Gold v/s Equity, the truth about investing | De-influencing

[@Zero1byZerodha]

Do you invest in any form of gold? What percentage of your portfolio is gold?

[@ResearchandExplore2024]

Not Yet, Gold is Expensive. 😅😅

[@SHAMIKII]

20%

[@AaShu8808]

What about Gold etfs isn't it worth...better than digital and physical gold.....?

[@pravinp2000]

10%

[@its.partha..]

10% SGB

[@hrishikeshkumar9561]

The transparent chart idea was really good. Its creative and interesting. Thanks for this video.

[@Zero1byZerodha]

Hey thank you I’m so happy you noticed :)

[@santaaurbanta304]

​@@Zero1byZerodha Hello Sir..I have been trying to invest inSGB but, the process is but difficult for novice users like me. Could you please make a video on how to investor choose SGBs practically? Thanks❤

[@SwapnilGusani]

A small correction: SGB is not really backed by Physical Gold. Its price is linked to price of gold and guaranteed by RBI.

[@msdadsfsx]

nope, gold is with rbi

[@yashgoyal3360]

That is correct

[@mohammadsheeraz144]

That's actually true.. Why dont the Govt return actual physical GOLD at the end of 8th year... if they cant then its just price guarantee.

[@SwapnilGusani]

@@msdadsfsx please go and do some research first.

[@arjunps6776]

​@@msdadsfsx Nope.. there's no gold with RBI.

[@kasiviswanathboddeti9085]

I recently read in a Mint article, Gold as an investment means betting on depreciation of Indian rupee, as gold against US dollar gave 2.5% CAGR over 20 years while in Indian rupee it returned 9.2%

[@pswolv]

one correction: SGBs are not backed by Actual gold ,it is a promise to pay prevailing gold rate at maturity Gold MF or ETFs are Personally, i like to keep 5% allocation to Gold with equal split in SGB and GOLD MFs, as SGBs are illiquid for ~5 years unless held in Demant Gold MFs help in rebalancing to match asset allocation

[@haimantide1827]

If you don't believe in sgb If rbi defaults What will be to other forms of gold

[@sahiriaralam8577]

Other forms of real gold will become more valuable​@@haimantide1827

[@Man00777]

Let's simplify and call it sovereign guarantee bond. Gold price is just used to calculate your yeild.

[@Understanding_Football]

​@@haimantide1827when has RBI defaulted bro 😅 if you believe that physical gold is the best bet.

[@azadsingh9887]

Dude believes in India growth story but also believes RBI will default on the promise to pay back the SGB holder

[@pratikjain4704]

You are looking at gold prices in rupee terms and the second larger problem is you are looking at gold prices only in the last 10 years. There are decades in history when gold hasn't moved or given negative returns.

[@user-mj3nj1tm1f]

In which decade gold hasn't moved at all or gave -ve return ?

[@parinparikh99]

@@user-mj3nj1tm1f Here's a well researched video about investing in gold kzbin.info/www/bejne/q53Kop-HjNGDmNE Long story short: Gold might be good against inflation over 100s of years, but stock market will give better returns (specifically global market-cap weighted index funds).

[@Understanding_Football]

Over last 5 decades, Gold has given around 11% CAGR if i remember it right. Any decade with economic uncertainty will move gold in right direction but let's not forget our entire economic ecosystem is way more volatile today than ever before, it is more prone to fluctuations than ever before which means there will be more crowd looking to diversify with gold. Not a bad option at all. Also, why Indian Rupees - it's because most gold investment options are tied to its price in INR.

[@dskushwaha]

​@@user-mj3nj1tm1fThere are many, but in recent times, the 15 years rolling returns for redemption between 1995-2010 were always negative. That means the investment done between 1980-1995 didn't yield anything but loss if held for 15 years.

[@anubhavshetty479]

The index returns are also taken in rupee terms so where's the problem?

