Will The Property Market Crash By 50% in Australia? | No BS With Birchy | EP 158

[@austinbar]

I’m closing in on my retirement and I’d like to move from Collinsvale to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways?

[@rogerwheelers4322]

Considering the present situation, diversifying by shifting investments from real estate to financial markets or gold is recommended, despite potential future home price drops. Given prevailing mortgage rates and economic uncertainty, this move is prudent, particularly due to stricter mortgage regulations. Seeking advice from a knowledgeable independent financial advisor is advisable for those seeking guidance.

[@joshbarney114]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@FabioOdelega876]

Can you provide instructions on how to contact your advisor? I'm experiencing erosion of my funds due to inflation and looking for a more profitable investment strategy to make better use of them.

[@joshbarney114]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@FabioOdelega876]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@Yolo942]

Whether it should or not is not irrelevant it has to drop by 60-70pct, our country will be better of if we had low property prices.

[@binvested]

Affordable housing would certainly benefit a lot of people. Appreciate you sharing your thoughts.

[@Ben-zv7ph]

Good old uppercut Addams and Marty the bear north. I listened to them bought gold 2018 sold 2023 made a few grand. Listen to Birchy bought some property made 200 K equity in one year. Good to have some gold as a store of wealth but property shits all over it as an asset class. Always enjoy your knowledge you share mate. Cheers.

[@binvested]

It's great to hear you've done well with both. Thanks for watching and appreciate your support.

[@michellee8369]

The Australian government and the Australian banks are the same entity

[@binvested]

Thanks for watching & sharing your thoughts!

[@alexconnors1027]

All domiciled in the USA...

[@Hunty49]

As long as Albo keeps immigration at 1 million per year, prices will stay high. If immigration went to net zero, it will still take 6 years to catch up with the 2024 intake. And another 3 years to build up enough supply for prices to start dropping. That's based on 165,000 houses built per year. But with all the builders going broke it may take longer.

[@keepitreal2902]

💯

[@binvested]

Great insights! Thanks for watching and sharing your thoughts.

[@Northstar2000]

TY BIN BOY, another quality video from BIN vested. Snort up those lines of credit!

[@binvested]

Thanks for watching! Appreciate you

[@StavrosBasilias]

If property prices dropped significantly, the banks wouldn’t be affected, property investors with mortgages would be affected, and only if they sold at a loss. If that happened the investors would still be in debt to the banks who wouldnt care. The tax department might care when investors are claiming huge losses and racking up tax credits. Everyone else that pays a mortgage for their own home who never had an intention to sell, would only be upset that they are paying more for their home than it’s worth, and would keep paying the mortgage that they could before the drop in price, with the hope in the future the value goes up for their kids inheritance or their retirement downsizing sake.

[@binvested]

Thanks for watching & sharing your thoughts!

[@jasonillfeld1002]

There is no chance property will drop by 50% .. it never has and it never will !! Too many elites and politicians own property .. wages will go up and so will houses 🤷🏻‍♂️

[@binvested]

Thanks for sharing your thoughts!

[@morganoox3838]

Is it dropped 50% it would be what it was just before the pandemic.

[@binvested]

Thanks for watching!

[@malcolmlewis4278]

Issue we have now is our debt levels. Australia was debt free leading into 2008.

[@keepitreal2902]

No, not even close. Federal public debt was close to zero, private debt for housing was high.

[@binvested]

Thanks for watching Malcolm! Appreciate it.

[@LeaPustetto]

What about phill Anderson 18.5 cycle about to end. 2025 . Real estate down for 4 years. ??

[@binvested]

Time will tell. Thanks for watching!

[@michaelm4970]

The next round of QE and low interest rates might initiate an elevated inflationary event whereby property prices increase in nominal terms and still crash in real terms. When the money supply increases the value of the currency decreases. The Australian property market is one of the most leveraged markets in the world. It will be interesting to see how it all plays out.

[@binvested]

Absolutely! Thanks for watching and sharing your thoughts!

