, I forget that your "survey" is targeted at male, San Francisco based NRIs ....

[@Mymed3091]

Conversely, more than 80% resident Indians want to be NRIs~ a conservative guess.

[@PrasadS-c2j]

I suggest NRI's to stay abroad because I moved to India and it's not the India I left 29 years ago. I am still hoping that things would get better but so far no. My children like their school and my son likes swimming in the local river but they wish to go back. I find it difficult even in small towns the traffic is crazy, so many two-wheelers, the rash driving and the worst part is driving at night in India because everyone drives with their bright head lights on and it's so irritating.

[@stark2568]

If all moved back to India who is there to elect India supporting law makers in the USA, Canada and EU? This is the big support for India, Indians living in the USA and become citizens! India is world largest populous country - staying few millions Indians abroad is not hurt India and India get world largest foreign remittance!

[@faizshaik6176]

It's about service and safety we get from government, everyone is fighting for power and no one is serving the country. Huge tax, inflation, no proper support from government to middle class citizens

[@sunil.shegaonkar1]

One of the most problematic situation is, government is helpless. India cannot change. Only employed class pay taxes. The whole burden of tax is balanced by educated employees, middle class. Farmers may have income anywhere from 5 Lto 20 L, it's all tax free; And this one thing cannot be changed by government, neither reservation nor corruption, not pollution, not cleanliness, not Civic sense, no traffic rules only traffic jams. Simply few percentage up and few percentages down in taxation. This is all finance minister does every year.

[@ExperienceWithAman]

I don’t think I am ever going to move back to India. I would rather accumulate my wealth with a work life balance and choose a country with no capital gains tax.

[@shamchodankar3235]

What security will you give them to their money. We got amazing politicians parties who love money, money money money money....

[@ahmedashik96]

Your points are great but one thing to notice But NRI’s in Dubai they go back to India more often than other NRI’s .. Because NRI’s in Middle East don’t renounce their citizenship unlike in the west ..Ofcourse the foreign citizenships have greater benefits in terms of travelling etc and also the Middle East they don’t give passports that easily as usa does

[@Dreamer-abc4]

What I understood from this discussion is NRI may return back either they are too patriotic or if India will become perfect country to meet their standards. Is money the only reason? Or are they looking down on India at this moment ? If yes, why? How they see India? Is it ok for them to live in abroad without any roots or people or place to call their home? How life in America or abroad differs from India? Is there any possibility for them to return if India become superior country?

[@shauryakansal1081]

when they said parents with that graph I felt called out lol

[@ksaravanakumar8042]

Simple there is one guy who will take 70hrs working to grave until he goes to grave people who left have no chance to return or work in Indian IT companies

[@ps15888]

How can we get connected to discuss our service with you?

[@jayakumarkaarikuzhy4713]

Taxes are very high in India.

[@FABM27]

Had lived abroad in my 20s for 2 years and came back to India. Made me realise being abroad is better in almost every aspect. Now abroad since the past 12 years and saving 50+LPA. I love many things about my home city and country and Mumbai is a shithole. My friends are so busy they meet each other only when I visit India. Yes, i will return to India but only after I have retired and only for 3-4 months to enjoy. My parents visit me abroad every year and stay for 3-6 months so I do not miss them. And who wants to live in a country that is being led my ultra right wing hate idealogy? draconian tax laws? No one.

[@perfopt9077]

Moving back to India spending 10 years and then moving back is bad financially. One would be moving back to US costs with 10 years earning Indian salary.

[@karvinus]

i have no confusion. i am not moving to India.I have been living in US for 20 years and never wanted to go back to India.

[@FinanceEconomics.]

How much have you saved till now?

[@karvinus]

@ a lot to live life comfortably

[@karvinus]

Here are the things I like about India: being close to parents and relatives, proximity to my village, the weather, the smell, the food, the temples, and the abundance of historical places to visit. There’s no other place on earth where I enjoy food more than in Delhi. The overall feeling is wonderful-but unfortunately, it doesn’t last long. Over time, that initial warmth and joy begin to fade away. However, there are several things I do not like. Many people are dishonest, and most businesses lack ethics-their primary goal often seems to be cheating customers. For example, Amazon India sent me a used item three times in a row. The healthcare system is terrible, and the behavior of doctors is often unacceptable. My father-in-law was dying of kidney failure, and despite all my questions, his doctor refused to answer any of them. Road rage is rampant. On one occasion, a man occupied my reserved seat on a train and argued relentlessly when I asked for it back. He even called his friends to confront me. Driving sense is poor-does anyone even follow lanes, despite the availability of good highways? There is also a severe lack of civic sense. Pollution is a silent killer, affecting everyone. Water is both scarce and often impure. I have a teenager and a grown-up child who is now in college (a top-tier one). Had I moved to India earlier, they would have faced soul-crushing competition just to get into a good school or land a job at top companies like Meta or Google. But here, they secured these opportunities without enduring that brutal competition. The process was much smoother and far less stressful. These are all my first-hand experiences. People generally don’t take feedback well at all. Trust me, you wouldn’t like this either.

[@FinanceEconomics.]

@@karvinus 4M?

[@FinanceEconomics.]

@@karvinus good

[@PankajPatel-bl2ds]

People just talk about salaries in United States but no one talks about the expenses. If you have a family with 2 children's and a house, your monthly expense might be about 4000 or 5000 dollars per month, including mortgage and real estate taxes. That is equivalent to about 320,000 or 400,000 INR. Also, cold weather is a big issue in certain states. One crore salary is not too much in United States. Nothing is free in United States, do not expect to save lots of money. Cost of living is very high.

