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You Can't Afford That Apartment!

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The Ramsey Show Highlights

The Ramsey Show Highlights

2 жыл бұрын

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Пікірлер: 584
@MrTmenzo
@MrTmenzo 2 жыл бұрын
She sounds older than 34 more like 54.
@eplugplay8409
@eplugplay8409 2 жыл бұрын
That’s what I thought too!
@bonnievandergriff8272
@bonnievandergriff8272 2 жыл бұрын
@@eplugplay8409 I thought the same thing.
@jr.sciencebros.8411
@jr.sciencebros.8411 2 жыл бұрын
cigarettes will do that
@barbieblue3336
@barbieblue3336 2 жыл бұрын
Yes
@donnafontaine2799
@donnafontaine2799 2 жыл бұрын
Thinking same thing
@joeriveracomedy
@joeriveracomedy 2 жыл бұрын
This call earned Dave's spot in heaven. His patience is DIVINE.
@joebriggs5781
@joebriggs5781 2 жыл бұрын
I thought Heaven wasn't earned
@iiii8358
@iiii8358 Жыл бұрын
😭😭
@ProDevelopmentPK
@ProDevelopmentPK Ай бұрын
@@joebriggs5781 you were wrong, Heaven is earned with good deeds and morals
@Landis_Grant
@Landis_Grant Ай бұрын
@@joebriggs5781Heaven is a gift from the Lord Jesus Christ by simply believing in Him as your Savior of your sins.
@eplugplay8409
@eplugplay8409 2 жыл бұрын
I’m just shocked people like her can’t decide for themselves why paying more than 50% of your income on rent is a bad idea.
@nicklysaght1381
@nicklysaght1381 2 жыл бұрын
@@iamnotgonnagiveyoumyname1373 maybe if you had better grammar you could afford to rent to hard luck cases like her so she doesn’t get taken advantage of by a slumlord like me lol
@eckankar7756
@eckankar7756 2 жыл бұрын
the call isn't about the finances, she's wanting an audience that will support her delusional thinking. She called the wrong show.
@bonnievandergriff8272
@bonnievandergriff8272 2 жыл бұрын
@@eckankar7756 She needs to seek mental health counseling now because at age 34, she is a little old to be seeking to upgrade her life. Many people at her age can successfully change careers. The problem with this lady is she has no career and has never had one and cannot handle the stress and anxiety that come with most jobs including low paying ones. Until she can successfully overcome her mental health issues, she may never improve her life.
@eckankar7756
@eckankar7756 2 жыл бұрын
@@bonnievandergriff8272 She's delusional she doesn't see that she has a problem. She won't seek help because she sees herself as a victim, the problem is everyone else. It's like a form of narcissism. They never see themselves as the cause of their grief.
@m_rod9562
@m_rod9562 2 жыл бұрын
im apartment hunting and just thinking of paying 30% of my NET income makes me sweat bullets.
@uwone7778
@uwone7778 2 жыл бұрын
Poster child of why a lot of people are broke. No plans. Tons of excuses.
@adamseidel9780
@adamseidel9780 2 жыл бұрын
But she’s an INTROVERT!!!
@djpuplex
@djpuplex 2 жыл бұрын
She's a lazy human walking active dogs
@konye618
@konye618 2 жыл бұрын
Literally so many excuses. Trust fund baby and her parents have probably helped her all her life
@jml9550
@jml9550 2 жыл бұрын
@@konye618 $700 a month is pocket change for retirement. Good luck with that.
@genxx2724
@genxx2724 2 жыл бұрын
@@adamseidel9780 INTROVERTS UNITED 😆
@JessicaLeigh
@JessicaLeigh 2 жыл бұрын
I don’t know anyone my age (23) that isn’t chucking half their income at rent. Unless they live with their parents. Housing is so expensive.
@DG-mk7kd
@DG-mk7kd 2 жыл бұрын
It's always been that way, but adversity is opportunity. If you take the risk of buying a house and renting out the rooms you can be FIRE by the time you're 30.
@timothygibney159
@timothygibney159 2 жыл бұрын
@@DG-mk7kd No it hasn't. My old place from 2015 was $650 a month. Today it's $1150. No my wages have not doubled neither and car prices have nearly doubled too. Renting before 30?!! Lol. You need to pull in 120k a year for a 1200sq starter home in the majority of cities today. I live in Texas not New York or San Francisco either!
@JessicaLeigh
@JessicaLeigh 2 жыл бұрын
@@DG-mk7kd The issue is we can’t even afford a house right now. I’ve been saving, living with parents, and working full time for two years and still can’t afford a down payment
@kylefielder9664
@kylefielder9664 2 жыл бұрын
At least 50%. Even though the goal is 30%.
@carojames6776
@carojames6776 2 жыл бұрын
Sounds like it's time to visit the "bank of mum and dad" for a deposit and financial assistance with the mortgage !!!!!
@lukemiller539
@lukemiller539 2 жыл бұрын
“I pretend my trust fund doesn’t exist but I pull $700/ month from it”
@sarahridges9853
@sarahridges9853 11 ай бұрын
😂😂
@Leocomander
@Leocomander 2 жыл бұрын
$1600 a month in rent not counting Utilities and she has an income of $2500 a month. In what world spending close to 65% of your income is a reasonable idea?
@derekrank4572
@derekrank4572 2 жыл бұрын
the landlords dont care about her $2500 a month....the entire system is broken.
@MrBacon-ou1kw
@MrBacon-ou1kw 7 ай бұрын
@@derekrank4572 I don't understand your comment. Why should the landlord care about her $2500 a month?
@mattbenz99
@mattbenz99 4 ай бұрын
@@derekrank4572 The landlord will rent to whoever will pay the same way any business person would. It isn't the job of the seller to care about the financial health of the buyer.
