Frugal habits for 2024 to save you money

These are the 8 frugal habits I have picked up that have made a real difference to my finances without forcing me to give up on the stuff I really love.
More frugal tips here 👉 morethanamummy.com/frugal-mon...
00:39 - What is frugality
01:52 - What do you want your life to look like?
02:41 - Avoid wastefulness
04:00 - Get it cheaper or free
05:59 - Mindful spending
06:36 - Embrace minimalism
08:38 - Take emotion out of spending
09:41 - Regular stock checks
10:57 - In it for the long haul
********
Grab your FREE budgeting bundle 👉 landing.mailerlite.com/webfor...
If you liked this video please subscribe to my channel!
// Come and say hi over on Instagram: vickysmithblogs
// Check out my websites: www.themummybubble.co.uk
www.morethanamummy.com
// Business inquiries please email [e-mail]
//See my Etsy store: www.etsy.com/uk/shop/MummyBub...
DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you.
I’m not a licensed financial adviser. These videos are intended for educational purposes only. No official financial advice is being given. Please always check with a licensed professional before making any investments or financial decisions. Your investments are your sole responsibility, and in these videos, I merely share my own opinions with no guarantee of gain or losses.

[@katiekrupa6608]

Being frugal is not boring it is a very smart thing ❤

[@TheMummyBubble]

I totally agree!

[@ciciscozycornerofficial]

I find to be happier with little things, knowing I'm not rich and have to save up, it makes me experience new things and cook jomemade too rather than spend it all on restaurant. Homecooking is so much fun!

[@lupemendoza7486]

I agree. To me, it means choosing to spend my hard-earned money on things that are important to me.

[@PatienceMaybe-zg6fu]

EmpowerING greenery living 🌿

[@sarafox5792]

I thoroughly enjoy it! ❤🎉😊

[@janjohnson5209]

I've been frugal all my life due to necessity. I make my own clothes, duvet covers have loads of fabric in them, cook from scratch, make bread, I was a single parent. I saved every month for Christmas and his birthday. I'm retired at 62, house paid for, living on my modest NHS pension. My partner is the same, repairs everything, builds stuff. We grow a lot of veg which I process and store. Being organised is the key to it all.

[@TheMummyBubble]

This is so inspiring, thank you so much for sharing! I totally agree, being organised makes such a difference!

[@veesvoyages]

This is amazing!

[@ciprianmaxim7100]

Congratulations! I totally agree with this kind of frugal life style.

[@booksrus6168]

Re: saving on electricity: I shut off everything at night now- not standby, but completely off- including the WIFI router. Not only does it save electricity, I also noticed that I sleep so much better now, without waking up 5 times at night ( I might be EMF sensitive?) The WIFI router gets shut off automatically with a timer (from Amazon, for less than 10 bucks) 1 hour before I go to bed. This also keeps me from scrolling through Social Media before bedtime, and I am back to the habit of reading an actual BOOK (!) in bed before falling asleep (usually within 10 min, lol) The quality of sleep I get now is priceless!!!

[@elaineforan4751]

Being organised definitely helps with frugality. Know what you have and where it is helps avoid double purchases and helps with thinking of alternatives to use rather than buying new.

[@TheMummyBubble]

Yes 100%, being aware of what you have already is such a huge deal. And it's so easy to lose track when you have a busy work/home/family life.

[@VitalBigras]

35th wedding anniversary. Never paid any interest. No car loans, no mortgage, never had any debt. We both exercise self control. Always worked part time (average of 2 to 3 days/week) We are now 60 year old and doing just fine, no worries 😌 only gratitude. My advice: spend less than you earn 😁

[@9FatraBbits]

I try to grocery shop once every two weeks; also I try to get creative with what’s left in the fridge and cupboards before going to buy more. This is a surprising money saver!

[@elaineforan4751]

You can air dry clothes indoors but it may leave them feel hard depending on your water. My trick is to finish them off in the dryer for 10 min or so. I never dry clothes only in the dryer, they are normally touch dry to go in and soften up.

[@TheMummyBubble]

Great idea! We don't have a dryer, but do have a heated airer which I find has worked wonders for softening the towels.

