Frugal habits for 2024 to save you money

[@katiekrupa6608]

Being frugal is not boring it is a very smart thing ❤

[@TheMummyBubble]

I totally agree!

[@cicis.cozy.corner]

I find to be happier with little things, knowing I'm not rich and have to save up, it makes me experience new things and cook jomemade too rather than spend it all on restaurant. Homecooking is so much fun!

[@lupemendoza7486]

I agree. To me, it means choosing to spend my hard-earned money on things that are important to me.

[@PatienceMaybe-zg6fu]

EmpowerING greenery living 🌿

[@sarafox5792]

I thoroughly enjoy it! ❤🎉😊

[@janjohnson5209]

I've been frugal all my life due to necessity. I make my own clothes, duvet covers have loads of fabric in them, cook from scratch, make bread, I was a single parent. I saved every month for Christmas and his birthday. I'm retired at 62, house paid for, living on my modest NHS pension. My partner is the same, repairs everything, builds stuff. We grow a lot of veg which I process and store. Being organised is the key to it all.

[@TheMummyBubble]

This is so inspiring, thank you so much for sharing! I totally agree, being organised makes such a difference!

[@veesvoyages]

This is amazing!

[@ciprianmaxim7100]

Congratulations! I totally agree with this kind of frugal life style.

[@renatal1972]

My dad grew up during the depression on a potato farm in Idaho. He would always say be frugal, use a paper towel more than once if you are only drying your hands, use dish towels to clean because you can wash them. Save your ziplock bags, wash them and dry, buy quality products that will last rather than cheaper products that you have to replace constantly

[@booksrus6168]

Re: saving on electricity: I shut off everything at night now- not standby, but completely off- including the WIFI router. Not only does it save electricity, I also noticed that I sleep so much better now, without waking up 5 times at night ( I might be EMF sensitive?) The WIFI router gets shut off automatically with a timer (from Amazon, for less than 10 bucks) 1 hour before I go to bed. This also keeps me from scrolling through Social Media before bedtime, and I am back to the habit of reading an actual BOOK (!) in bed before falling asleep (usually within 10 min, lol) The quality of sleep I get now is priceless!!!

[@truepenny2514]

That is such an enormously good idea, wow!!

[@wmp3346]

I used to do it, not sure how much you save, my electric use is always in the bottom 10%

[@fammnak852]

How much really do you save monthly for doing this? I’m curious, thank you!

[@elaineforan4751]

Being organised definitely helps with frugality. Know what you have and where it is helps avoid double purchases and helps with thinking of alternatives to use rather than buying new.

[@TheMummyBubble]

Yes 100%, being aware of what you have already is such a huge deal. And it's so easy to lose track when you have a busy work/home/family life.

[@9FatraBbits]

I try to grocery shop once every two weeks; also I try to get creative with what’s left in the fridge and cupboards before going to buy more. This is a surprising money saver!

[@renatal1972]

I have a container garden in my yard, I grow potatoes, carrots, cucumbers, tomatoes, I also have chickens and sell or give away the eggs.

[@terryjones9987]

I did this 25 yes ago and managed to retire at 40 all paid up. At 50 I now have a huge ISA saving account for old age (pension)

[@chrisnegele6875]

At the age of 50 I had a total of $50,000 saved I finally realised I needed to save massively to retire before I died. I went back to how I lived in college and now at the age of 66 I just hit 1.2 million saved you can do it if I did. Now it will feel really strange to spend instead of saving!

[@flatandsplat]

Omg! How?? I'm starting over at 50

[@xmochix604]

amazing! and congrats! take care of your health at your age and enjoy life a little! Happy for you!

[@NaturallyKristen86]

Wow good for you!! Many people think after 50 it’s too late so it’s great of you to share this!!

[@lynnlaw7770]

I live in a small rural village in Scotland. Three other women in the village and myself are big readers. We know each other from different things we do. We all pass the books that we have read on to each other. It's fabulous as there's always something to read and birthdays and Christmas means family members usually buy us books which we then pass on to each other keeping the books choices updated. Once the 4 of us have read the books they then get passed on to other friends and relatives. Saved us all a small fortune.

