You Need $106k Per Year To Afford A Home In The US | The Kyle Kulinski Show

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Secular Talk

Secular Talk

Күн бұрын

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"The first time I ever really listened to Kyle Kulinski’s show was in the back of a cab last summer. The driver had his phone hooked up through the stereo and was pumping out an episode through the car speakers - loudly, as if looking to convert a captive audience.
“Do you like Kyle Kulinski?”
The driver, Ahmed, was a recent immigrant and apparently a die-hard fan of Secular Talk, the political talk show that Kulinski broadcasts on KZbin. I told him, yes, in fact. I do like Kulinski, had come across his show several years ago, and, all things considered, he seemed pretty good.
“He understands what we’re up against,” Ahmed said. “Like Bernie.”
But I was surprised to hear Kulinski’s name mentioned in the same breath as Bernie Sanders, particularly with such adoration. Because what I did remember about Kulinski’s show struck me as mostly capital-P “progressive” takes on the news - the left wing of the Netroots crowd more than the democratic socialism Sanders has popularized.
It’s an impression that wasn’t entirely incorrect.
“I have no time for philosophical, airy bullshit,” Kulinski tells me from his home in Westchester, New York. “I don’t want to hear about Lenin. I don’t want to hear about Marx. I just want a super plainspoken, straightforward agenda with a straightforward way of selling it.”
With over 800,000 subscribers and nearly 670 million total views on KZbin, selling a progressive agenda is clearly something Kulinski knows how to do - even Democracy Now, the long-standing flagship of progressive media, cannot match his reach on the platform. Chapo Trap House can certainly boast a wildly devoted fan base (and a not insignificant degree of media influence), but their audience is roughly half the size of Kulinski’s.
While Secular Talk might be more likely to be looped in with the progressive networks around Air America and Pacifica alums like Sam Seder than the more resolutely socialist world, Kulinski’s fiery rhetoric, razor-sharp class instincts, and knack for withering takedowns sets him apart from his peers. Judging by his rhetoric alone, he’s closer to a Eugene Debs than a Chris Hayes.
But unlike Hayes, Amy Goodman, or his friend Cenk Uygur of The Young Turks - who began airing Secular Talk on his web network seven years ago - the thirty-two-year-old Kulinski is virtually invisible in the mainstream media. Despite his enormous fan base, his show has never once been mentioned in the obligatory trend pieces on “the Millennial Left” pumped out by the prestige media. Nor has Kulinski’s name ever popped up at all in the New York Times, Vox, the New Yorker, New York Magazine, or the Washington Post, despite his leading role in cofounding Justice Democrats, the organization widely credited with sweeping Alexandria Ocasio-Cortez and the rest of “the Squad” to power.
Just last week, his Wikipedia page was deleted. The reason? “There is very simply no [reliable source] coverage of this person,” according to one moderator. In new media, he’s king - the Sean Hannity of the Berniecrat left. In old media, he’s nobody.
I suspect there are a few reasons for that. There is nothing “cool” about Kulinski’s show. (As a friend put it, “‘Welcome to Secular Talk’ sounds like something you’d hear on Egyptian radio.”) His no-nonsense social-democratic politics won’t get him much cred with the Full Communism crowd. He records his show not in Brooklyn or Los Angeles, but in a studio he built himself in his modest Westchester home. His hair is too groomed and his taste in clothes too preppy to qualify as “Dirtbag Left.” Nor has he ever attended an n+1 release party. “Not only have I not attended one,” he says, “I have no idea what that means.”
And yet he’s astonishingly plugged-in for a young man in the suburbs. Wondering how Sanders ended up on the Joe Rogan Experience? Kulinski, a frequent guest on Rogan’s wildly popular show, introduced them. “You make the most sense to me,” Rogan told Kulinski on a recent episode. “You’re a normal person.”
Much like Sanders himself, Kulinski’s show has a massive audience that just doesn’t compute with our media’s understanding of “what the kids want” or even “what the left-wing kids want.”
It’s probably for the best - the very woke and very WASP-ish decorum haunting much of the media world is nowhere to be found in Secular Talk. “Corporate Democrats over-focus on identity as a trick to divert you from the issues that unite us all - class issues,” he said on a recent episode.
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Пікірлер: 1 200
@The_universal_cynic
@The_universal_cynic 3 ай бұрын
I'm almost 30. I've been working since I was 16 years old. I've been in the Auto industry for almost 10 years. Work 55 hours a week and do a bunch of side work and I am still living with my parents and I am nowhere even at the ballpark beginning a down payment on a house. This system needs to be destroyed.
@ck9292
@ck9292 3 ай бұрын
It is sad but getting married/being in a committed relationship is almost necessary in many places because adding that second salary helps pay for a monthly mortgage.
@21forevergone
@21forevergone 3 ай бұрын
I love with my best friend and we both work 50+hours to keep a roof AND eat 😅
@societalnormality2268
@societalnormality2268 3 ай бұрын
​@@ck9292married and now a kid... so bye bye home for now
@spicymemes7458
@spicymemes7458 3 ай бұрын
I've already changed my priorities to rent control, banning corporate ownership of single family homes and breaking up landlord monopolies. I'd also like to see equity stakes in units rented for those who occupy the property for a given period of time and tenant unions.
@spicymemes7458
@spicymemes7458 3 ай бұрын
​@@ck9292Which incentives people getting into relationships for the wrong reasons, too.
@RTDoh5
@RTDoh5 3 ай бұрын
The American people never revolt, the country will just wither away.
@Kray-zq6mt
@Kray-zq6mt 3 ай бұрын
Your right
@yishnir
@yishnir 3 ай бұрын
The American people have been marching and protesting, almost incessantly, in larger and larger numbers, for the past two decades.
@DarkMustard1337
@DarkMustard1337 3 ай бұрын
The American people are too duped into liking capitalism.
@dividedstatesofamerica2520
@dividedstatesofamerica2520 3 ай бұрын
The murican so called "people" are complacent lemmings.
@unclebozo9845
@unclebozo9845 3 ай бұрын
@@Kray-zq6mt *you're
@baconcerberus
@baconcerberus 3 ай бұрын
Even if you have a large downpayment you still have property taxes, insurance, utilities(heat, electricity, water), phantom cost such as home repairs and maintenance.
