Will your SIPs FALTER ? I WeekendInvesting Daily Byte 27 Sept 2024

Check out WeekendInvesting Strategies
weekendinvesti...
weekendinvesti...
The Daily WeekendInvesting Newsletter
weekendinvesti...
Download the WeekendInvesting Pro App
Google Play Store
play.google.co...
IOS App Store
apps.apple.com...
Who am I ?
• My Story Google Chro...
Alok is the Founder of Weekend Investing. He has been in the Indian stock markets for almost three decades now and is passionate about building rule based - non discretionary momentum investing models to invest in the markets that can generate superior returns compared to benchmarks . His dream is to try to help others achieve Financial Independence early so that life can be lived to the full, like it has for him.
WeekendInvesting Website
weekendinvesti...
What WeekendInvestors say about their investing journey with us
www.canva.com/...
The WeekendInvesting Hub (Product Performance & Comparison Sheet)
weekendinvesti...
Investment in Securities are subject to market risks. Read all related documents carefully before investing
Registration granted by SEBI in no way guarantees performance of the intermediary or provide any assurance of returns to investors
The securities quoted are for illustration only and are not recommendatory
By proceeding, you acknowledge and agree that the returns displayed on this platform are provided for informational purposes only and are not intended to serve as advertisements or promotions influencing your investment decisions.

[@skchettry]

My take is we don't know how the market would reward us. We don't know which 10 years are good and which 10 years are better or worse. SIPing to me is a consistent and disciplined way of getting invested in equities. Since we can't time the market but for sure we know India is a country with potentially a long runway ahead, it's best to stay invested without bothering much about these 10 years patch theories. This is what I can infer from my 17 year old SIP journey.

[@vipseychoudhary9128]

Insightful ❤

[@sudhinbathija4833]

Don't forget you are presently in the best phase of the Indian stock market since the last 50 years, hence your sipping is working now.

[@skchettry]

@@sudhinbathija4833 Yes I am not forgetting that. But then you have extended this 20 years theory of 10 good and 10 not so good years to 50 years. It has worked for me so I am SIPing; when I see it does not work for me , I will stop. Good and bad times will come unannounced; that's how money is made. No use in trying to time the market - is what I meant here.

[@josephoommen2465]

This kind of analysis has only academic value, because the future trend is unpredictable. Actually lower cost averaging is more beneficial...

[@mg.f.9023]

Important point for all who are into sips. Accumulation before burst up is a better result for sip investors. (As long as they stay invested.)

[@nannaytsubs]

Please keep a fixed time for the premieres. Would be helpful. The videos are really insightful!

[@abhishekjoshi1087]

Why mi20 is not moving as compare to nifty ?

[@KuldeepSingh-bg9vd]

For sip benefit market should be sideways for 3-4 years

[@Rajveer_Singhhh]

Maybe things will change after US elections

[@LoanClub]

nifty was around 5000 in sept 2009 (15 years back) So the cagr is only 11.62 %

[@aryankhurana2344]

One thing that I realised after reading this series was the importance of having actively managed money. Mutual funds, which are known to taper their returns in long term, are truly lazy money, and will rarely outperform if our indexes follow the red line. Smallcase now allows small investors to even do SIPs in actively managed strategies. Although there will be the risk of losses, I would certainly diversify my money in active strategies rather than in multiple mutual funds.

[@sumitkalaria5721]

excellent! Given the Nifty’s current workout routine, it seems to be on a fast track to hit the 50,000 milestone by 2030. But let’s hope it doesn’t take too many cheat days, or we might just end up with a healthy 35,000 instead!

[@SNsEssence]

I think this is theoretical! This assumes, there is no resource constraint. One has 100. He can either choose to invest 100 as bulk investment or 1 every month. Practical view would be, whatever Alok Sir has suggested to us in the past: 1. If we have bulk, invest in full, 50:50 Gold and Mi strategy. 2. If there is a steady income, go for SIP at the same rate of 50:50 Gold:Mi 3. Rebalance Qtrly or Half yearly to make 50:50 4. Allow the corpus to go untouched atleast for 10 years for iron out Variability, draw down etc

[@amar23]

कर्मण्ये वाधिकारस्ते मा फलेशु कदाचन कुछ ना करनेसे सिप करना अच्छा है.