[@scrubs4everr]

That sounds SO lovely! And it's a totally different reading experience, sharing it with the others. Really a great habit. Greetings from Germany! 😊

[@JeanneFiorelli]

I shop at store for food and necessities - at the end of your receipt it tells you how much you saved- take that savings and put it into a savings account- it really adds up!!! 😃 1:00

[@TheMummyBubble]

That's such a great idea, love that!

[@Witchezcat]

I am so going to do this - Thankyou so much !

[@noemblem]

Agree with most of it, but I wanna say, go to the library!!! Free books, movies, games & more, it's such an underrated way to save money..

[@sandrafrances]

I totally agree. In USA we have Libby online app for books, audiobooks which I love, mags etc. Perfect.

[@traceyoconnor3194]

Even reading you can get free at the library and that includes ebooks and audiobooks great selection

[@TheMummyBubble]

I have the Libby app and it's great! Only criticism is a lot of the books I want to read right now are check out - which is frustrating when it's an ebook!

[@traceyoconnor3194]

Yes I get your frustration There’s an ap called BorrowBox most libraries also do along with Libby.

[@mumsstuff2496]

Also there borrow box for audio books

[@pamelahermano9298]

If you get along with your family, you can all live together and share all household expenses. That’ll leave each of you with more to save. I’ve noticed certain immigrant groups really get ahead by doing this. It’s obviously not for everyone, but it’s very effective. When I graduated university, instead of setting off on my own, my parents sold their condo, and with the equity, we purchased a larger home, and since then, we’ve split all household costs down the middle leaving more money for savings/investments.

[@elaineforan4751]

You can air dry clothes indoors but it may leave them feel hard depending on your water. My trick is to finish them off in the dryer for 10 min or so. I never dry clothes only in the dryer, they are normally touch dry to go in and soften up.

[@TheMummyBubble]

Great idea! We don't have a dryer, but do have a heated airer which I find has worked wonders for softening the towels.

[@cindyneal5580]

I live 4 houses down from a co worker , she owes her house & she lets me use her clothes line in the summer... i love it 4 my towels & sheets..

[@elaineforan4751]

@cindyneal5580 I live in ireland and although I have a washing line, like most people here. It's just wishful thinking for most of the year. ☔️

[@Kristenoyinbo]

Add cheap white vinegar to the last rinse cycle makes clothes towels etc feel amazing

[@angelwings1]

@@TheMummyBubblewhat’s the brand?

[@anndaley4001]

Hello Vicky My odd saving trick is when using a discount grocery voucher I put the saved money into a jar rather than back into my purse. It is surprising how it mounts up as well as keeping you up to date on current prices. But of course this only works if you use cash

[@TheMummyBubble]

What a fab idea, I love this and I bet it really does add up over the course of a year.

[@pburke5274]

Here in Ireland, we pay a tax when we buy drinks in plastic bottles or cans. We can then return them, in machines in shops, for a receipt that can't be cashed in or used towards your purchases. I always take the cash and put it in a jar and it adds up. Last time, I used it for a couple of meals out , when we were on holiday. 🎉🎉🎉

[@larissave9819]

I’m a sustainable health and weight loss coach and it always blows my mind how many parallels there are with budgeting and weight loss. You’d think I’d be better at saving money 😅 These are all great tips! Thanks 😊

[@TheMummyBubble]

This is such a good point! So many good habits can be applied to other things in our lives too!

[@francescanorton9805]

I've just unplugged my bedroom TV..it's always on standby and I never use it. 😮

[@jekalambert9412]

I loved your tips and your explanations of the psychology of (over) spending. You gave me several new ideas to consider. My tips: Eliminate the hair dye - saves costs and is much better for your health than absorbing the chemicals in the dye through your scalp. Stop wearing makeup (because you look fine without it and again, chemical absorption issues). Go to the library. Install a free book box in your neighborhood so everyone can exchange their books (it's like a cupboard on the street). You can do something similar to the book box with children's toys and clothing.

[@TheMummyBubble]

Love the neighbourhood book box idea! Such a nice community initiative.

