Buying A Home In 6 MONTHS? Here’s Your Gameplan

[@WinTheHouseYouLove]

TLDR: Planning, preparation, and thorough research are essential for reducing stress and making informed decisions when buying a house. 00:00 🏡 Plan, prepare, and act quickly to buy a house in 6 months without feeling overwhelmed or missing out on opportunities. 04:18 🏡 Clearly define your reasons for buying a home, stick to a budget, analyze your finances, reduce expenses, and guard your headspace to achieve your goal of buying a house in 6 months. 12:10 🏡 Focus on polishing your credit, gather income and asset documents, save for down payment, and be aware of trigger leads to buy a home in 6 months. 17:41 🏡 Talk to a loan officer and get pre-qualified for a mortgage, determine your budget and monthly payment, and consider additional expenses when transitioning from a rental to a house. 24:54 🏡 Start budgeting early, stress test your budget, calculate how much to save per month, and make clear and realistic decisions to buy a home in 6 months. 33:33 🏡 Plan to hold the home for at least 5 years, evaluate budget, research neighborhoods, create needs and wants list, and have a fallback plan in case buying a home doesn't work out. 43:06 🏡 Hire a real estate agent, get pre-qualified, find a home inspector, start organizing moving logistics, schedule showings for homes you like, review comparable homes, make an offer with potential seller credits, and use seller credit to pay closing costs. 54:05 🏡 Plan to buy a home in 6 months by getting conditional approval, scheduling a home inspection, and arranging utility transfers before closing and making your first payment. KEY INSIGHTS: Financial Preparation and Planning 🏡 Planning and preparation are key to reducing stress and feeling overwhelmed when buying a house. 😬 Many people underestimate the time it takes to buy a house, thinking they will be buying in six months when in reality they should start preparing within that time frame. 🏡 Remind yourself why you're actually purchasing a house so you don't get swept up in the fear of missing out and emotion. 💳 Focusing on polishing your credit early gives you time to work on any problems before buying a house, preventing frustration and difficulties with approval. 💰 It's best to know what your mortgage payment will be before looking for a house, so you can determine your price range. 💰 Getting pre-qualified for a loan is not a test, there's no shame involved, and it's an opportunity to see if you can get qualified now or what you can work on for the future. 📊 Utilizing tools like the max purchase price calculator can help you explore and understand your financial targets when buying a home. 💰 It's smart to have three months of expenses saved after paying your down payment and closing costs when buying a home. Home Search and Selection 🏡 Many people miss out on buying their dream home because they aren't prepared and passively scroll through listings. 🏡 Give yourself permission to dream and explore homes that are out of your price range, to get it out of your system and feel through it. 🏡 Neighborhood research is crucial when buying a home, considering factors like school districts, proximity to work, and safety. 📝 Allow flexibility in your home buying process, as your first home may serve as a stepping stone to better align with your wants and needs. 🔍 Getting a home inspection is crucial to ensure you're not buying a house that will drain your bank account with costly repairs. 🖥 Realistically look at homes online and visit at least three open houses to narrow down the pockets of homes you want to buy in. Offer and Closing Process 💰 Structuring your offer with seller credits and other incentives can make your offer stand out in a competitive market. 💰 Making an offer on a house involves a detailed contract with various terms and conditions, not just a simple price negotiation. 🔍 Title search ensures that you're the only owner of the home and no one else has legal claim to your property.

[@phuonghuynh5946]

My number one tip is to shop mortgage lenders!!! I got preapproval from 3 and got monthly payments of 2k, 1.8k, and 1.6k. If I went with my first mortgage lender,- the one my realtor recommended to me, I would be paying $400 more per month for the same house! Shop around! They know you are and don’t feel guilty because at the end of the day, you’re the one making the monthly payments!

[@elisui29]

Quick question; do the 3 different lenders pull hard credit inquiries? Does it get a ding each time?

[@fallinggravity9964]

@@elisui29 Not if you do it back to back(same day or something like that). It will only count as one.