[@cindyneal5580]

I live 4 houses down from a co worker , she owes her house & she lets me use her clothes line in the summer... i love it 4 my towels & sheets..

[@elaineforan4751]

@cindyneal5580 I live in ireland and although I have a washing line, like most people here. It's just wishful thinking for most of the year. ☔️

[@Kristenoyinbo]

Add cheap white vinegar to the last rinse cycle makes clothes towels etc feel amazing

[@angelwings1]

@@TheMummyBubblewhat’s the brand?

[@noemblem]

Agree with most of it, but I wanna say, go to the library!!! Free books, movies, games & more, it's such an underrated way to save money..

[@sandrafrances]

I totally agree. In USA we have Libby online app for books, audiobooks which I love, mags etc. Perfect.

[@pamelahermano9298]

If you get along with your family, you can all live together and share all household expenses. That’ll leave each of you with more to save. I’ve noticed certain immigrant groups really get ahead by doing this. It’s obviously not for everyone, but it’s very effective. When I graduated university, instead of setting off on my own, my parents sold their condo, and with the equity, we purchased a larger home, and since then, we’ve split all household costs down the middle leaving more money for savings/investments.

[@francescanorton9805]

I've just unplugged my bedroom TV..it's always on standby and I never use it. 😮

[@traceyoconnor3194]

Even reading you can get free at the library and that includes ebooks and audiobooks great selection

[@TheMummyBubble]

I have the Libby app and it's great! Only criticism is a lot of the books I want to read right now are check out - which is frustrating when it's an ebook!

[@traceyoconnor3194]

Yes I get your frustration There’s an ap called BorrowBox most libraries also do along with Libby.

[@mumsstuff2496]

Also there borrow box for audio books

[@frankalexander5401]

I making being frugal a game. The more I am frugal, the more money I get to keep and less money the merchants make from me. It is actually fun. BTW, my net worth (California) is in 8 figures and my gross income in 2023 was over $700,000.00. I enjoying being “cheap as hell!”

[@renatal1972]

My dad grew up during the depression on a potato farm in Idaho. He would always say be frugal, use a paper towel more than once if you are only drying your hands, use dish towels to clean because you can wash them. Save your ziplock bags, wash them and dry, buy quality products that will last rather than cheaper products that you have to replace constantly

[@alanafraser8136]

Thank you so much for this video❤️

[@mumsstuff2496]

Great video, not having debt is a big help as no payments, meal planning is also something i do as well, which helps so much to save but also take the effort off finding meals to make each day as its alreday organised so we know what we are cooking, taken amazon and needless shop apps that just intise me to buy stuff i do t need but also little things like we boil the kettle and pour in flask , also love to decliutter and simply the home to make it more mangable and organised.

[@Joce123]

Frugality is a daily choice and so if there is 1 or 2 days that I am not frugal regarding my menu or utilities...oh well..I usually only spend 1 gallon of gas a month because I live 2 miles from the library, post office, Dollartree. I decided to not be picky about food. I make my meatloaf in a frying pan on the stovetop..using oatmeal, garlic, celery, onions ketchup, as stretchers..no oven expense less clean up, pop the unused meatloaf in the pan right in the frig for the next day

[@TheMummyBubble]

Great ideas! I'm a Brit so have never had meatloaf, maybe I need to give it a go!

[@davidventuresmedia]

Thanks vicky, great tips. I play golf and it costs a lot of money, but its my favorite thing and i get so much from it. So i try to cut back on other things so that I can afford to play golf ⛳️.

[@reneejkd]

It’s a mental wellness activity and good exercise. 😊

[@jonathanpaske2739]

Be frugal is being clever I retired at 65 and my wife will retire at 62 . No nose to the hamster wheel till the state pension kicks in

[@TheMummyBubble]

Love this!

[@terryjones9987]

I did this 25 yes ago and managed to retire at 40 all paid up. At 50 I now have a huge ISA saving account for old age (pension)

[@patmartin9727]

Some great tips in this video. I will be trying a couple of these tips. I try to stock check my freezer and pantry before going shopping and I shop with a list and try to stick to it. I try to remember every pound I save is a pound saved but to replace that pound I would need to earn an extra £1.35 as I would be paying extra tax and national insurance on the extra money I needed to earn.