@Desert_Rogue_Tanker
@Desert_Rogue_Tanker 3 ай бұрын
You know that things break.they are made by man and as such,break down 🤡
@jonathanfrederick9645
@jonathanfrederick9645 3 ай бұрын
The housing crisis is the number one issue that should be discussed in this election cycle as it is necessary to survive for all Americans. Meanwhile, not a peep out of either candidate. Joke ass country.
@Don.M.
@Don.M. 3 ай бұрын
Neither candidate has plans to properly address this issue… Marianne Williamson got my vote in the primary because she had a clear, concise three-pronged plan to properly address the housing crisis, but she was largely ignored by voters and the media… We get what we vote for
@sfi3807
@sfi3807 3 ай бұрын
Politicians don't care because poor and homeless people can't donate to politicians
@MrMegaHamSandwich
@MrMegaHamSandwich 3 ай бұрын
But they can debate who is the better golfer... Like wtf is this Idiocracy ahh timeline
@Death_By_Media
@Death_By_Media 3 ай бұрын
Because the only solution the duopoly is working on is the many mega prisons being built along side the cop cities and that’s not the way they’re going to spin it . When the US is 5% of the worlds pop has 25% of the worlds incarcerated pop and developing to move that 25% up to 40% I suppose the many state level and now SCOTUS rulings on the punitive measures against being homeless are simply coincidental.
@mclbcw
@mclbcw 3 ай бұрын
This needs to be the biggest priority for our country right now.
@PirateOfTheWastes
@PirateOfTheWastes 3 ай бұрын
Didn’t get mentioned once at the debate
@shroomgoon6732
@shroomgoon6732 3 ай бұрын
Facts
@jeremyrangel8138
@jeremyrangel8138 3 ай бұрын
Yeah? What are YOU doing about it? Are you going out there to build some houses?
@mclbcw
@mclbcw 3 ай бұрын
@@jeremyrangel8138 are you a bot? Because this is a wildly stupid response when the video details issues beyond housing availability. I didn’t know if I personally built a handful of houses with my labor that would suddenly solve the problem for the countless Americans being simply ABUSED by rent prices.
@jeremyrangel8138
@jeremyrangel8138 3 ай бұрын
@@mclbcw ROFL no.
@Don.M.
@Don.M. 3 ай бұрын
More media needs to be covering this. We MUST start making demands of our lawmakers. This crap is debilitating for families and people trying to stay afloat.
@jer1776
@jer1776 3 ай бұрын
Write/call your lawmakers. Show up to city council meetings. If we all did that theyd have to do something.
@tylerharris4392
@tylerharris4392 3 ай бұрын
Good luck with that
@bluehero-96
@bluehero-96 3 ай бұрын
​@@jer1776 You know what they'd do? They'd call security.
@hotsquirrel4277
@hotsquirrel4277 3 ай бұрын
Are talking about corporate media? 😂
@michaeldavis9357
@michaeldavis9357 3 ай бұрын
Couple needs to make $100k EACH in Australia. Melbourne median is over $800 000 and Perth increased by 25% in the last 12 months. We are buggered..
@sfi3807
@sfi3807 3 ай бұрын
$800k? That's for rich people
@samtannouri3665
@samtannouri3665 3 ай бұрын
In Sydney is 1.6 million 😂😂😂😂
@usernameryan5982
@usernameryan5982 3 ай бұрын
Australia is a basket case. They have have less population than Texas, yet insanely more land. The government absolutely refuses to open up more land for development to allow cities to expand and they get all new development shut down for infill or upzoning. These land use restrictions are leaving people destitute.
@Airith4
@Airith4 3 ай бұрын
It isn't hyperbole when people say eat the rich.
@jsksnob3562
@jsksnob3562 3 ай бұрын
I am very hungry
@sfi3807
@sfi3807 3 ай бұрын
Read Herbert gans functions of poverty
@CrAzYpotpie
@CrAzYpotpie 3 ай бұрын
It is because it isn't happening.
@nathanjones6638
@nathanjones6638 3 ай бұрын
I'll bring the barbecue sauce and chips.
@JonathanHarvell
@JonathanHarvell 3 ай бұрын
@@jsksnob3562 Great marbling, too.
@calvinsmith6681
@calvinsmith6681 3 ай бұрын
This is completely unsustainable and eventually the bottom’s gonna have to fall out of this if no one can buy a home
@yishnir
@yishnir 3 ай бұрын
That's why the top ten percent are quietly prepping to restart the 'D raft'.
@theBear89451
@theBear89451 3 ай бұрын
Yes, 5 years from now will be much better, like how 3 years ago was.
@maxxpower18
@maxxpower18 3 ай бұрын
Plenty of rich investors buying these houses. We're fucked.
@seemosofi
@seemosofi 3 ай бұрын
We made 130k and can't afford to buy a small house
@alexisperez4581
@alexisperez4581 3 ай бұрын
Same
@babybijou969
@babybijou969 3 ай бұрын
Same
@jonathanfrederick9645
@jonathanfrederick9645 3 ай бұрын
Same. Little less but also rent keeps going up. GREAT TIMES.
@ChairmanTrump
@ChairmanTrump 3 ай бұрын
Same here in Texas. Everything that’s not 50 years old, 3 bed/2bath is over 400,000. We make 96k/yr and need to make 140k.
@dangerousdylan6262
@dangerousdylan6262 3 ай бұрын
Need to move to a better state... you'd be living like a king where Im at 😂
@jayff0000
@jayff0000 3 ай бұрын
It seems to me that the entire country is transforming into 1 big company town.
@burningsnow9870
@burningsnow9870 3 ай бұрын
I don't think so. It's too unsustainable. I think the corporations are scrapping us for parts and then will self destruct the nation with a war with Mexico or China to hide their escape.
@anthonytwohill9726
@anthonytwohill9726 3 ай бұрын
Look into monopsony.
@bluehero-96
@bluehero-96 3 ай бұрын
Shush! Don't spoil the ending!
@barbiquearea
@barbiquearea 3 ай бұрын
You mean like the Soviet Union?
@connorbrady5689
@connorbrady5689 3 ай бұрын
@@barbiqueareapass the kool aid
@codbdup88
@codbdup88 3 ай бұрын
According to Dave Ramsey if I just cut back on my streaming services, wait until my car is paid off and stop eating avocado toast then I could put down 20% on a house.
@chriskoschik391
@chriskoschik391 3 ай бұрын
That guy is a relic. His advice is great 10 years ago. Now he’s just a bitter old pill, shitting on younger generations to please his boomer audience.