[@patmartin9727]

Some great tips in this video. I will be trying a couple of these tips. I try to stock check my freezer and pantry before going shopping and I shop with a list and try to stick to it. I try to remember every pound I save is a pound saved but to replace that pound I would need to earn an extra £1.35 as I would be paying extra tax and national insurance on the extra money I needed to earn.

[@TheMummyBubble]

That’s a really good idea. It definitely pays to consider the little bits of money. One of the best things I did in recent years was become much more aware of the value of tracking every pound and being more conscious about spending.

[@kylietierney882]

Hi Vicky, I am a new subscriber and watcher! I love how you break down the tips and don't pad your videos out with useless information! All of your habits are things that anyone can implement in their lives! Thank you

[@TheMummyBubble]

Hi Kylie, thanks so much for subscribing! So great to have you, really glad you’ve found it useful. Please let me know if there’s any particular videos you would like to see

[@VitalBigras]

35th wedding anniversary. Never paid any interest. No car loans, no mortgage, never had any debt. We both exercise self control. Always worked part time (average of 2 to 3 days/week) We are now 60 year old and doing just fine, no worries 😌 only gratitude. My advice: spend less than you earn 😁

[@iloname5007]

Hey, you started this life earlier and the conditions were different. I am in my 45+ and the life is far more different for those who are 20 right now than it was for me in my 20s

[@VitalBigras]

@@iloname5007 You are right, we could have chosen a much more comfortable life and work full time like all people did at that time but we kept it simple. It wasn’t always easy to resist temptation 😏 No regrets!

[@frankalexander5401]

I making being frugal a game. The more I am frugal, the more money I get to keep and less money the merchants make from me. It is actually fun. BTW, my net worth (California) is in 8 figures and my gross income in 2023 was over $700,000.00. I enjoying being “cheap as hell!”

[@Joce123]

Frugality is a daily choice and so if there is 1 or 2 days that I am not frugal regarding my menu or utilities...oh well..I usually only spend 1 gallon of gas a month because I live 2 miles from the library, post office, Dollartree. I decided to not be picky about food. I make my meatloaf in a frying pan on the stovetop..using oatmeal, garlic, celery, onions ketchup, as stretchers..no oven expense less clean up, pop the unused meatloaf in the pan right in the frig for the next day

[@TheMummyBubble]

Great ideas! I'm a Brit so have never had meatloaf, maybe I need to give it a go!

[@mumsstuff2496]

Great video, not having debt is a big help as no payments, meal planning is also something i do as well, which helps so much to save but also take the effort off finding meals to make each day as its alreday organised so we know what we are cooking, taken amazon and needless shop apps that just intise me to buy stuff i do t need but also little things like we boil the kettle and pour in flask , also love to decliutter and simply the home to make it more mangable and organised.

[@sarah.j.777]

my aunt was a very sensible, domesticated lady. "waste not want not" is what she used to say. she also taught us to purchase quality items and take good care of them, repair them if needed. this is mindful of the earth by avoiding throwing things away.

[@deereillymedia]

Thanks vicky, great tips. I play golf and it costs a lot of money, but its my favorite thing and i get so much from it. So i try to cut back on other things so that I can afford to play golf ⛳️.

[@VagabondWay]

Yes, trimming my own hair has by this point saved us thousands!!!

[@riverview9320]

Sounded like she said "getting her hair colored" - like with what product? I could cut my hair but the lighting is not good - ha.

[@GradKat]

Getting me to trim his hair has saved my husband a lot of money. I wish he’d stop being so tight and go to a hairdresser.

[@jonathanpaske2739]

Be frugal is being clever I retired at 65 and my wife will retire at 62 . No nose to the hamster wheel till the state pension kicks in

[@TheMummyBubble]

Love this!

[@angelwings1]

Cancelling Sky TV at end of contract later this year. We barely watch normal tv and when we do, it’s the free channels.

[@drew_peabawlz]

We've been doing this for just over a year and it's addictive we've save 25 to 30k in about 13 months and now it's like a game to me and my wife.

[@TheMummyBubble]

It definitely snowballs once you realise how your hard work is paying off!

[@dm3988]

I am a new viewer here. I am a box red, and I was admiring your hair color. The fact that you do it yourself excellent results!

[@TheMummyBubble]

Thank you!

