Will Interest Rates Spike After The Election? | Schwab's Kathy Jones

[@TheDavidLinReport]

Sign up to Kalshi kalshi.com/davidlin, the first 500 traders to deposit $100 get a $20 credit. What's going to happen to interest rates after this week? Subscribe to my free newsletter: davidlinreport.substack.com/ FOLLOW KATHY JONES: Charles Schwab: www.schwab.com/learn X (@KathyJones): x.com/KathyJones

[@sojourneroftheland]

Because David asks such straightforward questions, you can tell within a few minutes exactly what the guests line if thinking actually is.

[@TexasRiverRat31254]

This woman is saying what will cause people to keep sending their $ to Schwab. They make their money the old fashioned way... we gamble with your money and if we pick wrong you lose, we still win....😂🤣

[@rayhall7759]

Another one with their head stuck in “fantasy land”

[@James-il3tq]

By design. She's there to inspire confidence so consumers keep spending and investing to make them money.

[@martinlutherkingjr.5582]

That’s basically 90% of people working in finance. They’re trained to be sheep.

[@rayhall7759]

@@James-il3tq Duh!

[@James-il3tq]

This guest is clueless. Talks like typical big bank economist. "Everything looks great and strong! I'm definitely a Kamala voter who lives in cognitive dissonance! Keep giving us your money to invest so we can make our fees 😃"

[@petergozinya6122]

Confirmation bias much ? The S$P is up more than 20% YTD.

[@thegazstation]

her job is not to educate you on the economy. her job is to spin a narrative that is dictated by the corporation she works for. a corporation is in business to stay in business, not to go out of business. The corporation is in this business regardless of economic conditions, and the reality of those conditions. If you can frame information correctly, you can find more value in it.

[@rioriggs3568]

We’ll see massive layoffs as of January. The AI bubble will come to an end… it’s mostly B2B that provides little to no additional growth.

[@PhillyBluntske]

@@petergozinya6122what does that have to do with what he said?

[@robreid6195]

Meanwhile people live in tents, work 3 jobs and cancel having kids. This is fine - resilient.

[@jmaietta]

11:18: No, we don't have positive real rates across the yield curve. CPI is woefully understated.

[@Brandon-jw5cv]

I'm not saying she's wrong, but Schwab has a vested interest in people keeping their money in the market, just like all the metals experts saying the sky is falling and metals are going to shoot the moon.

[@4hartrich]

Metals are doing well and Gold will long term I’m not as sure about silver

[@James-il3tq]

You're exactly on the mark friend. She's just a mouthpiece (likely to Fed) to keep consumers confidence and debt and deficit spending going as long as possible.

[@Brandon-jw5cv]

@@4hartrich for sure, but don't believe people saying silver is going to $100 or gold to $10,000 any time soon.

[@4hartrich]

@ I do not , silver could hit $50 possibly but I’d probably be a seller looking to buy back later.

[@DrBlood-cq2cm]

Of course the economy isnt tanking since the federal govt constitutes 24% of GDP and will continue to increase indefinitely. Just make sure youre in a govt job or a parasitic job (e.g. healthcare).

[@junyu3453]

Who pay for these government job? Are they quality public services we received? How much red tapes we need to add on the top of existing ones? With those can we still produce and be competitive in the global market in terms of price and quality? What will be the effort of this continues in the long term?

[@AriaLockwood]

The Federal Reserve just cut rates again, and I’m hoping this means we’ll finally see mortgage rates start to drop. It’s been tough trying to sell homes with rates so high.

[@JackMyers-br2vi]

It’s definitely a step in the right direction, but it might take a while before we see mortgage rates fall significantly. Banks tend to be slow in passing these cuts on to consumers, especially with inflation still being a concern.

[@MelissaHobbs-qm8wi]

My business loans are killing me with these high rates. I’m hoping this rate cut will help reduce some of the burden, but I know it won’t be immediate. We’re all feeling the pinch.

[@JamesRamon22]

Kate Elizabeth Cressotti helped me lock in a low mortgage rate a few years ago before rates skyrocketed. She’s been amazing at helping us stay on top of things, and now with rates potentially dropping again, she’s guiding us on whether refinancing would be a good move.