@Josh-y4r
@Josh-y4r 3 ай бұрын
Don't eat meat either
@Codazoa
@Codazoa 3 ай бұрын
Shit. I don't use streaming services and my car is paid off, don't make me give up my avocado toast!
@SuSpicious9748
@SuSpicious9748 3 ай бұрын
I mean, it's not much. But I've cut down our household subscriptions to less than $4/mo. We got the Hulu/Disney+ subscription on back friday for $4/mo. Granted the ads are mind numbing, I'm not paying like $30/mo for TV.
@codbdup88
@codbdup88 3 ай бұрын
It’s not a daily morning $5 coffee that’s holding you back from a 30k down payment. They’re letting to you.
@Linkous12
@Linkous12 3 ай бұрын
I just want to be able to rent a small apartment. I work full time, so I don't think that's too much to ask. Living with your parents at the age of 40 is detrimental to your mental health.
@kyber452
@kyber452 3 ай бұрын
So people in other countries who live with family suffer from bad mental health?
@zegeist333
@zegeist333 3 ай бұрын
@@kyber452yeah
@Linkous12
@Linkous12 3 ай бұрын
@@kyber452 I don't know if you're trolling or not, but I'll bite. Here in the US, as an example, telling a date you can't take her or him back to your place because you live with your parents doesn't work out too well.
@finderskeepers1993
@finderskeepers1993 3 ай бұрын
​@@kyber452if your living with your family because your working full time as an adult and still can't afford to be independent yes absolutely. It breeds feelings of hopelessness and despair when the best you got isn't enough.
@GonzoT38
@GonzoT38 3 ай бұрын
@@finderskeepers1993 I think the point the other poster was making regarding people abroad, where multi-generational housing is not considered abnormal, is that in said regions the hypothetical date wouldn't be put off by said multi-generational housing....because more than likely, she is also living in mult-gen housing. It's simply normalized. In the US, it causes mental anguish because it's stigmatized. Just like foreclosures after 2008, when everybody had one, it was no longer a big deal.
@mr.sushi2221
@mr.sushi2221 3 ай бұрын
Meanwhile every job in my city pays most people 16-30 an hour
@boogit9979
@boogit9979 3 ай бұрын
What city?
@Simon-Sax
@Simon-Sax 3 ай бұрын
Yeah. Share with the class. What fucking city and how many of those jobs are actually real btw and not part time?
@sfi3807
@sfi3807 3 ай бұрын
​@@Simon-Saxyou're part-time to avoid being eligible for benefits
@sfi3807
@sfi3807 3 ай бұрын
Those are slave wages
@dopplarwaves
@dopplarwaves 3 ай бұрын
​@boogit9979 my guess is it's in a state that's increased their min wage laws. I live in Washington and the min wage is $15. But even that increase is still not enough of an impact for the working class because it's an expensive ass state to live and it has a regressive tax system.
@Oborowatabinostk
@Oborowatabinostk 3 ай бұрын
There's 15 million vacant homes in the US...
@massimookissed1023
@massimookissed1023 3 ай бұрын
Yeah, but some of them would require the eviction of the meth-heads and raccoons, and need major structural repairs before they were habitable.
@Glenningway
@Glenningway 3 ай бұрын
Private entities and foreign interests scooped up housing during the pandemic and are trying to hold out with the inflated fees. There's also a crackdown on landlords price fixing.
@theBear89451
@theBear89451 3 ай бұрын
@@Glenningway It is mostly US citizen vacation homes and rental unit turnover.
@sfi3807
@sfi3807 3 ай бұрын
Evil
@stevend481
@stevend481 3 ай бұрын
Doesn't make sense because inventory is low. Every house gets sold over asking with atleast 10 bids on it
@Don.M.
@Don.M. 3 ай бұрын
I no longer have issues with people who squat in one of those multiple private or corporate owned homes that just sit empty, now.
@mugetsuu23
@mugetsuu23 3 ай бұрын
I really feel like "build more homes" is just a band aid. The issue is the price of homes, not the quantity. The real issue is wages and wealth hoarding. The housing crisis solves itself if those root causes are addressed.
@JustMe-ne5dw
@JustMe-ne5dw 3 ай бұрын
I think Bill Burr said we should be torpedoing cruise ships right? That should open up a few more houses on the market
@theBear89451
@theBear89451 3 ай бұрын
The best way to measure wealth inequality is home square foot GINI. This puts the current US in line with Ancient Egypt. I see a lot of people using asset price, but this is mostly speculative value, like having a bitcoin hording problem. If two people have the same size house, but one of them could theoretically sell theirs for more, is the second one really wealthier? How resources are divided is more important than how speculation is divided.
@ringostarrBestBeatle
@ringostarrBestBeatle 3 ай бұрын
reminder: if you work federal minimum wage for 40 hours/week you qualify for food stamps/most welfare programs
@sweetfeathery
@sweetfeathery 3 ай бұрын
Walmart puts this info up for their employees to use in the breakroom
@komlat253
@komlat253 3 ай бұрын
yea few min is like 7 dollers lol
@kyber452
@kyber452 3 ай бұрын
Not in Texas. You can be poor, but live with someone who makes too much money and you don't qualify.
@jermainemyrn19
@jermainemyrn19 3 ай бұрын
Not true. They say you make too much money
@The_Varza
@The_Varza 3 ай бұрын
@@sweetfeathery Walmart should be taxed the excess that their employees get in welfare from the government. The government helping the people, that's good. The government subsidizing corporation so they can keep paying their employees criminally low wages is very, very bad.
@davidfaustino4476
@davidfaustino4476 3 ай бұрын
My wife and I make way more than that. Still it's an absolute STRUGGLE finding anything remotely affordable within an hour commute to work.
@Sophia-hs6ls
@Sophia-hs6ls 3 ай бұрын
Should be illegal for the prices to go up that dramatically so quickly...
@michaelward9201
@michaelward9201 3 ай бұрын
Well yeah money printing is technically theft.
@jorgenjorgensen656
@jorgenjorgensen656 3 ай бұрын
Kyle that's the median national price. I make 126k in a major metro area and houses even 45 mins out from the city center are in the 450-600k range
@HotelOwner-ul5nc
@HotelOwner-ul5nc 3 ай бұрын
Yep. Houses in rural states really skew the median price. If you live in a large or even medium sized city, most of the time you’d be lucky to purchase a decent home on $100k/year.
