WORST Cars for Middle Class in India . DONT DESTROY WEALTH !!

Here is Car Buying Decision Explored for Middle Class in India. Know Cars which can destroy wealth by taking wrong financial decision in terms of buying in SUV, Mid SUV, Large size expensive Cars

[@Sanjay_JT]

This current generation definitely needs to see this video! It hurts 100% when someone you know is purchasing an expensive car beyond their capacity but doesn't even have an entry level health insurance to support his family in an unexpected situation.

[@suryateja2k11]

Very true. People are investing in unnecessary things rather than health insurance.

[@barmeramayur]

Completely agree

[@sandeepnagpure4483]

True

[@ranjit5229]

Correct✅

[@Mr2win123]

Well said ❤

[@pinakiroy174]

I am a senior finance professional. After a long time find such a logical, truthful presentation from someone from the next generation. Great job done.🎉

[@abbykr999]

Sunroofs are the most useless feature in India, but still people want them for showbaazi.

[@collectivesoul86]

True, and if someone wants to buy an automatic base model...these companies offer them with sunroof jacking up the prices .

[@Torquebeast650]

It's not the sunroof but they give some good features only in top model which has sunroof

[@distortion1582]

True. I own a Brezza ZXI. Not once I have opened it. Given the weather we have in India. We do not need sunroofs here.

[@himalayanlamatravels9074]

90% ppl dont know the use of sunroofs. Sunroofs are meant for specific places and uses.. but in India things are bought for showoff not for the use... In India sunroofs are bought for poking head out 😂😂

[@aadishjain7454]

Specially chapri bcche muh niklkr khade hjte h

[@ruchirtannu3504]

Nothing Wrong with Buying an Expensive car only if u can afford it

[@rd7068]

Bought Creta base variant mar 2021. Rs 11.5lakhs on road. Paid EMI of Rs 15100/- for 3 years. Sold April 2024 @Rs 8.35lakhs after 33k km . foreclosed loan. Not to mention petrol and running cost for 3 years. Loss hi loss. Show - Off ki chakkar main bahut loss ho gaya. Reason for selling - EMI chalana muskil ho raha tha being middle class with family 2 kids and parents. Now I use my brothers 2010 model Alto whenever I need. It has AC and power steering. I m happy to be free from EMi and depreciation. Peace of mind . Edit 1 - Forgot to mention something. I learnt that people don't care about your after market mods. I had done mods worth about 1.5 lakhs like 10.25 inch screen , Harman component speakers, faux leather seats , steering mounted controls , 16 channel amp etc, all people kept asking to judge it's price was whether it has sun roof or not. People really don't understand variants. They judge by three things , alloy wheels, touch screen and run roof ...

[@vineetgupta4391]

u were lucky Creta thi shayad isliye itne ache rate mil gye 3yrs old car ke

[@3rdclasstatamahindrabajajRE]

😂😂😂😂😂 what a nice story. Funny to read

[@amitgulati169]

Next time buy the top variant instead of base😊

[@naitik79]

Nice story and good decision.

[@kartikayeaswal3855]

Then why invested 1.5 lakh if you had 2 kids ...... bro show off krne kliye invest kro portfolio bnao car to aa hi jaegi ...... And secondly car use k hisab se lo not to impress or bhaukal

[@bhaway2k7]

A True Car Expert and You-tuber , Always thinks about his viewers. Hats off sir

[@hardikkondar]

Such me 🫡

[@vm-my6hg]

Very true, its somewhat expected for car channels to be on the passionate side, but its in the interest of viewers to present the sensible side.

[@DARKSOULGAMERYT-be6ji]

I'm driving a 15 years old Alto still running like a new one 😅

[@beastmotoz]

I won't buy car on loans 😞

[@harshaddhavalikar9123]

It will run for another 15 years.

[@sushilmeena8496]

Me too happy with my 16 yr old Alto

[@PradeepKumar-ch8sp]

My Swift vxi is 18 years and crossed 1 lac kms, never had any major issues. By spending around ₹2 lacs to restore and upgrade, I can use it for another 10 years ( if the govt permits) for my limited usage.

[@sgopinath3154]

@@harshaddhavalikar9123 30 SAAL AUR CHLEGA - DONT WORRY 🤣

[@vikasingle]

Finally someone tell truth about consumer buying behaviour,I purchased secand hand ford fiesta with cash and I am happy about with car, I was planning pay down payment and book a new car but Now i am happy No mentanance No EMI ha thoda mileage kam hai lekin chal jata 😊

[@randomyoutuberthotslayer8247]

The statement that "car is a depreciating asset" is completely wrong. And the wrong part is "asset" A car is not an asset, it is a commodity which you use and with use, its value will come down. So don't buy it like an asset, buy it like a commodity considering why you need it and will you be able to do justice to the hard earned money that you pay for it.

