Why Poor People Are Buying Luxury Cars ?

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Aditya Saini

Aditya Saini

6 ай бұрын

How Cars Are Making You Poor ? | Reality Behind Cars ? | Business Case Study | Aditya Saini | Personal Finance. Why Poor People Are Buying Luxury Cars | Showoff Game Exposed | Elvish Yadav | Aditya Saini
In this eye-opening exploration with Aditya Saini as we unravel the often-overlooked financial implications of car ownership. In this thought-provoking video, Aditya delves into the reality behind the shiny exteriors and high-speed adventures, breaking down the business case of how cars can be a silent drain on your financial well-being. Learn How You Can Buy Your Dream Car with Proper Financial Planning in this Video.
Key Topics Covered:
Depreciation Dynamics: Understand how the value of your car diminishes over time, affecting your overall financial standing.
Hidden Costs: Explore the often underestimated expenses associated with car ownership, from maintenance to insurance and more.
Opportunity Costs: Discover the alternate investment opportunities you might be sacrificing by allocating a significant portion of your income to your vehicle.
Practical Tips: Aditya shares actionable advice on making informed decisions about car ownership, optimizing your expenses, and maximizing your financial potential.
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Пікірлер: 842
@sudipta_11
@sudipta_11 6 ай бұрын
I belong to a middle class family. We bought a car a year ago. We are capable of buying a compact SUV or a top variant of a premium hatchback on loan. But we decided not to take loan on a depreciating asset. Considering we are a small family and getting all the functional features, we bought a mid variant of a small car by paying full amount on cash. We are very happy with our decision and now we can spend the rest of the money on fuel and maintenance of the car by avoiding the car loan.
@tradingwithbunty
@tradingwithbunty 6 ай бұрын
Konsi car li he
@mohitdhameja5914
@mohitdhameja5914 6 ай бұрын
Smart
@ayushagarwal1477
@ayushagarwal1477 6 ай бұрын
Good decision man
@ShnehansuRajBaruah
@ShnehansuRajBaruah 6 ай бұрын
Wouldn't it have been smarter to take the loan for the mid variant car as well and then not put all your cash in a depreciating asset? Like, you could have put the money in a MF or some other investment option that can give you returns. Wouldn't that have helped with the EMIs as well?
@singhpreet9333
@singhpreet9333 6 ай бұрын
Car buy karli or middle class bol rha h😂
@pudgehook5193
@pudgehook5193 5 ай бұрын
I called this chapri trend 😂😂😂
@lifeofmukund9770
@lifeofmukund9770 3 ай бұрын
And you being one among them 😂😅
@manhoosnick
@manhoosnick 5 ай бұрын
Here in France there is a rule that you can't borrow more than 33% of your salary, it was done to protect consumers. Issi waja se yahan pe no flashy cars and people dont go too much in debt.
@vraj9211
@vraj9211 2 ай бұрын
But it's kind of an authority, the peope should decide their financial planning
@yuvrajsingh099
@yuvrajsingh099 2 ай бұрын
​@@vraj9211But people are retarted in sense they are not able to do it , hence government control it from them. There should some very definite rules to give some leavey for very important expenditure.
@vraj9211
@vraj9211 2 ай бұрын
@@yuvrajsingh099 yes that's true.
@msdadsfsx
@msdadsfsx 2 ай бұрын
i m french, what u r saying i m first time hearing.. u from bihar or france?
@ssheikh3598
@ssheikh3598 2 ай бұрын
​@@msdadsfsx Do people of France eat Cow Meat ?
@winterevening517
@winterevening517 6 ай бұрын
Car is a short term satisfaction, It is very strong statement to realise.
@coronachorona7659
@coronachorona7659 4 ай бұрын
​@@-WhoAMI..So you're going to use that car for 10-20 years?? Damn...
@kavyajod2584
@kavyajod2584 2 ай бұрын
hell naw brother if u dont like cars that does not means other will dislike it too
@soloflick6579
@soloflick6579 2 ай бұрын
No.wrong. car is a very utility product.