[@aayushishukla3309]

Hats off to the editing and research team ✨

[@aniruddhsharma8635]

I love the way you present the data with visuals to make us understand and show the clear picture, I see most of your videos, love your content. It would be great if you can make a video on getting started with investing for low and middle class indian people. Huge shoutout to the whole team for providing this high quality content🙌💯

[@Zero1byZerodha]

Your kind words made our day! Thanks ❤

[@AdityaSingh-iv9wz]

I can't understand the price movement of gold whereas in case of stocks it's much simpler Through Fundamentals, Good quality management, unique business model, financial performance, technical patterns One can easily build a conviction over stock performance but gold prices are complicated

[@Understanding_Football]

It's not to be honest - yes you cannot sit down and look at their financials but when has stock prices only dependent on tangibles either. Speculations help. Best thing to note is gold price and equity market are generally opposite in nature. If one goes up, other comes down so gold prices are generally used as a hedge in the falling market.

[@AdityaSingh-iv9wz]

@@Understanding_Football yes, indeed your point is also valid

[@kratikvijay]

Your content is a Gold Standard for many other finance related channels The way you guys simplify and explain makes it very clear even for those who are new to all this Thanks for creating such wonderful content 🥳

[@manoharbs]

Yep it's better to have everything,like gold,equity,silver, real-estate,bonds etc.🎉

[@vikashgupta2189]

Zero1 editing team rocks ❤❤

[@KrishnaKumar-ve3kc]

Especially motion graphics is captivating!

[@sanketshah9104]

These series are pure GOLD. 🪙

[@Zero1byZerodha]

Thank you 🙏

[@trpaarvai6545]

This is one of the best videos i have ever watched on Gold investments. This video is also backed wirh data from 2008 to till date

[@praveensheshadri]

NRI can invest in SB bond and put contents for NRI investment

[@Harshtruth25]

Make a video on how to buy gold in secondary market

[@chaitanyagaikar007]

Wow, I was waiting for that “ 9:49 One thing” - how do we actually invest in Gold!

[@abhiramkr3040]

Great video...Truly informative.. Just one thing, SGB is not backed by physical gold and one of the primary reasons of issuing SBG was to reduce gold imports so yeah..that's it

[@hitesh.1609]

Hats off to the editing and research team! Loved the way it was presented, mainly the transparent charts.

[@saikiran4162]

Im learning data science. In my course i have done many data visualisation charts. Your team has out performed the data presentation the way they have used OHP sheets amazing.

[@birajde3649]

SGBs might be discontinued by the Govt in the following years, cause its not much beneficial to the Govt. In that case what should be the ideal way to Invest in Gold?

[@vilesh8543]

Visual arts and crafts fascinating. They are beating and catching up in different cycle. Just see gold chart 📈 between dec Jan to may consistently for last 20 years.

[@vilesh8543]

Compare Titan against gold chart with nifty

[@deeplunagaria]

As most of the people try investing through some fund manager. It would be great if you could make video about how to keep an eye on quality of fund management and how to get transparent reports if individual fund manager is managing your money.

[@samarthjuneja24]

Can you please make one on real estate investing as a first-timer? I'm not referring to the REITs video that you've made, I'm talking about the actual property(land/commercial/residential), at what stage should one buy it and how to get started with it, how to know if a market is on the pricier side(living in Bengaluru for some context)

[@donaldlobo3112]

The notional property of the SGB was revealed in the recent budget where the government artificially reduced the price of gold and thereby the bonds by reducing the import duty.

[@nuthanmurari]

Thanks for your video but i am having a question, Most of the videos people use to say SGB is one of the best option to invest in GOLD. Please clarify me this question Ex: I buy 10 grams of SGB at price: 6000 in 2024 = 60000/- If in worst case at the time of maturity current price of Gold that day is at 5000 then = 50000/- and loss is 10000/- Only i get 2.5% interest on launching price per year and that too it's a taxable. Please tell me whether anything like this happend in SGB before?

