英國Cash Buy買樓平20%！真實例子分享｜現金購買 VS 按揭購買（有字幕）【我要做屋主 |

[@bellaboo8379]

你好lucky, 賣家非常generous, 減£50000， 一次都未聽過有人會減咁多。其實好多賣家唔care 你cash buy or mortgage, 除非佢非常想急賣。

[@landsweet3970]

請問cash buy買新樓都可以議價嗎？

[@angelica4770]

請問係賣家角度， 如果買家用mortgage 買， 賣家要幾時先收到錢?

[@yvonnehotten9862]

請問邊間銀行可以做加按？匯豐唔做嘅

[@thomaswck1]

測量師估價係幾多？呢啲情況有幾多成會搵到？

[@-kyle9739]

Survey report 一般分3個級別 Condition report ~£250 Homebuyer report ~£400 Structural report ~£650 視乎你想睇得幾仔細 搵 surveyor 網頁 www.ricsfirms.com

[@williamho3989]

請問英國買樓應否虛報是首次置業、以減少3%Stamp duty?

[@bonniewong4552]

點樣可以搵到呢啲低於市價嘅屋？

[@-kyle9739]

Sourcing agents 與 Estate agents 都會有，另外也可以在英國地區拍賣場買得到

[@huckleberry93]

Cash buy係咪無得估價？點先知賣家叫價無over value?🙏🏻

[@jeannieyeung1688]

網上有free valuation

[@MMMa-ty8sy]

I have cash but no income. Is it possible or easy to get mortgage after full pay a property in UK? Thanks.

[@ireneauyeung4395]

I do not think so, Bank has to access your servicibility ( the repayment power). Without a job, without income, They cannot do so....

[@-kyle9739]

Hi M.M.Ma, if you have 1 year landlord experience. You can find lender to get remortgage without personal income. But the choices are limited.

[@-kyle9739]

Indeed there are banks offering mortgages for experienced landlords without income requirement.

[@MMMa-ty8sy]

@@-kyle9739 You are talking about banks in UK or HK? I live in HK.

[@-kyle9739]

@@MMMa-ty8sy We apply for mortgage with UK banks even we are living in HK.

[@yokialex]

Totally useless

[@-kyle9739]

Hi Alex, 求指教