Budget Nerds featuring Nick True!

[@cricks81]

Nick True's 'Ynab for beginners' video is what helped me stick with YNAB. I needed that 30 minute video to show me as much about YNAB it could to show me it would be worth it to learn and stick with it.

[@cjmiller5972]

Nick True is the reason I stuck with YNAB the first time. Credit cards were a mystery until I watched his video! Then I went and took the YNAB classes and the rest is history!

[@mappedoutmoney]

Thanks CJ. So appreciate you saying that!

[@kellymhanson]

Same. I abandoned YNAB halfway through my 34-day trial because I was confused but eventually figured I'd look up KZbin videos for a tutorial, and Nick's intro video made it super clear and changed everything for me. Now I am a true YNAB nerd. So nice of YNAB to invite him for a video!!

[@josephbaumann292]

Nick True is the reason I got started on YNAB almost two years ago.

[@sheilahunter4194]

I love Nick True. He’s helped me understand so much about YNAB. I’m so glad he’s on a YNAB video.

[@mappedoutmoney]

Thanks Sheila! I appreciate it :)

[@ivicanuck]

Nick True is just awesome, I learned everything YNAB from him!

[@mappedoutmoney]

Hey thanks! So glad the videos have helped!

[@catharinekarow6654]

Same! 100% and I have completely changed our financial lives since watching his YNAB content.

[@greeneyes1313]

Same! His videos made ynab make sense for me

[@tajalex6822]

Me Too!!!

[@carolea7158]

Yaaaaaay!!!! I've been waiting for this for a long time! Need more of Nick True on YNAB.

[@mappedoutmoney]

haha, thanks Carole :) Really appreciate you

[@Theo_Caro]

Nick's video on credit cards sold me on YNAB as a platform. I was in the constant battle with overspending on credit cards just because of an unawareness of what my my money was doing. The fact that YNAB moves money from categories into the credit payment category automated what i had been trying to do manually. Just that aspect makes the $7.64 I squirrel away every month for it absolutely worth it.

[@joys762]

Nick and Hanna are a great team. Highly suggest all of their content. Thanks Jesse, YNAB and Budget Nerds for bring on one of the best! Nick is a true teacher, thank you Nick for taking the fear out of finances, making it real, and most of all being the reason we live by YNAB. Yes, it works and the peace of mind, once you get through the learning curve and break the old way of thinking, is worth it 100x over.

[@kelseys6413]

Nick True is who helped me understand YNAB and get it to stick.... Thank you SO much Nick!

[@__Michelle__]

Nick was the reason I even signed up to YNAB in the first place. I had tried multiple online apps and kept going back to my trusty spreadsheet but it was more forecasting and tracking than zero based budgeting (and budgeting with last month's income). Saw some videos of YNAB with Nick and it convinced me to do the trial (particularly with credit card functionality and the reports; so much easier than excel!). After 6 weeks, I was sold. Still go back to Nick's videos now a year in for those random one-off things like refunds etc. Thanks Nick! Love the podcast with Hanna too.

[@mappedoutmoney]

Thanks Michelle! I really really appreciate that. It means so much :)

[@Katiedora122]

I saw a lot of budgeters using YNAB on KZbin and I just didn't get it, but then I stumbled across a bunch of Nick's videos in early 2020 and it finally started to click for me. After going through pretty much all of his channel, I finally tried it and immediately loved it because it made so much sense.

[@christinemitchell6210]

Love you guys!!! Nick True’s whole budget is based on “Quality of Life Goals”, family, health...AMAZING!!!

[@andrewmitchell571]

Worlds colliding! Much appreciation to Nick for teaching me how to use YNAB and how to stick with it. If you haven't checked out his channel, do yourself a favor and subscribe!

[@amygarza1571]

I use YNAB only because Nick helped me hang on until I finally figured it out and got the hang of it. I love YNAB and Nick True!

[@veggirl1964]

Nick needs to be on the payroll. I found his videos after using YNAB for over a year and still learned SO MUCH!

[@annyrisaponte4161]

OMG, I love this!!! Nick's quick start video was the first video I watched when I decided to give YNAB another try. His savings goals decision tree is great and I re-visit his savings video all the time ❤️

[@en3mes]

Nick made it so easy to navigate YNAB - really appreciate the time and effort he put into those videos! His tutorials should be the standard for YNAB instructions! P.S. Hope you got those canoes ;)

[@FullCarrot]

Would love to see Nick join the budget nerds more often in the future! Really enjoyed it, I’m also a weekly listener of the mapped out money podcast and I really liked this podcast format focused on YNAB!

[@mappedoutmoney]

Thanks Felix, I really appreciate that :)

[@sol9877]

OMG I simply loooove his videos! A big thank you, Nick!!!!!!