@religionofpeace782
@religionofpeace782 Ай бұрын
​Car is the biggest liability. Its never an asset.​@@soloflick6579
@sathyanarayana887
@sathyanarayana887 Ай бұрын
​@@soloflick6579true if it used for tourists for hire😂
@chetanyadav
@chetanyadav 6 ай бұрын
Agree on benefits of 2nd hand car. However, one more point to consider is ever since the companies have entered this unorganized 2nd hand market, the prices of 2nd hand cars have substantially gone up. I had been looking at these websites to find a decent 2nd hand car however, I have found the difference in 2nd hand car vs 1st hand car isn't what used to be a few years ago. These companies have started taking huge profit margin as brokers.
@chinmaysawant9275
@chinmaysawant9275 6 ай бұрын
True
@rn6355
@rn6355 6 ай бұрын
same i was getting second-hand car in good condition for around 7,8 lakhs so thought why not to spend 2,3 more and get a new one .. at least peace of mind to Rhega and new cheez ki feel hi alag hoti
@Thepatriot8356
@Thepatriot8356 6 ай бұрын
अपुन के पास घर नही पर महँगी गाड़ी है किश्त पे
@Thepatriot8356
@Thepatriot8356 6 ай бұрын
अपुन के पास घर नही पर महँगी गाड़ी है किश्त पे
@Happiness.789
@Happiness.789 5 ай бұрын
Always buy from someone you know or individual.
@zunaidshaikh6193
@zunaidshaikh6193 6 ай бұрын
Very true video by Aditya saini. This is reality in today's world. I have seen many SUVs in my area. Mostly People bought because of Social Status (Instagram), when actually they don't need it. People who are middle class and working in corporate offices want to show the world that they are rich and wealthy,in reality they are not.
@sanketkaria2975
@sanketkaria2975 5 ай бұрын
My age is 39 and buying a used car is always what i preffered since i am driving and from past 15 years i am opting only second hand cars... ur video made feeling proud on my choices and decisions which i took thanks.... my current car is altis 2010 model petrol and my next car is audi a4 2013.diesel.....
@luhityaborah9735
@luhityaborah9735 5 ай бұрын
You are thinking of buying a 10 years old german car?? Think again bro
@MrHannan-jq1dh
@MrHannan-jq1dh 2 ай бұрын
German cars are still better and always look different in any battle! ​@@luhityaborah9735
@INDIA_2024.6
@INDIA_2024.6 Ай бұрын
Wow
@GANAPATIMOTORS9679
@GANAPATIMOTORS9679 28 күн бұрын
It's Better to buy a used car..u buy a brand new car for 10 lakhs n sell it tomorrow.. people will give price 8 lakhs.. it's better to buy 1-2 yrs old car at half price
@dont_try_to_understand_me_14
@dont_try_to_understand_me_14 6 ай бұрын
Aditya, don’t be discourage becoz your video do not have more likes than any other KZbinr. Your content is far better than other KZbinr. Your content will speak about your future. Keep it up👍🏻
@normalviewerbhai
@normalviewerbhai 5 ай бұрын
Thank you for guiding us❤.. in this world where all my cousins own a car I get desperate and think of buying a compact SUV at the end of the day. This video opened my eyes thank you so much
@tulungbrahma5914
@tulungbrahma5914 6 ай бұрын
In my opinion, instead of so called premium feature (electronic seat adjustments, premium sound system, sunroof etc) car manufacturer should focus on providing features like ADAS and 6 Airbags even in base varients
@parthrajpal3574
@parthrajpal3574 6 ай бұрын
Yes and awd or 4wd will help
@Hirak_JT
@Hirak_JT 5 ай бұрын
​@@parthrajpal3574 awd, 4wd will reduce milege
@radarroi27
@radarroi27 5 ай бұрын
​@@parthrajpal3574 awd is useless for 99.99% people. . . U don't need awd to go over a speed bump. . .
