"You Sound Like You're A Bazillionaire"

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. ter.li/5h1r0i
Next Steps:
• 💵 Start eliminating debt for free with EveryDollar - ter.li/knf775
• 📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 p.m. ET or send us an email.
Explore more from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/rqwdws
🧠 The Dr. John Delony Show ⮕ ter.li/s5yazz
🍸 Smart Money Happy Hour ⮕ ter.li/tmj3vq
💡 The Rachel Cruze Show ⮕ ter.li/a6emrr
💰 George Kamel ⮕ ter.li/dc2gee
🪑 Front Row Seat with Ken Coleman ⮕ ter.li/iwafu6
📈 EntreLeadership ⮕ ter.li/g7s9g0
Ramsey Solutions Privacy Policy
www.ramseysolu...
Products:
Baby Steps Millionaires: store.ramseyso...
Breaking Free From Broke: store.ramseyso...
Total Money Makeover: store.ramseyso...
The Total Money Makeover Workbook: store.ramseyso...
Financial Peace Kids: store.ramseyso...
Money’s Not a Math Problem Quick Read: store.ramseyso...
Smart Money Smart Kids: store.ramseyso...
Dave Ramsey’s Complete Guide to Money: store.ramseyso...
EveryDollar Premium Version Physical Gift Card: store.ramseyso...
Questions for Humans: Intimacy store.ramseyso...
Building a Non-Anxious Life: store.ramseyso...
Financial Peace University Gift Card: store.ramseyso...
Questions for Humans: Couples: store.ramseyso...
Get Clear Career Assessment: Find the Work You’re Wired to Do: store.ramseyso...

[@anthonythorp7291]

He knows he can afford it. He needs help convincing the wife. 😂

[@vapedadforchrist]

He's a redditor who just wants to announce how much money he has. Hi reddit I have 10 billion dollars and spent 40 dollars on dinner aita?

[@ammar3094]

imagine needing permission from your wife when you do everything while she lives off you

[@ChristopherPoitras]

@@ammar3094 watch out. Although this is a logical response people will call you incel and all those other good names

[@MrMazon12345]

​@@ammar3094how do you know thats the case?

[@Rickgrimes-coltpython]

@@ammar3094I wouldn’t especially if she lives off of me and is a stay at home mom if I ever get married ( unlikely because women suck in my generation) she should cook and clean and be traditional

[@desertmoonmarket484]

I love how folks call Dave like they’re asking their dad if they can buy something. It’s awesome.

[@sandrashermanjazz]

They just want to brag.

[@TheRealPackSmoker506]

@@sandrashermanjazzyeah I know right. They just wanna rub it in…. Especially the callers who are over half a mil in debt they just wanna brag

[@Viktorreznov1942]

It's actually just a weird way for them to flex

[@cristobalyapur137]

Nah real millionaires dont do that, they independent enough to give a shit

[@thinknutri]

If that impresses you, get a life

[@Jason-mp6yj]

my advice, once or twice a year go rent the lambo for the day and get it out of your system....you are in love with the idea of owning a lambo not the reality, very impractical car

[@eddiemalvin]

Agree 100%. The same goes for boats. You could rent one every time you want to go boating and it'll still be cheaper than owning.

[@civicfan2]

he can go to Las Vegas, once a year, spend $5k in one weekend, drving Ferrari, Lambo, Porsche, at the race track, that will help him get that out of his system, for sure.

[@Culwhickbeocca]

​@@civicfan2no, that will only make me want to move to live close to the race track, buy the car, and pay the track fee every weekend.

[@Icehso140]

A friend at work couldn't wait to buy his dream Corvette that he parked in the garage, rarely took out for rides, and traded it back in the a Jeep SUV. This friend was also a serious financial investor, but realized the money was just sitting in his garage. We all have toys. But the more toys I get the more I become a slave to the toys. Finding the time to use and maintain them is hard even in my retirement.

[@Icehso140]

@ A boat is a hole in the water surrounded by wood and fiberglass that you throw money into...and maybe use once in a while.

[@Snalppy]

"I am married, with a one year child"🥰 "I am married with a one year child"💀

[@heisenburger1_]

Correct grammad is so important lmfao this really makes me reflect

[@solounusuariomas5574]

I thought the same 😂😂😂😂

[@pekl0]

💀 would be "...married to..."

[@sailyui]

with a super car

[@aidan-131]

weirdo...

[@theydontknowmeson007]

Kinda shocked he said yes for a supercar to a guy with a mortgage.

