I will never buy copy item.. this is bad for designers

Guess you haven't got your numbers right 🤷‍♂️ I can easily see you've not understood how novated lease works. But will still watch as my mate made one 🎉

Hi, what memory card do you use for DDPAI N5?

You can put your business cards on the that thing next to the mirror

Having worked for a fleet management company that offered novated leasing, here are my tips - 1. The amount you pay pre and post tax is based on the taxable value of the vehicle which is approximately 20% of the purchase price. You pay the taxable value in post tax dollars each year and the rest in pre tax dollars. To increase the proportion you pay pre tax, buy a two year old used car as it would have already depreciated (lowering the taxable value) but still has manufacturer's warranty. 2. Do the numbers on whether you use the company's insurance or your own. If you have a good driving history, you may get insurance cheaper than the fleet policy. However, one advantage of the fleet policy is there is no age restriction or excess. Fleet insurance may be cheaper if you have a poor driving history or have drivers aged under 25. 3. You can generally arrange your own maintenance, insurance or fuel and keep the receipts and claim the expenses back. This is often worthwhile as the fleet company will sometime charge for providing these services. You can buy the cheap fuel and still claim the cost as part of your lease. 4. Whether you buy a vehicle outright or lease it, there is a financial cost of the vehicles price. The lease interest rate will probably be higher than you might source elsewhere and even if you pay cash, that money could have been in the bank earning interest. When comparing costs, use a spreadsheet lease payment calculation over the same time period to compare the difference in payments over time. While the lease interest rate may be higher, the tax saving may still be beneficial. 5. If you don't spend all your budgeted expenses, you will get the remaining funds back at the end of the lease. However, they will deduct the tax payable first. In the last six months of the lease, if it looks like you will have excess funds, either reduce your budgets or look to spend the extra funds. It may be worthwhile to put new tyres on the vehicle in pre-tax dollars than get the extra back after tax. 6. Don't commit to a too large a lease. It's a trap to get caught being mesmerised by the potential big tax saving and not leaving enough of your salary for living expenses. Don't allow yourself to be car rich and cash poor.

Didnt help brother. ..did everything you said...on haval h6 gt

i really love you for your honesty Thank you

Should’ve kept the Jeep.😂😂

Not all chinese stuff is bad. Some stuff is absolute garbage, but they make some quality goods also. Renogy and dji are 2 names that come to mind for reliable products.

I bought Toyota because I want space and quality......

Mentioning all design features, good or bad, poor breaking, but hey… two videos into GWM at all and I read a comment that this tank thing is rusting from new underneath all over! So parking it anywhere on the coast in Australia, where misty salty air covers vehicles by the minute, they wont last long. You don’t even have to use them in 4x4. Do not buy GWM! they rust through before you even had some kms on them!!!!

I pay no post tax contributions on an EV. Fantastic deal

I'm currently buying a 2019 great wall steed with like 50k KMs for 15k. The depreciation is a god send for people like me doing it really hard financially 😅

Full pre-tax deduction is only applicable to electric vehicles at a certain brackrt and not for hybrid or petrol. Your novated lease provider should have explained this to you.

Doesn't work for us. Widget isn't an option on ours

Thanks for your info. I went through NV when I was younger. First X-Trail model (yes I'm old). Great car but I felt as though I lost out when I needed to cut the lease off by 12 months. Needless to say I didn't understand the contract. I'm now looking at NV again but only going for 3 years this time and looking at EV with the incentives. MG4 mid-spec to be precise. This vid has certainly prompted me to go over every detail and will get an accountant to review the figures with a fine-tooth comb. Hopefully, I'll make the right decision. Enjoy the coffee I sent! You've earnt a sub.