[@dapkuparsuchiang]

Car is definitely an asset if it is a commercial car

[@akhilmittalji6816]

Absolutely true. A commodity is meant for consumption and it's bound to loose its value. One should buy whatever is in the reach.

[@jamesgeorge777]

A car is an asset if used for business, if it generates income like (renting) or if it improves productivity. A commodity is only for consumption. Gagan is right in the video for calling a car an asset. Most Indians today use cars as commodities and treat it like commodities whereas in other countries cars are maintained by car owners as if it's an asset to the owner. Older generation Indians treated the car as an asset and maintained it well. All assets depreciate in value over time, so Gagan is right in stating the same as well.

[@calmandrage]

i20 owner here, 14 years and counting in NCR. The car still runs smoothly but this 15 year rule is gonna be a big headache next year

[@ambertandon]

Same here-.. Driving i20 sports in Delhi.. Total KM done 71000,, No problem with the Car.. Problem is the 15 year rule.. Else, I would'nt be planning for a new car.. 😪

[@calmandrage]

@@ambertandon How are you going to cope up with the pain of scrappage dude? Guide me as well 🥹

[@Reddylion]

I sold two diesel cars in delhi, scraped....... 10 year nonsense here.

[@calmandrage]

@@Reddylion Painful

[@Reddylion]

@@calmandrage yes bro..... paise barbad......

[@neoanderson4840]

Mere hissab se MARRIAGE IS # 1 WEALTH KILLER of middle class . Not car

[@tejasuparkar]

100% true. On the top of it in case if divorce take place then The Man is ruined to "Ashes" 😢

[@Dhaivataarambhacademy]

Exactly 👍 chalo, someone said this.

[@subhraize]

So true Dikhawe ke chakkar main life svings khatam Log kya kahenge , ghanta

[@asit_vlogs]

exactly....very true

[@nicola2375]

I thought you were telling about Thailand rather than marry

[@ShivamSingh-bw9rt]

Govt should reduce taxes on cars below 1000cc Environment friendly step. Small cars with decent ground clearance

[@akhilanand7821]

Gaadi hi nhi bachi is segment me av to😢

[@ShivamSingh-bw9rt]

@@akhilanand7821 Bhai sub 4 meter gadiya iss liye he bhari padi hai market me kyuki Tax rate Kam hai unpe. Jessey he tax rate Kam hoga apne AAP dekhna sare manufacturers 1000cc me car utar dengay. Btw Renault, maruti, skoda, Kia, hyundai etc still offers 1000cc cars(with and without turbo)

[@PapaSierraGolf]

Asli ke note - if u want savings mentality use real cash. Very good advice. Cannot believe someone on KZbin will give genuine advice. Hats off to you ❤

[@GulshanVerma]

best advice on finance till date

[@jamesgeorge777]

💯💯💯

[@mantasticsiddharth4936]

No Tata were harmed in the 32L wala example😂

[@ForeverKinG848]

Sahi hai TATA safari... 😂😂😂

[@FREEDOM-PEACE]

😂😂Nice one brother😅😅

[@rps5952]

Safari is not for middle class people period....Its for upper middle class and rich people who already have a german luxury car at home. Their priority is comfort, luxury, safety and road presence. They are not bothered about middle class things like resale, service network, mileage, maintenance cost.etc. They are not bothered about minor electronic glitches, since they already have 2-3 other cars at home and also only few units have glitches not all of them. They know that if gadgets are there, there will be minor glitches.....

[@freaksumfrooksum]

@@rps5952 stop defending a non relaible car... it has issues.. period.. and Tata sucks in QC

[@ForeverKinG848]

@@freaksumfrooksum true...

[@Rational326]

I am 74 years, single, still driving in 80/90 kph speed on highways, driving 14 yr old Santro xing GLS runs like a song. Very sturdy with very quick pick up, strong AC. Next year l will extend registration for another 5 years. I will be 80 and on principle won't take long drive. Will keep this car until govt rules allow.

[@sampadebroy3657]

Hi sir/ma'am, since you mentioned your age ,I want to ask you a question as a 28 years old. When you were in your 20's or 30's ,what were the things that you thought were really important that now at 70 it feels like they were not important at all?? And what best piece of advice would you like to give to a 28 year old about life??

[@RonakSaini-jb3iu]

@@sampadebroy3657 Same query as an 21 year old guy to @Rational

[@vikaschahal83]

I am ok with my Ritz VDI, driven 2.2 lak, no issue..going tomorrow to cancel booking of Scorpio N

[@priyamyadav2278]

Mt kr bhai …. Pesa swarg Nhi leke jyega … pesa hai to enjoy kro

[@aklantapratimmazumdar199]

Bhai cancel kar de..us pese se duniya ghum sakte ho...