[@jaderoggekamp4284]

You may have helped me with the one thing I didn't seem to overcome. Thanks so much

[@TheMummyBubble]

I'm so glad!

[@aliireland-qg2mj]

Great tips! Can’t recommend libraries enough for getting books. Our local library has a service where you can order any book on from a very large catalogue of multiple libraries for only 75p for adults and free for children. Bargain! 😃

[@TheMummyBubble]

We love our local library, we take the kids every 6 weeks or so to refresh their books.

[@subashnigovender807]

I saw a tip ( can't remember who) says you should ask your if you could have the item now for free or get it's equivalent in cash which would you choose? If you want the whole item then go for it.... If you would rather the cash it means you don't really want it.... It has helped me alot

[@TheMummyBubble]

Love this one! A great way to slow down and think if it’s a want or need

[@41yearoldnewdriver]

I am attempting to be more frugal. I spent less and saved hundreds of dollars since February. I intend to save another two or three thousand dollars.

[@aliyyoung6162]

Have done exactly what you have done! Perfect timing plus I live in a tiny home! 😊🙏👌🇦🇺🌈

[@InesSantidrian]

One thing that a lot is pay everything with cash, no credit cards, no ATM. So the real money in your pocket is your limit, buy what you need.

[@GradKat]

That’s increasingly difficult to do in today’s world.

[@Sarfaraz30]

I’m regularly saving into an ISA and SIPP hoping to be able to retire by aged 55 once my buy to lets are also cashed off (fingers crossed). In the meantime got to graft for the next 20 years

[@Walking_w_Jesus]

Best advice is to stay home ❤🙈🙏 every time you go trough your housedoor it will cost you money

[@marilainelima7414]

😂

[@janeandrews1790]

Well, at least go for a long walk every day.

[@freeasabird5187]

Library or find second hand book shops or online secondhand goods.

[@jonimartin5961]

For those of you that loves houseplants and coffee, use your coffee grounds or left over coffee to make a “tea” and water your plants with it, or dump the grounds on different plants. The plants absolutely love the extra nitrogen and you don’t have to buy plant fertilizer.

[@pburke5274]

Also works with leftover tea.

[@deborahcagle6292]

Where do I get coupons that used to come in the Sunday paper

[@Jazz313]

Great job on this subject ❤

[@karenfairbairn2637]

Living in Australia most of us dry our washing outside on a washing line. We do not own a dryer. If it is winter and I need something dryed quickly. I use clips (we have bulldog clips) or peg it to the pedestal fan. It is only 2 cents an hour and drys really quick. Please try this.

[@sylviahufer7019]

I live in Australia and never heard of anyone use a fan to dry their clothes

[@DavidKnicks]

Good idea

[@FitnesswithTara]

Thanks for the video!

[@mayponcedeleon343]

I love being frugal It’s my lifestyle

[@veesvoyages]

Great tips!

[@JohnBeeblebrox]

Great videos with marvellous tips. My only (nitpicking) observation is to switch off the table lamp in the background. For some reason it's on all your posts. Leccy cost is probably minimal but it does stand out 😊

[@klarissaclairiton9010]

So true about the potatoes.

[@ruthierue9082]

I’ve learnt to braid/cornrow my daughters hair off KZbin and saving lots

[@olga26100]

Brilliant ❤

[@lisag9493]

Surely reading books from the library is much more frugal than buying ?

[@mschrisfrank2420]

It definitely is…assuming that you live somewhere with a good library that has the books you want. Personally, I try library first then look at Thrift Books to buy used copies. However, sometimes I want to buy a new hardcover because I want to support the author.

[@lemonteapot1061]

What sorts of books do you enjoy Vicky? 😊

[@louisebabington9633]

What hair colour do you use? Pls. Alot if blondes leave me very brassy. I'm thinking if dropping the hairdressers as getting silly money

[@TheMummyBubble]

I'm going through a bit of trial and error at the moment, been using Garnier Nutrisse but can't get the shade quite right. My natural hair colour is a very dark blonde.

[@Mloofylicious]

I try to be intentional and frugal with my daily expenses. Sometimes though I catch myself thinking while I hold a big box of salted caramel pralines in my hand: who the hell am I saving this money for anyway? No kids, no rent, no car, no mortgage, no partner. Nothing. And then I take it home and drown my depression in it while binging on Netflix.