[@dv3658]

Great insights, thank you. Just sharing my view - People lose opportunity: Expecting correction, due to rich valuations/ wars( ussr ukr, Israel hamas), hard landing- interest cuts, election results, budget policy etc. This happening since NF 22000 ... now also at 26000!. Better to stay invested with anticipation of 10-20- 30% correction! Pain of loss of opportunity can be trimmed than actual loss!! Thank you

[@ramireddy8553]

Thank you Mr Alok. Your videos are always data driven and extremely valuebased insightful. One small point for consideration... With regaards to SIP ..as we accumulate, lets say 5K SIP to one Crore... Then a COVID kind of blackswan events happens where there is a big drawdown of 50 %, lets say. Portfolio falling to 50 Lakhs is unbearable and extremely painful. The pointing of buying high No of units, in a crash scenario of increased or stepped up SIP of 20 K ..will not lessen the pain. SIP has no positive psychological effect when market crashes witn a high portfolio corpus of one crore. The only way is minimise the risk by reducing Drawdown (either for Lumpsum or SIP) Surprisingly, No Mutual Funds talk about Max Drawdowns, the way you have made excellent and insightful data driven Videos. The summary is that Pain increases exponentially as the Corpus increases, for the same drawdown of 40 or 50 %. One has to learn and reduce the risks Thank you

[@majidhussain7174]

Please assign a proper time for video.

[@vigneshpalanivel4973]

If you come to watch after 9pm it will be there always 😅

[@LoanClub]

Nifty can be 135000 in 10 years Nifty can reach 3 lac plus in 15 years If it achieves 17.85 % cagr in the future also

[@LoanClub]

Nifty index was at 11542 that was 5 years ago. Today it's 26216 Which means it has given a return of 17.85 % cagr in 5 years

[@praveshsaini6833]

Very insightful and really appreciated sir for your efforts for bringing such a wonderful content for viewers

[@suzalkachhadiya2116]

First of all thank you for providing such a high quality content all tye videos have been eye opening. Despite All that you explain is okay well and good at its position, for salaried people who save every month and invest some amount of money into market is better in all the three scenarios compare to wrong expenses.

[@rmsabariganesh]

SIP and compounding is a 8 th wonder, and no one in the world can predict the market , Keep invested for your future it may help your entire generation

[@pradeepkumar-ew1ze]

Somehow it seems like, one should start SIP when markets are very higher to mimic the blue curve 😄

[@ashutoshdongare5370]

For general retail folks there is no better way than SIP where ever it gets them to... if the market goes to stagnation for 7-8 years then the Red curve folks are luckier than Blue Curve.

[@aryankhurana2344]

Had been following this series of articles and reading them again and again to understand it properly. And today you made a video that’s helpful. Thanks Alok ji!

[@manojkumarmaster6581]

Awesome analysis & explanation. Eye opening for MF investors.

[@gauravlodha7967]

Can we have the same kind of analysis for nifty 500 and nifty smallcap 250 index ?

[@vigneshpalanivel4973]

What if Nifty reach 50K by 2030 and 1L by 2035😅

[@user-zm8kd3eq8y]

Eye opening presentation. Kudos to u and ur team

[@drkunalashah]

I think the best way is to SIP in the right asset.

[@ravindarsingh3002]

Patience, Patience and Patience

[@varadigovinda111rajulu7]

Thank u very much sir❤❤❤

[@hemendrakaushik5269]

All bakwass

[@maitreyab]

Good video

[@manishdhankhode7686]

Amazing insight on SIP ....thanks Alok. But the problem is we would never know what is going to happen in future. But assuming that last 2 yrs we had great run up in Indian market , there may be some consolidation for next couple of years.

[@rahuld4122]

Consolidation for how many years ahead

[@manishdhankhode7686]

@@rahuld4122 till it breaks up or down again.. never know how long.

[@SHALEENDAVE]

No blind siping is ok. But then, how to act during red trajectory. How do i know even that i am on red trajectory

[@yadavramsharma6454]

One way is to use sip to buy beaten down sectors, instead of hyped sectors

[@SHALEENDAVE]

@@yadavramsharma6454 you mean invest in sectoral funds

[@sachins1986]

in 2040, minimum salary needed to run a house hold will 10 lakh a month. nifty will be at least 2 lakh 50 thousand by that time.

[@Rajveer_Singhhh]

😂😂 dont smoke weed

[@sachins1986]

@@Rajveer_Singhhh Tabhi ma baap kehte hain..padh le....pure din mobile mai lga rehta hain....1940 mai ek aam admi ki salary 10 rupe thi...1960 main 100 hue...1980 mai 1000....2000 main 10000...2020 mai ek lakh vale ka ghar bhi mushkil chal rha hai....2040...main kya hoga...khud bta

[@JohnDoe-nt6cv]

Whose house?! What kind of lifestyle,?! 😂 And nifty to reach that pls do basic math!! Not possible sir

[@deepakabraham8831]

​​@@JohnDoe-nt6cv This is for a ~ 40 year old government Grade A officer with two kids.. Basically every 20 years the expenses for this type of household goes up 10 times.. I have heard of this stat as well and can agree with this in real time circa 2000 and 2020, depending on lifestyle and other factors like kids edu in a pvt. school, this could go up..

[@JohnDoe-nt6cv]

@@deepakabraham8831 Whoa! So scary! Thanks for the info bro. I thought it was just some joke! Then how can we even survive!! 😔😔😔