[@cynthiaziegler6558]

I know 😂😂😂

[@scotnoco]

He said including mortgage. My understanding is that including the mortgage debt he still has 3.6 million positive. I’m guessing that is the reason but I may be wrong 😂

[@spenceryelinek4313]

Its all about debt to income ratio. If you have $3.66m then buying a new car doesn't really make a dent

[@westvirg304]

The only reason he shouldn’t buy it is because he probably can’t actually drive it like it would want He is fine if his net is 3.4m with 300k salary Just a status buy is all.

[@T.S.000]

Additionally, Dave didn’t think about the costs of owning a car like that (insurance, maintenance, gasoline etc.).

[@BAbeef01]

Mad respect to the woman who gave birth at 40, good for you both!

[@ericspring2033]

old women having babies is pretty risky for both

[@BAbeef01]

@@ericspring2033that’s true!

[@jasonaaroncinnamon3481]

@@ericspring2033 40 isnt even old for having a baby

[@20sinnyc43]

Maybe they adopted 😊

[@adityachoudhary6147]

No it is not good, there is high chances for the kid to have Down syndrome… it’s better to not have a kid at that age specially considering today’s food and pollution which also affects our genes…

[@mihi2086]

I was expecting a recommendation for a 5k car, rice and beans beans and rice and making the baby afraid it'll be sold until the mortgage is paid in 2-3 months.

[@littleripper312]

That's for broke people not rich people.

[@drewcrank6929]

lmaooo

[@justincampbell9499]

He never says that for the mortgage.

[@Nightz55]

​@littleripper312 30k month with a woman, child and mortgage is rich? Go spending like there's no tomorrow and soon you'll be a broke, divorced, homeless dude with a lambo 😂

[@kumwesu3d142]

😂😂😂😂

[@T.S.000]

The cost of the car and the costs of owning the car are two different things.

[@NigelAndTommyAreGrifters]

Going to be no more than $10,000 a year depending on mileage. Pocket change for this guy.

[@JoeBlow-ub1us]

They're really not crazy expensive to maintain relatively speaking. Like $5k-7k ish on a yearly basis.

[@T.S.000]

@ How about insurance and gasoline? Besides, we do not know about his other expenses as well. But at the end of the day, it’s his money; it’s his life; and it’s his choice to buy the car or not.

[@JoeBlow-ub1us]

@@T.S.000 1st point: insurance varies quite a bit for a car like this, if you read through forums the average seems to be roughly $1500-3000 a year for full coverage. If its some idiot who shouldn't even be owning one in the first place, someone with poor credit, not much history, or marks on your insurance record, then it can be several thousand a year. 2. The huracan gets about 15mpg combined, so its not horrible, plus the majority of owners don't use it as a daily driver. Cost of gas really isn't a factor at all. 3. Well sure but we're talking about how much it costs to own the car. As far as exotic sports cars and supercars go, the huracan really isn't that bad idk what to tell you man. Obviously for the average person its expensive but if you're making $300k+ a year, its certainly doable.

[@rubberbandmandestruction390]

Huracans are very reliable.

[@AdamWilliams-k1o]

It’s wild how eye-opening "Invisible Laws of Prosperity" by Oliver Pierce is. After reading it, you realize how much you were blinded, but it’s never too late to change. That book is packed with real wisdom.

[@IwokeUpInSOMA]

Bot comment?

[@IwokeUpInSOMA]

Ive seen a surprising amount lately... about books.

[@AdamWilliams-k1o]

@ why bot?

[@quilliamattari2772]

@@AdamWilliams-k1oBots make these sort of comments to promote stuff.

[@veirenon]

Did you fr forgot to buy replies to ts?

[@jeffreydecker3189]

$300k isn’t enough to get that car. Get a corvette like the rest of us who make $300k

[@notascorsese]

Or if you must have a Lamborghini, you could get a used mucialago for under 100 K. But I gotta tell you, I would have to be making at least twice that much to even consider a car that cost that much. And probably then only if I lived in a very affordable area.

[@Palestiano]

Instead of getting a lambo get a hellcat for 90k and the rest you can rent a lambo every few month for a day or two (you could even mix it up lambo/Maclaren/even high end bens and bmw). That cash could last you a long time. In the end, you would still have a beast of a car and try a bunch of S-Cars

[@aaronhopkins6697]

Yes that is very good advice, and I will definitely remember this. Thanks.

[@nicholasneuman1587]

hellcat is probably the worst car you could get for 90K bro hell no.

[@TheRealJRealer]

@@nicholasneuman1587On top of it being slower than a mustang gt500, a hellcat is one of the most stolen cars in america

[@atomic3325]

You cannot enjoy a car like that unless you can easily afford to replace it. Otherwise you will just constantly worry about every little thing

[@emilfrederiksen.1622]

You Only live once right if you Got the opportunity for a car like that Why not

[@hunter66630]

with 400k a year and a net worth of over 3M, I think he can afford repairs/another car if something goes wrong.