@chars_78
@chars_78 4 ай бұрын
Adas is a useless feature in India
@nityajungade5314
@nityajungade5314 3 ай бұрын
@@parthrajpal3574 bro ye sab dikhawa hai 4wd... 0.01 % cases hote honge jisme log off roading ke liye lete honge
@akshaybro12591
@akshaybro12591 6 ай бұрын
His last words, in the video really touched me inside "EMOTIONS"... & I was also planning to buy a new compact Suv literally😂😂 and these things I too observed the same...🔥🔥🔥Good work brother, keep it up,❤ LOVE FROM NAGPUR
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
thing is that it won't stop you still in getting a car.. my advice is make a stock portfolio or something.. and make a goal the day i will have 10 lakhs in my stock portfolio i will book a car i want to buy.. then go for it.. otherwise everyday you will see others driving the car and you will say to yourself i stopped because it's bad investment.. but i should go for it as i can enjoy it being young and would book it.. but if you make a goal then you will say.. i have stopped till i fix my finances first.. and then give myself a car as gift.. also a stock portfiolio returns are like 25% per annuam or more depending on experience .. so if you get a loan to buy a car you won't feel bad at all..
@akshaybro12591
@akshaybro12591 6 ай бұрын
Yes bro, I will buy no doubt, but firstly freshers dont invest directly in stocks, we should have deep analysis of market. For normal man its not an easy thing in investing stock market, as per current condition, my suggestion to all is, start investing in mutual funds, start analysing things in stock market 📈 and buying a car is not hard but as per said in the video if we have 20 25 lacs in accnt we have saved and we r investing 8 to 9 lacs in suvs its a good thing.. But we hv 7 lacs in accnt and we have family besides there is no use for a common man. It would be better option investing a money and time in on ourselves and have savings in a pocket neither being a show off for a SUV. As per the current condition going on in politics working, gaining knowledge and developing ourselves is important... And following proper youtubers is very important.
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
@@akshaybro12591 welll investing in stock market is like learning to drive a car.. you are saying .. you are not ready to ride a car.. so you would see videos.. read riding lessons .. will read about articles on how to drive a car.. without even trying to drive it.. well to get into the stock market is same.. in order to learn driving you sit with some driver and try to drive yourself.. then only you will learn to drive.. otherwise even if you invest later in market with big money.. you will make big losses and quit the market.. trick is to invest when you have less money.. a friend of mine came from usa and he collected Rs 50 lakhs to invest in stock market.. i tried guiding him but he was so confident about his learning that he invested the money.. now after 2 years his money is reduced to around Rs 20 lakhs and he has quit the market.. so start with low income so you can make good money in stock market.. not when you have enough money to lose in the market..
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
@@akshaybro12591 well i think my comment got deleted .. and why not truth hurts.. well what is said in this video is a safe path.. no one learns stock market without making a loss.. so whatever you learn.. whateven experience you have got.. in market when the bad times comes.. emotions control the people and they make losses.. you should have goals in your life.. and goal for everything.. yearly.. monthly.. quaterly.. and stocks work on goals only.. there is a profit target and loss target.. so if stock is not working according to you .. sell off.. stock has made target profit.. sell off too .. but seeing the chart.. otherwise it can go more up.. how to know that experience in investing.. and why this not work is people just invest in 3-4 stocks at a time.. so if 1 stock fails selling it will be huge loss.. but if someone invests in 20 companies with good future then 2-3 can fail and losses are not huge.. and as a fresher don't invest in apple produts till say next 5 years.. many freshers keep telling me i have no money to invest in market and family issues.. and own an iphone pro max,ipad pro and macbook.. even regular iphone is expensive..
@_ushaSingh_
@_ushaSingh_ 5 ай бұрын
This is so true. My dad bought a kuv 100 3 years ago at 2,21,000 and after 3 years he sold the same for 1,80,000
@Michael-px3fz
@Michael-px3fz 3 ай бұрын
😂 Businesssss
@jayuxdesignerrr
@jayuxdesignerrr 6 ай бұрын
Best part about this video is that. It does not contain any sponsored from anyone.
@bhanupratapsinghbais
@bhanupratapsinghbais 6 ай бұрын
Bahut achhe subject par vedio banai bhai.. I'm financially very stable upper middle class person with income of 20+ lakhs per annum But I drive 2010 Non AC sentro Xing Car & I'm happy with it. Car is for my necessity not for my luxury.