[@ayubshaik2907]

​@@priyamyadav2278lo ek aur baap ka paisa udaane wala KZbin pe mila

[@Leo-gc3hq]

Sahi ...OOO paise kahi aur acchi jagah kharch Kariyoo aur loan se to Bach go loan k chakkar se bhayaa bahute

[@sandey22]

Most sensible decision of ur life 👌

[@ag7487]

Aapka trademark intro "welcome to mycarhelpline kaise hai aap log" miss kiya sir. Accha tha. It's ur unique style

[@DailyLifeSolution]

kaise nahii kesse he aapa

[@ajaybatra2024]

Yep​@@DailyLifeSolution

[@amitchaudhry7539]

Kaise nahi kaisseyyy.... Hai aap log....

[@dr.k.s.shashishekar2583]

Well said..cars are white elephants. I am a Doctorate in Mech Engg and have handsome income. I drive a 800 cc Renault kwid NXT which has all the requirements like power windows, power steering, entertainment, AC and most Importantly fuel economy. It gives me 28 km/ lit on highway after running 85,000 kms. It is compact easy to maneuver, easy to park and almost zero maintainance cost. It's pickup is extraordinary, even big SUVs can't beat it and when i overtake them on highways, i feel sorry for them. My colleagues who earn half of my income drive SUVs and they drive only on weekends because for daily travel,the cost is exorbitant and parking at work place is big problem. Earlier they used to tease me but now they are appreciating me but I don't bother about their comment I am happy with my life and that is important to me..

[@AbhijithS]

City driving is fine, but what about safety in highways? Kwid probably received 0 star safety rating!

[@barund5903]

Do we need safety build quality in city rides? And for god sake, if u r really unfortunate then no saftey is adequate in front of the luck.

[@sgopinath3154]

BHAI RENAULT SE SUZUKI IS MORE RELIABLE, AAPKE GAADI ME COST CUTTING BOHUT ZYAAD HAI - ENGINE CHAMBER NEECHE PLASTIC WILL CAUSE A BIG HEADACHE - ASK YOUR ENGINEER. BE CAREFUL.

[@sumeshsivsankar548]

Renault KWID is 800CC? like Maruti 800?

[@bijoypillai8696]

KWID is very good. My friend is using it since last 6-7 years.

[@sagarkochar]

The worst thing about SUV trend in Bharat is sedans have just vanished ! Sedans are way better than SUVs and it's sad !

[@Indianheartofgold]

Speed breaker se tootne k liy . Har gali me har ghar se pehle aur har ghar k baad speed breaker nahee 1-1 feet car breaker hote hain.

[@ranitsen4491]

People are buying suv not just because of the trend. The fault lies also in the infrastructure and reducing parking spaces. For example I chose suv because of their class leading GL and a sedan was not fitting in my garage which is why I went for elevate instead of city even though I wanted city since childhood.

[@zonejvm]

Bad roads and unscientific constructions are the reason why people buy tall hatches

[@TruthPrevail777]

​@@ranitsen4491I really don't understand your point. SUV is bigger than Sedan class. How come you upgrade from Sedan to SUV if your Sedan wasn't fitting in your garage?

[@ranitsen4491]

@@TruthPrevail777 honda city is longer in length than elevate. Same thing for kushaq or taigun length is smaller than slavia or virtus.

[@rok99100]

I am a doctor with fairly good salary and i am driving a 2011 chev BEAT..people all around me r buying cars beyond their salary cap with EMIs & then they hv to earn for that bank..nvr understood why & how..most ppl r buying for show off!!!

[@dkstyles9612]

Hello doctor beat is not your personality you have to buy brezza minimum or creta

[@xlr8466]

Dude rocking a Chevy and you are suggesting him Maruti Suzuki 😂

[@timtimothy523]

Hi Doctor, I support your judgment. You are doing well. People are crazy about the new cars. Please keep it till you sip the last drop of juice out of it. I own ecosport and have no issues with it. I have tried every car from c suv to big suv like harrier and xuv700. They are not like the old ones. You feel something is missing in them. I am afraid to change my ecosport as I feel there may not be any other car like it. You rock with the old ones only. Keep rocking doctor

[@prasenjitchandra5673]

I'm also happy with my Beat LT..

[@rok99100]

@@dkstyles9612 I don’t think a car or ur clothes or anything superficial should define ur personality brother..maybe that’s d problem wd our generation..personality is wat we r as a person!!

[@yjsandeep01]

Middle class people must not Cross a budget of 14-15lks maximum (on road price) when buying a car.

[@anuragsharma6471]

10 bhi nhi krna chahiye

[@Susspect69]

20 L is the highest limit in 15 u will get nothing 😊

[@sinlokemp]

10L should be max

[@VishalVerma-ep8qi]

Agree

[@abhaysinghabhay]

Total onroad price should be less than half of your annual income.