@sfi3807
@sfi3807 3 ай бұрын
​@@HotelOwner-ul5ncthat's depressing
@samtannouri3665
@samtannouri3665 3 ай бұрын
That’s cheap that would buy you a Car spot in Sydney for that price
@stevend481
@stevend481 3 ай бұрын
You should be approved for that range of house with your income
@kptlt.phillipthomsen5973
@kptlt.phillipthomsen5973 3 ай бұрын
Housing also shouldn't be a market commodity Same with water and food
@mr.saturn7833
@mr.saturn7833 3 ай бұрын
Everything should be free, right! 😆
@juniorgod321
@juniorgod321 3 ай бұрын
Sure, because all those things should be paid by someone else instead of you, right?😂
@kptlt.phillipthomsen5973
@kptlt.phillipthomsen5973 3 ай бұрын
@@juniorgod321 No it shouldn't cost anything? To anyone besides the government?
@ljb5163
@ljb5163 3 ай бұрын
@@mr.saturn7833basic necessities should be. I hate hearing that this is the richest nation in the world, yet we can’t afford anything important. Where is all this money going if it’s not for the people?
@juniorgod321
@juniorgod321 3 ай бұрын
@@kptlt.phillipthomsen5973 And how the government comes up with the money?
@Charles-js3ri
@Charles-js3ri 3 ай бұрын
We have more empty homes than people in this country.
@theBear89451
@theBear89451 3 ай бұрын
I hope this is meant as a joke.
@Charles-js3ri
@Charles-js3ri 3 ай бұрын
@@theBear89451 My mistake. I mistyped. We have more empty homes than homeless people in this country.
@barbiquearea
@barbiquearea 3 ай бұрын
@@Charles-js3ri Look at China. They have entire ghost cities with brand new state of the art apartment blocks left empty and abandoned. The problem isn't a lack of housing. Its a lack of housing in places where people want to live, where they would get easy access to utilities and infrastructure, not to mention be able to get to work everyday. We can build more houses, but just like in China. It would be a complete waste if nobody wants to live in them.
@MrEab2010
@MrEab2010 3 ай бұрын
106k barely gets you a small studio rental in the NY metro area.
@Carlinisalive
@Carlinisalive 3 ай бұрын
I’m almost 30 been workin since 18 and I’ve accepted the reality I will never be a homeowner I barely can afford rent
@tylerschroeder3722
@tylerschroeder3722 3 ай бұрын
That's exactly the attitude that the establishment Repubs and Dems LOVE to hear!
@korpse6rinder
@korpse6rinder 3 ай бұрын
Work until your dead. The Scamerican dream...
@A3421
@A3421 3 ай бұрын
You won’t have to if you’re* educated. But I see that doesn’t apply in this particular instance.
@sfi3807
@sfi3807 3 ай бұрын
​@@A3421Because america has free college, right?
@jmac4952
@jmac4952 3 ай бұрын
I love how Kyle believes there are republicans and democrats. That's the WRAPPING!!!
@alexaber9786
@alexaber9786 3 ай бұрын
If you don't go to college - yeah, that is what happens. If you go to college and get some stupid degree, yeah that is what happens. College is necessary and getting a degree that actually leads to a good job is necessary.
@diegoharo7943
@diegoharo7943 3 ай бұрын
As others pointed out go to college and get a career or ….. …..MOVE TO A MORE AFFORDABLE STATE. In the Midwest homes are still very affordable in rural America and smaller cities
@jermainemyrn19
@jermainemyrn19 3 ай бұрын
I'm 32 and been working since 11. Got nothing to show for it. Trying to self teach my way into engineering with no degreee or else I'm dying on the job.
@sfi3807
@sfi3807 3 ай бұрын
I hope you enjoyed the Herbert gans functions of poverty essay
@michaelevans402
@michaelevans402 3 ай бұрын
I'm a single black male, no children, living in dallas,TX. I make 70k and it is not enough anymore to even live a decent mediocre life.
@komlat253
@komlat253 3 ай бұрын
same except i make half that in Seattle so lol
@jbone9900
@jbone9900 3 ай бұрын
Make 30k in nc.
@afridgetoofar1818
@afridgetoofar1818 3 ай бұрын
I’d say move to a more rural town, but you probably wouldn’t be welcome there lol
@komlat253
@komlat253 3 ай бұрын
@afridgetoofar1818 idk . only if u already have a job there. Moving to rural areas with no job means u will likely not find much. Opportunities in those places are low as many important jobs are already being taken by a few families haha. Rural places are huge with nepotism
@barbiquearea
@barbiquearea 3 ай бұрын
Just our of curiosity, where do you live? Because you could move away from the major population centers like New York City and LA and move elsewhere. You may not be able to make as much money as you did before, but your cost of living will be reduced drastically.
@lilred00051
@lilred00051 3 ай бұрын
My friend is a parole officer. They are hiring right now. You need good credit, need to be able to pass a FBI background check, and you need at least a B.A. or B.S. degree. They pay $19 an hour. Just wrap your head around going to school for 4 extra years for a cost of at least 50k so you can earn $19 an hour.
@zcorpalpha2462
@zcorpalpha2462 3 ай бұрын
BA in what ❓🤣
@somecharactersnotallowed1319
@somecharactersnotallowed1319 3 ай бұрын
106k would be magical in utah. I make 135k and I'm fully fucked, I'd be house poor living in a 100 year old shack in the hood. I'd need minimum 200k income to afford a modest home at these rates.
@stephenrodgers9698
@stephenrodgers9698 3 ай бұрын
You're in Utah! Just get married
@azax3813
@azax3813 3 ай бұрын
​@@stephenrodgers9698To whom?Warren jeff
@07Flash11MRC
@07Flash11MRC 3 ай бұрын
Lol, tbf Warren does have a lot of money, even if he's in jail.
@green25459
@green25459 3 ай бұрын
The national MEDIAN household income is only $74,500!?!?!? Jesus Christ!! that means if there are two adults in that home they'd each be making only $37,350. HOW TF ARE PEOPLE SUPPOSED TO SURVIVE ON THAT!?!?!?!?
@sfi3807
@sfi3807 3 ай бұрын
They're not. That's the point. The rich want people to work for slave wages
@idiocracyunfolding9053
@idiocracyunfolding9053 3 ай бұрын
The ower class do not want the prices of housing to go down.