[@TheMummyBubble]

That’s a really good idea. It definitely pays to consider the little bits of money. One of the best things I did in recent years was become much more aware of the value of tracking every pound and being more conscious about spending.

[@renatal1972]

I have a container garden in my yard, I grow potatoes, carrots, cucumbers, tomatoes, I also have chickens and sell or give away the eggs.

[@kylietierney882]

Hi Vicky, I am a new subscriber and watcher! I love how you break down the tips and don't pad your videos out with useless information! All of your habits are things that anyone can implement in their lives! Thank you

[@TheMummyBubble]

Hi Kylie, thanks so much for subscribing! So great to have you, really glad you’ve found it useful. Please let me know if there’s any particular videos you would like to see

[@olga26100]

Brilliant ❤

[@jaderoggekamp4284]

You may have helped me with the one thing I didn't seem to overcome. Thanks so much

[@TheMummyBubble]

I'm so glad!

[@NatalieNixieCruz]

I do that too now. I don’t mind buying my little one books or a trip to the zoo, rather than buying loads of toys which he’ll play with for 5 mins!

[@dm3988]

I am a new viewer here. I am a box red, and I was admiring your hair color. The fact that you do it yourself excellent results!

[@TheMummyBubble]

Thank you!

[@tessajones9393]

A pump heater dryer where the pipe brings put the moisture so as not heating costs more outright but is cheaper to run. Even though I live. In Queensland, Australia and there is plenty of sun, I just need the patience to hang up and bring in clothes. Every mum video I watched and I was like, how do parents do this? They all had a dryer, haha

[@veesvoyages]

Great tips!

[@lynnlaw7770]

I live in a small rural village in Scotland. Three other women in the village and myself are big readers. We know each other from different things we do. We all pass the books that we have read on to each other. It's fabulous as there's always something to read and birthdays and Christmas means family members usually buy us books which we then pass on to each other keeping the books choices updated. Once the 4 of us have read the books they then get passed on to other friends and relatives. Saved us all a small fortune.

[@scrubs4everr]

That sounds SO lovely! And it's a totally different reading experience, sharing it with the others. Really a great habit. Greetings from Germany! 😊

[@klarissaclairiton9010]

So true about the potatoes.

[@aliireland-qg2mj]

Great tips! Can’t recommend libraries enough for getting books. Our local library has a service where you can order any book on from a very large catalogue of multiple libraries for only 75p for adults and free for children. Bargain! 😃

[@TheMummyBubble]

We love our local library, we take the kids every 6 weeks or so to refresh their books.

[@ruthierue9082]

I’ve learnt to braid/cornrow my daughters hair off KZbin and saving lots

[@JohnBeeblebrox]

Great videos with marvellous tips. My only (nitpicking) observation is to switch off the table lamp in the background. For some reason it's on all your posts. Leccy cost is probably minimal but it does stand out 😊

[@angelwings1]

Cancelling Sky TV at end of contract later this year. We barely watch normal tv and when we do, it’s the free channels.

[@cuppajo1991]

LOVE this video! RE: Mindful spending, what if I want to meditate over every expenditure? 😆 Love that! New sub from Southern California here, thanks for each of these realistic tips.

[@TheMummyBubble]

Hi thanks so much! It's great to have you! If you want to meditate you go for it, whatever works for you 😁👌

[@chinchillin6280]

I’m a Los Angeles girl here!!! 🎉😂 so frigging expensive here…..everyday husband and I mi talk money cause well …..cost of living here

[@larissave9819]

I’m a sustainable health and weight loss coach and it always blows my mind how many parallels there are with budgeting and weight loss. You’d think I’d be better at saving money 😅 These are all great tips! Thanks 😊

[@TheMummyBubble]

This is such a good point! So many good habits can be applied to other things in our lives too!

[@aliyyoung6162]

Have done exactly what you have done! Perfect timing plus I live in a tiny home! 😊🙏👌🇦🇺🌈

[@mayponcedeleon343]

I love being frugal It’s my lifestyle

[@41yearoldnewdriver]

I am attempting to be more frugal. I spent less and saved hundreds of dollars since February. I intend to save another two or three thousand dollars.