[@weatherwings]

I almost fell for this trap. I own a four year old honda jazz vx cvt, butter smooth. Not a single issue till now. 46k kms. Was planning to upgrade to elevate. Then i thought to myself, why ? I didnt need it. Now i am very much satisfied and plan to keep my car for another 6 years

[@debview]

Brio 12 yrs. smooth

[@sharonpaulson31]

Same here, already have a good functional car, but the temptation is real 😢

[@debview]

@@sharonpaulson31 haha yea - it feels druggy 😅

[@weatherwings]

@@sharonpaulson31 yeah, specially since these auto channels cropped up

[@sumanshekar4777]

I own jazz vdtec. Its absolute fam car going strong with zero complaints since 9years..jazz is very reliable but it falls under premium segment

[@FoodTechTravel-ur4fj]

Yes a much needed information and piece of advice, i thought of upgrading to creata N line and it costs me close to 23+ lakhs i will stick on with Honda Amaze brought on 2018 it still works fine and has Honda reliability I wanted to change only because of my friends peers and cousins and none are going to support me financially anytime, so it would make sense for me to save this money and use them to buy me home sometime later in the future.

[@saimanojc]

The fact that he sat in a Honda City to make this video makes it even more good 😊

[@vijayacharya5763]

I have a 15 year old swift dzire zdi and will be renewing the registration. this car is very reliable even after 3 lacs kms on odo . I was thinking of selling this car and buying a new one. This video has opened my eyes to the financial mistake I would have made if I bought a new car.. I thank you sir for this great information.

[@themasterbaro2651]

Sunroof makes car look airy..i love panoromic sunroof not as a showoff. Reduces motion sickness (vomiting)

[@yashsavla6902]

I have a 7 year old Honda jazz. I am facing height issue in this car. So considering to buy a heighted suv as i tried changing the shock absorbers but no use. Please advise if i should spend 15-20L and buy a suv for my 5 person family. (Living in mumbai city)

[@TheNagdeep]

100% true. But no one wants truth.😊

[@kponline7668]

My family has only 3 members. so i bought Ignis car . Small car but reliable.

[@Reddylion]

Smart buyer, vaise hyundai i20 etc bhi good.

[@pramodhkumar4148]

Fantastic car..in fact the most underrated in maruti

[@deepaksahoo1428]

It has best in segemt engine and very good balanced suspension of all maruti small car .

[@trijit96]

It looks cute but spresso would have been better 😂

[@mageshmac4716]

3 people also it won't save in major accident.. change ur car.

[@badrinath6965]

Govt is looting common man in the name of Taxes road tax toll tax surcharge etc....

[@mettleUnbeaten]

I paid close to 45-50% tax on my kushaq

[@AS_7419]

Any tax free country do you know? Then I will shift there!

[@akhilmittalji6816]

Taxes are fine when they are used to empower the defence as we arw surrounded by enemies from outside and inside.

[@JohnWick-ez6vs]

​@@AS_7419That's why there are many Indians in UAE.

[@swarajdevotee721]

I'm driving a 17 year old alto...and i can drive till 2027...then I will buy a 2nd hand wagon r😌

[@MotospeedIndia]

Gaganbhai ekdum perfect bola aapne. I owned Maruti since 20 years only yearly service visits were now after buying SUV almost every 3 months I land up in service centre. 👍👍

[@weatherwings]

Which suv

[@vishalahlawat7396]

I had done 2.5 lakh km in maruti 800 (2002 model) and 3 lakh in alto k10 (2011 model )no major issues came and was sold with original engine ......now I have wagonr (2021 model) with 70k km done and still runs like new .......maruti engines are best even with bs6 norms

[@vivekvs9678]

I love my 15-year-old Honda City Sedan manual transmission petrol. It's reliable, with a smooth-running AC, spacious interior, and ample boot space. The original speakers still sound great, the analog instrument cluster is dependable, and the central locking works perfectly. The engine runs well, making driving enjoyable. No need for an upgrade!

[@sohel_naikawadi]

bro i own a black honda city gen 3, one of the best decisions I have made.

[@ajaychopra6348]

Be carefull, traffic police is keeping an eagle's eye on 15yr old cars

[@wennwenn1422]

I have a 6 year old used city 60k odo (4th gen) (I bought it used when it had 3 year & 38k odo), only problem it had was Rs.100 switch was replaced other than the usual maintenance (I don't follow Honda's every 1 year service bullshit).

[@sohel_naikawadi]

@@wennwenn1422 oil change in 1 year is necessary. It can cause problems in engine otherwise.

[@wennwenn1422]

@@sohel_naikawadi nahhh, it depends on how much you drive.

[@sanamlive3124]

Sir, your suggestions are very much valuable. You had suggested Michelin tyres for car in a video which you have uploaded a few years ago and I switched to Michelin for my elite i20. Seriously the tyres has hardly lost any grip even after driving the car for 50k+ kms after switching to Michelin, also it punctures less. The financial advices in this video also feels helpful. Thank you.