@acrane1100
@acrane1100 5 ай бұрын
I last lived in an apartment in 2020 and my rent was $895 for a 2BR/2Bath. Now that same apartment rents for $1300.
@awill3454
@awill3454 Ай бұрын
Ramsey is such an out of touch Boomer. Used to listen to him regularly but he’s so smug and has no clue what the ordinary US citizen struggles with. I make $160k/year and bought a house last year. Nothing fancy, just a 1,100 sq ft house in the South East. I spend almost 40% of my income on the house, which Ramsey would totally object to. I’m a high earner and a very average house these days still sucks up an huge portion of my income. The house went from $280k in 2019 to $420k in 2023. That and his little political jab at Biden Bucks when the majority of the $5T printed during Covid was under the Trump administration makes Ramsey so insufferable. He just spews his Christian and right-wing nonsense to his viewers nowadays
@amandadean3948
@amandadean3948 2 жыл бұрын
She has a trust fund. I don’t get the impression that she would ever be truly lacking money if she needed it because she doesn’t sound overly ambitious.
@superblump87
@superblump87 2 жыл бұрын
I would argue her lack of ambition would be the reason she may be lacking money in the future.
@lot2196
@lot2196 2 жыл бұрын
No kidding.
@Gibb591
@Gibb591 2 жыл бұрын
@@superblump87 I think the trust fund may be the reason for the lack of ambition
@superblump87
@superblump87 2 жыл бұрын
@@Gibb591 agreed
@karencarlos3942
@karencarlos3942 2 жыл бұрын
Lack of ambition?? Did you guys miss the part when she said she's an introvert with crippling anxiety and depression? For anyone with mental health issues, maintaining a steady job is ambitious. $700 is approximately 25% of what she earns from actually working, so it's ridiculous to think that that small amount would make her think she has it made and doesn't need to continue working. She said she enjoys her job, it just doesn't bring a large income. I guess you also missed the part where she said she has a degree and is thinking to pursue that again. She may be lacking direction, but apparently she listens to Dave, so I'd say she's working pretty hard to keep it together.
@shanep2760
@shanep2760 2 жыл бұрын
So glad and lucky I was able to buy a house before the pandemic. Mortgage is only $450. I feel terrible for people who pay $1600 for a little apartment.
@TheIronChainMaster
@TheIronChainMaster 2 жыл бұрын
What are you living In for a 450 mortgage?! A run down itty bitty shack?!
@tinker2217
@tinker2217 2 жыл бұрын
@@TheIronChainMaster There are many affordable houses in different parts of the country. That was a rude comment and assumption. Wow...
@simonthebroken9691
@simonthebroken9691 2 жыл бұрын
$450 per month...a 15 year fixed? Includes property taxes? Includes homeowners insurance? Includes water, garbage, sewer? Includes utilities? Please, don't compare apples to oranges.
@saramatthews7159
@saramatthews7159 2 жыл бұрын
@@simonthebroken9691 exactly I would like for him to include those costs as well
@littleripper312
@littleripper312 2 жыл бұрын
haha my city starts at 2k/month, I'd kill for 1600/month
@grizzleyadams2101
@grizzleyadams2101 2 жыл бұрын
Florida now requires financial literacy courses for high school students.
@ralphholiman7401
@ralphholiman7401 2 жыл бұрын
Just a simple course in finance and investing would have been the most valuable thing I could have been taught in high school. On my own I didn't learn it until I was 30 or 31. That was a lot of wasted years I could have been putting money away.
@diablo2punk
@diablo2punk 2 жыл бұрын
The education system is full of brainwashing and communism that they don’t teach life skills and lessons to kids. So it’s awesome that Florida is requiring financial literacy for high school students. It’s a start.
@saramatthews7159
@saramatthews7159 2 жыл бұрын
That is good to hear those courses need to mandated for all high school students in this country
@SimbolicProductions
@SimbolicProductions 2 жыл бұрын
Thank Desantis
@SuperpowerBroadcasting
@SuperpowerBroadcasting 2 жыл бұрын
Based. Every state should require it
@DisabilityExams
@DisabilityExams 2 жыл бұрын
"What is your long term career plan" - talks about everything except her career plan.
@mirabella2154
@mirabella2154 2 жыл бұрын
She clearly said that she didn't really have one because of her psychological issues.
@Smallvillefreak
@Smallvillefreak 2 жыл бұрын
@@mirabella2154 she said in the past she didn’t have one, as if to indicate that she now does, but only seemed to talk about the past and about how she’s happy where she’s at, which is essentially broke.
@MrTmenzo
@MrTmenzo 2 жыл бұрын
I'm an introvert myself but I gotta eat and not be a wimp sitting around doing nothing.
@truckingmoney485
@truckingmoney485 2 жыл бұрын
Being an introvert has nothing to do with earnings or being broke or rich I would almost argue that an introvert has an advantage on building wealth because we’re not obsessed with impressing people we don’t know
@goldendydy
@goldendydy 2 жыл бұрын
@@Smallvillefreak She clearly said she wanted to start screen writing in the near future, to which Dave replied to start now.
@kekejefferson9219
@kekejefferson9219 2 жыл бұрын
Yeah, I'm a introvert too and the pandemic was great for my mental health too! 🤩
@saramatthews7159
@saramatthews7159 2 жыл бұрын
Lol same
@billmelater6470
@billmelater6470 Жыл бұрын
Ive never ubderstood this. You can be an introvert on your own. No pandemic required.
@gamingwitharlen2267
@gamingwitharlen2267 5 ай бұрын
Because you are pressured to meet with family and friends even if you don't want to.@@billmelater6470
@keelydinh
@keelydinh 3 ай бұрын
The pandemic was like a mini retirement test drive for me and, honestly, it wasn't so bad.