[@AllThingsFlightSim]

That's what insurance is for

[@Arey-w6b]

But in NXT two year he will able to afford to it easily so why wait now

[@tomcat8662]

At least he’s buying it used, so it will have some value to it when he sells it in a year. A new one would sink in value like a rock that first year.

[@andrewmoyer6076]

That was NOT an advice phone call, that was a flex to the public call

[@cam_bone]

Having these conversations as if it’s really a question made me question my own self. And it’s helped me do the right thing.

[@hotvision]

Considering a car that is basically your entire salary? No way. With a newborn. This guy is getting ahead of himself.

[@colouredbills4869]

@@hotvision dude theres people who buy 50,000 cars and only make 40,000 per year.

[@dvillegaspro]

bro has 3mil and he's gonna make the money back in no time lol

[@Jayvr30]

@@colouredbills4869and they’re broke

[@toadintheh0le]

He doesn’t have 3mil. His net worth is 3mil, 2 very different things

[@dvillegaspro]

@@toadintheh0le Technically they are different things but practically speaking it’s not. Even if the net worth is not all cash or liquidity, it can all be leveraged against the value of the car which is like less than 1/12th of his net worth and his salary is going to keep building his wealth. He’s gonna be just fine unless he plays stupid games and wins stupid prizes.

[@Deez78watts]

(Any car), oh that’s a beast

[@ville6211]

Hyundai i10. "oh, that's a beast"

[@yy-xt4kw]

I swear 😭😭😭 i said the same thing last night about the lady with the GTR

[@xriot1752]

Nah Dave is a car guy he knows cars. He collects old Porches im pretty sure

[@Deez78watts]

@@xriot1752 he said a base model Silverado is a beast no sane person would view him as car expert

[@nelsongarcia4763]

He is broke, a person with money will never let anyone know his business.

[@ape8404]

Wifey's approval ❌ Dave's approval ✅

[@heisenburger1_]

Women's approval is meaningless since their opinions are irrelevant as a whole

[@alfre4554]

The awesome factor wears out fast. Eventually it's just a pain to get in and out of.

[@Raven77844]

For you or for him?. Lol. Cars like this are usually a weekend toy, not a daily dtiver. You make concessions when you buy super cars

[@alfre4554]

@Raven77844 😄 both. I'm in Michigan so they're a 5 month out of the year toy.

[@nickvin7447]

You don't understand high end race cars.

[@zrob8]

The Huracan is one of the more practical supercars out there tbh. It's driveability and comfort is much better than most others from what I've heard and read.

[@WinkerPack]

If you’re fat, yea

[@vaughncowan4055]

He needs a minivan. 😂

[@KCJbomberFTW]

😮wow I didn’t realize how good i had it Same predicament 10 years younger You have no idea how much of a reality check this was

[@giacomocasanova2893]

earning 400k with a 3.6m bet worth at 29 and you didn‘t realize how good you had it??

[@Cruxair]

"I am married with a one year old child" VS "I am married, with a one year old child"

[@Only1kadeau]

ok so what r u on about read this 6times already

[@Uraneeum235]

Good luck with the maintenance. A brake job can be in the $10000s. Service is another $10000. Forget about fuel costs.

[@stevelethal2910]

Guys worth over 3 million and makes 300k a year. I'm sure he's aware.

[@StuttgartSpeed]

Huràcan service is not 10k. I own a Huracan STO and it’s 1500 for a basic service. Brakes it depends on what you’re getting done, the carbon ceramic rotors easily cost 15k but they also last 2x longer than steelies.

[@MeisterKlassisch]

I have had the same car since 2015 but my business has grown exponentially and i dont plan to change my car anytime soon, instead i do small investments. But to each his own i guess.

[@punkisinthedetails1470]

What's the business or service. Genuine question. Good for you.

[@drewcrank6929]

If you're not a car person then it doesn't apply to you at all lol what a strange comment

[@StuttgartSpeed]

You don’t sound like a car person. I’ve owned my company for 2 decades and have probably gone through 75-85 cars in that time period. It’s because that’s my hobby, I’m sure you bought other things no?

[@drewcrank6929]

@@StuttgartSpeed you picked that up over a sentence that tells you no information whatsoever? Tell me, where can I get my crystal ball?

[@StuttgartSpeed]

@@drewcrank6929 Read his comment and tell me he’s a car enthusiast. I could 100% be wrong, but it doesn’t seem all that important to him.

[@Jaycee3]

God bless Dave. He changed our financial future. Thank you!