Thanks

I always purchase them outright 😊 no finance just cash, and don’t care about the depreciation as after 4 years I’m still satisfied with the resale I get. Cheers from Oz🇦🇺

Cant wait for this to australia, i totally agreed with your words u say... who is not using goods from our China, even i phone is made in China, they just cant face this because their country CANNOT make such a great value for money products... live this t2 .❤

Hello!Mine Mg hs make sort of noise when in stop and go traffic and 2nd gear is in during rolling the car,as soon as accelerator is pressed i hear a clunk noise may be DCT engages or something like that and especially on speed breakers when downshifting is this normal?

You Bought a Chinese EV ?!! You can't be serious then ?!!

very few people can afford to buy new car outright $50,000 DRIVE AWAY NO MORE TO PAY.. most people will get a car loan $14000 deposit ( your pay out figure ) $3600 over a 5 year loan @ say 7.5% = $720 per month ...now add all running costs,,, petrol, rego insurance, servicing, tyres... figures will be pretty well be identical,,,,HOWEVER.. all this is post tax...with the tax savings a novated lease will be cheaper

Nearly went down the novated lease when getting my new car but was talked out of it by my employer (ex accountant). After hearing some horror stories from teachers i came into contact with, im glad i financed instead

Yes. I driven an MG ZS EV loaned to me while my vehicle was under repair. Honestly. The worst thing i driven in my 54 years of driving.

Buy a BYD

Good insight on new cars' to Oz, and their durability in more established other markets.

You are being unfair to Chinese Cars. With Tesla too you have all the gadgets as well as depreciation. Even the Japanese as well as German ICE cars there are heavy depreciation. Your regrets are basically not a Chinese Cars problem.

Welcome to the naming convention of Tiggo! Here in Indonesia Tiggo 8 was sold as three types 1. Tiggo 8 (no pro, 1600 cc turbo, new front grill). 2. Tiggo 8 pro (2000 cc turbo old interior and front grill ). 3. Tiggo Pro Max (2000 cc turbo, with new interior, new grill, and AWD variant). All type has two trim Comfort and Premium with different features. I have own my Tiggo 8 pro for 1.5 years, got 18k km clock in the dash. Daily drive along with my Peugeot 5008. No major issue, only once I have issue with the key remote which give a beeping error whenever I lock the door. Take it to the dealer they fix it by re-initialize the remote. My only concern is some of the interior gave noise when moving on bad road. Will likely fix by finding the source of sound. The engine is so powerful that you have to acustomized pushing the gas pedal. On the highway the acceleration blows out lots of SUV in its class, only some powerful twice the price of the car that maybe able to beat this engine. Agree that the beeping when car left on is safety features Paint quality is good in mine, but my car is locally built, maybe different manufacturing process in Russia? Smartphone connection is simple, but the audio unit really picky on the cable and brand of phone that were connected. My experience you must use the original phone cable and use Chinese made smartphone (I use Xiaomi). My Samsung phone can connect but sometimes freeze. Good tip on adding mesh to the grill, but will use a larger mesh to avoid congestion of air during high speed. My friend tiggo 8 pro has pass 70k km with no trouble, only changing brake pad in 60k. Price of the parts in Indonesia is rather expensive compared to other Chinese car. The battery itself cost around AUD 300 because it's an AGM battery that often use in BMW and Mercs. It's for the start stop system of the car. Normal battery cost about AUD 100-150 here. Sorry if my comments getting long. But overall I'm satisfied with the car, and probably will trade it with the PHEV one when they release it in Indonesia. Fuel consumption, city driving 9-10 km/l, on highway 14-15 km/l.

I had a novated lease and it was a nightmare, absolutely would not recommend for most individuals.

i bought a cheap chinese car and it was a nightmare, it kept randomly flattening the battery, the engine started leaking oil, the brakes calipers needed repair, and after 5 years it developed small rust spots, that was the last straw i sold it at a great loss, never again, i went japanese after that !!!

Given that it do🎉ant have a ladder frame I see it m ore of a soft roader. Plus low ground clearance. Think Audi Q5

hahaha, you made me laugh! I feel your pain too 😂. Almost did novated lease as well but luckily just use my cash offset! less headache

Learn how to drive a dual clutch transmission before you damage it. It's not an automatic transmission.