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
kejriwal ki yaad aa gayi
@bhanupratapsinghbais
@bhanupratapsinghbais 6 ай бұрын
​@@shobhitsaini86😂😂😂
@sumitech4663
@sumitech4663 4 ай бұрын
​@@shobhitsaini86bhai upgrade karlo tata ka Nixon lile
@LtMewS
@LtMewS 2 ай бұрын
garmi mai bohut acha necessity de rha hoga bhai ac to le lo at least
@minhazsikder8585
@minhazsikder8585 Ай бұрын
20+ lakhs anum wale upper middle class kab se ban gaya?
@rk-vy4wo
@rk-vy4wo 2 ай бұрын
All the memories me and my family made with our cars are priceless,no amout of depritiable asset crap can make me regret purchasing cars.
@ishannkumar6271
@ishannkumar6271 4 ай бұрын
Back in 2019 when we decided to purchase a 4-Wheller, we had enough budget to buy a sedan but we prefer not to take loan instead bought small hatchback Santro that never Disappoints us❤
@vaibhav4667
@vaibhav4667 6 ай бұрын
Our ambition should have to become rich not to look rich 😏
@pramitkarmakar9245
@pramitkarmakar9245 6 ай бұрын
Moral of the story - Be a businessman or a politician to live your dream life!
@lovelymukherjee8563
@lovelymukherjee8563 4 ай бұрын
Sahi bola Bhai inke hisab se sab Ambani banke hi ek nayi gadi kharid skte hai 😂
@pratyush3691
@pratyush3691 4 ай бұрын
@@lovelymukherjee8563 dp dekh ke mai to seriously nhi le skta bhai ko.
@wangxi9823
@wangxi9823 6 ай бұрын
May this honesty and fact based storytelling stay with you always. Very few people have the guts to say this.
@Sanjaysahu1s
@Sanjaysahu1s 6 ай бұрын
BGM is irritating (chng kr lo) and volume bhi jada h
@Bymafera
@Bymafera 4 ай бұрын
It's just u bruh
@adnanhussain9276
@adnanhussain9276 6 ай бұрын
Exactly 200% true Car is liabilities (depreciation product). I purchased Alcazar 6-month ago on full cash Then behind my neighbour purchase Suv 500 last month on bank loan .🤭🤭
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
wow Alcazar on full cash.. even i had more then full cash when i bought skoda slavia.. but i did downpayment of around 5 lakhs(actually 4.5) 50 k was after buying car on associries.. and now i think i should have gone for full loan as i took money from my stock porfolio.. and the shares i sold are up by upto 70% now.. the total interest i pay on car loan per year is less then the money i lost in deinvesting 5 lakhs.. 2024 would be a blockbuster for stock market if modi wins again and stocks can go up by 50%..
@adnanhussain9276
@adnanhussain9276 3 ай бұрын
@@shobhitsaini86 yar Modi Govt. Toh win hai. Stocks ka dip. June last. Week. Mein dekha jaayega. So it's.perfect time to buy, Railway, infra, banking. Shares. After July. Budged yehi. Share good performed karengey. Suzlon, Salasar, cg, power, adani ke shares pe accha paisa. Kamaya. Ke car ke alawa, ek chota ghar bhi free hogaya.
@shobhitsaini86
@shobhitsaini86 3 ай бұрын
@@adnanhussain9276 well for market uptrend and downtrend we have to watch.. for that for Sensex candle stick pattern and market analysis is required.. but sometimes even if market goes down then some shares can go up.. so also have to see patterns for upward trends.. also for all stocks bought just see daily or weekly news for them so if some tragedy happens you can sell share on time. Rest if fundamentals are strong the stock should go up every year.
@bishuofficial2954
@bishuofficial2954 6 ай бұрын
Aditiya saini is a best researcher .love from Nepal .
@The-Celestial
@The-Celestial 5 ай бұрын
This video was hit in the nail! A much needed in this current scenario. Great content Aditya 👏
@killergamerid
@killergamerid 6 ай бұрын
Thank You 🔥 Now don't need expensive things just focus on krishna Hare Krishna 🙏🙏
@siddharthjuneja1113
@siddharthjuneja1113 6 ай бұрын
I was planning to buy a car on EMI by taking loan from bank. But now, after watching your video my mood is very upset.😢
@aktionreinhard8913
@aktionreinhard8913 3 ай бұрын
Bro follow ur dreams buy what u have always wanted, u only live once...listen to ur heart not some other's opinion.