[@sravank7105]

Michelin stopped selling tyres in india ?? Where did you find ??

[@sanamlive3124]

@@sravank7105 I was lucky to find the last set of Michelin tyres at a store in 2022. The store owner had only one set left, and I snagged it!

[@Swarnava_Ghosh]

To help me narrow down our options, can you suggest some car models that fit within our budget based on your information?

[@tomanbhalyngdoh2381]

I drive an alto 2006 model, planning to change my car....for a bolero neo for its mid feature ( I live in hilly terrain) figure it's a helpful feature. Please advice if it's a good investment. If not which car should I consider. We are a family of five. Thank you

[@sramuchoudary658]

Already companies are struggling to sell the cars😂😂 and you are killing the desire of the people to buy the car.

[@FAS_M6]

Used cars are as expensive as new, but new cars are becoming expensive due to emission norms that give an edge to used car prices.

[@anubhavmohanty1736]

Only if gst is less than price will decrease of new cars

[@sanyamjain1967]

He's telling the truth and practically

[@wardgood9546]

​@@FAS_M6if you are getting good deals second car are still the best option

[@tonyrebeiro]

Perfectly sincere and Very useful information and advice.

[@hermanirascible3310]

Middle class should not spend more than 6 lakhs for a hatchback or more than 10 lakhs for a mid size car. Many cars are available in this range.

[@nitishhombal2645]

Hello, loved your suggestions. I own a 2019 Dzire VXI and happy with performance and is enough for my family needs. The only concern I have is on safety, and planning to buy a safe SUV car with automatic gear box. The need of SUV body type is genuine as I will be using it in the farm mostly so need higher ground clearance, bigger and extended boot to carry goods. Considering all these I'm planning to go for MG Astor Select CVT, would that be a good option? Dropped Creta and Seltos for Safety and price point, I'm getting Astor at almost 3Lakhs lesser to Creta and Seltos, which I can consider to account for running cost since Astor has lower FE. Please suggest

[@ayanray3305]

One thing which everyone fails to understand. Cars are not asset, they are consumables. Similar to AC, Fridge, mobile etc... You buy it for luxury, not to earn profit on sale.

[@srinu57]

Over priced innova hycross, fortuner, over priced Scorpio and XUV700. ln fact none of the cars in the Indian Passenger market are VFM.. All are auper duper total waste of hard earned money. The govt is earning a lot of taxes and the automobile industry still keeps selling old and scrap models in India.

[@sahilrana-mw8qb]

Just because of Indian govt tax policies

[@ajaymsingh]

I love my 2nd generation HONDA CITY (original Japanese) but 15 years rule is hurting. Specially when all the pollution is being monitored by the govt. It's unnecessary and unjustified to force to scrap the vehicle which is running well under the pollution limits.

[@davebatista8636]

Yes sir, specially for only Delhi ncr

[@biondisubbaiah]

agreed

[@vijay_ailuri6452]

U wanna sell?

[@rammurtilath2529]

Right

[@JustChill76]

Absolutely Ajayji. Government cannot force such things on us I am driving Maruti Esteem 1996, which is in very good condition

[@Sachinsnadh]

The thumb rule is to buy a car worth half your budget. If your budget is 10 lakh, buy a second hand for a 5, if it's 5, and you don't get a good car, you're better off not buying a car.

[@vishalsahi3832]

Seven years later, my elite i20 continues to run flawlessly. I originally intended to sell it after a decade, but you've changed my perspective. Now, I plan to drive it for fifteen years.

[@Krish98765]

Hatchback is the best for city use + some extend highway use also, Punch,Tiago, i10 nios, swift bas enough. It is better to buy a Flat of 30-50 lakhs rather than a car..

[@jeromepark7002]

Also railways have season ticket first class to get you to work .... Kids should learn to walk to school . Like I did. !

[@gauravgaur_in]

Sunroof is not for hot countries like India

[@ambrishkumar2905]

I have sunroof car n never faced any issue

[@catchmeifyoucan1807]

​@@ambrishkumar2905it's not about issue. It's a feature which is meant for cold countries, not a hot country like India. The cons are more than the pros.

[@falcigo]

I was thinking selling my old car and buying new one but your video opened my eyes i will renovate my car instead 😊.

[@user-rk6et2yq1s]

Car Manufacturers & Banks be like: Arey baap re ye to dhoti khol raha hai. . . . Anyways such a relevant video. Every word makes so much sense. Kudos for such practical advice.

[@Sanjay_JT]

Missing the old intro....

[@imagination359]

Sunny deol wala ?😂

[@viditctandi773]

Me too....kaiseeee hai aap log...😅

[@ShouryaSingh6609]

He purposely avoided it as this time his video is about avoiding large car spends when not needed.