[@user-fc2xk3uv8y]

@@fallinggravity9964 yep, if its within a short time frame of a few weeks, it will only count as one inquiry and even still, it should recover within a few months

[@theAppleWizz]

Be careful they could just be under estimating the taxes or insurance

[@Foreignfee]

This happened to me also, I prequalified for 1 lender and the 2nd lender said they couldn’t qualify me for a loan based on my previous years w2

[@NaJoeLibre]

Started following this as a guideline with a goal of being in a home by May 11, 2024. We found a house and are pending its purchase within TWO MONTHS of starting, and we close on February 1st. He was not kidding when saying the shopping process would be quick. Thanks for this video!

[@carljuly3037]

Any updates? Hope all is well.

[@yushi8373]

It's tomorrow! Hope you've achieved your goal!

[@NaJoeLibre]

Closed in February!

[@queenbrown17]

Congratulations 🎊 👏

[@Jcislrd7]

I plan on doing this. I'm a single female but I trust the Lord will be my partner in every step with this. I never owned a home before but I'm determined.

[@peterpnutz6691]

Wow. we started our home buying journey back at the end of 2022. There have been major ups and downs. Being honest with yourself and your partner in terms of your financial condition is a major key to knowing where you're at and what you need to do to get to where you want to be. I wish I had this video back then. It would have given us a much clearer picture on the journey we were embarking on. 1 year later... we are still searching but know exactly what we want and are definitely prepared. I had to go through therapy during the first time because of all the blame and stress that was getting passed around. awesome video!

[@purplej12]

For the budget stress test, also consider if the home is going to use more electricity, water, etc and budget for that as well! Could be another $100 a month that you'll spend on that.

[@jalitzaa.v]

Your voice is so calming 😌 great video!

[@jademaldonado9247]

In about 9-10 months I’ll begin the process of starting to prepare to purchase my first house. I feel I don’t even know where to start. I really appreciate these videos! They help out more than you know!

[@gr82bloved43]

The one thing I can give advice on - be patient ! We purchased in July 2021 and it was a nightmare. We constantly got outbid - so much so I gave up my Va loan and went conventional sadly. (18k out the door) - Tip: we went to meet the family “walking by saying hi” lol got to know them and they chose us vs others. Sneaky but it got us the house we wanted lol.

[@emmettmortgage]

Thats brilliant. Im a Veteran with a VA loan and Im so sorry you had such issue with it. Sadly many listing agents give their sellers bad advice about it. Even now.

[@phuonghuynh5946]

Mine was a 1.5 years plan. I gave up and gave it all to God, and within a week I was under contract for a house. That’s God’s speed. Pray and don’t give up, just give it all to God

[@Ky-yr1lh]

God is awesome man ❤

[@alexandranoel8091]

Amen !

[@JetBrews]

Yea, that's not helpful at all

[@candacecovic631]

Amen!!! Proverbs 3:5-6

[@toulee3551]

What God you using? Tried a few of them and haven't had any luck yet.

[@Tommy-rf9sw]

If you particularly like your loan officer or mortgage lender cause they been extremely helpful, don’t be afraid to ask if they can match other offers. I did this when I bought my house and since the mortgage lender was one of the national companies, I felt more secure. The loan officer was extremely helpful throughout the whole process, so I didn’t want to back out if they were able to match other offers, which they did and I ended up with the best offer I could find since they had a grant that the other offers didn’t.

[@Thumbelinamine]

@@Tommy-rf9sw that’s a great tip! Do you mind sharing lenders you recommend? Thanks!

[@nelsonmofo5885]

I want to thank you so much for this video. Thanks to this, at age 21 I just closed on a new construction home. I really Won The House I Love🙏🏽🫶🏽 This 6 month plan is legit ! Thank you Kyle. I give you all the credit for me being prepared from start to finish. “The Market Is Not Gonna Wait For You” really stuck with me the whole time and it’s true. I closed on a 2 story 4 bedroom new construction home under $300k and by the time I closed my home was already appraised way over $300k. Which means if I waited the market wouldn’t have and this would not have been possible. Right now new construction homes under $300k in my location don’t exist anymore due to “the market not waiting around” it goes nothing but up and you explained it perfectly!!💯💯

[@WinTheHouseYouLove]

Wow, thank you so much! Congratulations on your new home, that's an incredible achievement at your age! I'm thrilled the 6-month plan worked for you and that the advice resonated. Your story is an inspiration and proof that preparation and timing are key. Enjoy your new place! 🙌🏽🏠

[@swethagunasekar7053]

Kyle, i just want to say, Thank you so much. Your videos have helped me and my husband a lot. Simply put, detail-oriented , no BS.