@theBear89451
@theBear89451 3 ай бұрын
@@EJH783 state legislators
@JonathanRootD
@JonathanRootD 3 ай бұрын
106k ain't enough for anything here...
@bradleyp3655
@bradleyp3655 3 ай бұрын
That's that nothing you need +$200K/year to afford a home in Vancouver, BC, Canada.
@yishnir
@yishnir 3 ай бұрын
So... anyone notice how the ruling class is preparing to start the 'raft' with a 'D' up again?
@anneminehart5784
@anneminehart5784 3 ай бұрын
Shoot I'm working 40 hours for US BANK and can barley pay $950 / month for a studio in Minneapolis...I bet I barely make $35,000/year... I will never own a home...
@jayraider521614
@jayraider521614 3 ай бұрын
I live in Massachusetts studio apts here start at 1600 if your lucky
@geoffwilliams4478
@geoffwilliams4478 3 ай бұрын
Same. I can even barely afford public housing, which just went up to $850/month and can barely get 30 hrs/week.
@platoniczombie
@platoniczombie 3 ай бұрын
California resident here, I work 40hrs and make (supposedly) 60k a year.. but after medical "benefits" and taxes.. it's actually 40k a year, and yeah... there is NO WAY I could EVER afford a house out here. Homes are millions of dollars. There is no way I can get a loan for that, especially with my student debt.
@LauraPerez-g3p
@LauraPerez-g3p 3 ай бұрын
I live in Florida and my sister and I share a 2 bedroom condo. We have lived here for 12 years and luckily have great landlords who have only raised our rent because of HOA rates. We are lucky to be only paying 1000.00 a month for rent.
@jermainemyrn19
@jermainemyrn19 3 ай бұрын
​@@EJH783very few
@anneminehart5784
@anneminehart5784 3 ай бұрын
Yep...paycheck to paycheck with 2 college degrees...
@Airith4
@Airith4 3 ай бұрын
Bro just work harder. I am kidding of course.
@aSimpleTailor
@aSimpleTailor 3 ай бұрын
College was worthless. Didn't even get laid that much.
@SuSpicious9748
@SuSpicious9748 3 ай бұрын
Bootstraps hun, pull em up!
@sfi3807
@sfi3807 3 ай бұрын
​@@aSimpleTailorI'm a virgin at 29
@Helaw0lf
@Helaw0lf 3 ай бұрын
@@aSimpleTailor True! I kept to myself during the recession that lingered into 2010. Funny how focusing on oneself does not change anything for the better in this country. Sex was a side quest to me. I viewed it as once you finally nailed all your silly life goals down, would you be able to settle down with a woman after it was all over in ones early-mid 20s. Hahaha!!!! Does not matter now.
@TrueDarkwolf1
@TrueDarkwolf1 3 ай бұрын
I would love to live in the golden age of economics. A car, a home, and a family.
@07Flash11MRC
@07Flash11MRC 3 ай бұрын
The bar really is in H€LL if we can't aford the bare minimum. Going on extensive vacations like generations before us is now a pipe dream anyway.
@Bynt
@Bynt 3 ай бұрын
I’m at the point now where in order for the country to be not be beyond stupid we need to become a colony of Norway or one of the other Scandinavian countries so they can impose their policies on us. Our people would be less stupid, we’d have healthcare, childcare, etc… and we’d overall be a better society.
@hugegamer5988
@hugegamer5988 3 ай бұрын
We are six leagues past stupid and no one even made a map.
@Toquer88
@Toquer88 3 ай бұрын
Those countries are HEAVILY subsidized by their tremendous oil production. It's the only reason they can provide effective social safety nets. Agree to unchain our oil production and our wealth would skyrocket.
@Toquer88
@Toquer88 3 ай бұрын
@@miahsaint-georges They are not socialist.
@Exodia916
@Exodia916 3 ай бұрын
​@@hugegamer5988💀🤣
@mr.saturn7833
@mr.saturn7833 3 ай бұрын
I’m not with socialism. Notice how Kyle said, “in the past four years.” Meaning all the BS started with the Biden administration.
@erikvan9582
@erikvan9582 3 ай бұрын
At this rate the bootstraps will probably brake open with the force you need to pull them
@Desert_Rogue_Tanker
@Desert_Rogue_Tanker 3 ай бұрын
Sounds like you have a skill problem 😂😂
@sirwill619
@sirwill619 3 ай бұрын
Old people aren't dying as fast as they use to. Grandma out here enjoying her 4 bedroom house to herself
@mr.sushi2221
@mr.sushi2221 3 ай бұрын
It feels bad to say I won’t be fine until my grandparents die
@josephstalin839
@josephstalin839 3 ай бұрын
Yikes ​@@mr.sushi2221
@vs-yy5cx
@vs-yy5cx 3 ай бұрын
There is a solution to that problem, we need a congress that is functional. Incentivize the sale of that house, rent control, tax benny, whatever!
@Novusod
@Novusod 3 ай бұрын
Grandma isn't the reason housing is unaffordable. It is Wall Street: Blackrock, Vanguard, and AirBnB bought up all the housing using money printed out of thin air.
@checo8187
@checo8187 3 ай бұрын
@mr.sushi2221 If i was them I wouldn’t leave you squat.
@breathofwater5870
@breathofwater5870 3 ай бұрын
That number is wayyy too low.
@custos3249
@custos3249 3 ай бұрын
Having watched my childhood home my parents bought for less than 10k sell for 90k when my sister sold it in 2013 balloon to nearly 300k today, this system needs to burn.
@michaelward9201
@michaelward9201 3 ай бұрын
stop listening to kyle kulinski and actually learn how money works is a good start.
@custos3249
@custos3249 3 ай бұрын
@@michaelward9201 You seem to be lost. Ben Crowder is somewhere else, probably with Bill O'Reilly. Just make sure you knock before you walk in. But I get the feeling you're into that.
@michaelward9201
@michaelward9201 3 ай бұрын
@@custos3249 yeah I don’t know who either of those people are, thanks. Enjoy serfdom tho.
@custos3249
@custos3249 3 ай бұрын
@@michaelward9201 Lol sure ya don't. Next time, wipe the Ayn Rand off your chin before commenting.
@custos3249
@custos3249 3 ай бұрын
@@michaelward9201 Sure ya don't lol. Next time, clean the Ayn Rand off your lips before commenting.
