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@tahirisaid2693Ай бұрын
Making money should be a routine. The secret to making a million is making better investment.
@KentBronoАй бұрын
Consistent and smart investing is key to building wealth. Making informed investment decisions regularly can significantly increase your chances of reaching that million-dollar milestone.
@Williamesq12327Ай бұрын
You're right! I've been in touch with a financial advisor ever since I started my business. Knowing today's culture, The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
@LemariecooperАй бұрын
Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch if you don't mind
@Williamesq12327Ай бұрын
Nicole Anastasia Plumlee is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@LemariecooperАй бұрын
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
@Lakshmanan_raman2 ай бұрын
He is probably the first person I find on the internet talking positively about Real estate investment. Not saying which is good or bad but stating blunt facts.
@rajangogia25182 ай бұрын
Follow Sango life sutras , sango real estate, Amit Sangwan is the no. 1 guy who talks clearly about real estate benefits over mutual fund or stocks
@familymanteluguАй бұрын
There is good and bad in every Asset class, he is talking about what he has did, he is not saying Go and buy real estate, Even i believe in real estate, buying real estate is all about when do you enter, I mean at what price point do you purchase a property.
@ajishpinkybell49382 ай бұрын
looks like "working in Qatar" gave him an edge. Working in Income Tax Free country makes significant difference . ( pls don't tell me i am not patriotic 🙂). Create wealth from such places and invest in India, create jobs and be part of India's growth...
@jaganrym12 ай бұрын
True but if you plan investments early and wont fall in to unworthy investments.. you can achieve the same.
@RBVijeyShankar2 ай бұрын
You missed a point. Getting paid tax free in a country like Qatar, and he returned just before covid lockdown. Expense in lower denomination would have skyrocketed his disposable income.
@pranayk372 ай бұрын
Qatar played a huge role, agreed. But I also think seeing that financial setback in 2019 really made him hunker down on saving aggressively
@saiprasad6832 ай бұрын
True
@thelostdoc52922 ай бұрын
If u look for an excuse,u will aways find one..The intent is important
@AmitRedkar12 ай бұрын
4 cr net worth and he doesn't own a car. Instead uses a bicycle to go to office. Bro is an example of smart and simplistic living.
@rajatrajput50452 ай бұрын
What's the point of having 4CR worth if he can't even use a car happily
@wennwenn14222 ай бұрын
@@rajatrajput5045 leave it bro. That guy is conditioned by finance influencers while they themselves have luxury cars.
@ankitbrother2 ай бұрын
@@rajatrajput5045 i am same, i dont have 4cr figure yet but good enough corpus, people like us simply dont feel unhappy or envy using cycles to commute, keeps me healthy and also saves time as i stay near office paying extra money (around 50K for 2bhk sharing) , time is more important for us as we can work on income sources (i run a blog for 4 years now that gives over 60-70K monthly now) F*uck cars anyways Simply different people at their core
@Being-critical2 ай бұрын
I think cycle is good as it takes care of his health and also he can rent a car anytime as per his requirements. I also don't have any debt and i like touring on bicycle
@rajatrajput50452 ай бұрын
@@wennwenn1422 exactly that's what my point is..
@freedomisEexpensive-084 күн бұрын
I’m a god of devaluation, I buy it and it goes down! Why I can't make earnings is beyond me. It can be annoying how volatile the market is. How can I ride this fresh wave of all-time highs without getting burned again with $450k set aside to get fully invested this year?
@MiddleclassAmerican-72204 күн бұрын
I think the whole thing about holding stocks for long term will always apply. So I think you should get a quality broker who is able to analyze and pick stocks that will do well in the long term, else you will be in a long bear ride.
@NotyourBusiness-urto64 күн бұрын
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a broker, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
@lincoln-tser4 күн бұрын
This sound interesting. I’m not really one to use pro analysts, but I guess it would not hurt to try one. My portfolio is in the red waters right now
@NotyourBusiness-urto64 күн бұрын
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Melissa Elise Robinson for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
@GREGG-434 күн бұрын
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@parinadoshi50522 ай бұрын
His clarity of thought comes through in this interview. He recognises his investing mistakes and knows what works for him and his behaviour pattern.
@suhaibcherukunnon16982 ай бұрын
Finally real people are sharing knowledge, no more jargons
@sagarbm42832 ай бұрын
His upbringing made him invest in real estate more than anything else. But he's a practical guy, who knows his risk appetite. Great interview. Keep bringing such guys on!