[@RonakDhakan]

Fundamentally, gold is an unproductive asset. Therefore, it will give lower returns than equity which is a productive asset class. Also, when you consider the damage caused to the environment due to gold mining, it would be best to not promote mining more gold than is necessary to use in industry. Since, buying gold for investing makes it expensive and unavailable for use in industry where it is actually needed and used for producing products [eg. electronic circuits].

[@ppsaha1994]

I agree on the first point but the second point does not make any sense. By that logic if you buy any equity, say Asian paints or Larsen and toubro, you are promoting pollution. Asian paints use petroleum and other harmful chemicals to produce paint in dangerous reactions. LnT is in construction which causes a lot of blasting, stone mining or sand mining causing soil erosion, not to mention air pollution with dust/concrete and car exhaust from the insane traffic the projects cause.

[@RonakDhakan]

@@ppsaha1994 Organization cause harm to the environment but produce useful products. When you hold gold, the harm to the environment due to mining provides no benefit by just holding it.

[@rasuthh]

this is best for skeptics dude , like literally people wont belive me when i say this

[@manojkumaras5088]

I love this Channel .love the way how the data's were put for us

[@Zero1byZerodha]

Thanks for your love 😇

[@gamersant7466]

Is there any way that i can invest in SGB yearly but for the same maturity period just like SIP?

[@cationsperspective1707]

I have a general question... Investing in foreign stocks from India, why it's a bad idea for small/retail investors...

[@ajinkya1443]

This was a good video covering all aspects of Gold as an investment. Can you do the same for real estate? The previous video was very superficial. People are dabbling in real estate and making money. Want to understand How are they doing this?

[@pkprprempavankumar8749]

Ji you mentioned 3 asset classes don't have any correlation with gold. In the next chart of 50% equal weightage portfolio most of the times when nifty have less or no returns gold performed well. That seems like there is negative correlation between two. Isn't it? Who ever is holding jewellary if thinking to make use of it, there is one more scene called gold monetization scheme. With this you can get good benefits.

[@BONDAT]

If gold bond price falls due to war or something after 8 yrs, u HAVE to sell it at that rate on redemption date with compulsion right?

[@vipinjain8764]

If i buy SGB from secondary market and hold it till maturity. In that case also my capital gain is tax free?

[@shivrajrana7427]

What an outstanding piece of work! 10 on 10 for research and wisdom. 20 on 10 for presentation !

[@Zero1byZerodha]

Thank you ❤ It's all worth it for your love.

[@veenatic]

What about gold etfs? Goldbees? are they better than SGBs?

[@divyas005]

No mention of Gold mutual fund?

[@rameshnarayanan2276]

It takes 3 metric tonnes of earth to be sieved to get 2.4 grams of gold and for such large scale ore extraction projects to become economically viable.!!! Was expecting comparison of SGB vs Goldbees also

[@rohitmaggon9216]

You didn't talk about gold bees after SGB's? Any advantages of investing in that ?

[@lohithArcot]

Can you create a video about REITS

[@naveens1]

One doubt about maturity and tax benefits: If the guy subsribes at issue time and holds till 8 years will get tax benefit. how about the person buys in secondary market like in 3rd year of the issue and holds till 8 years..how will this persons tax thing looks like, please explain

[@ashishpandey9823]

Nice video at the most appropriate time (I am not timing 😂). I am invested in Gold with 10% of my portfolio and it always comes to my mind to enhance the percentage. But it is so pricey nowadays 😢

[@faranbaig9428]

Gold and silver futures is best option do rollover on every month for long term and if prices came down average doen by dollar cost averaging method.

[@venky1973]

Wow . Video production quality is gold standard...❤

[@Zero1byZerodha]

Thanks a lot 😊

[@ashwinikhanna]

Okay. That's an interesting way to invest. You guys are doing a good job on educating investors the right way. I would love to see a good way to enter into stocks. Let's see what way you guys think is good.