@JustMe-ne5dw
@JustMe-ne5dw 3 ай бұрын
Renting is even worse in some locations. I have relatives that pay more to rent than I pay for my mortgage. Yes I know interest rates and location can make a difference, but I know I live in a better location then they do and STILL they pay more
@Codazoa
@Codazoa 3 ай бұрын
My rent for a 1br just surpassed my parent's mortgage for a waterfront 3br house on property
@JustMe-ne5dw
@JustMe-ne5dw 3 ай бұрын
@@Codazoa my point exactly
@sfi3807
@sfi3807 3 ай бұрын
​@@Codazoawtf
@sfi3807
@sfi3807 3 ай бұрын
​@@JustMe-ne5dwthat's messed up
@JustMe-ne5dw
@JustMe-ne5dw 3 ай бұрын
@@sfi3807 also my point. I have no problem with taxes, so if my property taxes went to building homes for people without homes, that would be cool. And with taxes as high as they are in my state, we shouldn’t have a homeless problem if that was the primary goal of the state. But one look around, and you know that isn’t.
@relevantusername3342
@relevantusername3342 3 ай бұрын
Money printer go Brrrrrrrrrrrrrrrrrr.
@wrathofainz
@wrathofainz 3 ай бұрын
I'd like to see a study that places people in living situations. Like, where are people age 20-29 living? - a college dormitory - Renting a room in a larger house with the landlord also living there - splitting rent between roomates (include bed/bath#) - living with a parent or family member for free - renting a room from a parent or family member - living in a car - using homeless shelters - sidewalk
@wrathofainz
@wrathofainz 3 ай бұрын
I'm personally living with a parent (who owns a business and is renting out other property) and paying a meager $500 in rent. That makes me lucky. My other parent is in another city renting a room and works at Walmart, barely scraping by and couldn't help if they wanted to.
@Tommyleini
@Tommyleini 3 ай бұрын
Many people in their 30s and 40s nowadays live with strangers and just have a room to rent and still pay like 40% of their full time salary just for that rent, just for that room
@michaelward9201
@michaelward9201 3 ай бұрын
believe it or not +30% of them are already homeowners.
@777commune
@777commune 3 ай бұрын
IDK Kyle, the average income of Americans nationally is around $59k, so if you have: A) a significant other or B) roommate(s), it could possibly work still.
@cattibingo
@cattibingo 3 ай бұрын
Hope our parents aren't expecting to live at home in their old age. What home?
@pazuzuxx
@pazuzuxx 3 ай бұрын
Currently the avg 🏡 price is $450k. By 2030 it'll be $1.4 million!!! That means 99% of all Americans will NOT be able to afford a 🏡!!!
@Whole_Leash_It
@Whole_Leash_It 3 ай бұрын
Where I live medium house prices is $914K while you need $216K income to start to afford a house with a sizable down.
@scifirealism5943
@scifirealism5943 3 ай бұрын
That's messed up
@Whole_Leash_It
@Whole_Leash_It 3 ай бұрын
@@scifirealism5943 That’s reality of the US housing market these days.
@scifirealism5943
@scifirealism5943 3 ай бұрын
@@Whole_Leash_It inflation and wage stagnation have destroyed the American dream
@zcorpalpha2462
@zcorpalpha2462 3 ай бұрын
2030 - 2035 - 2040 USA 🇺🇸 will have prices like Canada 🇨🇦 A home 🏡 in 2024 cost 💲 roughly $ 430,000 - 630,000. 2034, if things don’t change , same simple home will cost $ 1.2 Million. Be Ready 🥃🔥💀
@JoviaI1
@JoviaI1 3 ай бұрын
Worse than the 2007 housing bubble... that says it all.
@greenshirtiv4n211
@greenshirtiv4n211 3 ай бұрын
Socialists be like unlimited migrants but the migrant population raises the house price exponentially
@cesiba1
@cesiba1 3 ай бұрын
Traditional home. People need to start looking at manufactured homes. Just buy an empty plot and drop ship it. I found a 120,000ish manufactured home with 5 bedrooms and over 2000 square feet. Of course its a huge ordeal prepping the site and delivery and setup, but easily doable and save tens of thousands
@Ll0ydD0bler
@Ll0ydD0bler 3 ай бұрын
You're not wrong, unfortunately a lot of places are zoned to prevent this. My town only allows mfg homes on rental lots. You literally can't own the property unless you do traditional build or build out of town. Another NIMBY policy rigged against affordability.
@dmike3507
@dmike3507 3 ай бұрын
They are definitely a cheaper option, but there's more complexity to it than you might think. Also manufactured homes used to cost much less, the prices are still going up really fast. Just watched this extremely informative video from a real estate agent a few days ago: kzbin.info/www/bejne/eGjVaWOnjZatpbs
@itsAmeOFP
@itsAmeOFP 3 ай бұрын
Good luck finding an affordable lot with utility access, roadway easements, zoned for housing, with buildable elevation grading. I’ve been trying to do that for over two years to move closer to work. No luck, I’m still driving 90 miles each way with no end in sight. I did get lucky and bought my house before the pandemic, hoping I would be able to tolerate the drive until I found something closer, which puts me in another dilemma because I’m terrified of being the dumbass who loses my house in this market.
@dangerousdylan6262
@dangerousdylan6262 3 ай бұрын
​@itsAmeOFP property goes for about $3,500 to $5,000 per acer where I'm at and if you're outside the city limits there's no building codes to be met so you can do everything yourself
@Don.M.
@Don.M. 3 ай бұрын
Land??
@brandonbryson3317
@brandonbryson3317 3 ай бұрын
lol me and my girl make around 130 - 140 combined and still falling short in our area.
@RobertCrowe-x5y
@RobertCrowe-x5y 3 ай бұрын
That is also like $100,000 down
@jer1776
@jer1776 3 ай бұрын
Which is almost impossible to save if your one bedroom rent is over $2000 a month.
@sfi3807
@sfi3807 3 ай бұрын
​@@jer1776that's messed up
@stevend481
@stevend481 3 ай бұрын
Primary residence can do 3% or 5%. How do people not know this
@Jack.D.Ripper
@Jack.D.Ripper 3 ай бұрын
Only 402 thousand?! lol. Come to Canada. You need 700 for a fixer upper. And a million for a decent home.
