Nicola, thank you for this video, more of these please.
@bozanasormaz17122 жыл бұрын
Finally someone honest 🙏🏽 thank you so so much 💟🌷⚘🌻
@MYBKITCHEN2 жыл бұрын
Great advice my friend thank you for sharing us ❤
@BeautifulNaturalDramatic2 жыл бұрын
Great advice thanks 😊 🙏
@MrMonero2 жыл бұрын
Is the law different in Scotland? No estate agents north of the border ever discuss or disclose offers on properties. Also in Scotland it is the norm for offers over to be stated on listings as opposed to the way property is listed and sold in England.
@dm.mortgage2 жыл бұрын
Yes the house buying process is very different in Scotland
@prodriveress2 жыл бұрын
A local estate agent refused to put my offer forward unless I talked to their mortgage advisor. I told them that I already had a mortgage in principal and my mortgage advisor ended up having a row with them. What can you do to stop this kind of behaviour?
@zeea65073 жыл бұрын
The estate agents mainly catch out first time buyers who think they get a prefrence. Better to shop around for the best deals.
@jamesbowarren42723 жыл бұрын
I have seen this too many times and it’s so refreshing to see your video about these issues! I’ve had clients be told they won’t be able to buy the property unless they use in-house, they won’t get their free carpets unless they do, and the old chestnut of they won’t put forward a buyer’s offer unless in-house services are used! 🥵
@dm.mortgage3 жыл бұрын
Frustrating isn’t it! We hoped the video inform buyers to not fall for these tricks!
@linford5452 жыл бұрын
Very good information 👏🏿👏🏿👏🏿
@fundsfinancials75802 жыл бұрын
It’s the Chartered Surveyors Valuation that determines the price for the Bank. It’s not the Bank that would be undervaluing a property value😬
@dm.mortgage2 жыл бұрын
Yes we know, but they have been appointed and instructed by the bank.
@RP.3693 жыл бұрын
Quick question... do you charge for getting me a mortgage.. thank you very much in advance
@dm.mortgage3 жыл бұрын
Initial consultations are free, including advice and mortgage agreement in principal. When you find a house and have offer accepted then we charge an admin fee of £295. This is for unlimited advice and guidance, arranging your mortgage, insurances and full support until you get the house keys.
@TheBigCityPodcast3 жыл бұрын
@@dm.mortgage oh no I just signed for a mortgage advisor for which they will charge me £499
@RP.3693 жыл бұрын
@@dm.mortgage thank you I'll get back to you
@SB-ou5yp3 жыл бұрын
Oh no... Now you've put doubts in mind Nicola. Should I be worried even though my estate agent didn't apply pressure on me to use affiliated services and have been quite supportive so far?
@dm.mortgage3 жыл бұрын
Hi S B, we are not suggesting every single agent in the country is providing a service like this - but there are many that do. Technically it is a conflict of interest to use the agent you are buying through which is why the two are best kept separate. And of course, you can get in touch with us if you would like an impartial service.