.Pray to God literally your still married that story would normally end badly.

Thank You Sir.

I noticed you mentioned in passing the Ford Falcon. Well, they're no SUV, but they're fairly reliable if you can get your hands on one of the later ones. They have a pretty good amount of space and are not bad for towing. I can fit my Ryder 48V electric, 20 inch, fat tyre bike on the back seat. Yep, handy vehicle.

Tank is now available in South, BAIC will soon be releasing the BJ80

It's good to hear that it's normal for the DCT transmission to be a bit noisy, I was already getting worried.

Thanks very important info to know, and I am now deferring taking out a Novated lease, and possibly will never take one out.

Hi All, I’m not an expert in accounting by any means to comment. But this is more of a question that I wish I had some clarification before I took out a 4 year NV. For the first flag mentioned in this video, I’m highly likely to stay with my current employer for the 4yrs. Total pre tax and post tax sum was about $1900 per month. I’m paying a little over $1400 after tax savings per month as a combined deduction from my salary. I’m saying this cuz the difference in my salary statement was only $1400 dollars a month since I’ve started my repayments. This sum includes fuel for 20,000 kilometres, annual servicing, insurance, rego and two sets of 4 tyres. When I did my own numbers, if I excluded all my extras, I’d pay approximately $52k as the actual lease rental in the 4yr term. My balloon payment is slightly under $30k. But my driving conditions have changed drastically since I started. My estimated kilometres have more than doubled to over 50k a year. But I’ve had my lease provider to give me in email that there is not going to be any fee or penalty for driving over estimated mileage. Is this something I need to get more information and further confirmation from the lease company? At this stage, after 4 yrs I’d be an idiot to pay $30k for a car that has done above 200k kilometres.

Forget leaseing a petrol or diesel xar an E.V. makes much better sense as its 100% paid from pre tax salery.

Insightful. I don't need a big car and I can live with it older but I can't live with someone else's lemon. Cheap new has all the features you showed and just run it 8-10 yrs - noting driving has dropped since 2020 so k's aren't a problem anymore.

You got s choice...life is all about making choices ....

do you still own the RHD LDV D90? thinking to purchase a 2024 brand new or 1-year old - because it’s rear wheel drive (2WD) and SportsAuto gearbox. Would be used to drive inner city and once in a while long drives 900km-1,200km oneway highway driving then a week later drive back. would you recommend the D90?

For the 2nd owner, that kind of fine mesh will seriously hinder airflow to the radiator, though. At high speeds, air will slam into that fine mesh as if it were a solid surface.

All good considerations. I know a lot of people on really high salaries that make this work in theory. In practice for all the reasons you mention I'm not keen. Think if your lease came up 2 or 3 years ago - ugh.

I investigated novated leasing last year when buying a $35k new car that will be doing less than 10k kilometres per year. I was in the fortunate position that I had the option of buying outright, so really took some time to figure what was best. I ended up doing the relatively simple calculation of taking all the petrol, insurance, maintenance, etc out of the offered monthly lease cost assuming that they'd be the same after tax cost either way (noting in reality we can get petrol, tyres, etc cheaper as you mention). Then multiply the remaining monthly out of pocket cost by the lease term plus the remaining balloon and that's ultimately what you're paying for the car including the tax "benefits". Even assuming lost interest on the outright money spend, I would have into the leasing company for a car and a half, even if I was still in the same job. So I agree that in my opinion, leasing is not right for everyone.

I think it all goes to show that the Tiggo is built to a price rather than a standard. Nothing wrong with that as long as you bear that in mind when buying one.....

hi i bought the same car as you have also exactly the same colour car as yours yesterday .picking up on friday. they sold me for $32900 including free car mats free windo tinted, white number plate, and full petrol tank on pick up, plus all those warranty.

I think the car beeping under those conditions is warranted! I’m looking to buy a Tiggo 4 Pro when they arrive in Australia….