@THEBATMAN28AHH
@THEBATMAN28AHH 3 ай бұрын
You need more than 100K in come to afford a house yet you have people fighting against clearing loan debt.
@dangerousdylan6262
@dangerousdylan6262 3 ай бұрын
Why should I have to pay a loan you took out? Why do you want to push your burdens on other people that are struggling?
@THEBATMAN28AHH
@THEBATMAN28AHH 3 ай бұрын
@@dangerousdylan6262 because your argument is just as bad as asking why you're already paying for the 100+ other things your taxes go to.
@jer1776
@jer1776 3 ай бұрын
Meanwhile those same people who claim were lazy and just want handouts make $50k in free equity yearly just sitting on their homes they bought 30 years ago.
@PDXMILO
@PDXMILO 3 ай бұрын
I feel like I gamed the system with what I did. I'm about an hour and a half from Seattle and was able to cash out a half acre with a trashed single wide on it for $30K about 4 years ago. I've been spending the last 4 years rebuilding the thing by myself with cash. I'm only working 3 days a week and get by just fine since I have the property free and clear. Once I finish building the house I'll even have extra money every month. It's so crazy and I could easily sell it for around $200K when I'm done.
@antsmasherjack
@antsmasherjack 3 ай бұрын
I want to get employed, but half the job posting in my field either require many years of experience and the other half are fake posts.
@atrainradio929
@atrainradio929 3 ай бұрын
Housing is a natural right by the very fact that we don't choose to be alive and therefore, shelter must be a natural right. Socialism and Communism are emphatically the only way forward.
@synergygaming65
@synergygaming65 3 ай бұрын
your prices are still way better than most of Canada; 550k median price, we're fucking laughing if they're that cheap.
@TheKelsonmorris
@TheKelsonmorris 3 ай бұрын
In Toronto, I would love a 400k USD house
@jaclynrachellec
@jaclynrachellec 3 ай бұрын
I wish where I lived the prices were like Canada. You can't find a house here in San Diego for less than $1 million US dollars. 😅
@ScrotoTBaggins
@ScrotoTBaggins 3 ай бұрын
If you want to live near a grocery store, it's more like $700k+
@platoniczombie
@platoniczombie 3 ай бұрын
Honestly that price is mostly for middle America... in California, it's virtually impossible to buy a home for anything less than a million. If you want to live close to work anyways... if you want to drive an hour or two to work, maybe... MAYBE you can find a home for 600k.
@BucKaV3Li
@BucKaV3Li 3 ай бұрын
Why don't we just make a law that you can't deny housing based on religion? And then we notice that every major sacred text from every major religion teaches to evolve your consciousness from one that works for a profit to one that gives freely without reward. Or maybe hold those who accountable for using their jobs to exterminate the free exercise of every major sacred text from every major religion. Who cares about forcing some economic system on every individualistically free religious citizen in America?
@zzhughesd
@zzhughesd 3 ай бұрын
That’s horrible. Very close that UK
@waltergoring8428
@waltergoring8428 3 ай бұрын
People can' afford to live in heir own country anymore because freedom. Let blackrock buy them all because freddom
@vs-yy5cx
@vs-yy5cx 3 ай бұрын
is it 106 K for a single person, and 106k$ for a couple? this would change the number of folks who can afford a house.
@spicymemes7458
@spicymemes7458 3 ай бұрын
Even if both parties were making $53k a year, that is generous for one thing, but assuming that is the case, it also doesn't mention anything about insurances, renovations, maintenance, and property taxes. People get so caught up in the mortgage payments that they forget or downplay the other things that go into it. Some would rather buy a dilapidated shoebox and don't do anything with it if it means they can call themselves homeowners on paper.
@theBear89451
@theBear89451 3 ай бұрын
@@spicymemes7458 The 106 number includes insurances, maintenance, and property taxes. The is the probably the top 35% of households, but we don't have 2024 number yet.
@sfi3807
@sfi3807 3 ай бұрын
That's crazy
@stevend481
@stevend481 3 ай бұрын
Probably a couple which isn't that much
@ThatMetalheadMan
@ThatMetalheadMan 3 ай бұрын
I know this sounds really really bad,and it honestly is but...we need the economy to just finally collapse. Its damn sure going to at this rate anyway and there is far too much corruption in everything to put a stop to it now. Its the only way to force in those things that will actually help the people and stop the conservatives (both republican and democrat) that are holding things back and bring in some actually progressive policies.
@stiltz86
@stiltz86 3 ай бұрын
thank the dear lord you're not in Australia. i'm about to live in a van so a landlord isn't taking over 50% of my take home pay
@kurtj.9656
@kurtj.9656 3 ай бұрын
That's the beauty of crap-italism. 🤦‍♂️🙄🤮
@stacies.4366
@stacies.4366 3 ай бұрын
Congress needs to pass a law thar makes it illegal for Blackrock & Vanguard to buy homes-and make them forfeit those homes back to the mortgage companies with only receiving the original price they paid for the home.
@RoboBlue2
@RoboBlue2 3 ай бұрын
I would force them to sell to the open market within six months or surrender the property to the government. Crash the market.
@mariusfacktor3597
@mariusfacktor3597 3 ай бұрын
I don't disagree, but understand those companies own a very small percentage of homes. Like 1-3% at most. The bigger issue keeping housing unaffordable is Exclusionary Zoning laws which straight up bans low-cost housing. These laws were introduced during Redlining to keep minorities out of white neighborhoods. It's crazy we haven't gotten rid of them yet.
@theBear89451
@theBear89451 3 ай бұрын
There is no need because they don't buy homes now.
@winged500
@winged500 3 ай бұрын
Is the housing shortage because so many banks and companies and realtors own most of the homes??
@georgemalone3318
@georgemalone3318 3 ай бұрын
The United States is heading in a rather dangerous direction. Imagine this hard-working millions of Americans falling into the cracks and becoming an able motivated and scorned criminal class. Do we need millions of able non-lazy motivated criminals in our country? No😢
@renecastaing7672
@renecastaing7672 3 ай бұрын
A house used to cost 23,000 dollars in the 1970s. Politicians removed the regulations about renting, buying houses and properties. Corporations controlled the lives of the people they don’t care about if you’re homeless or if your salary is good or not.
@barbiquearea
@barbiquearea 3 ай бұрын
Yeah but there's also the fact that the population has increased, the commodity boom in the 1970s has winded down, and mathematically there is only a limited amount of surface area in commercial hot spots that people can live and find the best houses. The government can build new houses in the middle of nowhere. But if there is no economic reason for people to move there, then just like a lot of old mining towns. They would be left abandoned.