@SledgeHammer99
@SledgeHammer99 2 жыл бұрын
Waiting for Dave to start telling people to start an OnlyFans while working the baby steps
@ChristianTW3555
@ChristianTW3555 2 жыл бұрын
When pigs fly
@tonysoprano6265
@tonysoprano6265 2 жыл бұрын
How about a only fans person who is a baby steps millionaire?! I wonder if Dave would let them do a debt free scream lol
@johnmoore1495
@johnmoore1495 2 жыл бұрын
He quotes the Bible too much to say anything about it lol
@eckankar7756
@eckankar7756 2 жыл бұрын
I'm 69, my grandkids think I should open up a "here's granny" page there...I am really thinking about it. why not? Go bust or go rich, who knows.
@jacobwoods614
@jacobwoods614 2 жыл бұрын
😂😂😂 this one wins the comment section
@stevenporter863
@stevenporter863 2 жыл бұрын
The trust fund isn't in the back ground like the caller said if she is drawing $700 a month from it. It is an active primary source of her income. 1:06
@rachelharrison7961
@rachelharrison7961 2 жыл бұрын
I think by “in the background” she means that she hasn’t taken any principal yet, just the income it throws off.
@donaldlyons17
@donaldlyons17 2 жыл бұрын
@@rachelharrison7961 In her case I really hope she can always do that!!! She seems to need all the help she can get for the rest of her life.
@Julian-zc9vm
@Julian-zc9vm 2 жыл бұрын
She probably isn’t eating into principal. If it’s throwing off $700/month in interest, the principal could be a few hundred thousand.
@dangeroreilly2028
@dangeroreilly2028 6 ай бұрын
@stevenporter863 Or, "in the background" could mean if she were in a short-term pinch, she could withdraw more.
@lsgsrob2102
@lsgsrob2102 2 жыл бұрын
It honestly sounds like she is trying to justify a lot for where she is. Their is zero reason for her to get a new apartment that is almost twice as expensive and zero reason for her to be drawing from the trust fun. Especially in your mid 30’s. Get to work! I have anxiety and panic attacks to! In fact my mom has them even worse and she’s a full time nurse and isn’t on any medication. Get to work.
@mikemcbeth3216
@mikemcbeth3216 2 жыл бұрын
How I know people like that. She is so messed up it's like wow
@eckankar7756
@eckankar7756 2 жыл бұрын
She's totally delusional and a full time victim. A third of a century old and emotionally a first grader. She isn't looking for direction or an answer she wants support her self defeating beliefs are valid. She called the wrong show.
@guineapigtalks
@guineapigtalks 2 жыл бұрын
For real. She has a trust fund, so she could afford the best mental health care. No excuse.
@tristanrodenhauser5267
@tristanrodenhauser5267 2 жыл бұрын
I don’t know how they could be so calm about having a landlord nearly doubling your rent by asking for another $700 a month for a studio. If she like taking care of dogs it make more sense to move somewhere more affordable and then house sit for ppl.
@fhuber7507
@fhuber7507 2 жыл бұрын
She can afford the rent IF she lives on beans and rice... doesn't have a car... doesn't have kids and has no social life.
@esonon5210
@esonon5210 2 жыл бұрын
she's an introvert so she pretty much doesn't have much of a social life
@Coryraisa
@Coryraisa 23 күн бұрын
She may just have to do that for a while until she can either rent a cheaper place or supplement her income. There is no shame in living without luxuries for a while. Most of the world lives without a car. Most of Europe and Asia as well as most US cities have mass transit. I never get why some Americans behave as if it's some huge "disgrace" to take a bus or train.
@mister.Ed1
@mister.Ed1 Жыл бұрын
It should be illegal to raise rent that much.
@mattbenz99
@mattbenz99 4 ай бұрын
They aren't. The caller literally said they were going to get a new apartment. She was trying to upgrade.
@mandypdx
@mandypdx 2 жыл бұрын
I’m an introvert, so I’m a computer programmer. It pays $140k/yr. I also have a trust fund, it pays $2k/mo…forever. My current mortgage is $1300 a month.
@alexjohn5251
@alexjohn5251 2 жыл бұрын
You single? 😂😂😂
@moiv8
@moiv8 2 жыл бұрын
@@alexjohn5251 🤣
@ncxp5663
@ncxp5663 2 жыл бұрын
@@alexjohn5251 😅😂good luck
@grahamcarmichael6567
@grahamcarmichael6567 5 ай бұрын
Why are you telling us this?
@edwingarcia9626
@edwingarcia9626 2 жыл бұрын
$2500 a month is like a $20 dollar an hour job after taxes what Dave doesn't realize is that he expects everyone to make $30 dollars an hour
@dash4800
@dash4800 2 жыл бұрын
No, he just expects people to do the work necessary for the life they want to live. This lady has no plans or aspirations and at 34 has done nothing to build up useful skills of any kind. And she doesn't even have years of working for a company that might potentially promote her or pay for education, so whatever she does she is basically starting from scratch. But she expects to be able to live in a $1600/mo apartment.
@edwingarcia9626
@edwingarcia9626 2 жыл бұрын
@@dash4800 oh I understand that but at the end he said she could make more delivering pizzas than her ($20 dollar an hour job)
@philmarsh7723
@philmarsh7723 2 жыл бұрын
@@dash4800 I made much more and always lived in a room/basement shared house until I bought a house.
@lindsayclark4009
@lindsayclark4009 Жыл бұрын
That includes her trust and $2500 mo would only be $30-$35/yr
@PurpleRose8725
@PurpleRose8725 Жыл бұрын
He expects people to live within their means and change their means if necessary.
@jennyhammond9261
@jennyhammond9261 2 жыл бұрын
Oh, I see now that she's in St. Louis. Emily, come across the river to Alton. I'm paying $550, most utilities included. I just sold my house, which was less than my rent.
