You’re Not Behind: Why Other Retirees SEEM to Have More Money than You

[@danaelizabeth4668]

Comparison is the thief of joy! Live your best life!

[@rafttherogue3692]

And not your best lie.

[@erictheblue7256]

I remember a conversation with my Mom 30 years ago when I was making entry level middle class income. I told her that I thought it was not enough. She asked me three questions (my Mom was a child during the Great Depression and remembered the experience): "Do you have any serious medical problems preventing you from working?" I answered no. "Can you pay your rent each month with your own money?" I answered yes. "Can you feed yourself each month?" Again I answered yes. She then told me to stop complaining because I was doing a lot better in life financially than most, especially world-wide. She passed a decade ago and I follow her advice to this day.

[@joycewright5386]

Your Mom was very wise!

[@jessicaa3623]

Thank you for sharing...your mom still speaks today and helps others, by you sharing her voice!

[@liveandretireusa]

"Such a powerful reminder of perspective and gratitude. Your mom's wisdom echoes through time-focusing on what truly matters in life. It's incredible how her simple yet profound questions reshaped your outlook. How do you think her advice has influenced your approach to financial planning over the years?"

[@erictheblue7256]

@@joycewright5386 She was indeed. No education beyond high school, but far more knowledgeable in general than most college grads I've met: LOL-myself included.

[@erictheblue7256]

@@jessicaa3623 Thank you for your kind words. I'm sure she, and I know I appreciate it.

[@crterwil]

Comparison robs you of joy and the thankfulness of the blessings you do have. Thanks for all your great videos.

[@burnerjack01]

That is so profoundly simple and true. Dorothy was correct more ofte n than not: When you seek happiness, look no further than your own backyard.

[@burnerjack01]

Funny thinh about money: People that have it pretend they don't and those that don't, pretend they do.

[@DrSchor]

i did not get the joke. why is that funny?

[@burnerjack01]

@@DrSchor Not funny ha ha. Funny strange.

[@wdm213]

Funny Ironic

[@johnurban7333]

You’re right, it is funny and true

[@afather.]

@@DrSchor you as a doctor most likely do not have a lot of assets wealth of the income you have.

[@MrKnicks599]

Best course of action is to Run Your Own Race, as best you can. Be thankful for what you have.😊

[@TM-li7bl]

Amen to that!!

[@killerbgarage007]

Gratitude turns what we have into enough

[@kwaichangcaine8234]

I proudly stand beside my rusty 1995 chevy G20 van.

[@tomtensecretlanguage9273]

AWESOME!!!!!!!!!! 👍

[@spicycopper2436]

I am with you. I love my 2002 Jeep Wrangler Sport !

[@kgm2000]

Driving my 2002 KIA Sedna with 332K miles.

[@PlannerMemaw]

Same, 2004 Highlander and 2008 Corolla. 207k miles and still going strong

[@SpookyEng1]

Like a vision she was laying there…..

[@amyyates8273]

This is so true! The wealthiest people I know, you would NEVER know by what they wear/drive/carry on their shoulders.

[@rosalindhb]

With A.I fake social media pictures are even more possible. Because of what you taking about, I don't do social media anymore. It was making me feel bad about myself and felt I didn't accomplish enough. I just retired two weeks ago and have never slept better.

[@augustineadeyanju9638]

Lucky you Rosa

[@Vermontist1]

Enjoy every moment!

[@Mexicobeanpole]

Lots of people have more money than me, I’m sure.I’m lucky in love with my husband of 44 years. So, I feel like the luckiest and wealthiest person alive.

[@Frank020]

Be happy you can still move around, and have low pain levels. Too late for that comparative garbage. Every good day is a blessing..

[@tomf9292]

I personally don’t do social media. I’m 59 and retired. I drive an old truck, wear clothes from Walmart and Amazon, have NO debt, drink 2 buck Chuck. I have to impress nobody. Oh and I’ve saved and invested and never have to work again. Social media sickens me.

[@steveos5112]

What happens when you get real sick or in an accident?

[@paulfly3121]

I'm a few years older than you, but feel the same way. Money is not the root of all evil, social media is!

[@eova]

Follow your influencers advice to the T!

[@badwolf323]

I get what you mean about social media, but please understand KZbin is social media too. Best wishes!!!

[@charleswilson8897]

tomf: The fact that you responded to any (sorry, I meant none) of these replies indicates that you are on the right path.