[@Zero1byZerodha]

Thanks for appreciation our work! Really means a lot 😊

[@ankitchopra7092]

AWESOME VIDEO🔥 Few ques regarding sgb’s 1. If we hold sgb for 5 year will it be tax exempt 2. How much % of portfolio should be in gold if someone is high risk taker Suggestion for video:- showing ideal portfolio allocation for low and high risk appetite individuals in detail ✨

[@tmg1219]

1. No. But you can buy the ones issued 3 years ago from secondary market and hold till maturity.

[@jainamshah1049]

Very interesting video. I feel gold is a great gift from nature which is very underrated. I like how we can hedge our portfolio in the best way with gold. Vandit's creative work is awesome. Thanks a lot 😊

[@Zero1byZerodha]

Thanks for appreciating our work! ❤🙌

[@munnawarnawaz]

Which sgb tranche to buy online ?

[@awesomewolf07]

one golden love for your information💛

[@pradipbhattacharyya3968]

SGB probably are not the best because as we saw in the last budget the government can reduce import duty on gold thereby increasing the supply and reducing the price just before the SGB redeeming process before every cycle. I feel Gold is best when kept physically, I mean if there is a war government will definitely do funny things not to pay you, so best is to buy gold coins and not jewellery and keep them in a bank locker or maybe underground storage somewhere in your property.

[@yashjainchd]

Tax point also to be considered when buying from secondary market

[@Zero1byZerodha]

Yeah agreed 👍

[@drvimal007]

Excellent video .. Gold ETF whats your opinion . Excellent teaching too.. excellent editing.

[@santoshugale474]

Novel idea to show the charts Kudos to production team

[@Zero1byZerodha]

Hey thank you!

[@nanubrightarian]

One point. SGBs are not backed by real gold. They are backed the promise of Government of India

[@mariappan7kumar]

Crazy amount of effort in editing and those graphs, that too free on KZbin! Zerodha is truly helping people.

[@Zero1byZerodha]

Thanks for appreciating our work sir! Made our day ❤🙌

[@divya11114]

NRI's are not eligible to buy SGB. Moreover, it's not easy to sell SGB in the secondary market as there are very few takers. It's only good option if you're willing to buy it once and forget it until it's maturity period.

[@Zero1byZerodha]

Thanks for sharing your practical experience :) However for retail investors who wish to buy very few quantities, aren't the liquidity enough in the market?

[@Jackson_heights94]

👌👌👌

[@ankithtulshan2708]

Hi All Can someone clarify if the 2.5% interest will be on the launch price only throughout the tenure, or will it be paid as per the prevailing price of the gold in that year. For example if the gold prices go up, will the interest be paid on the higher gold price?. Thank you in advance!

[@sanjivini234]

What about etfs

[@user-gw8zk5ox2d]

What about Gold etfs. Is this also a good option to invest

[@rajthakkar3646]

The liquidity in SGBs is very less,moreover the interest rate is just 2.5%p.a. ,i know that these can be traded in the market before maturity but that would need the holder to compromise the price and at the same time its hard to find a taker for it

[@Zero1byZerodha]

Thanks for sharing insights on secondary market trading of SGBs :)

[@AnmolRanjeet]

Please tell me how the tax calculation works on that 2.5% interest we get from SGB.

[@R_ghosh108]

Presentation is top notch

[@Zero1byZerodha]

Thank you 🙌

[@MrBkan100]

Yet again, awesome!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[@Zero1byZerodha]

Thanks again!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! ❤

[@m.yasinmujooJKGastroLiver]

The whole.team rocks,,,cheers.😊

[@Zero1byZerodha]

Team Zero1 thanks you :)

[@user-qt9wb6gt8s]

ETF GOLDBEES pe kuch information

[@bvssrsguntur6338]

Prod team...thank you!