@adamseidel9780
@adamseidel9780 2 жыл бұрын
Even with the trust fund money she can’t afford that apartment lol. She doesn’t like her teeny tiny apartment but she has a teeny tiny income with teeny tiny career ambitions.
@barbieblue3336
@barbieblue3336 2 жыл бұрын
No, her dreams are not realistic
@adamseidel9780
@adamseidel9780 2 жыл бұрын
@@barbieblue3336 what dreams? She has no articulated plan or ambitions
@Kaktus965
@Kaktus965 Жыл бұрын
@@adamseidel9780 I Can’t come close to controlling her own life, but I bet she has biiiig ideas on how gov’t should be run though. Seriously, people like her voting are why we are where we are……….
@sarahridges9853
@sarahridges9853 11 ай бұрын
😂😂everything tiny but she want make her rent larger🤔🤔🤔
@roolyfe
@roolyfe 2 жыл бұрын
I see why I need to buy a house 🏡! Rent keeps going up
@warmijo10
@warmijo10 2 жыл бұрын
Terrible time to buy a house 😅
@Blueman2018
@Blueman2018 2 жыл бұрын
own a home or rent you will always be expected to pay some form of increases it’s all the same
@larrybarbee4916
@larrybarbee4916 2 жыл бұрын
@@Blueman2018 not really lol
@larrybarbee4916
@larrybarbee4916 2 жыл бұрын
@@Blueman2018 not to the same extent
@Blueman2018
@Blueman2018 2 жыл бұрын
@@larrybarbee4916 you may say not the same extent but the concept is you expected to pay any increases that happens to your cost of living roof repair rent increase increase the cell phone so it’s all the same we’re all in the same situation we have to spend money when we don’t have to and it’s hard to save when we want to 😂
@suzygarcia4300
@suzygarcia4300 2 жыл бұрын
I had a lot of traumatic events that would have placed me in loony place, I had to work. I didn't have a chance to rest or be depressed.
@annberlin5811
@annberlin5811 2 жыл бұрын
I have never had a chance to be weak
@mikemcbeth3216
@mikemcbeth3216 2 жыл бұрын
Lucky
@cutehumor
@cutehumor 2 жыл бұрын
glad we got tough women commenting! not "introverts" with "anxiety" ladies who are broke like a joke like the caller
@terriesmith2616
@terriesmith2616 2 жыл бұрын
Exactly! Almost every one has some type of hardship in their lives but they carry onward, continue to work, continue to stay busy, they ain't got time to be depressed or anxious.
@interceptingfist5682
@interceptingfist5682 2 жыл бұрын
@@cutehumor lol I take it empathy is a foreign word to you.
@thomasmoon983
@thomasmoon983 Жыл бұрын
So you're telling me that I'm supposed to spend 30% of my income in rent. Therefore, if the average rent in my state (MN) is $1165, I need to make $22.41 per hour and work 40 hours a week. But I'm a college student Dave, and I can't do that. My parents bought a house, got married, and had me by the time they were my age. So where did things go horribly wrong, and who is to blame, and what the hell do we do about it?
@leehall5447
@leehall5447 2 жыл бұрын
She sounds comfortable with just kinda hanging out lol
@RosE-ic8yw
@RosE-ic8yw 5 ай бұрын
especially when she has a Trust fund
@HOLDXSTEEL
@HOLDXSTEEL 2 жыл бұрын
This is going to be his advice for the foreseeable future
@donaldlyons17
@donaldlyons17 2 жыл бұрын
@donald johnson If you have enough extra cash buying how may not be bad. However one needs more $,$$$.$$ than before.
@dlakersnation2379
@dlakersnation2379 2 жыл бұрын
She had to call Dave to figure out if this was a bad idea?? Bless your heart lady lol. After utilities and a few bags from the grocery store, your bank account will be overdraft SMH.
@mrcloudd1056
@mrcloudd1056 2 жыл бұрын
$25 an hour for delivering pizza? No. I delivered pizzas for extra income. I kept track of all my earnings and time worked. I averaged just over $17 per hour. With the price of gas and wear and tear on your vehicle that isn't much
@shamblesman
@shamblesman 2 жыл бұрын
Brave lady for laying it all out. She has been through a lot and I wish her the best...
@kevinb8881
@kevinb8881 2 жыл бұрын
A shortage of pizza delivery drivers, LOL!!!😂😂😂
@raallen1468
@raallen1468 2 жыл бұрын
It's very hard work & in some metros very dangerous. With insane gas prices of $5 per gal & up added to the wear & tear on your vehicle, a person can't make any money.
@kylefielder9664
@kylefielder9664 2 жыл бұрын
@@raallen1468 I would hope people tip better right now
@eckankar7756
@eckankar7756 2 жыл бұрын
I've ordered pizza and never had it delivered because of no drivers. Who would have guessed.
@eckankar7756
@eckankar7756 2 жыл бұрын
@Rich Casino That's a lie.
@willelliott5052
@willelliott5052 2 жыл бұрын
Yes, and when you pay people to not work, you have to pay them a lot more to actually work. It confounds me how little politicians want to understand about the simplest aspects of human nature.
@maryyoung1992
@maryyoung1992 2 жыл бұрын
that's not happening anymore.
@euenfheiejrj
@euenfheiejrj 2 жыл бұрын
Didn’t that end awhile ago?
@bobsacamano7653
@bobsacamano7653 2 жыл бұрын
I work 60+ hours a week and cannot afford to rent in my area.
@moiv8
@moiv8 2 жыл бұрын
All they understand is, whatever they think will help them at the ballot box.
@jimroscovius
@jimroscovius 2 жыл бұрын
@@bobsacamano7653 Then why do you live there? My daughter works a regular job and can easily afford her rent. Same for my son.