[@The_DailyCuppaJo]

LOVE this video! RE: Mindful spending, what if I want to meditate over every expenditure? 😆 Love that! New sub from Southern California here, thanks for each of these realistic tips.

[@TheMummyBubble]

Hi thanks so much! It's great to have you! If you want to meditate you go for it, whatever works for you 😁👌

[@chinchillin6280]

I’m a Los Angeles girl here!!! 🎉😂 so frigging expensive here…..everyday husband and I mi talk money cause well …..cost of living here

[@rickjmiles83]

3 books to read , the one thing , atomic habits and richest man in babylon

[@janeandrews1790]

The Millionaire Nextdoor

[@NatalieNixieCruz]

I do that too now. I don’t mind buying my little one books or a trip to the zoo, rather than buying loads of toys which he’ll play with for 5 mins!

[@janeandrews1790]

Try Little Libraries and used bookstores. At used bookstores, bring in books you're done reading and get cash or store credit.

[@alanafraser8136]

Thank you so much for this video❤️

[@hannahmartin5989]

Do you have a shoppix referral code so I can avoid the waitlist? Thanks you for all the money saving tips 🙌🏻 x

[@leahaf808]

Had no idea about the 2 for 1 cinema tickets thing! That’s a great idea

[@TheMummyBubble]

One of my favourite hacks, and I was pleased lots of cinemas in my area are signed up to the deal 👍

[@iloname5007]

Being frugal is to be less dependent on the economic conditions. I try to live within 30 percent of my monthly income - as per operational expenses. No special tips - I just do not buy what I do not need

[@afann162]

Cosmetology schools give good services at very low prices.

[@laylaa9787]

So close to 1k subs. Well done. Can you link your Etsy shop ? Very generous giveaway. My goal for this year is to find/have a house 🏡 .

[@tessajones9393]

A pump heater dryer where the pipe brings put the moisture so as not heating costs more outright but is cheaper to run. Even though I live. In Queensland, Australia and there is plenty of sun, I just need the patience to hang up and bring in clothes. Every mum video I watched and I was like, how do parents do this? They all had a dryer, haha

[@jamieoliver1819]

Can’t get your movie tickets I’m in Aus

[@oxyrebored]

If we all become frugal, the worlds economy is dying instandly and we are facing really problems!

[@jat6547]

Same info. Different person 👄 👄 👄

[@florence4845]

Not sure why you spend money on books.. Libraries are the most wonderful FREE resource.. I am outta here

[@TheMummyBubble]

They are and they're one we use as a family regularly! However sometimes I like to buy the book and I do so with zero guilt. Other people have other stuff they buy with zero guilt, and that's OK. It's called personal finance for a reason, it's personal!

[@leahaf808]

Good idea to check the library first, but they don’t have everything

[@mschrisfrank2420]

Sometimes I want to support the author by buying a new hardcover.

[@hadasitalki7247]

❤

[@SharonGreen-gc3ym]

I sit in my lounge at night using solar powered lights.

[@stevehartman1730]

If u have babies make your own babies food w a blender n if u grow your own food even better

[@BrigetGstar]

One lesson I've learnt from billionaires is to always put your money to work, and diversifying your investments. I'm planning to invest about $3ok of my savings in st0cks this year, and I hope I make profits.

[@tahirisaid2693]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@MablePauls]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@tahirisaid2693]

If you’re looking for guidance, Julianne Iwersen Niemann is the advisor i use. Research her name for all the necessary info to contact her.

[@tahirisaid2693]

JULIANNE IWERSEN NIEMANN' is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@KimSmith-b9v]

Work where you live or live where you work.

[@TheMummyBubble]

Yes! Love this.

[@dwaynekw7320]

Promo*SM 👇

[@JOESUBA122]

❤❤❤👌🏿👌🏿🤲🏿🌹

[@wmp3346]

Pack a lunch

[@dianemurphy5261]

Just tried your Meercat trick as i needed new house insurance saved money on my renewal and got the cinema and cafe nero deals - bonus

[@TheMummyBubble]

Fantastic! So glad to hear that ❤️