[@davidk7324]

I enjoyed this. Thank you. My folks (b. 1908/1914) started a family at the height of the Depression. This profoundly influenced them and much of their thinking transferred to me. 1) Pay off balances every month, never carry debt except for mortgage/car loans. 2) Pay yourself first. Save with every paycheck. 3) Go to school. 4) Live below your means. Buy a top-of the line Chevy instead of a Cadillac and save the difference. 5) What your neighbors do is none of your business. Thanks mom and dad.

[@Higuannn]

Sir this is an eye opener video and I would be retiring in 5 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90,000 per annum but nothing to show for it yet

[@hullbruce]

Good comment, do well to search for dividend aristocrats and choose six to ten companies with over 25 years of dividend payments. Consider working with a financial advisor to build a strong portfolio.

[@Jaymilnere]

@@hullbruce Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@Higuannn]

@@hullbruce This wouldn't be the first time i am getting the suggestions to use one, but finding a decent one has been challenging. Do you mind leaving some recommendations?

[@Jaymilnere]

@@Higuannn I'm not one to give recommendations but The likes of Sharon Crump Cline does a good Job. I've been working with her for years. All the info. you need to set up an appointment is on her web page.

[@Higuannn]

@@Jaymilnere Thank you for this pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a calI session with her.

[@youngtimer964]

I’m very glad that I’ve never had this affliction.

[@kevindecoteau3186]

I don't' care if others have more money!

[@teej4156]

Thou shall not covet.

[@scoutandscooter]

I don't care if I have more money.

[@munchalot888]

I have practiced delayed gratification to amass what I believe is financial positioning funds to maintain a long and enjoyable retirement.

[@bigseahorsedc]

The wealthiest person is the one who needs the least, not the one who has the most.

[@kathleengibson8793]

Geoffery - The saying is "The LOVE of money is the root of all evil" NOT "Money is the root of all evil". A big difference in the meanings.

[@turtle522]

This video just made me prouder of my friends. This was so foreign to me. It did give me an idea to post a picture of my 22 year old minivan.

[@MarjorieRyanJoy]

I retired in 2021 believing $400k would be enough, but with this sustained inflation, that's no longer my reality. Each withdrawal made it harder for my nest-egg to recover through compounding Interest. Recently, I've felt like I am one emergency away from being destitute

[@MaxWell-pp9zs]

I'm almost ready to retire, and having a financial advisor has been incredibly beneficial. Since I started investing much later in life, I couldn't rely solely on compound interest from index funds. I've managed to earn more than some long-term investors. I'll be retiring with at least $6 million.

[@MarjorieRyanJoy]

Your financial advisor must be excellent. How can I get in touch with them? I'm worried about my retirement portfolio and could really use some guidance

[@MaxWell-pp9zs]

I usually avoid giving specific recommendations since everyone's situation is unique. However, having worked closely with Emily Ava Milligan for years, I can attest to her great service. You might want to see if she meets your criteria

[@MarjorieRyanJoy]

I looked up her name online and found her page. I emailed and made enquiries. Thanks for the help

[@HALWG51]

You got screwed the last few days. Go back to work.

[@cuz129]

Your kind and entertaining "bedside manner" is superb. You never talk down to us in your audience. You are just very impressive in your tone and content.

[@Liberteabelle]

I love the example of the Chevy Impala with the Christmas tree hanging from the rear view mirror. Hahahaha

[@douglastarvestad186]

I always told my children, when others are buying nice cars and nice purses and such, you appreciate a large 401k or Roth. Build a large capital base then live off of dividends when you retire, early.

[@robiecarmichael9958]

I am much more content to be retired, with a paid for home. Enough money in the bank, to pay for the AC repair or replace the washer without using credit cards. I sleep very well, know as long as I pay the taxes we have shelter. VS relatives who are retired and off on this or that vacation or trip but still have years left on the mortgage. If I want to impress someone I would tell them I listen to Holy Schmidt 😅. Keep up the good content

[@squidward66]

it's sad to hear some people are like this

[@Imsosmrt1999]

My brother left me some very expensive watches. I prefer my Seiko. It’s a good looking watch, I’ll never get robbed, and it tells time just fine.

[@furnacefighter]

My Timex watch keeps time just as well as any expensive arm jewelry. Hold the bang, save the bucks$$$.

[@737Parkie]

I like Casios. 🤣

[@ndiandy]

So many "false" people out there. Usually easy to spot. good video.