[@prashanttripathi5179]

Very insightful video👍

[@sudhirkumar-dx6df]

Sir make it in Hindi also to benefits for all Hindi persons

[@ManjunathTP-c6c]

Pls make videos related to NPS pros and cons

[@Zero1byZerodha]

Thanks for the topic suggestion :)

[@pramod.merwani3244]

Love the content

[@ariestourstravels5053]

Next topic - Real Estate Investment Options and how to go about it for better resturns

[@Zero1byZerodha]

Have you seen our video on REITs?

[@shilpagupta2557]

Superb analysis

[@Techie.Athlete]

I invest 5% of my portfolio in gold. I will increase the allocation to 10%

[@jungletraderbee]

Thanks boys. Very professional media team you have Prateek. Paper money can be printed from printers, but Gold can't. Also, holding physical gold can be safer from GOVT harassment's!

[@Simplepencildrawings]

I liked this one 😊

[@Zero1byZerodha]

Thanks for this ❤

[@nidhin916]

Yeah Zero1 rocks

[@Zero1byZerodha]

❤️❤️

[@harshrathod4498]

Amazing video and visuals👍🏻

[@arjunps6776]

Any idea on how long it takes for SGBs to list in the market? I invested in the tranche of 18 - 22 December 2023 but it's still not listed. My investment doesn't show under my holdings in Zerodha.

[@nartanr15]

This series is gold!!

[@Zero1byZerodha]

Thank you ❤️❤️

[@chandrashekarbk007]

Fantastic presentation sir 👏 👍

[@Zero1byZerodha]

Thank you 🙌

[@karthikkrishnamoorthy8975]

Brilliant video !

[@Zero1byZerodha]

Thank you! Cheers!

[@user-my9dp2ny3l]

keep creating!

[@uncommansense]

Central banks Purchase gold - if currency devalued gold will help (physical). So when you invest in gold you want to be safe if your Country's currency have no value in future, but u have gold (physical). You can get your wealth in another currency with physical gold. Also try to think why governments penalized the physical gold purchase and reward the SGB. The reason is simple they don't want to loose the physical gold.

[@rajdoshi6781]

not really majority of inr is backed by usd and usd isn't backed by gold anymore this video wasn't researched properly

[@vk-le2dh]

Awesome..

[@vijaybalaji7290]

nice comparison.

[@maheshm3011]

u missed gold etf's??????????

[@pikinskills]

Great video!

[@SHAMIKII]

Bonds vs. FD

[@Zero1byZerodha]

Hmm......interesting topic for de-influencing! ☺

[@ChetanPatil-tp9on]

"SGB's are not backed by any physical gold " SGB's are just like artificial supply of gold. you can always feel good about you helping your government but i don't know if the government also has the same consarn for you.

[@DragonStoneCreations]

If we buy the SGB from secondary market, do we still get the 0% capital gains tax benefit?

[@tmg1219]

Yes if you hold till maturity

[@DragonStoneCreations]

@@tmg1219 thanks

[@haimantide1827]

Secondary market me Bohot kam deta hai

[@harikishangullapalli]

Interesting. Only one concern with SGBs. I bought a few in the secondary market, I didn't receive the 2.5% simple interest. Does rhat work when we buy from secondary market?

[@Zero1byZerodha]

Yeah, ideally you are eligible for the interest. 🙂

[@TechTamizha1]

ji, r u sure u r running a company which ask us to buy stocks? and yes Zero1 Rocks!!!!

[@Zero1byZerodha]

We care about you more than anything else. That’s why we say we are an agenda less channel :)

[@rajatsethia1694]

I guess you could have added Gold ETF also

[@Zero1byZerodha]

Actually our main focus was to cover SGBs. But yeah noted your feedback. 😊

[@awesomewolf07]

why not SSB?

[@OPTIONandSWINGTRADER]

Chemically inert not "uninteresting "😄 Nice video though!

[@moshelerulkar7021]

Any reason why gold etfs are not covered in the comparison? Do they move based on price of gold or is there some other calculation?

[@Zero1byZerodha]

Our focus was to cover SGBs as an investment option. Also gold ETFs prices moves based on the prices of gold. Hope it helps 🙌