[@bucknut9475]

I think it is an absurd purchase. Almost an entire year’s income. Crazy maintenance costs. Fleeting joy.

[@younglegend9569]

How so ? Bro is worth 3.66 million

[@DmitriPisarev]

@@younglegend9569 it's 10% of his worth. Buying that car would be insanely irrational. I'd even start thinking of dumb shit like this if I was 30M+

[@younglegend9569]

@ it’s approximately 6% if the numbers are accurate. I am sure that buying the car wouldn’t have him spiral into bankruptcy. Who cares if it’s rational you gotta enjoy what you’re working hard for and live a little.

[@dellendinho]

I agree, life can change in an instant. Lose the job or God forbid child gets sick...then there's school and life... Save your money

[@DmitriPisarev]

@@younglegend9569 if your definition of fun is splurging on useless status things that you’d get bored of in a week I’m fine with that. But dude, it’s like his yearly income, he can literally take a year off and do something actually fun…

[@Minjie-e4z]

nahhh thats diddy dream life🙏😭

[@BayviewX]

So if I have a 5M net worth, I can afford a super car? Asking for a friend

[@everythingye]

no

[@Jason.2827]

300K FOR A PIECE OF PLASTIC 😂😂 NAHHH, I'LL PASS!!

[@GoosFrabaaa]

0/10 rage bait.

[@jonmeadows2307]

Have you driven one?

[@frankroquemore4946]

Calling a car a piece of plastic is like calling your mom a piece of silicone.

[@jackcarter66]

Don’t forget the Louis Vuitton child seat 😑

[@ABCD-eh1cx]

„I am married with a one year old child“ … i was like wtf🤣

[@BPFACTS88]

that would still be better than being married to a 41 year old female...

[@heisenburger1_]

​@@BPFACTS88and giving birth at 40 💀

[@ronallen6578]

Just about buy you a new Chevy pickup at that price 😂😂

[@johnkiii2187]

Dave doesn’t tell people not to spend their money. Just make sure what you buy isn’t a burden on your life. ❤

That bonus could go bye bye anytime. Companies are greedy.

[@RandomPedestriann]

even with his salary, he can still afford it. spending 300k with 300k salary is not the same as spending 70k with 70k salary

[@dariusdreams8480]

I’ve got a 30% bonus on a 170k salary, got paid out all throughout covid. The bonus doesn’t go bye bye. But people do get laid off with severances. The problem isn’t the bonus going, but the job itself.

[@summerrr1]

Most people on 300k base salary will say bye bye to their employer if the bonus doesn’t materialise.

[@BriannaPresto]

Speaking from experience at an income of $150k and the bonus going bye bye cutting income to waaay less

[@Wppsamsung2024]

​@RandomPadestrian That's very true hahaha the first 70k is all bills 😂

[@lampy4485]

Dave I want to buy a jar of mayonnaise No Dave I want to buy a super car Go for it! He’s a car guy 😂

[@dariusdreams8480]

These cars are so much more fun to rent on holiday than they are to own just sittin in your front driveway getting views from neighbours and passers by 😂. Rented them in Dubai, Tuscany and brought it over to Croatia as well. And rosdtripped down to Montenegro.

[@sparklee82]

Dude really said "I am married with a one yr old" 💀

[@BPFACTS88]

that would still be better than being married to a 41 year old female...

[@RCG_comment]

@@BPFACTS88 ok diddy📸

[@RCG_comment]

@@BPFACTS88 caught in 4k📸💀

[@Soulmandelej]

Fair! He can actually afford it without breaking the bank. Although havibg a 1 year old. I woukd expect a lambo to be his priority at this point

[@linusbombXD]

”I am married with a 1 year old child” 😂😂

[@Suge212]

He makes that kind of money and he needs to call Dave to ask if he can buy the car. He's flexing and looking for a pat on the back.

[@Cam_Wight]

"You can afford the car... if you want it" tone says it all. It's not a smart buy, but if it's really what you want in life it's your money

[@jofo423]

"i am married with a 1 year old child"😂

[@Fuwa_san]

First kid at her 40. More time for career growth while both are younger. Definitely different.

[@ahmadtheIED]

Bet you 1000 bucks that kid has Down Syndrome.

[@princetonscholar5723]

The new normal.

[@stevelethal2910]

Hey they're millionaires in their early 40's. Biggest worry in dudes life is what color he's going to wrap his new lambo in. Waiting to have kids obviously pays off in this day and age.

[@mofrekinfoe]

Sometimes I think people call in just to hear Dave say good job you're killing it, lol. Just looking for some kind of recognition.