@KENTUCKYUSA1
@KENTUCKYUSA1 2 жыл бұрын
Surprised he didn't tell her to find the old lady with the cheap garage apartment.
@SalisburySnake
@SalisburySnake 2 жыл бұрын
That sweet old (imaginary) lady doesn't need this drama in her life.
@robot12423
@robot12423 2 жыл бұрын
@@SalisburySnake 🤣🤣🤣🤣
@bonnievandergriff8272
@bonnievandergriff8272 2 жыл бұрын
@@SalisburySnake LOL so true.
@terriesmith2616
@terriesmith2616 2 жыл бұрын
@@SalisburySnake Hahahaha 😆😂😆 bingo! 🎯
@dawnt5587
@dawnt5587 2 жыл бұрын
She just sounds lazy. The trust has taken the drive out of her. She uses depression as an excuse.
@mikemcbeth3216
@mikemcbeth3216 2 жыл бұрын
Sounds nuts
@anaa03899
@anaa03899 2 жыл бұрын
Agree excuses after excuses
@quicktrips
@quicktrips 2 жыл бұрын
I can’t believe rent prices.
@derekrank4572
@derekrank4572 2 жыл бұрын
imagine working a full time job and living in poverty the whole time while your landlord happily takes all your money every month and pays off his mortgage
@jeffdorris5321
@jeffdorris5321 2 жыл бұрын
$2,500 a month come on man. She needs to make more money, and lower monthly expenses.
@edwingarcia9626
@edwingarcia9626 2 жыл бұрын
$20 dollars an hour job is $2500 a month after taxes. College graduates sometimes don't even make that.
@exgamer07
@exgamer07 2 жыл бұрын
They are not paying pizza drivers $25/hour.
@janeoleary8454
@janeoleary8454 3 ай бұрын
Tips ??
@miriambertram2448
@miriambertram2448 2 жыл бұрын
Trust fund? Perhaps there's a reason it is in trust is because she cannot be relied upon to handle her money well. Living as a doggie caretaker? And the fact that every single sentence ends up on the valley girl uptick are enough to indicate she was incompetent and clearly doesn't need to pay twice as much money for an apartment.
@victoriaquetel2822
@victoriaquetel2822 2 жыл бұрын
Agreed. Her statements end on high notes. She sounds like she’s asking for confirmation/approval of some sort. Sounds very blasé yet attempting to move up on “social status”. Be radical, caller. Get attentive and take some serious action toward your future.
@patty109109
@patty109109 2 жыл бұрын
“What are your long term plans?” …two minutes later of rambling… Doesn’t have one.
@matthewgardner2144
@matthewgardner2144 2 жыл бұрын
Um, hello! She's planning on becoming a famous screenwriter!!
@RubeeRoja
@RubeeRoja 2 жыл бұрын
As a millennial, her story sounds like a lot of our stories.
@kdilli6426
@kdilli6426 2 жыл бұрын
Yes, minus the trust fund lol
@RubeeRoja
@RubeeRoja 2 жыл бұрын
@@kdilli6426 right? One could only wish
@kylefielder9664
@kylefielder9664 2 жыл бұрын
I can’t believe how small her place is for 900 a month, You would think for like $1000 a month you could get 700 or 800 ft.²
@RubeeRoja
@RubeeRoja 2 жыл бұрын
@@wordsalad01 smart plan. I'm trying to live that way! I hope it works out well for the caller
@euenfheiejrj
@euenfheiejrj 2 жыл бұрын
Not in my experience.
@ivanvargas2425
@ivanvargas2425 2 жыл бұрын
She needs a plan and that’s not a lot of money. It’s enough to get by but not retire. She’s comfortable and doesn’t want to work.
@ivanvargas2425
@ivanvargas2425 2 жыл бұрын
@Jerry Haden she can afford a lower class living however she’s delusional and thinks she’s worth more than she is.
@donaldlyons17
@donaldlyons17 2 жыл бұрын
@Jerry Haden Yeah unless your compensation is good working is not worth it!!!!
@mrb152
@mrb152 2 жыл бұрын
Jerry. The McDonald’s near me is paying starting pay of 17 an hour. If you can get that for no skill, pretty sure there’s job out there that allow you to afford things.
@bonnievandergriff8272
@bonnievandergriff8272 2 жыл бұрын
@Jerry Haden Possibly to eat and have a safe place to lay your head at night.
@kylefielder9664
@kylefielder9664 2 жыл бұрын
@Jerry Haden like 30-35 max. The inconsistency is also a factor in one week you might get 15 hours then the next 35. They also want 100% availability for that 17 an hour which means you can’t plan another part time job around it unless it’s something like DoorDash.
@paulamathis523
@paulamathis523 2 жыл бұрын
I have a similar income to this caller. I qualified for a first time homebuyer loan, down payment assistance, even closing costs were minimal. I'd suggest if she wants more space, to try buying instead of renting. She may be able to buy something for around what she pays in rent.
@sarikagoode1505
@sarikagoode1505 2 жыл бұрын
There’s a lot of demand for cheap labor. Unfortunately people are not going for that. If you’re looking for delivery drivers who have to pay for their car and ever increasing gas, and you’re going to pay $25/hr, you can deliver your own pizzas.
@SDALLE99
@SDALLE99 2 жыл бұрын
90% of these calls are what Dave called “income problem.” Cheap labor isn’t the solution, it’s the problem.
@robot12423
@robot12423 2 жыл бұрын
@@SDALLE99 agreed
@kylefielder9664
@kylefielder9664 2 жыл бұрын
@@gizmosworld5855 Self-employed taxes are kind of insane also
@sarikagoode1505
@sarikagoode1505 2 жыл бұрын
@@gizmosworld5855 As well as wear & tear on your vehicle. Car service centers are struggling to obtain parts, and techs are quitting because they’re not getting paid if there’s no repairing going on. And who wants to buy a new vehicle right now?