[@mappedoutmoney]

Thanks Sol! Really appreciate you watching

[@savannahpozarycki2171]

I really loved this episode! The value based categories idea is phenomenal and something that I was really trying to move toward in my own budget without even realizing it. I loved the longer length and I'm looking forward to more guests in the future!

[@yonallb]

Is Budget Nerds a podcast? If not it should be.

[@ceciliaruns72]

Love this episode! Just wanted to share something cool... I get notifications on my Garmin watch everytime a charge comes through. I quickly check the app and approve. I keep up to date on my budget literally by the minute. I spend about an hour on the website only on payday, the rest of the time I use the app. Love it! 😅

[@juliestone2789]

Nick True explains YNAB perfectly. I too stuck with YNAB because of his beginners videos. Great video!

[@NettieFIRE]

I heard of YNAB because I followed Nick for low cost living lifestyle tips. I’d been using alternative software for 10 years prior but Nick’s demo’s whet my curiosity. It took me 2 years to jump on the bandwagon. So glad I did! 🙏🏻

[@Mustela8098]

Great video! Nick videos were my reason why I switched to YNAB cuz I didn't like how Mint budget categories were not user friendly. So I used both Mint & Excel and when I got an overdraft I knew I need to find something better. Ernie & Ben you guys rock for making this video w/Nick!

[@periteu]

21:20 - Nick's category groups.

[@conureron3792]

Watching Nick’s YNAB Vids helped me a great deal when I first started. They are indeed great!

[@apttodo]

I enjoyed the appearance of the cat, especially just the cat's tail! Great to continue Budget Nerds with Nick True - cheers guys! Nick's post-paycheck to paycheck jazzing up of category groups is something I've been thinking about. Not specifically category revitalising, but for those of us that do not live paycheck to paycheck, that feel relatively comfortable with ynab, and are settled with their finances (for now!); I've been thinking, what's next? Perhaps something that could be discussed or chatted about in a future video?

[@kennyfrien-i]

Really appreciate your videos, Nick. They've been invaluable for assimilating (🧠) YNAB over the last 18 months.

[@lexymcavinchey7147]

Couple things: 1) I am SO excited Nick True is in this video!!! 2) Honestly, YNABs in here saving romantic relationships since day one. 3) Nick's pie chart and life goal experiment just blew my mind and I have so many fun adjustments I need to make now. YAY!

[@scottspiro4876]

Boom! Great video everyone. Nick is solid. I've gotten tremendous value from his classes and consults.

[@mappedoutmoney]

Appreciate you Scott

[@yariarenas]

Loved hearing how Nick uses reports! I never really look at them but now I'm excited to adjust some of my Groups and Categories to better track my trends 🤗

[@RuninHeels]

I was smiling the whole time watching this. Apparently I'm a budget nerd now.

[@brentb3321]

I’m always in awe of Nick’s majestic beard. I bet it has it’s own category

[@mappedoutmoney]

haha, it's under "cosmetics" although I could break it out :P

[@Pottering12]

Nick True was my intro to YNAB. His tutorials really demonstrated how I could make it work well for us.

[@degtyarm]

Another nice feature: to set this months budget as per the last 12 months average spend in each category

[@cmbrown1598]

Tons of beard in this episode.

[@victoriathomas967]

Bearded budget nerds! That’s my type. 🤪

[@mappedoutmoney]

:)

[@sharleenslaunwhite8653]

This is an awesome episode. Thank you, all three of you!!

[@mariaeugeniaespinozam.3691]

Nick True is the very best to explain YNAB!! YNAB you should pay Nick to do more videos or Q&As with our community! 🥰

[@JohnsDeb]

My favorite is rolling with the punches. Recently, as my pets age, I have had to adjust my categories due to some unforeseen vet bills. Thank you! Great info!

[@notyourtype404]

I've been waiting for this for so long!!

[@mappedoutmoney]

Thanks Becca!

[@roxannchilds7306]

love it, Bert and Ernie!

[@pennybrooker3334]

Can’t wait for the move money feature!!! I have all ways wanted this!

[@tajalex6822]

Good episode! It was nice to hear all 3 different ways of doing things and your thoughts. Thanks!

[@TamaraHenson1984]

This is the greatest combo ever

[@mappedoutmoney]

:)

[@PlaninProgress]

Nick is such a cool guy!

[@mappedoutmoney]

hey thanks!

[@JonathanIsrael708]

Ernie.. Amazon is our Target. And what sucks about Amazon is the totals are estimates until they actually clear, so they transaction doesn't match when you import.

[@PatrickTombs]

This caused me so many headaches in December with all the Christmas shopping.