@Silver_Something
@Silver_Something 3 ай бұрын
This might be besides the point, but typically most people don’t buy a home until they are married with both working.
@ACivilBeast
@ACivilBeast 3 ай бұрын
I'd like to see society rise up and do something about this, but they always bend the knee.
@Mr.Morden
@Mr.Morden 3 ай бұрын
The first step to devaluing labor was making most homes two income households. This is the second step, permanent economic servitude. Like the devalued markets we now compete with such as China, India, etc...
@Mr1stcat
@Mr1stcat 3 ай бұрын
It's not just the price of housing and rent Kyle it's also the price of food and gas this is unsustainable, the government needs to step in and keep these industries in check or poop is gonna hit the fan THE PRICE GAUGING MUST STOP
@fletch44
@fletch44 3 ай бұрын
Housing supply needs to massively catch up. It’s starting to, but it’s going to take several more years for supply and demand to fall into better balance. That plus lowering interest rates over the next few years will slowly help. Don’t buy now if you don’t already own, it’s worth waiting maybe 3 to 5 years at least maybe more.
@barbiquearea
@barbiquearea 3 ай бұрын
China has an overabundance of homes. In fact they have entire city blocks that are left empty with nobody living there, despite also having more people than the United States, living homeless or lacking access to proper housing. Its not enough to build new homes. That's the easy part. The hard part is getting people to move in, and unfortunately not even homeless people want to live in the middle of nowhere, where nobody is working in the public utilities, where there are a lack of shops, schools and general economic base to sustain the area.
@dystopia-usa
@dystopia-usa 3 ай бұрын
$106K will only get you a lower-end quality/area "typical home". Increase that by at least 50% if you want a decent home in a decent area.
@bfizz1e187
@bfizz1e187 3 ай бұрын
You need more than that to buy anything decent in NJ. I speak from recent experience
@LoadPuller
@LoadPuller 3 ай бұрын
It's difficult to determine whether socialist Venezuela is worse then capitalist America at this point. Shantis built along gated, armed houses in Venezuela or homeless encampments along gated homes in America.
@BreadFred3
@BreadFred3 3 ай бұрын
Venezuela is very neoliberal like the US and any other Latin American country.
@Mastabeats1
@Mastabeats1 3 ай бұрын
It's as if Modern Monetary Theory just inflates everything.
@ezragoldman
@ezragoldman 3 ай бұрын
Double that in SF Bay Area
@samtannouri3665
@samtannouri3665 3 ай бұрын
In Sydney Australia you will need 15 times your income to buy a dump . The average house is 1.6 million you will need 300k a year😂
@barbiquearea
@barbiquearea 3 ай бұрын
Australia's population is about 25 million. The United States population is 330 million.
@samtannouri3665
@samtannouri3665 3 ай бұрын
@@barbiquearea I sell my house in Sydney would 5 houses in the us 😂😂😂😂😂
@patty2049
@patty2049 3 ай бұрын
Most homeowners refinanced with the low COVID rates so their payments are super low. They won’t sell their homes with these low rates unless they make a lot of money . So we aren’t seeing any lowering of prices. It’s a mess
@scifirealism5943
@scifirealism5943 3 ай бұрын
Wow
@aerofoca
@aerofoca 3 ай бұрын
I'm actually shocked it isn't more!
@diversefloater8768
@diversefloater8768 3 ай бұрын
106K per year sounds about right. Thank goodness the minimum wage is so affordable when it comes to living right?
@scifirealism5943
@scifirealism5943 3 ай бұрын
Gotta have a slave under class
@millabasset1710
@millabasset1710 3 ай бұрын
Then you hit $100,000 and the IRS follows you like a shark attracted to blood.
@jefusensei
@jefusensei 3 ай бұрын
sadly, we got to look at ourselves too. low-income housing zoning plans get struck down in elections because of homeowners. theyre more worried about their own homes value declining or a certain demographic moving into their neighborhood.
@almosthelpless9374
@almosthelpless9374 3 ай бұрын
You just need to embrace the 3 hour commute /s
@johnjgus
@johnjgus 3 ай бұрын
We need laws to prevent companies from buying homes, rent control, set ranges for what homes can be priced at based on region, condition of the home and true value etc, and set ranges for interest rates. That’s not big govt that’s govt setting a level playing field for those who are not in the top 10 percent
@jer1776
@jer1776 3 ай бұрын
An investor or corporation shouldnt even be able to put a bid in until its been on the market for 60 days, if at all.
@theBear89451
@theBear89451 3 ай бұрын
This is basically what happened during COVID and a big reason housing is so expensive now.
@GhostPantherPodcast
@GhostPantherPodcast 3 ай бұрын
Kyle, why not simply de-comodify housing? Housing should not be for profit
@ProLaytonxPhoenix
@ProLaytonxPhoenix 3 ай бұрын
I wonder if these numbers take into account the expenses that come with home ownership or just mortgage.
@scifirealism5943
@scifirealism5943 3 ай бұрын
It does
@tyron2854
@tyron2854 3 ай бұрын
That’s it, that’s nothing 💁
@TropicalHonduranDominican
@TropicalHonduranDominican 3 ай бұрын
Eve having $25.7K isn’t enough
@therussiantrollnetwork7464
@therussiantrollnetwork7464 3 ай бұрын
Thanks biden voters
@ShermanVonGee
@ShermanVonGee 3 ай бұрын
I’m a trucker who makes over $100k and I am broker than I’ve ever been. Our economy is fucked
@jamesallison3038
@jamesallison3038 3 ай бұрын
Maybe we should give RFK another look... Considering the competition.
@herpderp66
@herpderp66 3 ай бұрын
I am 40 years old and living single for the past 15 years. Single income in my home. My income is high but being a single income in a home is is no where near what a married income would look like. A few years ago I finally started making enough money to start working on getting a home. Fast Foward to today. I can not buy a home. I will also never be able to buy a home the rest of my life. The reason is prices are far out pacing my income increases and my age. A 30 year loan on a home would put me at 70 years old to pay it off. No one will even touch me for a long because of my age and single income.
@GenerationX1984
@GenerationX1984 3 ай бұрын
That's ridiculous! Who makes 106k a year? System is broken! 😠😠😠
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