[@imagination359]

@@ShouryaSingh6609 large car ko avoid kare na dailog se kya hai😃

[@ShouryaSingh6609]

@imagination359: His opening line is purposefully devoid of emotion and speaks logically about needless showing off in buying large cars when not needed. Even he knows his opening punch line is very popular so why else would he not use it when it is always delivered in his last 500 videos.

[@sharwan-sachdeva0046]

U simply nailed it. One should always purchase a car while always keeping the practicality in mind. The car must be economical, spacious, comfortable n must give a feel good factor.

[@mintuyadavmintuyadav7440]

aaj tak ka sabse hit vidio .... mujhe 5 saal ho gaye car news dekhte dekht par ......aaj sahi gyaam mila

[@AbhijithS]

This is a highly underrated video. This video should be made mandatory for new car buyers!

[@955bd]

बहुत अच्छी सलाह, पहली बार किसी ने दिया तो वो आप है l धन्यवाद सर l दिखावा पन लोगों के जीवन को मुश्किल बना रहा है l

[@sameerkmr8]

Really eye-opening session. In ongoing glam sham , permanent liability are created for permanent headaches in form of EMI. Aur Sach baat hai , kisi ko koi farak nahi padta ki aap kya chalate ho.

[@ourworld86]

SUVs are a nuisance on Indian roads. Their drivers are no different. Govt needs to promote small cars for India and not these environmentally detrimental SUVs. Its just crazy.

[@sgopinath3154]

THERE IS A CAR MANUFACTURERS LOBBY WHICH TAKES DECISIONS, THEY ARE NOT WORRIED ABOUT US OR THE TRAFFIC OR ANYTHING. RULES ARE MADE TO SUIT THEM, NOT US. SAMJHO

[@parasbadjatya11]

Great video. I am planning creta top model costing on road about 22lakhs. I have Honda City which 18yrs old and running smoothly.it's validity will be over in 2years. I am retired person. Now I am having second thoughts whether to go for such costly depeciating asset that too when my running is about 400km a month mostly in city. I have parking issues too. Will review my decision. Thanks for this new insight.

[@KihoviSumi-su5op]

Thanks for uour good advised and informative notes. May God bless you.

[@pranjalgogoi4308]

Yeh kahi apne sahi baat, i own Grand i10 since 2016 without a single problem, and dealer calling repeatedly to exchange with SUV

[@sandeepahuja3468]

Same here 😂😂😂😂

[@rahulbaishya8498]

Bhai huma bhi bol raha tha hyundai wala humba bola free ma dena hain toh bola warna agli barr sa phone mat karo

[@zyzyx1111]

No "Kaisse hai aap log" 😐

[@harshtripathi1379]

We are in Delhi NCR, with a 85k salary, and home loan EMI of 23k. Many a times I and wifey discuss about a car, but after some simple calculation, we arrive at a simple conclusion of not purchasing car and living happily. In Delhi NCR, Delhi Metro and Noida metro a working fine. Then state transporters like UPSRTC, UKSRTC, HPRTC, JKSRTC are offering some superior class Volvo bus and these days expressways, excellent roads are there. My 5 yr old Avenger Cruise 220cc is working superbly, rest we depend on Olas and Ubers. I certainly think that I don't need a car. Indian burgeoning middle class is running actually after only show-off.

[@canyouvish]

Delhi has a very reliable and extensive metro network - which is not the case with all cities though

[@b_hav_6365]

Yes, as long as i was in Delhi, i never felt the requirement for a car. Ola and Uber are way better and convenient, whenever metro doesnt suffice.

[@bhavyajain1379]

A personal car is a must, get one used car even if it has to be Alto or Nano, in times of emergency u have your car to get from A to B. Just think it, we all fell sick, bhagwan na karre think like it, your wife aur children fall extremely sick that u need to rush to hospital asap (this case has happened with in my family end number of times) what will u do, will wait for Ola? Get a car buddy

[@princelordgamer8155]

So what's the problem if we take a lone and buy a car ?

[@msguruprakash]

Your video supported my decision not to buy the new Creta diesel with a sunroof. I have a Swift diesel top-end with a smooth 22 km mileage without any issues... Thanks..

[@kumarp2476]

Excellent episode....so very thoughtful of you. Middle class ' misplaced sense of aspiration needs such direct, in-your-face shake ups.... But pls do NOT leave out your signature "Kaise Hain Aap!"😢

[@aryan_4823]

I own a 2021 Honda wrv 1.2 ltr petrol the car it self is good but it gives a milaga of 6 to 7,8 kmpl in city ( i live in a hill station ) and 12 to 13 kmpl in highway. I'm thinking of buy the new xuv 3xo diesel which has a milage of 20 kmpl . Should I buy is or not ?