[@ZephyraFairchild]

Kate Elizabeth Cressotti gave me great advice on my student loans too. With rates fluctuating, she helped me switch to a fixed rate before they went up. Now, with the Fed cutting rates, we’re looking into whether I can refinance again to bring it down even more.

[@AriaLockwood]

That sounds like good advice. I’ve been hesitant about refinancing, but with the market shifting, maybe now’s the time to talk to someone like Kate.

[@Slide61]

How can you have this discussion without talking about consumer debt and savings rates?

[@Jordan-m6t]

I'm a noob and really want to dive deeper in the world of investing, what is the implication of the Fed's rate cut for new investors?

[@lucianaserejo-p1z]

A Fed rate cut typically lowers borrowing costs, which can boost the stock market. For new investors, it may create opportunities but also volatility-so, balance risk with research and caution, which is why it is important to start with a professional's guidance

[@davewilliams-c3d]

I’ve been focusing on a diversified approach to boost my portfolio. Right now, I’ve allocated around 40% to equities, 30% to crypto, 20% to real estate, and 10% to bonds. The key to my growth (545%+ this year) is the CPF (Core-Peripheral Framework) I follow-balancing core long-term assets with peripheral high-risk, high-reward plays. It's all about having a strong foundation while making calculated, bold moves when opportunities arise.

[@jamesdopson-f2x]

I’m intrigued by this. I've searched for a cpf online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@davewilliams-c3d]

Celia Kathleen Martel is the Texas-based CFA I work with. Just search the name. You’d find necessary details to work with to set up an appointment.

[@jamesdopson-f2x]

Searched the web and saw her profile and accreditations, someone with great experience I must say, thanks!

[@4hartrich]

Retail sales are up with inflation just like if you adjusted GDP if adjusted for true inflation would be negative. And the unemployment rate has only come down because government hiring which cannot be sustained and looked at the #’s that just came out.

[@akzoc]

Thx for the commentary on bond yields, yield curve, likely directions of yield trends in the future. I like this kind of content.

[@jaredcantlon252]

Sounded like my laundry was done... distinct sound of the Miel machine timer going off there

[@VlamirJohnson]

Thank you for this David! And thank you to your guest. Mrs. Jones has valuable information.

[@_Thoughtful_Aquarius_]

Another great interview on the David Lin Report! Excellent guest!

[@GaryNicka]

The belief that the Federal Reserve would stop raising interest rates was the driving force behind the entire economic chaos. What should we do now that we have a situation where interest rates are crashing? At this point, how would you suggest that I safely allocate $300k?

[@Jamesjerome0]

Although the market is currently volatile, aren't the current valuations a result of the Federal Reserve's monetary policy and low interest rates? Therefore, my recommendation is that you consult a financial advisor who can give you entry and exit points for the shares that you are interested in.

[@4hartrich]

Economy is similar to before last couple of recessions showed up….. these people are clueless.

[@EikTuKaTu]

People usually blink a lot when they are either lying or feel very uncomfortable.

[@cacaoperesoso732]

Superb interview

[@malvo-crypto]

Where's Hanke

[@enudretheinsult]

17:15 All these women stepping on Milton Friedman. Kathy Jones (its different this time) is unworthy to correct this Great Economist!

[@Bdjjddjdjdj]

I love how they lie about inflation. Like we can’t go to a store or gas station and see the prices. Some of us remember what the price was a year or two ago.

[@Stack4Life-yq9hw]

Sounds like a whole lot B-S to me..

[@scott7521]

Why cut rates again in 2024?? I feel like that won't happen unless we really start to tank after the election.

[@enudretheinsult]

How many people are listening to the low battery beep on this episode and think its yours?

[@Tanaka-24]

Great job,David!

[@Alloytribe86]

She's lying

[@guyroy4857]

Sorry for all the harsh comments David, you are a great host, most of your guests are more balanced, this guest has drunk all the cooladd. IE she is repeating all the government lies/ statistics.

[@Booblickoff]

Is this supposed to be funny?

[@eponaepona]

😂 refreshing! Aint it?? 😂😂🎉🎉

[@user-im6fy4qp6m]

its straight up propaganda. david is really doing a bad job lately at picking his guests.

[@eponaepona]

@@user-im6fy4qp6m naah I think hes just making a point and checking out if were sleeping

[@fledglingphnx7474]

That beeping is coming from her audio...no need to roam the house checking for alerting mechanicals

[@celsooliveira2805]

Did they use a gen AI to answer the questions? The lady looks and sounds like a robot.