[@suresh1957]

NATURALISATION EFFECTS Your survey does not assess the impact of naturalisation on the decision to return. Most Western European countries, Australia, New Zealand, Canada, US etc. offer a pathway to citizenship. And anecdotally, despite all the outward displays of patriotism, immediately after arrival, just about every NRI starts a countdown to apply for the citizenship of the Western country he finds himself in. Pakistanis, Chinese, Bangladeshis, Sri Lankans are no different either. Indeed, the extraordinarily large number of Indians opting for citizenships in the West has even been taken up in the Parliament. But sticking to NRIs, many are more willing to entertain a stint in India once they have a coveted Western Passport in their hands. You see that in play now that Trump has promised to crackdown on immigration - legal and otherwise. The unnaturalised and others on precarious visas are reluctant to leave the US. Indeed, US universities have asked students to return to the country before Trump takes office, fearing a shutdown of the borders. I wish your survey had analysed the citizenship dimension on the decision to return.

[@avsenthil99]

I worked in the US for 6 years and moved back here. 20L in India is equivalent to 80L in US. We can afford to hire domestic help, full time drivers here as compared to US. #avsenthil

[@Sangamalli]

The foul air as the plane pulls into Delhi airport is overwhelming. Indian judicial system is a complete failure Law and order is non-existent Not a single place in India where I can step out of my hotel and walk around. Have to cab around. No walkways or not even pedestrian crossings. Have to change ur life crossing traffic. Sad to see kids doing this every morning. And homes are as expensive as silicon valley. Taxes are only going upwards with nothing given back ... So there you go....

[@neha1612]

The analysis is very surface level. It does not take into account many aspects and has a condescending tone for people who decide to stay abroad. Cleanliness, pollution, infrastructure, freedom to live in any way you want, level of higher education, quality and access of products and technology, friendships you create. They're very many more reasons why Indians would not prefer to go back, but that does not and should not take them away from praising their country. This does not make NRIs confused in any way. Maybe they can do a better job in saying what they really want. And it is very much a possibility to love two places at the same time.

[@abbys777]

Being happy with whatever you have along with your family and friends is more important rather than living abroad and then remembering and missing India on any occasions. These so called developed countries have become rich by looting India. Go back into history and you will find how British and U.S.A became rich. I resent those Indians who are living abroad and criticize their own country for lagging behind. However India is now developing and a lot of NRI's are coming back to India with unique start ups.

[@jude.niranjan]

I am looking for an NRI that will switch places with me!

[@srikesh9]

USA and Canada -- major reason BIRTH RIGHT CITIZENSHIP for there children & and for singles “ CAN HAVE RANDOM RELATIONSHIPS and do what ever they want “

[@jayantdrummer]

I feel that the analysis will be biased towards showing that NRIs want to move back - because that's what Zerodha would want.

[@atulpatel8492]

You come to conclusion of confusion is because you have not tasted a cup of coffee in the business sector in US

[@rambabuerva2421]

Hi Nupur, you have not covered the issues related NRI guys who are unmarried , married , having small kids, having grown up children and who have already purchased the homes . You are trying to compare the issues between you and others. It seems that you are either single or unmarried . Then your perception may be limited from the said Categories. However trying to give some insight to relocate to India are appreciable

[@SwapnilLonkar]

Helpful😇

[@livelikeamonk3161]

People move back in few situations. Your are on Visa and you know you are not getting permanent residency in near future. Second category is living here for good number of years, made money an now I want to go back and have a cook, have a driver and want to live a luxurious life. They don’t move for good. They travel back and forth till they get really old for long flight. Their kids live in abroad. I know some who moved because they hate cooking and doing the dishes. But they are not happy in India either. They keep cribbing about pollution, traffic, lack of professionalism in public sector and healthcare. Very small percentage that moves back fur parents. People who are already in India also totally depend on cook and nurse to take care of parents in their old age.

[@SMASH_REVIEWS]

I laughed so hard when u said "thrilling life in India"

[@hassobhatia990]

Hypocrisy in India begins with Modi and Jayashankar. The MEA bashes US all the time but his own children were educated, worked and now settled in u s.

[@harirama3679]

This is the way I look at this matter of “desiring to move back to India”. “Moving back” is a generic and low intensity desire. But inertia is a stronger force. look at the list of things you need to do before moving. Sell house, find job(s), find school for children, all major things. Suppose you are married and have children in US. Children get educated. After some years of study most children will not want to go to an unfamiliar and less comfortable place. They are very likely to dig their herls in. And , unless you have stronger reasons and stronger motivations, your moving plan is done with. Even stronger reason is spouse attitude. Ladies find US a lot more empowering place for them. They generally don’t like the attitude of men. If men have many reasons for moving and many for not, women typically have this strong reason to resist. Of course, money is a big factor. If you are not financially comfortable moving back is just a wish. We moved back to India after I was 17 years in US and my wife 16 years. I went to US many times to US as part of the job. But that was years back. Daughters were in 8th and 4th grades. We moved back in 2012. Daughters say they will go back to US and planning, now that they are done with undergrad here. But we are happy that we moved.

[@daljotsinghkang]

It is due to emotional reasons. they have suffered in India financially, Toxic society, thus they fear suffering here. It is like trauma created in brain before moving abroad. Second reason is kids wants to live abroad as they are born there. Thus NRI 's get super confused about there life in India without there kids and grand kids. Best bet is to move abroad in early twenties say 21, 22 etc.....then Earn like crazy for 10 years(Save f*ckiing every penny). Return at 30 , get married and have kids in India at 31 or 32. Then you will enjoy life as you have Money + kids born in India + parents around ===> Perfect life

[@ravikumarbalasubramaniam7248]

India: High taxes USA: Alexis texas

[@maplemumbai]

Most NRIs are not rich...Hindi movies and media paint a wrong picture.

[@rishikhanna5272]

NRIs always make smart choices 👍🏽👍🏽