@lets_see_777
@lets_see_777 Ай бұрын
if you dont have family responsibilities then go for a car equal to your 1 year salary max or less
@tenzinglompoc7454
@tenzinglompoc7454 2 ай бұрын
Majority of Indians will always live a false life! Very good video! Your efforts and explanation are commendable! Good work bro! Lots of luck and blessings to you!
@skabdulazim4952
@skabdulazim4952 6 ай бұрын
You are a milestone in this KZbin community ❤❤❤❤
@user-qr3yz7qo6w
@user-qr3yz7qo6w 6 ай бұрын
Not just buying a car is expensive but maintaining the same is more expensive also it will bring more expense such as unnecessary traveling fuel cost
@Global_MAXIE
@Global_MAXIE Ай бұрын
Jethalal understood this years ago & still uses autorickshaw. That's real rich mindset. True wealth is quiet. Fake wealth is loud & flashy.
@richasingh7767
@richasingh7767 5 ай бұрын
So true. People should understand the difference between needs and desires
@PrajwalRtd
@PrajwalRtd 6 ай бұрын
To anybody reading this, I pray that whatever is hurting you or whatever you are constantly stressing about gets better in 2024
@vlexical
@vlexical 6 ай бұрын
Today: How do cars make you poor? Next: How do houses make you poor? After: How do marriages make you poor? Later: How does everything make you poor? People need to understand that everything cannot be seen as an asset or liability and people who make this video have their own house/car, are happily married and settled then why are these people in the horde to influence others?
@naveenrreddy2008
@naveenrreddy2008 6 ай бұрын
He is just saying that you don't stretch your legs beyond your bedding. I.e. not to live beyond your means. He didn't say don't buy car
@vlexical
@vlexical 6 ай бұрын
@@naveenrreddy2008 Your point makes sense but I am social animal and I want to get married. So cars and house are important to me.
@eren-qu9uu
@eren-qu9uu 6 ай бұрын
He is saying loan is not good option for depreciating thing
@satyamlodhii
@satyamlodhii 6 ай бұрын
Ye baat sirf corporate employees ke liye sahi hoti hai 😂
@varnitbohra9638
@varnitbohra9638 6 ай бұрын
​@@vlexicalyou are that emotional person that he is talking about in the end 😂
@srs.shashank
@srs.shashank 6 ай бұрын
good effort and good intentions, however there were some flaws in content research: 1. The average person is buying a more expensive car in 2022 vs 2021 is also due to increase in production cost and as Govt. safety norms have become more strict now hence more safety features hence higher starting price. 2. demand for compact SUVs not related to Covid (
@yourboiivan
@yourboiivan 6 ай бұрын
This new and mature editing style is really better than the fast tiktokified editing style you were experimenting with early, good work as always ❤
@abdullovesallah
@abdullovesallah 6 ай бұрын
This is not just about cars 🗿😉
@aniketprasad1170
@aniketprasad1170 6 ай бұрын
Well define Aditya bhai our generation is following this mindset. ❤
@umeshguledgudda947
@umeshguledgudda947 6 ай бұрын
Well that's also becoz of Covid19 people wanted private vehicles and state transport was a nightmare also car loan interest rate went down to about 7% so everyone started buying cars
@sailubora005
@sailubora005 4 ай бұрын
I liked the way you've discussed this topic because today's youth are more concern about their status more than the investing in the assets.... But we have to accept one more thing that If today we have a good power to purchase anything, it is better to use it wisely...