[@mutantryeff]

Squab or Schwab - who's the pidgeon?

[@frankdattilo1836]

GDP= Government Spending

[@writetravis]

Bring her back. Just outstanding!!!

[@4hartrich]

@@writetravis 😂🤣

[@eponaepona]

Its refreshing to listen to such exquisite guests every once in a while 😂😂🎉🎉

[@elleelle-t6f]

Just saw Wrump Inu presale is catching some serious attention!

[@boombustinvest]

What she was saying about US retail sales is wrong AFAIK... They are trending down on the longer term chart which is what they did before the two previous US recessions. Same goes for Unemployment... she is gaslighting in the same way as for retails sales, but look at the long term graph...it's heading up so where is the tipping point where markets start pricing it in?... you will never hear these vested interests talk candidly about these things.

[@cainegoh]

where is david dig out this guest ? sounds to me like she is living under the well for centuries or just some speaker for government or something.

[@canadiansk8]

She believes every word of gov reports

[@risencreep]

DEI hire ,,, unknowledgeable spokes hole

[@palopas]

She's full of crap and there's constant annoying bleeping noise or echo, unlistenable. Thumbs down for this one Dave. 👎

[@petervanhaeften]

Such Insight turbulence stocks go up stocks go down that's never happened before

[@danielelford]

This woman is out to lunch.

[@mikedavison4313]

Labour market holding up? "If" we go into a recession? How naive and clueless is this guest speaker?

[@GapBahnDirk]

A sanguine view going forward.....

[@Mr_Hundredaire]

I hope she's not responsible for the horrible transition from TD to Schwab

[@scottmiller4838]

What about food cost? Are they going down? Notice this bozo doesn't bring that up.

[@TheDystopianAge]

Long $SLV

[@omaramassa]

Did David get paid to do this interview right before the election? Anyone know? I guess when you grow so fast the big boys w/the💰take notice.

[@stevea3043]

“The rich are always last to fall”

[@unlimitedoutdoors3307]

She’s totally “vanilla” about the economy and the future; glad they don’t handle my investments 😂

[@987654321act]

Wow! Based on the comments, there are lots of bears out there!

[@Stack4Life-yq9hw]

Yes people with eyes and ears and brains your correct there is a bunch of us..

[@FreeSpeech4All]

I come to the comments so i don't waste time with all David's interviews with out of touch a academics and shills.

[@Dank_Matmo]

How do these people still have their job? Another clueless exec

[@vcash1112]

Trump 2024 !

[@joe-9256]

Here are the top two bullet points on Kathy's resume: *Consistently Toe's the Line for my Puppet Master* *30-year track record of never once rocking the boat* This woman is scared to death of losing her job, knowing how bad the job market is for senior citizens.

[@rainman3927]

Great guest! TY David

[@siripornatsawathanaphaisan789]

Thanks 🙏 ❤😊

[@stevenkellysillick4042]

BET ON THE ELECTION

[@TheKietNguyen-dy1dz]

Super great information brother and sister 👍😊❤

[@frankdattilo1836]

Ca Ca

[@michaelstock9351]

fantastic interview

[@scottm3775]

Extremely knowledgeable guest 😮. Pls have Kathy on again 🎉

[@scottm3775]

OMG 😱 I WAS SOOOO WRONG!! Please omit my prior comment. David’s awesome. Kathy…WTF😮

[@user-im6fy4qp6m]

@@scottm3775 what are you smoking dude this bitch is a gaslighting shill

[@Grace.h-t8o]

The belief that the Federal Reserve would stop raising interest rates was the driving force behind the entire economic chaos. What should we do now that we have a situation where interest rates are crashing? At this point, how would you suggest that I safely allocate $300k?

[@Lewistonwilliams-f5i]

Although the market is currently volatile, aren't the current valuations a result of the Federal Reserve's monetary policy and low interest rates? Therefore, my recommendation is that you consult a financial advisor who can give you entry and exit points for the shares that you are interested in.

[@Kin-28-8]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my CFP are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@Theodorebarba]

How can I participate in this? I aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?

[@Kin-28-8]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Stacy Lynn Staples’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@DhanaPayar]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.