[@houseofjoy7943]

Absolutely enjoy this community! God bless you Mr Schmidt!

[@robertfrank886]

Near retirement physician here: saved very well for retirement, live well below my means (paid off home, no car payments, no credit card debt, and don’t buy expensive stuff)- ZERO social media presence by my choice, and at 60 years of age, getting ready to get out of the medical practice I work in (maybe another 3 years). Expensive stuff is just that, expensive stuff that for the most part is not needed. We spend properly to make our home comfortable, for us, and other than that, don’t spend too much overall. I drive 2 old cars (31 and 20 years old) and the Mrs SUV is now 12 years old (which I maintain, and runs as new despite higher mileage). 3 motorcycles as well and the newest of these is now 21 years old as well. New stuff becomes old and boring rather quickly. No one knows my net worth and I plan to keep it that way. I’m very satisfied with the way life is going and want for nothing actually.

[@July.4.1776]

I have no social media accounts. The one guarantee in life is you will always find someone smarter, better looking, or that has more money……. Comparison is the theft of joy avoid it and you find much more joy in your life.

[@BigOD77]

My wife and I are retiring at the end of the year at 62 and 65. We’ve been together 22 years and have diligently worked at saving well for retirement all while still enjoying life. We’ve balanced out our life by enjoying experiences, vacations, and by buying things we like. It’s important to save well for retirement, but to be miserly throughout life without enjoying it along the way just to have a bucket full of money that you may not be able to spend down and enjoy in retirement doesn’t make sense to me. But, “fronting” your lifestyle to impress others or to make you “feel” well off when you’re not is a foolish endeavor.

[@jackobrien3757]

Hope that you're having a relaxing and fun vacation. Thank you for the videos.

[@johnurban7333]

It’s not how much you have it’s how you save, invest and spend it. Very good video

[@samuelfink4799]

Went thrifting today, splurged and bought a good shirt for .99 cents but didn’t find any good books. As of the close of the market yesterday I had topped $1,030,000. I will turn 56 next week and to me at this point money provides security, nothing more. It took me a lot longer than it should have to figure out this thing we call life.

[@JPBVideo]

Fantastic comments. It's true. Public strivers never tell you about their debt. And yeah, if you really have money, the last thing you want to do is to let people know about it. People come out of the woodwork with sob stories asking you for it.

[@wildfoodietours]

Appearances can be so deceiving. Don't worry about others and just keep doing your thing.

[@kevinfestner6126]

Rather have Lunch with Schmidt over Schwarzenegger.

[@icedteamama176]

For sure!!! 👍

[@persimmontea6383]

I lived in Dhaka, Bangladesh for awhile. Loved to roam the back alleys neighborhoods. During Eid, people would buy a cow and tie it up outside their door awaiting slaughter. Before that day, they would decorate the cow with ribbons etc. Sometimes you could see a decoration war ... the neighbors cow had more ribbons than yours, so you add a few more ribbons. The next day the neighbor retaliated by adding even ribbons more plus a sparkly thing or two ... and so on. Who had the best cow (or goat)? This meant a lot in a back alley neighborhood.

[@dwalker5175]

Your observations are brilliant. I live in a very affluent community. I advise high net worth families who are very quietly wealthy. On the other hand, I observe spenders purchasing items that are way out of bounds for any financially responsible individual.

[@bobbreault4097]

Great video!! That’s why I don’t use social media. It’s all an illusion and a waste of time.

[@JanuarieTimewalker13]

I’d rather have that clock behind you than anything from Chanel. It’s practical and beautiful.

[@ritafaulkner7042]

My selective presentation comes down to my excitement of dreams coming true after struggling in early life! Do see your point!

[@dawn4224]

No social media for me. If my friends care about my assets, then they are not my friends. I never will have a fortune, but I have more than enough money in retirement to travel within a specified budget. I live under my income and consider myself blessed. As a former teacher, high earnings did not happen but I learned early that it is not how much you make but rather how you manage what you earn that matters.

[@doug1103]

I always appreciate your perspective.

[@BrianW211]

Hey Geoff, a 0:37, you at said "The reality is if you're watching this channel, you're probably not behind most people." I don't disagree with you, but I get the impression that your content leans toward people that make up the lower end (income, savings, net worth, etc.) of _most_ people, and I have recommended many people to your channel specifically for that reason because I think your advice is solid for them.