[@hannahmartin5989]

Do you have a shoppix referral code so I can avoid the waitlist? Thanks you for all the money saving tips 🙌🏻 x

[@jekalambert9412]

I loved your tips and your explanations of the psychology of (over) spending. You gave me several new ideas to consider. My tips: Eliminate the hair dye - saves costs and is much better for your health than absorbing the chemicals in the dye through your scalp. Stop wearing makeup (because you look fine without it and again, chemical absorption issues). Go to the library. Install a free book box in your neighborhood so everyone can exchange their books (it's like a cupboard on the street). You can do something similar to the book box with children's toys and clothing.

[@TheMummyBubble]

Love the neighbourhood book box idea! Such a nice community initiative.

[@freeasabird5187]

Library or find second hand book shops or online secondhand goods.

[@karenfairbairn2637]

Living in Australia most of us dry our washing outside on a washing line. We do not own a dryer. If it is winter and I need something dryed quickly. I use clips (we have bulldog clips) or peg it to the pedestal fan. It is only 2 cents an hour and drys really quick. Please try this.

[@drew_peabawlz]

We've been doing this for just over a year and it's addictive we've save 25 to 30k in about 13 months and now it's like a game to me and my wife.

[@TheMummyBubble]

It definitely snowballs once you realise how your hard work is paying off!

[@subashnigovender807]

I saw a tip ( can't remember who) says you should ask your if you could have the item now for free or get it's equivalent in cash which would you choose? If you want the whole item then go for it.... If you would rather the cash it means you don't really want it.... It has helped me alot

[@TheMummyBubble]

Love this one! A great way to slow down and think if it’s a want or need

[@lemonteapot1061]

What sorts of books do you enjoy Vicky? 😊

[@deborahcagle6292]

Where do I get coupons that used to come in the Sunday paper

[@leahaf808]

Had no idea about the 2 for 1 cinema tickets thing! That’s a great idea

[@TheMummyBubble]

One of my favourite hacks, and I was pleased lots of cinemas in my area are signed up to the deal 👍

[@rickjmiles83]

3 books to read , the one thing , atomic habits and richest man in babylon

[@laylaa9787]

So close to 1k subs. Well done. Can you link your Etsy shop ? Very generous giveaway. My goal for this year is to find/have a house 🏡 .

[@louisebabington9633]

What hair colour do you use? Pls. Alot if blondes leave me very brassy. I'm thinking if dropping the hairdressers as getting silly money

[@TheMummyBubble]

I'm going through a bit of trial and error at the moment, been using Garnier Nutrisse but can't get the shade quite right. My natural hair colour is a very dark blonde.

[@lisag9493]

Surely reading books from the library is much more frugal than buying ?

[@mschrisfrank2420]

It definitely is…assuming that you live somewhere with a good library that has the books you want. Personally, I try library first then look at Thrift Books to buy used copies. However, sometimes I want to buy a new hardcover because I want to support the author.

[@oxyrebored]

If we all become frugal, the worlds economy is dying instandly and we are facing really problems!

[@afann162]

Cosmetology schools give good services at very low prices.

[@jat6547]

Same info. Different person 👄 👄 👄

[@florence4845]

Not sure why you spend money on books.. Libraries are the most wonderful FREE resource.. I am outta here

[@TheMummyBubble]

They are and they're one we use as a family regularly! However sometimes I like to buy the book and I do so with zero guilt. Other people have other stuff they buy with zero guilt, and that's OK. It's called personal finance for a reason, it's personal!

[@leahaf808]

Good idea to check the library first, but they don’t have everything

[@mschrisfrank2420]

Sometimes I want to support the author by buying a new hardcover.

[@JOESUBA122]

❤❤❤👌🏿👌🏿🤲🏿🌹

[@stevehartman1730]

If u have babies make your own babies food w a blender n if u grow your own food even better

[@dwaynekw7320]

Promo*SM 👇

[@dianemurphy5261]

Just tried your Meercat trick as i needed new house insurance saved money on my renewal and got the cinema and cafe nero deals - bonus

[@TheMummyBubble]

Fantastic! So glad to hear that ❤️