@guharup2 ай бұрын
Good kid. Story in many Indian households. Someone naturally and silently took all the responsibility
@HorrorSuggestions-pc9uc2 ай бұрын
RULE NO1 GET A JOB, or even u are self Employed INVEST EARLY
@kirankishore99342 ай бұрын
Those are 2 rules. Getting a job early has a huge probability of having a lower starting salary especially in India.
@findingfacts78412 ай бұрын
Exactly... He is able to make real estate assets because his salary gives a strong base.
@GunjanShah10002 ай бұрын
First important point # Tax free income from Qatar has played major important role here Second point# slow and steady appreciation in real estate. Equity market is more volatile, we always end up re-balancing our portfolio. Third point # Investment in commercial property gives good return in long run as compared to residential property. Fourth point # Check due diligence about build and land before buying property. Take benefit of the rates during pre-launch and enjoy appreciation later.
@sagarjambukar71372 ай бұрын
Learnt lot of lessons from this interview. Though I am primarily an equity investor I could relate with his point of view that one needs to make a lot of decisions frequently in equity as compared against real estate. Always need to be on your heels about what is happening worldwide. Liquidity can be both boon and curse - it’s most difficult devil to deal with in investing. 🤞
@ChethanV-gi8io2 ай бұрын
One of the best interviews in this channel.
@subhabratadas26502 ай бұрын
The loan of the house was paid off by using the money received from the term insurance. Being a CA and a financial planner himself was this a rational decision? What happens to the future of his brother’s family? A lesson to learn and take into account.
@rohitramchandani61652 ай бұрын
Rational decision, he is supporting his brothers family, so getting rid of debt is first priority
@subhabratadas26502 ай бұрын
@@rohitramchandani6165 Sad but the truth of life is we tend to miss out on these small details that causes huge problems later. He is really a great gentleman (now) that is taking care of his brother’s family. But exhausting the insurance amount does raise a question. We often tend to choose dependence instead of freedom. Today this insurance amount should have been invested properly to be able to take care of the living costs and future large expenses of his brother’s family. If debt on the house was an issue it could be fixed by moving onto an affordable property. On this Independence Day it is sad we still chose to be dependent on others where there can be an opportunity for financial freedom.
@MINATOYELLOWFLSH20052 ай бұрын
@@rohitramchandani6165Usually every home loan has Group life insurance provided by the lender at the expense of the borrower. Why did they not take that. That's the cheapest form of the TP and he should have come with better idea to settle his loan with his TP. Family conditions won't remain same for forever.
@CountingStars3332 ай бұрын
His brothers part of debt.
@subhabratadas26502 ай бұрын
@@CountingStars333 which he is now counting in his asset calculation for total wealth.
@ContentArm2 ай бұрын
This is a good slap on the face of people who claim that a job will never make you rich and business is the only way. Yes, his income boosted bcoz of Qatar but he got that opprtunity because he was good at his job.
@saurabhgalinde77921 күн бұрын
The guest has a very good clarity on what he is doing. Really appreciate him for sharing valuable learnings with us.
@binod-w8bАй бұрын
Such an honest and calm guy! Love watching without skippng a sec. Thanks for bringing such stories.
@pavanramappa74642 ай бұрын
He spoke his heart out when it came to the comparison of equity vs real estate.. totally agree with him!
@pavan1234543212 ай бұрын
Bro took monopoly seriously
@tharakeshaba2 ай бұрын
🤣😂
@CaseyBrown-sx2px2 ай бұрын
Successful people don't become that way overnight. most people see at a glance-wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life🙏🙏🙏
@DylanDeSmedt2 ай бұрын
you are right .
@DylanDeSmedt2 ай бұрын
Most people don't invest due to ignorance.
@TildePoulsen2 ай бұрын
But of a truth they are scammers but real brokers are out there too waiting for investors.
@TildePoulsen2 ай бұрын
So don't be scared of giving any one a try.
@RodrigoRodrigues-sh1tn2 ай бұрын
He is not like the other trader that will start telling you stories why their trade didn't go well after collecting your money..