[@cato451]

Not rich enough. My net worth is significantly higher and I own a twenty year old Honda beater.

[@Casey119838]

Lies

[@eliasramzy1494]

This is funny haha I love the sarcasm but it’s also truth

[@nwood1311]

Same, I would never buy a car that cost that much.

[@victorblock3421]

I have the same story only my Honda Accord is 25 years old.

[@levimulder2334]

Just becouse you hate your life doesnt mean he has to 🙌

[@BenryHoyson]

Just rent one and when you get bored of showing off, hand it back and put the rest of the money into your child’s future

[@User-hy1gi]

A guy worth 3.6mil with $400k annual income is asking if he could buy a $250k car. Come on! He's flexing

[@thomasschuler5351]

and noone fell for it 😂

[@tomcat8662]

To be honest, I think some of these calls are staged.

[@timothyandrewnielsen]

300k at 39 with 3.66 net worth is pretty amazing

[@releasemeeee]

that wife's gonna be a millionaire too real soon!

[@nebraskagains967]

Hahaha exactly what I was thinking older lady taking advantage of a younger man and his money I see divorce coming when she milks him dry or get bored

[@stevelethal2910]

She already is! What's his is hers by default. And if she divorces him, it's still hers!

[@sergedurand6519]

Humble opinion and advice, get a newer model, and I’m not talking about the Lamborghini

[@BPFACTS88]

exactly. upper middle class young man with a 41 year old female is insane. he's probably short and ugly, otherwise why would he be with her in the first place, but still

[@KeenyKeenz]

This was a nothing conversation. Who is this helpful to?

[@whosaidiwantedahandle]

The caller who wanted to brag and get some attention

[@KeenyKeenz]

@whosaidiwantedahandle absolutely.

[@darkskinwhite]

I hate the way they clip these videos most the time. makes them totally useless.

[@dorlis1]

Hey there's like a thousand more videos on his channel that lean more towards the advice side if you want to seek help there but I feel like you just want to bitch and moan. This was just an interesting call so they uploaded it.

[@mattx7657]

What if his home equity is 3.5 million. Net worth is pretty deceiving

[@M14yearsago]

I'll never be old enough to not laugh on “I am married with a __ year old child”

[@intlspy1401]

I mean, you're shooting yourself in the foot buying that with a net worth under $10MM

[@jonmeadows2307]

The lambo will sell for 240 in a year. 1000 a month to have it for a year is easy for this guy.

[@Partizan-one]

I agree with you. A years worth of income for a car. Reinvest it, he is not as wealthy as he thinks he Is.

[@Jackmama007]

He’s 39 years old. My guess is he is having a mid-life crises, thus wants to purchase this toy.

[@Partizan-one]

@@Jackmama007 ahh yes, I didn't take that into consideration. Fair enough

[@dsp4392]

@@jonmeadows2307 There's absolutely no way you can make a Huracan work for $1000 a month. $1000 barely pays for a low mid range car these days. A Lambo will cost 5+ times more to run.

[@KwinnyB42]

Maybe he can afford it but that doesnt mean its not a stupid purchase lmao... You can pay for your kid's entire college with that much money...

[@shubhamc]

I’d not be comfortable spending 250k on a car unless I’m double that net worth i.e. 7M.

[@omichaelnato5388]

So you would need a $1M net worth to buy a $35,000 Prius ?

[@shubhamc]

@ Nope. I think a car is a necessity unfortunately in the united states. I’m a student rn, and I’ll only be able to get one after I graduate, so in 2027. For the NEED, one would get a USED car that is economical and easy to maintain, and keep it until it turns to dust. I’ll probably get a used Model 3 which would cost about 20k with the 4k used ev tax credit. As a financially responsible person, AND A CAR GUY, I still think it’s not wise to burn that much money, especially on something that’s absolutely an extravagant luxury.

[@omichaelnato5388]

@@shubhamc wait so you’re a student and going to buy a $20k but you think $7M is needed for a $250k car? Everyone dies eventually and the money will have to go somewhere. If you aim to give all your money away to feel good so be it. The car can be sold and the experience won’t be forgotten. Then the “what if” will never be questioned again.

[@shubhamc]

@@omichaelnato5388 Yes, because for someone who doesn’t own a car but needs it, it is a necessity. A luxury on the other hand, should only be had if one can watch it burn and not be affected. For most responsible people, for a car, it comes out to be around 4% (go look at the Ferrari & other supercar forums). It’s not a hard and fast rule and can differ from person to person, but mostly what truly successful people have (unless cars are what make you money). You’re right, experiences are what matter the most. If I was in OP’s situation, I would’ve gotten a used C8 or an R8 (which is an actually daily usable huracan, but half the price) and have had those experiences with my family in it. Would be vastly similar for him & his family, they’d have a fun time, and still be financially responsible. One can always rent a more expensive car and take it to track to scratch that itch.