@eckankar7756
@eckankar7756 2 жыл бұрын
She'd talk the ear of of the customer if she did deliver pizza...she's not looking for a solution, she just wants to validate her self defeating life choices.
@rebeccaoprea9917
@rebeccaoprea9917 2 жыл бұрын
Has anyone ever considered that moving out and living on your own isn’t for everyone ? I mean everyone wants living wages but most of those entry level jobs are for students , retired or even stay at home moms . Maybe we bought into the lie that we can have it all without long term planning and sacrifice.
@adamseidel9780
@adamseidel9780 2 жыл бұрын
Who the heck ever told you can have it all, or anything, without long term planning or sacrifice?
@DavidRamseyIII
@DavidRamseyIII 2 жыл бұрын
What kind of pathetic loser can’t afford to live on their own? If that’s a struggle I suggest running the car in the garage
@kylefielder9664
@kylefielder9664 2 жыл бұрын
Who said taking care of several animals was an entry-level job?
@robj577
@robj577 2 жыл бұрын
There are indeed other cultures where the family always lives together unless someone gets married. They combine their incomes to get a huge house for everyone.
@rebeccaoprea9917
@rebeccaoprea9917 2 жыл бұрын
@@adamseidel9780 entitlement says so
@buddykerr1
@buddykerr1 2 жыл бұрын
Freelance writing? You can do a boatload of freelance writing and not make any money. Not a valid plan for broke people.
@nyaluv143
@nyaluv143 2 жыл бұрын
Dave will throw anything out there most times he is out of touch
@genxx2724
@genxx2724 2 жыл бұрын
@@nyaluv143 He doesn’t know writers don’t make any money?
@Jane5720
@Jane5720 2 жыл бұрын
She doesn’t have a career plan at 34
@faustoreyesjr
@faustoreyesjr 2 жыл бұрын
So does everyone have mental health issues nowadays? Maybe I’m insensitive, but it seems like it gets thrown around so often as an excuse.
@thinkingagain5966
@thinkingagain5966 2 жыл бұрын
Its just a sign of the times..
@israelrosario3922
@israelrosario3922 2 жыл бұрын
It’s just a trend, REAL people who have REAL MENTAL TRAUMA will never boast about it like some sort of badge of honor
@mikemcbeth3216
@mikemcbeth3216 2 жыл бұрын
Yes they do
@shaunwilliams8738
@shaunwilliams8738 2 жыл бұрын
I have what some people would call “mental health issues,” and my household income is over 3x hers. Some people will just use anything as an excuse.
@evol9201
@evol9201 11 ай бұрын
Where Tf are They Hiring $25 For Pizza Delivery???😂😂😂
@chocolatewheelchair
@chocolatewheelchair 5 ай бұрын
uber or dominos not a problem you can do it too
@jimba6486
@jimba6486 Жыл бұрын
Dave is wrong about his generalization about the delivery for the major pizza chains. I was a driver for 3 years for Pizza Hut in San Diego. I quit in 2019. I was the fastest driver and reliable before I left. Long story short, they always violated labor laws. I got money 3 times for the years from class action lawsuits from summitwest pizza (holding co. Of the franchises) due to breaking labor laws constantly. They don’t like people working more than 29 hrs a week unless they are a “General Manager”. That is how they legally get out of paying healthcare. They treated workers bad. Bad management. Toxic work environment. They didn’t build up staff. They screw drivers on mileage. There are a lot of legitimate reasons why they can’t find labor, and the short answer is because they are legit a bad employer. I think it is ridiculous that the laws incentivize people to offer only part time positions for a job that could be full time. It doesn’t make sense.
@idkmybffjill9682
@idkmybffjill9682 6 ай бұрын
$25 an hour delivering pizza? $50k a year doing pizza delivery? Man don’t be dumb
@trainsandlocomotives
@trainsandlocomotives 2 жыл бұрын
There’s a reason why there’s a shortage of pizza drivers. It’s not worth it.
@MrMyname18
@MrMyname18 2 жыл бұрын
I'm not against a person with a trust fund it would be nice to have, but you can tell when people don't have to worry about money just by the way they talk. I have anxiety and have had depression for the whole 10 years I have worked at my job but I didn't let that get in my way of my goals. I think if anything the pandemic ruined relationships. Allowing the shy and introverts to stay the way they were instead of exploring the real world.
@RJ-cv2uw
@RJ-cv2uw 2 жыл бұрын
25/hr for pizza delivery? Where they do that at?
@timothygibney159
@timothygibney159 2 жыл бұрын
25 an hour won't cover a 1 bdrm anymore where I am at even
@raallen1468
@raallen1468 2 жыл бұрын
Downtown NYC.
@noreenn6976
@noreenn6976 2 жыл бұрын
As a female, I would not deliver pizzas in my city, I would not feel safe.
@diceportz7107
@diceportz7107 2 жыл бұрын
I bet they are factoring in tips.
@mrb152
@mrb152 2 жыл бұрын
Tips! Pizza costs like 30 a pie now. I stopped buying them for that reason.
@CryptoUno
@CryptoUno 2 жыл бұрын
Dave is obsessed w delivering pizzas . They also force you to use your own car , not worth it ..
@BetYouHateMeNow
@BetYouHateMeNow 2 жыл бұрын
increase your charge for the doggie daycare, tell customers blame it on inflation.
@CommentorX
@CommentorX 18 күн бұрын
Also, as someone who has been hunting for a second job, all those "Help Wanted" signs? Scams. You're more likely to shop at a profitable business.