[@suryateja2k11]

Currently my go to recommendation for family purpose is either MS Baleno or Fronx(1.0 turbo) if going for a hatch. In sedans Honda Amaze is a very practical car for everyday use and long touring. In sub compact SUVs, either sonet or brezza. This is my upper limit and I'll not go for anything higher than this segment. I may compromise on few gimmicky features but I'll not have any major reliability issues as well. Because as the elctronics keep getting loaded in a car, so are the reliability issues. I'm not interested in Tata or Mahindra because of small niggles those cars have.

[@bhupinderbajwa5]

I also purchases Honda Amaze top model in 2024 after maruti Alto base model for 15 years

[@SanthoshKumar-in4dl]

​@@bhupinderbajwa5 what was the exchange price of Alto? I am also planning to exchange my 8 yr old Alto for Brezza base LXI variant. They quoted 2.2L for my old Alto..

[@bhupinderbajwa5]

@@SanthoshKumar-in4dl I didn't exchange my Alto because of some reason I emotionally connected with my Alto. In terms of exchange I think Maruti,s True Value give better value.

[@akshaysingh2129]

Sir definitely it was eye opening video, totally agree 👌🏻 i was about to sell my brezza vdi automatic 2019 model just 5 yrs old car which had done 55k kms only & but dropped the plan because of emi .

[@there-tro-re-loadx2953]

You are the only person who raised this sensible topic, i hope this sheep race and herd mentality people will understand if theh saw this video, subscribed!

[@aravindkamath2871]

Your observation that it pains to pay in real cash vs online - that's so so true.

[@harharmahadev6707]

They way you explain it I would say I never heard such advice so far from any automobile youtuber. Very well done sir, 👍

[@rajatgoel3094]

Love to watch you video specially discount related and these kind of value oriented video. Thanks

[@bleray5668]

Due to higher taxes I bought ciaz AT alpha 2019 model for 7 lakh in Ap... 48k run only... is it fair price?

[@tarunarora7897]

The first most practical discussion... Dil aur dimag ki ladayi hai Aap kiski mante hain , sb us pr depend krta hai

[@deepakrathod7021]

My 7 year old car i20 I am very happy. 🥰

[@anonymousme7971]

Sir I bought second hand i10 its almost 13years 6 months. What will be cost of re registration? . Love from assam ❤

[@khillarelalit]

I have been following you for a long time, and I agree with every point you have made. Although many people nowadays fall into the trap of digital money and easy money availability, I could completely relate to the part where you said, "Pay in cash." I did this when buying my home. Even 200,000 rupees in 500 rupee notes looks like a substantial amount. I believe that if people start using cash instead of digital money, they might think more carefully before making any decisions.

[@vzvish357]

perfectly said Sirji I could have gone for XUV700 topend petrol but didnt go overboard with the new purchase and choose XL6 Alpha+ MT since that satisfied most of my requirement at almost 50% of the cost

[@rajeshv4068]

Even me too thinking like that but only panoramic sunroof and safety is the concern 😢. I'm thinking of buying AX5 . Don't know if that's the correct decision or not

[@vzvish357]

​@@rajeshv4068 XUV700 is an awesome package overall pls dont get me wrong -- I choose XL6 over XUV700 bcz that suited most of my requirements that too at a lower price My suggestion will be: First evaluate your needs & why you want to purchase a new car Then figure out your finances - This will give you price range Take multiple testrides (alone & with family) of whatever cars you've shortlisted Then take an informed decision About safety: dont blindly compare 5stars vs 3stars About panaromic: Sunroof is not a necessary feature imho If you are still confused than Mycarhelpline provides paid guidance services -- you can opt for it -- it will be a wise investment Note: I am not in anyway related to Mycarhelpline buiness Best wishes Keep us posted what you went for & why

[@Dr_DasEco]

So practical. A big thumbs up. I have spresso, my drive is in city mostly. And I am very happy with my car.

[@harih9039]

I’m using 2014 Wagon-R.. Almost completed 10 years.. The car is in good condition, but now every serving is costing more than 15k due to wear and tear of components.. It is advisable to upgrade the Car now? I’m thinking about Honda City..

[@wildlens7751]

go for breeza

[@hemantkharkongor5433]

Most practical channel on cars today .. respect to you from Shillong brother...👌

[@Arunav027]

Thanks someone who talk sense. The truth that many don't understand and realize late when they have already made the mistake.

[@nachiketdaithankar4405]

Wait ... where's the 'Kaaisssey hai aap?" I miss the Sunny Paaji-inspired intro 😊

[@hunk6890]

I have came across this video on right time , I am software engineer and earning okayish like 1.5L a month and have some liabilities like Home loan EMI and some personal loan EMI which cost me around 60-70k a month and now I have decided to buy a car and tried to check in bank if I could get auto loan and to my surprise they are offering me loan upto 20-25lac for car but I have decided to go for used car which and have finalised a used car which is costing me around 3.70Lac but I am still thinking again and again if I am doing mistake by buying this expensive car , expert please suggest what should I do ?