[@WinTheHouseYouLove]

Thanks so much! I'm glad the videos have been helpful and thank you for sharing with me! If you have the time, please leave a review on Google, it helps a ton! g.page/r/CT-jVkJFOsxFEAg/review

[@YoungMule]

I’m far off from home buying season of life but this video will be a hidden gem to come back. Love the step by step process you’ve laid out and a lot can be done ahead of time to prepare! Thanks 🙏

[@lasheasimmonspogge2435]

This was a great run down. So detailed. Your voice was calming too! Can't wait to share about the house we closed on. Soon.... 🎉

[@WinTheHouseYouLove]

Thank you so much for the kind words! Can't wait to hear about your new home-good luck with the closing! 🎉🏡

[@Jennyesmechavez]

I am so glad I found this video… Thank you so much Kyle. I am just getting into buying a home with my mom and I had no idea where to start. This helped so much! Thank you again!

[@passiert1027]

I was lucky enough to do this last year. We decided to finally look to buy around March, and we were in our new home by August!

[@veggiesnchill8134]

I really appreciate the holistic and careful approach you take. I'm planning on buying my first home in the next 5 years and I'm just now trying to wrap my brain around everything it means to buy and own a house. It's so much and the way you thoughtfully break things down is so helpful!

[@ShabbaBabba]

The “guard your headspace” slide really hit home for me.

[@WatUpOck]

God Is Great , Guard Ya Space, One Hand Wash The Other Both Wash The Face

[@MzCarolyn64]

God please bless me with a new home to purchase and the funds to be able to purchase it. Thank you in advance.

[@Pendragon_afk]

Thanks for another great video. It's a rough world out there with 8% rates.

[@emmettmortgage]

Temporary Buydowns have helped ease the initial payment shock

[@danielaalejandramateusabda8564]

Wow thank you for all the valuable information you share! What program do you use to record half of the screen and half your video?

[@WinTheHouseYouLove]

Thanks for watching and glad you found it helpful! I use Ecamm to record my screen and myself at the same time

[@isaaccruzguido592]

You should do one for those who will sell and buy at the same time. I’m new in this process.

[@MonicaSoyemi]

where are you looking to buy and sell?

[@Angel_eyes___]

I pray God blesses me for a home.

[@PaulHines910]

He will! This past month my blessings came through and I’m buying my house. It’s been a very hard path to finally get to the position to buy one, but once you are it will happen!

[@emmettmortgage]

God bless 🙏

[@USA__WILL]

He will. Buying a house takes time.

[@ryandalion8379]

It's on you. Not an ancient human sacrifice cult.

[@meki192]

Eternal home first. John 3:16-18

[@marlene7724]

Literally the most helpful video ever! Thank you so much!

[@WinTheHouseYouLove]

Thank you so much for the kind words, Marlene! I'm glad the video was helpful. Please let me know if you have any other questions as you navigate the home buying process. If you have any questions please email me at [e-mail]

[@ketisha822]

So can we speak to you specifically to start a plan because I need someone that can really break this down and someone patient? Thank for the awesome video

[@WinTheHouseYouLove]

Thanks for watching! We have a team of Mortgage Advisors you can schedule a free call with here: www.winthehouseyoulove.com/

[@kiefdemon1979]

This guide was awesome. Going to use it for 2025. Basically extend this into an year process since my lease isn't up for awhile

[@Thumbelinamine]

Thank you so much for this video! It’s such a nice breakdown and step by step process especially for first time home buyers. Btw, do you have any video that explore grants? I’m a healthcare worker and wondering if such grants exists. TIA 🙏🏽

[@queenbrown17]

This was great and so informative. I am currently enrolled in a first time home buyers course and they mentioned needing a real estate attorney as well, i noticed you didnt mention that in this video, is this something you dont think is needed?