@nagendraprasadashwath77502 ай бұрын
Nice interview and my key learnings: a. Having a term insurance is important and it can ease financial burden b. if you do not have stomach for market volatility and if you are someone making decisions emotionally then stock market may not be good option for investments c. Do research on real estate and commercial properties can be good choice if you have a own roof d. Be humble and a cyclist (who is not good for an economy 😅) e. Take responsibility for you and your family and be the brave kid
@drjitendravs2 ай бұрын
WONDERFUL STORY WITH AN ABSOLUTELY CORRECT MINDSET. ❤❤❤
@tejastupe2 ай бұрын
Onsite se paisa bana hai. India me rehta to abhi tak ghis raha hota. Better to go out and earn. If possible, stay there only!!😮
@SulekhaDhar-pj6xz2 ай бұрын
Plus that "term plan" amount
@GreenDriveIndia2 ай бұрын
my bro is living in US, once he earns enough he wanted to come back,
@tejastupe2 ай бұрын
@@GreenDriveIndia Tell him to think through before coming back. I returned from the UK in 2019 after a 3 year stint there. I repent of that decision everyday.
@Ritika192532 ай бұрын
@@tejastupewhy ?
@GreenDriveIndia2 ай бұрын
@@tejastupe if you go now..u won't regret coming back.. too much instability in UK
@enthusiasticasian6189Ай бұрын
One thing that needs more clarity- his brothers insurance was invested on his lodha home so that makes the lodha home 50 percentage for his brothers family and 50 percentage for him. So if that property is 1.6 C, he owns 75-80L worth in that property. How come this point was not highlighted enuf in this interview?
@sophiaandradekapadia9 күн бұрын
.... currently I go on a bicycle to .... 🌷 thank you for bringing such real life stories of people moving from a -ve financial state to a positive, thriving financial one. I liked the honesty too when quizzed on "wouldn't equity / stocks give a better return" .... "in theory yes", emotionally no yes there is a human angle which must be taken into account
@dayanwarsi6162 ай бұрын
what a great story and massive kudos!
@alishop73892 ай бұрын
Relatable. Very well asked questions.
@meezankhan99Ай бұрын
Great.. Working in Qatar changed his life..
@mitisrivastava2 ай бұрын
I completely agree if you understand real estate it can do wonders….you can leverage and get the huge benefits….I bought one plot in Hyderabad 300 square yards worth of 8 lakhs in 2010 and now it’s above 1cr and now it is started growing because of government projects in surrounding…..i bought a plot in Lucknow worth of 25 lakhs in 2016 …one approval is pending if comes it comes it would be rise 1.75 cr otherwise it is merely double…..
@PeaceLover888221 күн бұрын
Smart and serious investor. Good story for inspiration.
@jayshah97652 ай бұрын
Dhiru Bhai. Truly inspirational. You have turned it around big time.
@MySanjukta2 ай бұрын
30 LPA CTC, sitting in a podcast ...me with 35 LPA CTC, scrolling reels and watching him.
@rowenaravenclaw3483Ай бұрын
qatar has no income tax
@rohi125511 күн бұрын
Me with 1.5 cr scrolling and replying to your comments, investment is a need for all don't worry. But all market looks very expensive
@rohi125511 күн бұрын
Me with 1.5 cr scrolling and replying to your comments, investment is a need for all don't worry. But all market looks very expensive
@warlord54887 күн бұрын
what do u do?
@warlord54887 күн бұрын
@@rohi1255 what do u do?
@TtoobeetTtoobeet2 ай бұрын
It was due to the Qatar hike that he got a good corpus in...well done bro !!!
@ali_edittz72 ай бұрын
Great informative and valuable video thank you wint
@ajayjames87882 ай бұрын
Best videos ever, he is so down to earth and practical.
@snklpktr2 ай бұрын
I am becoming a fan of this channel. Real life stories from people who turned their life for good, are so inspiring and encouraging.
@vivektiwari50642 ай бұрын
Bhai ko Qatar ki salary India m reh ke mili h wo b tax free isliye sari growth hui h. India m 30LPA m 6LPA tax deta to fir multiple real estate investments ka soch b nahi paata
@shoryabeohar18162 ай бұрын
Sane here ..tax terrorism killing so many plan for indians
@gakraju22 ай бұрын
Great interview!
@yasserjinna2 ай бұрын
Wonderful Happy for you And also learning experience 👏
@manojchordia28882 ай бұрын
Great ! keep sharing stories of such ordinary folks who make it big.
@22naman482 ай бұрын
Great content 🎉🎉🎉
@kanagarajnainar60202 ай бұрын
Wonderful Bro 🎉
@manojavr936528 күн бұрын
Your videos are really inspiring❤
@JayAccountant-ff1ju2 ай бұрын
Make more video how he manages so many properties
@Alan_Jacob2 ай бұрын
great guy
@WintWealthYT2 ай бұрын
That he is (:
@gurpreetkakkar2 ай бұрын
@@WintWealthYT I have 3 CR asset value excluding ancestral. But cannot be this open due to current organisation clause.