[@YNABofficial]

Jonathan and Patrick...I'm just about to sign off for the day and, honestly, the first thing I'm going to do when I'm done is march upstairs and ask my wife about the four uncategorized Target transactions sitting in YNAB. 🤣🤣🤣 -Ernie

[@NettieFIRE]

When YNAB released the ‘move money HISTORY’ feature, I’m pretty sure that might break my budget account. Seem like they’re gonna need 50TB upgrade just for me (just for my 34 days of history)! 😛 I love the move money feature! But the smarts of the ‘search functionality’ is hands down my favourite for when you dive into the weeds. 💕 Rule 2 (True expenses) - for me is the secret sauce to keeping out of debt. I’ve always had an aversion to debt and never, never got into any consumer debt of any, any kind. But, the realisation of what Rule 2 does is never lost on me (even thought I may find that forced discipline essential to my habits).

[@lesliedavis5323]

Love Nick True!!!

[@lakeisharhyant2045]

Rule 3 is my favorite!

[@carolea7158]

Move money tracking sounds like something I need.

[@ms.anonymousinformer242]

I vaguely remember quicken back when it was a thing. I was never good with computers, at least until my 40s lol . I tried a few apps in thr past. Never really liked them. Just in December, I asked someone I knew what budgeting app did he use? So they did a referral link to me to a trial. My trial ends soon, and I have the $ budgeted for the annual suscription already 😆, in my "Yearly subscriptions" category. I did not give up with this one even though I messed up twice. Because I just kept going back to their tutorials they offered in app and on you tube. That made a big difference along with some things I figured out just from playing around with the app.

[@victoriathomas967]

Quicken is still a thing! 🤯

[@YNABofficial]

That's AMAZING! Less than 30 days to fund the annual subscription? You said it was a rocky start, but it sure sounds like you're finding your way no problem now 😉 Keep it up, and can't wait to see where YNAB takes you!! -Hannah :)

[@marleneb.455]

I’m so glad to hear that I’ll finally be able to track when I move money. That’s the only thing about YNAB that I don’t like. I come from a financial work background and not being able to track that really bothered me so much that I never liked to use that feature.

[@beverlythompson6423]

This was so encouraging. Thank you.

[@briangonsalez2173]

Yay!!! Nick 🙌🏼

[@Rony-cc9dp]

How come Nick is not part of YNAB team? Like, I’ve learned everything on the app with him ._.

[@gabrielrendon]

He's probably an independent partner with referral code

[@victoriathomas967]

I’ve been wondering what happened to Nick True! He hasn’t posted a video in a while. Thanks Budget Nerds! I like this new idea to budget categories...

[@TaraL-oj6kj]

This was awesome! Thanks to those 3 bearded needs 😁

[@gagandeepgrewal]

thank you for this episode :)

[@stouttravis]

Does YNAB have any plans for something like labels or tags for transactions? It would really help the reports be more useful. Right now I find they cant get me the data I really want. A great example is Nicks use of multiple eating out categories related to value/intentions. I would love to have a tag for "Health" and "Relationships" and "Convenience" so I could see within my eating out category why I spent that money in that category, along with the ability to see across multiple categories all of my "Health" spending.

[@courtneyclick5991]

I use hashtags in the memo line and have had really good results with tracking details that way. Not sure if that helps you with your objectives but it’s a strategy I have really enjoyed.

[@whitneydowns3213]

I call the Pie Chart Report the Taddletale report.

[@YNABofficial]

😂

[@HaleyBudgets]

I so want the move money tracker!!!!!

[@AngelStormee]

I looked at mine today and haven’t reconciled in two months because it’s hard to match up Amazon transactions sometimes so I avoid it.

[@daniellejones8460]

Nice!

[@hello2876]

Woot! Steam YNAB 4

[@papaganafiggy5791]

Help! Never been able to stay on YNAB. Problem is I’m going on FMLA end of the month & Retire in May. Need some hand holding.

[@CredentialedFM]

Go watch Nick's videos. They are 100% hand holding. Open up his video and YNAB at the same time if you can and follow along.

[@jeannehenegar9927]

I love Crown Financial.

[@plymouthscubagirl]

Reports?! I didn't even know I could do this 😅

[@mappedoutmoney]

haha, they're the best!

[@lindyost7313]

Most fun thing to do in YNAB: Add EMOJI"S!

[@CredentialedFM]

Apparently I need to do this

[@ernaerin]

Love Nick True! Can you do Amber Digger next? She taught me how to integrate Profit First for my business with YNAB and it has set me up for success! Would love to hear from her!

[@ivicanuck]

Nick True has an excellent video about First Profit, very simplified, I love it!

[@wpf312]

Pattern Category: Plaid 2 Solid 1

[@mappedoutmoney]

plaid all day :)

[@Orneylie]

My wife is having a baby... Wow... May I remind you, that You two are having a baby . My husband and I had four... I was not the only one having babies. Sorry. I like you but check your words.

[@mrslatnafu]

You are interpreting his words and intent wrong.

[@sandrat6733]

I think his intent was that he was not the one doing the actual growing part, I don’t see anything sinister in his correction