[@WinTheHouseYouLove]

An attorney is required in some states, and can be beneficial. However, the deals I've seen with an attorney involved, the real estate agent does everything and the attorney does practically nothing. In almost every real estate transaction, the contracts are standardized by a board, so having an attorney isn't largely beneficial over a real estate agent in most transactions in my opinion.

[@queenbrown17]

@@WinTheHouseYouLove thank you!

[@mvallon2003]

This is an excellent videos and I will be applying alot of advice from it. However, can you please please please make a video on how to sell the existing house to purchase a new home within 6 months...or what does one need to know about buying or obtaining a mortgage from a different state when relocating

[@WinTheHouseYouLove]

Thanks for watching! I have an older video on relocating: kzbin.info/www/bejne/e4GWhpl8fJ2igs0

[@FreddieBetts-w9e]

I am looking to buy in the next 3 months for $650,000. What do you recommend when shopping for a mortgage and buying a new construction, as I am being told I have to use the builders mortgage company to get the closing cost.

[@chm818]

Make sure you don't owe taxes! or that you have a payment plan for any taxes owed. This will show up during underwriting for sure.

[@Tindo931]

I owe taxes, and am in the process I close in 10 days and no word yet from the underwriter. Also, I just set up a payment plan with the IRS and I don’t have any payments on my account statement, how will they find out ?

[@xbebe]

@@Tindo931 I got the same question. I run a S corp LLC and I think they won’t see my taxes unless I provide the ein correct ?

[@chm818]

@@Tindo931 If you are in a payment plan with the IRS, underwriting will be able to see that. Sometimes underwriting can catch that early in the process, sometimes they catch it much later. The whole purpose is so the IRS cannot place a lien on the property ( due to owed taxes) which would be a loss for the bank.

[@Tindo931]

@@chm818 How will they know ? It’s not on bank statement , I have not made a payment to the IRS yet. Is that public information? I understand the lender’s position

[@chm818]

@@Tindo931 at this point you need to speak to your lender about it.

[@VioletVisionVlogs]

Most helpful home buying video thus far

[@WinTheHouseYouLove]

Glad it was helpful!

[@hy930807]

I already spotted a flat I like now I’m hoping it’s still there while I’m trying to figure out all these chaos

[@yassireltigani3456]

What is a good Budget software for a total novice unorganized guy

[@MzCami216]

I used YNAB (You Need A Budget) before in the past which he mentioned in his video. It isn't free but it was very eye-opening for me and very helpful. If you can afford it, I'd recommend that 1.

[@MariaG5]

If you go from a 9-5 to collecting SSDI because of a disability. Is it still possible to purchase a home with just your disability income

[@catzdollz9810]

maybe a mobile home.

[@momof1and3]

Try a USDA loan, or look into NACA

[@justyjumps]

Do you guys do manual underwriting or known as no score loans? like the banks did before the credit score was invented ?

[@SwayzeDaGhost]

Do you have a PDF of this youtube video 6month gameplan?

[@WinTheHouseYouLove]

I do not

[@nickyn.3396]

So much real and valuable information . Thank you for sharing good content

[@WinTheHouseYouLove]

Thanks for the kind words, Nicky! Glad you found it helpful-good luck on your home-buying journey!

[@candacecovic631]

This is super helpful. Thank you.

[@runnerup15]

has anyone made a replacement for mint yet? i get too frustrated working with ynab and spreadsheets, i really just want mint back 😅

[@WinTheHouseYouLove]

I use Monarch and love it

[@runnerup15]

@@WinTheHouseYouLove omg this is exactly what i was looking for!! it's just like mint but with a reasonable yearly subscription instead of ads all over the place

[@WinTheHouseYouLove]

I used to use YNAB and found it tedious. Monarch has way more stuff built in and even tracks my house/car value automatically. It's switched my thinking from just budgeting to focusing on overall net worth. I've really been enjoying it. There's a banner at the top of their site for a discount for Mint users

[@joelballard4955]

Here’s the real plan. Offer 25-30% under current list prices. If the seller or builder says no. Walk away. Pretty simple. It might be 12-24 months before we can buy a house.

