I would really appreciate it if you checkout out my updated e-book on the Roth IRA Ladder Strategy: oncashflow.creator-spring.com/listing/Roth-IRA-Ladder (pdf) or www.amazon.com/dp/B09Y3NZNLH (Kindle)
@southduck Жыл бұрын
Have to keep an out out on health subsidies. If you convert to much it will kick you out from getting subsidies.
@OnCashFlow Жыл бұрын
Yes, that is true, that is why it is best that you can pick how much to invest each year. Not everyone plans on using the premium tax credit, but for those that do, this is something to keep in mind when figuring out your retirement spending plan.
@gorgondas Жыл бұрын
Love your work, truly !
@OnCashFlow Жыл бұрын
Thank you so much! I really appreciate your kind words!
@billstube3003 Жыл бұрын
Will be converting some of my 403B to Roth IRA when I retire over a period of 10 years or so before taking social security and RMDs, which would place me at a high tax bracket when factoring my pension. I will not be converting all of my 403B because I get 8.25% fixed return. So I'll leave about 300 to 500K in that account to use as an emergency fund and to take advantage of cheap stocks in the event of a severe market downturn. I do plan to use a variety of investment strategies to actively trade in my Roth account, including options trading.