[@roadtrip2943]

My aspiration was my family living in a nice town, in a comfortable home, the kids attending good schools, having their own rooms, my wife being able to stay at home when the kids were young and having a guest room. At retirement , which really was not being employable at 60, being able to afford a modest life with occasional travel

[@teachloveinspire561]

One of your best videos! This really hit home!

[@ivanvarykino8202]

If we never look at social media, we'll never know what we're not missing 😉 Works great for me.

[@freedomlife3623]

Why would anyone care about what other thinks about their finance unless they are expect other person give them money?

[@wxmath]

Great episode, really enjoyed it. You confirm what I see everyday and thanks for sharing.

[@kurtbilinski1723]

I strongly think that there should be a high school class that covers all of this - how people fake so much of themselves on social media. That, and how to better see click-bait titles. Another is how ads are designed to make people scared, insecure, or lacking in some way, before presenting you with their "solution." Being sensitive to how scams work, etc. I think it would go a long way toward "waterproofing" our young people. Regarding jets, I worked for a large company where the owners could have very easily owned their own Gulfstream 4. Nope, they lease, and have no social media presence.

[@catherinesanchez1185]

Jets are like boats . Buying one is just the beginning of the $$$ going out . They require constant , skilled maintenance and proper storage . You also have to have a pilot you can trust . The consequences of NOT maintaining them is severe .

[@sallyprzybil2404]

Thanks! As always informative and enjoyable!

[@augustineadeyanju9638]

You are simply the best.

[@NameRequiredSoHere]

I'm one retiree who does NOT feel I'm behind others. I have just enough for my needs. I'm horrified that so many Boomers have less, often much less. Many live on Social Security alone. And I'm not going to put them down and say it's there fault. Why? Because the only reason I'm surviving is sheet luck. My best friend retired a millionaire. Now he's broke because of medical expenses. Fate can deal some cruel blows.

[@Mexicobeanpole]

People don’t realize how fragile health and finances can be when living in the U.S. Good health makes us the wealthiest people on earth.

[@joycewright5386]

I feel extremely wealthy because I am retired, debt free, healthy, able to meet all my needs on social security, and Jesus is my Lord and Savior. It’s all how you look at it.

[@kennethwers]

Big hat, No cattle

[@keithschorzman2965]

Thank you; well done.

[@jasonbroom7147]

There is always someone with more or less money than you. Irrespective of how much money someone has, there will always be someone with a "better" or "worse" life than you...unless you choose to stop comparing your life or your means with others. One of the few true blessings of having more than you need is you no longer worry about how much (more or less) someone else might have. You are simply grateful to have more than you need. How do you achieve that? By understanding your means and then learning to live quite well, within those means. The problem with many folks is they live beyond their means, consistently, even as those means increase. If you flip that around and always live well within your means, even as they increase, you'll gradually attain that level of wealth (more than you need) I mentioned earlier.

[@blujeans9462]

It would be great if some of these You Tube channels stopped trying to make the younger generation so angry by telling them that the older generation got their wealth so much easier than they will ever have it. And they will never be able to get a house like those before them did. Reality is, no they can't afford a $400k house - but they could find a nice starter home - that with some sweat equity put into (like the older folks had to do), they'll eventually be able to afford the home of their dreams. Everyone seems to think if they can't afford something immediately, they never will.

[@Erinmills98]

Planning for retirement can be so confusing, especially with all the new numbers for 2024. How much is really enough to retire comfortably without constantly worrying about outliving your savings?

[@simonbad]

Totally agree. It feels like the goalposts keep moving. I'm trying to figure out the right balance between saving and investing to ensure I can maintain my lifestyle.

[@Erinmills98]

I'm curious if anyone has had success working with a financial advisor to plan their retirement. It seems like having expert guidance could be crucial in getting a realistic target number.

[@AstaKristjan]

That's a smart move. With so many variables, a good advisor could help make sense of it all. The investment adviser I use is "Kristin Amy Rose" you could just research the full names

[@LarsBergstrom-uh2eu]

Kristin Amy Rose

[@Erinmills98]

How do I get intouch ? or can I just look her up?

[@marcialitebraus6192]

Another great video. Thank you!

[@jps0117]

Another pattern: FI-nance is most often a noun, whereas fi-NANCE serves as a verb.

[@Vermontist1]

Yeah. I am surprised by Jeff's explanation of why and who pronounced it how. I think he may be at least partly mistaken.