[@Fiygdybdel45]

I pray I get a home soon

[@Sam-lj3kb]

Wouldn't your preapproval expire in the months between applying and actually searching for a home?

[@WinTheHouseYouLove]

For most people, they'll end up under contract much quicker. But if the approval expires, it's simple to do a "refresh" of the approval

[@keydopevon]

Great analogy on scrolling through a dating app. Nevertheless, thank you for this, something I needed to hear!

[@JammCo]

Great video! Say we do all these steps, how do we fight against corporations buying homebuyers out? Are there steps to take to ward against those investment firms?

[@WinTheHouseYouLove]

Thanks! Great question! Unfortunately, there isn't a way for a single buyer to beat out corporations. My personal stance is that corporations will continue to buy homes and push out buyers. This is why I'm so adamant about people purchasing a home. I think corporate purchases will eventually make buying a home very difficult and even more expensive.

[@ladygadventures4144]

What is calfha? My realtor said that i can use that as first time home huyer and that dont have any interest. But what will be the catch?? Thanks

[@WinTheHouseYouLove]

CalHFA stands for California Housing Finance Agency, offering programs like down payment assistance and low-interest loans for first-time home buyers. The "catch" often includes income limits and specific requirements

[@HeyHeyItsAlex]

Thank you SO much, this was incredibly helpful!

[@WinTheHouseYouLove]

I'm so glad you found the video helpful, Alex! Thanks for watching, and I'm here if you have more questions.

[@NikLyons]

Is Rocket Morgage a good lender?

[@WinTheHouseYouLove]

They're expensive

[@NikLyons]

@@WinTheHouseYouLove Good to know thank you!

[@Splenda2021]

Dude this is the best video thx

[@WinTheHouseYouLove]

Thank you so much for watching!! :)

[@gabrielvaldezr]

Crazy how we get this type of information for free thanks to KZbin. This page is gold!

[@miladzadeh]

Is that a Tudor watch?

[@WinTheHouseYouLove]

Yep Pelagos 42!

[@hussianahmed1145]

Amazing video!

[@WinTheHouseYouLove]

Thanks so much! Glad you enjoyed it! 😊

[@RickJanson-t5j]

I’m a veteran and employed making decent money. I’ve been wanting to buy a decent house in southern Illinois around $50,000 closer to my daughter to see her more often(I know $50,000 sounds ridiculously low for a house but southern Illinois there are cheaper starter homes that are surprisingly livable) My problem is I have a couple hits on my credit from the past that seems to not approve me when I apply online. I have $15,000 in an account I can use to put down to make my payments lower. Since I’m a disabled veteran 80% rating allows me to exempt me from property taxes in Illinois. So after all that a mortgage would be less than $300 a month. That’s less than what I pay for hotels every other week going to see my daughter in Illinois. Is there anywhere I can do underwriting to try getting approved? Money is there, just my credit from past issues seems to hinder me.

[@DarkPhysicx]

We set up an appointment to see a house 100k above our budget and now I’m spoiled. $300k-350k houses are just so eh now. This $450k house showed me what we could have if we saved more. I’m 30, this would be my first home. I really want the future proof option, it’s doable but I’d be house poor forsure right now. These interest rates just exponentially raise monthly payments so freaking high. God this market sucks right now.

[@tanner272]

I'd recommend that you buy within your budget at this moment. Keep putting money aside in savings and investments and in 3-5 years sell your home and use part of those savings and the equity you put in your home to upgrade to your dream home. You might not have your dream home right now and that's okay. You will appreciate it more when you do.