[@LASLOEGRI]

I’ll never understand why anyone would want a loud, uncomfortable money sink.

[@Icehso140]

I want to buy a super toy that I will only drive once in a while and one that will never see a department store parking lot. LOL

[@Raven77844]

Whatever makes you happy. YOLO.

[@Icehso140]

@ That expensive car will sit in a garage and never see a dirt road or a drop of rain...or a car seat for the kid. LOL

[@Raven77844]

@Icehso140 thats ok. Expensive is a relative word. Maybe it's not expensive to him. Im a father of 3 young children and I have sport cars thats stored for 6mths of the year and on the road for 6mths. I maybe put 500km a year. Its a toy and and a hobby, but it makes me happy. Life is a balance

[@Icehso140]

@@Raven77844 Good for you. But you miss the point of the channel to give sound practical financial advice to those not so well off. I have many toys, don't owe anybody a dime, paid off my house in seven years, and just bought my 4th brand new truck paid in cash. I'm way too practical to spend a quarter of a million dollars on a toy when I could use that money to help others. We all do what we want. I'm not criticizing you. Dave helps people who have spent their reserves on things that can't help them in the future when things go bad. "Time and unforeseen occurrence befall us all." Enjoy your toys. :)

[@Raven77844]

@Icehso140 sorry. I think YOU missed the message here. Dave is giving sound practical advice to the individual seeking the advice, which is the caller. HIS financial situation is being spotlighted. Not yours or mine. Ppl making comments if its unsound purchase or waste a money is a reflection of their own financial situation and/or values, not the callers. Cheers

[@ShezadShaikh-b9h]

He knows he can , the question was he should or shouldn't 😂😂😂

[@Just.anordinaryperson]

Why do I feel like all the above comments are AI bots?

[@CroissantParker]

They might be 🤔

[@JIMDAVIS-z2h]

How is the weather in Nigeria ?

[@Stormy_Dawn]

Because they probably are. 😂

[@avfc2025]

Seeing as your comment is as the top no

[@Just.anordinaryperson]

@ well, it was at the bottom when I commented🤣

[@HerrHabrecht]

“I‘m looking at buying a using Toyota Camry.“ “That’s a beast.“

[@jacobwebster8317]

I feel like this is one of those brag to Dave calls

[@malikturky007]

I’d suggest considering buying a limited series car that could hold its value or even appreciate and that’s very common and money well preserved

[@Dezbo]

People buy 80k cars when only making $50k a year, if he’s making 300+ and is stable, why not

[@Arey-w6b]

This particular year he is earning 300 k with 100 k bonus bro means 400 k only bonus will compensate his monthly emis any way in NXT year he will have expoteniatl salary increment then it will be easy peasy for him to afford it

[@Arey-w6b]

Out of 20000 month why can't he give 3000 dollar for Lambo

[@stevemasters8503]

It doesnt sound like he wants to be told that he can afford it... he wants him to tell his wife that he can afford it

[@Mr.Toe88]

Working a whole year for a car, makes sense.

[@hasnaatalii]

and its a lambo lmao

[@Mr.Toe88]

@hasnaatalii cars are a depreciating asset (not all) but it just doesnt sound smart to work a whole year to buy a car even if you have the money to buy 10 lambos

[@hasnaatalii]

@ hes 39, has a mortgage and a big net worth its not a problem for him at all. If it was a 23 year old making 300k a year, then yes it would be a bad decision.

[@deimosphob]

You can hate it all you want, he has a mortgage and has a decent amount in his name. He can afford it if that is something he wants, some people enjoy cars and others enjoy 1000-dollar steak dinners that go in the toilet the same day, the difference is he likes cars and amassed a decent chunk of change over his 40-odd years on this planet. Not everything is an economic decision, there are decisions you make based on goals and dreams, if that was a goal and a dream, he's well and truly able to justify it.

[@danielsun9124]

He knows he can afford it , he’s just getting a free consult for his best payment option

[@anthony123161]

300k salary WITH a 30% bonus. Good on him for the work hes put in. Hope he enjoys the car

[@FordFalcon54]

DUDE 38 and you had your first. It just absolutely blows my mind. Being like 60 if you're lucky watching your first child get married is a wild prospect. I want more kids and I'm 30 so I'll be in the same boat before I know it but I had my first at 21 and second at 23. All I've known is fatherhood. I wouldn't exchange it for any amount of money. I'll most likely never see the inside of a lambo in person...and I'm completely content with that. Different strokes for different folks I guess. All I want is enough money to give my kids experiences, not be a burden when my wife and I are old, and being able to tithe/charity. That's it. I'm content with a couple vacations a year.