[@HolySchmidt]

english.stackexchange.com/questions/252039/pronunciation-of-finance-and-financial-in-the-media

[@martyi398]

Great Info, It's hilarious how some folks think it is a sin to buy a new car, (or they should receive a badge of honor cause they drive an old one) we like driving new cars we always have, we're responsible folks that have always paid our bills on time & saved $$$ for a rainy day & retirement, (no debt) we don't buy expensive luxury or sports cars for the most part they're average new vehicles, and never desired to take expensive vacations, to each his own be your own person!

[@jaymetheaccountant]

Just read “The Psychology of Money” by Morgan Housel absolutely loved it great piece of perspective 🙂

[@freedomlife3623]

I read it every year since I got it, still learning some lessons every time.

[@caroldolan1485]

Good week to be on LBI!

[@masterofnone2705]

Very true.. Thank you.

[@bob_frazier]

One time I was in my ranching, dirty old clothes and I took my old ranch truck to town and while I was in town I took my cans back to be returned. Someone saw me, assumed I must be needy, and gave me their bag of cans. No one knows I'm a millionaire.

[@SolaFide802]

Convertible Chevy Impala is going for $100,000

[@HolySchmidt]

Woah!

[@Ethernet480]

Everyone should feel good if you are saving 15-25%. Biggest factor is when you started. If some people have much more it’s because they are likely benefiting from external factors (inheritance, etc) or they did very very well for themselves and have an extremely high savings rate

[@GrantMcLeod-u2r]

The human animal can be so full of EGO contrary to most animal species. Excellent video ~ Thank you.

[@hombreenbusca1532]

True. Great content

[@chinchorrero]

Great video!

[@jpaul4788]

That’s why wealthy look poor & the poor want to look wealthy

[@Fish_Ventura]

A Legacy 450 or 500 are sports cars of the airways. Modern electronics, good stuff.

[@takwaiwong8507]

One of my college roommate was Arnold Swartznegger's second cousin, twice removed's wife's first husband's niece's husband!

[@kwilliams2239]

My wife is LBJ's second cousin. Something that she certainy doesn't want to admit. 🤣

[@Vermontist1]

I think that makes Arnie MY best friend, right?😅

[@xlerb2286]

I think the last thing I posted on social media (about 10 years ago) was me dealing with a sump pump that was on the fritz. That'll tell you all you need to know about my wealth and social standing ;)

[@alexsteven.m6414]

Recently, I've been pondering retirement, unsure if my 401(k) and IRA will provide a stable future. I've also put $800K into the stock market, encountering fluctuations with limited gains. i need an approach that will align with my risk tolerance and financial goals

[@fresnaygermain8180]

Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management

[@yolanderiche7476]

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022

[@bernisejedeon5888]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

[@yolanderiche7476]

Sharon Marissa Wolfe is among the most accomplished portfolio managers in the industry, widely acknowledged for her outstanding work. I highly recommend taking a closer look at her impressive portfolio.

[@edelineguillet2121]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@kurtbilinski1723]

Before social media, I knew a woman who made it a habit of buying an expensive dress, wearing it to a party to be "seen", then returning it the next day. I didn't even want to be in the same room as her, and I can't help but wonder what social media has done for her self-esteem.

[@catherinesanchez1185]

There are websites that allow you to “ rent “ clothing now . Honestly , it’s a better solution , because it’s less destructive for the environment and probably healthier for a lot of people’s budgets

[@genxx2724]

There was a Neiman Marcus sales lady who was Facebook friends with a repeat customer. The customer posted pictures of herself wearing an expensive dress bought from that sales lady on New Year’s Eve. The sales lady saw the photo on Facebook. Then the customer came to return the dress, tags attached. Not only did the sales lady know the dress was worn, but it impacted her commission.

[@kurtbilinski1723]

@@genxx2724 Ironically, the lady I spoke of did in fact get her dress from "Needless Markup"

[@vt356b]

I did like your handbag story. Reminds me of the Hermes store in Paris where we spotted a handbag that cost more than my car. I guess that says something about the car and about the bag. And us.

[@markkrull556]

I don’t own a car. I don’t own my house, but I enjoy my yoga my part-time job and my pension. I can afford to go out to eat since I pay for a car or the repairs. It’s good to live near Philadelphia .