[@christinarach340]

@@tanner272 yea but who knows how the market will be in 5 years. So many people now are stuck in house they don’t love because they can’t buy another house will the these prices and interest rates. Its not a guarantee that they will move in the next 5 years maybe 10-15 at this point

[@sophysak1861]

How can boost my credit score within 3 months and buy and home within 6 month ?

[@leri3365]

Depends where you're at..everyone is different

[@emmettmortgage]

Usually the best way is to pay down/off revolving debt and if you don't have any look into opening some.

[@mtlgio]

Hey I love your production set up. Can you give more infos on what you use (camera, microphone, streaming software). Would be gladly appreciated!

[@FloppityFlopFlop777]

Is Google Drive safe for storing these kinds of documents, though?

[@WinTheHouseYouLove]

www.trustworthy.com/blog/is-it-safe-to-put-sensitive-files-in-google-drive

[@andreso6161]

Good information thanks

[@EAster33]

I. Close. In. 3. Days!!!

[@elvinjallah6007]

This is an amazingly helpful

[@cheboyganyt]

A fellow YNABer? Let's goooo!!!!

[@WinTheHouseYouLove]

I actually just started using Monarch and like it better 🙊

[@midwestexplorer]

Well, 6 months and 1 hour total, now that I watched this video.

[@jason6704]

Thanks Kyle

[@ladygadventures4144]

Thank you for this

[@WinTheHouseYouLove]

You're welcome! I'm glad you found it helpful. If you're looking to get started on buying a home, you can explore getting pre-qualified at www.winthehouseyoulove.com/lender.

[@Realerickg]

Glad I found this video. Just started with a realtor and loan officer.

[@sethgaier4371]

Can you please answer this question? I am a truck driver paid by the mile. I have over 2 years at my current employer. My question is, will my income be averaged from the past 2 years? I made significantly more my second year. And it will continue to be that way. I am hoping that they look at the way my income increased and use that.

[@dooley4334]

Wow it's incredible how you stretched out 6 mins worth of information into almost an hour. Content king here! Good job..

[@WinTheHouseYouLove]

I like making deep dives for home buyers who want more info :)

[@dooley4334]

@@WinTheHouseYouLove indeed

[@albertoanguiano7191]

I bought a home in 8 months from having 0 credit score to a 750

[@Itsbrittkneeitch]

Love this also you guys is he AI?

[@WinTheHouseYouLove]

Hahah I'm not AI

[@landonw_5205]

Could build you a barndo in under 6 months

[@migueltrejo3731]

this is great!!!

[@bayarearob]

Geez everything is over a million 😢

[@user-ym6dl8tq6u]

GENIUS

[@WinTheHouseYouLove]

Thank you so much for watching!! :) When you're ready, go ahead and schedule a call with our team to get started on your pre-qualification: www.winthehouseyoulove.com/call

[@codymckinney4934]

I'm not planning anything until the interests rates drop

[@jeangrey2788]

Could 3k a month be enough to get a home? I’m wondering if I should just go get a apt first before I move but, my brain telling me I want a home with a garage and don’t have to deal with others so close to me. I have saved enough I think for a down payment idk if 20k is enough because in Houston houses are like 160k and above well the good one I think. I’m still learning about all of this I was told to save 20% to avoid pmi so that’s what I been doing all this time

[@davidg11134]

cant buy a house because everything around me even 2 hours away is a million dollars

[@kevinray9398]

Heart of a teacher? My agent is a teacher. Haha

[@WinTheHouseYouLove]

That’s awesome!! - Kyle Get pre-qualified at www.winthehouseyoulove.com/

[@TibebIntlM]

Thank you! You are an excellent teacher!

[@WinTheHouseYouLove]

@TibebIntlM, I'm incredibly grateful for your kind words. I'm so glad you find my videos helpful. Please consider visiting www.winthehouseyoulove.com/ to connect with our team and get pre-qualified. We'll be happy to help.

[@LuckeyClover]

I want a bird and dog😂😂😂 cant be having a bird in an apartment😂

[@goodvibesstephy6810]

Such a great well rounded video! Thank you for sharing ✨✨

[@DanielDuhon]

How on earth is it legal to sell people’s information like that? In my eyes that is exactly the same as trafficking people (of course it is a completely different level, but it can be just as harmful).