@SM_SONGS_2023
@SM_SONGS_2023 5 ай бұрын
I watched full video with a cycle..😂 even I don't have bike, so four wheeler is out of dream..😅. I use train and bus for travelling and I am happy with it 😊
@mayurgautam2900
@mayurgautam2900 6 ай бұрын
The case study you explained is very informative
@RajaClasses
@RajaClasses 6 ай бұрын
Who will always support Aditya Shaini rise there hands....🤚🤚🤚
@scoutop8966
@scoutop8966 6 ай бұрын
Teri maa ka support chaiye 69 position karne
@mganshul
@mganshul 6 ай бұрын
Tujhe kuch or bhi kaam hai yaa nahi
@mganshul
@mganshul 6 ай бұрын
Koi itna faltu kese ho skta hai bc
@vishaldeshmukh3021
@vishaldeshmukh3021 6 ай бұрын
​@@mganshul😂😂
@pradeepkumar-yn6ut
@pradeepkumar-yn6ut 6 ай бұрын
School dng se kiya hota to rise or raise me frk pta hota ..... Murkh
@siddharthabaroliya7327
@siddharthabaroliya7327 6 ай бұрын
Thank you for telling the truth car 🚗 I'm planning to owning a car but for now I'm changing my mind for next time thanks 👍 You
@anshneniwal7724
@anshneniwal7724 3 ай бұрын
Isse ye pta chalta h house is 1st priority ❤
@Astro_neon
@Astro_neon 6 ай бұрын
18:45 😂😂 Automatic ko bhaiya ne Aotumatic bna dia 👍🏻👍🏻🫰🏻🫰🏻 salute to editor😂
@ArunDhyani
@ArunDhyani 6 ай бұрын
Salute to tujhe karna chaiye to itna khush ho raha h ye chutiyapa karke. Life me khud kuch na kiya ho par dusro ki gaand me ungli deni nahi chodi tune.
@jakelong2803
@jakelong2803 6 ай бұрын
1 year ago I bought a 2nd hand hatchback for long trips and city ride totally without any fancy features. Works out for me.. It has good mileage.
@purushottamparakh5165
@purushottamparakh5165 5 ай бұрын
Well, sunroof gives an amazing experience and view to the people in second row.. if you are visiting a place with hills .. it’s feels good
@washimkhan4602
@washimkhan4602 6 ай бұрын
Bhai me internet ka dhanyawad deta hu ki mere pass itne sare log h sahi information Dene ke liyh
@tarakeshwarnathpandey1124
@tarakeshwarnathpandey1124 6 ай бұрын
Very informative loved it❤
@SharukhShaikh-un1tv
@SharukhShaikh-un1tv 6 ай бұрын
Very Great Content Bhai as Always 💙✅
@raghavendraspoojary7074
@raghavendraspoojary7074 3 ай бұрын
Sunroof wala toh alag hi siyapa chal raha …. Bina sunroof wala higher end gaadi aaj kal bahut kam hain
@defencexammaster
@defencexammaster 6 ай бұрын
Aditya i really love your content bhai❤keep it up brother🎉much love
@abhidityasingh9444
@abhidityasingh9444 6 ай бұрын
Car could be a good investment if you have the financial capability and a very large need for a private vehicle.
@lemongaming8735
@lemongaming8735 6 ай бұрын
Buy anything if you can buy it 4 times...... apply this theory to your life❤❤❤
@itzmerohit
@itzmerohit 6 ай бұрын
Bahut acha sir aese hi impact video banao latest jankari batate raho ❤
@kanishksharmavlogs9975
@kanishksharmavlogs9975 6 ай бұрын
I genuinely felt personally attacked 😂
@Priyanku_Gogoi
@Priyanku_Gogoi 3 ай бұрын
Same here
@akshaybavaleassociates
@akshaybavaleassociates 6 ай бұрын
Very Important Video In India 💯👍👌
@rushikeshgaware3899
@rushikeshgaware3899 6 ай бұрын
Great work 👏😊
@user-qy4iu3hh3y
@user-qy4iu3hh3y 5 ай бұрын
Thanks 🙏
@MikeyGenZ
@MikeyGenZ 6 ай бұрын
Now a days peoples be like : after buying car on EMI they think Moti chain mota Paisa dikhado koi mhare jaisa😂😂😂
@sobhitsheoran7079
@sobhitsheoran7079 6 ай бұрын
Bro love the video .... knowledgeable content
@Sujal-More
@Sujal-More 6 ай бұрын
Thanks A Million. Great Video made. I got Great Knowledge and it will help me.