@saramatthews7159
@saramatthews7159 2 жыл бұрын
Listen I am an introvert and I work from home...plenty of opportunities from home out there so there is no excuse
@timothygibney159
@timothygibney159 2 жыл бұрын
Out of touch. Math or not you pay over half your income in rent or you live in your car. Rents and mortgages keep gooing up. There is no way to save for a down payment 😂 ... Delivering pizzas will not cover a $2000 a month studio shack
@jrwntctv8091
@jrwntctv8091 2 жыл бұрын
Out of touch is not seeking addiitonal income sources (aka side hustles) to get the income up to a point that rent is way under half ...
@kylefielder9664
@kylefielder9664 2 жыл бұрын
DoorDash or pizza delivery or Amazon pay good but it’s still rough to live on those pays. They also max out around $20-25 an hour.
@timothygibney159
@timothygibney159 2 жыл бұрын
@@kylefielder9664 Still not enough for an apartment if rent is near $2000
@kylefielder9664
@kylefielder9664 2 жыл бұрын
@@timothygibney159 Your income needs to be 80k To avoid roommates at this point
@timothygibney159
@timothygibney159 2 жыл бұрын
@@kylefielder9664 I make just under 90k and FYI that is well over the top 25% income bracket. This is redicilous
@warmijo10
@warmijo10 2 жыл бұрын
They mean 15ish dollars an hour 🤣🤣😂
@unbothered6357
@unbothered6357 3 ай бұрын
I don’t understand people who call in and say things like I am in debt worth several tens of thousands of dollars, my Monthly cost of living is several thousand dollars and my Monthly income is below the national poverty level. Now they need Dave to tell them how to pay off their debt, allow them to buy a house, fund their retirement and allow them to live a comfortable life with zero financial stress. Where is the Math class for this equation?
@eckankar7756
@eckankar7756 2 жыл бұрын
My grandmother used to call people like her "psychic vampires." They only want to waste your time and attention to draw your energy to validate their delusional self image. She's not looking for an answer she just wants to manipulate others that her self defeating decisions are valid. She's a full time victim. If she were drowning she's gladly pull her rescuer down with her rather than be taken safely to shore. They get a giddy joy setting a trap to get someone to listen to their illusions. She's 1/3 of a century old and an emotional 1st grader. There's no fixing this. Run.
@barbieblue3336
@barbieblue3336 2 жыл бұрын
You need a life
@genxx2724
@genxx2724 2 жыл бұрын
I agree she sounds like an attention wh*re. Introverts aren’t needy like that. We’re content from inside.
@marcoluca9232
@marcoluca9232 2 жыл бұрын
Dave - "I think that's fun" ☺️
@ShaneRM878
@ShaneRM878 2 жыл бұрын
These are the calls I love. BS degree, no job, “depressed,” trust fund, mid 30s with no family and is just starting to think about starting an unrealistic career.
@marcial84mc
@marcial84mc Жыл бұрын
You should be thankful you are not in the position she is. It’s easy to judge from the outside
@annaelisavettavonnedozza9607
@annaelisavettavonnedozza9607 Жыл бұрын
That was the longest way of saying “I don’t have any plans”
@HHHPedigrees
@HHHPedigrees Жыл бұрын
How did her rent jump from $900 to $1600??
@bluesky5384
@bluesky5384 2 ай бұрын
I'm in St. Louis and have never paid $1600 in my life. She must be living in some "luxury" unit out here lmao
@corycowan-morrison
@corycowan-morrison 2 жыл бұрын
I've met 1000s of people who refuse to do anything that requires work.
@robloxvids2233
@robloxvids2233 2 жыл бұрын
I've met thousands of people who write "1000s" instead of thousands.
@davidstephens1993
@davidstephens1993 2 жыл бұрын
You do not make 20hr delivering pizzas. Around where I live in Georgia it ranges from 10 to 12.
@Tameker6
@Tameker6 2 жыл бұрын
I am trying to be sympathetic to her situation, but at the same time it feels like she uses her mental health as an excuse not to take a leap of faith on anything. All throughout this call there was a lot of excuses.
@BrandonMinguez
@BrandonMinguez 2 жыл бұрын
275 sq ft isn't a lot, but if she brings up her income she could definitely afford something bigger and better.
@PinkInTheDiamonds
@PinkInTheDiamonds 2 жыл бұрын
I'm willing to bet a whole lot of millennials and zillennials chuck 50% of their NET income to rent. This is especially true if you live in a major city. Safety and other factors always come into play. You're more than likely not going to find cheap rent unless you live in a lower cost of living area.
@laurenjohnson8530
@laurenjohnson8530 2 жыл бұрын
Most "Zillenials" in large cities have roommates. Older Millenials (like me) are established in our careers and can afford rent on our own. I live in LA and my rent is less than 25% of my income.
@canicksmith6629
@canicksmith6629 2 жыл бұрын
I worked at a dog hotel, it pulled in 40k/ week.
@CommentorX
@CommentorX 18 күн бұрын
Wrong and wrong. Door Dsah / food delivery pays MAYBE $8 to $10 / hour before gas and car costs. Sometimes you get robbed, depending on where you deliver to. $25/hour is fantasy.
@annberlin5811
@annberlin5811 2 жыл бұрын
People should get roommates. For 10 years i saved and paid all my debt off and bought a house in 2010
@kylefielder9664
@kylefielder9664 2 жыл бұрын
I think a lot of people are okay with roommates they just Struggle to find one that will do their own dishes and we generally respectful and always pay their half on time
@mikem9612
@mikem9612 2 жыл бұрын
You got a point but some roommates are crazy and irresponsible and lots of landlords won't care if anything happens. It's better if they lower the taxes. Single people that are renting pay the most in taxes, insurance and other necessary stuff. Some people are taxed into poverty.
@eckankar7756
@eckankar7756 2 жыл бұрын
This woman is so delusional any room mate would go crazy living with her.