[@anthonyshoaf7824]

Deferred Gratification. Proverbs 22:7 " As the Rich rule the poor so the borrower is SLAVE/SERVANT to the lender" My Motto as a certified counselor by the Late larry Burkett and Dave Ramsey. I don't agree with everything they say but stay debt free,live within your means and follow the basics. Great videos!

[@Markrtsoon]

We have only one low income, paid for top private colleges for our kids, taking cares of other family members. Now we are facing our own retirement with way below average saving and low projected SS. We want to compare and have something to show off very badly. But we don’t have any means to do so. Really envy those who are showing on KZbin.

[@albertog.5433]

I drive a Chevy Impala. 😢

[@cashflow68]

Im your typical millionaire next door. I just worry about whats on my plate. I just want to blend in and not be bother. No show and all dough wearing t shirts and shorts from Walmart and still driving my 2012 Honda Civic Lx with a CD player. Life is good.

[@jayrudo6280]

No matter how rich I am I will always get a thrill at the grocery store when I buy one and get one free.

[@catherinesanchez1185]

I know right ??

[@timknin]

I go by the Dave Ramsey financial retirement goal!!👏👏👏

[@MILGEO]

There's another financial channel host who used to sell jets before becoming a financial advisor. He happened to notice a picture of a high end jet on the wall on a billionaires office wall and knowing a bit about jets, he complimented the man. He was a well known billionaire from the Bay area and didn't mention his name. To that remark the man quickly pointed out how another well known billionaire had a jet that could make it nearly twice the distance without stopping for fuel! It's an interesting way of thinking yet the advisor always buys used vehicles, where's inexpensive clothes, when not working and impresses these habits onto his viewers!

[@dalethompson6952]

Maybe I’m an exception to the rule, but I could care less about weather someone has more than Idi. I’m just thankful to God for what I have.

[@PlannerMemaw]

It’s the love of money that is the root of all evil.

[@patcurrie9888]

Your flufferier video, I fast fowarded

[@kahvac]

I made a mess of the Thumb's Up button ..

[@Gzluweez]

You can see what people spend not what they have.

[@roberttheodoregeorge]

This is my fifth year after retirement. I’ve been following the 4% rule thing, but this isn’t really how hard I expected things to be. I still have about $146,000 outside funds in my IRA to invest. Pls how do I take advantage of this?

[@biankabrodeur01]

Now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.

[@SaintYvess]

That's a great concept, in my opinion. I tried handling my stock account on my own, and I quickly lost half of my funds. That's why I decided to work with a financial advisor. I have since made refunds totaling $680K.

[@Peterl4290]

Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.

[@Mrshuster]

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

[@larrypaul-cw9nk]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@sabastinenoah]

Do you mind sharing info on the advisor who assisted you?

[@larrypaul-cw9nk]

Annette Christine Conte is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@sabastinenoah]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@ericrose540]

Excellent video. Don’t believe everything you see or hear.

[@Terry-HandPanHowe]

Thanks for all your tips and pointers! My wife turns 68 on 9/11. Better to start receiving SS benefits in 2024 or wait until 2025? Thoughts are greatly appreciated. I'm 62 and will not take SS benefits for another 7 years or so. Thanks soo much! Terry

[@robertmarcum3917]

This presentation is the most realevent one you have paosted recently. All the way though I was finding myself nodding "yes" to the specific subject you were addressing. THANKS for reinforcing my personal perspectives!

[@christschool]

I own a Ferrari. None of my coworkers know I own it nor does my family. Owning a car like that elicits all sorts of negativity in people. It's not a problem with strangers, but for family and coworkers, it would not be a positive result.

[@Hunterhunter-ir9nz]

Yep. They’d expect you to pay for everything. I retired at 52 and now everyone expect me to pay when we go out, I don’t like it!

[@bmohan55]

From Desiderata - Avoid loud and aggressive persons; they are vexatious to the spirit. If you compare yourself with others, you may become vain or bitter, for always there will be greater and lesser persons than yourself.

[@johngoeke6530]

Ah, materialism. I was in that trap when I was a younger man, but not anymore. The things that I really think are valuable now in life, or that make me really happy don’t cost money. I’m not saying that a certain amount of money isn’t necessary because no one wants to live in poverty. Beyond that, however, always chasing something you don’t have to benchmark with your peers or make yourself feel happy briefly right after you purchase is a fools game. That means you haven’t really learned much in life IMHO. You can’t take it with you, and if you are in the retirement age band, that moment will come sooner than you would probably like or possibly sooner than you might expect.