@Swapnil131
@Swapnil131 6 ай бұрын
Thanks for making this video 💛💛💛
@SujeetKumar-jk6ci
@SujeetKumar-jk6ci 6 ай бұрын
Great Video 🔥🔥
@sabesteansumar
@sabesteansumar 5 ай бұрын
Thanks ❤
@Mr_OP_1135
@Mr_OP_1135 4 ай бұрын
What a video bro, so much informative ❤❤
@AshishYaDav-oy4vc
@AshishYaDav-oy4vc 5 ай бұрын
I m rich I can afford rang rover easily but I followed you that's why I have Activa since 2015 😊
@AshishYaDav-oy4vc
@AshishYaDav-oy4vc 5 ай бұрын
@googleeeinc7942 good decision
@adityabihani1124
@adityabihani1124 6 ай бұрын
Outstanding video
@rishiraj2548
@rishiraj2548 6 ай бұрын
👍
@successwinner009
@successwinner009 4 ай бұрын
Agreed I bought a mid variant of Nexon and saved around 3 lakh rupees.😊
@chinmaysawant9275
@chinmaysawant9275 6 ай бұрын
Here are few things that need to be checked. 1. New car loan is 8% not 10% . Second hand car loan is 14% not 12%. 2. New cars come with lot better active and passive safety features. 3. Given condition of Indian public transport in most of metros and non metros cars provide much safe and time saving options. 4. You can still car pool with your friends and office colleagues to save running cost. 5. In worst case scenario you can still sell of the cars easily, yes you would have lose but in return you would have lots of memories.
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
well new car loan is 8% if your cibil score is perfect.. if you have credit card debt or a home loan or personal loan they increase the interest rate from 10-12% too.. i got for 9.6% because i have a home loan and my company has less then 10000 employees.. and second hand car loan can go upto 16% on poor cibil score(credit card debt)
@ApradhTube
@ApradhTube 6 ай бұрын
My cibil is 800 but car loan is 10% now
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
@@ApradhTube well if you don't work in tier 1 companies then interest get increased by 1% and cibil should be around 850 or more for getting extra 1% less
@chinmaysawant9275
@chinmaysawant9275 6 ай бұрын
@@shobhitsaini86 It also depends on upon your monthly income and amount of loan out of it. If the retail price of the car is less than your annual income, you are charged less interest. Also you have to negotiate during financial. I got mine at 8.5% with 30% loan. The sole reason to get on emi was to divide expenses, paying nominal interest.
@shobhitsaini86
@shobhitsaini86 6 ай бұрын
@@chinmaysawant9275 well i got 0.5% more interest because i had citibank credit card .. that should have been closed like 3 years ago.. only Rs 100 was left but they started giving bills.. and left india so they have just one branch in ncr.. now i contacted call center and they say.. that i should get a checkbook... go to their branch in ncr and deposit checque with exact amount then it will be closed.. as my credit card number is expired from their db.. i didn't take the new credit card so i can't pay on that number.. now amount is Rs 1350 in so many months.. i went to their branch with cheque but that day was restricted holiday and the person responsible was not present,., my Rs 400 petrol and 3 hours time got wasted..
@aks5697
@aks5697 6 ай бұрын
Nice analysis ❤
@anandkamat6701
@anandkamat6701 Ай бұрын
❤ good shot for me this video, thank you so much 🙏 good bless you 🙏
@iam.mystic
@iam.mystic 6 ай бұрын
We had an option of buying a car or home. My little brother wanted a car but my father bought a flat instead. One year later the price increased by 6 lakhs. Earlier I thought it was a bad decision because my 12th just ended and needed fees for college, but everything seems worth now. We could have built a home on our land but currently there's just 2-3 house and few farmhouse nearby
@Mrfact844
@Mrfact844 5 ай бұрын
Internet net ka best video 😊❤🤟
@remruat408
@remruat408 4 ай бұрын
Best advice I've given to my dad was to buy land instead of car with his pension money.