[@Raven77844]

Lol. Not everyone has your vision of family life. Having a family is a blessing, but having a BALANCED life is key. You only live once. Live it how you want to and what makes you happy.

[@scottmaxwell1927]

@@Raven77844 People like this projecting and justifying their level of contentment to cope when others live out of their understanding and scope.

[@slapjuice]

that's all you want, that's not what women want

[@lfarru]

You can still rent a lambo for 1 day. Then you will realise that NOT BUYING a lambo was the best choice of your life

[@MOSP14]

“You hear him dear? I can buy the car.” 😂

[@captainmorgan2307]

The problem with really nice cars is that you rarely drive them, most places won't do even an oil change on them, and they sit around quickly losing value until you sell them for 20% of the original price. My advice, buy a really nice more common vehicle, like an Escalade that you can actually use instead of eye candy that takes up space.

[@drfunkinstein1]

Or a Honda Accord. But the nice model that has the automatic car starter.

[@dylandacasual6866]

Lamborghinis hold value what are you talking about? 2015s sell for just 10-20k less then brand new.. a 10 year old car btw.. and just go to the dealer for a oil change? Like 😭😭😭😭

[@RussManK3]

Not for exotics. They hold their value decently well.

[@stevelethal2910]

All cars depreciate..If you're in the market to buy a Lambo, a Cadillac Escalade isn't going to scratch that "super car" itch.

[@ABX-KRS]

"Umm Dave Ramsay said we could afford it baby" sounds like a solid argument

[@Rondo2ooo]

My financial figures are very much the same, but NO, I would not burn 250K for a car. That's ridiculous.

[@altdodgerbanevader]

That's a beast. Enough about the bedroom prowess of Dave Ramsey .

[@jezzajam35]

What was the maths that Ramsay did in his head to say yes go ahead you can do it … ?

[@EaAsThailand]

Absent.

[@yourstruly5677]

Makes 300k a year. Car is less then 300k. Guy has networth 3.66 million so hes chillin in case anything happens. If networth is 500k and only makes 100 then no because the car is more the. 50% of your income.

[@bradleywalton970]

@@yourstruly5677but Dave has also said before that you should never buy a car that is worth more than 50% of your yearly income. That is the case here, so he is giving conflicting information

[@hykim6412]

‘u can afford it but not smart unless u make bazillion’

[@strangerthingsaresaid7655]

As a woman, I have never been impressed with a guy driving a Lamborghini or Ferrari. It makes them look desperate for validation from Strangers. I'd rather buy a $250,000 investment property than a $250,000 car.

[@xdsf3702]

We dont do it for you ;)

[@rxklastz1770]

Why not do both? Idk maybe cause I’m ambitious myself.

[@iunnox666]

As a man, most of us would rather get inside a Lamborghini or a Ferrari than you.

[@davidbresnahan2227]

I mean he’s married, doesn’t sound like he is looking for attention from women by buying the car. Not every luxury purchase people make is to impress others. The guy could just like the car, appreciate the engineering, or want a fun car to drive on a Sunday afternoon and take to a track every now and then. He could just be a car enthusiast. It seems a bit egotistical to assume that people buying expensive cars are doing it just to impress you rather than for any other possible reason.

[@strangerthingsaresaid7655]

@davidbresnahan2227 stop assuming he's happily married or that he isn't looking for female validation. Most married men do!

[@Nocap777ij]

😂😂I like how he said yeah it’s cool you can afford it cause his numbers are adding up

[@eli-bb9qx]

a used one too 😭

[@realiize]

Most used ones only have a few thousand miles on them. Most people don’t put a ton of miles on super cars.

[@eli-bb9qx]

@ if you’re spending 250k on a car already then buying one new won’t do any difference

[@realiize]

@@eli-bb9qx pretty big difference considering dealership mark ups on a brand new Huracan is 50k+ and can be even more depending on the spec. Makes more sense to buy used and save money in the process.

[@eli-bb9qx]

@ ehh not when you have more money than you know what to do with

[@BlizV2]

Bro 300k a year and you’re asking for a cash consultant?

[@dek1518]

I make 290k and my husband makes 270k. No debt besides our mortgage and we’re looking for a used car less than 20k😂 . Our money is better spent on life experiences like a nice vacation etc. a luxury car to us is just a waste

[@5Palak]

What do you do if I may ask as a career advise? 😊

[@bfth121]

Dave: Don't be stupid Also Dave: bUy tHe lAmBo

[@adriandmd]

That 1 yo baby was a super car accident!