@jacksonjohn21812 ай бұрын
Good learning, especially interms of the advantages of real estate, and about the commercial properties. Thanks
@justMRVАй бұрын
I kept my phone aside and listening and that crik sound during numbers I felt there is an insect in home. I just searched for it and realised it's in video after 5mins
@KayLee201032 ай бұрын
Nice interview. Bro is simplicity ka Avatar.
@batista988542 ай бұрын
It looks like he anyway was financially sound to buy properties
@manishasingh872 ай бұрын
It was his brother's term insurance which helped the family to sail through at that time.
@2903salman2 ай бұрын
Yes, brother's term insurance+ working in Qatar. These 2 were the gamechangers@@manishasingh87
@Options44752 ай бұрын
practical man , no car required paying a emi of 18000 in car plus 3000 in petro better take auto for whole family say 500 rs comes to max 15000 or take a scooty comes down to 5k emi plus 1200 petrol makes sense
@prakash462713 күн бұрын
TERM INSURANCE IS ALSO PLAYED IMPORTANT ROLE IN HIS BROTHER HOME LOAN CASE
@sunmoon45202 ай бұрын
Hats off for taking care of entire family. Common story of FIRE in India. Either you work outside India or inherit money or inherit business or at least have Double income or Luck😅
@bvlal862 ай бұрын
❤👍Expecting more stories
@CA_SmitKalaria2 ай бұрын
Finally other then from IT Field
@Nayanyatish2 ай бұрын
Nice episode guys keep the good work
@ngng12442 ай бұрын
Hi ...very nice planning by him..kindly please share about the taxation rate part of the rent that he is getting...whether that is also tax free or is part of ITR 2 that he files?also not much is told about whether the house is owned by him only or his brother also..as his brothers term life insurance was used to pay for reducing the loan...whether he will have to pay back the 50L to his brother in case he is claiming the property?
@karthikarvindcs17 күн бұрын
The problem in real estate is that even the passive income in not a guaranteed. Tenants can stop paying and we will end up dealing with politicians and gundas or at a civil court.
@karandua65642 ай бұрын
At 9:44 why didn't you consider the rent he has been getting?
@abhisheksharma17002 ай бұрын
Exactly, instead now the rent would have been able to bought equity. He is actually quite intelligent financially. as opposite to what interviewer is trying to direct.
@jayaprasadgajam38032 ай бұрын
there is a gap between initial amount and possession, so rent won't be coming for some time though
@limitlessgo80392 ай бұрын
Best wishes bro.,...
@Nidhi.pranchal2 ай бұрын
Please analysis video for early retirement portfolio in india.with assets allocation? Dividend income? Rental income? Please analysis dabur vs hul vs tata consumer vs dmart? Which is best for portfolio as a FMCG share?
@Howto-pm2if2 ай бұрын
30-40k monthly expenses in Mumbai with family, NOT POSSIBLE
@crimsoncad3230Ай бұрын
Why did you skip the part where he was explaining the process selecting under construction projects with low risk?
@debchak272 ай бұрын
in one sentence - can someone calculate the XIRR of the real estate portfolio of the guest ? And then just compare with equity. Decision simplified . ain't it ?
@jeswinjoseph85252 ай бұрын
nice one
@sarthaksanatani052 ай бұрын
80k emi passive income 76000 i dont think this is classified as fully successful passive Income
@karthiknl48242 ай бұрын
I don't understand why people say that ULIP gives lesser returns than FD. My ULIP plan is 6 years old now and I am getting about 10% CAGR. Do people have a misconception of it or don't they know to calculate?
@0nlypets_world26 күн бұрын
short story he got lucky long story : hes smart to make decison during pandemic
@thegoodtimegirl2 ай бұрын
How is EMI an expense! If he is staying in the house which he bought, he can count the rent foregone as his expense but an EMI is definitely not an expense.
@raghavendrav66512 ай бұрын
Ideally, Rent saved is income, interest element in EMI is expense, net should be checked if the one who is evaluating intelligent, heshould factor inflation in his computation
@lfcrants327Ай бұрын
I think working abroad gave him an edge because at that package if you have other responsibilities, it will be difficult. I think for real estate only makes sense when you can pay at least 40 percent of the amount as down payment as most of the interest is being taken in the early tenure of the loan. And for that down payment you need either to go outside India accumulate the corpus and come back or make money trading/business or whatever. Staying in India and earning that much will take some time. Please correct me if I am wrong.
