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Tena koe e hoa. You're welcome here!
Your support matters - I hope you'll stick around and subscribe, like, make a comment; or share with others. It really helps to get this kaupapa out there on the 'tube (and it's totally free!).
Where'd I get that?
Trackers, Mini Book of Savings Challenges and clear Celebrations Budget Binder: www.buymeacoffee.com/notchka2...
Madeline Budgets @MadelineBudgets (Christmas and Birthday challenges in the celebrations binder)
FREEBIES, DOWNLOADS AND MEMBERSHIPS -
I deeply appreciate everyone who found it in their budget to support my small business, kia ora! All my stuffs and membership for loads of freebies can be accessed here:
www.buymeacoffee.com/notchka2
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WHAT IS CASH STUFFING ANYWAY?
In a nutshell #cashstuffing is a form of #budgeting where you pay for everything in cash - no swiping, no consumer debt. It's a flexible system - you decide which parts of your budget you want to use cash.
I still pay my fixed expenses on automatic payment, it's cheaper and easier for me. I do take out and use cash each week for everything else. This has allowed me to challenge myself to have money left over at the end of every week that I can put towards saving. I have a small set of goals I'm working toward, that will give me a sense of peace and abundance. It's not easy on a low income, but it is so worth it!
I am not a professional registered to give financial advice - this is just a real and raw look at how I budget my money, I'm sharing it because talking about money, especially when you don't have a lot can be whakamā (embarrassing) even in families. Please seek your own advice to fit your situation.