[@Information-news2]

I am an ertiga owner 2019 model, but planning for safari new , because doesn't feel safe when i go to highway with entire family, what can be a smart decision to buy a budget friendly safe 7seater

[@Lazybean]

"Hum theek nahi hai".... WHERE IS MY AGGRESSIVE *KESSE HAI AAP LOG* ???

[@Nitesh06190]

Other youtubers will never talk about these facts. Such a practical video.

[@RohitSharma-fe2bl]

Right best thing about sir is they cover financial aspect as well

[@vishalvarma4010]

This guy here is a gem of an individual...Absolute bang on explanation....people are going crazy on car loans without seeing the interest....Very well said sir...

[@user-hn5le9wi7m]

In exchange of my 8yr old Alto, planning to buy either LXI variant Brezza or I20 Magna. My usage is 90% city (Chennai) and 10% highway. Suggestions anyone!?

[@gunasekaranrengaswamy6595]

Much required reminder 🎉 thank you

[@soniajay736]

You are very practical person I very much appreciate you ❤️

[@sarathchandra7494]

Awesome video sirji. Everyone is saying to buy which car but you are saying why to buy car if you already have one. I'm in a dilemma, I'm having 2020 Hyundai grand i10 nios, put up 50k kms. It's 2 star rated, so should I buy another one or continue with it. Need your advice sir. Thanks.

[@supplychaincompany]

Hello Sir, I bought a 2nd hand i20 (2013 Petrol) in 2022 for 3.5 lakhs. City avg is 8-10 Kml/l and highway is 12-14 km/l I have almost invested 60k in repairs and tyre change. Further to this now the suspension is gone and also steering rack has some problem, for which the repair cost is another 60k-70k. Should I invest this big amount in repairs or buy new one?

[@techlearner1924]

Pity

[@weatherwings]

Isilie bolta hun. Buy Honda cars. Reliable, no nonsense, easy to maintain cars. Decent fuel economy. Has all important features . Lacks gimmicky features

[@ravic2079]

Thanks , you influenced my decision 👍

[@a.b.5015]

Right. I purchased Amaze in March this year. Really happy with it.

[@hitendrakumarloh222]

Eye opener for every new car buyer

[@maahi333]

I currently own a 10-year-old Polo diesel 1.5 that runs smoothly without any issues. However, the limited space is prompting me to consider purchasing a new car. I'm thinking about getting a Jeep Compass Longitude without a sunroof and with manual transmission. Is this a wise decision?

[@savagerider025]

Bro jeep compass is probably not the car you should get unless you really like it, its not very reliable and the milage on the thing is very poor. Yeah the features and all might be good but you can get all that for half the price. Go for a Volkswagen tigun

[@harikrishnan-od3rg]

I own a 12 year old wagonr petrol in Cochin city. My average mileage is about 500km a month. I am 29 yrs. The kind of pressure I have to deal from my family to buy a new car is crazy 🤣🤣 I told them how i find it useless to invest 30k/m for a car that stays in the garage for most part. For longer drives which I feel my wagonR would be uncomfortable i rent an Innova. In my city I can rent an Innova for 3 days for just about Rs 12K. That's like I am keeping aside 1000/m for some long drives. I am very proud this decision for the following reasons. 1. As per company policy the maximum liability I have if some damage happens to the rented car is about Rs 37000 in my city. 2. Including fuel expense the rent is only Rs 12K meaning I can stretch myself to even 3 or 4 such long trips a year accounting to only Rs 3000/m . 3. I don't have to worry about hefty EMIs. 4. I don't have to worry about changing tyres, servicing, modifying or any such things 5. I don't own something that is depreciating in value day by day. 6. I can try out different vehicle based on purpose. 7. Whatever money I save by not paying any EMIs, i can invest on assets as well my business that will grow and build by net worth. Extremely proud that I do not own a car and am unaffected by my cousins and friends buying new vehicles. Such a peaceful life. PS - I have invested well on my personal insurance for medical as well as term.

[@sanjaypatel-yl2hk]

Sir well explained today’s realty

[@kamleshkursija3834]

Sir, Thanks for your advice not to purchase Wongor String. But can you suggest any 2nd car in budget for Rs.4lkhs

[@anishglx]

Kyaa?

[@AGRIMJAIN27]

Which car qould you suggest under 10 Lakh- Reliable, city use, safe bulid, good economy ?

[@nrsdairies4215]

Tata tiago

[@phuntsokdawa3345]

You are right thank you

[@neerajmeghran5797]

Well said, absolutely right.

[@KSKitchenLifestyle]

100% Agree with you!