@tradeiteasyy28 күн бұрын
Voice is like Harshad Mehta ..who all will agree , give a like ?
@prashunpcchakraborty70Ай бұрын
He is allowed to have his opinion on equity... wrong though it may be
@MyThebest7772 ай бұрын
It's all about your mindset , Best Interview ever.
@pranayk372 ай бұрын
What a guy
@prashantmorwal9082 ай бұрын
Brilliant guy!!
@Vignesh-yv6ct2 ай бұрын
one thing i didnt understand he have 80 lakhs stocks and 2cr property purchase value with a jobbb... is he have some additioal income or father money
@bvudoc86752 ай бұрын
Qatar money
@SK-gx5jx2 ай бұрын
chawl house vasis home buy 25 lakhs 2019- sell 40 lakhs LODHA LUXIRIO majiwada 1.4 cr buy now price1.6 cr HOME 80 LAKHS WAGLE ESATATE purhcase 70 lakhs-- now 1 CR --rent 50 rent KALYAN SHOP purchase 43.7--now maket price 80 lakhs -26000 rent KHARGAR purchase 95 lakhs current cost 1.35 cr -exptected rent 75000 passive income of 76000 rs later on 1.5 lakhs rent 5% GOLD
@EVikasamapp2 ай бұрын
Save and invest early… enjoy the beautiful time
@MoneyMindset-Manish2 ай бұрын
Made nice 📹
@kanupriyasharma30222 ай бұрын
Qatar/Kuwait/Dubai/Saudi arab se pesa kamai karne bale bahut he
@Cricketkeda282 ай бұрын
This guy has already came in shravan podcast, please try to bring the fresh ones
@goodgoing46152 ай бұрын
What a stupid logic. Not every one has seen him in Shravan podcast.f off.
@dhrumitkumarpatel88552 ай бұрын
Nice
@sunitshah262428 күн бұрын
Working in qatar, 30k rent and around 50k in emi.. 3lacs investment? Where are the monthly 1.6 lacs went ??
@thewanderingone76592 ай бұрын
Any input for this I have a existing car loan at 8% ROI the balance amount is about 6,10,000/- my bank allows me for foreclosure with 3% charges on outstanding principal. Would it be the right thing to pay the remaining outstanding amount and close my car loan after withdrawal of the required amount from my PF with gives me a intrest of 7.1%.
@AIFlickFactory2 ай бұрын
How much did you invest in gemstones 😊
@rahulswaroop88432 ай бұрын
Mileage is very low , I agree with it if its petrol model.
@PramodKumarmdpАй бұрын
All good things happened due to 4lakh per month salary.
@jeeiee_com2 ай бұрын
Double tap on this comment if you are debtless (no emi) like me.
@gowrishanker6359Ай бұрын
I disliked your comment because debt is all I have.
@virtexamit2 ай бұрын
If we earn in euro usd or other good currency then inr we can jump quickly reduce time of getting cr.
@jeeiee_com2 ай бұрын
On the way
@tirthendubagchi215428 күн бұрын
bhai he is Mumbai based CA .. yeh Sara real estate is through white money I don't buy the BS .
@nooruddinraotiwala353Ай бұрын
there are 2 types of CA one who belives in the potential of stock market and the other who believes in the potential of real estate!!!
@sahilagrawal97992 ай бұрын
he is really a source of inspiration
@okayMrN2 ай бұрын
Does the house had great vastu dosh as it ate away One whole family... Did you consider checking
@shivanandapandey60972 ай бұрын
He has right reasoning
@Indian-r6iАй бұрын
Equity will stress you out a small movement will bring anxiety
@sumanbhave64412 ай бұрын
Nothing adds up in this video SIP for 14 years, evenif we take 20k monthly amount and 20% return, will not even generate 1cr There must be either huge lumpsum investment more than 2cr or something else that the person did not share
@leftarmorthodox2 ай бұрын
Diversification is the key..
@sathishkumarcisco2 ай бұрын
i think same persone interviewed before
@commentwithoutfilter2 ай бұрын
This logic of 35 lakhs invested in Stock will double and it’s liquid logic doesn’t work for a simple reason, a individual will not put the entire money on one stock vis a vis putting 1-5 lakhs in one stock. The possibility of 1 or 5 lakh getting doubled is higher than 35 lakh getting doubled
@imprdp2 ай бұрын
don't why people tell their financial story to the world?