@Anshuman_M
@Anshuman_M 4 ай бұрын
I agree, car is a depreciating asset whereas land is a scarce/limited one whose value can't deplete. You'll get good returns on land in future.
@Ekhandle
@Ekhandle 6 ай бұрын
thnx
@soumyajeetchakrabarty6872
@soumyajeetchakrabarty6872 7 күн бұрын
This has been insightful and being a middle class born and bred boy my advice is for the middle - Never ever never buy a 1st hand car, always choose safety e.g. 4 to 6 airbags over style when you do buy and always always buy the car with 0 loan since the interest increases the cost buy with 100 percent down payment. Until you can buy a car use uber if it is urgent or else public transport. Since for Indians where job market is going down and hire & fire policy is raging supreme once more , car has become a luxury item.
@Dontforget777
@Dontforget777 6 ай бұрын
By the way nice and informative video I saw on KZbin. 20:46
@funnybunny7527
@funnybunny7527 4 ай бұрын
Very well explained bro 👏
@Sujitshah-jd9hy
@Sujitshah-jd9hy 6 ай бұрын
Great sir
@anuragtumane5227
@anuragtumane5227 Ай бұрын
This is what happens when cars are considered status symbols.
@hindcondelhi
@hindcondelhi Ай бұрын
आपने वीडियो में बैकग्राउंड म्यूजिक भर कर एक अच्छी खासी जानकारी देने वाली वीडियो की वाट लगा दी You murdered the knowledgeable video
@aqibkhan7685
@aqibkhan7685 6 ай бұрын
Very well explained
@brownwines
@brownwines 6 ай бұрын
Thanku bro🎉
@unknown-us5vs
@unknown-us5vs 2 ай бұрын
Loan is not a bad thing for the Business owners and who pay hefty taxes !! Yes for Salaried people its BAD until ur finance is good
@mdnawabraza2904
@mdnawabraza2904 6 ай бұрын
Excellent explanation bro
@SoloBelief
@SoloBelief 6 ай бұрын
Moral Of the Story: Work Hard and buy your Dream car on Cash. Nothing else
@ajinkyakhandare4748
@ajinkyakhandare4748 4 ай бұрын
Excellent vidio
@anishmathew7904
@anishmathew7904 6 ай бұрын
Well explained 💯✌️🤟🎉
@duskybear-rq7of
@duskybear-rq7of 18 күн бұрын
it's true i m from jaipur and since past 2-3 yrs i have started noticing bmw/audi/mercedes very ifteb and even luxury cars on roads sm times which wasn't the case at all before
@nomeshsahu4698
@nomeshsahu4698 6 ай бұрын
Sahi bol rha h bhai sunday ko ghumte h baki gaddi khaddi rhti hai😢 But 2nd hand cash me liya to financial dikkat ni hua yahi agar new gaddi loan pe liya hota to L lag jaate😅
@amanahmed6057
@amanahmed6057 5 ай бұрын
my parents bought car after after the age of 50, my brother and i both are having jobs . So I can say that buy the car when it is a need not when it is a want.
@TrusteestDesiChhora
@TrusteestDesiChhora 6 ай бұрын
Video mast ha😊❤
@sumitchhimpa5407
@sumitchhimpa5407 6 ай бұрын
Bhaiya aapki har video beneficial hai 👍👍✨
@SHADKHAN-cv2jq
@SHADKHAN-cv2jq 5 ай бұрын
Ground clearance is must have.
@Chetan_Mhatre
@Chetan_Mhatre 5 ай бұрын
Good Video Bro ❤
@yatishsharma5433
@yatishsharma5433 6 ай бұрын
Bhahut hi achi jankari di bro...
@basavarajajavalibasu4287
@basavarajajavalibasu4287 6 ай бұрын
Good homework ❤
@SumitKshatriyaa
@SumitKshatriyaa 4 ай бұрын
Bg music zada aa rha h
@mantu.mattikoppamattikoppa6180
@mantu.mattikoppamattikoppa6180 6 ай бұрын
Very nice information,
@miftekharabir4938
@miftekharabir4938 Ай бұрын
That's why I always buy things on Cash, also I check how much money I'll be left with after purchasing something. I learned this from my Dad.
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