[@Charlie-zj3hw]

We're tired of renting from slumlords that never fix anything.. we refuse to fix anything in this house that the landlord should be fixing

[@apmwpny]

Oh my gosh Kyle... Do you want me to proofread your presentations? I’m raising my hand up if you need the help; just give me some lead time to view them prior to filming.

[@samuelchoi7309]

I went to this website to get pre-approved with his team. They saw my income and thought i was not worthy... did not even message me yes or no...just no reply or communication at all. Worst experience ever.

[@WinTheHouseYouLove]

Hey Sam, I'm sorry to hear this! I'm going to reach out to the mortgage advisor assigned to you and see what happened. We work with plenty of people with low income and down payment assistance.

[@samuelchoi7309]

@@WinTheHouseYouLove Alan Platt. I submitted the documents and have a unique case. Wanted to discuss options but never reached out to me.

[@emmettmortgage]

Sorry to hear that

[@WinTheHouseYouLove]

I did confirm with Alan that he did send you an email. For some reason it must not have made it to you. I double-checked he will reach out again. If you run into any issues you can always email me [e-mail]

[@dynogamergurl]

My plan is win the lottery 😂

[@WinTheHouseYouLove]

Haha, that would definitely make things easier! In the meantime, if you're curious about your options, check out our Max Purchase Price Calculator at www.winthehouseyoulove.com/maxprice to see what you can afford right now.

[@ChrisLindeman-d4m]

If your mortgage is more than 25% of your take home pay per month, you cannot afford to buy.

[@loosemoose5217]

I make more then the median in my state, and the lowest rent I can get isnt below 25% of my take home, let alone a mortgage

[@ChrisLindeman-d4m]

@@loosemoose5217 that’s probably a sign you need to move to a different location in America. That’s the beauty of this place. I make $85k gross as a truck driver and rent for $500 a month in Missouri. I’ve been able to save $52k cash per year for the last 5 years as I’m planning to pay cash for our home and cash flow medical school in a few years after. Sacrifice living in a cheap place early so eventually you can live where you want. 10 years of sacrifice for 60 years of peace.

[@firesign4297]

😊👍🏿👍🏿👍🏿😊

[@AL-stunts]

Get to the point, I don’t know about you, but nobody has an hour to just wait it’s either yes or no. please make shorter detail oriented videos. Thank you.

[@WinTheHouseYouLove]

No, thanks. There are plenty of other videos for you to watch. I make detailed ones.

[@emmettmortgage]

Plenty of YT Shorts and Tiktoks that may be more acceptable.

[@riot9946]

@@WinTheHouseYouLove I like the long form, don’t listen to this guy.

[@laurent3415]

Some of us are wanting a detailed explanation. This is especially true for those, like myself, that are first time home buyers just trying to make sense of a process we have little to no experience with. This helps us to set our expectations before we go head first into the process.

[@IsaacMartinezgetmoney]

Definitely need more people that do in detail videos like this for those of us who don’t know much and are buying for the first time

[@OFFICIALLUSH]

Dude…wtf. I usually don’t say this, but YOU in particular, should be getting paid for all this info. This is a whole course. I’m 100% positive you helped thousands of people with this upload. BIG props to you sir 💯 (Edit: I mean selling this video as a course, because of course you’re getting a % off all the helpful tools on the website and new clientele 😁).

[@WinTheHouseYouLove]

Thanks so much! My goal is to create the most informative real estate videos on KZbin. Happy to give all this info for free which helps people find the tools and our services :)

[@vernon9723]

People are rushing to buy houses now.Because rent is the same as a mortgage

[@WinTheHouseYouLove]

I totally get it, Vernon! With rents rising, many people are finding that owning a home makes financial sense. If you're considering buying, it might be a good time to explore your options. You can start by getting pre-qualified with us at www.winthehouseyoulove.com/lender.

[@Hinru13]

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[@WinTheHouseYouLove]

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