@kylefielder9664
@kylefielder9664 2 жыл бұрын
Roommates could also become a illegal in a county in Kansas 😂 That would be awful if it passed
@eckankar7756
@eckankar7756 2 жыл бұрын
@@kylefielder9664 I've been reading about this, why do they want to outlaw roommates?
@gardenofe12
@gardenofe12 Жыл бұрын
She’s only 34 !! Geez !!! I thought she was 54 or something !!! She sounds a lot older !!!
@fawkestheplotphoenix964
@fawkestheplotphoenix964 2 жыл бұрын
She knew she was out of line. That’s why she called in
@nyaluv143
@nyaluv143 2 жыл бұрын
Delivering pizza ? Can we talk about how dangerous that is ?
@samuelburton9761
@samuelburton9761 2 жыл бұрын
Why don’t Dave deliver some pizzas 🍕🍕🍕😂🤣
@jarodfalk1046
@jarodfalk1046 7 ай бұрын
Dave has done those things back when he was a lot younger
@petebach7221
@petebach7221 2 жыл бұрын
Film degree = dog sitter. Enough said.
@gamingnguitar4527
@gamingnguitar4527 5 ай бұрын
My God lady shut up for 2 seconds lol
@Kingtone_ii
@Kingtone_ii 2 жыл бұрын
$25/hr delivering pizza? Come on George, that’s just not realistic
@truthseeker6370
@truthseeker6370 2 жыл бұрын
Tips in addition to hourly wage. Yes that is possible.
@takingbackprofits1280
@takingbackprofits1280 2 жыл бұрын
It absolutely is, I used to do it. I would still do it if I didn't have to use my own car.
@eckankar7756
@eckankar7756 2 жыл бұрын
My neighbor's son averages $40. an hour delivering pizza.
@suen5006
@suen5006 2 жыл бұрын
There may not be other options available in terms of rent, period! That's happening many places including my area.
@derekrank4572
@derekrank4572 2 жыл бұрын
its either pay rent or be homeless...and working and homeless doesnt seem logical.
@jquinlan94
@jquinlan94 2 жыл бұрын
The introvert thing is a poor excuse to stay in a low paying job.
@TstormVA2012
@TstormVA2012 2 жыл бұрын
This insanity. These rent increases are criminal!
@laneblount9888
@laneblount9888 2 жыл бұрын
No it’s not. Property taxes are up, utilities, repairs, and just about everything else that goes into running a rental property. The land lords are not profiting from the increase
@tomturnerrrr
@tomturnerrrr 2 жыл бұрын
I’m so sick of hearing depression as an excuse. Everyone has a sad story, just get up and get to work.
@grahamcarmichael6567
@grahamcarmichael6567 5 ай бұрын
Lmao guarantee you have no friends
@tomturnerrrr
@tomturnerrrr 5 ай бұрын
@@grahamcarmichael6567bro I work 60 hours a week at UPS making $49 an hour and am a competitive bodybuilder with no social life. Why tf would I want friends? I’m way ahead in life.. 😂😂
@grahamcarmichael6567
@grahamcarmichael6567 5 ай бұрын
@@tomturnerrrr lmao maybe because relationships are the most important thing in life, good luck when you’re 60 and can’t bodybuild anymore and are about to retire and you have plenty of money but life is meaningless.
@tkleo2006
@tkleo2006 2 жыл бұрын
When anyone is beating around the bush they are hiding something.
@robot12423
@robot12423 2 жыл бұрын
🤣🤣the title of this video. Omg. Sounds like a concerned father
@ctb3343
@ctb3343 Жыл бұрын
Her decision making is solely emotion based and she will continue to drain her trust fund and have nothing at retirement, if she keeps this path.
@terryedwards171
@terryedwards171 Жыл бұрын
Is not that people don't want to work, they don't want to work for low pay and or abuse from patrons. Dave needs to view some of the KZbin videos of services people being abused.
@karenstough8708
@karenstough8708 2 жыл бұрын
I agree with caller, Dave, you are also my comic relief!
@dachicagoan8185
@dachicagoan8185 2 жыл бұрын
So many people getting the job they want, but not the job they need. And they wonder why they're in the situation they're in.
@austingray6885
@austingray6885 Жыл бұрын
I feel a little better about moving into a 1000 Dollar place, and I have the same income at her.
@topsykretts2264
@topsykretts2264 8 ай бұрын
50% of income for rent is already a lot. 65% going to rent like the caller’s situation is just overkill.
@Kaodusanya
@Kaodusanya 2 жыл бұрын
Seriously what is she talking about? He asked for her long term career goals.
@ChinaConsultingTravelBlog
@ChinaConsultingTravelBlog 2 жыл бұрын
She comes across as someone a little entitled, spoiled and unaware. She never had anyone help her find a path.
@karinhansen4281
@karinhansen4281 2 жыл бұрын
I am introvert also, but I do not use it as an excuse to not find work to do to support myself
@cstickles
@cstickles Жыл бұрын
I am impressed that you were able to convince the state of North Carolina to push out an Emergency Savings broadcasting alert for me at the 11th hour. Do you not have any good contacts in the medical field at Vanderbilt or Duke University?. I have heard a lot or pharmaceutical sales reps on your show in the past doing debt free screams. It would be a lot easier for me to Pizza Pizza if I had a better time receiving healthcare. If I had only one prayer request, it would be for more humane medical care. If anyone knows ANYONE at all who can even indirectly help me get proper care, I would greatly appreciate it. To Yankee's are going to try and make travel via an Old Testament Donkey after this.. Lord Hear our Prayers 🎉
@Exoticbuttters
@Exoticbuttters Жыл бұрын
I swear goerge is the one
@theforeignerinamerica1817
@theforeignerinamerica1817 2 жыл бұрын
Dave, how would anyone afford anything in a city like LA??
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