[@Shah-wp6do]

Doesn’t matter if he earns $300,000 or $3m a year, If the guy has to call another guy and ask if he should make a $250,000 purchase or not, and he doesn’t know the answer himself then this guy definitely shouldn’t be spending that kind of money on anything let alone a super expensive supercar.

[@superstar8553]

Most logical comment i have read so far

[@ЕгорЗахаренко-р4ф]

I am married with a one year old child? Choose your words wisely

[@JordanTime4Dinner]

Get a volvo

[@JP-hr3xq]

Volvos break down all the time.

[@jeffreylebowski2440]

Lexus

[@louisehine1]

He can’t afford the car if he’s only making $300,000 a year. His money is tied up elsewhere and prices are only going up.

[@somebodyandthem]

40 having children is rough

[@oozie10k33]

Why though, if anything it’s better cause you can enjoy and invest in your earlier years

[@somebodyandthem]

@ is a toll on the body plus, I want to enjoy my later years not taking care of children

[@MaddoxMelton]

Yeah but his wife and the child are now financially taken care of. Didn’t have to go through him struggling to get to where he is now. I agree it’s a little late but better then being 30 and dead broke

[@radhiadeedou8286]

Better than not having them at all

[@Dunno683]

Is it??

[@SRP_OP_KINGS]

It used to be a show to help actual people make smart decisions. Now we have idiots with money calling like he didn’t already know how much he can spend on a car lmao

[@coniccinoc]

I have a similar net worth and drive a base model low drama Camry.

[@artofsam]

"See honey Dave said it was okay." The wife: "Okay fine but we need to talk about your life insurance policy."

[@ricksanchezsflask8794]

Where is the 1 year old going to ride?

[@tammyturowski6703]

He didn't say it wld be their only car. Obv the wife was a vehicle. They worth 3 mill. U think that's a 1 car household?????

[@KayRay1966]

that might be the point....

[@Mr.SF9]

“You can afford the car” Alright Mr. Sherlock, duh! 😂

[@monicastricker3582]

This is just stupid. Stupid car purchase.

[@lightless]

wheres your lambo?

[@chobiden7770]

gotta live and enjoy life

[@knowthycell]

That money has gone to his head. Dumb purchase. Maybe if he makes 3X that amount for several years

[@stevelethal2910]

What color is your Bugatti?

[@cesartse]

Rent it for a month, that feeling will vanish after that

[@ColeHrusovsky]

$250000 for a USED Lambo? When you get a car like that it's just for your ego. But now you have to go around specifying that it's used

[@SandiegoRockstar]

Nobody cares if it's used when it's a lambo.

[@ColeHrusovsky]

@SandiegoRockstar the exact people who care if you drive a Lambo will care if it's used. It's a wealth and status symbol. "What, you can't afford a new Lambo?"

[@malinky8507]

@@ColeHrusovskynobody can afford the depreciation of a new car

[@ColeHrusovsky]

@@malinky8507 sure. But like if you're buying a car that's just a statement about how rich you are, you buy new.

[@brooks07]

not everyone buys supercars for their egos buddy

[@1dale1dale]

People will spend large sums of money on the most ridiculous things.

[@DoubleDogDare54]

Sounds like a "midlife crisis" thing to me. 39, married, a dad, making decent bucks, no longer the handsome carefree stud and realizing 40 is hitting within a year and he'll be "over the hill". So, LET'S BUY A LAMBO!!! Uh - no. That won't make you 25 again.

[@keyboardcommando7000]

Let the man live his life dude

[@AntBanksssssssssssssss]

No he’s been grinding to get there to get that! I’m 31 and make just over 300k but my networth is not as high yet. My goal since I was 15 was to get a lambo. Went hard for 10 years in my career and was able to buy last year. I did by used but still. When I am his age I hope to be able to get a Ferrari. I have guys I work with mclarens and much higher cost cars. Really is motivation

[@DoubleDogDare54]

@@AntBanksssssssssssssss Boys and their toys. Might as well throw your money down a rat hole as to buy a Lambo or Horse Car.

[@6williamson]

How about donating it to some starving kids who have nothing rather than feeding your own ego. You'll be better off in the long run.

[@veirenon]

How about you stop asking for people to feed you and instead stop being broke

[@vicfontaine5130]

​@@veirenonIsn't this a Christian channel

[@saanvisdiary1604]

Dave always pretends to know every single supercar 😂

[@Vikturus22]

One of the rare times Dave says buy the car. My favourite one was the guy who wanted a Porsche and could get it with cash. Dave figured out guy was military on step 6 and then immediately ok buy it