[@Riskninjaz]

Property doesn’t make you rich. Think about having to put your kids into a couple properties when they are 30. So 200-300k each when you’re 60?? ITS ALL AN ILLUSION OF WEALTH. BITCOIN. NOT HOUSES.

[@lengerer]

I own 5 properties, net worth 2.8million. Property made me rich

[@binvested]

Thanks for watching and sharing your thoughts!

[@binvested]

@@lengerer Thanks for watching & sharing your experience!

[@SD-jd6ix]

One place that is not sustainable is Ipswich qld as sea level rises it’s going to become a flood nightmare and property that is not in the flood zone soon will be Ipswich qld is to over priced crime is a another problem

[@binvested]

Thanks for watching & sharing your thoughts!

[@triggerdagrunoperator]

Even if it did, all the cashed up property owners would just load up and just push the prices up higher.

[@binvested]

Thanks for watching and sharing your thoughts!

[@Robert29011]

The wisest thing that should be on everyone's mind currently should be to invest in different streams of income that don't depend on the government. Especially with the current economic crisis around the world. This is still a good time to Invest in gold, silver, and digital currencies (BTC, ETH...)

[@binvested]

Diversifying is a great strategy! Thanks for watching.

[@cryptoclass1019]

Yes, making great money from BTC 👍

[@Salaryman_]

As per the ABS the cost of housing is up 110%+ since 2004. Pretty fucked. As a millennial with poor parents, I really wish house prices would drop 50%. Need a reset via crash.

[@johnmoney929]

But that's not every property. I'm buying stuff that's cheaper than it was back in 2012. Do they factor that in?

[@Salaryman_]

@@johnmoney929 I’m sure the ABS would be taking all sales into consideration, up until they ran the data.

[@binvested]

Thanks for watching & sharing your thoughts!

[@antpoo]

It may crash in real terms, But it will never happen in nominal terms. Not until the capital controls and Unrealised capital gains laws come into effect and there is a rush to sell. On Q and A few days ago they revealed the plan for Blackrock Vanguard etc to buy all private property. The plan will be to release trillions in tied up equity that is locked up in housing sector under private ownership. Under Govt ownership or Blackrock ownership it doesn’t matter, the equity will be converted into investment liquidity which will produce a wage price spiral, that will allow debt to be continually paid off with cheaper $. Jobs will be plentiful, investment plentiful, and rent reasonable. But wages will not keep up with inflation of course. But on the whole, people will own nothing, and be reasonably happy.

[@binvested]

Thanks for sharing! Appreciate you taking the time to watch.

[@InfinityIsland2203]

Modern western economies cannot function without constant money printing. Knowing that you know asset prices cannot possible go down 50% no matter how bad economy gets. Any rich person keeps most ofntheir wealth in hard assets. And banks make money either way deflation or inflation tax payer, free credit from RBA or bail ins are already fixed.

[@binvested]

Thanks for watching & sharing your thoughts!

[@Pedro-l3u7x]

Birchy mate, I am 67 so i have lived thru 60 years of economic cycles, and your comment about debt becomes irrelevant is BS. the fact is we are in a debt bubble world wide of epic proportions, the rubbish debt both housing and business has to be expunged for the economies to expand. sorry but you are wrong.

[@binvested]

I respect your opinion mate! Thanks for watching.

[@cryptoclass1019]

Yeah, biggest crash since the 1929 Great Depression is only weeks ago. Greedy Aussie home owners WILL NOT be insulated from a 50 to 70% crash. People will learn the hard way 👍😎

[@Trying391]

It’s all about jobs No job no money Simple equation Market flooded with houses Down down down 😂😂😂

[@binvested]

Thanks for watching!

[@andrewbroome7404]

Nope. Would only happen if they taxed capital gains, and they won't

[@binvested]

Thanks for watching & sharing your thoughts!

[@cryptoclass1019]

Lol

[@michellee8369]

Participants

[@smiddysmidton8313]

Birchy the data that these people use is bullshit. ABS data is bad enough but these other guys use propriety data from phone surveys ,the truth is often far different.

[@binvested]

Thanks for highlighting why it's good to ask questions and cross-check the information. Appreciate you sharing your thoughts!